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UTI (Unit Trust of India) : Likhith M N USN:1DA18MBA20

The Unit Trust of India (UTI) was established in 1964 by the government of India to promote savings from small investors and give them an opportunity to benefit from pooled investments. UTI has objectives of pooling savings and providing investment opportunities to lower and middle-class investors. It fulfills these objectives by selling units across India, converting small savings into industrial finance, and providing liquidity, merchant banking, and advisory services. UTI also establishes various investment schemes like its flagship Unit Scheme launched in 1964, and schemes targeting children's savings, senior citizens, and sector-specific funds.

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Lïkïth Räj
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Topics covered

  • UTI customer base,
  • UTI financial products,
  • disadvantages of UTI,
  • UTI growth potential,
  • investment advisory,
  • UTI risk factors,
  • UTI service offerings,
  • UTI investment returns,
  • financial liquidity,
  • UTI investment options
710 views9 pages

UTI (Unit Trust of India) : Likhith M N USN:1DA18MBA20

The Unit Trust of India (UTI) was established in 1964 by the government of India to promote savings from small investors and give them an opportunity to benefit from pooled investments. UTI has objectives of pooling savings and providing investment opportunities to lower and middle-class investors. It fulfills these objectives by selling units across India, converting small savings into industrial finance, and providing liquidity, merchant banking, and advisory services. UTI also establishes various investment schemes like its flagship Unit Scheme launched in 1964, and schemes targeting children's savings, senior citizens, and sector-specific funds.

Uploaded by

Lïkïth Räj
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PPTX, PDF, TXT or read online on Scribd

Topics covered

  • UTI customer base,
  • UTI financial products,
  • disadvantages of UTI,
  • UTI growth potential,
  • investment advisory,
  • UTI risk factors,
  • UTI service offerings,
  • UTI investment returns,
  • financial liquidity,
  • UTI investment options
  • UTI (Unit Trust of India): Provides the title and author information for the document on Unit Trust of India.
  • Introduction: Introduces the establishment of the Unit Trust of India, the legislative act under which it was created, and its regulatory shift in 1978.
  • Objectives: Details the primary objectives of UTI, including promoting savings and sharing benefits with small investors.
  • Functions: Describes the various roles of UTI, such as providing liquidity and investment advisory services, and converting small savings into industrial finance.
  • Schemes of UTI: Lists different schemes offered by UTI, with years of establishment, illustrating the service diversity from insurance to equity plans.
  • Advantages of UTI: Explores the benefits of investing with UTI including liquidity, expert handling, and a wide choice of schemes.
  • Disadvantages of UTI: Identifies some downsides to UTI investments, such as potential liquidity issues and additional costs over direct investment.
  • Conclusion: Concludes the document with a brief 'Thank You' note, indicating appreciation and closure.

UTI

(Unit Trust of India)

Likhith M N
USN:1DA18MBA20
INTRODUCTION
 The Unit Trust of India(UTI) was
established on 1st February, 1964 under the
“Unit Trust of India Act,1963” by the
government of India

 In 1978 delinked from RBI and IDBI took the


regulatory and administrative control.
OBJECTIVES
There are two primary objectives of UTI :-
(i) To promote and pool the savings from small
investors.
(ii) To give them an opportunity to share the
benefits.
FUNCTIONS
To encourage savings of lower and middleclass
people.
To sell units to investors in different parts of
the country.
To convert the small savings into industrial
finance.
To provide liquidity to units.
To provide merchant banking and investment
advisory service.
To formulate unit scheme or insurance plan.
Schemes of UTI
 Unit scheme—1964.
 Unit Linked Insurance Plan—1971.
 Children Gift Growth Fund Unit Scheme—1986.
 Rajyalakhmi Unit Scheme—1992.
 Senior Citizen’s Unit Plan—1993.
 Monthly Income Unit Scheme.
 Master Equity Plan—1995.
 Money Market Mutual Fund—1997.
 UTI Growth Sector Fund—1999.
 UTI - Unit Linked Insurance Plan
Children Gift Growth Fund Unit Scheme—1986 Unit Scheme—1964
Advantages of UTI
Good opportunity for small investors
Wide choice of schemes
Safe investments
Steady incomes
Expert handlings
Tax concession
Liquidity
Disadvantages of UTI
 There are costs over and above those you'd
pay if you were investing directly.
 Unit trusts may not be as liquid as some
other investments.
THANK YOU

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