Perfios

The only thing that turns a prospect into a customer? A signature. And we’re not talking about just any off-the-shelf eSign or eStamp service. We’re talking about Perfios “Closure Suite” that is built exclusively for lenders. We know how tiring and stressful the loan closure process can feel for both your team and your digitally savvy customers. That’s why we have designed a lending-first closure suite that makes loan closure seamless, risk-controlled, and completely integrated, turning paperwork fatigue into instant satisfaction! Stay tuned for more info!

We're #hiring a new Senior Data Scientist in Bengaluru, Karnataka. Apply today or share this post with your network.

We're #hiring a new Senior Software Engineer in Bengaluru, Karnataka. Apply today or share this post with your network.

Collections teams today spend 60-70% of their time on manual, repetitive tasks, time that should be spent on strategic recovery and meaningful borrower conversations. We're excited to announce that CreditNirvana - A Perfios Company, has launched 𝐌𝐚𝐞𝐬𝐭𝐫𝐨, 𝐚𝐧 𝐀𝐈 𝐀𝐠𝐞𝐧𝐭𝐢𝐜 𝐏𝐥𝐚𝐭𝐟𝐨𝐫𝐦 that's rewriting the playbook for debt collection. 𝐖𝐡𝐚𝐭 𝐦𝐚𝐤𝐞𝐬 𝐌𝐚𝐞𝐬𝐭𝐫𝐨 𝐝𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐭? Unlike traditional point solutions, 𝐌𝐚𝐞𝐬𝐭𝐫𝐨 𝐨𝐫𝐜𝐡𝐞𝐬𝐭𝐫𝐚𝐭𝐞𝐬 𝐭𝐡𝐞 𝐞𝐧𝐭𝐢𝐫𝐞 𝐝𝐞𝐛𝐭-𝐜𝐨𝐥𝐥𝐞𝐜𝐭𝐢𝐨𝐧 𝐥𝐢𝐟𝐞𝐜𝐲𝐜𝐥𝐞 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐚 𝐬𝐢𝐧𝐠𝐥𝐞 𝐢𝐧𝐭𝐞𝐥𝐥𝐢𝐠𝐞𝐧𝐭 𝐥𝐚𝐲𝐞𝐫, from digital outreach and voice-bot engagement to field operations, payment settlements, legal workflows, and recoveries. Powered by GenAI-based agentic orchestration, Maestro deploys autonomous Collection Agents that execute hundreds of micro-processes across the value chain. The results? 𝟔𝟎-𝟕𝟎% 𝐫𝐞𝐝𝐮𝐜𝐭𝐢𝐨𝐧 𝐢𝐧 𝐦𝐚𝐧𝐮𝐚𝐥 𝐢𝐧𝐭𝐞𝐫𝐯𝐞𝐧𝐭𝐢𝐨𝐧, 𝟒𝟎%+ 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞 𝐢𝐧 𝐜𝐨𝐥𝐥𝐞𝐜𝐭𝐢𝐨𝐧 𝐞𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐜𝐲, 𝐟𝐚𝐬𝐭𝐞𝐫 𝐫𝐞𝐜𝐨𝐯𝐞𝐫𝐲 𝐜𝐲𝐜𝐥𝐞𝐬, 𝐚𝐧𝐝 𝐮𝐩 𝐭𝐨 𝟗𝟓% 𝐟𝐞𝐰𝐞𝐫 𝐜𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞 𝐞𝐫𝐫𝐨𝐫𝐬. 𝐁𝐮𝐢𝐥𝐭 𝐟𝐨𝐫 𝐈𝐧𝐝𝐢𝐚'𝐬 𝐜𝐨𝐦𝐩𝐥𝐞𝐱𝐢𝐭𝐲, 𝐝𝐞𝐬𝐢𝐠𝐧𝐞𝐝 𝐟𝐨𝐫 𝐠𝐥𝐨𝐛𝐚𝐥 𝐬𝐜𝐚𝐥𝐞: Maestro's culturally attuned voice agents converse naturally in multiple Indian regional languages plus global languages including Bahasa, Spanish, Mandarin, and Arabic. With emotion and intent detection, these AI agents deliver 𝐡𝐮𝐦𝐚𝐧-𝐥𝐢𝐤𝐞 𝐢𝐧𝐭𝐞𝐫𝐚𝐜𝐭𝐢𝐨𝐧𝐬 that improve promise-to-pay outcomes while elevating borrower experience 24/7, at scale. As Raj MKK, CEO of CreditNirvana.ai puts it: "Collections have traditionally been fragmented across digital, voice, field, and legal. With Maestro, we're unifying all of these into one 𝐀𝐈 𝐀𝐠𝐞𝐧𝐭𝐢𝐜 𝐏𝐥𝐚𝐭𝐟𝐨𝐫𝐦 𝐭𝐡𝐚𝐭 𝐛𝐫𝐢𝐧𝐠𝐬 𝐢𝐧𝐭𝐞𝐥𝐥𝐢𝐠𝐞𝐧𝐜𝐞, 𝐞𝐦𝐩𝐚𝐭𝐡𝐲, 𝐚𝐧𝐝 𝐜𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞 𝐭𝐨 𝐞𝐯𝐞𝐫𝐲 𝐛𝐨𝐫𝐫𝐨𝐰𝐞𝐫 𝐢𝐧𝐭𝐞𝐫𝐚𝐜𝐭𝐢𝐨𝐧." Backed by 120+ person-years of expertise managing $11B+ portfolios across 62M+ accounts, Maestro is expanding to 120+ specialized capabilities and 𝟓𝟎+ 𝐥𝐚𝐧𝐠𝐮𝐚𝐠𝐞𝐬, with plans to extend into insurance and beyond. Ready to transform your collections function? Let's talk. Read more: https://lnkd.in/gxP7Z5jG

We are thrilled to join the 32n𝐝 𝐀𝐇𝐌𝐎𝐏𝐈 𝐀𝐧𝐧𝐮𝐚𝐥 𝐂𝐨𝐧𝐯𝐞𝐧𝐭𝐢𝐨𝐧, “𝐓𝐡𝐞 𝐇𝐌𝐎 𝐈𝐧𝐝𝐮𝐬𝐭𝐫𝐲 𝐚𝐧𝐝 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐂𝐡𝐚𝐧𝐠𝐞.” Watch Dr. Patrick Bugayong , Perfios Philippines, deliver a plenary session on: “𝐑𝐞𝐢𝐦𝐚𝐠𝐢𝐧𝐢𝐧𝐠 𝐭𝐡𝐞 𝐇𝐌𝐎 𝐂𝐨𝐫𝐞: 𝐓𝐡𝐞 𝐎𝐩𝐞𝐫𝐚𝐭𝐢𝐧𝐠 𝐒𝐲𝐬𝐭𝐞𝐦 𝐟𝐨𝐫 𝐚 𝐂𝐡𝐚𝐧𝐠𝐢𝐧𝐠 𝐇𝐌𝐎 𝐈𝐧𝐝𝐮𝐬𝐭𝐫𝐲” 𝐅𝐚𝐬𝐭𝐞𝐫 𝐨𝐧𝐛𝐨𝐚𝐫𝐝𝐢𝐧𝐠 | 𝐀𝐈-𝐝𝐫𝐢𝐯𝐞𝐧 𝐮𝐧𝐝𝐞𝐫𝐰𝐫𝐢𝐭𝐢𝐧𝐠 | 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐜𝐥𝐚𝐢𝐦𝐬 & 𝐚𝐛𝐝𝐣𝐮𝐝𝐢𝐜𝐚𝐭𝐢𝐨𝐧 | 𝐄𝐚𝐫𝐥𝐲 𝐅𝐖𝐀 𝐝𝐞𝐭𝐞𝐜𝐭𝐢𝐨𝐧 |𝐑𝐞𝐚𝐥-𝐭𝐢𝐦𝐞 𝐚𝐧𝐚𝐥𝐲𝐭𝐢𝐜𝐬 Perfios is committed to supporting Philippine HMOs as they move toward a smarter, more intelligent healthcare future.

Manual KYC isn’t just slow — it kills conversions. Startups that automate identity verification (Aadhaar, PAN, KYC) reduce onboarding time by up to 80%. Build user trust and compliance into your onboarding flow — without the friction. 👉 Test verification APIs free with 10k+ API credits: https://lnkd.in/g_S2D5D4

We're #hiring a new Senior Technical Lead in Bengaluru, Karnataka. Apply today or share this post with your network.

We are happy to share that Dr. Narayanan Iyer, Product Head, InsurTech - General and Life Insurance verticals, has been recognized as an "𝐎𝐮𝐭𝐬𝐭𝐚𝐧𝐝𝐢𝐧𝐠 𝐈𝐧𝐭𝐫𝐚𝐩𝐫𝐞𝐧𝐞𝐮𝐫𝐢𝐚𝐥 𝐋𝐞𝐚𝐝𝐞𝐫 2025" by the Global Intrapreneurs Institute. This recognition is a testament to his innovative mindset, leadership, and commitment to pushing boundaries within Perfios. We congratulate him on this well-deserved achievement and are confident that his entrepreneurial spirit will continue to inspire and elevate our InsurTech vision. #GII #GISS Dr. Irena Yashin-Shaw

As the industry confronts the challenge of delivering personalized, inclusive, frictionless and secure financial services at scale, our CEO, Sabyasachi Goswami, joined leaders at the CII Financing Summit on the 17th of November as a distinguished panelist to unpack what comes next. The discussion on "Technology Driven Financial Intermediation - AI, Blockchain & Data Revolution" tackled the industry's critical problem of the need to create frictionless, hyper-personalized, and financially inclusive services while maintaining robust security and compliance. The core importance of this topic lies in its ability to boost operational efficiency for FIs, Expand financial inclusion to the underserved and Mitigate risk fraud and credit risk 🗣️ Perfios' Voice on the Future of Finance Sabyasachi Goswami championed the transformative power of Digital Public Infrastructure (DPI), AI, and Open Finance in this new era. His key message highlighted the critical importance of these technologies in: 1. Enabling a Digital First, Data-Centric Lending Ecosystem: Moving from fragmented processes to seamless, intelligent lending decisions. 2 Mastering the Open Finance Paradigm: Stressing the necessity of secure, consent-driven data sharing to unlock unparalleled customer insights and service delivery. 3. Pioneering Next-Gen Fraud & Risk Management: Demonstrating how technologies like AI and machine learning are essential to building trust and ensuring the long-term stability of the financial system. A big thank you to the fellow panelists & thought leaders for a dynamic and insightful discussion: 1. Parag Bhise, CEO & MD, Nucleus Software 2. Rishi Gupta, MD and CEO, Fino Payments Bank 3. And a special mention to the brilliant moderator, Neetu Chitkara from BCG, for guiding the conversation. At Perfios, we remain committed to being at the forefront of this revolution, powering the next generation of financial services. #Perfios #CIIFinancingSummit #Fintech #AI #Blockchain #DigitalTransformation #FinancialIntermediation #ThoughtLeadership

AI as the Nervous System of Finance: Reflections from SFF What does AI really mean for the future of banking? That’s the question our CPO, Vinay Sathyanarayan, unpacked on stage along with Srivatsan Tirumalai and Paddy (Padmanabh) Padiyar at the Singapore FinTech Festival and the conversation hit on a reality the industry can’t ignore anymore. For years, the industry focused on digitization and connectivity. Today, we’ve entered the era of cognition where financial institutions learn continuously, make real-time decisions, and operate as unified, intelligent ecosystems. Imagine a bank where lending learns from collections, collections informs fraud, and fraud tightens underwriting simultaneously. That is the architecture Perfios is building: an AI-powered, real-time OS for BFSI. Vinay also spotlighted a larger global shift: Emerging markets like India, UAE, and Saudi Arabia are no longer “catching up.” They’re leapfrogging by building AI-native stacks without the weight of legacy systems with data pipelines, contextual models, instant decisioning. These ecosystems might just define the next decade of financial intelligence. And then came the big question: As AI and quantum demand massive compute power, how do we prevent over-concentration? The answer lies in federated, distributed intelligence where every institution can deploy and govern its own AI responsibly, without depending on a handful of hyperscalers. At Perfios, that’s the north star we’re building- AI that’s powerful, explainable, connected and truly in the hands of the institutions who serve billions. The next era of finance won’t just be digital. It will be intelligent by design!