Dear A,
Congratulations! Now you are one step closer to achieving your financial goals by choosing smart income solution with Tata AIA Fortune
Guarantee Supreme.
Guaranteed Income:
You have the option to receive your guaranteed income in one of the following ways:
Annually in Advance
Annually,Monthly, quarterly or half-yearly in Arrears
Annually on a "special date" such as your birthdate,anniversary, etc.
Your plan details are as follows:
Policy term (years) 29
Premium payment term (years) 7
Mode of premium payment Yearly
Premium installment as per chosen mode incl. GST ₹15,67,500
Income Paid In Cash 100%
You have chosen to receive guaranteed income every year on policy anniversary
Your income details are as follows:
Income Starts from year 10
No. of years for which you will receive income (Income period) 20
Guaranteed income installment as per chosen frequency ₹10,72,674
Guaranteed maturity benefit ₹1,05,00,000
Your first policy anniversary will be one year from the date of commencement of policy. The date of commencement of policy will be
mentioned in your policy schedule.
If you have opted for special date, the date of first income payout will be the chosen special date that falls after 1st policy anniversary.
The date of first Income payout will be mentioned in your policy schedule.
Best Wishes,
Tata AIA Life Insurance Company Ltd.
Please read complete Sales brochure before concluding sales.
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013. Trade
logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a [Link] any information including cancellation, claims and complaints, please contact our Insurance Advisor /
Intermediary or visit Tata AIA Life's nearest branch office or call 1–860–266–9966 (local charges apply) or write to us at customercare@[Link]. Visit us at: [Link]. UIN: 110N163V12
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such
phone calls are requested to lodge a police complaint
BENEFIT ILLUSTRATION
Tata AIA Fortune Guarantee Supreme
Name of the Prospect / Policyholder: A Proposal No: 80027495880
Age (years) : 42 Name of the Product: Tata AIA Fortune Guarantee Supreme
Gender: Male Tag Line: Individual, Non-Linked, Non-Participating Life Insurance Saving Plan
Name of the Life Assured 1 : A Unique Identification Number: 110N163V12
Age (years) : 42 GST Rate : 4.50% for first year
Gender: Male 2.25% second year onwards
Name of the Life Assured 2 : NA
Age (years) : NA
Gender: NA
Policy Term (years) : 29
Premium Payment Term (years) : 7
Amount of Instalment Premium (Rs.) : 15,67,500
Mode of Payment of Premium : Annual
Death Benefit Multiple: 10
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
Policy Details
Plan Option My Income Basic Sum Assured (first Death) Rs. 1,50,00,000
Benefit Deferred Income with Return of Premium Basic Sum Assured (Second Death, if any) Rs. NA
Income/Survival Benefit Frequency Annual Sum Assured on First Death (at inception of the policy) Rs. 1,50,00,000
Return of Premium Benefit Yes Sum Assured on Second Death, if any (at inception of the NA
policy) Rs.
Income/Survival Benefit starts from year 10 Special Date2 NA
Income/Survival Benefit period (years) 20 Settlement Option5 NA
Total Annualized Premiums payable (A) Rs. 1,05,00,000 Total benefits during policy term (B) Rs. 3,19,53,480
Rider Details
Tata AIA Vitality (Wellness Program): No
Details of Life Insured/Partner under the Benefit Option Benefit Payout Return Premium
of Benefit Premium Sum p.a. Year 1
Rider Name / UIN^(Benefit Option / Benefit Payout Option) Lumpsum Income Income Option Payment Assured Discount
Name Age(yrs) Gender (Rs.) p.a. Duration premium Term Term without
(Rs.) GST (Rs.) (Rs.)
(Rs.) (yrs) option
Premium Summary
Base Plan Riders Total Instalment Premium
Instalment Premium without GST (Rs.) 15,00,000 0 15,00,000
Instalment Premium with First year GST (Rs.) 15,67,500 0 15,67,500
Instalment Premium post applicable discount with First year GST (Rs.) 15,67,500 0 15,67,500
Instalment Premium with GST 2nd year onwards (Rs.) 15,33,750 0 15,33,750
Guaranteed Non - Guaranteed
Policy Year Single/ Annualized Premium Death Benefit4
Survival Benefits1 Maturity Benefit (First Death) Death Benefit4 (Second death, if any) Min. Guaranteed Surrender Value3 Special Surrender Value3 Surrender Value
1 15,00,000 0 0 1,50,00,000 NA 0 10,44,828 10,44,828
2 15,00,000 0 0 1,50,00,000 NA 9,00,000 22,49,163 22,49,163
3 15,00,000 0 0 1,50,00,000 NA 15,75,000 36,30,923 36,30,923
4 15,00,000 0 0 1,50,00,000 NA 30,00,000 52,11,602 52,11,602
5 15,00,000 0 0 1,50,00,000 NA 37,50,000 70,12,752 70,12,752
6 15,00,000 0 0 1,50,00,000 NA 45,00,000 90,60,469 90,60,469
7 15,00,000 0 0 1,50,00,000 NA 52,50,000 1,13,81,907 1,13,81,907
8 0 0 0 1,50,00,000 NA 54,60,000 1,22,56,651 1,22,56,651
9 0 0 0 1,50,00,000 NA 56,70,000 1,32,00,206 1,32,00,206
10 0 10,72,674 0 1,50,00,000 NA 58,80,000 1,42,19,651 1,42,19,651
11 0 10,72,674 0 1,50,00,000 NA 50,17,326 1,41,60,854 1,41,60,854
12 0 10,72,674 0 1,50,00,000 NA 41,54,652 1,40,98,801 1,40,98,801
13 0 10,72,674 0 1,50,00,000 NA 31,86,978 1,40,29,656 1,40,29,656
14 0 10,72,674 0 1,50,00,000 NA 23,24,304 1,39,54,401 1,39,54,401
15 0 10,72,674 0 1,50,00,000 NA 14,61,630 1,38,72,821 1,38,72,821
16 0 10,72,674 0 1,50,00,000 NA 5,98,956 1,37,84,635 1,37,84,635
17 0 10,72,674 0 1,50,00,000 NA 0 1,36,87,033 1,36,87,033
18 0 10,72,674 0 1,50,00,000 NA 0 1,35,80,913 1,35,80,913
19 0 10,72,674 0 1,50,00,000 NA 0 1,34,64,192 1,34,64,192
20 0 10,72,674 0 1,50,00,000 NA 0 1,33,38,558 1,33,38,558
21 0 10,72,674 0 1,50,00,000 NA 0 1,32,02,099 1,32,02,099
22 0 10,72,674 0 1,50,00,000 NA 0 1,30,52,433 1,30,52,433
23 0 10,72,674 0 1,50,00,000 NA 0 1,28,90,949 1,28,90,949
24 0 10,72,674 0 1,50,00,000 NA 0 1,27,15,992 1,27,15,992
25 0 10,72,674 0 1,50,00,000 NA 0 1,25,24,149 1,25,24,149
26 0 10,72,674 0 1,50,00,000 NA 0 1,23,15,951 1,23,15,951
27 0 10,72,674 0 1,50,00,000 NA 0 1,20,88,734 1,20,88,734
28 0 10,72,674 0 1,50,00,000 NA 0 1,18,41,635 1,18,41,635
29 0 10,72,674 1,05,00,000 1,50,00,000 NA 0 1,15,72,674 1,15,72,674
Benefits during Settlement Period 5 (applicable when Settlement option is opted 'Yes')
Proportion of Maturity Benefit opted to be taken as equal installments during settlement period (%) NA
Settlement period (years) NA
Frequency of payouts during Settlement period NA
Amount of each installment as per frequency chosen above (Rs.) NA
For the purpose of this illustration, the discounting rate used NA
Note: Single/Annualised premium excludes underwriting extra premium, loading for modal premiums, the premium paid towards the riders, if any, and Goods and Services Tax.
1. Survival Benefit will be payable at the end of Survival Benefit frequency as chosen or on Special date. Please refer complete Terms and Conditions for more details on Survival Benefits.
2. If you have selected Special Date-
a. The Survival Benefits will be paid out on the chosen special date.
b. The last instalment of Survival Benefit will be paid on the date of maturity and not on the special date and hence, the last instalment will be lower than the earlier Survival Benefits
c. Income payable includes interest for the period between policy anniversary and special date chosen. This illustration assumes the date mentioned in the box below as the policy commencement date for the purpose of calculation of
policy anniversary. However, the actual interest calculation will be based on the policy commencement date mentioned in your policy schedule.
3. The surrender values mentioned above are illustrated at the end of the policy year and will be paid post deducting survival benefit already paid during that year (if any). Special Surrender value may be revised depending on the prevailing
market conditions.
4. The Death Benefit shown above is at the end of the policy year. For single life policies and in case of Second Death for joint life policies, the death benefit illustrated above has been floored to Surrender value (which is inclusive of Non-
Guaranteed Special Surrender Value) payable at that point of time. Upon payment of Death benefit the policy terminates and no further benefits are payable
5. The instalments are derived using the rate equal to '5-year Gsec rate minus 50 bps' as on the end of financial year preceding maturity. The first instalment shall be paid on Maturity & the next as per chosen frequency, in advance. The 5
year G-sec rate will be reviewed every year.
6. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned
anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
7. Please read Sales Brochure carefully before concluding a sale.
I, …...................... (name), have explained the premiums and benefits under the product fully to the prospect / I, A , having received the information with respect to the above, have understood the above statement before
policyholder. entering into the contract.
Place:
Date: 16 May 2025 Date: 16 May 2025
Signature of Agent / Intermediary / Official Signature of Prospect / Policyholder
Unique Reference Number - L&C/Advt/2025/Apr/1626(Rider -L&C/Advt/2020/Dec/1539 )
Tata AIA Life Insurance Company Ltd. (IRDA of India Regn No. 110) (CIN: U66010MH2000PLC128403)
Registered and Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai- 400013
Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.
For more information, Call the Tata AIA Life Insurance Company Ltd Helpline number1860-266-9966 (local charges apply) or Visit us at: [Link]
