Congratulations on the purchase of your new home!

Enclosed please find the following documents related to your

upcoming homebuying Celebration of: 3911 Black Bear Landing, Crandall, TX 75114

 Commitment for Title Insurance –

Please note that the amounts reflected on the Title Commitment may not be correct and are subject to
change based on contract revisions. The final commitment will be provided at closing. We will also
provide coverage in your final title policy regarding survey discrepancies and any surface damage due to
mineral extraction as explained in the following "Additional Coverage Endorsements" page. Depending on
the final sales price of your new home, the premium for these endorsements will likely range from $150.00
to $200.00*. If you wish to decline this coverage, simply check the box marked at the bottom of this page
and return it to our office via email, fax or mail.

Important Notice: The attached title insurance commitment contains information which has been
obtained or derived from records and information owned by Title Data, Inc. or one of its subsidiaries
(collectively “Title Data”). Title Data owns and maintains land title plants for various Texas counties. Our
company’s right to access and use Title Data’s title plants is governed by the Subscription Agreement(s)
we have with Title Data, which restricts who can receive and/or use a title insurance commitment, which is
based in whole or in part, upon Title Data’s records and information. The information contained in the title
plants is protected by federal copyright law and Texas common law on trade secrets and contract.

This Title Insurance Commitment should not be re-distributed without first confirming with the
issuing agent what is permissible under the terms of their Subscription Agreement with Title Data.

 Privacy Policy

 Wiring Instructions
Lennar Title, Inc. will provide a copy of your settlement statement to the real estate agents or brokers identified in
the sales contract.

Please bring the following items to closing:

1. Amount to close that has been confirmed with the Escrow Officer

If you are bringing funds to closing, please be aware that all closing funds in the amount of $1,500 or
greater MUST be in the form of a Cashier’s Check or wire transfer payable to Lennar Title, Inc.
Funds received via ACH do not qualify as “good funds.” Due to the overwhelming number of
fraudulent Cashier’s Checks circulating within Texas, we now require ALL closing funds from the
buyer in the amount of $25,000 or greater to be wire-transferred. Otherwise, we must verify with the
bank that the Cashier’s Check is valid before funding.

BEWARE! WIRE FRAUD IS ON THE RISE! Wire fraud and email hacking/phishing attacks are
increasing in frequency. If you have an escrow or closing transaction with us and you receive an
email containing Wire Transfer Instructions, DO NOT RESPOND TO THE EMAIL! Instead, call your
escrow officer/closer immediately, using previously known contact information and NOT information
provided in the email, to verify the information prior to sending funds. Wiring Instructions are available
through LennarTrack and will not be emailed.

2. Valid and current form of government issued photo identification.

3. Your Spouse
 ****IMPORTANT INFORMATION NEEDED PRIOR TO CLOSING****

1. Change in marital status.

2. Call your title team for all power of attorney needs. Only specific forms will be accepted.

Please contact us at any time with questions or concerns. Thank you for choosing Lennar Title, Inc. as
your partner in the homebuying Celebration!

Sincerely,

Stanzi Brewer
Escrow Officer
[Link]@[Link]
(972)759-1180
 ADDITIONAL COVERAGE ENDORSEMENTS

The Title Commitment is a promise to issue a policy and shows the premium amounts for the Loan Policy and/or
Owner's Policy. If your contract states that Lennar Homes of Texas is paying the Owner’s Policy, please be
advised that we have included two additional endorsements which are optional and not included in the premium
paid by Lennar Homes of Texas. These endorsements, which will be charged to you, protect you in the event of
losses incurred due to the following reasons:

 SURVEY COVERAGE: Survey not properly marking boundaries, easements and/or encroachments
that may result in a loss to you.

 SURFACE DAMAGE COVERAGE: Loss to you in the event the owner of the mineral rights
damages the surface of the property while extracting minerals pursuant to those rights

The cost for these endorsements is typically between $150.00 to $250.00 on an average residential transaction.
This amount was included in the Loan Estimate and will not result in any additional costs above what was already
disclosed.
You do have the option to decline these additional endorsements and associated coverage. To do so, you may
check the box at the end of this cover letter and return it to us via email, fax or mail. Upon receipt, we will remove
the optional endorsements from the policy.

*Please Note: If your property is closing in a Partnership or Corporation, pursuant to the Texas Department of
Insurance Rule R16, the fee for this coverage is 15% of the Owner's Title Premium.

 I do not wish to receive the additional endorsements coverage for my owner’s policy.
 COMMITMENT FOR TITLE INSURANCE (Form T-7)

Issued by

TITLE RESOURCES GUARANTY COMPANY

8111 LBJ Freeway, Suite 1200, Dallas, TX 75251 (800) 374-8475 or (800) 369-3434

We, Title Resources Guaranty Company, will issue our title insurance policy or policies (the Policy) to You (the proposed
insured) upon payment of the premium and other charges due, and compliance with the requirements in Schedule C. Our
Policy will be in the form approved by the Texas Department of Insurance at the date of issuance, and will insure your
interest in the land described in Schedule A. The estimated premium for our Policy and applicable endorsements is shown
on Schedule D. There may be additional charges such as recording fees, and expedited delivery expenses.

This Commitment ends ninety (90) days from the effective date, unless the Policy is issued sooner, or failure to issue the
Policy is our fault. Our liability and obligations to you are under the express terms of this Commitment and end when this
Commitment expires.

THE FOLLOWING COMMITMENT FOR TITLE INSURANCE IS NOT VALID UNLESS YOUR NAME AND THE POLICY
AMOUNT ARE SHOWN IN SCHEDULE A, AND OUR AUTHORIZED REPRESENTATIVE HAS COUNTERSIGNED
BELOW.

In witness whereof, Title Resources Guaranty Company has caused its corporate name and seal to be hereunto affixed by
its duly authorized officers, the Commitment to become valid when countersigned by an authorized officer or agent of the
Company.

Authorized Signatory

Form T-7 Commitment (Jacket) Page 4 of 25

 TEXAS TITLE INSURANCE INFORMATION

Title insurance insures you against loss resulting from El seguro de título le asegura en relación a pérdidas
certain risks to your title. resultantes de ciertos riesgos que pueden afectar el título
de su propiedad.
The commitment for Title Insurance is the title
insurance company's promise to issue the title El Compromiso para Seguro de Titulo es la promesa de
insurance policy. The commitment is a legal la compañía aseguradora de títulos de emitir la póliza de
document. You should review it carefully to seguro de título. El Compromiso es un documento legal.
completely understand it before your closing date. Usted debe leerlo cuidadosamente y entenderlo
completamente antes de la fecha para finalizar su
transacción.

Your Commitment for Title Insurance is a legal contract between you and us. The Commitment is not an opinion or report
of your title. It is a contract to issue you a policy subject to the Commitment's terms and requirements.

Before issuing a Commitment for Title Insurance (the Commitment) or a Title Insurance Policy (the Policy), the Title
Insurance Company (the Company) determines whether the title is insurable. This determination has already been made.
Part of that determination involves the Company's decision to insure the title except for certain risks that will not be
covered by the Policy. Some of these risks are listed in Schedule B of the attached Commitment as Exceptions. Other
risks are stated in the Policy as Exclusions. These risks will not be covered by the Policy. The Policy is not an abstract of
title nor does a Company have an obligation to determine the ownership of any mineral interest.

Minerals and Mineral Rights may not be covered by the Policy. The Company may be unwilling to insure title unless
there is an exclusion or an exception as to Minerals and Mineral Rights in the Policy. Optional endorsements insuring
certain risks involving minerals, and the use of improvements (excluding lawns, shrubbery and trees) and permanent
buildings may be available for purchase. If the title insurer issues the title policy with an exclusion or exception to the
minerals and mineral rights, neither this Policy, nor the optional endorsements, ensure that the purchaser has title to the
mineral rights related to the surface estate.

Another part of the determination involves whether the promise to insure is conditioned upon certain requirements being
met. Schedule C of the Commitment lists these requirements that must be satisfied or the Company will refuse to cover
them. You may want to discuss any matters shown in Schedules B and C of the Commitment with an attorney. These
matters will affect your title and your use of the land.

When your Policy is issued, the coverage will be limited by the Policy's Exceptions, Exclusions and Conditions, defined
below.

- EXCEPTIONS are title risks that a Policy generally covers but does not cover in a particular instance. Exceptions
are shown on Schedule B or discussed in Schedule C of the Commitment. They can also be added if you do not
comply with the Conditions section of the Commitment. When the Policy is issued, all Exceptions will be on
Schedule B of the Policy.

- EXCLUSIONS are title risks that a Policy generally does not cover. Exclusions are contained in the Policy but not
shown or discussed in the Commitment.

- CONDITIONS are additional provisions that qualify or limit your coverage. Conditions include your responsibilities
and those of the Company. They are contained in the Policy but not shown or discussed in the Commitment. The
Policy Conditions are not the same as the Commitment Conditions.

You can get a copy of the policy form approved by the Texas Department of Insurance by calling the Title Insurance
Company at 1-800-526-8018 or by calling the title insurance agent that issued the Commitment. The Texas Department of
Insurance may revise the policy form from time to time.

You can also get a brochure that explains the policy from the Texas Department of Insurance by calling 1-800-252-3439.

Before the Policy is issued, you may request changes in the policy. Some of the changes to consider are:

- Request amendment of the "area and boundary" exception (Schedule B, paragraph 2). To get this amendment,
you must furnish a survey and comply with other requirements of the Company. On the Owner’s Policy, you must
 pay an additional premium for the amendment. If the survey is acceptable to the Company and if the Company’s
other requirements are met, your Policy will insure you against loss because of discrepancies or conflicts in
boundary lines, encroachments or protrusions, or overlapping of improvements. The Company may then decide
not to insure against specific boundary or survey problems by making special exceptions in the Policy. Whether or
not you request amendment of the "area and boundary" exception, you should determine whether you want to
purchase and review a survey if a survey is not being provided to you.

- Allow the Company to add an exception to "rights of parties in possession." If you refuse this exception, the
Company or the title insurance agent may inspect the property. The Company may except to and not insure you
against the rights of specific persons, such as renters, adverse owners or easement holders who occupy the land.
The Company may charge you for the inspection. If you want to make your own inspection, you must sign a
Waiver of Inspection form and allow the Company to add this exception to your Policy.

The entire premium for a Policy must be paid when the Policy is issued. You will not owe any additional premiums unless
you want to increase your coverage at a later date and the Company agrees to add an Increased Value Endorsement.

CONDITIONS AND STIPULATIONS

1. If you have actual knowledge of any matter which may affect the title or mortgage covered by this Commitment, that is
not shown in Schedule B, you must notify us in writing. If you do not notify us in writing, our liability to you is ended or
reduced to the extent that your failure to notify us affects our liability. If you do notify us, or we learn of such matter, we
may amend Schedule B, but we will not be relieved of liability already incurred.

2. Our liability is only to you, and others who are included in the definition of Insured in the Policy to be issued. Our
liability is only for actual loss incurred in your reliance on this Commitment to comply with its requirements, or to
acquire the interest in the land. Our liability is limited to the amount shown in Schedule A of this Commitment and will
be subject to the following terms of the Policy: Insuring Provisions, Conditions and Stipulations, and Exclusions.
 TEXAS CONSUMER NOTICE
Have a complaint or need help? ¿Tiene una queja o necesita ayuda?

If you have a problem with a claim or your premium, Si tiene un problema con una reclamación o con su
call your insurance company first. If you can't work out prima de seguro, llame primero a su compañía de
the issue, the Texas Department of Insurance may be seguros. Si no puede resolver el problema, es posible
able to help. que el Departamento de Seguros de Texas (Texas
Department of Insurance, por su nombre en inglés)
pueda ayudar.

Even if you file a complaint with the Texas Department Aun si usted presenta una queja ante el Departamento
of Insurance, you should also file a complaint or appeal de Seguros de Texas, también debe presentar una
through your insurance company. If you don't, you queja a través del proceso de quejas o de apelaciones
may lose your right to appeal. de su compañía de seguros. Si no lo hace, podría
perder su derecho para apelar.

Title Resources Guaranty Company Title Resources Guaranty Company

To get information or file a complaint with your Para obtener información o para presentar una queja
insurance company: ante su compañía de seguros:

Toll-free: (800)526-8018 Teléfono gratuito: (800)526-8018

Mail: Title Resources Guaranty Company Dirección postal: Title Resources Guaranty Company
8111 LBJ Freeway, Suite 1200 8111 LBJ Freeway, Suite 1200
Dallas, TX 75251 Dallas, TX 75251
Attn: Claims Department Attn: Claims Department

The Texas Department of Insurance El Departamento de Seguros de Texas

To get help with an insurance question or file a Para obtener ayuda con una pregunta relacionada con
complaint with the state: los seguros o para presentar una queja ante el estado:

Call with a question: 1-800-252-3439 Llame: 1-800-252-3439

Online: [Link] En línea: [Link]
Email: ConsumerProtection@[Link] Correo electrónico:
Mail: Consumer Protection, MC: CO-CP, Texas ConsumerProtection@[Link]
Department of Insurance, P.O. Box 12030,Austin, Dirección postal: Consumer Protection, MC: CO-CP
TX78711-2030 Texas Department of Insurance, P.O. Box 12030
Austin, TX 78711-2030

8111 LBJ Freeway, Suite 1200

Dallas, TX 75251
 Title Resources Guaranty Company
COMMITMENT FOR TITLE INSURANCE
SCHEDULE A

Effective Date: September 28, 2025 at 09:00 AM GF No.: 114706-034825

Commitment No. 114706-034825, issued October 1, 2025, 01:00 AM

1. The policy or policies to be issued are:

a. OWNER'S POLICY OF TITLE INSURANCE (Form T-1)

(Not applicable for improved one-to-four family residential real estate)

Policy Amount:
PROPOSED INSURED:

b. TEXAS RESIDENTIAL OWNER'S POLICY OF TITLE INSURANCE

ONE-TO-FOUR FAMILY RESIDENCES (Form T-1R)

Policy Amount: $260,074.00

PROPOSED INSURED: Cassandra Denise Smith and Aaron Dwain Smith

c. LOAN POLICY OF TITLE INSURANCE (Form T-2)

Policy Amount:
PROPOSED INSURED:
Proposed Borrower:

d. TEXAS SHORT FORM RESIDENTIAL LOAN POLICY OF TITLE INSURANCE (Form T-2R)

Policy Amount: $255,362.00

PROPOSED INSURED: Lennar Mortgage, LLC, and/or the Secretary of Housing and Urban
Development, and each successor in ownership of the indebtedness secured by
the insured mortgage, except a successor who is an obligor under the provisions
of Section 12(c) of the Conditions.
Proposed Borrower: Cassandra Denise Smith and Aaron Dwain Smith

e. LOAN TITLE POLICY BINDER ON INTERIM CONSTRUCTION LOAN (Form T-13)

Binder Amount:
PROPOSED INSURED:
Proposed Borrower:

f. OTHER

Policy Amount:
PROPOSED INSURED:

2. The interest in the land covered by this Commitment is:

Fee Simple

3. Record title to the land on the Effective Date appears to be vested in:

Lennar Homes of Texas Land and Construction, Ltd., a Texas limited partnership
 SCHEDULE A
(Continued)

4. Legal description of land:

Lot 90, Block J, ARBORS AT EASTLAND, PHASE 1, a subdivision in Kaufman County, Texas, according to
the map or plat thereof recorded in Cabinet 4, Sleeve 411, Plat Records, Kaufman County, Texas.

FORM T-7: Commitment for Title Insurance

Schedule A 114706-034825

Lennar Title, Inc. Policy Issuing Agent

 SCHEDULE B
Commitment No.: 114706-034825 GF No.: 114706-034825

EXCEPTIONS FROM COVERAGE

In addition to the Exclusions and Conditions and Stipulations, your Policy will not cover loss, costs, attorney's fees,
and expenses resulting from:

1. The following restrictive covenants of record itemized below:

**See Deed Restrictions below**

Note: To the extent that these restrictions violate 42 USC 3604(c) by indicating a preference, limitation or
discrimination based on race, color, religion, sex, handicap, familial status or national origin, such
restrictions are hereby omitted.

2. Any discrepancies, conflicts, or shortages in area or boundary lines, or any encroachments or protrusions,
or any overlapping of improvements.

3. Homestead or community property or survivorship rights, if any of any spouse of any insured. (Applies to
the Owner's Policy only.)

4. Any titles or rights asserted by anyone, including, but not limited to, persons, the public, corporations,
governments or other entities,

a. to tidelands, or lands comprising the shores or beds of navigable or perennial rivers and streams,
lakes, bays, gulfs or oceans, or

b. to lands beyond the line of the harbor or bulkhead lines as established or changed by any
government, or

c. to filled-in lands, or artificial islands, or

d. to statutory water rights, including riparian rights, or

e. to the area extending from the line of mean low tide to the line of vegetation, or the rights of
access to that area or easement along and across that area.

(Applies to the Owner's Policy only.)

5. Standby fees, taxes and assessments by any taxing authority for the year 2026, and subsequent years;
and subsequent taxes and assessments by any taxing authority for prior years due to change in land
usage or ownership, but not those taxes or assessments for prior years because of an exemption granted
to a previous owner of the property under Section 11.13, Texas Tax Code, or because of improvements
not assessed for a previous tax year. (If Texas Short form Residential Loan Policy (T-2R) is issued, that
policy will substitute "which become due and payable subsequent to Date of Policy" in lieu of "for the year
2026, and subsequent years.")

6. The terms and conditions of the documents creating your interest in the land.

7. Materials furnished or labor performed in connection with planned construction before signing and
delivering the lien document described in Schedule A, if the land is part of the homestead of the owner.
(Applies to the Loan Title Policy Binder on Interim Construction Loan only, and may be deleted if
satisfactory evidence is furnished to us before a binder is issued.)
 SCHEDULE B
(Continued)

8. Liens and leases that affect the title to the land, but that are subordinate to the lien of the insured
mortgage. (Applies to Loan Policy (T-2) only.)

9. The Exceptions from Coverage and Express Insurance in Schedule B of the Texas Short Form
Residential Loan Policy of Title Insurance (T-2R). (Applies to Texas Short Form Residential Loan Policy of
Title Insurance (T-2R) only.) Separate exceptions 1 through 8 of this Schedule B do not apply to the
Texas Short Form Residential Loan Policy of Title Insurance (T-2R).

10. The following matters and all terms of the documents creating or offering evidence of the matters:

a. **Restrictions recorded in Cabinet 4, Sleeve 411, Plat Records and under County Clerk's File No.
2023-003113, 2023-0003118, 2024-0004815, Official Public Records of Kaufman County, Texas.

b. Visible and apparent easements on or across the property covered by this policy which may not
appear of record. (This item will not appear on Schedule "B" of the policy if a survey is provided
by an approved surveyor showing no such easements.)

c. Rights of parties in possession. (Affects Owner Policy Only).

d. All leases, grants, exceptions or reservations of coal, lignite, oil, gas and other minerals, together
with all rights, privileges and immunities relating thereto, appearing in the Public Records whether
listed in Schedule B or not. There may be leases, grants, exceptions or reservations of mineral
interest that are not listed.

e. Any portion of the subject property lying within the boundaries of a public or private roadway
whether dedicated or not, or which may be used for road or street purposes.

f. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the title
that would be disclosed by an accurate and complete land survey of the land. (Note: Upon receipt
of a survey acceptable to Company, this exception will be deleted. Company reserves the right to
add additional exceptions per its examination of said survey.

g. All leases, grants, exceptions, or reservations of the geothermal energy and associated resources
below the surface of the land, together with all rights, privileges, and immunities relating thereto,
appearing in the Public Records whether listed in Schedule B or not. There may be leases, grants,
exceptions or reservations of the geothermal energy and associated resources below the surface
of the land that are not listed.

h. All building setback lines, easements, and other matters as shown and/or noted on the map/plat
recorded in Cabinet 4, Sleeve 411, Plat Records, Kaufman County, Texas.

i. Easement in favor of Texas Power & Light Company, recorded in Volume 407, Page 222,
Kaufman County, Texas.

j. Easement and Right-of-Way in favor of Kaufman County Levee Improvement District No. 5,
recorded in Volume 562, Page 363, Kaufman County, Texas.

FORM T-7: Commitment for Title Insurance

Schedule B 114706-034825

Lennar Title, Inc. Policy Issuing Agent

 SCHEDULE B
(Continued)

k. Channel Easement in favor of Kaufman County Levee Improvement District No. 5, recorded in
Volume 646, Page 511, Kaufman County, Texas.

l. Easement and Right-of-Way Agreement in favor of Trinity Valley Electric Cooperative, Inc.,
recorded in Volume 2496, Page 518, Kaufman County, Texas.

m. Easement and Right-of-Way Agreement in favor of Trinity Valley Electric Cooperative, Inc.,
recorded in Volume 2496, Page 520, Kaufman County, Texas.

n. Any and all rights, claims, and other matters which may be asserted by, through, or on behalf of
Anthony (a/k/a Tony) Wayne Boyles and his successors or assigns with respect to the land or any
part thereof identifed on Schedule A herein.

o. Existence of an On-Site Sewage Facility requiring maintenance contract, together with the terms
and conditions relative to the maintenance of same as evidenced by Affidavit to Public recorded in
Volume 1399, Page 631, Kaufman County, Texas.

p. Mineral and/or royalty interest in all of the oil, gas, and other minerals and/or other substances in
and under the subject property, including royalties, bonuses, rentals, ingress/egress and all other
rights as set out in County Clerk's File No. 2022-0004177, Official Public Records, Kaufman
County, Texas, together with all rights, express or implied, in and to the subject property, arising
out of or connected with said interest, reference to which instrument is here made for all
purposes. Title to said interest has not been investigated subsequent to the date of the aforesaid
instrument. The Company makes no representation to the present ownership of this interest.
(Waiver of Surface rights contained therein)

As Affected by Partial Release of Unrecorded Agricultural Lease filed August 19, 2024, recorded
in Instrument No. 2024-0025592, Official Public Records, Kaufman County, Texas.

As Affected by Partial Release of Unrecorded Agricultural Lease filed August 20, 2024, recorded
in Instrument No. 2024-0025730, Official Public Records, Kaufman County, Texas.

As Affected by Partial Release of Unrecorded Agricultural Lease filed August 29, 2024, recorded
in Instrument No. 2024-0026948, Official Public Records, Kaufman County, Texas.

q. Easement and Right of Way to Oncor Electric Delivery Company LLC, a Delaware limited liability
company, filed July 31, 2024, recorded in Instrument No. 2024-0023448, Kaufman County, Texas.

r. All terms, conditions, covenants, easements, restrictions, assessments, maintenance charges,

and other provisions as recorded in County Clerk's File No. 2023-003113, 2023-0003118,
2024-0004815 (Annex), Official Public Records, as amended, supplemented, refiled and/or
restated, Kaufman County, Texas.

s. Ordinance No - 05192025A, filed July 21, 2025, recorded in Instrument No- 2025-0015971,
Kaufman County, Texas.

t. Ordinance No - 07212025A, filed July 23, 2025, recorded in Instrument No- 2025-0022790,
Kaufman County, Texas.

FORM T-7: Commitment for Title Insurance

Schedule B 114706-034825

Lennar Title, Inc. Policy Issuing Agent

 SCHEDULE B
(Continued)

u. Terms, conditions, stipulations and restrictions, including but not limited to arbitration provisions,
contained in instrument filed for record in , Kaufman County, Texas.

FORM T-7: Commitment for Title Insurance

Schedule B 114706-034825

Lennar Title, Inc. Policy Issuing Agent

 SCHEDULE C

Commitment No.: 114706-034825 GF No.: 114706-034825

Your Policy will not cover loss, costs, attorney's fees, and expenses resulting from the following requirements that
will appear as Exceptions in Schedule B of the Policy, unless you dispose of these matters to our satisfaction,
before the date the Policy is issued:

1. Documents creating your title or interest must be approved by us and must be signed, notarized and filed
for record.

2. Satisfactory evidence must be provided that:

a. no person occupying the land claims any interest in that land against the persons named in
paragraph 3 of Schedule A,

b. all standby fees, taxes, assessments and charges against the property have been paid,

c. all improvements or repairs to the property are completed and accepted by the owner, and that
all contractors, sub-contractors, laborers and suppliers have been fully paid, and that no
mechanic's, laborer's or materialmen's liens have attached to the property,

d. there is legal right of access to and from the land,

e. (on a Loan Policy only) restrictions have not been and will not be violated that affect the validity
and priority of the insured mortgage.

3. You must pay the seller or borrower the agreed amount for your property or interest.

4. Any defect, lien or other matter that may affect title to the land or interest insured, that arises or is filed
after the effective date of this Commitment.

5. Procedural Rule P-27 promulgated by the Texas Department of insurance provides a list of the types of
financial documents and instruments which satisfy the requirement that we disburse only when we have
received good funds as required by said rule and Section 2651.202 Insurance Code. Please be advised
that we reserve the right to determine on a case-by-case basis what form of good funds is acceptable.

6. Upon request and receipt of applicable premium, if any, and in accordance with Texas Procedural Rule
P-50.1, T-19.2 and/or T-19.3 Minerals and Surface Damage Endorsements will be issued at the time of
closing of this transaction.

7. Final Judgement dated June 23, 2022 by and between Lennar Homes of Texas Land and Construction,
Ltd and TCL Land BK 4, (2022), LP (Plaintiffs) vs Anthony Wayne Boyles (defendant), recorded under
Clerk's File No. 2023-0035323, Official Public Records of Kaufman County, Texas.

8. Record a release of that Mechanic's Lien filed March 28, 2025, against Lennar Homes of Texas Land and
Construction, LTD, by JRH Construction, in the amount of $44,122.50 recorded on March 28, 2025, in
County Clerk's File No. 2025-0009476, Official Public Records, Kaufman County, Texas.

FORM T-7: Commitment for Title Insurance

Schedule C 114706-034825

Lennar Title, Inc. Policy Issuing Agent

 SCHEDULE C
(Continued)

9. We must be furnished with a properly executed Affidavit of Debts and Liens, executed by the record
owner and/or seller.

We must be furnished with a properly executed Waiver of Inspection executed by the Purchaser(s).

This file must be updated prior to closing

10. The applicant purchaser(s) have been checked as to the Patriot List, Texas Workforce Liens and Federal
Judgments Lien

11. This property may lie within the boundaries of Kaufman County Fresh Water Supply District No. 4A.
Purchaser must be notified and the required notices executed and filed. Any fees due must be paid.

12. This property may lie within the boundaries of Kaufman County MUD No. 10. Purchaser must be notified
and the required notices executed and filed. Any fees due must be paid.

13. NOTE FOR INFORMATIONAL PURPOSES ONLY: Per restrictions, assessment lien(s) is subordinate as
recited therein.

14. NOTE FOR INFORMATIONAL PURPOSES ONLY: The following deeds have been filed of record
affecting the subject property within the past 24 months:

Vesting Deed granted to Lennar Homes of Texas Land and Construction, Ltd., a Texas limited partnership
filed on August 19, 2025 recorded in Clerk's File No. 2025-0025686, Official Public Records of Kaufman
County, Texas.

Prior Deed filed May 26, 2022, recorded in County Clerk's File No. 2022-0020729, Official Public Records
of Kaufman County, Texas.

Prior Deed filed January 31, 2022, recorded in County Clerk's File No. 2022-0004177, Official Public
Records of Kaufman County, Texas.

FOR INFORMATIONAL PURPOSES ONLY: The subject property, or a part thereof, has been associated with the
following street address: 3911 Black Bear Landing, Crandall, TX 75114

LENNAR TITLE, INC.

Authorized Signatory

FORM T-7: Commitment for Title Insurance

Schedule C 114706-034825

Lennar Title, Inc. Policy Issuing Agent

 SCHEDULE D

Commitment No.: 114706-034825 GF No.: 114706-034825

Pursuant to the requirements of Rule P-21, Basic Manual of Rules, Rates and Forms for the writing of Title
Insurance in the State of Texas, the following disclosures are made:

1. The issuing Title Insurance Company, Title Resources Guaranty Company, is a corporation whose
shareholders owning or controlling, directly or indirectly, 10% of said corporation, directors and officers are
listed below:

Shareholders: RE Closing Buyer Corp.

Directors: Donald J. Casey; Alan Colberg; Matthew Kabaker; Kevin Mahony; J. Scott McCall; Kevin R. Wall;
Virginia Suliman; Ajay Waghray, Charles Chacko, John Harrell
Officers: Kevin R. Wall -President/CEO; Owen E. Girard-Secretary; Peter Prygelski-Treasurer/Chief
Financial Officer

2. The following disclosures are made by the Title Insurance Agent issuing this Commitment: Lennar Title, Inc.,
formerly known as CalAtlantic Title, Inc., a Maryland corporation

(v) A listing of each shareholder, owner, partner, or other person having, owning or controlling one percent
(1%) or more of the Title Insurance Agent that will receive a portion of the premium.

Lennar Title, Inc., a Maryland corporation is a wholly owned subsidiary of Lennar Title Group, LLC,
a Florida limited liability company which is a wholly-owned subsidiary of Lennar Financial
Services, LLC a Florida limited liability company. Lennar Financial Services, LLC is a wholly
owned subsidiary of Lennar Corporation, a Delaware corporation, whose securities are publicly
traded on the New York Stock Exchange.

(w) A listing of each shareholder, owner, partner, or other person having, owning or controlling ten percent
(10%) or more of an entity that has, owns or controls one percent (1%) or more of the Title Insurance
Agent that will receive a portion of the premium.

(x) The names of the officers and directors of the Title Insurance Agent are as follows:

Directors: Bruce Gross, Cristina A. Pardo, Michael B. Murgado

President: Cristina A. Pardo
Executive Vice Presidents: Dawn Schweter, Tiffany Bertling
Executive Vice Presidents & Controller: Sandra Austin
Secretary: David Buddingh

(y) The name of any person who is not a full-time employee of the Title Insurance Agent and who receives
any portion of the title insurance premium for services performed on behalf of the Title Insurance Agent in
connection with the issuance of a title insurance form; and, the amount of that premium any such person
shall receive.

(z) For purposes of this paragraph 2, “having, owning or controlling” includes the right to receipt of a
percentage of net income, gross income, or cash flow of the Agent or entity in the percentage stated in
subparagraph (a) or (b).

3. You are entitled to receive advance disclosure of settlement charges in connection with the proposed
transaction to which this commitment relates. Upon your request, such disclosure will be made to you.
Additionally, the name of any person, firm or corporation receiving any sum from the settlement of this
transaction will be disclosed on the closing or settlement statement.

FORM T-7: Commitment for Title Insurance

Schedule D 114706-034825

Lennar Title, Inc. Policy Issuing Agent

 SCHEDULE D
(Continued)

You are further advised that the estimated title premium* is:

Owner's Policy $ 1,676.00

Loan Policy $ 100.00
Endorsement Charges $ 375.15
Total $ 2,151.15

Of this total amount: 15% will be paid to the policy issuing Title Insurance Company; 85% will be retained by the
issuing Title Insurance Agent; and the remainder of the estimated premium will be paid to other parties as follows:

Amount To Whom For Services

*The estimated premium is based upon information furnished to us as of the date of this Commitment for Title
Insurance. Final determination of the amount of the premium will be made at closing in accordance with the Rules
and Regulations adopted by the Commissioner of Insurance.

This commitment is invalid unless the insuring provisions and Schedules A, B, and C are attached.

FORM T-7: Commitment for Title Insurance

Schedule D 114706-034825

Lennar Title, Inc. Policy Issuing Agent

 DELETION OF ARBITRATION PROVISION
(Not applicable to the Texas Residential Owner's Policy)

Commitment No.: 114706-034825 GF No.: 114706-034825

ARBITRATION is a common form of alternative dispute resolution. It can be a quicker and cheaper means to
settle a dispute with your Title Insurance Company. However, if you agree to arbitrate, you give up your right to
take the Title Insurance Company to court and your rights to discovery of evidence may be limited in the arbitration
process. In addition, you cannot usually appeal an arbitrator's award.

Your policy contains an arbitration provision (shown below). It allows you or the Company to require
arbitration if the amount of insurance is $2,000,000 or less. If you want to retain your right to sue the
Company in case of a dispute over a claim, you must request deletion of the arbitration provision before
the policy is issued. You can do this by signing this form and returning it to the Company at or before the
closing of your real estate transaction or by writing to the Company.

The arbitration provision in the Policy is as follows:

"Either the Company or the Insured may demand that the claim or controversy shall be submitted to
arbitration pursuant to the Title Insurance Arbitration Rules of the American Land Title Association
(“Rules”). Except as provided in the Rules, there shall be no joinder or consolidation with claims or
controversies of other persons. Arbitrable matters may include, but are not limited to, any controversy or
claim between the Company and the Insured arising out of or relating to this policy, any service in
connection with its issuance or the breach of a policy provision, or to any other controversy or claim arising
out of the transaction giving rise to this policy. All arbitrable matters when the Amount of Insurance is
$2,000,000 or less shall be arbitrated at the option of either the Company or the Insured, unless the
Insured is an individual person (as distinguished from an Entity). All arbitrable matters when the Amount
of Insurance is in excess of $2,000,000 shall be arbitrated only when agreed to by both the Company and
the Insured. Arbitration pursuant to this policy and under the Rules shall be binding upon the parties.
Judgment upon the award rendered by the Arbitrator(s) may be entered in any court of competent
jurisdiction."

SIGNATURE DATE

FORM T-7: Commitment for Title Insurance

Deletion of Arbitration Provision 114706-034825

Lennar Title, Inc. Policy Issuing Agent

 Rev. 2/14/2025

FACTS WHAT DOES TITLE RESOURCES GUARANTY COMPANY DO WITH YOUR PERSONAL
INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how
we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.

What? The types of personal information we collect, and share depend on the product or service you have
with us. This information can include:

 Social Security number and account balances

 Payment history and credit card or other debt
 Checking account information and wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this
notice.

How? All financial companies need to share customers’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their customers’
personal information; the reasons TITLE RESOURCES GUARANTY COMPANY chooses to
share; and whether you can limit this sharing.

Reasons we can share your personal Does TITLE Can you limit this sharing?
information RESOURCES
GUARANTY
COMPANY
share?

For our everyday business purposes – such as to

process your transactions, maintain your account(s),
respond to court orders and legal investigations, or Yes No
report to credit bureaus
For our marketing purposes- to offer our products No We don’t share
and services to you
For joint marketing with other financial companies No We don’t share

For our affiliates’ everyday business purposes- Yes No

information about your transactions and experiences
For our affiliates’ everyday business purposes- No We don’t share
information about your creditworthiness
For our affiliates to market to you No We don’t share

For nonaffiliates to market to you No We don’t share

Questions? Go to [Link]

Privacy Policy 114706-034825

 Page 2
Who we are

Who is providing this notice? TITLE RESOURCES GUARANTY COMPANY

What we do

How does TITLE RESOURCES To protect your personal information from unauthorized access and use, we use
GUARANTY COMPANY protect my security measures that comply with federal law. These measures include
personal information? computer safeguards and secured files and buildings.

How does TITLE RESOURCES We collect your personal information, for example, when you
GUARANTY COMPANY collect my  Apply for insurance or pay insurance premiums
personal information?  Provide your mortgage information or show your driver’s license
 Give us your contact information
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
 Sharing for affiliates’ everyday business purposes –information about your
creditworthiness
 Affiliates from using your information to market to you
 Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit
sharing.
Definitions

Affiliates Companies related by common ownership or control. They can be financial and
nonfinancial companies.
 Our affiliates include companies that are owned in whole or in part by
Anywhere Real Estate, Inc. ([Link]); Anywhere Integrated
Services, LLC ([Link]); HomeServices of America, Inc.
([Link]); Lennar Corporation ([Link]); and
OpenDoor Technologies Inc.([Link])

Nonaffiliates Companies not related by common ownership or control. They can be financial
and nonfinancial companies.
 TITLE RESOURCES GUARANTY COMPANY does not share with
nonaffiliates so they can market to you.

Joint Marketing A formal agreement between nonaffiliated financial companies that together
market financial products or service to you.
 TITLE RESOURCES GUARANTY COMPANY does not share with
nonaffiliated financial companies for joint marketing purposes.

Other Important Information

For European Union Customers Please see our Privacy Policy located at [Link]

Please see our notice about the California Consumer Protection Act located at
[Link]
For our California Customers

Privacy Policy 114706-034825

Privacy Policy 114706-034825
 Privacy Notice Rev. February 2024
Lennar Title Group Family of Companies
FACTS WHAT DOES LENNAR TITLE GROUP, LLC FAMILY OF COMPANIES (“LTG”) DO WITH YOUR
PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the
right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and
protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect, and share depend on the product or service you have with
us. This information can include:
• Social Security number and income
• Transaction history and payment history
• Purchase history and account balances
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their customers’ personal
information, the reasons LTG chooses to share, and whether you can limit this sharing.
Reasons we can share your personal information Does LTG Can you limit this
share? sharing?
For our everyday business purposes – Yes No
such as to process your transactions, maintain your account(s), respond to court
orders and legal investigations, or report to credit bureaus
For our marketing purposes – to Yes No
offer our products and services to
you
For joint marketing with other financial companies No We don’t share

For our affiliates’ everyday business purposes – Yes No

information about your transactions and experiences
For our affiliates’ everyday business purposes – No We don’t share
information about your creditworthiness
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don’t share

To limit our sharing • Send an email with your name, property address, and/or file # to
privacy@[Link]
• Mail the form below
Questions? Call 1 (844) 654-5408 or go to [Link]
---------------------------------------------------------------------------------------------------------------------------------------
Mail-in Form
If you have a joint account, your Mark any/all you want to limit:
choice(s) will apply to everyone on ? Do not allow your affiliates to use my personal information to market to me.
your account unless you mark below.
Name
? Apply my choices only to me.
Address

City, State, Zip

Account #
Mail To: Lennar Title Group, LLC Family of Companies
ATTN: Corporate Counsel
5505 Blue Lagoon Drive, 5th FL Miami, FL 33126

Privacy Policy 114706-034825

 Page 2
Who we are
Who is providing this notice? LTG (identified below), which offers title insurance and settlement services and property and
casualty insurance.
What we do
How does LTG protect my To protect your personal information from unauthorized access and use, we use
personal information? security measures that comply with federal law. These measures include computer
safeguards and secure files and buildings.
How does LTG collect my We collect your personal information, for example, when you
personal information? • apply for insurance or apply for financing
• give us your contact information or provide your mortgage information
• show your government-issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or
other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
• sharing for affiliates’ everyday business purposes – information about your
creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit Your choices will apply to everyone on your account.
sharing for an account I hold
jointly with someone else?

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial
companies.
• Our affiliates include companies with a Lennar name; financial companies such as
Lennar Mortgage, LLC, CalAtlantic Mortgage, Inc., and Northwest Mortgage
Alliance, North American Title Insurance Company, and Lennar Insurance Agency,
LLC; and nonfinancial companies, such as Lennar Corporation, Lennar Multifamily
Companies, Lennar Commercial, Lennar Homes USA, Lennar Family of Builders,
CalAtlantic Homes, Lennar Sales Corp., SPH Title, Inc., Sunstreet Energy Group, and
Five Point Communities.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial
companies.
• Nonaffiliates we share with can include collection agencies, IT and
telecommunication service providers, appraisers, companies that perform
marketing services on our behalf, customer service providers, order fulfillment
providers, government authorities, notaries, auditors, payment processors, and
consumer reporting agencies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial
products or services to you.
• LTG doesn’t jointly market.
Other important information
* California Residents – Effective January 1, 2020, the California Consumer Privacy Act allows California residents, upon a verifiable
consumer request, to request that a business that collects consumers’ personal information give consumers access, in a portable and
(if technically feasible) readily usable form, to the specific pieces and categories of personal information that the business has
collected about the consumer, the categories of sources for that information, the business or commercial purposes for collecting the
information, and the categories of third parties with which the information was shared. California residents also have the right to
submit a request for deletion of information under certain circumstances. If a business does not produce the information or delete
the consumer’s personal information as requested, it must provide an explanation in terms of the exemptions and exceptions
provided under the CCPA. To contact us with questions about our compliance with the CCPA, call 1 (844) 654-5408 or email
privacy@[Link]

Privacy Policy 114706-034825

 LTG consists of the following entities:
Lennar Title, Inc. CalAtlantic National Title Solutions, LLC
Lennar Title, Inc. d/b/a Lennar Closing Services, Inc.
Lennar Title, LLC

Privacy Policy 114706-034825

 TITLE RESOURCES GUARANTY COMPANY
Commitment Number: 114706-034825

LEGAL DESCRIPTION

Legal description of the land:

Lot 90, Block J, ARBORS AT EASTLAND, PHASE 1, a subdivision in Kaufman County, Texas, according to the
map or plat thereof recorded in Cabinet 4, Sleeve 411, Plat Records, Kaufman County, Texas.

FORM T-7: Commitment for Title Insurance

Legal Description Page 25 of 25 GF No.: 114706-034825