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Wells Fargo Clear Access Banking Guide

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0% found this document useful (0 votes)
51 views5 pages

Wells Fargo Clear Access Banking Guide

Uploaded by

alantejermaine
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

Wells Fargo Clear Access Banking SM

September 7, 2025 Page 1 of 5

Questions?
Availablebyphone24hours a day, 7 days a week:
We acceptall relaycalls,including 711
JOSHUA LAWRENCE METAYER 1-800-TO-WELLS
1545 NW 7TH AVE (1-800-869-3557)
MIAMI, FL. 33136
En español: 1-877-727-2932

Online: w [Link]
Write: Wells Fargo Bank, N.A. (287)
P.O. Box 6995
Portland, OR 97228-6995

You and Wells Fargo


Thank you for being a loyal Wells Fargo customer. We value your trust in our
company and look forward to continuing to serve you with your financial needs.

Other Wells Fargo Benefits

You control your information - Be aware what you share

It could be something as innocent as your email address or where you bank or live. Be careful what you share and who you share
it with.
Fraudsters can use your personal information to steal your identity. They'll get into your accounts or even open new accounts in
your name. This costs you money, time to close unauthorized accounts and an emotional toll as you try to repair your good name.
Scammers use all kinds of ways to get you to give up your information:
-Scammers can pose as your bank claiming there is a "problem" with your account.
-Tech imposters will convince you there is "an issue" with your device and get you to give them access to it.
-They'll have you scan QR codes or get you to fill in personal information on fake websites or online surveys.
Don't give them that chance. Protect your information on- and offline!

What to do:
-Use strong, complex passwords on all your accounts. Use two-factor authentication whenever it's available.
September 7, 2025 Page 2 of 5

-Avoid clicking links in emails or texts. Instead, go directly to the official website or app.
-Be mindful of what you share on social media and who with.
-Use secure Wi-Fi. Avoid public Wi-Fi if possible.
-Install and maintain antivirus and anti-malware software on your devices.
-Don't share personal information unless you initiated the contact.
Slow down and always verify who you're giving the information to and why to ensure it
makes sense.
Remember, it's your information. Share it wisely.

STATEMENT PERIOD ACTIVITY SUMMARY Account number: 6807805137 (primary account)

Beginning Balance on 8/9 JOSHUA METAYER


$4,010.00
Deposits/Additions $5,671.00 Florida account terms and conditions apply
Withdrawals/Subtractions $11,434.10 For Direct Deposit use
Routing Number (RTN): 063107513
Ending balance on 9/7 $79.19

Transaction history
Check Deposits/ Withdrawals/ Ending daily
Date Number Description Additions Subtractions balance
08/14 Zelle From Lisa Jarvi on 08/14 Ref # Tdp0Jfydxykd Jess 20.00 4,130.00
08/14 Zelle to Jack on 08/14 Ref #FIREFJ546746 410.00 3,720.00
08/14 Zelle to Jack on 08/14 Ref #Pp0Z3Yr5Yd 20.00 3,700.00
08/15 Direct Deposit : BLUE DIAMOND BOX TRUCK SERVICES :919260756893 1,313.40 5,000.00
08/17 Zelle From Bob on 08/17 Ref #Rp0Z47Ykl4 1,230.00 6,230.00
08/20 FDOE REFUND Ref: 4347536hGr Joshua Metayer 1,200.00 7,430.00
08/20 FDOE REFUND Ref: 4347433GyJg Joshua Metayer 1,300.00 8,730.00
08/22 Zelle to Kevin J Ellis on 08/22 Ref # Jpm99Bihlmgg 1,343.30 1,000.00 7,730.00
08/23 Zelle to Kevin J Ellis on 08/22Ref # Jpm99Bih3J1D 950.00 285.95 7,444.05
08/27 Sunoco 0594670200 Sunoco Pay 250804 031101117052083 1,218.17 6,225.88
08/29 Direct Deposit : BLUE DIAMOND BOX TRUCK SERVICES :919260759987 7,569.18
09/02 8,579.18
Mission Lane EDI Pymnts Hukmvxhrmd2Dkk5 Joshua Metayer
09/07 Law Office of Eric H. Clayman, P.A. REF: 84946379536 8,500.00 79.19

Totals $7,356.70 $11,434.10 79.19

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when
your transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.

Monthly service fee summary


For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to [Link]/feefaq for a link to these documents,
and answers to common monthly service fee questions.

Fee period 08/09/2025 - 09/07/2025 Standard monthly service fee $5.00 You paid $0.00

We waived the fee this fee period to allow you to meet one of the options to avoid the monthly service fee. This is the final period with the fee
waived. For the next fee period, you need to meet one of the options to avoid the monthly service fee.

How to avoid the monthly service fee Minimum required This fee period
Have any ONE of the following each fee period
•Age of primary account owner 13 - 24
•Account is linked to a Wells Fargo Campus ATM Card or Campus Debit Card 1 0
RD/RD
September 7, 2025 Page 3 of 5

IMPORTANT ACCOUNT INFORMATION

A new way to avoid the Clear Access Banking monthly service fee

We're updating Clear Access Banking with a new way to avoid the monthly service fee.
Starting October 25, 2025, you'll avoid the $5 monthly service fee when you receive $250 or more in total qualifying (1) electronic
deposits in your Clear Access Banking account each fee period. (2)

You can also avoid the fee each fee period with:
- A primary account owner who is 13 to 24 years old (3)
- A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program (4)

To learn more about Clear Access Banking and its features, visit [Link]/checking/clear-access-banking. If you have
questions, visit Help & Support on the Wells Fargo Mobile® app (5), go to [Link]/help, or call us anytime at 1-800-TO-WELLS
(1- 800- 869- 3557).

1. A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has
posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant
payment processed through the RTP® network (real-time payment system) or FedNow× Service, or (3) an electronic credit from a
third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g. an Original Credit
Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not
considered a qualifying electronic deposit.
2. The fee period is the period used to calculate the monthly service fee. The fee period details are provided on the Monthly Service
Fee Summary located in your account statement.
3. When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee. Customers
between 13 and 16 years old must have an adult co-owner.
4. You will receive your Worldwide Military Banking program benefits 45 days after your qualifying non-civilian military direct
deposit is deposited into your eligible Wells Fargo checking account. For more information on the qualifying non-civilian military
direct deposit, program qualifications and benefits, please visit [Link]/military/worldwide-military-banking or
[Link]/depositdisclosures.
5. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

Other Wells Fargo Benefits

Help take control of your finances with a Wells Fargo personal loan.
Whether it's managing debt, making a large purchase, improving your home, or paying for unexpected expenses, a personal loan
may be able to help. See personalized rates and payments in minutes with no impact to your credit score.
Get started at [Link]/personalloan.
September 7, 2025 Page 4 of 5

Important Information You Should Know


Todispute or report inaccuracies in information we have furnished to a Consumer Reporting Agency about your accounts
Wells Fargo Bank, N.A. may furnish information about deposit accounts to Early Warning Services. You have the right to dispute the accuracy of
information that we have furnished to a consumer reporting agency by writing to us at Wells Fargo Bank N.A. Attn: Deposit Furnishing Disputes MAC
F2304-019 PO Box 50947 Des Moines, IA 50340. Include with the dispute the following information as available: Full name (First, Middle, Last), Complete
address, The account number or other information to identify the account being disputed, Last four digits of your social security number, Date of Birth.
Please describe the specific information that is inaccurate or in dispute and the basis for the dispute along with supporting documentation. If you believe
the information furnished is the result of identity theft, please provide us with an identity theft report.
If your account has a negative balance:
Please note that an account overdraft that is not resolved 60 days from the date the account first became overdrawn will result in closure and charge off of
your account. In this event, it is important that you make arrangements to redirect recurring deposits and payments to another account. The closure will
be reported to Early Warning Services. We reserve the right to close and/or charge-off your account at an earlier date, as permitted by law. The laws of
some states require us to inform you that this communication is an attempt to collect a debt and that any information obtained will be used for that
purpose.
In case of errors or questions about your electronic transfers:
Telephone us at the number printed on the front of this statement or write us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as you
can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear from you
no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.

1. Tell us your name and account number (if any).


2. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more
3.
information.
Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the
amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation.
In case of errors or questions about other transactions (that are not electronic transfers):
Promptly review your account statement within 30 days after we made it available to you, and notify us of any errors.
September 7, 2025 Page 5 of 5

Account Balance Calculation Worksheet Number Items outstanding Amount


1. Use the following worksheet tocalculate your overall account balance.
Go through your register and mark each check, withdrawal, ATM
2. transaction, payment, deposit or other credit listed on your
statement. Be sure that your register shows any interest paid
into your account and any service charges, automatic payments
or ATM transactions withdrawn from your account during this
statement period.
Use the chart to the right to list any deposits, transfers to your
3. account, outstanding checks, ATM withdrawals, ATM payments
or any other withdrawals (including any from previous months)
which are listed in your register but not shown on your
statement.

ENTER
[Link]
shownonbalance
your statement.. ............... $

ADD
B. Any deposits listed in your $
register or transfers into $
your account which are not $
shown on your statement. +$
................................TOTAL $

CALCULATE THE SUBTOTAL


(Add Parts A and B)
................................ TOTAL $

SUBTRACT
C. Thetotaloutstanding checksand
withdrawalsfromthe chartabove. ........ - $

CALCULATE THE ENDING BALANCE


(Part A +Part B-Part C)
This amount should be thesame
asthe current balance shownin Total $
your checkregister. ..................... $

To download and print additional Account Balance Calculation Worksheets (PDF), enter
[Link]/balancemyaccount in your browser on either your computer or mobile device.

©2021 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. NMLSR ID 399801

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