Tubungan National High School
SENIOR HIGH SCHOOL
Science, Technology, Engineering, and Mathematics Strand
Bgy. Teniente Benito Tubungan, Iloilo
Relationship of Financial stress and Academic Performance of Senior High School
Students of Tubungan National High School Students
Rosevelt Gonzales
Vincent Tabocolde
Chapter 1
Introduction to the study
This chapter is divided into five different parts: (1) Background of the Study, (2) Statement
of the Problem and Hypothesis, (3) Significance of the Study, (4) Definition of Terms, and (5)
Delimitation of the Study.
Part One, Background of the Study, includes the basic information about the study. It also
indicates the importance and validity of the problem chosen for the study, the potential
contribution of the study, the need for the research, and the background information included in
the study.
Part Two, Statement of the Problem, provides specific questions that the researcher seeks
to answer. It also indicates the purpose of the study and specifically, it states both descriptive
and inferential questions.
Part Three, Significance of the Study, gives the people an idea on how relevant the study is
to other researchers. It also states the importance of the study, and the benefits to be derived
from the results of the study.
Part Four, Definition of Terms, defines the words for the purposes and clarity and
understanding. It includes conceptual definition and operational definition.
Part Five, Delimitation of the Study, identifies what are included in the study and the
boundaries of the study, the place and the time.
Tubungan National High School
SENIOR HIGH SCHOOL
Science, Technology, Engineering, and Mathematics Strand
Bgy. Teniente Benito Tubungan, Iloilo
Background of the Study
The concept of academic performance has become a source of concern in researcher,
especially as the academic performance of the student is declining. Academic performance is
defined or regarded as a participant examination grades at the end of a given duration ( term,
semester and program). It could also be seen as the level of performance in a particular field of
study. Higher scores indicate higher academic performance.
In an academic institution, these basic needs go beyond food, shelter, clothing and
energy. In addiction these four, the basic needs of a student extend to the cost of transportation,
health care stationary and more recently the information and communication technology. Many
students have finding it difficult feeding themselves because they lack on money to do so.
Staying in school and graduating on time is important factor for student and their
families. Greater financial burdens may lead student to reduce course work or drop out school
for paid work. A web based survey( N= 503) was conducted in fall 2004 at a large public
university to examine the characteristics of student who experienced dropping out or reducing
crdit hours to financial reasons. Analyses were conducted to compare these students with those
who did not drop out reduce their coursework.
We conducted the study to determine the Relationship of Financial Stress and Academic
performance of Senior High School Student.
Tubungan National High School
SENIOR HIGH SCHOOL
Science, Technology, Engineering, and Mathematics Strand
Bgy. Teniente Benito Tubungan, Iloilo
Statement of the Problem
This study primarily aims to determine the relationship of Financial Stress and Academic
Performance of Senior High School Student of Tubungan National High School.
Specially this Study seeks to answer the following question:
1. What is the level of financial stress of Senior High School Student in Tubungan National
High School as a whole and when classified according to year level, gender, and track?
2. What is the average academic performance of Senior High School Student in Tubungan
National High School Student as a whole and when classified according to year level,
gender and track?
3. Is there a significant relationship between financial stress and academic performance of
Senior High School Student in Tubungan National High School when classified
according to year level, gender and track?
Research Hypothesis
Based on the preceding problem, this hypothesis is advanced:
1.) There is no significant relationship between the financial stress and academic
performance of Senior High School students of Tubungan National High School
Tubungan National High School
SENIOR HIGH SCHOOL
Science, Technology, Engineering, and Mathematics Strand
Bgy. Teniente Benito Tubungan, Iloilo
Significance of the Study
This Study will benefit the following groups or individual:
Students and Parent-Money is needed in order to finish our education. In this study,
would there be a relationship between financial stress and academic performance, can help
them what is the importance of money in order to get higher grades
The government- Education is very important to achieve our goal. The
government should invest more in education so that they can help people achieve their
goal. This study will make the government aware of what students and families facing
and take action in order stop this problem.
Future Researcher- This study can help future researcher to gain more
knowledge and provide useful ideas in their future study.
Definition of the
For purposes of clarity and understanding, the following are given their
conceptual and operational definitions.
Academic performance - refers to the performance of the students as
determined by class participation, class assignments, home-work assignments, tests,
examinations, and participation in competitions or other events (Kapur, 2018).
As used in this study, academic performance will refer to the student’s final
average grade in SY 2018-2019, which is the total computation of all of their tests, class
participation, homework, projects and extra-curricular activities.
Financial Stress-"Financial stress is heavily correlated with poor money
management skills with a very direct relationship between the degree of their financial
stress and the ability to manage their expenses, control their debt and pay their
bills"(Anderson,N.L et al.,2011)
In this study, Financial Stress will refer if there’s an effect in the studies of
student.
Tubungan National High School
SENIOR HIGH SCHOOL
Science, Technology, Engineering, and Mathematics Strand
Bgy. Teniente Benito Tubungan, Iloilo
Senior high school (SHS) learners — refers to Grades 11 and 12 learners
of the K-12 curriculum in the Philippines. These students study the subjects that will
introduce them to their preferred career path in SHS (inquirer.net, 2016).
Scope and Delimitation
This study aims to determine the level and to know if there’s a significant
relationship between financial stress and academic performance of Senior High School
Student of Tubungan National High School. This study will limit to 50 randomly chosen
students from grade 11 to 12 of Tubungan National High School. The researcher made
a questionnaire to use as a data gathering instrument that will l be distributed to the
respondent. This study will be conducted from October 2019 – February 2020.
Tubungan National High School
SENIOR HIGH SCHOOL
Science, Technology, Engineering, and Mathematics Strand
Bgy. Teniente Benito Tubungan, Iloilo
Chapter 2
Review of Related Literature and Studies
According to Anderson (2011) “In general population has identified that women is the
most vulnerable one when it comes to managing financial stress”.
In the absence of alternative resources, a student may have to cut back study hours to
seek or increase employment hours to help reduce their financial deficits, which in turn could
impact their academic and social functioning (Durband , et. al.,2008).
According to Anderson (2011) "Financial stress is heavily correlated with poor money
management skills with a very direct relationship between the degree of their financial stress
and the ability to manage their expenses, control their debt and pay their bills"
First generation students(FGS) are less involve, less social and financial support, do not show a
preference active academic coping strategies (Mehta, 2011).
Financial stress of parents of dependent residential college students affects to their contribution
to the cost of the residential college and has implications for academic functioning, retention and
completion rates (DiGeronimo, 2004)
Tubungan National High School
SENIOR HIGH SCHOOL
Science, Technology, Engineering, and Mathematics Strand
Bgy. Teniente Benito Tubungan, Iloilo
Chapter 3
Research Design and Methodology
Purpose of the Study and Research Design
This study aims to determine the level and to know if there’s a significant relationship
between financial stress and academic performance of Senior High School Student of
Tubungan National High School. This study used descripted- correlational design.
Methodology
Respondents
The respondents of this study will be 50 randomly chosen senior high school learners of
Tubungan National High School for SY 2019-2020.
Research Instrument
This study will be using a researcher-made questionnaire as data gathering instrument
to be validated by a panel of three jurors chosen for their expertise in the field of Research,
Statistics, and English Grammar to accumulate data on the study of Financial Stress as
correlates of academic performance of Senior High School learners.
The researcher-made questionnaire will be subjected to a reliability test to determine
whether it is valid or reliable in gathering the needed data to answer the research questions.
Part I will be used to gather information of the respondent such as name, grade level,
gender, track, and lastly the final average grade
Part II will be comprising of readily made 20 questions that will determine the
relationship of financial stress to academic performance of students.
Tubungan National High School
SENIOR HIGH SCHOOL
Science, Technology, Engineering, and Mathematics Strand
Bgy. Teniente Benito Tubungan, Iloilo
Data Gathering Procedure
First get the list of all senior high school students in the administrative office of
Tubungan National High School. the questionnaire will be administered to the same set of
respondents to determine their perception of the parental support and involvement they have
received in the same school year. Then, the randomizer app will reveal randomly selected
number for the needed 50 samples. The randomizer app will reveal randomly selected number
for the needed 50 samples. After getting the 50 randomly selected number, locate the
respondents assigned in that specific number. List the names of respondents corresponds to
the randomly selected numbers. And researchers can conduct their data gathering.
