Which comparison correctly contrasts DAC and MAC?

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Which comparison correctly contrasts DAC and MAC?

DAC: based on clearances; MAC: based on usernames

DAC: rigid and complex; MAC: flexible and user‑friendly

DAC: owner‑controlled, identity‑based, flexible; MAC: system‑controlled, label‑based, highly secure

DAC: only for physical access; MAC: only for logical access

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