Vivid

💜 Did we make it into your heart? We’re happy to be among the nominees for the “Fintech of the Year” audience award by Payment & Banking - PBA Experts GmbH. For us, this award being about community and purpose means a lot, because that’s exactly what reminds us what to focus on as we keep shaping and evolving Vivid every day. So if you enjoy what we do and want to put a smile on our faces, we’d love your vote. Voting is open until November 12. Link in the comments 👇 #FintechOfTheYear #Community #VividMoney

🏆 Vivid Money named Germany’s most trusted neobank. In this year’s WirtschaftsWoche trust ranking, Vivid achieved the highest trust score among all neobanks! Especially in Germany trust used to belong to traditional banks. Times have changed. Digital banks and financial platforms have now closed the trust gap - proving that people value transparency, security, and user experience over marble floors and paper forms. For us at Vivid, trust isn’t just a byproduct - it’s the base layer of everything we build. As a European financial platform, we combine regulated safety (CSSF & AFM license), clear communication, and constant innovation to give entrepreneurs and individuals full control over their finances. 🙅♀️ No hidden fees. No small print. Just straightforward, reliable financial services - designed to help you grow with confidence. Full article linked in the comments below. #Neobank #Trust #VividMoney

🚀 Join our Business Webinar: Treasury solutions for growing your business funds Live on November 6, 2025, discover how modern treasury tools can turn your company’s liquidity into a strategic growth driver. Get insights from industry leaders with over 20 years of experience in financial services: Esmond Berkhout (CEO of @Vivid Money B.V., former CEO of DEGIRO, former AFM) Markus Gunter (Managing Director Frontoffice of lemon.markets, former CEO of N26) 📅 Date: November 6, 2025 🕐 Time: 11:00 CET 🌍 Language: English 💻 Location: Online ⏳ Duration: 40 minutes Our experts will discuss: 👉 How to grow operational, reserve and strategic cash efficiently 👉 Finding the right balance between returns, security, and flexibility 👉 How professional treasury tools — from Money Market Funds to iBonds and ETFs — can future-proof your business Whether you’re a founder, CFO, entrepreneur, or finance lead, this webinar is packed with practical insights to make your business funds work smarter. Register here: https://lnkd.in/eZi-kY2k #VividBusiness #Treasury #Fintech #BusinessGrowth #Webinar #LiquidityManagement #FinanceLeadership #SME #Firmendepot

One integration. Multiple asset classes. Instant European scale. Vivid and lemon.markets just set a new benchmark for how fast financial platforms can expand investment offerings across Europe. 🍋 Here's what makes this partnership notable: The Infrastructure Play → Vivid connects once to lemon.markets' brokerage platform → Gains immediate access to money market funds, mutual funds, ETPs and equities → Can add new asset classes without rebuilding infrastructure each time lemon.markets' new setup bundles end-customer holdings in a master account, making it radically simpler to serve thousands of customers across multiple European markets. Less operational complexity. Faster market entry. Why This Matters: For SMEs: Treasury management and investments now live on the same platform where they already handle payments. For the industry: This is what embedded finance infrastructure should look like - modular, API-first, built for European-wide scale from day one. The takeaway? The firms winning in European fintech aren't building everything in-house. They're choosing the right infrastructure partners and moving fast. Esmond Berkhout, Max Linden #Fintech #EmbeddedFinance #FinancialInfrastructure

🇮🇹 Vivid expands in Italy After one year in the Italian business market, we are proud to announce the launch of local IBANs — a key step toward making truly pan-European business banking a reality. With local IBANs we can offer even smoother payments, compliance with national standards, and greater trust between businesses and clients. How Gianluigi Girardi, our Country Manager Italy, puts it: 💬 “Italian businesses deserve financial partners who understand their reality. The new local IBAN is our way of saying: we’re here, we’re growing with you, and we believe in Italy’s entrepreneurial spirit.” But we don’t stop here! Next up: integrations for F24 and PagoPA, bringing Italian tax and admin payments fully into the Vivid ecosystem. #IBAN #Europe #VividMoney

Smarter workflows, less admin 🧠 SMEs spend up to 32 hours per month on routine admin tasks — time that could be used for strategy, clients, and growth. We’re introducing AI-powered Digital Employees — smart assistants designed to help businesses save time, reduce costs, and stay focused on what truly matters. 💡 How it works Each assistant takes care of specific recurring tasks and communicates via chat or even email. Just type what you need, and they’ll take care of the rest. Meet the team 🤝 👩💻 Anna, your AI Personal assistant — schedules meetings, drafts emails, and keeps your workday organized. 🧑⚖️ Lucas, your AI Legal associate — reviews contracts and helps you manage legal documents with ease. 👩💼 Emma, your AI Finance assistant (coming soon) — will handle cashflow insights and financial reports. Save time, money and stress with Anna, Lucas and soon to come Emma. Learn more about them via the link in the comments. ⬇️ #DigitalEmployee #AIAgents #VividMoney

🏆 #1 in Germany – Best Digital Business Account 2025 It all started with a simple idea: 💡 Make business banking as easy, fast, and rewarding as personal finance. Today, we’re proud to see that our idea became reality: 👉 Vivid has been ranked #1 by Handelsblatt and FMH-Finanzberatung as Best Digital Business Account 2025. Our biggest driving force: setting the bar Innovation as high as possible — but never at the expense of trust. That balance between speed and safety, ambition and reliability, is what defines Vivid — and what makes this recognition truly special. Together with our 4.5 out of 5 ⭐️ Finanzfluss rating, this gives us an extra boost to keep innovating and pushing the boundaries of business banking. A big thank you to all the entrepreneurs, freelancers, and creators who trust Vivid every day to manage and grow their business. You inspire us to keep building the future of business banking. 💜 ☄️ And we’re just getting started — with new features, smarter tools, and even faster ways to grow your business coming soon. Read the whole article via the link in the comment section. #BusinessBanking #NumberOne #VividMoney

📵 Vivid Money enters the offline world …to make money move faster than ever. From cafés to retail counters, creative studios and beyond, with our new Vivid POS Terminal we’re now powering 1-second payouts for every in-person payment. 💡 Why it matters Most small businesses still wait 2–3 days for their card revenues to arrive — time they simply can’t afford to lose. We’re changing that with the new Vivid POS Terminal: → Funds arrive within 1 second after each payment → No hardware costs, no monthly fees → From 0.69% per transaction — one simple rate for all cards → Works seamlessly with the Vivid Money Business Account Every card payment instantly appears in the business account, is categorized for taxes, and reflected in cash-flow reports — automatically, in real time. From digital to in-person payments, we’re helping SMEs and freelancers to get paid faster ⚡️ manage smarter 🧠 and grow stronger 💪 all within one single platform. 🇩🇪 Available now for all Vivid Business customers in Germany. Dive deeper via the link in the comments. #SME #InstantPayout #POS #VividMoney

🧾 Taxes don’t have to be a nightmare. For many freelancers in Germany, finding a tax advisor feels like searching for water in the desert 🏜️. That’s why we built Vivid Tax – Germany’s first solution that combines AI-powered tax preparation with professional human review. How it works: 🔁 Automation first → VAT advance & annual returns straight from your transactions. 👩💻 Expert check → licensed tax advisor review from just €99/month. ❎ No media breaks → no PDFs, no double entry, no lost receipts. With Vivid Tax, freelancers finally get what they deserve: less admin, more control, and the security of a professional review. We’re once again taking a step toward fixing a structural market problem – giving freelancers back their time to focus on their core business. Available now in the Vivid app and web portal. Discover more via the link in the comments. #VividTax #Freelancers #AI #VividMoney

At Vivid, we believe sending and receiving money internationally should feel as easy as sending a message. No jargon. No hidden steps. No surprise fees. So we rebuilt the experience for global transfers. 🌎 Now you can: ✔ Send money to over 60 countries in local currency or USD ✔ Get 1-day settlement on major routes ✔ Make ACH transfers to the US ✔ Accept transfers worldwide — we’ll convert any currency into EUR ✔ Directly receive 22 currencies — no conversion needed Even better: all incoming international transfers are fee-free until the end of October. This is what seamless, borderless money movement should look like. Update your app. Try it out. And tell us what border we should break next. #Fintech #InternationalPayments #VividBusiness #BorderlessBanking