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Budget

This document is a monthly budget for January that tracks income, expenses, and the remaining balance on a daily basis. It shows that the projected income for the month is $4,500 while total expenditures are estimated at $3,714, leaving a small surplus. Major recurring expenses include mortgage, utilities, food, transportation costs, and debt payments. Daily entries account for actual spending and the remaining balance to help ensure the budget stays on track.

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shemo78
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© Attribution Non-Commercial (BY-NC)
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28 views3 pages

Budget

This document is a monthly budget for January that tracks income, expenses, and the remaining balance on a daily basis. It shows that the projected income for the month is $4,500 while total expenditures are estimated at $3,714, leaving a small surplus. Major recurring expenses include mortgage, utilities, food, transportation costs, and debt payments. Daily entries account for actual spending and the remaining balance to help ensure the budget stays on track.

Uploaded by

shemo78
Copyright
© Attribution Non-Commercial (BY-NC)
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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January-09

Budget
Income

Proj
ecte Act
d ual

Monday

Tuesday

Wednesd
ay

Beg. $1,
Bala 118
nce
.00

Wages

Gross Pay

Sunday

$4,50
0.00

Bonus
Federal
Income Tax

$512.
00

Social Security
Tax

$122.
00

Medicare
State Tax
Additional
Income 1

Net Income

$60.0
0
$96.0
0

$3,71 $0.
0.00 00

Plan Act
ned ual 4

Donations

$100.
00

Savings and
Investments

$100.
00

Food

$350.
00

Mortgage /
Rent

$1,31
2.00

Saturday
3
Enter ($2
tainm 5.0
ent
0)

Mont
hly
Bal
$1,
118
.00

Expenditur
es

Thursday
Friday
1
2
($1,
$92
Mortg 312. Payd 7.5
age
00) ay
0
($6
Wate 0.0
r
0)
($1
Powe 34.
r
00)
Inter ($9
net/C 0.0
able
0)
($8
7.5
Food
0)
($5
Healt 0.5
h Ins. 0)

$1,
118
.00

$1,
118
.00

6
7
Cred
($2 it
($9 Equi
Misc 5.0 Card 8.0 p &
.
0) 1
0) Furn

($19
4.00
)

$1,
118
.00

$31
1.5
0
9

($2
5.0
0)

$28
6.5
0
10

$92 Enter ($2


7.5 tainm 5.0
0 ent
0)
($5
0.0
Gas
0)
($8
7.5
Food
0)
($5
Healt 0.5
h Ins
0)
Payd
ay

Utilities
Power
Water
Internet /
Cable Service

$134.
00
$60.0
0
$90.0
0

$28
6.5
0

School

11

Medical
Group Medical

$106.
00

$26
1.5
0

$16
3.5
0

12
13
14
Auto ($2 Cred ($7 Equi
Rep 5.0 it
6.0 p &

$13
8.5
0

$13
8.50

$87
8.0
0

$85
3.0
0

15
16
17
($2 Telep ($13 Payd $92 Enter ($2
5.0 hone 6.00 ay
7.5 tainm 5.0

air
Long Term
Disability
(LTD)

$32.0
0

Post Tax Ad &


D

$25.0
0

Post Tax Life

$18.0
0

Pretax Vision
Short Term
Disability
(STD)

0) Card
2
($2
Misc 5.0
.
0)

0) Furn

0)

0 ent

0)

($15
($5
2.00
0.0
) Gas
0)
($13
($8
Auto 6.00
7.5
2
) Food
0)
($5
Traile ($42 Healt 0.5
r
.00) h Ins
0)
Auto ($13
Insur 5.00
ance
)
Auto
1

$9.00
$12.0
0

Debt
ST Debt
Credit Card 1

Credit Card 2
Credit Card 3

$98.0
0
$76.0
0
$66.0
0

$85
3.0
0
18

$80
3.0
0

$72
7.0
0

$70
2.0
0

19

20
21
Cred
($2 it
($6 Equi
Misc 5.0 Card 6.0 p &
.
0) 3
0) Furn

Debt 4

22

23

($2
5.0
0)

LT Accounts
Payable

Phone
Entertainmen
t
Equipment &
Furnishings

$100.
00
$100.
00

Auto 2
Trailer
Auto
Insurance
Auto Parts &
Repairs
Gas & Oil &
Fluids

Misc.

$100.
00

$81
5.5
0
25

$79
0.5
0
26
($2
Misc 5.0
.
0)

$72
4.5
0
27

$69
9.5
0
28
Equi
p&
Furn

$1,
439
.00

$69
9.50
29

($2
5.0
0)

24

$92 Enter ($2


7.5 tainm 5.0
0 ent
0)
($5
0.0
Gas
0)
($8
7.5
Food
0)
($5
Healt 0.5
h Ins
0)

Debt 6

$152.
00
$136.
00
$42.0
0
$135.
00
$25.0
0
$200.
00
$136.
00

$81
5.5
0

Payd
ay

Debt 5

Auto 1

$84
0.5
0

$10
1.00

30

$1,
414
.00

31
$92 Enter ($2
Payd 7.5 tainm 5.0
ay
0 ent
0)
($5
0.0
Gas
0)

Total
Expenditures

$3,71 $0.
4.00 00

IncomeExpentitures

- $0.
$4.00 00

($8
7.5
Food
0)
($5
Healt 0.5
h Ins
0)

Within
Budget
For add'l tips and advice
www.personalbudgetplan.bl
ogspot.com

$1,
414
.00

$1,
389
.00

$1,
389
.00

$1,
364
.00

$1,3
64.0
0

$2,
103
.50

$2,
078
.50

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