eCapital Commercial Finance UK

A distribution business in the South needed a funding partner who could provide stability and support during a period of business restructure. Recommended to us through their broker, the company were looking for a lender who could show empathy to their situation and deliver a flexible solution that would help them purchase stock and fulfil confirmed orders without delay. At eCapital, we provided a £250k Invoice Finance facility, giving our new client the working capital required to move forward with confidence and keep their business momentum strong through transition. 👉 When challenges arise, the right funding makes the difference. We’re proud to support UK SMEs with tailored solutions that help them stay resilient, seize opportunities, and keep growing. #InvoiceFinance #WorkingCapital #SMEGrowth #Cashflow #weareeCapital #fortheloveoftheSME

Yesterday, Lee Ford and Bryn Ible MBA Ible from our Bristol office had the pleasure of attending and speaking at the Business Wales / Busnes Cymru event in Ebbw Vale. In collaboration with Hexa Finance, Cornerstone Finance Group, and the Development Bank of Wales, the event provided a valuable platform to share insights for supporting Welsh-based SMEs. The morning was filled with meaningful conversations and opportunities to connect with local industries and professionals; all focused on empowering SMEs across the region. 💼 Planning your next stage of growth for 2026? We’re here with the tailored funding to help you get there https://lnkd.in/e6sQjz69 #WelshBusiness #Networking #BusinessGrowth #Partnerships #SMEs #Wales #fortheloveoftheSME

𝗥𝗶𝘀𝗶𝗻𝗴 𝗘𝗻𝗲𝗿𝗴𝘆 𝗖𝗼𝘀𝘁𝘀 𝗔𝗿𝗲 𝗔𝗱𝗱𝗶𝗻𝗴 𝗣𝗿𝗲𝘀𝘀𝘂𝗿𝗲 — 𝗛𝗲𝗿𝗲’𝘀 𝗛𝗼𝘄 𝗪𝗲 𝗖𝗮𝗻 𝗛𝗲𝗹𝗽 𝗬𝗼𝘂𝗿 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗦𝘁𝗮𝘆 𝗥𝗲𝘀𝗶𝗹𝗶𝗲𝗻𝘁 With Ofgem announcing yet another rise in the energy price cap this January, the pressure on households is clear. But UK businesses are facing the same reality. Heavy energy users such as manufacturers, food producers, logistics firms and engineering companies are feeling the strain of higher electricity and gas costs. With margins tighter than ever, the challenge of keeping operations running has intensified. For many SMEs, this means: ◾ Greater financial strain during peak operational months ◾ Longer payment cycles as customers face their own cost pressures ◾ Higher risk of overdue invoices and potential bad debt ◾ Reduced cash reserves to manage rising overheads As suppliers struggle and more organisations fall behind on payments, businesses across multiple sectors are finding it harder to maintain healthy cash flow, especially those with high energy dependency. This is where Invoice Finance can play a crucial role. At eCapital, we help businesses manage cash flow confidently during uncertain periods. By unlocking funds tied up in unpaid invoices, you can access working capital immediately. This enables you to: ◾ Cover rising energy bills and other operational costs ◾ Pay suppliers on time ◾ Build financial stability ◾ Safeguard your business against bad debt Rising costs and tightening budgets don’t have to halt your progress. If your business is feeling the strain of higher energy prices or delayed payments, our tailored funding solutions can help. Get in touch today to talk about how Invoice Finance can support your business 💼 https://lnkd.in/eXgqFifY #CashflowSupport #fortheloveoftheSME #EnergyPrices

Getting a business off the ground is never easy, especially when rapid expansion and higher pressure is met with tightening cashflow. One growing landscape-gardening business came to us facing that exact challenge. Their demand was strong, but with customers on extended payment terms and fixed costs like payroll to cover, they were being forced to turn work away. At eCapital, we understand how pivotal this early stage can be. That’s why we specialise in fast, flexible funding solutions that help young businesses keep moving—so cashflow challenges don’t stall momentum. By providing an invoice finance facility, we swiftly unlocked the cash tied up in their outstanding invoices. This gave them the working capital to meet payroll, take on new projects, and accelerate growth without waiting on delayed payments. We’re here to ensure funding fuels ambition, so when the pressure rises, your business can keep pushing forward. #EarlyStageBusiness #InvoiceFinance #FlexibleFinance #CashflowConfidence #Growth #fortheloveoftheSME

A fantastic milestone for our team! We are excited to see our continued growth and strengthened presence across the South West and South Wales region, as our Newport office moves to Bristol — another significant step forward in eCapital’s journey to expand our reach and deepen our regional connections. Congratulations to our team on this exciting move. Here’s to new opportunities and continued success. 🌟 Bryn Ible MBA, Regional Managing Director shares his thoughts here 👇 #SouthWest #SouthWales #Bristol #RegionalGrowth #BusinessExpansion

The early stages of growth are exciting. Every sale, every new client, every milestone feels like progress. But it’s also when cash flow pressure can hit hardest. You’ve built the dream — now you have to make sure cash flow keeps up. That’s where the right funding partner matters. At eCapital, we help ambitious start-ups and scaling SMEs turn early momentum into sustainable growth with flexible solutions that work as hard as you do. Keep the momentum. Fund the growth. Learn more today 👉 https://lnkd.in/eXgqFifY #EarlyStageBusiness #InvoiceFinance #FlexibleFinance #CashflowConfidence #Growth #fortheloveoftheSME

Celebrating Connection and Collaboration! 🎉 Last Friday, our Birmingham Regional Sales Manager, Emily Revill, hosted her annual Long Lunch — now in its ninth consecutive year and more popular than ever! Held at Il Rosso, the event brought together many of Emily’s valued introducers and partners for an afternoon of great conversation, connection, and celebration. Each year, Emily’s Long Lunch continues to be a highlight on the calendar, providing the perfect opportunity to reflect on shared successes, strengthen relationships, and celebrate the collaborative spirit that drives us all forward. We’re incredibly proud of Emily for continuing to build such strong partnerships and grateful to everyone who joined her to make this year’s event another huge success. Here’s to many more years of connection, collaboration, and shared success! #Networking #BusinessGrowth #eCapital #Partnerships #SMEFinance #fortheloveoftheSME

𝗝𝗼𝗶𝗻 𝗨𝘀 𝗶𝗻 𝗘𝗯𝗯𝘄 𝗩𝗮𝗹𝗲! 𝗘𝗺𝗽𝗼𝘄𝗲𝗿𝗶𝗻𝗴 𝗪𝗲𝗹𝘀𝗵 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗲𝘀 𝘁𝗼 𝗚𝗿𝗼𝘄 🚀   We’re excited to share that on 26th November, eCapital will be headlining an event with Business Wales / Busnes Cymru, championing local Welsh industries and professionals.   Hosted in Ebbw Vale, this event brings together a fantastic line-up including Hexa Finance, Cornerstone Finance Group, and the Development Bank of Wales for an inspiring day of discovery, discussion, and networking.   If you’re a Welsh-based SME decision-maker looking to fund and grow your business ambitions, this is an event you won’t want to miss. You’ll have the opportunity to: ✅ Connect with leading finance and business experts ✅ Gain valuable insight into tailored funding options support ✅ Network with like-minded business leaders from across the region   👉 Book your place now and be part of a day dedicated to supporting the future of Welsh SMEs: https://lnkd.in/eQeT3Hd5   #WelshBusiness #Networking #BusinessGrowth #Partnerships #SMEs #Wales  #fortheloveoftheSME Lee Ford

💡 For early-stage businesses, the right funding turns early traction into repeatable growth — it lays the groundwork for sustainable growth and long-term success.    At eCapital, we’re here to help you continue growing with confidence. In the face of early pressure as a business owner that keeps you up at night, navigating the challenges of limited cash flow and restricted access to traditional financing, invoice financing emerges as a real consideration.    With eCapital, you can partner with a funder who understands your unique needs, boosts essential cash flow, and supports your journey to scale.    📖 Read more about how invoice finance supports early-stage growth: https://lnkd.in/eTJy4EEU #EarlyStageBusiness #InvoiceFinance #FlexibleFinance #FinanceForYou #Growth #fortheloveoftheSME

💼 Starting Strong: How eCapital Helps Businesses During Early-Stage Growth Scaling a business is exciting but it also brings real challenges. Managing payroll, covering supplier costs, meeting customer demand, and hitting tight deadlines can quickly stretch cash flow. That’s where the right funding partner makes all the difference. 💡 Interested? Explore how we help growing businesses navigate their next stage. #NewStart #EarlyStageBusiness #InvoiceFinance #FlexibleFinance #FinanceForYou #Growth #fortheloveoftheSME