EXPAND WITH
CONFIDENCE
PAYMENT MANAGEMENT
SOLUTIONS FOR FASTER,
SAFER GLOBAL GROWTH
EXPAND WITH
CONFIDENCE
ACCELERATE YOUR GLOBAL
EXPANSION JOURNEY
Whether youre targeting just one additional
country or many, establishing digital commerce
beyond your borders depends on being able
to adapt to the specic characteristics of each
new market quickly, smoothly and efciently.
Local differences in payment dynamics buyer
behavior, checkout considerations, treasury issues,
mandates and risk mean that the way you
manage payment may directly affect your market
reach, sales conversion and operational efciency.
Understanding and catering to these differences
can be time-consuming and expensive without
the right expertise and tools. By leveraging
CyberSources global payment and fraud
knowledge, experience and solutions, you can:
Start selling to new countries more quickly
Sell more safely in your chosen markets
Achieve your expansion goals with condence
EXPAND WITH
CONFIDENCE
GET TO MARKET FASTER
With a single connection to the CyberSource payment
management platform, you can establish yourself anywhere
in the world, adding geographies and payment capabilities
as needed, without further IT effort.
READY
PROCESSING
CONNECTIVITY
CONVENIENT
CHECKOUT
LOCALIZATION
GLOBAL FRAUD
MANAGEMENT
PRESENCE
Payment acceptance in more than 190 countries; funding in more than
20 currencies
Access to approximately 100 acquirers and payment processors worldwide;
typically growing at a rate of more than 20 per year
Support for international cards, local cards, and alternative payment methods
For your business this means the ability to add local acquirers and payment
types as required for each country, without the time, cost and effort of additional
integrations. Its the most efcient way to meet your payment acceptance
objectives in each market.
Out-of-the-box localized checkout page templates for more than
40 countries, in 25 languages
Integrated global tax calculation service
Available in a broad range of languages from Spanish, French and German
to Dutch, Arabic and Vietnamese our checkout templates also use responsive
design to automatically adapt to the devices being used by your customers. Our
tax solution helps you to meet a wide range of different sales tax requirements
without managing specialized software. With a variety of exible services such
as these available through your single connection to CyberSource, you can save
signicant time and effort getting set up for each new country.
Managed Risk Analysts serving clients on six continents
24/7 global order review capability
Because were already monitoring transactions from more than 200 countries
and territories, our local fraud management experts have access to both global
and local data to inform their analyses for the countries youre targeting. With
our insight, experience and resources at your disposal, you can ght fraud and
process orders in any new market from day one, without a time-consuming
learning curve.
EXPAND WITH
CONFIDENCE
ONE SINGLE
CONNECTION
ACCESSIBLE THROUGH
LOCALIZED COUNTRY
CHECKOUT TEMPLATES IN
GROWING AT A RATE OF
LANGUAGES
OVER
TO CHOOSE FROM
PER YEAR
GET TO MARKET FASTER
EXPAND WITH
CONFIDENCE
SELL SAFER
SYSTEMS FOR
IMPROVED FRAUD
DETECTION
KNOWLEDGE
TO MAXIMIZE
INSIGHT AND
EFFICIENCY
GLOBAL
PAYMENT
SECURITY
3D Secure payer authentication:
Coverage for Veried by Visa, MasterCard SecureCode, American Express
SafeKey, JCB J/Secure
Flexible rules to authenticate only your riskiest transactions
CyberSource Decision Manager fraud management platform:
Automated risk analytics using the Worlds Largest Fraud Detection Radar
Regional and industry risk models for greater accuracy
Use of third-party data, including address verication, phone number
validation, device ngerprinting, IP address decoding
One of the markets most powerful fraud management solutions, CyberSource
Decision Manager provides 200x the global fraud pattern visibility seen by
the average top-100 merchant worldwide on its own. Our risk insights draw
on data from the more than 60 billion transactions processed annually by Visa
and CyberSource, helping you to detect fraud more quickly and accurately,
and accept more genuine orders. In any new country, Decision Manager can
help you minimize the risk and cost of fraud, and maximize revenue.
CyberSource Managed Risk Services:
Expertise of our Managed Risk Analysts
24/7 coverage by our order review experts
You can get even more value from Decision Manager with the help of our
worldwide risk management experts. Our local Risk Analysts have a deep
understanding of buyer behavior and fraud patterns in different countries.
Our order review teams have the local knowledge to interact effectively with
your customers and speak to them in their language. Whatever country you
want to target, weve got the experience, expertise and resources to help
you reduce risk and optimize your fraud operations.
Secure acceptance of payment data across channels
PCI DSS compliant data storage
With CyberSource Secure Acceptance and Tokenization services you can secure
payment transactions across channels and remove payment data from your
environment, storing it in PCI DSS-compliant data centers. This lets you reduce
your vulnerability to system breaches and data loss, simplify payment compliance,
and ease the pressure on your IT department.
CyberSource makes it easier for you to secure payment data,
protect your business and customers from fraud, and safely
trade in any country, even those perceived as high risk.
EXPAND WITH
CONFIDENCE
*Compared with what an average top-100 merchant worldwide can see on its own
ACROSS OUR
MANAGED RISK
SERVICES TEAM
IMPROVED FRAUD PATTERN VISIBILITY
*
SELL SAFER
YEARS OF
FRAUD FIGHTING
EXPERIENCE
ANNUAL TRANSACTIONS
FEEDIN
G YOU
RISK IN
SIGH
TS
60
BILLION+
EXPAND WITH
CONFIDENCE
EXPAND WITH CONFIDENCE
By partnering with CyberSource you get the tools and knowledge
to reduce the uncertainties and risks of entering new markets,
signicantly enhancing the likelihood of success.
RELIABLE VISA
INFRASTRUCTURE
Part of Visas highly secure and reliable network operations
High levels of capacity and performance
CyberSource can give you the peace of mind that comes from having your
payment operations managed in line with Visas benchmark standards of security,
reliability and performance, everywhere in the world.
LOCAL EXPERTISE
AND SUPPORT
SIMPLIFIED
GLOBAL
MANAGEMENT
23 CyberSource ofces in 14 countries; Visas global presence
Customer support teams across the globe
Client portal offered in seven languages
Established track record of global payment and fraud management
You can leverage our global presence and experience for valuable insight
into local payment preferences, mandates and processing specics, as well
as fraud management. Youll be better placed to maximize market reach and
sales conversion, and avoid common pitfalls that may otherwise delay your
expansion plans.
Consolidated and standardized reporting
Simplied integration with nancial, logistic, customer service
and other back-ofce applications
Complexity introduces risk and cost. With the CyberSource platform as your
single, consistent interface for payment management, it will be much less
complex for you to manage payment across multiple countries, acquirers and
payment methods. Youll simplify life for your nancial and IT teams, and enjoy
a level of control that will help you expand with condence.
WORLDWIDE
OFFERING LOCAL
KNOWLEDGE
AND EXPERIENCE
TO SIMPLIFY
GLOBAL PAYMENT MANAGEMENT
FOR CYBERSOURCE CLIENT PORTAL
UNIFIED
PLATFORM
OFFICES
LANGUAGE OPTIONS
20+
1 7
A single connection to our cloud-based
platform enables you to safely accept payments
across multiple sales channels, worldwide.
Integrated payment, fraud, and security
management services speed time-to-market,
streamline operations, and provide a centralized
view of transaction activity.
Payment Processing
With CyberSource, you can accept payments
across mobile, web, call center, and POS sales
channels, worldwide, in multiple currencies.
We support one-time, recurring, and installment
payments, cards and alternate payments,
global tax calculation and dynamic currency
conversion.
Payment Security
CyberSource Secure Acceptance and
Tokenization services enable you to process
payments and refunds without handling or
storing payment data.
Reporting & Analytics
Precongured reports and reporting tools
simplify payment reconciliation and ne-tune
fraud management operations.
NEXT STEPS
To discuss your situation and needs, and nd out more about how
CyberSource solutions and services can help you expand your digital
commerce operations across the world, please contact us at any one
of our global locations.
GLOBAL
OFFICES
NORTH AMERICA
Foster City, CA, United States
t. +1 888 330 2300
t. +1 650 432 7350
e. [email protected]
LATIN AMERICA &
THE CARIBBEAN
Miami, FL, United States
t. +1 305 328 1998
e. [email protected]
JAPAN
Tokyo, Japan
t. +81 3 3548 9873
e. [email protected]
ASIA PACIFIC
Singapore
t. +800 6363 083 (Singapore)
t. +1800 816 575 (Malaysia)
t. +1800 8756 8388 (Philippines-Globe)
t. +1800 10 802 7222 (Philippines-PLDT)
e. [email protected]
EUROPE, MIDDLE EAST
& AFRICA
Reading, United Kingdom
t. +44 (0)118 990 7300 (UK & Spain)
t. +33 170 98 32 20 (France)
t. +971 4 457 7200 (Middle East & North Africa)
t. +7 (495) 787 4140 (Russia)
t. +27 11 547 8463 (Sub-Saharan Africa)
e. [email protected]
cybersource.com
2014 CyberSource Corporation,
a Visa company. All rights reserved.
