Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

PROJECT REPORT
ON
VEGETABLES CULTIVATION
UNDER
PROTECTED COVER.

******* CAPSICUM ******

(12000 SQM.)
At & Post.Chelamada, Mandal. Ramayampet,
Dist. Medak, Telangana

---------------------------------------------------------------------Presented By :

M.Srikanth Reddy
Chelamada , Ramyampeta, Medak

, Telangana

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

HIGHLIGHTS OF THE PROJECT

Type of the Project

: VEGETABLE CULTIVATION

Location

: Sy.no.
At & Post. Chelamada
Mandal:Ramayampeta
Dist. Medak, Telangana.

Total Area

: 9.00 Acres.

Area Under Cultivation

: 12000 Sqm.

Cropping Pattern

: colored capsicum

Object of the Project

: To Produce fruits to sell in the

Domestic Market.

Consitution

Name of the farmer

: M.Srikanth Reddy

Address

: At. Chelamada village

Proprietary

Ramayampeta Mandal ,

Medak, Telangana.

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

Promoters background:

Mr.M.Srikanth Reddy is an innovative &

educated agriculturist. He has recently
observed the new & upcoming project of
hi-tech horticulture and has visited the
several projects in Bangalore & Chennai
& witnessed every stage of implementation
of the projects . He has studied & personally
visited the markets in Mumbai , Delhi , Pune
and Hyderabad. His experience in
agriculture will prove the great success to
his new project.

( Rs. 29.52LACS )

Cost of the Project

Source of finance

OWN CONTRIBUTION
BANK TERM LOAN

Proposed security
for Bank Finance

1 . Mortage of Land.
2 . Mortage of proposed construction /
building.

-- 05.90 Lacs
-- 23.62 Lacs

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

SAILENT FEATURES

1. LOCATION :
The proposed project is located at village CHELAMADA of MandalRAMAYAMPET, Dist. Medak. This location is also away from the industrial
area, which makes it less polluted, dust free & non-corrosive climate, which
is Essential for Luxurious growth of horticultureal crops. This site is ideal for
Marketing & distribution of Vegetables as Hyderabad is nearer from
Ramayampeta. Also the major market places such as Nizamabad,Nagpur,
Hyderabad, Bangalore, Chennai, Mumbai Etc. Are easily approachable by
road as well as rail. An all season motarable Road can approach the project
site.
2. SOIL & CLIMATE :

The Soil used for plantation of Capsicum is lateritic type having ph of 5.5
6.0 & Electrical conductivity of less than 1.00 mmhos/cm and has very
good drainage for better Growth of the crop. The climate of Chelamada is
moderate in summer and Suitable for erection of Net House and successful
Vegetable Cultivation. Temperature is controlled with the help of Shade net
and Foggers.

AVAILABILITY OF THE LAND

M.Srikanth Reddy owes 9.00 Acres of land at village Chelamada ,Mandal
Ramayampeta, Dist . Medak
TOTAL AREA IN ACRES

: 9.00 Acres

AREA FOR CULTIVATION

: 12000 Sqm.
4

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

GENERAL INFORMATION ABOUT THE PROJECT

POLY HOUSE:
Introduction
A Green House is a farmed structure made of GI Pipe / MS angle / Wood /
Bamboo and covered with a transparent / translucent materials fixed to frame
with grippers. Besides irrigation, it has control/monitoring equipment, which is
considered necessary for controlling environmental factors such as
temperature, light, relative humidity etc. and is necessary for maximizing plant
growth and productivity. Thus, the green house is an enclosed area, in which
crops are growth under partially or fully controlled conditions. The cladding
material is of plastic (polyethylene) film and acts-like as elective radiation filter
that allows solar radiation to pass through it but traps the thermal radiation
emitted by the inside object to create Green House.
The greenhouse protects the plants from adverse climatic conditions and
provides an appropriate amount of light, temperature, humidity, carbon
dioxide etc. to achieve optimum yield with excellent quality. The reason for
building a green house is to get faster growth by humidity and controlling
temperatures. Labour, energy and capital are the major three cost factors in a
typical modern greenhouse production system. Green house technology is
highly relevant under Indian conduction due to variant agro - climatic
conditions of the country.
In is known fact that traditional farming is not affordable due to various
reasons. The basic problem is no control over climatic condition & natural
5

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

hazards. As a result the quality of the agriculture product & the yield is much
inferior as well as the market realization is very low. Hence Agriculture has
been treated as risky business.
Therefore the latest technologies are being adapted by farmers to get
optimum yield and quality. The necessary of Green House technology is mainly
because of these factors. The advance techniques of cultivation are to be used
for commercial and profitable farming.
In recent years there has been tremendous potential for flower as well as
vegetable consumption. The cut flowers and colour capsicum can only be
grown covered cultivation with the help of Green House Technology, which has
very good market & prices. This technology would enhance the quality as well
as quantity of produce, reduce the risk of cultivation & minimization cost. As a
result green house has become a profitable activity.

Most of the required parameters are controlled in the Greenhouse like

temperature, Humidity, Level of carbon dioxide, Sunlight etc. which helps
plants to grow more to give maximum yield & best quality by providing good
resistance against pest & diseases.
The Gerbera, Carnation, Roses, Capsicum, Cucumber, Tomato and many
flowers and vegetables are grown easily & successfully in the Greenhouses.
The cultivation practices are now standardized easily available & have shown
proven results.
AVAILABITY OF INPUTS AND OUTPUTS

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

Planting Materials :Colour capsicum planting material is originally from seeds produced by well
Known companies, their Indian counter parts (agents) are supplying this type
of plants from their nursery. The quality of plants as well as after sales service
is provided by these companies.
Other Inputs:Other Inputs like civil work, Greenhouse/Net house materials, Irrigation,
Labour are locally available.
Area for Cultivation:= 12000 Sq. Mtr. for the cultivation of capsicum.
Sought for subsidy :State Govt. under SHM offers 75 % subsidy against cost of the project.
Government Benefit as a Subsidy:Looking at the advantages of Greenhouse technology, the Government of
Telangana has been providing financial assistance for adoption of naturally
Ventilated Greenhouses.
The scheme is state sponsored for holistic development of Horticulture in
Telangana. The pattern of assistance is 75 % of the cost. The Horticulture Dept.
Telangana has prepared a manual as ready reference for farmer,
entrepreneurs, scheme implementing officials & related practitioners on
Greenhouse. The focus of the manual is to provide information on basic
concepts, design and technical specification, optimal temperature band for
different crops, crop cycle of vegetables, cost economics etc.

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

Installation of Greenhouse/Net house Structure: - As per quotation attached

herewith.
Plantation Land scope and spacing:Seedlings of three to four week age are planted in protected structure on the
soil beds system with 45X45 cm distance in between plants. Planting can be
done in any months of the year under control atmospheric conditions.
Salient Features of the project
The use of high yielding and input responsive cultivars, sound research &
development, infrastructure and large financial allocation where the prime
factors behind the achievement of the Green Revolution in India. In recent
years, efforts have been along similar lines to bring about a revolution in the
production of horticultural crops. As a result, horticulture has emerged as one
of the major agricultural activities in India.
There has been a substantial increase both in area and production of
these crops despite the fact that the emphasis was primarily on food grain
crops in the first four decades after independence. Horticulture has also
moved out of its rural confines into urban areas and from traditional
agriculture to corporate enterprise. The investment made in horticulture in
recent years increased significantly.
The recent advanced method of drip or sprinkler irrigation is the most efficient
method of irrigation the crops. Water is applied to the crop area near the root
zone on a daily basis and as there is no water / moisture stress, the crop
growth is not affected at all. Water is also controlled and the required quantity
of water is given to each plant based on the evapo-transpiration requirement.
This method has an irrigation efficiency of up to 92 to 95 per cent.

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

Potentialities of Green /Net House Technology

Cultivation is possible under extreme climatic conditions.
Export of hybrid seeds, ornamentals plants and tissue culture plants.
Suitable for biotechnology and genetic engineering.
Cultivation of rare and exotic medicinal, aromatic and ornamental species.
Production of high value, low volume horticulture crops.
Supply of high quality fresh fruits/vegetables and flower for cities.
Production of healthy planting materials.
Advantage of Drip Irrigation (Micro - Irrigation) system are as under
1. Water Saving (20 to 70 %)
2. Enhanced plant growth and yield increase.
3. Saving in labour and energy 1 time.
4. Controls weed growth.
5. Economy in agriculture practices, easy operation in the crops.
6. Increase labour efficiency and fertilizer efficiency.
7. Fertilizer can be injected through the system (Fertigation)
8. Flexibility in operation.

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

9. No soil erosion.
10. Possibilities of using saline water.
11. Quality improvement.

Drip Irrigation is one of the most efficient and economical methods of

irrigation for various crops. Irrigation is one of the limiting factor in crop
production and hence, while adopting any method of irrigation there are
certain criteria to be observed in relation with agronomical practices of drip
irrigation. In drip irrigation one has to consider soil, water and crop
relationship.

Location of Poly House Project:-

The project land is situated at Village: - Chelamada of MandalRamayampeta, Dist. Medak. The Project area comprises of 9.00 acre of land

which is to be covered under Green House and cultivation of colour

capsicum. It is nearer to Mandal HQ, which is connected with national high
way and is easily approachable for follow - up and inspection of the farm
activities.

Infrastructure
To Construct Green house and Create Irrigation facilities.

10

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

1. Introduction

Capsicum pepper (Sweet) growing in India is of recent interest due to high

demand for fast food dishes in hotels and modern restaurants. Horticulture
Industry offers many socio economic benefits in terms of employment
generation, higher income and foreign exchange earnings. To capture
International market and increase the quality production in manifold, controlled
Atmosphere Technology (Shed House and Poly, House) for growing capsicum is
the basic need under Indian conditions. Saudi Arabia, Japan, Netherlands,
Singapore, USE and South Korea are leading importers of these Produces. There
are four capsicum pepper (Sweet) varieties based on their colour and Quality.
There are red, yellow, green and lastly black.
2. Location & Suitability of Site:The

site

is

well

connected

with

easy

approachable

to

Nizamabad,Hyderabad,Bangalore,Nagpur markets and suitable for cultivation of

capsicum.
(A) Soil :Capsicum grow best in deep, well drains, medium - textured soil, for example,
loam, but can be grown in a wide range of soil types. Soil should be least 30 cm
deep; the main requirement being good drainage. Red soil maintains the EC (>
1.0 mms / cm) and drainage capacity of the soil. The soil ph should be
11

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

maintained from 6.0 to 7.0, soil analysis should be carried out frequently and if
pH found lower than the required, use finely powdered slaked lime stone and if
it more than seven soil medium (red soil, yellow soil, FYM) to Provide the above
mentioned soil conditions to plants, which is recommended and the estimated
costs for these items are reasonable.

(B) Climate:Capsicum crop can be; taken under tropical and sub topical climate with
adequate light and a temperature range of 22 c to 32 c, Humidity should be
maintained from 70-80% Low humidify"(Below 60 %) with low temperature
leads to Mite infestation and cease the bud initiation. Capsicum is particularly
sensitive to cols and growth in inhibited below 10 c. Pollination is poor very hot
(above 32c) or very cold (below 15c) weather. Prolonged wet weather causes
severe disease, particularly bacterial spot / Low Humidity favours mites and
powdery mildew. As cultivation will be undertaken in Net house .Conditions, the
required climate conditions can be maintained.
(C) Irrigation Management
Capsicums are grown successfully using trickled irrigation under
controlled atmosphere conditions. One Bore well with Elect. Motor
already existed in said survey. Applicant has proposed to install drip
irrigation unit and water purification system.
The EC of water must be > 1.5mms / cm for capsicum cultivation, if it
exceeds the Upper limit, then reverse Osmosis System must be installed
to control the EC & TDS of Water for survival of Plants.
(D) The unit is already supported with internal roads and drainage system. In
this way, the location and site of project are suitable for cultivation of said crop
verities provided to follow - up the above mentioned technical parameters.
12

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

3. CULTIVATION PRACTICES
Cultivation of capsicums involve following cultivation practices.
A. Plantation of Seeding:Seeding of three weeks age are planted in protector in the raised beds
with 30-60 cm. distances in between plants, Capsicums can be taken with a
spacing 30-60 Cm x 45-60 cm. between the plants & rows respectively. Planting
can be done in any month of the year under controlled atmospheric conditions.
B. Gap Filling:The plants, which do not survive, should be replaced with new
plants to maintain the proper plant population so that production would
not affect adversely. For this, it is proposed to purchase extra plants.
C. Plant Protection Measures:Pests and disease in capsicum :- The principle pests of capsicum are :1. Bord mite, 2. Fruit Fly, 3. Spiral Whitefly 4. Thrips and 5. Nematode
The Principle disease are :Root Rot, 2. Bacterial Leaf spot, 3. Powdery Mildew, 4.Leaf Curl
Control:- The preventive spray of following chemicals with a volume of 1200
liters/ spray at an average interval of once in week is suggested.
D. Harvesting :The Stage of maturity at which capsicums are picked depends on the
purpose for which They are grown, for market, the large sweet capsicum are
usually picked at the Green mature Fruit stage. When harvesting capsicums, cafe
should be taken not to injure the plants. As stems Are brittle and will snap off
very easily - A picking knife may help in removing fruit safely. Capsicums usually
begin flowering 1-2 months after planning and will take up to around 110 Days
from planting to first harvest which then continue until cold weather reduces
yields or Frost growth. An average yield is around3-5 kg per plant.
13

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

E. Grading: After harvesting pre - cooling should be done to remove the excess heat
followed by grading according to shape size, diameter and weight to fetch the
better prices.

F. Packaging :Capsicum can be packaged in simple cardboard cartoons but to

reach at distant market places CFB material is recommended, Cushion
material should also be used in side the cartoons to overcome the
brushing and other losses.
4. TECHNICAL KNOW HOW :The applicant has good knowledge of cultivation of capsicums as well as
other horticulture crops. Applicant is well versed with growing of Vegetable crop
in open field and shade houses and greenhouse; hence they are aware about all
the package of practices of the crop. Unit is having tie-up with reputed company;
which will provide the support up to establishment.

6. BACKWARD LINKAGES :A. Raw Material (Planting Material)

The unit may be purchased the planting material for capsicum seed from Good
seed company. The cost of seed material is likely to be market price Rs. 7 per
seedling. The price calculating the project cost (Annexure A)
B Utilities :The total water requirement is estimated at 16000 liters per day in rainy &
winter season whereas 70000 liters per day in summer days to meet the
requirement of 12000.00M2 area. The proposed site have good arrangement
for continues water supply and promoters will construct the water tank for
storage of water, it will helpful in irrigation purpose.
14

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

C Electricity :The applicant has power connection,

E. Shed House and Other Plants and Machinery:The Unit proposes to install the net house (in 12000.00 M2 area) from a reputed
Company. Drip irrigation System are proposed to be acquired from the reputed
irrigation company.
F. Manpower:The unit proposed to recruit the manpower from local area where availability
in Abundance
G. Transport:The transportation vehicles are easily available in local area to reach the
product from site to market.
7. FORWARD LINCKAGES
Marketing:Locally market is available for marketing the produce, besides it, the
promoter will plan to make Tie-up arrangement with big malls and restaurant
in Hyderabad, Bangalore & Chennai and also with exporter who will purchase
the produce.
The Details are enclosed (annexure)
Technical Feasibility:The applicant is basically well educated and doing commercial Agriculture
and

is

having

agricultural

land

at

Village

:Chelamada,Mandal:-

Ramayampeta, Dist:-Medak & possesses competent knowledge of Plantation

and cultivation of capsicum. Soil structure and stature is convenient for poly
house project and e wants to plant Colour Capsicum with spacing of 0.45 x
0.45 cm in 3.00 acre of land.

15

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

AVAILABILITY OF THE LAND

Mr.M.Srikanth Reddy has > 9.00 Acres of land at village Chelamada ,
Mandal Ramayampeta , Dist Medak.
TOTAL AREA IN ACRES

: 9.00 Acres

AREA FOR CULTIVATION

: 12000 Sqm.

PARTICULARS OF LAND DEVELOPMENT & INFRASTRUCTURE /

ASSETS REQUIREMENT

( Amount in Rs)
Sr.No. Particulars
Polyhouse structure with Gistructure,
1
Uvfilm,shadenet,insectnet,Drip irrigation etc.
2
Planting Material/Bed preparation

Cost /Unit
in Rs

Qtty

Cost
Estimated

Subsidy
@75%

844
140

12000 10128000 5064000

12000 1680000 840000
TOTAL
11808000 8856000

16

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

ANNEXURE 01

PROJECTED CULTIVATION COST

COST OF CULTIVATION OF POLY HOUSE CAPSICUM (ANNEXURE-1)
in Rs.
Unit S.NO.
Particulars of Operation
Sq.mtr
Rate
Amount in Rs
1
2
A) Land Preparation
1)Land Preparation cost

12000

5.00

60,000.00

2) Manures/F.Y.M/Neemcake etc.

12000

6.00

72,000.00

3) Chemical fertilizers&MicroNutrients

12000

4.00

48,000.00

4) Fumigation&Bed preparation

12000

3.00

36,000.00

Sub Total A

TOTAL

18.00

2,16,000.00

B)

Recurring Cost
1) PlantingMaterial-3plants/sq.mtr

36000

7.00

2,52,000.00

2) Fertigation cost/sq.mtr

12000

15.00

1,80,000.00

3)Spraying cost/sq.mtr

12000

4.00

48,000.00

4) Labor cost/sq.mtr

12000

67.00

8,04,000.00

5) Transportation cost

12000

10.00

1,20,000.00

LOT

25,000.00

25,000.00

LOT

35,000.00

35,000.00

6) Repair & Maintainance

7) Post harvest,Marketing &
Administrative expenses
Sub total B

14,64,000.00

Grand Total (A+B)

16,80,000.00

17

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

FIXED OPERATIONAL COSTS-POLY HOUSE (ANEXURE-II)

SI.NO.

PARTICULARS

Units

Erection of Poly house structure with 200

micron UV Block film,40 mesh insect net
all around and shadenet of 50% including Sq.mt
Drip irrigation, transport and installation
costs

No.of
units

Unit
cost.Rs.

12000

844

Total in Rs.

Total Rs.(Lakhs)

Total in Lakhs

10128000

101.28

10128000

101.28

TOTAL COSTS - ABSTRACT (ANNEXURE - III)

1st year

(Amounts in lakh RS.)

2nd year 3rd year

A. Operational Cost
Land Preparation

2.16

2.16

2.16

RecurringCost

14.64

14.64

14.64

TOTAL/acre

16.80

16.80

16.80

Total operational cost.

16.80

16.80

16.80

16.80

16.80

B. Fixed operational costs

Land development,Preparation etc
Borewell with motor andpipeline

0.00
0.00

Water Storage Tank -@ 100Cu.Mtr

Labor quarters construction cost
Polyhouse structure with Gistructure,
Uvfilm,shadenet,insectnet etc.

0.00
0.00
101.28

Total Fixed costs

101.28

TOTAL COST OF THE PROJECT

118.08

SHM Subsidy@ 75%

88.56

Actual project cost

29.52

1) Promoters Capital (20%)

5.90

1) Promoters Capital (100%)

23.62
Total Rs.

Subsidy from SHM

29.52
88.56

18

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

ECONOMICS-CAPSICUM (ANNEXURE-IV)
Sr.
No
1
2
3
4
5

Particulars
Yield
(Kg Fruits / Plant / Year)
No.of plants
Total production
(Kg / Year)
Selling Cost
(Rs. / Kg)
Sales value
(Rs . In Lacs)

I
Year

II
Year

III
Year

4
36000

4
36000

5
36000

144000

144000

180000

20.00

20.00

25.00

28.80

28.80

45.00

PROFITABILITY (ANNEXURE-V)
Amount in Rs.(Lakhs)
SI.
No.

Particulars

1st Year

2nd Year 3rd Year

Operating Expenses

16.80

16.80

16.80

Total Income

28.80

28.80

45.00

Gross Profit

12.00

12.00

28.20

Intersest on term Loan

2.83

1.89

0.94

Less Depreciation

10.1

9.1

8.2

Operating Profits

-0.96

1.00

19.05

Provision for Tax

Profit after Tax

Net Profit before Tax with
intrest added back bur after depreciation
(EBIT)

-0.96

1.00

19.05

1.87

2.88

20.00

19

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

CASH FLOW STATEMENT (Annexure-VI)

Amount in Rs.(lakhs)
SI.
Particulars
N0
A) SOURCES OF FUNDS

1
2
3
4
B)
1)
2)
3)

Cash Acxruals (Viz.,Net

Profit before taxation bur
after depreciation) E.B.I.T.
Increasing Capital
Depreciation
Increase in Long Term
Loan
Total Sources (A)
APPLICATION OF FUNDS
Increase in Fixed
Capital Expenditure
Incrrease in Operating
Expenditure
Decrease in Proposed
Term Loan

Const. 1st year 2nd year 3rd year

1.87

2.88

20.00

10.1

9.1

8.2

12.00

12.00

28.20

7.87

7.87

7.87

2.83

1.89

0.94

118.08

10.71

9.76

8.82

0.00

1.3

19.4

Net Surplus

0.0

1.29

2.24

19.38

Closing Balance

0.0

1.29

3.53

38.77

4)

Term Loan intrest

5)

Taxes
Total (B)
Opening Balance

5.90

23.62
29.52

101.28
16.8
0.0

20

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

DEBT SERVICE COVERAGE RATIO (ANNEXURE-VII)

SI.
No.

Particulars

Amount in Rs.(lakhs)
2nd
3rd
1st year
year
year

COVER
-0.96

1.00

19.05

Depreciation Added Back

10.1

9.1

8.2

Intrest on term Loan

2.83

1.89

0.94

12.00

12.00

28.20

Profit after Tax

B
C

Net Cash Accurals

SERVICE
D

Repayment of Proposed
Term Loan

7.87

7.87

7.87

Intrest on Term Loan

2.83

1.89

0.94

Total Repayment

10.71

9.76

8.82

Debt Service Ratio

1.12

1.23

3.20

MIN. DSCR
AVG.
DSCR
MAX.DSCR

1.12
1.85
3.20

21

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

REPAYMENT SCHEDULE (ANNEXURE- VIII)

Amount Rs.(lakhs)
Term loan Amount

23.62

Repayment
Period

3years
6

No.of Installments (yearly)

12.00%

Rate of intere st

(Amount in Rs.lakhs)

Installment

Year

Term Loan

Payment of Term Loan

Closing Balance

Intrest

Mar-16

23.62

7.87

15.74

2.83

Mar-17

15.74

7.87

7.87

1.89

Mar-18

7.87

7.87

0.00

0.94

Note : intrest will be calculated according to the terms and conditions of the bank

Sr.
No
1

Opening Balance

2
3

Repayment
Closing Balance

7.87
15.74

7.87
7.87

7.87
0.00

Interest @ 12.0%

2.83

1.89

0.94

Particulars

1st year 2nd year 3rd year

23.62
15.74
7.87

22

Project Report on Poly House Vegetable Cultivation

Submitted By: M.Srikanth Reddy, Chelamada, Ramayampeta, Medak, Telangana.

ANALYSIS OF FINANCIAL PARAMETERS (ANNEXURE-IX)

Amounts in Rs.(Lakhs)
SI.No. Particulars

1st year

2nd year 3rd year

Total

Expenditure
Capital expenditure

29.52

0.0

0.0

Working capital

16.80

16.80

16.80

Total

46.32

16.80

16.80

Present income.

28.80

28.80

45.00

102.60

Present cost

46.32

16.80

16.80

79.92

Total present income/Total

present cost :

BC Ratio

Net income/Surplus

-17.52

12.00

28.20

Present Net Surplus

-17.52

-5.52

22.68

1.28

IRR= 66%

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