Presented by Jay Peroni, CFP
How to grow and think a faith-based millionaire.
Why Faith-Based Investor?
Jay Peroni, CFP
Chief Investment Officer
15 years of financial services experience as
a financial advisor
Author of two books The Faith-Based
Millionaire and The Faith-Based Investor
and 3 e-books.
An expert authority on the subject of
"Faith-Based Investing.
Featured on Crosswalk, TheStreet.com,
ABC News, ChristianPF, Master Your
Money, Morning Show FamilyNet, and a
host of other notable media.
Master of Science in personal financial
planning
A Certified Financial Planner professional
(CFP)
A Qualified Kingdom Advisor from
Kingdom Advisors
Founder of FaithBasedInvestor.com
Do you think
like a
millionaire
How many of these mistakes have you
made?
Have little to no savings?
Lost money in the stock market?
Lost money in the real estate
market?
Dont know if youll ever be able
to retire?
Have too much in debt?
The key is to change
the way you think
about money
4 Solutions for 2011: Why Rethink Wealth VIP?
1.
2.
3.
4.
Earn MORE MONEY
GIVE MORE
INVEST WISELY
Do a BETTER JOB MANAGING
what we already have.
What is Rethink Wealth VIP?
Education and training. Ebooks,
webinars, audio, video, and
more
Newsletter outlining investment
solutions
Personal coaching to help you
implement strategies
Dedicated to helping you rethink
about wealth so you can win at the
money game!
Why arent you dead yet?
The Noticer by Andy Andrews:
Six points to Willow, a
seventy-six year old lady, who
had given up hope that she
had anything left to
contribute. (See chapter 6, pp.
8385).
1. God has a purpose for
each person
2. You wont die until
that purpose is fulfilled
3. If you are still alive,
you havent completed
what you were put on
earth to do.
4. If you havent
completed what you
were put on earth to do,
your very purpose hasnt
been fulfilled.
5. If your purpose hasnt
been fulfilled, then the
most important part of
your life is still ahead.
6. You have yet to make
your most important
contribution.
ARE YOU LIVING WITH PURPOSE?
Four Ways God Will Not Use Money in
Your Life
IF I ONLY HAD MORE $$$
God doesnt use money to:
1) To cause fear and anxiety in your
life.
2) To divide spouses, family, or
friends.
3) To insulate you from problems.
4) To raise your standard of living or
to look down upon others.
Worlds way versus Gods Way
The Worldly Purposes for
Money
1. Buy whatever we want: Toys, toys,
and toys!
2. Use it to measure our success over
others.
3. Find security.
4. Gain independence - get out from
under authority.
5. Simple acquisition - get as much as
possible.
God' Purposes for Money
1. Provide for our needs.
2. Confirm direction to your life.
3. Fellowship to bring Christians together.
4. Demonstrating supernatural power.
5. Used for the Three Ts: Tool, Test,
Testimony
4 Bad Habits that lead to ruin
BAD HABIT #1: Discontentment
BAD HABIT #2: No Budget/ No
Plan
BAD HABIT #3: Failure to
understand basic economics
BAD HABIT #4: Too much debt
Bad habits destroy
wealth!
What does wealth mean to you?
Is the world corrupting your thoughts?
Money is the root of all evil.
God helps those who help
themselves.
Being poor brings me closer to
God
Riches provide evidence for Gods
blessing.
Problems are the evidence of sin
in your life
None of these are
BIBLICAL
Four foundational beliefs
These are four common beliefs
after interviewing over 100 faithbased millionaires
1. God Created Everything
2. God Owns Everything!
3. We Are Gods Trustees
To become a millionaire you MUST think
like one!
Are you a:
1. Passionate Income Earner
doing what you love
2.Generous Giver using Gods
money to bless others
3. Wise Investor carefully
multiplying the wealth entrusted to
you
4.Cautious Debtor - committing to
only use debt as a last resort
5.Prudent Spender spending only
on things in line with your values
Its tough to be proficient in
all 5 areas without a team.
Whos on your team?
To become a millionaire focus on these 5
characteristics
In 1960, a man named Srully Blotnick
began a study of 1,500 people over 20
years. After 20 years 1,057 remained,
83 were millionaires. Top 5
Characteristics:
1. Persistence
2. Patience
3. Willing to handle both the nobler
and the pettier jobs
4. Noncompetitive attitude towards
co-workers
5. Investment activities aside from
their main careerconsumed a
minimum of their time and
attention.
These five go a long way!
AREA ONE:
Passionate Income
Earner
Changes for 2011: Become a Passionate
Income Earner
LIVE with PURPOSE!
ADD VALUE and GET PAID MORE
BECOME AN ENTREPRENEUR
Solve problems for profit Bigger problems =
bigger pay!
CHANGE your THOUGHTS This changes
your actions which changes your results
BUILD MULTIPLE INCOME STREAMS
No cap on income
Help Others
Keep your values central
Get rid of negativity
Money is simple yet 80% struggle
1. Take responsibility!
2. Dont complain, do!
something about it!
3. Invest in your financial
education.
4. Know your purpose and
develop the passion to get
there.
5. DONT FALL IN LOVE
WITH MONEY yet dont
ignore its power
Think like a
millionaire
Money is simple yet 80% struggle
6. Study and associate with
those who are already
successful!
7. Give more of yourself
time, talent, and treasure
8. Develop multiple income
streams.
9. Create a business around
what you love to do
10. Be a leader
Think like a
millionaire
How many income streams do you have?
Many run on two cylinders:
Wages
1.
Earn wages
2.
Save money
Royalties
Multiple
Income
Streams
What if you sent your money off to
work?
Stocks
Could you reach your goals faster?
Business
How many income streams do you have?
Many run on two cylinders:
1.
Earn wages
2.
Save money
What if you sent your money off to
work?
Could you reach your goals faster?
AREA TWO:
Generous Giver
Are you making the world a
better place?
Changes for 2011: Become a Generous
Giver
Faith-Based Millionaires:
Give, give, and then give
some more
Give with a joyful heart
and not out of guilt or
obligation.
Use all the tools at their
disposal to maximize gifts
while alive and at death
Enjoy tax benefits but
dont give just for that
reason
God loves a joyful giver!
AREA THREE:
Wise Investor
Are you saving for financial
freedom?
Changes for 2011: Become a wise investor
1. Where is your money going
and what values are you
supporting?
2. How much risk are you
taking?
3. Is your money liquid and
easily accessible?
4. What rate of return should
you expect in this low rate
environment?
5. How do you protect yourself
from taxes and inflation?
What is more important: amount or
source of profit?
How much of your money do
want supporting:
Abortion
Pornography
Gambling
Explicit entertainment
Homosexual activism
Embryonic stem cell or fetal
tissue research
Will it cost you something?
Dueling Duo Portfolio: Up 42%
in 2010 and 48% in 2009.
All-Weather Portfolio: Up 29%
in 2010 & 50% in 2009.
Tomorrows Treasures Portfolio:
Up 32% in 2010
Contrarian Strategies Portfolio:
Up 8.2% in one month (55% of
return of full year in the market)
Past returns no guarantee of future results.
Tomorrows
Treasures
Invest like a millionaire
Faith-Based Millionaires typically
invest in:
Stocks large cap, mid cap, small
cap, international, and emerging
markets
Fixed Income bonds
Real Estate
Precious Metals
Private companies
AREA FOUR:
Cautious Debtor
Are you burdened with too
much debt?
Changes for 2011: Become a cautious
debtor
Most Faith-Based Millionaires:
Use debt cautiously as last resort
Only if you have means today to
pay back.
Restructure current finances to get
out of debt much faster
Often borrow from themselves
instead of from banks, mortgage
companies, and other financial
institutions.
View debt in a negative light
AREA FIVE:
Prudent Spender
Does your spending line up
with millionaires?
Changes for 2011: Become a prudent
spender
Faith-Based Millionaires typically:
Buy items in line with morals
Are willing to pay for value
Comparative shop
Dont often purchase for status
Often reuse, buy discounted, or even
used.
Become wealthy by controlling both
sides of the balance sheet: income and
spending.
Want to increase spending? Increase
your income first. Spend less than you
make
Try to view each spending decision in
light of your net worth. Will this
purchase increase or decrease my
wealth. Will it provide sufficient
value?
Does your spending line up?
Lesson 1: Millionaire Mindset
Changing habits, changing mindsets!
False belief 1: My success happens
at someone elses expense.
Discontinue habits that are
destroying wealth
Create habits that move you closer
to financial freedom
Look at past, examine present,
project your future
Abundance versus scarcity
Lesson 2: Build a proper financial
foundation
False belief 2: I should buy term
and invest the difference.
Instead I will show you how the rich
buy no/low commission dividend
paying whole life insurance to
maximize the cash value and retire
tax free!
How you can create your own
banking system. We will examine
how you can build wealth no matter
what the stock and real estate
markets do!
Lesson 3: Defeating debt
False belief 3: The fastest
way out of debt is reducing
my spending.
We will look at strategies of
how to properly use debt, how
to get spending in line with
your values, and how to
restructure your finances to
achieve financial freedom
much sooner than your
current pace.
Lesson 4: Investing inYou
False belief 4: The stock market is
the fastest way to wealth. I should
buy and hold.
We will look at how to build your
own business how to create a
million dollar business doing what
you love. Whether you are starting
from scratch or trying to take your
current business to the next level.
How to find the ideal market, using
the right message, communicated
with the proper media, utilizing the
correct measurement.
Lesson 5: Where to invest - morally
2
False belief 5: My 401k or IRA is
the best place to save - who cares if
it violates my faith and values?
How to align your faith, values, and
morals in the investment process.
Instead we will look at why mutual
funds, IRA, 401Ks, and annuities are
horrible investment vehicles and
what you can do about it!
1
4
Lesson 6: Investing in Alternative
Investments
False belief 6: I shouldnt invest in
gold or silver. They are poor longterm investments.
Why the dollar will go the way of the
dinosaur and how you can take
advantage of the greatest transfer of
wealth ever!
How to buy silver and gold. What to
do before the dollar collapses. How
to protect and grow your wealth.
Why commodity prices will continue
to soar
Lesson 7: Creating your legacy
False belief 7: My
Its not just about building wealth.
Its about building wealth with a
purpose.
Leaving the world a better place
Helping fund charities and
ministries close to your heart
Passing wealth and wisdom to the
next generations.
Maximizing and taking advantage
of tax planning opportunities.
Its not enough to have head knowledge
After your seven investment lessons,
Jay will examine your current
situation and help you devise a plan
to take action!
Take your finances to the next level!
Sign up Today at:
www.faithbasedinvestor.com/offer
Cost: $197 (electronic)
You get:
1. Seven lessons $199 value
audio, PDF handout, and exercises
2. One year of our VIP newsletter- $240
value
3. Two hour consultations and advice ($500
value)
4. Two to four VIP Webinars per month
($250 Value)
Over $1,000 worth of value for $197
Extra bonuses
Also...an added BONUS:
Personally autographed copy of:
"The Faith Based Millionaire"
This is Jay's foundation book that is sweeping the country.
This is not just another book on 'finances,' but the first book
to thoroughly cover how our values, beliefs and faith affect
our finances.
"The Faith Based Investor"
Want to just hit investing specifically?
This has principles from 'Faith Based Millionaire' but expands
on investing specifically!
Full length MP3 of the live class
PDF Transcription of the class sent via email (hard copy)
Free Copy Jays VIP Faith Based Newsletter and online
access
Two One on One 60 Minute Consultations with Jay Peroni
Go to FaithBasedInvestor.com/Offer
