A discussion of different sampling techniques within the context is required.

Credit Risk Data

Count

Loan Purpose Checking

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44

Small Appliance
Furniture
New Car
Furniture
Education
Furniture
New Car
Business
Small Appliance
Small Appliance
Business
New Car
Business
New Car
New Car
Used Car
Furniture
New Car
Repairs
Education
Furniture
Furniture
Furniture
Furniture
New Car
Business
Used Car
Used Car
Small Appliance
Small Appliance
Education
Small Appliance
Small Appliance
Business
Business
Small Appliance
Furniture
Small Appliance
Small Appliance
New Car
Other
Used Car
Small Appliance
Furniture

Savings Months Customer

$0
$739
$0 $1,230
$0
$389
$638
$347
$963 $4,754
$2,827
$0
$0
$229
$0
$533
$6,509
$493
$966
$0
$0
$989
$0 $3,305
$322
$578
$0
$821
$396
$228
$0
$129
$652
$732
$708
$683
$207
$0
$287 $12,348
$0 $17,545
$101 $3,871
$0
$0
$0
$485
$0 $10,723
$141
$245
$0
$0
$2,484
$0
$237
$236
$0
$485
$335 $1,708
$3,565
$0
$0
$407
$16,647
$895
$0
$150
$0
$490
$0
$162
$940
$715
$0
$323
$0
$128
$218
$0
$0
$109
$16,935
$189
$664
$537

13
25
19
13
40
11
13
14
37
25
49
11
10
25
13
31
49
13
28
7
34
13
25
37
11
22
19
49
37
19
37
31
13
16
49
5
25
9
49
13
49
25
37
31

Months Employed Gender

12
0
119
14
45
13
16
2
9
4
0
15
14
63
26
8
4
33
116
2
16
5
23
23
15
33
58
46
24
12
7
32
2
34
46
41
1
40
42
74
0
26
60
33

M
M
M
M
M
M
M
M
M
F
M
M
M
M
M
M
F
M
M
F
F
F
M
F
M
M
M
M
M
M
M
M
F
M
F
M
M
F
M
M
M
M
M
M

45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91

Furniture
Small Appliance
Furniture
New Car
Business
Small Appliance
Small Appliance
Furniture
Business
New Car
Used Car
Education
Furniture
New Car
New Car
Furniture
New Car
New Car
Small Appliance
New Car
Small Appliance
Small Appliance
Business
Used Car
Furniture
Furniture
New Car
Small Appliance
Business
Furniture
Small Appliance
New Car
Business
Business
Repairs
Business
New Car
Education
New Car
Education
New Car
Small Appliance
Used Car
Small Appliance
Small Appliance
Furniture
Education

$150 $6,520
$0
$138
$216
$0
$0
$660
$0
$724
$0
$897
$265
$947
$4,256
$0
$870
$917
$162
$595
$0
$789
$0
$0
$0
$746
$461
$140
$0
$659
$0
$717
$0
$667
$580
$0
$0
$763
$0 $1,366
$0
$552
$0 $14,643
$758 $2,665
$399
$0
$513
$442
$0 $8,357
$0
$0
$565
$863
$0
$322
$0
$800
$0
$656
$166
$922
$9,783
$885
$674 $2,886
$0
$626
$15,328
$0
$0
$904
$713
$784
$0
$806
$0 $3,281
$0
$759
$0
$680
$0
$104
$303
$899
$900 $1,732
$0
$706
$1,257
$0

12
7
19
17
25
19
25
16
28
22
25
37
13
19
19
37
29
11
13
19
25
16
13
31
7
25
22
10
28
13
37
13
13
49
43
25
12
61
19
19
16
25
37
13
37
31
10

1
119
3
75
8
5
5
36
6
10
28
114
16
32
5
60
10
8
46
17
4
115
31
0
0
5
9
81
28
69
85
2
3
32
0
9
6
17
3
20
59
3
25
3
11
14
65

F
M
F
M
M
M
M
F
M
M
M
M
F
M
F
M
M
M
F
M
M
M
M
F
M
M
M
M
M
M
M
F
F
M
M
M
M
M
F
F
M
F
M
M
F
M
F

92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138

Small Appliance
Repairs
Business
Small Appliance
Small Appliance
Small Appliance
New Car
Small Appliance
Furniture
Small Appliance
New Car
Retraining
Furniture
New Car
Education
Business
Furniture
New Car
Used Car
Small Appliance
Furniture
Business
Used Car
Furniture
Furniture
Small Appliance
Used Car
Large Appliance
Furniture
Furniture
Small Appliance
Small Appliance
Furniture
New Car
New Car
New Car
Furniture
Small Appliance
Business
Furniture
Small Appliance
Small Appliance
Small Appliance
Other
Business
Repairs
New Car

$0
$576
$273
$904
$522
$194
$0
$710
$0 $5,564
$0
$192
$0
$637
$514
$405
$457
$318
$5,133
$698
$0
$369
$644
$0
$305
$492
$9,621
$308
$0
$127
$0
$565
$0 $12,632
$0
$116
$0
$178
$6,851
$901
$13,496
$650
$509
$241
$0
$609
$19,155
$131
$0
$544
$0 $10,853
$374
$0
$0
$409
$828
$391
$0
$322
$829
$583
$0 $12,242
$0
$479
$939
$496
$0
$466
$889 $1,583
$876 $1,533
$893
$0
$12,760 $4,873
$0
$0
$0
$717
$959 $7,876
$0 $4,449
$0
$0
$0
$104
$0
$897
$698 $4,033

7
7
25
25
25
46
13
49
19
19
10
13
19
25
13
19
16
49
13
13
19
25
37
25
19
25
25
49
9
13
7
25
19
19
25
37
31
16
13
13
22
28
25
25
25
19
16

14
2
79
1
93
13
21
13
108
14
16
88
1
41
22
14
9
45
89
21
20
14
6
24
15
81
14
15
12
9
18
53
0
56
42
79
21
94
73
94
10
20
87
54
23
2
20

F
M
M
F
M
M
F
F
M
M
M
M
F
M
M
M
F
M
M
F
M
M
M
M
F
F
M
M
F
F
F
M
M
M
M
M
F
M
M
M
F
M
M
M
M
F
M

139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185

Furniture
Furniture
Small Appliance
Small Appliance
Furniture
Small Appliance
Business
Repairs
Small Appliance
Furniture
New Car
New Car
Used Car
New Car
Used Car
New Car
Small Appliance
New Car
Used Car
Education
Furniture
Large Appliance
Furniture
Furniture
Business
Used Car
Small Appliance
Small Appliance
Used Car
Small Appliance
Repairs
Furniture
Used Car
New Car
New Car
New Car
Repairs
Furniture
Used Car
Small Appliance
New Car
Business
Small Appliance
Small Appliance
Business
Furniture
Furniture

$0
$0
$0
$12,974
$0
$317
$0
$0
$0
$192
$0
$0
$0
$0
$0
$942
$0
$3,329
$0
$0
$0
$0
$0
$0
$339
$0
$0
$0
$105
$0
$216
$113
$109
$0
$0
$8,176
$0
$468
$7,885
$0
$0
$0
$0
$0
$0
$0
$0

$945
$836
$325
$19,568
$803
$10,980
$265
$609
$1,851
$199
$500
$509
$270
$457
$260
$3,036
$643
$0
$6,345
$922
$909
$775
$979
$948
$2,790
$309
$762
$970
$320
$861
$262
$692
$540
$470
$192
$12,230
$772
$14,186
$6,330
$18,716
$886
$750
$3,870
$3,273
$406
$461
$340

13
25
19
13
13
13
13
31
12
25
28
16
25
13
25
25
19
19
25
37
25
19
25
19
22
49
10
13
28
13
37
11
37
13
7
7
25
22
16
19
22
37
25
13
6
13
19

6
99
13
7
89
17
10
3
0
5
7
3
25
63
78
36
6
15
19
9
3
8
48
2
55
37
1
14
54
111
2
14
1
0
2
5
19
24
14
93
96
2
11
4
35
48
4

M
M
F
F
M
M
F
M
F
F
F
M
M
M
M
M
M
M
M
F
M
M
M
F
M
M
F
F
M
M
M
M
M
F
M
M
M
M
M
M
M
M
F
M
M
F
M

186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232

Small Appliance
Small Appliance
Furniture
Used Car
Business
New Car
New Car
Furniture
New Car
Small Appliance
Furniture
Small Appliance
Business
Small Appliance
New Car
Education
New Car
New Car
New Car
Furniture
Small Appliance
Business
Other
Small Appliance
New Car
Small Appliance
New Car
Furniture
Business
Used Car
Used Car
Small Appliance
Small Appliance
Education
Small Appliance
Large Appliance
Education
Furniture
Business
New Car
Repairs
Furniture
Small Appliance
New Car
Small Appliance
Business
New Car

$0 $6,490
$734
$348
$0
$506
$0 $14,717
$172
$0
$644 $1,571
$0
$0
$617
$411
$0
$544
$586
$0
$0
$835
$0
$823
$0 $5,180
$0
$408
$0
$821
$522
$385
$585 $2,223
$5,588
$0
$0
$605
$352 $7,525
$0 $3,529
$2,715 $1,435
$560
$887
$895
$243
$305 $4,553
$0
$418
$0
$771
$0
$463
$8,948
$110
$0 $10,099
$0 $13,428
$0
$208
$0
$552
$0 $3,105
$483
$415
$0 $1,238
$0
$238
$0
$127
$663
$0
$624
$785
$0
$718
$0
$493
$152
$757
$0 $9,125
$0
$364
$498
$598
$0
$374

19
7
25
28
25
19
25
31
25
13
19
25
22
16
48
10
16
22
37
13
14
49
25
13
7
19
25
11
31
16
7
13
13
16
19
13
13
31
19
37
19
13
49
13
13
37
10

85
100
3
7
36
1
19
3
0
0
42
47
4
12
5
66
0
10
20
4
0
14
20
4
2
4
0
13
90
108
0
23
15
19
6
0
2
35
57
9
0
21
45
24
12
14
19

M
M
F
M
M
F
F
M
F
M
F
M
M
M
F
M
M
F
F
F
F
M
M
M
F
M
M
M
M
M
F
M
F
F
M
F
F
F
M
F
F
M
M
F
F
M
M

233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279

Small Appliance
Used Car
New Car
Small Appliance
Furniture
New Car
Used Car
Business
Furniture
Used Car
Small Appliance
Small Appliance
Business
Furniture
Small Appliance
Small Appliance
New Car
New Car
Used Car
Small Appliance
Business
Education
Furniture
Business
Other
Furniture
New Car
New Car
Business
Used Car
Business
Small Appliance
New Car
New Car
Furniture
Repairs
Small Appliance
Small Appliance
Furniture
Furniture
Furniture
Furniture
Other
Education
Small Appliance
New Car
Business

$156
$1,336
$0
$0
$0
$2,641
$0
$0
$0
$0
$0
$887
$0
$0
$0
$0
$18,408
$497
$0
$946
$986
$8,122
$0
$778
$645
$0
$682
$19,812
$0
$0
$859
$0
$0
$0
$0
$0
$0
$795
$0
$0
$0
$0
$852
$0
$0
$425
$0

$0
$0
$508
$956
$636
$0
$1,519
$922
$180
$701
$296
$519
$800
$736
$11,838
$364
$212
$888
$999
$0
$578
$136
$734
$861
$855
$4,486
$2,017
$0
$500
$859
$3,305
$1,218
$9,016
$11,587
$8,944
$807
$867
$16,804
$347
$836
$142
$169
$3,613
$403
$836
$0
$11,481

13
37
13
25
22
13
40
19
5
22
16
7
49
13
7
5
13
16
25
16
28
22
37
49
25
10
37
25
25
31
25
13
49
22
25
25
31
49
16
16
7
19
61
7
25
19
25

58
11
3
4
41
71
74
29
2
108
8
42
2
6
70
35
9
3
0
83
1
4
111
21
17
3
85
37
1
89
26
38
22
46
66
75
27
40
5
4
53
6
83
5
0
7
18

F
M
M
F
F
F
M
M
F
M
M
M
F
F
M
M
F
F
M
M
F
M
M
M
M
F
M
M
M
M
M
M
M
F
M
M
F
M
F
M
F
M
F
F
M
F
M

280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326

Business
Education
New Car
Used Car
Used Car
New Car
New Car
New Car
Small Appliance
New Car
New Car
Furniture
Retraining
New Car
Education
Education
Furniture
New Car
Small Appliance
Business
New Car
Small Appliance
New Car
Furniture
New Car
Furniture
Small Appliance
Small Appliance
Furniture
New Car
New Car
New Car
New Car
New Car
Furniture
Small Appliance
Furniture
New Car
Repairs
New Car
Small Appliance
Small Appliance
New Car
Used Car
New Car
Other
Used Car

$0 $3,285
$0
$164
$11,072
$891
$0
$0
$219
$841
$8,060
$607
$0
$486
$0
$108
$0
$0
$0
$113
$1,613
$0
$757
$208
$0
$603
$0
$343
$977
$463
$197
$0
$0
$299
$0
$490
$0 $6,628
$0
$859
$0
$750
$256
$954
$296
$591
$0 $13,970
$0
$857
$0 $5,857
$298 $3,326
$0
$726
$8,636
$214
$0
$207
$0
$713
$19,766 $2,141
$0
$483
$0
$127
$0
$367
$0
$813
$4,089
$0
$0
$102
$271
$759
$949
$0
$0
$503
$911
$823
$0
$693
$0
$973
$0
$648
$0
$523
$271 $7,090

7
13
61
37
43
19
12
25
43
25
25
25
13
19
10
37
19
13
37
19
13
10
37
13
11
19
73
19
11
13
13
11
19
7
37
43
7
7
19
49
13
46
19
49
15
37
25

21
65
17
49
0
71
22
52
28
31
118
36
35
22
61
17
11
15
65
23
14
13
103
24
34
20
15
7
3
119
29
54
90
13
22
28
14
0
0
36
62
4
28
81
57
0
2

M
F
M
M
M
F
M
M
F
F
M
M
M
F
F
M
M
F
M
M
M
M
M
F
M
M
M
F
F
M
M
F
F
M
M
M
M
F
F
F
M
M
M
F
M
M
F

327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373

Small Appliance
Used Car
New Car
Furniture
New Car
Business
Small Appliance
New Car
Education
Education
Furniture
New Car
Small Appliance
Furniture
Furniture
Furniture
Small Appliance
Business
Small Appliance
Small Appliance
Small Appliance
Small Appliance
Small Appliance
New Car
Furniture
Education
Repairs
Small Appliance
Furniture
Small Appliance
Small Appliance
Repairs
Small Appliance
Small Appliance
New Car
Small Appliance
New Car
Business
Small Appliance
Used Car
New Car
Furniture
New Car
Used Car
Small Appliance
Used Car
New Car

$0
$596
$0
$904
$0
$541
$0
$154
$4,802
$0
$177
$0
$0
$337
$0
$716
$996
$837
$705
$0
$0 $7,710
$0
$531
$5,960
$129
$0
$941
$759
$596
$0
$987
$651
$0
$257
$460
$955
$0
$0
$798
$8,249
$0
$0
$959
$956 $1,482
$382
$883
$0 $12,721
$842
$0
$3,111
$0
$0
$302
$0
$538
$2,846
$0
$231
$702
$0 $2,688
$17,366
$0
$0
$425
$332
$214
$242
$0
$0
$272
$929
$124
$0 $17,124
$0
$612
$0
$862
$0
$146
$0 $14,190
$0
$396
$0
$519
$646
$0
$538
$344

13
49
19
37
37
49
25
19
49
25
25
13
13
13
10
37
37
49
49
25
31
11
46
31
37
37
13
10
25
13
10
10
16
13
25
19
7
9
13
49
49
25
37
49
31
25
13

67
119
13
2
12
9
107
33
83
24
114
5
16
111
18
101
102
75
29
42
77
21
19
20
31
9
27
30
59
14
99
89
21
10
2
6
90
1
95
32
62
46
92
73
23
9
40

M
M
M
F
M
M
M
M
M
F
M
M
M
M
F
M
M
F
M
M
M
M
M
F
F
M
F
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
F
M
M

374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420

Furniture
Small Appliance
Furniture
Small Appliance
New Car
Used Car
New Car
New Car
Small Appliance
Small Appliance
Furniture
Furniture
Small Appliance
Small Appliance
Business
New Car
New Car
New Car
Furniture
Small Appliance
Education
Business
Business
New Car
Used Car
Used Car
Large Appliance
Furniture
Business
Furniture
New Car
Education
Used Car
New Car
Furniture
Furniture
Used Car
New Car
Small Appliance
Furniture
New Car
Furniture
Used Car
Used Car
Education
New Car
New Car

$0
$0
$0
$0
$135
$2,472
$0
$10,417
$211
$16,630
$0
$642
$0
$296
$898
$478
$315
$122
$0
$0
$0
$670
$444
$3,880
$819
$0
$0
$0
$0
$0
$0
$0
$0
$0
$161
$0
$0
$789
$765
$0
$0
$983
$0
$0
$798
$0
$193

$204
$148
$435
$914
$0
$0
$412
$19,811
$822
$0
$3,369
$0
$707
$818
$177
$4,071
$466
$460
$991
$17,653
$497
$4,014
$921
$0
$0
$607
$15,800
$369
$4,973
$0
$761
$471
$674
$547
$524
$815
$0
$989
$10,406
$957
$770
$950
$160
$276
$137
$579
$2,684

31
43
19
19
37
37
25
13
8
11
25
13
7
19
22
10
13
37
7
22
41
31
28
23
13
37
16
7
25
40
25
7
37
13
13
19
11
31
10
19
37
13
13
25
25
22
13

5
2
16
0
7
41
22
27
5
47
17
65
26
93
105
40
3
109
3
4
24
21
51
37
23
17
40
23
17
30
92
52
69
40
106
13
4
0
24
11
3
5
7
91
25
70
5

M
M
F
F
M
M
M
M
F
M
M
F
M
M
F
M
M
M
F
F
M
F
F
F
M
M
M
M
M
M
M
F
M
M
M
M
F
M
F
F
F
F
M
M
F
M
F

421
422
423
424
425

Small Appliance
Furniture
New Car
New Car
New Car

$497
$0
$0
$0
$0

$0
$0
$0
$712
$912

7
31
25
16
7

51
53
103
6
39

M
M
F
F
M

New Data
Education
Business
New Car
Furniture
Small Appliance
Business
Education
Retraining
Small Appliance
Repairs

$600
$500
$250
$101
$300
$790
$680
$644
$100
$0

$3,500
$800
$250
$3,871
$400
$3,000
$600
$2,000
$8,000
$900

30
15
15
10
10
8
50
20
12
25

45
20
48
16
5
24
18
60
90
4

M
f
M
F
m
M
f
M
F
m

SAMPLE (Individual Answers May Vary)

Marital Status Age Housing Years
Single
Divorced
Single
Single
Single
Married
Married
Single
Single
Divorced
Single
Single
Married
Single
Single
Divorced
Divorced
Single
Single
Divorced
Divorced
Divorced
Married
Divorced
Single
Single
Single
Single
Single
Single
Single
Single
Divorced
Single
Divorced
Single
Divorced
Divorced
Married
Single
Single
Single
Single
Single

23
32
38
36
31
25
26
27
25
43
32
34
26
44
46
39
25
31
47
23
22
26
19
27
39
26
50
34
23
23
46
35
28
25
36
41
54
43
33
34
39
34
30
48

Own
Own
Own
Own
Rent
Own
Own
Own
Own
Own
Rent
Rent
Own
Own
Own
Own
Own
Own
Own
Rent
Own
Rent
Own
Own
Rent
Own
Other
Other
Rent
Own
Other
Own
Own
Rent
Rent
Own
Own
Own
Own
Own
Other
Own
Own
Own

3
1
4
2
3
1
3
1
2
1
2
2
1
1
3
4
2
2
4
2
4
4
4
2
2
3
4
1
4
2
4
3
2
4
4
1
1
2
1
3
4
3
2
2

Job Credit Risk

Unskilled
Skilled
Management
Unskilled
Skilled
Skilled
Unskilled
Unskilled
Skilled
Skilled
Management
Unskilled
Skilled
Skilled
Unskilled
Management
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Management
Unskilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Unskilled
Skilled
Unskilled
Skilled
Skilled
Unemployed
Unskilled
Skilled
Skilled

Low
High
High
High
Low
Low
Low
Low
High
High
High
Low
Low
High
Low
Low
High
Low
Low
High
High
High
High
High
Low
Low
High
Low
Low
Low
High
Low
Low
Low
High
Low
High
Low
High
High
Low
Low
Low
High

370
117
312
316
178
219
376
150
367
141
270
3
173
331
230
322
54
2
128
298

Divorced
Married
Divorced
Single
Single
Married
Married
Divorced
Single
Divorced
Single
Single
Divorced
Single
Divorced
Single
Single
Single
Divorced
Single
Married
Single
Single
Divorced
Single
Single
Single
Single
Single
Single
Single
Divorced
Divorced
Single
Single
Single
Single
Single
Divorced
Divorced
Single
Divorced
Single
Single
Divorced
Divorced
Divorced

19
29
26
42
30
38
21
32
35
46
37
39
29
27
22
40
44
26
57
34
47
46
38
52
34
29
39
36
25
59
27
24
25
29
64
31
38
41
22
29
32
34
23
21
49
31
40

Own
Rent
Rent
Rent
Rent
Own
Own
Rent
Own
Own
Own
Own
Own
Rent
Rent
Own
Own
Own
Own
Own
Own
Own
Own
Own
Own
Other
Own
Own
Own
Own
Own
Rent
Own
Own
Own
Own
Own
Other
Own
Own
Rent
Own
Own
Own
Other
Own
Rent

1
2
3
4
2
4
1
4
2
4
3
4
3
3
3
2
2
4
3
4
4
3
4
1
1
4
2
4
4
3
2
1
1
2
4
4
4
4
2
2
3
4
4
1
4
2
4

Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Unskilled
Skilled
Skilled
Management
Management
Skilled
Unskilled
Skilled
Skilled
Unskilled
Unskilled
Unskilled
Unskilled
Skilled
Skilled
Unskilled
Management
Management
Skilled
Unskilled
Unskilled
Skilled
Skilled
Skilled
Skilled
Unemployed
Skilled
Unemployed
Skilled
Unskilled
Skilled
Unskilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Unskilled

Low
Low
High
High
High
Low
High
Low
High
Low
Low
High
Low
Low
High
High
High
High
Low
Low
High
Low
Low
High
Low
High
High
Low
Low
High
Low
High
High
Low
Low
Low
Low
High
High
High
High
High
High
High
High
Low
Low

Divorced
Married
Divorced
Divorced
Single
Single
Divorced
Divorced
Single
Single
Single
Single
Divorced
Single
Single
Married
Divorced
Single
Single
Divorced
Single
Single
Single
Single
Divorced
Divorced
Single
Single
Divorced
Divorced
Divorced
Single
Single
Single
Single
Single
Divorced
Single
Single
Single
Divorced
Single
Single
Single
Married
Divorced
Married

28
21
30
37
33
22
23
21
40
36
29
37
26
37
39
27
19
45
34
43
33
35
31
25
27
56
45
53
23
25
63
34
24
35
30
29
20
49
56
48
24
22
30
39
20
22
24

Own
Own
Own
Own
Own
Other
Own
Own
Own
Own
Own
Own
Own
Other
Rent
Own
Rent
Other
Other
Rent
Own
Own
Other
Own
Own
Rent
Own
Own
Own
Own
Own
Own
Own
Own
Own
Other
Rent
Own
Rent
Rent
Own
Own
Own
Own
Own
Own
Rent

1
1
4
3
2
4
2
2
1
2
1
4
1
3
4
2
4
4
4
2
1
4
2
2
2
4
4
4
4
1
3
2
1
4
3
3
4
4
4
4
2
2
4
3
2
4
2

Skilled
Unskilled
Skilled
Skilled
Skilled
Skilled
Unskilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Unskilled
Skilled
Skilled
Skilled
Skilled
Unskilled
Unskilled
Unskilled
Management
Skilled
Skilled
Management
Management
Skilled
Skilled
Skilled
Skilled
Skilled
Unemployed
Skilled
Skilled
Skilled
Skilled
Skilled
Unskilled
Skilled
Skilled
Unskilled
Skilled
Management
Unskilled
Skilled
Skilled

Low
Low
High
Low
Low
High
High
High
Low
High
Low
Low
Low
High
High
High
Low
High
High
Low
High
High
Low
Low
Low
Low
Low
High
High
Low
Low
High
High
High
High
Low
High
Low
Low
Low
High
High
High
High
Low
High
High

Divorced
Single
Divorced
Divorced
Single
Single
Divorced
Divorced
Divorced
Divorced
Divorced
Single
Single
Single
Single
Single
Single
Single
Single
Divorced
Single
Married
Single
Divorced
Divorced
Single
Divorced
Divorced
Single
Single
Single
Divorced
Married
Divorced
Single
Married
Divorced
Single
Single
Single
Single
Divorced
Divorced
Married
Single
Divorced
Married

41
32
23
41
52
65
26
33
56
24
20
35
34
38
34
37
31
67
26
24
21
46
22
20
60
25
21
22
29
56
32
30
27
37
39
26
32
31
35
31
64
27
31
32
73
30
42

Own
Own
Own
Rent
Other
Own
Own
Own
Own
Own
Rent
Own
Own
Own
Own
Own
Other
Rent
Own
Own
Other
Own
Rent
Rent
Rent
Own
Rent
Own
Own
Own
Rent
Own
Rent
Own
Own
Own
Own
Own
Own
Own
Own
Own
Own
Own
Own
Own
Own

1
4
2
3
4
3
2
1
4
4
3
3
3
4
4
3
2
4
2
2
1
3
4
4
2
3
4
1
2
4
1
2
4
2
4
2
2
2
2
3
4
1
2
3
4
4
1

Skilled
Skilled
Skilled
Skilled
Management
Unskilled
Skilled
Unskilled
Unskilled
Unskilled
Skilled
Skilled
Skilled
Management
Management
Skilled
Management
Skilled
Skilled
Management
Skilled
Unskilled
Skilled
Skilled
Unskilled
Skilled
Skilled
Skilled
Management
Unskilled
Unskilled
Unskilled
Management
Unemployed
Unskilled
Unemployed
Skilled
Skilled
Skilled
Management
Skilled
Skilled
Unskilled
Unskilled
Unskilled
Unskilled
Unskilled

Low
Low
High
Low
High
High
Low
High
Low
High
High
Low
Low
Low
Low
Low
Low
High
Low
High
Low
High
High
Low
High
Low
High
Low
Low
High
High
Low
High
Low
Low
Low
Low
Low
Low
Low
Low
High
High
High
Low
Low
High

Single
Single
Divorced
Single
Single
Divorced
Divorced
Married
Divorced
Single
Divorced
Single
Single
Single
Divorced
Single
Single
Divorced
Divorced
Divorced
Divorced
Divorced
Single
Married
Divorced
Single
Single
Single
Single
Single
Divorced
Single
Divorced
Divorced
Married
Divorced
Divorced
Divorced
Single
Divorced
Divorced
Single
Single
Divorced
Divorced
Divorced
Single

45
27
22
26
33
27
24
21
28
51
21
27
40
34
34
63
33
28
24
18
63
37
38
22
31
31
42
24
65
22
22
51
23
30
32
21
52
22
41
53
54
37
27
25
34
29
27

Own
Own
Rent
Own
Own
Own
Rent
Own
Rent
Own
Own
Own
Own
Other
Own
Own
Own
Own
Own
Rent
Own
Own
Own
Rent
Own
Own
Other
Rent
Own
Rent
Rent
Own
Own
Own
Own
Own
Own
Rent
Own
Rent
Other
Own
Own
Own
Own
Own
Own

4
4
4
2
3
3
4
1
4
1
1
2
2
4
1
4
2
4
2
4
4
2
3
1
1
2
2
2
4
4
2
4
4
3
2
3
4
4
2
2
4
3
4
2
2
2
3

Skilled
Skilled
Unskilled
Skilled
Skilled
Skilled
Skilled
Skilled
Unemployed
Management
Skilled
Skilled
Unskilled
Skilled
Unskilled
Unskilled
Management
Skilled
Skilled
Unskilled
Skilled
Skilled
Management
Skilled
Unskilled
Skilled
Skilled
Unskilled
Management
Skilled
Unemployed
Skilled
Unskilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Unemployed
Unskilled
Skilled
Skilled
Skilled
Management
Unskilled

Low
Low
High
Low
Low
High
High
Low
High
High
High
Low
High
Low
Low
Low
High
High
High
Low
Low
High
High
High
High
Low
High
High
High
Low
Low
Low
High
Low
High
High
High
High
Low
Low
High
Low
High
High
Low
High
High

Divorced
Single
Single
Divorced
Divorced
Divorced
Single
Single
Divorced
Single
Single
Married
Divorced
Divorced
Single
Single
Divorced
Divorced
Single
Single
Divorced
Divorced
Single
Single
Single
Divorced
Single
Single
Single
Single
Single
Single
Single
Divorced
Single
Single
Divorced
Single
Divorced
Single
Divorced
Single
Divorced
Divorced
Single
Divorced
Single

32
29
32
28
25
51
44
33
22
35
30
27
23
19
44
41
35
25
28
34
31
32
41
22
28
21
41
36
26
37
35
34
43
30
31
43
24
26
45
26
48
43
59
55
29
32
53

Own
Own
Own
Rent
Rent
Other
Own
Own
Rent
Own
Own
Own
Rent
Rent
Own
Own
Own
Rent
Other
Own
Own
Rent
Own
Own
Own
Rent
Own
Own
Own
Other
Rent
Own
Other
Own
Rent
Other
Own
Own
Rent
Own
Own
Own
Other
Own
Own
Own
Own

3
2
1
2
4
4
2
1
3
4
2
3
4
4
4
1
2
1
2
2
1
1
2
2
3
4
4
2
2
4
4
1
2
2
3
4
2
2
1
3
1
3
4
2
2
2
3

Unskilled
Management
Unskilled
Unskilled
Unskilled
Management
Management
Skilled
Unskilled
Management
Skilled
Unskilled
Skilled
Skilled
Unskilled
Unskilled
Skilled
Unemployed
Management
Skilled
Skilled
Skilled
Skilled
Skilled
Management
Skilled
Management
Unskilled
Skilled
Management
Management
Skilled
Skilled
Management
Skilled
Skilled
Skilled
Skilled
Skilled
Unskilled
Skilled
Skilled
Management
Skilled
Management
Skilled
Management

High
Low
High
High
Low
Low
Low
Low
Low
Low
Low
Low
High
High
Low
Low
Low
High
Low
Low
Low
High
High
High
High
Low
High
High
High
Low
Low
Low
High
Low
Low
Low
Low
High
Low
Low
Low
High
High
Low
High
High
High

Single
Divorced
Single
Single
Single
Divorced
Single
Single
Divorced
Divorced
Married
Divorced
Married
Divorced
Divorced
Married
Single
Divorced
Single
Single
Single
Single
Single
Divorced
Single
Single
Married
Divorced
Divorced
Single
Single
Divorced
Divorced
Single
Single
Single
Married
Divorced
Divorced
Divorced
Single
Single
Single
Divorced
Divorced
Divorced
Divorced

33
56
33
46
54
22
35
46
29
22
53
42
20
35
33
26
46
28
38
35
47
23
56
28
48
27
23
24
22
42
25
47
32
25
36
25
26
53
66
23
25
24
31
57
44
42
27

Own
Other
Other
Other
Other
Own
Rent
Own
Own
Rent
Own
Own
Rent
Own
Own
Own
Other
Own
Own
Own
Own
Own
Other
Rent
Own
Own
Own
Rent
Own
Rent
Own
Other
Rent
Rent
Own
Own
Own
Own
Own
Own
Own
Own
Other
Other
Own
Own
Rent

2
4
4
4
2
2
2
4
3
4
4
3
4
3
3
2
4
2
4
2
4
3
4
4
3
2
2
4
2
4
2
4
4
3
2
2
2
4
4
2
2
2
4
4
4
3
4

Unskilled
Unskilled
Skilled
Skilled
Management
Management
Skilled
Unskilled
Management
Skilled
Skilled
Skilled
Skilled
Skilled
Management
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Unskilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Unskilled
Skilled
Skilled
Skilled
Skilled
Skilled
Unemployed
Skilled
Skilled
Skilled
Unskilled
Unskilled
Unskilled
Management
Management
Skilled

Low
Low
Low
High
Low
Low
Low
High
High
High
Low
High
High
Low
High
Low
Low
High
Low
High
High
Low
High
High
Low
Low
High
High
Low
High
High
High
High
Low
Low
High
Low
Low
Low
Low
Low
High
High
High
High
Low
High

Single
Single
Single
Divorced
Single
Single
Single
Single
Single
Divorced
Single
Single
Married
Single
Divorced
Single
Single
Divorced
Single
Single
Single
Single
Single
Divorced
Divorced
Single
Divorced
Single
Single
Single
Single
Single
Single
Single
Single
Single
Single
Married
Married
Single
Single
Single
Single
Single
Divorced
Divorced
Married

51
23
31
22
35
37
35
30
49
32
52
45
23
41
28
30
50
58
36
23
48
37
20
23
39
34
22
21
38
36
26
47
38
27
25
28
67
25
34
38
41
26
35
45
32
47
24

Own
Other
Own
Rent
Own
Other
Own
Own
Other
Own
Own
Own
Own
Own
Own
Own
Own
Rent
Own
Rent
Own
Own
Rent
Own
Own
Other
Own
Own
Rent
Other
Own
Own
Other
Rent
Own
Own
Own
Own
Own
Other
Other
Own
Own
Other
Own
Other
Own

4
4
2
4
4
4
1
2
4
2
4
2
1
4
2
4
2
3
3
4
4
4
4
2
4
4
4
2
2
4
4
4
4
2
1
3
4
2
1
4
4
4
4
4
2
4
3

Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Management
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Unskilled
Unskilled
Skilled
Skilled
Skilled
Skilled
Unskilled
Skilled
Skilled
Management
Skilled
Unskilled
Skilled
Skilled
Skilled
Skilled
Skilled
Management
Skilled
Skilled
Skilled
Management
Skilled
Skilled
Skilled
Skilled
Skilled
Unskilled

Low
High
High
High
Low
Low
Low
High
High
Low
Low
High
Low
Low
High
High
Low
High
Low
High
Low
Low
High
High
Low
Low
Low
High
High
Low
Low
Low
High
High
Low
Low
High
Low
Low
High
High
High
Low
High
Low
Low
High

Divorced
Single
Divorced
Divorced
Single
Single
Single
Married
Divorced
Single
Single
Divorced
Single
Married
Divorced
Single
Single
Single
Divorced
Divorced
Single
Divorced
Divorced
Divorced
Single
Single
Single
Single
Single
Single
Single
Divorced
Single
Divorced
Single
Single
Divorced
Married
Divorced
Divorced
Divorced
Divorced
Married
Single
Divorced
Married
Divorced

30
33
23
21
36
30
52
27
44
26
24
24
50
31
38
28
48
56
31
28
26
25
41
24
29
25
35
35
26
29
59
34
41
35
27
41
30
27
65
19
33
24
40
62
33
29
22

Own
Own
Rent
Rent
Other
Own
Other
Own
Own
Own
Own
Own
Own
Own
Own
Own
Own
Other
Own
Own
Own
Rent
Other
Rent
Own
Own
Own
Own
Own
Own
Own
Other
Other
Own
Rent
Own
Rent
Own
Own
Rent
Own
Rent
Rent
Own
Other
Own
Own

4
3
4
4
4
2
4
2
1
2
1
2
2
2
4
3
3
2
4
2
3
4
4
4
2
2
3
2
3
4
4
4
4
3
4
3
4
2
3
4
4
3
4
4
4
3
2

Unskilled
Skilled
Skilled
Skilled
Skilled
Management
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Unskilled
Skilled
Skilled
Unskilled
Management
Skilled
Skilled
Skilled
Unskilled
Management
Skilled
Skilled
Skilled
Skilled
Unskilled
Unskilled
Management
Unskilled
Skilled
Skilled
Skilled
Skilled
Skilled
Skilled
Management
Unskilled
Skilled
Skilled
Skilled
Skilled
Skilled
Unskilled
Skilled
Unskilled

High
High
High
High
High
Low
High
High
Low
Low
Low
High
Low
Low
High
High
Low
High
High
Low
High
High
High
Low
Low
High
Low
Low
Low
Low
High
High
Low
High
Low
High
Low
High
Low
High
High
High
Low
Low
High
Low
High

Single
Single
Divorced
Divorced
Single

35
30
28
28
44

Other
Own
Own
Own
Own

4
Skilled
4
Skilled
2
Skilled
2
Skilled
3 Management

Single
Married
Single
Single
Divorced
Single
Married
Single
Single
Divorced

27
26
25
26
28
38
37
30
33
29

Rent
Rent
Own
Own
Own
Rent
Other
Own
Rent
Own

3
Skilled
1
Unskilled
3
Skilled
4
Skilled
2
Skilled
7
Unskilled
6 Management
4
Skilled
9 Management
3 Management

Low
High
High
High
Low

l Answers May Vary)

For Problem 6.9

Total MoneyStd Dev

$739 $4,821.31
$1,230
$389
$985
$5,717
$2,827
$229
$533
$7,002
$966
$989
$3,305
$900
$821
$624
$129
$1,384
$1,391
$207
$12,635
$17,545
$3,972
$0
$485
$10,723
$386
$0
$2,484
$473
$485
$2,043
$3,565
$407
$17,542
$150
$490
$162
$1,655
$323
$128
$218
$109
$17,124
$1,201

$6,670
$138
$216
$660
$724
$897
$1,212
$4,256
$1,787
$757
$789
$0
$746
$601
$659
$717
$667
$580
$763
$1,366
$552
$14,643
$3,423
$399
$955
$8,357
$0
$1,428
$322
$800
$656
$1,088
$10,668
$3,560
$626
$15,328
$904
$1,497
$806
$3,281
$759
$680
$104
$1,202
$2,632
$706
$1,257

$576
$1,177
$716
$710
$5,564
$192
$637
$919
$775
$5,831
$369
$644
$797
$9,929
$127
$565
$12,632
$116
$178
$7,752
$14,146
$750
$609
$19,286
$544
$10,853
$374
$409
$1,219
$322
$1,412
$12,242
$479
$1,435
$466
$2,472
$2,409
$893
$17,633
$0
$717
$8,835
$4,449
$0
$104
$897
$4,731

$945
$836
$325
$32,542
$803
$11,297
$265
$609
$1,851
$391
$500
$509
$270
$457
$260
$3,978
$643
$3,329
$6,345
$922
$909
$775
$979
$948
$3,129
$309
$762
$970
$425
$861
$478
$805
$649
$470
$192
$20,406
$772
$14,654
$14,215
$18,716
$886
$750
$3,870
$3,273
$406
$461
$340

$6,490
$1,082
$506
$14,717
$172
$2,215
$0
$1,028
$544
$586
$835
$823
$5,180
$408
$821
$907
$2,808
$5,588
$605
$7,877
$3,529
$4,150
$1,447
$1,138
$4,858
$418
$771
$463
$9,058
$10,099
$13,428
$208
$552
$3,105
$898
$1,238
$238
$127
$663
$1,409
$718
$493
$909
$9,125
$364
$1,096
$374

$156
$1,336
$508
$956
$636
$2,641
$1,519
$922
$180
$701
$296
$1,406
$800
$736
$11,838
$364
$18,620
$1,385
$999
$946
$1,564
$8,258
$734
$1,639
$1,500
$4,486
$2,699
$19,812
$500
$859
$4,164
$1,218
$9,016
$11,587
$8,944
$807
$867
$17,599
$347
$836
$142
$169
$4,465
$403
$836
$425
$11,481

$3,285
$164
$11,963
$0
$1,060
$8,667
$486
$108
$0
$113
$1,613
$965
$603
$343
$1,440
$197
$299
$490
$6,628
$859
$750
$1,210
$887
$13,970
$857
$5,857
$3,624
$726
$8,850
$207
$713
$21,907
$483
$127
$367
$813
$4,089
$102
$1,030
$949
$503
$1,734
$693
$973
$648
$523
$7,361

$596
$904
$541
$154
$4,802
$177
$337
$716
$1,833
$705
$7,710
$531
$6,089
$941
$1,355
$987
$651
$717
$955
$798
$8,249
$959
$2,438
$1,265
$12,721
$842
$3,111
$302
$538
$2,846
$933
$2,688
$17,366
$425
$546
$242
$272
$1,053
$17,124
$612
$862
$146
$14,190
$396
$519
$646
$882

$204
$148
$435
$914
$135
$2,472
$412
$30,228
$1,033
$16,630
$3,369
$642
$707
$1,114
$1,075
$4,549
$781
$582
$991
$17,653
$497
$4,684
$1,365
$3,880
$819
$607
$15,800
$369
$4,973
$0
$761
$471
$674
$547
$685
$815
$0
$1,778
$11,171
$957
$770
$1,933
$160
$276
$935
$579
$2,877

$497
$0
$0
$712
$912

Stratified sampling for this data set can be done based one of several attributes such as :
Loan Purpose
Gender
Marital Status etc.
Loan Type
Business
Education
Furniture
Large Appliance
New Car
Other
Repairs
Retraining
Small Appliance
Used Car
Grand Total

Count

Sample Size
44
23
85
4
104
6
12
2
105
40
425

4
2
8
0
10
0
1
0
10
4
42

Individual results will vary.

The instructor will look for:
30 stocks chosen and data collected
Computation of mean and std dev of all 30 stocks
Use of Excel's Sampling tool
Computation of mean and std dev of 5 randomly chosen stocks
Comparison of sample statistics with population parameters

n=50
1
2
3
4
5
6
7
44
45
46
47
48
49
50
SAMPLE MEAN

For n=50
For n=500

SAMPL
1
0.30
7.88
6.71
8.49
2.06
1.78
2.27
2.07
2.10
8.49
8.69
1.31
9.42
3.24
5.55

2
3.61
8.76
6.99
5.16
7.97
2.32
1.29
7.07
4.00
0.50
8.94
1.22
1.53
5.43
4.43

3
9.28
9.16
7.77
1.70
6.55
4.12
9.47
6.65
2.90
9.84
9.03
5.80
7.07
1.15
5.07

Standard Error of the mean

0.41
0.13

4
4.05
6.34
3.15
4.14
3.26
0.29
1.45
1.32
2.26
6.69
5.81
7.45
3.73
3.68
4.53

5
3.59
2.13
1.01
0.55
6.83
6.66
4.28
0.57
1.22
3.47
0.63
6.33
2.19
2.30
4.52

6
0.76
0.43
8.97
5.33
6.91
9.20
9.48
7.53
2.49
0.39
6.78
3.22
1.62
6.98
5.26

7
4.96
0.59
4.92
8.23
3.55
2.70
7.85
4.11
1.50
5.03
3.20
1.89
3.56
8.69
4.99

8
0.89
3.59
9.22
5.08
0.14
5.57
0.83
2.22
9.36
8.34
4.17
3.03
8.07
9.09
4.78

9
5.42
3.14
0.05
1.15
4.26
1.59
2.72
8.69
6.25
1.40
1.18
7.76
5.50
8.03
5.04

10
6.20
7.01
0.74
8.23
4.91
0.28
4.15
8.78
3.62
4.36
3.56
5.30
9.45
5.54
5.12

11
1.90
8.24
1.05
0.67
5.05
7.16
4.79
9.38
3.93
0.81
1.57
3.98
6.61
0.81
4.65

12
2.17
9.64
2.27
8.84
0.12
3.05
4.50
1.91
1.10
5.11
0.84
9.71
0.00
4.28
4.45

SAMPLES
13
9.58
4.35
9.14
3.23
8.04
4.63
6.15
5.31
4.12
7.39
1.81
5.13
4.55
3.07
5.26

14
6.72
5.99
0.95
2.19
1.04
0.80
6.79
5.23
9.97
1.64
1.59
2.17
3.51
3.12
4.18

15
0.17
1.32
1.34
7.43
8.39
8.58
9.22
0.98
7.24
0.72
2.05
2.81
3.32
6.59
4.85

16
1.38
6.93
8.52
4.92
2.43
4.19
0.59
4.74
7.22
7.53
2.80
5.58
5.34
1.64
5.08

17
9.53
3.44
9.50
9.09
1.64
2.04
0.48
2.71
8.20
1.35
4.54
8.31
5.53
6.13
4.83

18
5.23
4.37
1.31
2.90
6.37
4.92
3.88
9.05
8.73
3.10
1.02
6.76
9.49
0.80
5.07

19
6.19
3.64
9.66
8.72
0.96
0.64
4.19
0.37
3.10
5.43
0.52
7.13
9.06
6.08
5.14

20
8.64
4.35
4.33
5.92
8.08
4.38
7.44
7.24
7.92
8.94
8.21
6.89
5.79
6.11
5.40

21
1.71
7.56
2.95
6.18
7.30
3.43
3.19
3.60
7.11
2.27
2.61
5.92
4.78
2.15
4.77

22
7.02
4.23
8.63
7.24
3.23
1.49
0.35
0.25
1.33
9.62
4.04
6.11
8.86
9.53
5.18

23
5.37
3.32
3.65
1.19
3.64
8.70
7.82
8.18
0.24
3.68
9.78
2.11
2.84
4.21
4.95

24
9.11
9.61
7.44
4.90
5.91
6.88
7.00
0.65
3.02
3.78
5.71
4.22
9.18
4.66
5.17

25
1.57
2.45
9.47
1.26
9.26
6.13
4.52
9.72
8.50
9.78
3.73
3.07
9.47
0.04
5.21

4.94 AVERAGE
0.34 ST DEV

n=500
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
488
489
490
491
492
493
494
495
496
497
498
499
500
SAMPLE MEAN

SAMPL
1
0.57
4.17
3.71
5.76
3.86
9.24
7.80
3.96
9.92
7.83
9.26
9.10
0.61
8.86
7.79
5.36
8.10
5.38
7.29
8.90
5.05
1.43
0.02
0.34
5.02
4.51
3.10
1.98
5.07

2
8.55
8.13
6.86
1.83
2.63
5.17
8.29
7.56
4.71
4.70
9.49
4.29
4.38
4.80
0.33
3.20
3.16
7.29
6.90
4.15
0.51
6.13
1.68
5.25
7.70
3.69
2.82
3.15
4.96

3
3.17
3.86
1.57
7.46
6.22
1.19
9.79
0.24
0.51
9.80
9.64
4.98
6.67
5.79
9.54
6.76
2.30
3.00
7.76
8.07
3.48
8.95
3.73
2.72
2.50
7.01
5.04
5.03
5.04

4
3.28
6.25
8.50
1.08
6.60
3.10
5.45
9.71
8.33
6.52
5.03
6.60
3.39
1.99
2.85
0.88
3.30
3.81
5.10
7.97
6.54
8.48
8.50
7.69
2.03
8.48
3.07
9.32
5.15

5
7.00
8.05
8.92
7.47
4.50
8.24
5.77
0.03
6.94
7.86
1.25
8.11
4.14
4.00
0.84
1.00
5.92
5.82
1.29
6.35
6.35
4.63
0.30
3.59
9.25
2.79
3.33
3.27
4.80

6
0.68
7.55
5.83
5.15
1.22
2.85
4.62
4.22
6.76
1.59
0.75
7.35
8.99
6.75
5.94
7.66
3.62
6.80
9.10
2.89
0.45
0.66
5.03
9.62
2.43
9.51
9.05
6.07
5.05

7
9.22
4.09
0.24
0.79
2.26
6.06
8.57
7.23
9.96
5.49
6.71
4.89
8.59
5.44
0.07
8.30
1.53
6.83
8.53
5.38
1.13
8.02
0.22
6.84
6.60
7.98
8.66
3.31
5.02

8
7.54
5.10
7.54
5.10
3.18
8.82
0.42
3.34
8.67
8.48
3.77
1.73
6.09
3.76
4.48
4.57
6.72
0.93
0.56
5.02
4.44
7.96
2.22
4.74
3.46
9.02
5.77
1.05
5.24

9
7.65
7.79
1.26
1.57
0.40
7.87
3.03
8.84
3.68
0.50
7.86
1.96
3.48
4.96
0.58
6.10
3.58
1.67
1.78
9.59
0.34
2.05
1.37
0.83
8.20
4.59
2.84
5.37
5.07

10
6.51
4.56
6.81
9.66
7.51
0.34
8.02
7.98
1.91
1.42
4.42
6.47
0.19
9.91
0.09
0.76
3.05
8.45
6.53
5.93
4.35
3.24
9.90
2.72
2.74
2.83
2.85
7.00
5.11

11
4.25
8.82
4.31
0.83
8.77
4.26
7.85
7.11
2.28
2.87
9.22
0.15
2.89
3.18
5.62
3.05
7.38
1.82
1.16
0.16
4.76
8.71
6.99
3.01
3.72
5.12
4.96
1.54
4.95

12
7.56
0.24
1.43
2.27
5.42
2.91
9.11
4.71
6.60
5.50
3.37
4.22
3.06
2.60
9.36
0.13
2.41
3.27
3.24
2.55
8.61
1.87
0.87
9.99
9.28
6.62
9.66
4.99
4.92

SAMPLES
13
4.48
4.67
9.82
4.24
4.61
7.62
2.59
8.00
0.55
2.87
4.33
1.36
2.42
0.91
4.62
3.75
9.63
1.08
6.30
0.54
9.61
8.58
9.32
3.34
5.13
3.66
5.22
2.39
4.89

14
8.72
6.25
4.58
1.06
3.25
0.78
6.94
1.65
3.36
1.42
8.91
2.65
5.67
8.63
1.97
3.22
7.09
5.79
2.53
4.98
0.50
0.32
1.93
2.06
0.91
3.00
6.46
5.07
5.08

15
9.35
8.98
8.19
2.74
2.92
6.45
4.86
9.79
9.76
9.45
4.66
3.32
4.04
5.67
7.66
4.10
4.24
8.54
2.62
9.75
6.47
3.17
0.48
9.67
5.92
3.54
3.16
3.06
4.87

16
7.47
7.16
5.68
5.29
9.61
8.01
6.99
4.29
4.70
2.24
8.37
4.73
3.16
4.65
1.08
7.88
8.49
0.70
6.02
6.27
6.86
4.17
0.01
0.23
1.67
1.52
4.12
4.04
4.94

17
7.94
2.27
7.05
7.77
9.97
0.73
1.44
0.67
6.52
4.31
1.25
4.28
2.40
0.31
3.32
9.51
0.79
4.69
9.76
3.88
3.17
6.07
7.94
9.16
3.52
7.82
6.00
2.03
5.03

18
2.47
6.66
9.88
6.18
9.88
6.17
5.14
7.03
8.95
8.47
5.10
7.16
1.95
1.78
2.29
4.01
7.17
1.15
6.86
5.49
9.52
0.10
3.35
3.04
1.42
5.97
7.31
3.00
4.90

19
4.60
3.26
0.36
9.92
5.35
6.54
9.15
1.01
9.57
4.91
7.55
0.32
5.14
8.13
3.75
2.53
7.80
2.10
5.16
4.33
6.39
0.63
8.12
6.91
0.01
2.02
3.92
7.07
5.20

20
5.40
2.57
7.66
7.24
3.88
7.74
7.99
6.25
4.37
3.87
8.76
1.41
4.18
3.39
2.82
5.39
2.71
6.45
2.67
0.93
7.79
0.82
0.07
1.26
4.50
2.28
3.50
3.53
4.93

21
3.42
7.22
7.40
8.13
6.95
5.26
5.09
4.89
3.61
1.88
2.76
3.51
3.89
9.95
4.48
3.06
4.42
2.21
4.39
4.50
3.36
0.84
2.73
7.95
3.79
1.53
8.42
4.43
4.99

22
7.24
0.71
4.72
6.46
6.41
0.37
9.32
3.17
9.00
8.87
2.89
4.85
1.30
2.26
0.38
1.64
4.57
2.26
7.12
0.51
4.96
6.16
2.35
0.75
2.09
2.95
1.95
7.03
5.10

23
9.71
7.33
3.78
4.85
2.89
3.87
5.90
8.91
6.49
2.86
5.97
1.65
3.35
7.32
2.59
5.01
9.43
3.74
8.22
6.73
7.26
7.63
6.38
2.47
0.32
8.47
3.63
0.04
4.98

24
2.92
2.90
6.69
5.25
1.26
6.35
5.82
5.25
9.01
6.93
1.78
2.50
7.73
7.31
3.50
1.05
0.49
8.49
3.20
7.16
8.10
5.28
3.55
5.91
6.40
5.86
5.22
3.33
4.73

25
9.20
4.80
3.28
5.14
0.77
6.59
9.73
4.53
3.50
8.81
7.73
0.02
7.77
3.34
1.35
9.02
0.52
9.49
0.08
8.10
0.20
8.28
5.52
7.99
0.22
7.00
5.23
7.09
4.93

5.00 AVERAGE
0.12 ST DEV

Mean
S.D.
Sample Size

24.00 mpg
1.00 mpg
9

Sample Mean
Sample S.D.

24.00 mpg
0.33 mpg

P(Sample Mean < 25 )

P(Sample Mean > 25 )

99.87%
0.13%

P(Sample Mean < 24.5 )

93.32%

Mean
S.D.
Sample Size

2,000.00 ml
20.00 ml
100

Sample Mean
Sample S.D.

2,000.00 ml
2.00 ml

P(Sample Mean < 1950)

only 10%

0.000%
2,002.56 ml

Accounting Department Survey Data

Employee

Gender

Years of
Service

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27

F
F
M
F
M
F
M
F
M
M
F
F
F
M
F
F
M
M
M
M
F
M
F
F
M
M
F

17
6
8
8
16
21
27
7
8
23
9
8
8
26
9
9
19
5
19
20
14
31
10
10
26
28
5

Years
Undergrad
Study

Graduate
Degree?

CPA?

Age Group

4
2
4
4
4
1
4
4
4
2
4
2
4
4
4
2
2
4
4
4
4
4
0
4
4
4
4

N
N
Y
Y
Y
N
N
Y
N
N
Y
N
Y
N
N
N
Y
N
Y
N
Y
N
N
N
Y
N
N

Y
N
Y
N
Y
Y
N
Y
N
Y
Y
N
N
Y
Y
N
Y
N
N
N
Y
N
N
Y
Y
N
Y

41-45
26-30
31-35
31-35
36-40
51-55
51-55
26-30
31-35
41-45
31-35
26-30
26-30
46-50
26-30
26-30
36-40
36-40
51-55
46-50
36-40
51-55
51-55
31-35
46-50
51-55
21-25

Years of
Service

14.7037
8.1326
27
0.05

Sample Mean
Sample S.D.
Sample Size
Alpha

grad degree
no grad degree
Total

10
17
27

p grad degree
Alpha
z=
17.9209 Upper Limit C.I.
0.5525
11.4865 Lower Limit C.I.
0.1882

0.37
0.05
1.96

2.0555 t-value

Credit Risk Data

POPULATION STD D
Record No
370
117
312
316
178
219
376
150
367
141
270
3
173
331
230
322
54
2
128
298

Loan Purpose
Used Car
Small Appliance
New Car
Furniture
Small Appliance
Education
Furniture
New Car
New Car
Small Appliance
Small Appliance
New Car
New Car
New Car
Small Appliance
New Car
New Car
Furniture
Furniture
Small Appliance

Checking
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

4,089.00
795.00
4,802.00
162.00
876.00
-

Savings
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

396.00
10,853.00
483.00
18,716.00
3,105.00
435.00
509.00
862.00
325.00
16,804.00
389.00
192.00
364.00
693.00
595.00
1,230.00
1,533.00
6,628.00

Total Assets

$
396.00
$ 10,853.00
$
483.00
$ 4,089.00
$ 18,716.00
$ 3,105.00
$
435.00
$
509.00
$
862.00
$
325.00
$ 17,599.00
$
389.00
$
192.00
$ 4,802.00
$
364.00
$
693.00
$
757.00
$ 1,230.00
$ 2,409.00
$ 6,628.00

$
$

3,741.80
4,821.31
20
0.10
1.6449

$
$

5,515.08
1,968.52
90%

As the level of confidence decrease

POPULATION STD DEV KNOWN

$
$

3,741.80 $
4,821.31 $
20
0.05
1.9600

$
$

5,854.79 $
1,628.81 $
95%

3,741.80
4,821.31
20
0.01

POPULATION STD DEV UNKNOWN

Sample Mean
Population S.D.
Population Size
Alpha

$
$

2.5758 z-value
6,518.75 Upper Limit C.I.
964.85 Lower Limit C.I.
99%

he level of confidence decreases, the interval becomes narrower.

3,741.80 $
5,626.57 $
20
0.10
1.7291

$
$

5,917.29 $
1,566.31 $
90%

3,741.80 $
5,626.57 $
20
0.05
2.0930
6,375.12 $
1,108.48 $
95%

3,741.80
5,626.57
20
0.01
2.8609
7,341.25
142.35
99%

V UNKNOWN
Sample Mean
Sample S.D.
Sample Size
Alpha
t-value
Upper Limit C.I.
Lower Limit C.I.

Restaurant Sales

Date
6-Apr
13-Apr
20-Apr
27-Apr
5-Apr
12-Apr
19-Apr
26-Apr
3-Apr
10-Apr
17-Apr
24-Apr
4-Apr
11-Apr
18-Apr
25-Apr
31-Mar
7-Apr
14-Apr
21-Apr
28-Apr
1-Apr
8-Apr
15-Apr
22-Apr
29-Apr

Day

Lunch Sales $

Friday
$
Friday
$
Friday
$
Friday
$
Thursday $
Thursday $
Thursday $
Thursday $
Tuesday
$
Tuesday
$
Tuesday
$
Tuesday
$
Wednesday$
Wednesday$
Wednesday$
Wednesday$
Saturday $
Saturday $
Saturday $
Saturday $
Saturday $
Sunday
$
Sunday
$
Sunday
$
Sunday
$
Sunday
$

442.00
508.00
467.00
379.00
403.00
412.00
345.00
426.00
289.00
307.00
298.00
233.00
354.00
387.00
419.00
341.00
542.00
449.00
503.00
622.00
592.00
873.00
697.00
741.00
846.00
779.00

Dinner Sales Delivery Sales

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

1,289.00
1,178.00
1,332.00
1,409.00
805.00
891.00
913.00
940.00
646.00
579.00
572.00
523.00
782.00
664.00
621.00
731.00
1,468.00
1,652.00
1,581.00
1,732.00
1,856.00
1,345.00
1,209.00
1,137.00
1,324.00
1,229.00

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

1,242.00
1,068.00
1,254.00
1,143.00
276.00
243.00
294.00
350.00
321.00
328.00
365.00
411.00
289.00
301.00
278.00
243.00
884.00
782.00
714.00
636.00
601.00
489.00
341.00
326.00
319.00
398.00

TOTAL $
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

2,973.00
2,754.00
3,053.00
2,931.00
1,484.00
1,546.00
1,552.00
1,716.00
1,256.00
1,214.00
1,235.00
1,167.00
1,425.00
1,352.00
1,318.00
1,315.00
2,894.00
2,883.00
2,798.00
2,990.00
3,049.00
2,707.00
2,247.00
2,204.00
2,489.00
2,406.00

Lunch Sales $

$
$

486.69
176.89
26
0.05
2.0595

$
$

558.14
415.24

They make more money for

They make more money du

Dinner Sales Delivery Sales

$
$

$
$

1,092.62 $
395.45 $
26
0.05
2.0595

$
$

1,252.34 $
932.89 $

534.46
328.21
26
0.05

Weekday $
Sample Mean
Sample S.D.
Sample Size
Alpha

$
$

2.0595 t-value
667.03 Upper Limit C.I.
401.90 Lower Limit C.I.

y make more money for dinner

y make more money during weekends

Weekend $

1,768.19 $
708.05 $
16
0.05
2.1314

$
$

2,145.48 $
1,390.89 $

2,666.70
308.72
10
0.05
2.2622
2,887.54
2,445.86

Sample Mean
Sample S.D.
Sample Size
Alpha
t-value
Upper Limit C.I.
Lower Limit C.I.

600 Sample Size

318 Voting for Candidate in Question
0.05 Alpha
1.96 z-value
53.00% Sample Mean
2.04% Standard Error
56.99% Upper Limit C.I.
49.01% Lower Limit C.I.
Since the lower limit is below 50%, he should not be completely confident of winning.

200 Sample Size

125 Voting for Candidate in Question
0.05 Alpha
1.96 z-value
62.50% Sample Mean
3.42% Standard Error
69.21% Upper Limit C.I.
55.79% Lower Limit C.I.
Since the lower limit is above 50%, he should be 95% confident of winning.

Consumer Transportation Survey

Vehicle
Driven

Type

Satisfacti
on with
vehicle

Gender

Age

Truck
Truck
Car
Car
Car
Car
Car
Truck
SUV
SUV
SUV
SUV
SUV
Mini Van
Car
Car
Car
Car
Car
Car
Car
Car
Car
SUV
SUV
SUV
Car
Truck
SUV
SUV
Mini Van
Mini Van
Car
Car
Car
Car
Mini Van
Mini Van
Car
Car

Foreign
Domestic
Domestic
Domestic
Domestic
Domestic
Foreign
Domestic
Domestic
Domestic
Foreign
Foreign
Domestic
Domestic
Domestic
Domestic
Foreign
Domestic
Domestic
Domestic
Foreign
Foreign
Domestic
Foreign
Domestic
Domestic
Domestic
Domestic
Foreign
Domestic
Domestic
Foreign
Domestic
Foreign
Foreign
Foreign
Domestic
Domestic
Domestic
Foreign

No
No
No
No
No
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
No
No

Male
Male
Female
Male
Male
Female
Female
Male
Male
Male
Female
Female
Male
Female
Female
Female
Male
Female
Female
Female
Female
Female
Female
Female
Female
Female
Female
Male
Male
Male
Female
Female
Female
Female
Male
Male
Female
Male
Male
Female

26
18
62
58
46
24
19
31
49
45
36
33
31
55
21
61
60
51
47
29
27
26
22
39
31
29
41
29
41
28
41
39
39
34
33
30
43
35
44
42

# of
Miles
Number Average
hours per driven
of
number
week in per week Children of riders
vehicle
12
6
5
10
4
5
5
10
21
15
4
3
10
8
4
5
5
11
4
5
6
5
5
6
15
4
10
5
5
3
10
15
10
10
5
5
10
5
6
5

580
300
175
600
275
300
500
450
1000
850
400
420
675
400
150
355
150
600
300
250
355
175
350
280
800
300
600
370
350
400
720
1000
700
600
400
350
700
350
285
400

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
1
1
1
1
1
1
1
1
1
1
1
2
2
2
2

1
1
2
1
1
1
2
1
1
1
1
1
1
2
1
1
1
1
1
1
2
1
1
1
1
1
2
1
1
1
2
2
2
2
2
2
3
2
3
3

Miles
from
work

15
20
0
35
18
4
4
30
22
25
20
25
35
0
0
15
10
40
21
19
23
11
3
17
50
20
34
22
20
15
15
0
45
16
22
18
0
0
16
22

SUV
SUV
SUV
Mini Van
Car
SUV
Mini Van
SUV
Mini Van
Mini Van

Foreign
Foreign
Domestic
Domestic
Foreign
Domestic
Foreign
Domestic
Foreign
Foreign

Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes

Male
Male
Male
Female
Female
Male
Female
Male
Female
Female

50
45
44
33
41
48
28
41
38
32

16
5
10
10
5
15
8
30
10
2

840
300
700
800
350
1400
350
1500
450
200

2
2
2
2
2
3
3
4
4
4

1
2
1
3
2
4
4
3
5
5

45
20
40
0
23
25
0
15
0
5

50 Sample Size
35 Number satisfied
0.05 Alpha

50 Sample Size
27 At least One Child
0.05 Alpha

1.96 z-value

1.96 z-value

70.00% Sample Mean

6.48% Standard Error

54.00% Sample Mean

7.05% Standard Error

82.70% Upper Limit C.I.

57.30% Lower Limit C.I.

67.81% Upper Limit C.I.

40.19% Lower Limit C.I.

400 Sample Size

72 Market Share
0.05 Alpha
1.96 z-value
18.00% Sample Mean
1.92% Standard Error
21.76% Upper Limit C.I.
14.24% Lower Limit C.I.
Since 22% is not within the 95% confidence interval, they cannot conclude that they have a 22% market share.

e a 22% market share.

Colleges and Universities

School

Type

Amherst
Lib Arts
Barnard
Lib Arts
Bates
Lib Arts
Bowdoin
Lib Arts
Bryn Mawr
Lib Arts
Carleton
Lib Arts
Claremont McKenna
Lib Arts
Colby
Lib Arts
Colgate
Lib Arts
Davisdson
Lib Arts
Grinnell
Lib Arts
Hamilton
Lib Arts
Haverford
Lib Arts
Middlebury
Lib Arts
Mount Holyoke Lib Arts
Oberlin
Lib Arts
Occidental
Lib Arts
Pomona
Lib Arts
Smith
Lib Arts
Swarthnore
Lib Arts
Vassar
Lib Arts
Washinton and Lee
Lib Arts
Wellesley
Lib Arts
Wesleyan (CT) Lib Arts
Williams
Lib Arts
Berkeley
University
Brown
University
Cal Tech
University
Carnegie MellonUniversity
Columbia
University
Cornell
University
Duke
University
Georgetown University
Harvard
University
Johns Hopkins University
MIT
University
Northwestern University
Princeton
University
Rice
University
Stanford
University
U Michigan
University
U of Chicago University
U of Rochester University

Median SAT

1315
1220
1240
1300
1255
1300
1260
1200
1258
1230
1244
1215
1285
1255
1200
1247
1170
1320
1195
1310
1287
1234
1250
1290
1336
1176
1281
1400
1225
1268
1280
1310
1278
1370
1290
1357
1230
1340
1327
1370
1195
1300
1155

Lib Arts
University
$ 1,256.64 $ 1,269.83
$
43.67 $
78.20
25
24
0.05
0.05
2.0639
$
$

1,274.67 $
1,238.61 $

Sample Mean
Sample S.D.
Sample Size
Alpha

2.0687 t-value
1,302.85 Upper Limit C.I.
1,236.81 Lower Limit C.I.

Based on the 95% CIs, liberal arts colleges tend to have lower med

U Pennsylvania University
U Va
University
UCLA
University
UNC
University
Washington U (MO)
University
Yale
University

1280
1218
1142
1109
1225
1350

tend to have lower median SAT scores.

Baseball Attendance
0 = San Francisco Giants (1958-1967 seasons)
Attendance1 = Giants plus Oakland A's after A's move to Oakland (1968-1978 seasons)

Year

1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978

1273
1422
1795
1391
1593
1571
1504
1546
1657
1242
1674
1652
1519
2021
1569
1835
1366
1601
1408
1196
2267

0
0
0
0
0
0
0
0
0
0
1
1
1
1
1
1
1
1
1
1
1

SFG
1,499.40
171.12
10
0.05
2.2622
1,621.81
1,376.99

Oak As
1,646.18
235.81
11
0.05

Sample Mean
Sample S.D.
Sample Size
Alpha

2.2281 t-value
1,804.60 Upper Limit C.I.
1,487.76 Lower Limit C.I.

Attendance appears to have increased

18-34

35+

$ 71.86 $ 61.53 Sample Mean

$ 70.90 $ 45.29 Sample S.D.
297
736 Sample Size
0.05
0.05 Alpha
1.9680

1.9632 t-value

$ 79.96 $ 64.81 Upper Limit C.I.

$ 63.76 $ 58.25 Lower Limit C.I.
The 18-34 group appears to spend more.

Call Time (hrs)

Year 1

8.05
1.39
382
0.05
1.9662
8.19
7.91

Back Injury Proportion

Year 2

7.84
1.34
382
0.05

Year 1

Sample Mean
Sample S.D.
Sample Size
Alpha

Year 2

382
7
0.05

382
4
0.05

1.96

1.96

1.9662 t-value
7.97 Upper Limit C.I.
7.71 Lower Limit C.I.

0.02
0.01

0.01
0.01

0.03
0.00

0.02
0.00

Call Times have reduced and the back injury proportions have decreased in Year 2.

Sample Size
Number
Alpha
z-value
Sample Proportion
Standard Error
Upper Limit C.I.
Lower Limit C.I.

Consumer Transportation Survey

Vehicle
Driven

Type

Satisfacti
on with
vehicle

Gender

Age

Truck
Truck
Car
Car
Car
Car
Car
Truck
SUV
SUV
SUV
SUV
SUV
Mini Van
Car
Car
Car
Car
Car
Car
Car
Car
Car
SUV
SUV
SUV
Car
Truck
SUV
SUV
Mini Van
Mini Van
Car
Car
Car
Car
Mini Van
Mini Van
Car
Car

Foreign
Domestic
Domestic
Domestic
Domestic
Domestic
Foreign
Domestic
Domestic
Domestic
Foreign
Foreign
Domestic
Domestic
Domestic
Domestic
Foreign
Domestic
Domestic
Domestic
Foreign
Foreign
Domestic
Foreign
Domestic
Domestic
Domestic
Domestic
Foreign
Domestic
Domestic
Foreign
Domestic
Foreign
Foreign
Foreign
Domestic
Domestic
Domestic
Foreign

No
No
No
No
No
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
No
No

Male
Male
Female
Male
Male
Female
Female
Male
Male
Male
Female
Female
Male
Female
Female
Female
Male
Female
Female
Female
Female
Female
Female
Female
Female
Female
Female
Male
Male
Male
Female
Female
Female
Female
Male
Male
Female
Male
Male
Female

26
18
62
58
46
24
19
31
49
45
36
33
31
55
21
61
60
51
47
29
27
26
22
39
31
29
41
29
41
28
41
39
39
34
33
30
43
35
44
42

# of
Miles
Number Average
hours per driven
of
number
week in per week Children of riders
vehicle
12
6
5
10
4
5
5
10
21
15
4
3
10
8
4
5
5
11
4
5
6
5
5
6
15
4
10
5
5
3
10
15
10
10
5
5
10
5
6
5

580
300
175
600
275
300
500
450
1000
850
400
420
675
400
150
355
150
600
300
250
355
175
350
280
800
300
600
370
350
400
720
1000
700
600
400
350
700
350
285
400

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
1
1
1
1
1
1
1
1
1
1
1
2
2
2
2

1
1
2
1
1
1
2
1
1
1
1
1
1
2
1
1
1
1
1
1
2
1
1
1
1
1
2
1
1
1
2
2
2
2
2
2
3
2
3
3

Miles
from
work

15
20
0
35
18
4
4
30
22
25
20
25
35
0
0
15
10
40
21
19
23
11
3
17
50
20
34
22
20
15
15
0
45
16
22
18
0
0
16
22

SUV
SUV
SUV
Mini Van
Car
SUV
Mini Van
SUV
Mini Van
Mini Van

Foreign
Foreign
Domestic
Domestic
Foreign
Domestic
Foreign
Domestic
Foreign
Foreign

Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes

Male
Male
Male
Female
Female
Male
Female
Male
Female
Female

50
45
44
33
41
48
28
41
38
32

16
5
10
10
5
15
8
30
10
2

840
300
700
800
350
1400
350
1500
450
200

2
2
2
2
2
3
3
4
4
4

1
2
1
3
2
4
4
3
5
5

45
20
40
0
23
25
0
15
0
5

# of hours
Miles
per week driven per
in vehicle
week

8.16
5.16
50
0.05
2.0096

# of hours
Miles
per week driven per
in vehicle
week

502.10
292.16
50
0.05

Sample Mean
Sample S.D.
Sample Size
Alpha

2.0096

t-value

20.01 1,172.26 Upper Limit P.I.

(3.69) (168.06) Lower Limit P.I.
95%

8.16
5.16
50
0.01
2.6800

502.10
292.16
50
0.01
2.6800

23.96 1,395.82
(7.64) (391.62)
99%

Restaurant Sales

Date
6-Apr
13-Apr
20-Apr
27-Apr
5-Apr
12-Apr
19-Apr
26-Apr
3-Apr
10-Apr
17-Apr
24-Apr
4-Apr
11-Apr
18-Apr
25-Apr
31-Mar
7-Apr
14-Apr
21-Apr
28-Apr
1-Apr
8-Apr
15-Apr
22-Apr
29-Apr

Day

Lunch Sales $

Friday
$
Friday
$
Friday
$
Friday
$
Thursday $
Thursday $
Thursday $
Thursday $
Tuesday
$
Tuesday
$
Tuesday
$
Tuesday
$
Wednesday$
Wednesday$
Wednesday$
Wednesday$
Saturday $
Saturday $
Saturday $
Saturday $
Saturday $
Sunday
$
Sunday
$
Sunday
$
Sunday
$
Sunday
$

442.00
508.00
467.00
379.00
403.00
412.00
345.00
426.00
289.00
307.00
298.00
233.00
354.00
387.00
419.00
341.00
542.00
449.00
503.00
622.00
592.00
873.00
697.00
741.00
846.00
779.00

Dinner Sales Delivery Sales

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

1,289.00
1,178.00
1,332.00
1,409.00
805.00
891.00
913.00
940.00
646.00
579.00
572.00
523.00
782.00
664.00
621.00
731.00
1,468.00
1,652.00
1,581.00
1,732.00
1,856.00
1,345.00
1,209.00
1,137.00
1,324.00
1,229.00

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

1,242.00
1,068.00
1,254.00
1,143.00
276.00
243.00
294.00
350.00
321.00
328.00
365.00
411.00
289.00
301.00
278.00
243.00
884.00
782.00
714.00
636.00
601.00
489.00
341.00
326.00
319.00
398.00

TOTAL $
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

2,973.00
2,754.00
3,053.00
2,931.00
1,484.00
1,546.00
1,552.00
1,716.00
1,256.00
1,214.00
1,235.00
1,167.00
1,425.00
1,352.00
1,318.00
1,315.00
2,894.00
2,883.00
2,798.00
2,990.00
3,049.00
2,707.00
2,247.00
2,204.00
2,489.00
2,406.00

Lunch Sales $

$
$

486.69
176.89
26
0.05
2.0595

$
$

922.46
50.92

Dinner Sales Delivery Sales

$
$

$
$

1,092.62 $
395.45 $
26
0.05
2.0595

$
$

2,066.80 $
118.43 $

534.46
328.21
26
0.05

Weekend $
Sample Mean
Sample S.D.
Sample Size
Alpha

$
$

2.0595 t-value
1,342.98 Upper Limit P.I.
(274.06) Lower Limit P.I.

2,666.70
308.72
10
0.05

Sample Mean
Sample S.D.
Sample Size
Alpha

2.2622 t-value
$
$

3,585.92 Upper Limit P.I.

1,747.48 Lower Limit P.I.

per Limit P.I.

er Limit P.I.

Credit Approval Decisions

Homeowners
Homeowner

Credit Score

N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y

620
591
660
763
695
701
507
677
485
582
703
585
620
774
802
536
760
567
600
702
636
509
733
725
573
677
625
527
795
733
700
500
565
620
774
802
640
523
811
555
617
642
688

Revolving
Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

22,800
16,500
9,200
11,200
20,300
11,700
2,000
7,600
1,000
8,500
10,000
31,000
16,200
6,100
10,500
27,000
11,200
2,200
12,050
11,700
29,100
2,000
13,000
11,320
7,200
20,000
12,800
5,700
9,000
35,200
22,000
12,500
7,700
37,400
6,100
10,500
17,300
27,000
13,400
2,500
8,400
16,000
3,300

Credit Score

Revolving
Balance

659.48 $ 14,967.41
89.76 $ 9,458.15
27
27
0.05
0.05
2.0555

2.0555

694.99 $ 18,708.93
623.97 $ 11,225.89

27
0.05
2.0555

PREDICTION INTERVAL CALCULATIONS

27
0.05
2.0555

879.49 $ 38,150.44
439.47 $ (8,215.63)

Credit scores are lower on average for non-homeowners but

Revolving credit for non-homeowners is also lower on averag

Y
Y
Y
Y
Y
Y
Y

649
635
699
695
640
801
595

$
$
$
$
$
$
$

7,500
29,100
12,800
9,700
17,300
13,400
29,000

Non-Homeowners
Credit Score

Sample Mean
Sample S.D.
Sample Size
Alpha
t-value
Upper Limit C.I.
Lower Limit C.I.

643.83 $ 12,732.61
91.60 $ 8,499.99
23
23
0.05
0.05
2.0739

Upper Limit P.I.

Lower Limit P.I.

2.0739

683.44 $ 16,408.28
604.21 $ 9,056.94

PREDICTION INTERVAL CALCULATIONS

Sample Size
23
Alpha
0.05
t-value

Revolving
Balance

2.0739

23
0.05
2.0739

873.41 $ 34,036.19
414.25 $ (8,570.97)

wer on average for non-homeowners but with a higher standard deviation

non-homeowners is also lower on average, but with a lower standard deviation.

Using Example 6.14

alpha
z-value
Standard Deviation
Desired Sampling Error
n is at least

0.05
1.96
5 gallons
1 gallons
97.00

Using Example 6.15

alpha
z-value
Value of pi
Difference no more than
n is at least

0.05
1.96
0.5
3%
1,068.00