FINACLE OPERATIONAL DATA STORE

Get the most out of data, cost effectively!

Banks grapple with colossal amounts of data, often dispersed across disparate systems in their environment. The arising challenges include:

• Collation and consolidation of information with minimal manual intervention

• Transformation of data into meaningful enterprise-wide reports and undertaking data analysis for business effectiveness measurement

• Unified presentation of data

• Leveraging data to drive up revenues and profitability

Decision makers are constantly driven to reduce the time taken and the costs incurred to mine and leverage the wealth of information
available on customers, markets and operations. Consistent reports generation is deemed critical to empower end-users with relevant
information, to better segment understanding, increase cross sell opportunities, personalize products, identify emerging opportunities,
manage risks better and create differentiation. A proven means of addressing these challenges is a technology enabler that ably manages the
bank’s data.
Finacle operational data store
Finacle operational data store empowers banks with a secure and reliable technology infrastructure to derive optimal value from data,
and meet a whole range of operational, business and strategic objectives. This is enabled through support for data access and retrieval on
demand. The store can be effectively leveraged to meet the bank’s demand for reporting, risk management, analytics etc. The easy-to use
operational data store provides decision makers an anytime-anywhere unified view of the bank’s structured operational data. It supports
consistency of data, playing a pivotal role in transforming key institutional data into measurable performance indicators.

Functional architecture

Source System

Finacle Family Non Finacle Applications

(For illustration)

Finacle Core
General Ledger

Finacle CRM
Human Capital Management
Finacle Treasury

Supply Chain
Finacle e-Banking

Data Layer
Staging
ETL &
Area

Finacle ODS

Downstream Applications

Partner Analytics (Finacle Unified View

Solutions Analyze)

Rich Pricing Customer Analytics Enterprise

Customer View

Regulatory Credit Analytics

Enterprise wide Risk

Risk Management Operations Analytics

External Document © 2016 EdgeVerve Systems Limited

Layer architecture
• Parallelized ODS ETL help achieve
Finacle Finacle Products
Indicative Subject Areas minimal and flexible interdependencies

Integrated Data
Homogenized &
Sourced Data
Other RDBMS RDBMS Transactions
Applications Core amongst 600+ ETL jobs
Dump
Flat Files Account CRM Products e-Banking

•
Flat Files
UI Data CIF
User
E TL WMS Trade
Finance
Treasury Data error and audit management: pre-
Interfaces
Other Entities built, configurable and comprehensive
ETL Semantic Layer
User Management
Uni-Directional Data
Interfaces
• Well documented and integrated

Data Security
Downstream Extracts metadata, which also drives scheduled
Erroneous Data Dump Rich Pricing
Management
Regulatory
Risk Management
ETL loads
Finacle Flat Files Dispatch Management
RDBMS UI Data
Canned Reports

Metadata Ad-Hoc Reports

Business benefits
Dashboards
Increased business agility
Error Reports
Finacle operational data store provides
Data “push” and “pull” possible from source systems Aligned with Finacle roadmap banks an efficient and effective means
Hierarchical structures for summarization and Extendible data model (business area model)
navigation across region, zone, branch etc
Ability to perform historical and trend analysis
Tool agnostic metadata solution
Comprehensive error and reconcilliation process of meeting their regulatory, analytical
Supports complex data tranformations Extensive audit management
Can act as a system of record
Integrated metadata
Legend
Out-of-the-box features and MIS reporting requirements. This
Solution part ready to deploy with

streamlines data dissemination processes

minor changes

and enables decision-makers to respond to

business imperatives with greater agility.
Key modules
Improved performance
Data provisioning • Support for entity-based definition and
Finacle operational data store takes on
• Comprehensive data provisioning
leveraging of Soft Referential Integrity
(SRI) constraints for relationships the rigors of managing operational data,
across different subject areas (Loans
and deposits, operative accounts, trade • Flexible and highly customizable
relieving OLTP and other transactional
systems at the bank off the load. This
finance, wealth management, CRM, • Extensibility to accommodate new data eliminates the need for access to the
e-banking, treasury, payments, pricing sources and to provide additional production database for generation
and regulatory related data attributes) data elements of reports, significantly enhancing
• Extracts to support regulatory performance of the transactional
reporting, MIS reporting systems,
Technology features
infrastructure.
asset liability management, risk • Industry standard best practices on
management solutions and Extraction, Transformation and Load Greater reuse and lower maintenance
relationship-based pricing (ETL) implemented at architecture, costs

• Comprehensive business and technical design and base code levels Coupled with its integrated metadata,
metadata including provision on • Well integrated and seamless data elements for data governance and ability
ownership, stewardship details sourcing from Finacle UBS to integrate multiple data sources, Finacle

Data model structure

• Pre-built ETL patterns and enforced
operational data store enables a relatively
cost efficient means of managing the
data governance allow non-Finacle
• Standardized data model, tuned for data sources to be added in a
maintenance of multiple
downstream extracts.
core banking systems, for yielding standardized way with equal ease
operational BI
External Document © 2016 EdgeVerve Systems Limited
About Infosys Finacle
Finacle is the industry-leading universal banking solution from EdgeVerve Systems, a wholly owned subsidiary of
Infosys. The solution helps financial institutions develop deeper connections with stakeholders, power continuous
innovation and accelerate growth in the digital world. Today, Finacle is the choice of banks across 84 countries and
serves over 547 million customers – nearly 16.5 percent of the world’s adult banked population.
Finacle solutions address the core banking, e-banking, mobile banking, CRM, payments, treasury, origination,
liquidity management, Islamic banking, wealth management, and analytics needs of financial institutions worldwide.
Assessment of the top 1000 world banks reveals that banks powered by Finacle enjoy 50 percent higher returns on
assets, 30 percent higher returns on capital, and 8.1 percent points lesser costs to income than others.

For more information, contact [email protected] www.finacle.com

©2016 EdgeVerve Systems Limited, a wholly owned subsidiary of Infosys, Bangalore, India. All Rights Reserved. This documentation is the sole property of EdgeVerve Systems Limited (“EdgeVerve”).
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