the ofcial point of acceptance of transaction (OPAT) of SBIMF

CONTENTS
Page Scheme Name Options Minimum Cheque / D.D. payable to
No. Amount
(Rs.)
2-4 INFORMATION COMMON TO ALL EQUITY & HYBRID SCHEMES
5-6 PRODUCT LABELING
7 - 10 SCHEME SPECIFIC RISK FACTORS
11 RISK CONTROL
11 - 14 INVESTMENT STRATEGY & COMPARISON WITH THE EXISTING SCHEMES
15 AUM & FOLIO
16 POTFOLIO TURNOVER RATIO
17 - 27 SCHEMES PORTFOLIO HOLDING
28 SBI MAGNUM EQUITY ESG FUND GROWTH AND DIVIDEND OPTION 1000 SBI MAGNUM EQUITY ESG FUND
28 SBI LARGE AND MIDCAP FUND GROWTH AND DIVIDEND OPTION 5000 SBI LARGE AND MIDCAP FUND
29 SBI MAGNUM TAXGAIN SCHEME GROWTH AND DIVIDEND OPTION 500 SBI MAGNUM TAXGAIN SCHEME
30 SBI MAGNUM GLOBAL FUND GROWTH AND DIVIDEND OPTION 5000 SBI MAGNUM GLOBAL FUND
31 SBI EQUITY HYBRID FUND GROWTH AND DIVIDEND OPTION 1000 SBI EQUITY HYBRID FUND
31 SBI CONSUMPTION OPPORTUNITIES FUND GROWTH AND DIVIDEND OPTION 5000 SBI CONSUMPTION OPPORTUNITIES
FUND
32 SBI TECHNOLOGY OPPORTUNITIES FUND GROWTH AND DIVIDEND OPTION 5000 SBI TECHNOLOGY OPPORTUNITIES FUND
33 SBI HEALTHCARE OPPORTUNITIES FUND GROWTH AND DIVIDEND OPTION 5000 SBI HEALTHCARE OPPORTUNITIES FUND
34 SBI CONTRA FUND GROWTH AND DIVIDEND OPTION 5000 SBI CONTRA FUND
34 SBI NIFTY INDEX FUND GROWTH AND DIVIDEND OPTION 5000 SBI NIFTY INDEX FUND
35 SBI FOCUSED EQUITY FUND GROWTH AND DIVIDEND OPTION 5000 SBI FOCUSED EQUITY FUND
36 SBI MAGNUM MIDCAP FUND GROWTH AND DIVIDEND OPTION 5000 SBI MAGNUM MIDCAP FUND
37 SBI MAGNUM COMMA FUND GROWTH AND DIVIDEND OPTION 5000 SBI MAGNUM COMMA FUND
37 SBI MAGNUM MULTICAP FUND GROWTH AND DIVIDEND OPTION 1000 SBI MAGNUM MULTICAP FUND
38 SBI BLUE CHIP FUND GROWTH AND DIVIDEND OPTION 5000 SBI BLUE CHIP FUND
39 SBI ARBITRAGE OPPORTUNITIES FUND GROWTH AND DIVIDEND OPTION 5000 SBI ARBITRAGE OPPORTUNITIES FUND
40 SBI INFRASTRUCTURE FUND GROWTH AND DIVIDEND OPTION 5000 SBI INFRASTRUCTURE FUND
41 SBI PSU FUND GROWTH AND DIVIDEND OPTION 5000 SBI PSU FUND
41 SBI SMALL CAP FUND GROWTH AND DIVIDEND OPTION 5000 SBI SMALL CAP FUND
42 SBI BANKING & FINANCIAL SERVICES FUND GROWTH AND DIVIDEND OPTION 5000 SBI BANKING & FINANCIAL SERVICES
FUND
43 SBI EQUITY SAVINGS FUND GROWTH AND DIVIDEND OPTION 1000 SBI EQUITY SAVINGS FUND
44 SBI EQUITY MINIMUM VARIANCE FUND GROWTH AND DIVIDEND OPTION 5000 SBI EQUITY MINIMUM VARIANCE FUND
45-55 GENERAL INFORMATION AND GUIDELINES
56-67 APPLICATION FORMS
68-69 NRIs DECLARATION
70-79 ANNEXURE I- DECLARATION OF ULTIMATE BENEFICIAL OWNERSHIP (UBO) & FATCA
80-83 SIP ENROLMENT FORM
84-85 TRANSACTION SLIP
86-93 KYC FORMS

1
 Key Information Memorandum

INVESTMENT MANAGER : SBI FUNDS MANAGEMENT PRIVATE LIMITED

(A Joint Venture between SBI & AMUNDI)

INFORMATION COMMON TO ALL EQUITY AND HYBRID SCHEMES

Name of Trustee Company: SBI Mutual Fund Trustee Company Private Limited The scheme may charge additional expenses incurred towards different heads mentioned
under regulations (2) and (4), not exceeding 0.05% of the daily net assets.
Dividend Policy: The Trustee reserves the right to declare dividends under the dividend option
of the Scheme depending on the net distributable surplus available under the Scheme. The In addition to expenses as permissible under Regulation 52 (6) (c), the AMC may charge the
procedure and manner of payment of dividend shall be in line with SEBI circular / guidelines following additional costs or expenses to the scheme:
no. SEBI / IMD / CIR No. 1 / 64057 / 06 dated April 04, 2006 and SEBI / IMD / CIR No. 3 /
65370 / 06 dated April 21, 2006 as amended from time to time. • The goods & services tax on investment management and advisory fees would be
charged in addition to above limit.
Applicable NAV :
• Brokerage and transaction costs (including Goods and Services Tax) which are incurred
For sale of Magnums/Units : For subscription of below Rs. 2 lakh - In respect of valid
for the purpose of execution of trade and is included in the cost of investment, not
applications received upto 3 p.m. by the Mutual Fund at any of the OPAT alongwith a local
exceeding 0.12 per cent in case of cash market transactions and 0.05 percent for
cheque or a demand draft payable at par at the place where the application is received, the
closing NAV of the day on which application is received shall be applicable. In respect of valid derivative market trades. Further, in terms of SEBI circular CIR/IMD/DF/24/2012 dated
applications received after 3 p.m. by the Mutual Fund at any of the OPAT alongwith a local November 19, 2012, it is clarified that the brokerage and transaction cost incurred for
cheque or a demand draft payable at par at the place where the application is received, the the purpose of execution of trade may be capitalized to the extent of 12bps and 5bps
closing NAV of the next business day shall be applicable. for cash market transactions and derivatives transactions respectively. Any payment
towards brokerage and transaction cost, over and above the said 12 bps and 5bps for
For subscription of Rs. 2 lakh & above: In respect of purchase of units of the scheme, the cash market transactions and derivatives transactions respectively may be charged to
closing NAV of the day on which the funds are available for utilization shall be applicable, the scheme within the maximum limit of Total Expense Ratio (TER) as prescribed under
provided the funds are realised up to 3.00 p.m. on a business day, subject to the transaction
regulation 52 of the SEBI (Mutual Funds) Regulations, 1996. GST on brokerage and
being time stamped appropriately.
transaction cost paid for exceuction of trade, if any, shall be within the limit prescribed
Note under regulation 52 of the SEBI (Mutual Funds) Regulation. Any expenditure more
In case where more than one application is received for purchase/subscription/switch-in than the said prescribed limit (including brokerage and transaction cost, if any) shall
in a debt scheme (irrespective of the plan/option/sub-option) of the Fund for an aggregate be borne by the AMC or by the trustee or sponsors.
investment amount equal to or more than Rs.2 lakh on any business day, then such • In terms of Regulation 52 (6A) (b), expenses not exceeding of 0.30 per cent of daily
applications shall be aggregated at Permanent Account Number (PAN) level of the first net assets will be charged, if the new inflows from such cities as specified from time
holder. Such aggregation shall be done irrespective of the number of folios under which to time are at least –
the investor is investing and irrespective of source of funds, mode, location and time of
application and payment. i. 30 percent of gross new inflows in the scheme, or;
Accordingly, the applicable NAV for such investments shall be the day on which the clear funds ii. 15 percent of the average assets under management (year to date) of the
are available for utilization before the cut off time. In case the funds are received on separate scheme, whichever is higher:
days and are available for utilization on different business days before the cut off time, the
applicable NAV shall be of the Business day/s on which the cleared funds are available for Provided that if inflows from such cities is less than the higher of sub-clause (i) or
utilization for the respective application amount. subclause (ii), such expenses on daily net assets of the scheme shall be charged on
For Repurchase including Switchout of Magnums/Units : In respect of valid applications proportionate basis:
received upto 3 p.m. by the Mutual Fund at any of the OPAT, same day’s closing NAV shall be Provided further that expenses charged under this clause shall be utilised for distribution
applicable. In respect of valid applications received after 3 p.m. by the Mutual Fund at any of expenses incurred for bringing inflows from such cities:
the OPAT, the closing NAV of the next business day shall be applicable.
Provided further that amount incurred as expense on account of inflows from such cities
Despatch of Repurchase request : Within 10 working days of the receipt of the redemption
(repurchase) request at the authorized centers of SBI Mutual Fund. shall be credited back to the scheme in case the said inflows are redeemed within a
period of one year from the date of investment.
Entry Load : In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009,
no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront • Further, GST on expenses other than investment and advisory fees shall be borne by
commission shall be paid directly by the investor to the AMFI registered Distributors based on the Scheme within the maximum limit of annual recurring expenses as prescribed in
the investors’ assessment of various factors including the service rendered by the distributor Regulation 52.
Daily Net Asset Value (NAV) Publication: The NAV will be declared on all business days Direct Plan Expenses: Direct Plan shall have a lower expense ratio excluding distribution
and will be published as may be specified under SEBI (Mutual Fund) Regulation. NAV can expenses, commission, etc., vis-à-vis the Regular Plan and no commission shall be paid
also be viewed on www.sbimf.com and www.amfi.com from Direct Plan. Both the plans i.e. Direct & Regular shall have common portfolio. However,
Recurring expenses: Maximum limit of recurring expenses under Regulation 52 are as under: Regular Plan and Direct Plan shall have different NAVs.

Assets under management Slab (in Rs Crores) Total expense ratio limits Investor Education and Awareness Expenses: For investor education and awareness
On the first Rs 500 crores of the daily net assets 2.25% initiative, the AMC or the Schemes of the Fund will annually set apart at least 0.02 percent
of daily net asset of the Schemes of the Fund within the maximum limit of the total expense
On the next Rs 250 crores of the daily net assets 2.00%
ratio as per SEBI Regulation.
On the next Rs 1,250 crores of the daily net assets 1.75%
On the next Rs 3,000 crores of the daily net assets 1.60% Tax treatment for Investors (unit holders) and the Mutual Fund: As per the taxation laws
On the next Rs 5,000 crores of the daily net assets 1.50% in force as at the date of the document certain tax benefits are available under the Income
On the next Rs 40,000 crores of the daily net assets Total expense ratio reduction of tax Act, 1961 (‘the Act’) to the investors in mutual funds and mutual fund itself. The same
0.05% for every increase of Rs are stated below:
5000 crores of daily net assets or The tax benefits described in this document are available under the present taxation laws
part thereof. and are subject to fulfillment of stipulated conditions. The information given is included only
On balance of the assets 1.05% for general purpose, regarding the law and practice currently in force in India and investors

2
should be aware that the relevant fiscal rules or their interpretation may change. In view of period. However, in case of following the holding period of 36 months shall be substituted
the individual nature of tax implication, each investor is advised to consult his/her own tax by 12 months:
advisor to understand the tax implications in respect of an investment decision. i. a security listed in a recognized stock exchange in India or;
FOR UNIT HOLDERS: ii. a unit of the Unit Trust of India established under the Unit Trust of India Act,
1963 or;
1. Income in respect of units
iii. a unit of an equity oriented fund;
As per the provisions of Section 10(35) of the Act, income received in respect of units of a
mutual fund specified under Section 10(23D) of the Act is exempt from income tax in the Hence any unit of an equity oriented fund if it is held for a period of 12 months or less will
hands of the recipient unit holders. be considered as “Short-term capital asset” and if held for more than period of 12 months,
will be considered as Long term capital asset. In respect of all other unit of any mutual fund
2. Capital Gain
scheme, the same will be treated as short term capital asset if it is held by unit holder for
“Short-term capital asset” means any asset which is held for 36 months and less than that 36 months or less and the same will be treated as Long term capital asset if it is held for
more than 36 months.
Tax Rates under the Income Tax Act for Capital Gains

  Tax Rates* under the Act

Resident Individual / HUF / NRI’s
Short Term Units of a non- equity fund Taxable at normal rates of tax applicable to the assesse
Capital Gain Units of an equity fund 15% on redemption of units where STT is payable on redemption (u/s 111A)
Long Term Units of a non- equity fund 20% with indexation
Capital Gain Units of an equity fund** 10%
* Plus surcharge & health and education cess as per Income Tax Act. **Subsection 2 of section 112A provides that the amount of income tax calculated on long term capital gain
exceeding one lakh rupees shall be at the rate of 10 per cent.
Securities Transaction Tax (STT): trusts per rule 17C of the Income Tax Rules, 1962, read with section 11(5)(xii) of the Act.
The seller of equity oriented mutual fund units has to pay a STT on the redemption value 8. Wealth Tax: Units in a scheme a Mutual Fund are not regarded as an ‘asset’ within
of the investment. However no deduction would be allowed to any unit holder for STT paid the meaning of section 2(ea) of the Wealth Tax Act, 1957 and are, therefore, not liable to
while computing Capital Gains. wealth - tax.
Note: ‘Equity oriented fund’ is defined as­- 9. Gift Tax : The Gift Tax Act, 1958 has ceased to apply to gifts made on or after October 1,
1998. Gifts of Units purchased under a plan, would therefore, be exempt from gift tax. Where,
l a mutual fund where the assets are invested in the equity shares of domestic companies
however, a gift of units in a mutual fund scheme exceeding Rs. 50,000/- is made on after
to the extent of more than sixty five per cent of the total proceeds of such fund; and­
01.10.09, the value is to be included as income in the hands of donee (recipient of the gift)
l which has been set up under a scheme of a Mutual Fund specified in section 10(23D) under section 2(24)(xiii) read with section 56(2)(vii) subject to exceptions. This is applicable
of the Act. in case of individuals and HUFs only.
The percentage of equity holding of such fund would be calculated as the annual average of 10. Deduction under section 80C in respect of amount invested: Section 80C as introduced
the monthly averages of the opening and closing figures. by the Finance Act, 2005, provides that from the total income of an individual and HUF,
deduction for an amount paid or deposited in certain eligible schemes or investments would
3. Capital Losses: The capital losses resulting from the sale of units would be available
be available, subject to maximum amount of Rs. 150,000.
for setting off against capital gains which would reduce the tax liability of the unit holder to
that extent. However the losses on transfer of long term capital assets shall be carried According to section 80C(2)(xiii)/(xx), any subscription to any units of Mutual Fund notified
forward separately for a period of eight assessment years to be set off against long term under section 10(23D)(2)(xx) would qualify for deduction under the aforesaid section provided:
capital gains only.
l the plan is formulated in accordance with a scheme notified by the Central Government;
Unabsorbed short term capital losses shall be carried forward and set off against the income or
under the head ‘Capital Gain’ (whether short term or long term) in any of the subsequent
l approved by CBDT on an application made by the Mutual Fund and the amount of
eight assessment years.
subscription to such units is subscribed only in eligible issue of capital of any company.
However, no set-off or carry forward can be claimed in respect of capital loss arising on sale
The benefit of deduction under section 80C can be availed by the unitholders investing
of a long term capital asset to which section 10(38) of the Act applies.
during the year in SBI Magnum TaxGain Scheme.
4. Dividend Stripping: As per section 94 (7) of the Act, as in computing the income of an
FOR THE FUND:
assessee, loss arising on sale of units, which have been bought within 3 months prior to the
record date (i.e. the date fixed by the Mutual Fund for the purposes of entitlement of the unit 1. Registered with SEBI: SBI Mutual Fund (SBI MF) is registered with Securities and
holders to receive the income) and sold within 9 months of the record date, shall be ignored Exchange Board of India (SEBI) and is as such eligible for benefits under section 10(23D)
to the extent of income on such units (such income being tax exempt). of the Act. Accordingly, the entire income of SBI MF is exempt from tax.
2. Dividend Distribution Tax: Mutual Funds are liable to pay dividend distribution tax as
5. Bonus Stripping: As per section 94(8) of the Act, the loss arising on sale of original units per section 115R of the Act.
(wholly or partly), which were bought within a period of 3 months prior to the record date
The dividend distribution tax rates (inclusive of surcharge @12% and health & education
(i.e. the date fixed by the Mutual Fund for the purposes of entitlement of bonus units to the
cess @4%) are as follows:
unit holders) and sold within 9 months of the record date, shall be ignored for the purpose
of computation of income chargeable to tax. However, such loss shall be considered as the Particulars Effective rate of tax (%)
cost of acquisition of the ‘bonus shares’ of the unit holders. Income distributed to an individual or Hindu UndividedFamily 29.12%
by non-Equity oriented Scheme
6. Exemption under Section 54EC: The long term capital gain (other than units exempt from
long term capital gain tax under section 10(38) of the Act) would not be subject to tax in terms Income distributed to any other person by non-Equity oriented 34.94%
of Section 54EC of the Act, if the entire capital gain realized in respect of such units (other Scheme
than of equity oriented mutual fund) is invested within six months from the date of transfer in Income distributed to an Individual or Hindu Undivided Family 11.65%
the redeemable bonds issued by the specified undertakings. by Equity oriented Scheme
Income distributed to any other person by Equity oriented 11.65%
7. Investments by charitable and religious trusts : Units of a Mutual fund Scheme referred Scheme
to in section 10(23D) constitutes an eligible avenue for investment by charitable or religious

3
 Key Information Memorandum
2.1. No income tax shall be paid on any amount of income distributed by the Administrator Investors will be issued a Unit Statement of Account in lieu of Unit Certificates. therefore no
of the specified undertaking, to the unit holders or to a unit holder of equity oriented Unit certificates will be issued. However, if the applicant so desires, the AMC shall issue a
funds in respect of any distribution made from such funds. non-transferable Unit certificate to the applicant within 5 Business Days of the receipt of request
3. Waiver of Load for Direct Applications : Pursuant to SEBI Circular No. SEBI/IMD/ for the certificate. Unit certificate if issued must be duly discharged by the Unit holder(s) and
CIR No.4/168230/09 dated June 30, 2009 no entry load shall be charged for all mutual surrendered alongwith the request for Redemption / Switch or any other transaction of Units
fund schemes. Therefore, the procedure for waiver of load for direct applications is no covered therein. All Units will rank pari passu, among Units within the same Option in the
longer applicable. Scheme concerned as to assets, earnings and the receipt of dividend distributions, if any,
4. No tax deducted at source (TDS) on receipt of income: SBI MF will receive all its income as may be declared by the Trustee
without deduction of tax at source as per provisions of section 196(iv) of the Act. Monthly Disclosure of Schemes’ Portfolio Statement
5. Securities Transaction Tax (STT): According to Finance Act, 2004, Chapter VII at the The fund shall disclose the scheme’s portfolio in the prescribed format along with the ISIN
time of purchase and sell of equity shares/units by Mutual Fund, it would be required to pay as on the last day of the month for all the Schemes of SBI Mutual Fund on its website (www.
the STT applicable on such purchases & sales to the concerned recognized stock exchange sbimf.com) on or before the tenth day of the succeeding month.
at the prescribed rates. Annual Report
Unit holders’ Information Scheme wise Annual Report or an abridged summary thereof shall be mailed to all unitholders
within four months from the date of closure of the relevant accounts year i.e. 31st March
Pursuant to Regulation 36 of the SEBI Regulation, the following shall be applicable with every year.
respect to account statement:
Scheme specific KIM
The asset management company shall ensure that consolidated account statement for
To download scheme specific KIM, please visit our website www.sbimf.com.
each calendar month is issued, on or before tenth day of succeeding month, detailing all
the transactions and holding at the end of the month including transaction charges paid to FOR INVESTOR GRIEVANCE PLEASE CONTACT
the distributor, across all schemes of all mutual funds, to all the investors in whose folios Name & Address of Registrar:
transaction has taken place during that month: Computer Age Management Services Pvt. Ltd.,
Provided that the asset management company shall ensure that a consolidated account (SEBI Registration No.: INR000002813)
statement every half yearly (September/ March) is issued, on or before tenth day of succeeding Unit: SBI Mutual Fund
month, detailing holding at the end of the six month, across all schemes of all mutual funds, to Rayala Towers, 158, Anna Salai
all such investors in whose folios no transaction has taken place during that period. Chennai – 600 002
• Provided further that the asset management company shall identify common investor Tel: 044 – 30407101
across fund houses by their permanent account number for the purposes of sending Email: [email protected]
consolidated account statement. Website: www.camsonline.com
• Account Statements for investors holding demat accounts: Subsequent account SBI MUTUAL FUND
statement may be obtained from the depository participants with whom the investor Mr. Rahul Mayor
holds the DP account. (Investor Relations Officer)
SBI Funds Management Pvt. Ltd.
• The asset management company shall issue units in dematerialized form to a unitholder
9th Floor, Crescenzo, C-38 & 39,
of the Scheme within two working days of the receipt of request from the unitholder.
G Block, Bandra Kurla Complex,
In terms of SEBI Circular No. IR/MRD/DP/31/2014 dated November 12, 2014 on Consolidated Bandra (East), Mumbai – 400 051
Account Statement, investors having Demat account has an option to receive consolidated Tel: 022- 61793537
account statement:
Email: [email protected]
• Investors having MF investments and holding securities in Demat account shall receive Website: www.sbimf.com
a single Consolidated Account Statement (CAS) from the Depository.
• Consolidation of account statement shall be done on the basis of Permanent Account
Number (PAN). In case of multiple holding, it shall be PAN of the first holder and pattern FOR FURTHER DETAILS ON THE SCHEMES, INVESTORS ARE ADVISED TO REFER
of holding. The CAS shall be generated on a monthly basis. TO THE SCHEME INFORMATION DOCUMENT
• If there is any transaction in any of the Demat accounts of the investor or in any of his This Key Information Memorandum (KIM) sets forth the information, which a prospective
mutual fund folios, depositories shall send the CAS within ten days from the month end. investor ought to know before investing. For further details of the Scheme/Mutual Fund, due
In case, there is no transaction in any of the mutual fund folios and demat accounts diligence certificate by the AMC, Key Personnel, investors’ rights & services, risk factors,
then CAS with holding details shall be sent to the investor on half yearly basis. penalties & pending litigations etc. Investors should, before investment, refer to the Scheme
Information Document and Statement of Additional Information available free of cost at any
• In case an investor has multiple accounts across two depositories, the depository with
of the SBIFMPL branches or distributors or from the website www.sbimf.com. The Scheme
whom the account has been opened earlier will be the default depository. particulars have been prepared in accordance with Securities and Exchange Board of India
If the Unit holder desires to hold the Units in a Dematerialized/ Rematerialized form at a (Mutual Funds) Regulations 1996, as amended till date, and filed with Securities and Exchange
later date, the request for conversion of units held in Account Statement (non demat) form Board of India (SEBI). The units being offered for public subscription have not been approved
into Demat (electronic) form or vice versa should be submitted alongwith a Demat/Remat or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.
Request Form to their Depository Participants. However, the Trustee / AMC reserves the right Date: June 28, 2019
to change the dematerialization / rematerialization process in accordance with the procedural
requirements laid down by the Depositories, viz. NSDL/ CDSL and/or in accordance with the
provisions laid under the Depositories Act, 1996 and the Regulations thereunder.

4
PRODUCT LABELING:
To provide investors an easy understanding of the kind of product / scheme they are investing in and its suitability to them, the product labeling for the following
schemes is as under:

SBI Arbitrage Opportunities Fund

This product is suitable for investors who are seeking*:

• Short-term investment

• Investments to exploit profitable arbitrage opportunities between the spot and derivative market segments to
provide capital appreciation and regular income

These products are suitable for investors who are seeking*:

Long term capital appreciation
SBI Blue Chip Fund: Investment in equity and equity-related instruments of large cap companies.

SBI Contra Fund: Investments in a diversified portfolio of equity and equity related securities following a contrarian
investment strategy.

SBI Focused Equity Fund (earlier known as SBI Emerging Businesses Fund): Investment in equity and equity
related instruments with maximum 30 stocks across multicap space.

SBI Equity Hybrid Fund (earlier known as SBI Magnum Balanced Fund): Investments primarily in equity and
equity related instruments, with exposure in debt and money market instruments.

SBI Magnum Multicap Fund: Investments in a diversified basket of equity stocks spanning the entire market
capitalization spectrum to provide both long term growth opportunities and liquidity.

SBI Large & Midcap Fund (earlier known as SBI Magnum Multiplier Fund): Investments in a diversified portfolio
of large and midcap companies.

SBI Magnum Midcap Fund: Investments predominantly in a well diversified equity stocks of midcap companies.

SBI Nifty Index Fund: Passive Investment in stocks comprising the Nifty 50 Index in the same proportion as in the
index to achieve returns equivalent to the Total returns Index of Nifty 50 Index.

SBI Small Cap Fund (earlier known as SBI Small & Midcap Fund): Investment in equity and equity-related
securities predominantly of small cap companies.

SBI Equity Savings Fund

This product is suitable for investors who are seeking*:
• Regular income & capital appreciation

• To generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity
market, and capital appreciation through a moderate exposure in equity.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

5
 Key Information Memorandum

These products are suitable for investors who are seeking*:

Long term capital appreciation
SBI Banking & Financial Services Fund: Investment predominantly in a portfolio of equity & equity related
instruments of companies engaged in banking & financial services sector.

SBI Magnum Comma Fund: Equity investments in a portfolio of stocks of companies in the commodity and
commodity related sectors.

SBI Consumption Opportunities Fund (earlier known as SBI FMCG Fund): Equity investments in stock of
companies following consumption theme.

SBI Infrastructure Fund: Equity investments in stocks of companies directly or indirectly involved in the infrastructure
growth of the Indian economy.

SBI Technology Opportunities Fund (earlier known as SBI IT Fund): Equity investments in stock of companies in
the technology and technology related sectors.

SBI Magnum Equity ESG Fund (earlier known as SBI Magnum Equity Fund): Investments in companies following
the ESG theme.

SBI Magnum Global Fund: Investments in equity stocks of MNC companies.

SBI Healthcare Opportunities Fund (earlier known as SBI Pharma Fund): Equity investments in stocks of
companies in the healthcare sector.

SBI PSU Fund: Investments in diversified basket of equity stocks of domestic Public Sector Undertakings and their
subsidiaries.
Minimum Variance Fund : To generate income by investing in a diversified basket of companies in Nifty 50 Index
while aiming for minimizing the portfolio volatility.

SBI Magnum Taxgain Scheme

This product is suitable for investors who are seeking*:
• Long term capital appreciation

• Investment in a portfolio of equity shares, while offering deduction under section 80C of Income-tax Act, 1961.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

6
 SCHEME SPECIFIC RISK FACTORS
SBI EQUITY HYBRID FUND
SBI Equity Hybrid Fund will be investing in equity & equity related instruments (including derivatives) as also debt instruments (including securitized debt), Government Securities,
units issued REITs & InvITs , foreign securities and money market instruments. The liquidity of the scheme’s investments is inherently restricted by trading volumes and settlement
periods. In the event of an inordinately large number of redemption requests, or of a restructuring of the scheme’s investment portfolio, these periods may become significant. In
view of the same, the Trustees have the right in their sole discretion to limit redemptions (including suspending redemptions) under certain circumstances.
The scheme shall be subject to risk associated with equity and equity related instruments, REITs/InVIT, debt and money market instruments, securitized debt, foreign securities,
derivatives and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk &
Regulatory Risk associated with securities as detailed in the SID.
SBI NIFTY INDEX FUND
A. An investor in an index fund is taking a view on the movement of the stock market in general, and particularly of the stocks that constitute the index. Performance of the Nifty 50 Index
will have a direct bearing on the performance of the scheme. The scheme does not seek to protect the value of investment from a fall in the Nifty 50 Index or its constituent stocks.
Hence the investor is automatically assuming the risk that if the index falls, his investment is likely to depreciate to that extent. The view taken by the investors on the movements of
the stock market and the Nifty is entirely their own and the AMC is not responsible for any loss arising out of the investors’ decision to invest or repurchase based on their view of the
market.
B. The portfolio of the fund may underperform to the extent of the impact cost of any transaction by the fund in individual stocks. Other transaction costs and operating costs may also
cause the fund to underperform.
C. Any delay in the receipt of sale proceeds due to the settlement cycles of the stock exchanges, or delay in receipt of dividends from corporates can result in delay in reinvestment of
these funds, causing some amount of underperformance. Any delay in receipt of information by the fund manager regarding the change in the composition of the index or corporate
actions (dividends, fresh issues of capital, mergers, buyback, etc) related to individual securities in the index may also result in underperformance.
D. The performance of the scheme may also be impacted by the Tracking Error of the scheme vis-à-vis the Nifty 50 Index. The Tracking Error may arise due to the expenses that the
scheme will incur on an ongoing basis, transaction costs involved in buying and selling of index shares, impact cost that may arise due to selling of stocks of the scheme at a loss to
meet redemption requirements or on account of holding cash. The Tracking Error that may arise in this scheme is estimated to be in the range of 0.5% to 1.00% on an annualised
basis.
SBI MAGNUM EQUITY ESG FUND
SBI Magnum Equity ESG Fund will be investing in Equity and equity related instruments following Environmental, Social and Governance (ESG) criteria (including derivatives
and foreign securities), Other equities and equity related instruments, units issued by REIT/InVIT, Debt instruments (including securitized debt) & Money Market Instruments.
The liquidity of the scheme’s investments is inherently restricted by trading volumes and settlement periods. In the event of a large number of redemption requests, or of a
restructuring of the scheme’s investment portfolio, these periods may become significant. In view of the same, the Trustees have the right in their sole discretion to limit redemption
(including suspending redemption) under certain circumstances as described in the Section on Investors’ Rights and Services.
The scheme shall be subject to risk associated with equity and equity related instruments, foreign securities, REITs/InVIT, debt and money market instruments, securitized debt,
derivatives and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk &
Regulatory Risk associated with securities as detailed in the SID.
SBI LARGE & MIDCAP FUND
SBI Large & Midcap Fund will be investing in Equity and equity related instruments of large cap companies (including derivatives), Equity and equity related instruments of mid cap
companies (including derivatives), Other equities and equity related instruments, foreign securities, Units issued by REIT/InVIT, Debt instruments (including securitized debt) and
Money Market Instruments The liquidity of the scheme’s investments is inherently restricted by trading volumes and settlement periods. The liquidity of the scheme’s investments
is inherently restricted by trading volumes and settlement periods. In the event of a large number of redemption requests, or of a restructuring of the scheme’s investment portfolio,
these periods may become significant. In view of the same, the Trustees have the right in their sole discretion to limit redemption (including suspending redemption) under certain
circumstances as described in the Section on Investors’ Rights and Services.
The scheme shall be subject to risk associated with equity and equity related instruments, foreign securities, REITs/InVIT, debt and money market instruments, securitized debt,
derivatives and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk &
Regulatory Risk associated with securities as detailed in the SID.
SBI MAGNUM GLOBAL FUND
SBI Magnum Global Fund investing in equity & equity related companies within MNC space instruments, including derivatives and foreign securities, other equity and equity related
instruments, as also debt instruments (including securitized debt), money market instruments, units issued by REIT/InVIT.
The liquidity of the scheme’s investments is inherently restricted by trading volumes and settlement periods. In the event of an inordinately large number of redemption requests,
or of a restructuring of the scheme’s investment portfolio, these periods may become significant. In view of the same, the Trustees have the right in their sole discretion to limit
redemptions (including suspending redemptions) under certain circumstances.
The scheme shall be subject to risk associated with equity and equity related instruments, foreign securities, REITs/InVIT, debt and money market instruments, securitized debt,
derivatives and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk &
Regulatory Risk associated with securities as detailed in the SID.
SBI MAGNUM MIDCAP FUND
SBI Magnum Midcap Fund would be investing in Equity and equity related instruments of midcap companies (including derivatives), Other equities and equity related instruments,
foreign securities, Units issued by REIT/InVIT, Debt instruments (including securitized debt) and Money Market Instruments. The liquidity of the scheme’s investments is inherently
restricted by trading volumes and settlement periods. In the event of an inordinately large number of redemption requests, or of a restructuring of the schemes investment portfolio,
these periods may become significant. In view of the same, the Trustees have the right in their sole discretion to limit redemptions (including suspending redemptions) under
certain circumstances.
The scheme shall be subject to risk associated with equity and equity related instruments, foreign securities, REITs/InVIT, debt and money market instruments, securitized debt,
derivatives and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk &
Regulatory Risk associated with securities as detailed in the SID.
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 Key Information Memorandum
SBI MAGNUM COMMA FUND
A. SBI Magnum Comma Fund will be investing in Equity and equity related securities of commodity and related companies (including foreign securities), Other equities and equity related
instruments, Units issued by REIT/InVIT, Debt instruments (including securitized debt) and Money Market Instruments. The liquidity of the scheme’s investments is inherently restricted
by trading volumes and settlement periods. In the event of an inordinately large number of redemption requests, or of a restructuring of the scheme’s investment portfolio, these periods
may become significant. In view of the same, the Trustees have the right in their sole discretion to limit redemptions (including suspending redemptions) under certain circumstances.
B. Commodity prices normally have a tendency to have sharp uptrend in price movements followed by long period of downtrend in prices during which periods the scheme’s performance
could be impacted.
The scheme shall be subject to risk associated with equity and equity related instruments, foreign securities, REITs/InVIT, debt and money market instruments, securitized debt, derivatives
and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk & Regulatory Risk
associated with securities as detailed in the SID.
SBI MAGNUM TAXGAIN SCHEME
SBI Magnum Taxgain Scheme will be investing in equity & equity related instruments, derivatives as also debt instruments, and money market instruments (such as call money
market, term/notice money market, repos, reverse repos and any alternative to the call money market as may be directed by the RBI). The liquidity of the scheme’s investments
is inherently restricted by trading volumes and settlement periods. In the event of an inordinately large number of redemption requests, or of a restructuring of the scheme’s
investment portfolio, these periods may become significant.
The scheme shall be subject to risk associated with equity and equity related instruments, REITs/InVIT, foreign securities, debt and money market instruments, securitized debt,
derivatives and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Currency Risk, Settlement Risk &
Regulatory Risk associated with securities as detailed in the SID.
SBI TECHNOLOGY OPPORTUNITIES FUND
SBI Technology Opportunities Fund will be primarily investing in Equities and equity related securities in technology and technology related securities (including derivatives and
foreign securities), Other equities and equity related instruments, Units issued by REIT/InVIT, Foreign securities, Debt instruments (including securitized debt) and Money Market
Instruments. The liquidity of the scheme’s investments is inherently restricted by trading volumes and settlement periods. In the event of a large number of redemption requests,
or of a restructuring of the scheme’s investment portfolio, these periods may become significant. In view of the same, the Trustees have the right in their sole discretion to limit
redemption (including suspending redemption) under certain circumstances as described in the Section on Investors’ Rights and Services.
The scheme shall be subject to risk associated with equity and equity related instruments, REITs/InVIT, foreign securities, debt and money market instruments, securitized debt,
derivatives and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Currency Risk, Settlement Risk &
Regulatory Risk associated with securities as detailed in the SID.
SBI HEALTHCARE OPPORTUNITIES FUND
SBI Healthcare Opportunities Fund will be investing in Equities and equity related securities in Healthcare space (including derivatives and foreign securities, Other equities and equity
related instruments, Units issued by REIT/InVIT, Debt instruments (including securitized debt) & Money Market Instruments. The liquidity of the scheme’s investments is inherently
restricted by trading volumes and settlement periods. The liquidity of the scheme’s investments is inherently restricted by trading volumes and settlement periods. In the event of
a large number of redemption requests, or of a restructuring of the scheme’s investment portfolio, these periods may become significant. In view of the same, the Trustees have
the right in their sole discretion to limit redemption (including suspending redemption) under certain circumstances as described in the Section on Investors’ Rights and Services.
The scheme shall be subject to risk associated with equity and equity related instruments, REITs/InVIT, foreign securities debt and money market instruments, securitized debt,
derivatives and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk &
Regulatory Risk associated with securities as detailed in the SID.
SBI CONSUMPTION OPPORTUNITIES FUND
SBI Consumption Opportunities Fund will be investing in primarily in equity & equity related securities in Consumption sector (including derivatives and foreign securities),
Other equities and equity related instruments, Units issued by REIT/InVIT, Foreign securities, Debt instruments (including securitized debt) and money market instruments (such
as money market instrument, term/notice money market, repos, reverse repos and any alternative to the call money market as may be directed by the RBI). The liquidity of the
scheme’s investments is inherently restricted by trading volumes and settlement periods. The liquidity of the scheme’s investments is inherently restricted by trading volumes and
settlement periods. In the event of a large number of redemption requests, or of a restructuring of the scheme’s investment portfolio, these periods may become significant. In
view of the same, the Trustees have the right in their sole discretion to limit redemption (including suspending redemption) under certain circumstances.
The scheme shall be subject to risk associated with equity and equity related instruments, REITs/InVIT, foreign securities, debt and money market instruments, securitized debt,
derivatives and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk &
Regulatory Risk associated with securities as detailed in the SID.
SBI CONTRA FUND
SBI Contra Fund will be investing in primarily in Equity and equity related instruments of companies which follow the contrarian investment theme (including derivatives), Other
equities and equity related instruments, Units issued by REIT/InVIT, foreign securities, Debt instruments (including securitized debt) and Money Market Instruments. The liquidity
of the scheme’s investments is inherently restricted by trading volumes and settlement periods. The liquidity of the scheme’s investments is inherently restricted by trading volumes
and settlement periods. In the event of a large number of redemption requests, or of a restructuring of the scheme’s investment portfolio, these periods may become significant.
In view of the same, the Trustees have the right in their sole discretion to limit redemption (including suspending redemption) under certain circumstances as described in the
Section on Investors’ Rights and Services.
The scheme shall be subject to risk associated with equity and equity related instruments, REITs/InVIT, debt and money market instruments, securitized debt, foreign securities,
derivatives and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk &
Regulatory Risk associated with securities as detailed in the SID.
SBI FOCUSED EQUITY FUND
The SBI Focused Equity Fund would be exposed to the following Scheme-specific Risk Factors
i. Since investments are proposed to be made in the stocks of companies engaged in potentially emerging businesses, a failure of such businesses to take off could pose a risk.
ii. Since a large part of the SBI Focused Equity Fund portfolio would be invested in companies which are export dependant, a slowdown in the global economy could be a risk.

8
iii. A sharp appreciation of the rupee in the short term may affect the export profitability of the companies adversely.
iv. SBI Focused Equity Fund would be investing in equity & equity related instruments including derivatives, foreign securities Units issued by REIT/InVIT, Debt instruments
(including securitized debt) and money market instruments (such as money market instrument, term/notice money market, repos, reverse repos and any alternative to the call
money market as may be directed by the RBI).. The liquidity of the scheme’s investments is inherently restricted by trading volumes and settlement periods. In the event of an
inordinately large number of redemption requests, or of a restructuring of the scheme’s investment portfolio, these periods may become significant. In view of the same, the
Trustees have the right in their sole discretion to limit redemptions (including suspending redemptions) under certain circumstances.
The scheme shall be subject to risk associated with equity and equity related instruments, REITs/InVIT, foreign securities, debt and money market instruments, securitized debt,
foreign securities, derivatives and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk,
Stock lending risk & Regulatory Risk associated with securities as detailed in the SID.
SBI MAGNUM MULTICAP FUND
SBI Magnum MultiCap Fund would be investing in Equity and equity related instruments (including derivatives), Units issued by REIT/InVIT, foreign securities, Debt instruments
(including securitized debt), Money Market Instruments. . The liquidity of the scheme’s investments is inherently restricted by trading volumes and settlement periods. In the event
of an inordinately large number of redemption requests, or of a restructuring of the scheme’s investment portfolio, these periods may become significant. In view of the same, the
Trustees have the right in their sole discretion to limit redemptions (including suspending redemptions) under certain circumstances.
The scheme shall be subject to risk associated with equity and equity related instruments, REITs/InVIT, debt and money market instruments, securitized debt, derivatives, foreign
securities and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk &
Regulatory Risk associated with securities as detailed in the SID.
SBI BLUE CHIP FUND
SBI Blue Chip Fund would be investing in Equity and equity related instruments of large cap companies (including Derivatives), Other equities and equity related instruments,
Units issued by REIT/InVIT, Foreign securities, Debt instruments (including securitized debt) & Money Market Instruments. The liquidity of the scheme’s investments is inherently
restricted by trading volumes and settlement periods. In the event of an inordinately large number of redemption requests, or of a restructuring of the scheme’s investment
portfolio, these periods may become significant. In view of the same, the Trustees have the right in their sole discretion to limit redemptions (including suspending redemptions)
under certain circumstances.
The scheme shall be subject to risk associated with equity and equity related instruments, REITs/InVIT, debt and money market instruments, securitized debt, derivatives, foreign
securities and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk &
Regulatory Risk associated with securities as detailed in the SID.
SBI ARBITRAGE OPPORTUNITIES FUND
SBI Arbitrage Opportunities Fund would be investing in equity & equity related instruments, including derivatives, debt and money market instruments. The liquidity of the scheme’s
investments is inherently restricted by trading volumes and settlement periods. In the event of an inordinately large number of redemption requests, or of a restructuring of the
scheme’s investment portfolio, these periods may become significant. In view of the same, the Trustees have the right in their sole discretion to limit redemptions (including
suspending redemptions) under certain circumstances.
The scheme shall be subject to risk associated with equity and equity related instruments, Derivative including Index Futures, Stock Futures, Index Options and Stock Options,
debt and money market instruments, securitized debt and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity
Risk, Settlement Risk, Stock lending risk & Regulatory Risk associated with securities as detailed in the SID.
SBI INFRASTRUCTURE FUND
SBI Infrastructure Fund would be investing in Equity and equity related securities of companies in infrastructure sector (including foreign securities), Other equities and equity
related instruments, Units issued by REIT/InVIT, Debt instruments (including securitized debt). The liquidity of the scheme’s investments is inherently restricted by trading volumes
and settlement periods. In the event of an inordinately large number of redemption requests, or of a restructuring of the scheme’s investment portfolio, these periods may become
significant. In view of the same, the trustees have the right in their sole discretion to limit redemptions (including suspending redemptions) under certain circumstances.
The scheme shall be subject to risk associated with equity and equity related instruments, foreign securities, REITs/InVIT, debt and money market instruments, securitized debt,
derivatives and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk &
Regulatory Risk associated with securities as detailed in the SID.
SBI PSU FUND
SBI PSU Fund would be investing in Equities of PSU companies and their subsidiaries (including derivatives), other equity & equity related instruments, Units issued by REIT/InVIT,
debt instruments (including securitized debt) and money market instruments. The liquidity of the scheme’s investments is inherently restricted by trading volumes and settlement
periods. In the event of an inordinately large number of redemption requests, or of a restructuring of the scheme’s investment portfolio, these periods may become significant. In
view of the same, the Trustees have the right in their sole discretion to limit redemptions (including suspending redemptions) under certain circumstances.
As the scheme would be primarily investing in the stock of PSU companies, so any government policy which will have an impact on the Public Sector Undertakings, will impact
the performance of the fund also.
The scheme shall be subject to risk associated with equity and equity related instruments, REITs/InVIT, debt and money market instruments, securitized debt, derivatives and
repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk & Regulatory Risk
associated with securities as detailed in the SID.
SBI SMALL CAP FUND:
The corpus of the Scheme will be primarily invested in equity and equity related instruments of small cap companies (including derivatives), other equities and equity related
instruments, units issued by REIT/InVIT, Foreign securities, Debt instruments (including securitized debt) and Money market instruments. . The liquidity of the schemes investment
is inherently restricted by trading volumes and settlement periods. In the event of an inordinately large number of redemption requests, or of a restructuring of the scheme’s
investment portfolio, these periods may become significant. In view of the same, the Trustees have the right in their sole discretion to limit redemptions (including suspending
redemptions) under certain circumstances.

9
 Key Information Memorandum
The scheme shall be subject to risk associated with equity and equity related instruments, REITs/InVIT, foreign securities, debt and money market instruments, securitized debt,
derivatives and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk,
short selling risk & Regulatory Risk associated with securities as detailed in the SID.
SBI BANKING & FINANCIAL SERVICES FUND
SBI Banking & Financial Services Fund is a sector fund and sector funds generally tend to hold a relatively smaller number of stocks, all of which tend to be affected by the same
factors. Since the Scheme will invest in securities which are sector specific, to this extent investment universe of the fund will be restricted. This will lead to less diversification
on the stocks allocation.
The Scheme would be investing in Equity and equity related securities of companies engaged in banking & financial services, Other equities and equity related instruments,
Units issued by REIT/InVIT, Foreign securities, Debt instruments (including securitized debt) & Money Market Instruments. The liquidity of the scheme’s investments is inherently
restricted by trading volumes and settlement periods. In the event of an inordinately large number of redemption requests, or of a restructuring of the scheme’s investment
portfolio, these periods may become significant. In view of the same, the Trustees have the right in their sole discretion to limit redemptions (including suspending redemptions)
under certain circumstances.
The scheme shall be subject to risk associated with equity and equity related instruments, REITs/InVIT, debt and money market instruments, securitized debt, derivatives, foreign
securities and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk &
Regulatory Risk associated with securities as detailed in the SID.
SBI EQUITY SAVINGS FUND
SBI Equity Savings Fund will be investing in Equity and equity related securities including derivatives, foreign securities, REIT/InVITs, debt and money market instruments. The
liquidity of the scheme’s investments is inherently restricted by trading volumes and settlement periods. In the event of an inordinately large number of redemption requests,
or of a restructuring of the scheme’s investment portfolio, these periods may become significant. In view of the same, the Trustees have the right in their sole discretion to limit
redemptions (including suspending redemptions) under certain circumstances.
The scheme shall be subject to risk associated with equity and equity related instruments, REITs/InVIT, foreign securities, debt and money market instruments, securitized debt,
derivatives and repo transactions in corporate debt securities. Besides, the scheme is also subjected to risk associated with Liquidity Risk, Settlement Risk, Stock lending risk &
Regulatory Risk associated with securities as detailed in the SID.
SBI Equity Minimum Variance Fund
SBI Equity Minimum Variance Fund will be investing in Equity and equity related securities including derivatives, debt, government securities, money market instruments (such
as term / notice money market). The liquidity of the scheme’s investments is inherently restricted by trading volumes and settlement periods. In the event of an inordinately large
number of 3 Key Information Memorandum redemption requests, or of a restructuring of the scheme’s investment portfolio, these periods may become significant. In view of the
same, the Trustees have the right in their sole discretion to limit redemptions (including suspending redemptions) under certain circumstances.
Equity and Equity related instruments are volatile in nature and are subject to price fluctuations on daily basis.
Risk associated with derivatives: Since investments would be made in equity based derivatives such as options & futures, the risks associated with such derivatives would be applicable
Investment in Debt and money market instruments is subject to credit risk, interest rate risk, reinvestment risk, liquidity risk, risk associated with unrated debt instruments, etc.

For detailed risk factors, investors are requested to refer Scheme Information Document of the respective schemes.

10
 RISK CONTROL
Investments in securities carry various risks such as inability to sell securities, trading volumes and settlement periods, market risk, interest rate risk, liquidity risk, default risk,
reinvestment risk etc. Whilst such risks cannot be eliminated, they may be mitigated by diversification and hedging.
In order to mitigate the various risks, the portfolio of the Scheme will be constructed in accordance with the investment restriction specified under the Regulations which would
help in mitigating certain risks relating to investments in securities market.
Further, the AMC has necessary framework in place for risk mitigation at an enterprise level. The Risk Management division is an independent division within the organization.
Internal limits are defined and judiciously monitored. Risk indicators on various parameters are computed and are monitored on a regular basis. There is a Board level Committee,
the Risk Management Committee of the Board, which enables a dedicated focus on risk factors and the relevant risk mitigants. For risk control, the following may be noted:
Liquidity risks: The liquidity of the Scheme’s investments may be inherently restricted by trading volumes, transfer procedures and settlement periods. Liquidity Risk can be
partly mitigated by diversification, staggering of maturities as well as internal risk controls that lean towards purchase of liquid securities.
Interest Rate Risk: Changes in interest rates affect the prices of bonds. If interest rates rise the prices of bonds fall and vice versa. A well-diversified portfolio may help to mitigate
this risk. Hence, while the interim NAV will fluctuate in response to changes in interest rates, the final NAV will be more stable. To that extent the interest rate risk will be mitigated
at the maturity of the scheme.
Credit Risks: Credit risk shall be mitigated by investing in rated papers of the companies having the sound back ground, strong fundamentals, and quality of management and
financial strength of the Company.
Volatility risks: There is the risk of volatility in markets due to external factors like liquidity flows, changes in the business environment, economic policy etc. The scheme will
manage volatility risk through diversification. Further, the fund will invest in a basket of debt and money market securities maturing on or before maturity of the fund with a view
to hold them till the maturity of the fund. To that extent the Volatility risk will be mitigated in the scheme.
Concentration Risk: The scheme would be investing across PSUs and would endeavour to have an optimum degree of diversification across sectors and market capitalization
ranges in order to mitigate Concentration Risk.
Political/Government Policy Risk: Changes in government policy and political decision can change the investment environment. They can create a favorable environment for
investment or vice versa.
Further, the Investment Manager endeavours to invest in REITs/InvITs, where adequate due diligence and research has been performed by the Investment Manager. The
Investment Manager also relies on its own research as well as third party research. This involves one-to-one meetings with the managements, attending conferences and analyst
meets and also tele-conferences. The analysis will focus, amongst others, on the predictability and strength of cash flows, value of assets, capital structure, business prospects,
policy environment, strength of management, responsiveness to business conditions, etc.
Please refer to Scheme Information Document for scheme specific risk control measures.

INVESTMENT STRATEGY & COMPARISON WITH THE EXISTING SCHEMES

Scheme Name Investment Strategy
SBI Magnum Equity The scheme is likely to have a comprehensive check list across parameters from Governance, Social & Environmental aspects of the company’s
ESG Fund management of its affairs. The endeavour would be to follow ‘ESG Framework’ in order to delve deeper into a company’s management practices,
culture and risk profile which would thereby help us in understanding the impact on long term shareholders.
Each security will be scored, using publicly available data, on ESG parameters which can impact or pose risks to the long-term sustainability of
the business. External specialist service providers may be sought to enable this.
Active weights of a security will be determined by the ESG scores. A positive score will enable a positive active weight, and vice-versa. For securities
lacking data, the portfolio manager will look to engage with the company. Active weights may be capped to zero.
SBI Equity Hybrid Fund The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in fixed
income securities.
SBI Large & Midcap The scheme follows a blend of growth and value style of investing. The fund will follow a combination of top down and bottom-up approach to
Fund stock-picking and choose companies across sectors. The scheme will invest in diversified portfolio of large cap and mid cap stocks. Large Cap: 1st
-100th company in terms of full market capitalization. Mid Cap:101st to 250th company in terms of full market capitalization. The exposure to these
will be as per limits/classification defined by AMFI/SEBI from time to time
SBI Magnum Global The fund will follow a bottom-up approach to stock-picking and choose companies across sectors/market capitalization which fall under the criteria
Fund of MNC. MNC Companies will be those: 1. Major Shareholding is by foreign entity, 2. Indian companies having over 50% turnover from regions
outside India, 3. Foreign listed Companies
SBI Technology The fund will follow a bottom-up approach to stock-picking and choose companies which are expected to derive benefit from development, use and
Opportunities Fund advancement of technology. These will predominantly include companies in the following industries:
• Technology services, including IT management, software, Data and IT Infrastructure services including Cloud computing, mobile computing
infrastructure
• Internet technology enabled services including e-commerce, technology platforms, IoT (Internet of Things) and other online services
• Electronic technology, including computers, computer products, and electronic components
• Telecommunications, including networking, wireless, and wireline services, equipment and support;
• Media and information services, including the distribution of information and content providers
• IT products, hardware and components like PCs, Laptops, Servers, Chips, Semi-conductors etc

11
 Key Information Memorandum
Scheme Name Investment Strategy
SBI Healthcare The fund will follow a bottom-up approach to stock-picking and choose companies within the healthcare space. The scheme will invest in stocks
Opportunities Fund of companies engaged in:
1. Pharmaceuticals
2. Hospitals
3. Medical Equipment
4. Healthcare service providers
5. Biotechnology
SBI Consumption The fund will follow a bottom-up approach to stock-picking and choose companies within the Consumption space. The scheme will invest in stocks
Opportunities Fund of companies engaged in:
1. Consumer durables
2. Consumer non-durables
3. Retail
4. Textiles
5. Auto OEM’s
6. Media & entertainment
7. Hotels, resorts & travel services.
8. Education services
9. Airlines
10. E-commerce
11. Consumer transportation & logistics services.
SBI Focused Equity The fund will follow a bottom-up approach to stock-picking and invest in companies across market capitalization and sectors. The fund will take high
Fund conviction bets and the total number of securities would be equal to or under 30.
SBI Magnum Taxgain Fund will be investing in equity & equity related instruments as also debt instruments, and money market instruments (such as money market, term/
Scheme notice money market, repos, reverse repos and any alternative to the call money market as may be directed by the RBI). Investment shall also be
made in Partly Convertible Debentures (PCDs) and bonds including those issued on rights basis subject to the condition that as far as possible
the non-convertible portion of the debentures so acquired or subscribed shall be divested within a period of 12 months. The balance funds shall be
invested in short term money market instruments or other liquid instruments or both.
In line with CBDT guidelines, the Fund will invest at least 80% of the net assets in equity and equity related instruments.
SBI Arbitrage Market neutral trading strategy. Arbitrage opportunities arise due to market inefficiencies. Fund seeks to exploit such inefficiencies that will manifest
Opportunities Fund as mis -pricing in cash (stock) and derivative markets. Fund Manager will lock into such arbitrage opportunities seeking to generate tax efficient
risk free returns.
Fund will not take naked exposures to stocks i.e. will not invest in stocks with a view to generate market related returns. Exposure to stocks will be
offset by simultaneous equivalent exposure in derivatives.
SBI Blue Chip Fund The scheme follows a blend of growth and value style of investing. The scheme will follow a combination of top down and bottom-up approach to
stock-picking and choose companies across sectors. The scheme will predominantly invest in diversified portfolio of large cap stocks. Large Cap Stocks
are – 1st -100th company in terms of full market capitalization. This will be in line with limits/classification defined by AMFI/SEBI from time to time.
SBI Magnum Midcap The scheme follows a blend of growth and value style of investing. The fund will follow a bottom-up approach to stock-picking and choose companies
Fund across sectors. The scheme will invest predominantly in diversified portfolio of mid cap stocks. Mid Cap means:101st to 250th company in terms of
full market capitalization. The exposure will be as per limits/classification defined by AMFI/SEBI from time to time.
SBI Magnum Comma The scheme would at all times have an exposure of atleast 80% of its investments in stocks of companies engaged in the commodity and commodity
Fund related businesses (derived from commodities). The scheme could invest in companies providing inputs to commodity manufacturing companies.
The scheme will invest in stocks of companies engaged in:
1. Oil & Gas (Petrochemicals, Power, and Gas etc.),
2. Metals (Zinc, Copper, Aluminum, Bullion, and Silver etc.),
3. Materials (Paper, jute, cement etc.) Agriculture (Sugar, Edible Oil, Soya, Tea and Tobacco etc.),
4. Textiles
5. Tea & Coffee
SBI Magnum Multicap The scheme will follow a bottom-up approach to stock-picking and choose companies across sectors/styles. The scheme will invest in diversified
Fund portfolio of stocks across market capitalization. Large Cap Stocks – 1st -100th company in terms of full market capitalization. Mid Cap:101st to
250th company in terms of full market capitalization. Small Cap: 251st company onwards in terms of full market capitalization. The exposure across
these stocks will be in line with limits/classification defined by AMFI/SEBI from time to time

12
Scheme Name Investment Strategy
SBI Infrastructure Fund The scheme will be positioned as a sectoral fund and not as a diversified equity fund. The scheme will invest in companies broadly within the
following areas/sectors of the economy namely – 1. Airports 2. Banks, Financial Institutions, Term lending Institutions and NBFCs 3. Cement &
Cement Products 4. Coal 5. Construction 6. Electrical & Electronic components 7. Engineering 8. Energy including Coal, Oil & Gas, Petroleum &
Pipelines 9. Industrial Capital Goods & Products 10. Metals & Minerals 11. Ports 12. Power and Power equipment 13. Road & Railway initiatives
14. Telecommunication 15. Transportation 16. Urban Infrastructure including Housing & Commercial Infrastructure 17. Commercial Vehicles 18.
Industrial Manufacturing 19. Logistic Service provider
The above list is only indicative and the Fund Manager will have the discretion to invest in new sectors outside the above list depending on the
relevance of that sector to the investment objective of the scheme. The scheme will have no sectoral or market capitalization bias.
SBI PSU Fund The primary strategy of the scheme would be to invest in the stocks of the PSU companies and their subsidiaries. The scheme may invest in quasi
PSUs /subsidiaries of PSUs: 1. which could be part of PSU index 2. defined by management control or ability to appoint key managerial personnel
and not necessarily by equity stake of 51% (but minimum PSU/ Central govt / state govt stake of 35% and highest among others is required).The
scheme would endeavor to identify market opportunities and at the same time would sufficiently diversify its equity portfolio and control liquidity risks
and non-systematic risks by selecting well researched stocks which have growth prospects on a long and mid-term basis in order to provide stability
and possibility of returns in the scheme Investment in equities would be done through primary as well as secondary market, private placement / QIP,
preferential/firm allotments or any other mode as may be prescribed/ available from time to time.
SBI Small Cap Fund The scheme follows a blend of growth and value style of investing. The scheme will follow a bottom-up approach to stock-picking and choose
companies within the small cap space. Small Cap means: 251st company onwards in terms of full market capitalization. The exposure will be as
per limits/classification defined by AMFI/SEBI from time to time
SBI Banking and The Scheme aims to maximize long-term capital appreciation by investing primarily in equity and equity related securities of companies engaged
Financial Services in Banking and Financial services. The portfolio manager will adopt an active management style to optimize returns. The scheme would invest in
Fund Banks as well as Non-banking Financial Services companies, Insurance companies, Rating agencies, Broking companies, Microfinance companies,
Housing Finance, Wealth Management, Stock/ commodities exchange etc.
Financial services companies are firms that are engaged in providing non-banking financial services to customers. The classification of Financial
service companies will be largely guided by AMFI sector classification. The indicative list of industry under financial services includes:
• Housing Finance
• Micro Finance
• Stock broking & Allied
• Wealth Management
• Rating Agencies
• Asset Management Companies
• Insurance Companies
• Stock/ Commodities Exchange
• Other NBFC’s
• Any other company which may derive 70% or more of its revenue from companies engaged in financial services
SBI Equity Saving a. Cash and Futures equity arbitrage: The scheme endeavours to achieve its primary objective of generating income by exploitation of arbitrage
Fund opportunities in equities market. Majority of equity exposure to stocks shall be offset by simultaneously taking equivalent exposure in derivatives.
The scheme may invest into equity stocks in the cash market and take short position in futures market equivalent to the extent of equity assets
that covers the exposure and only avail arbitrage between spot & futures market. Thus, the entire position may be used to lock risk free returns.
b. Net long equity: The Scheme may take limited long only exposures to equity stocks in order to generate market related returns. The secondary
objective of the Scheme to generate long-term capital appreciation is endeavoured to beachieved by investing a portion of the Scheme’s assets
in equity.The Scheme shall invest into a well-diversified portfolio of equity and equity related securities across market capitalisation and sectors
to participate in the all-round growth of the Indian economy.
c. Debt and Money Market Instruments: The Scheme may invest upto 35% of the net assets of the Scheme into debt and money market instruments.
This portion of the scheme assets is discretionary to provide liquidity into the scheme, management of derivative margins and accrual of regular
income.

13
 Key Information Memorandum
Scheme Name Investment Strategy
SBI Nifty Index Fund The scheme will adopt a passive investment strategy. The scheme will invest in stocks comprising the Nifty 50 index in the same proportion as in
the index with the objective of achieving returns equivalent to the Total Returns Index of Nifty 50 index by minimizing the performance difference
between the benchmark index and the scheme. The Total Returns Index is an index that reflects the returns on the index from index gain/ loss plus
dividend payments by the constituent stocks.
The scheme will primarily invest in the securities constituting the underlying index. However, due to changes in underlying index the scheme may
temporarily hold securities which are not part of the index. For example, the portfolio may hold securities not included in the respective underlying
index as result of certain changes in the underlying index such as such as reconstitution, addition, deletion etc. The fund manager’s endeavour
would be to rebalance the portfolio in order to mirror the index; however, there may be a short period where the constituents of the portfolio may
differ from that of the underlying index.
These investments which fall outside the underlying index as mentioned above shall be rebalanced within a period of 30 days.
SBI Contra Fund The fund will follow a combination of top-down and bottom-up approach to stock-picking and choose companies within the contrarian investment theme.
SBI Equity Minimum The scheme will invest in companies forming a part of Nifty 50 Index, weighting the stocks with the endeavor to minimize the variance of the portfolio.
Variance Fund Typically, passive portfolios, which are weighted solely on market capitalization, may tend to overweight expensive stocks & underweight cheap
stocks. The investment approach of the scheme will be different from the traditional market cap weighted approach of investing. It will attempt to,
while retaining the benefit of traditional market cap weighting, capture sources of capital appreciation existing dues to inefficiencies in the market,
improve portfolio diversity & reduce risk of the portfolio. The parameters used for selecting & weighting the stocks will be a combination of risk &
factor based parameters like portfolio volatility, correlation & covariance.
Minimum Variance Strategy will aim to minimize the portfolio volatility based on correlation & volatilities of the stocks in the portfolio. Such a strategy
is appropriate for constructing a lower risk portfolio.
It will invest in large cap companies which are liquid & are constituents of Nifty 50 Index. The scheme will follow a systematic approach & the
portfolio will be reviewed on a periodical basis. This may lead to changes in the portfolio involving both sale and purchase of the existing stocks
and purchase of new stocks, if any.
To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to for hedging and rebalancing
purposes, in the manner permitted by SEBI.

14
AUM AND FOLIO (As on May 31, 2019)

Scheme Name AUM (Rs. In crores) Folios

SBI Magnum Equity ESG Fund 2,388.53 3,75,250
SBI Equity Hybrid Fund 30,008.13 10,30,573
SBI Large & Midcap Fund 2,614.29 3,44,611
SBI Magnum Global Fund 3,586.69 4,57,885
SBI Technology Opportunities Fund 150.40 29,422
SBI Healthcare Opportunities Fund 934.56 98,334
SBI Consumption Opportunities Fund 705.84 79,934
SBI Focused Equity Fund 4,642.18 4,47,712
SBI Equity Minimum Variance Fund 47.35 1,678
SBI Arbitrage Opportunities Fund 2,706.18 8,121
SBI Magnum Midcap Fund 3,666.68 4,73,496
SBI Magnum Comma Fund 269.85 50,879
SBI Magnum Multicap Fund 7,581.40 6,63,403
SBI Infrastructure Fund 522.42 1,45,344
SBI PSU Fund 171.50 35,292
SBI Small Cap Fund 2,186.79 6,05,912
SBI Banking and Financial Services Fund 896.36 1,13,198
SBI Equity Savings Fund 2,075.26 47,671
SBI Nifty Index Fund 436.64 17,614
SBI Contra Fund 1,542.24 2,63,449
SBI Magnum Taxgain Scheme 7,170.63 11,99,358
SBI Blue Chip Fund
22,741.37 20,28,900

15
 Key Information Memorandum
PORTFOLIO TURNOVER RATIO (As on May 31, 2019)
New Scheme Name Portfolio Turnover Ratio
SBI Magnum Equity ESG Fund 0.72
SBI Large and Midcap Fund 0.78
SBI Magnum Taxgain Scheme 0.62
SBI Magnum Global Fund 0.46
SBI Equity Hybrid Fund 2.46
SBI Consumption Opportunities Fund 0.36
SBI Technology Opportunities Fund 0.24
SBI Healthcare Opportunities Fund 0.61
SBI Contra Fund 0.97
SBI Nifty Index Fund 0.69
SBI Focused Equity Fund 0.76
SBI Debt Hybrid Fund 0.69
SBI Magnum Midcap Fund 0.23
SBI Magnum Comma Fund 0.62
SBI Magnum Multicap Fund 0.60
SBI Multi Asset Allocation Fund 2.28
SBI Blue Chip Fund 0.77
SBI Arbitrage Opportunities Fund 10.39
SBI Infrastructure Fund 0.63
SBI PSU Fund 0.34
SBI Small Cap Fund 0.61
SBI Banking And Financial Services Fund 2.25
SBI Equity Savings Fund 4.46
SBI Equity Minimum Variance Fund 0.15

16
 SCHEMES PORTFOLIO HOLDINGS (As on May 31, 2019)
SBI MAGNUM EQUITY ESG FUND SBI LARGE & MIDCAP FUND
TOP 10 HOLDINGS: TOP 10 HOLDINGS:
Issuer Name % of Net Asset Issuer Name % of Net Asset
HDFC BANK LTD. 9.74 HDFC BANK LTD. 6.49
RELIANCE INDUSTRIES LTD. 8.90 ICICI BANK LTD. 5.67
KOTAK MAHINDRA BANK LTD. 5.48 STATE BANK OF INDIA 4.72
BAJAJ FINANCE LTD. 5.37 AXIS BANK LTD. 4.64
ICICI BANK LTD. 5.32 THE INDIAN HOTELS COMPANY LTD. 3.91
LARSEN & TOUBRO LTD. 5.21 LARSEN & TOUBRO LTD. 3.87
AXIS BANK LTD. 5.07 THERMAX LTD. 2.93
TATA CONSULTANCY SERVICES LTD. 5.05 INFOSYS LTD. 2.82
INFOSYS LTD. 5.00 JK CEMENT LTD. 2.81
STATE BANK OF INDIA 4.42 TATA POWER COMPANY LTD. 2.63

FUND ALLOCATION TOWARDS VARIOUS SECTORS: FUND ALLOCATION TOWARDS VARIOUS SECTORS:
Sector Name % of Net Asset Sector Name % of Net Asset
FINANCIAL SERVICES 40.73 FINANCIAL SERVICES 29.88
CONSUMER GOODS 11.25 CONSUMER GOODS 11.78
IT 11.13 CEMENT & CEMENT PRODUCTS 8.32
ENERGY 10.39 ENERGY 8.01
CONSTRUCTION 5.21 INDUSTRIAL MANUFACTURING 7.66
AUTOMOBILE 4.64 PHARMA 6.29
PHARMA 3.20 IT 5.75
TELECOM 2.34 CONSTRUCTION 5.42
CEMENT & CEMENT PRODUCTS 2.33 SERVICES 4.93
INDUSTRIAL MANUFACTURING 2.31 TELECOM 3.86
METALS 2.07 AUTOMOBILE 3.41
SERVICES 2.03 FERTILISERS & PESTICIDES 2.26
CASH, CASH EQUIVALENTS AND OTHERS# 2.37 CHEMICALS -
CASH, CASH EQUIVALENTS AND OTHERS# 2.42
# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units
# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units

Investor can click on the following link to obtain Scheme’s latest monthly portfolio holding :
https://www.sbimf.com/en-us/portfolios

17
 Key Information Memorandum
SBI MAGNUM TAXGAIN SCHEME SBI MAGNUM GLOBAL FUND
TOP 10 HOLDINGS: TOP 10 HOLDINGS:
Issuer Name % of Net Asset Issuer Name % of Net Asset
ICICI BANK LTD. 6.08 COLGATE PALMOLIVE (INDIA) LTD. 7.04
ICICI PRUDENTIAL LIFE INSURANCE COMPANY LTD. 4.90 ABB INDIA LTD. 6.04
HDFC BANK LTD. 4.82 HINDUSTAN UNILEVER LTD. 4.95
LARSEN & TOUBRO LTD. 4.54 AMBUJA CEMENTS LTD. 4.75
HOUSING DEVELOPMENT FINANCE CORPORATION LTD. 4.44 DIVI'S LABORATORIES LTD. 4.75
STATE BANK OF INDIA 3.96 NESTLE INDIA LTD. 4.48
INFOSYS LTD. 3.81 GRINDWELL NORTON LTD. 4.46
AXIS BANK LTD. 3.79 GLAXOSMITHKLINE CONSUMER HEALTHCARE LTD. 4.12
ITC LTD. 3.60 PROCTER & GAMBLE HYGIENE AND HEALTH CARE LTD. 4.07
RELIANCE INDUSTRIES LTD. 3.24 ATUL LTD. 3.72

FUND ALLOCATION TOWARDS VARIOUS SECTORS: FUND ALLOCATION TOWARDS VARIOUS SECTORS:
Sector Name % of Net Asset Sector Name % of Net Asset
FINANCIAL SERVICES 34.22 CONSUMER GOODS 33.94
CONSUMER GOODS 9.03 INDUSTRIAL MANUFACTURING 21.77
INDUSTRIAL MANUFACTURING 8.32 PHARMA 11.06
ENERGY 7.81 AUTOMOBILE 7.59
IT 7.20 CEMENT & CEMENT PRODUCTS 6.79
CONSTRUCTION 5.99 CHEMICALS 5.27
CEMENT & CEMENT PRODUCTS 5.26 SERVICES 4.15
PHARMA 4.70 FERTILISERS & PESTICIDES 2.95
TELECOM 3.87 IT 1.49
AUTOMOBILE 3.76 FINANCIAL SERVICES 0.09
METALS 1.57 CASH, CASH EQUIVALENTS AND OTHERS# 4.90
FERTILISERS & PESTICIDES 1.33
# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units
SERVICES 1.21
CHEMICALS 1.10
HEALTHCARE SERVICES 0.74
CASH, CASH EQUIVALENTS AND OTHERS# 3.88

# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units

Investor can click on the following link to obtain Scheme’s latest monthly portfolio holding :
https://www.sbimf.com/en-us/portfolios

18
SBI EQUITY HYBRID FUND SBI CONSUMPTION OPPORTUNITIES FUND
TOP 10 HOLDINGS: TOP 10 HOLDINGS:
Issuer Name % of Net Asset Issuer Name % of Net Asset
HDFC BANK LTD. 8.20 ASIAN PAINTS LTD. 7.56
GOVERNMENT OF INDIA 5.69 NESTLE INDIA LTD. 7.07
STATE BANK OF INDIA 5.49 SHEELA FOAM LTD. 6.97
KOTAK MAHINDRA BANK LTD. 4.56 THE INDIAN HOTELS COMPANY LTD. 6.67
INFOSYS LTD. 3.27 COLGATE PALMOLIVE (INDIA) LTD. 6.52
BHARTI AIRTEL LTD. 3.13 JUBILANT FOODWORKS LTD. 5.71
RELIANCE INDUSTRIES LTD. 3.11 MARICO LTD. 5.26
ICICI BANK LTD. 3.11 EMAMI LTD. 5.24
INTERGLOBE AVIATION LTD. 3.07 HAWKINS COOKERS LTD. 4.31
BAJAJ FINANCE LTD. 2.89 GREENPLY INDUSTRIES LTD. 4.02

FUND ALLOCATION TOWARDS VARIOUS SECTORS: FUND ALLOCATION TOWARDS VARIOUS SECTORS:
Sector Name % of Net Asset Sector Name % of Net Asset
FINANCIAL SERVICES 45.82 CONSUMER GOODS 71.76
SERVICES 8.61 SERVICES 10.19
ENERGY 7.22 TEXTILES 9.17
IT 6.40 AUTOMOBILE 3.98
SOVEREIGN 6.32 CONSTRUCTION 3.15
CONSUMER GOODS 5.61 CASH, CASH EQUIVALENTS AND OTHERS# 1.75
AUTOMOBILE 5.27
# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units
TELECOM 3.31
PHARMA 2.49
CHEMICALS 1.86
CONSTRUCTION 1.41
INDUSTRIAL MANUFACTURING 1.28
CEMENT & CEMENT PRODUCTS 1.20
MEDIA AND ENTERTAINMENT 0.32
METALS 0.14
CASH, CASH EQUIVALENTS AND OTHERS# 2.72

# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units

Investor can click on the following link to obtain Scheme’s latest monthly portfolio holding :
https://www.sbimf.com/en-us/portfolios

19
 Key Information Memorandum
SBI TECHNOLOGY OPPORTUNITIES FUND SBI HEALTHCARE OPPORTUNITIES FUND.
TOP 10 HOLDINGS: TOP 10 HOLDINGS:
Issuer Name % of Net Asset Issuer Name % of Net Asset
INFOSYS LTD. 27.04 DIVI'S LABORATORIES LTD. 10.22
BHARTI AIRTEL LTD. 11.51 AUROBINDO PHARMA LTD. 10.07
TATA CONSULTANCY SERVICES LTD. 9.04 DR. REDDY'S LABORATORIES LTD. 10.02
HCL TECHNOLOGIES LTD. 8.70 LUPIN LTD. 9.57
INFO EDGE (INDIA) LTD. 6.22 CIPLA LTD. 8.96
WIPRO LTD. 4.81 STRIDES PHARMA SCIENCE LTD. 7.78
CYIENT LTD. 4.57 SUN PHARMACEUTICAL INDUSTRIES LTD. 6.57
NIIT TECHNOLOGIES LTD. 4.48 ALKEM LABORATORIES LTD. 5.18
NIIT LTD. 4.05 TORRENT PHARMACEUTICALS LTD. 4.18
TECH MAHINDRA LTD. 3.78 BIOCON LTD. 3.71

FUND ALLOCATION TOWARDS VARIOUS SECTORS: FUND ALLOCATION TOWARDS VARIOUS SECTORS:
Sector Name % of Net Asset Sector Name % of Net Asset
IT 86.01 PHARMA 95.47
TELECOM 11.51 HEALTHCARE SERVICES 3.23
MEDIA AND ENTERTAINMENT 0.52 CASH, CASH EQUIVALENTS AND OTHERS# 1.30
CASH, CASH EQUIVALENTS AND OTHERS# 1.96
# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units
# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units

Investor can click on the following link to obtain Scheme’s latest monthly portfolio holding :
https://www.sbimf.com/en-us/portfolios

20
SBI CONTRA FUND SBI NIFTY INDEX FUND
TOP 10 HOLDINGS: TOP 10 HOLDINGS:
Issuer Name % of Net Asset Issuer Name % of Net Asset
ELGI EQUIPMENTS LTD. 7.96 HDFC BANK LTD. 10.70
ICICI BANK LTD. 7.37 RELIANCE INDUSTRIES LTD. 9.34
VODAFONE IDEA LTD. 4.93 HOUSING DEVELOPMENT FINANCE CORPORATION LTD. 7.38
SADBHAV ENGINEERING LTD. 3.20 INFOSYS LTD. 5.75
INFO EDGE (INDIA) LTD. 3.06 ICICI BANK LTD. 5.60
PNC INFRATECH LTD. 2.89 ITC LTD. 4.90
JK CEMENT LTD. 2.82 TATA CONSULTANCY SERVICES LTD. 4.73
EQUITAS HOLDINGS LTD. 2.70 KOTAK MAHINDRA BANK LTD. 4.17
HDFC BANK LTD. 2.46 LARSEN & TOUBRO LTD. 3.94
GREENPLY INDUSTRIES LTD. 2.33 AXIS BANK LTD. 3.24

FUND ALLOCATION TOWARDS VARIOUS SECTORS: FUND ALLOCATION TOWARDS VARIOUS SECTORS:
Sector Name % of Net Asset Sector Name % of Net Asset
FINANCIAL SERVICES 22.03 FINANCIAL SERVICES 39.29
INDUSTRIAL MANUFACTURING 13.67 ENERGY 14.53
PHARMA 9.99 IT 13.57
IT 8.33 CONSUMER GOODS 10.58
CONSTRUCTION 7.26 AUTOMOBILE 5.85
TELECOM 6.42 CONSTRUCTION 3.94
CONSUMER GOODS 5.86 METALS 3.38
SERVICES 4.70 PHARMA 2.18
CEMENT & CEMENT PRODUCTS 4.39 CEMENT & CEMENT PRODUCTS 1.74
AUTOMOBILE 3.87 TELECOM 1.68
ENERGY 2.20 FERTILISERS & PESTICIDES 0.75
CHEMICALS 1.22 SERVICES 0.67
CASH, CASH EQUIVALENTS AND OTHERS# 10.07 MEDIA AND ENTERTAINMENT 0.41
CASH, CASH EQUIVALENTS AND OTHERS# 1.43
# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units
# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units

Investor can click on the following link to obtain Scheme’s latest monthly portfolio holding :
https://www.sbimf.com/en-us/portfolios

21
 Key Information Memorandum
SBI FOCUSED EQUITY FUND SBI MAGNUM MIDCAP FUND
TOP 10 HOLDINGS: TOP 10 HOLDINGS:
Issuer Name % of Net Asset Issuer Name % of Net Asset
HDFC BANK LTD. 9.26 CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY
5.57
LTD.
STATE BANK OF INDIA 7.61
SHEELA FOAM LTD. 5.31
PROCTER & GAMBLE HYGIENE AND HEALTH CARE LTD. 6.90
GODREJ PROPERTIES LTD. 5.07
KOTAK MAHINDRA BANK LTD. 5.48
THE RAMCO CEMENTS LTD. 4.51
BAJAJ FINANCE LTD. 4.11
CARBORUNDUM UNIVERSAL LTD. 4.15
ALPHABET INC. 3.88
PI INDUSTRIES LTD. 4.06
DIVI'S LABORATORIES LTD. 3.83
PNB HOUSING FINANCE LTD. 3.34
HATSUN AGRO PRODUCT LTD. 3.78
GUJARAT STATE PETRONET LTD. 3.13
RELAXO FOOTWEARS LTD. 3.64
RBL BANK LTD. 2.99
INTERGLOBE AVIATION LTD. 3.62
MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD. 2.98
FUND ALLOCATION TOWARDS VARIOUS SECTORS:
FUND ALLOCATION TOWARDS VARIOUS SECTORS:
Sector Name % of Net Asset
Sector Name % of Net Asset
FINANCIAL SERVICES 31.09
FINANCIAL SERVICES 24.59
CONSUMER GOODS 24.48
INDUSTRIAL MANUFACTURING 15.53
INDUSTRIAL MANUFACTURING 6.25
PHARMA 11.51
SERVICES 5.49
CONSUMER GOODS 8.07
CHEMICALS 5.46
CONSTRUCTION 7.98
IT 3.88
CEMENT & CEMENT PRODUCTS 7.12
PHARMA 3.83
FERTILISERS & PESTICIDES 6.91
TELECOM 3.38
ENERGY 4.25
CONSTRUCTION 2.88
IT 3.74
AUTOMOBILE 1.76
AUTOMOBILE 2.30
CASH, CASH EQUIVALENTS AND OTHERS# 11.50
SERVICES 2.14
# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units METALS 0.93
CHEMICALS 0.49
CASH, CASH EQUIVALENTS AND OTHERS# 4.45

Investor can click on the following link to obtain Scheme’s latest monthly portfolio holding :# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units
https://www.sbimf.com/en-us/portfolios

22
 SBI MAGNUM COMMA FUND SBI MAGNUM MULTICAP FUND
TOP 10 HOLDINGS: TOP 10 HOLDINGS:
Issuer Name % of Net Asset Issuer Name % of Net Asset
FINE ORGANIC INDUSTRIES LTD. 7.56 HDFC BANK LTD. 8.59
HINDUSTAN PETROLEUM CORPORATION LTD. 5.64 INFOSYS LTD. 6.51
INDIAN OIL CORPORATION LTD. 5.38 ICICI BANK LTD. 4.90
ULTRATECH CEMENT LTD. 5.29 KOTAK MAHINDRA BANK LTD. 3.84
INDRAPRASTHA GAS LTD. 5.11 LARSEN & TOUBRO LTD. 3.16
RELIANCE INDUSTRIES LTD. 4.93 AXIS BANK LTD. 2.90
SHREE CEMENT LTD. 4.80 JK CEMENT LTD. 2.82
OIL & NATURAL GAS CORPORATION LTD. 4.69 GUJARAT STATE PETRONET LTD. 2.80
UPL LTD. 4.25 STATE BANK OF INDIA 2.68
TATA STEEL LTD. 4.21 ITC LTD. 2.39

FUND ALLOCATION TOWARDS VARIOUS SECTORS: FUND ALLOCATION TOWARDS VARIOUS SECTORS:
Sector Name % of Net Asset Sector Name % of Net Asset
ENERGY 30.21 FINANCIAL SERVICES 32.20
CHEMICALS 19.72 CONSUMER GOODS 11.37
METALS 17.67 ENERGY 9.48
CEMENT & CEMENT PRODUCTS 13.81 IT 8.71
FERTILISERS & PESTICIDES 9.99 AUTOMOBILE 6.60
TEXTILES 1.97 CONSTRUCTION 6.07
CASH, CASH EQUIVALENTS AND OTHERS# 6.62 CEMENT & CEMENT PRODUCTS 4.83
INDUSTRIAL MANUFACTURING 3.72
# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units
SERVICES 3.61
CHEMICALS 2.84
PHARMA 2.80
TELECOM 1.93
METALS 1.00
FERTILISERS & PESTICIDES 0.79
MEDIA AND ENTERTAINMENT 0.62
CASH, CASH EQUIVALENTS AND OTHERS# 3.42

# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units

Investor can click on the following link to obtain Scheme’s latest monthly portfolio holding :
https://www.sbimf.com/en-us/portfolios

23
 Key Information Memorandum
SBI BLUE CHIP FUND SBI ARBITRAGE OPPORTUNITIES FUND
TOP 10 HOLDINGS: TOP 10 HOLDINGS:
Issuer Name % of Net Asset Issuer Name % of Net Asset
HDFC BANK LTD. 9.66 RELIANCE INDUSTRIES LTD. 8.68
LARSEN & TOUBRO LTD. 5.52 AXIS BANK LTD. 3.66
ICICI BANK LTD. 5.13 POWER FINANCE CORPORATION LTD. 3.64
ITC LTD. 4.58 HOUSING DEVELOPMENT FINANCE CORPORATION LTD. 3.21
HOUSING DEVELOPMENT FINANCE CORPORATION LTD. 4.55 MARUTI SUZUKI INDIA LTD. 2.83
STATE BANK OF INDIA 4.33 SUN PHARMACEUTICAL INDUSTRIES LTD. 2.70
NESTLE INDIA LTD. 3.21 STATE BANK OF INDIA 2.62
INFOSYS LTD. 3.17 GRASIM INDUSTRIES LTD. 2.44
KOTAK MAHINDRA BANK LTD. 2.95 YES BANK LTD. 2.35
AXIS BANK LTD. 2.89 ORIENTAL BANK OF COMMERCE 2.17

FUND ALLOCATION TOWARDS VARIOUS SECTORS: FUND ALLOCATION TOWARDS VARIOUS SECTORS:
Sector Name % of Net Asset Sector Name % of Net Asset
FINANCIAL SERVICES 38.73 FINANCIAL SERVICES 30.23
CONSUMER GOODS 8.79 ENERGY 9.73
ENERGY 8.05 AUTOMOBILE 6.95
AUTOMOBILE 6.83 PHARMA 6.73
CONSTRUCTION 5.83 CONSUMER GOODS 6.63
IT 5.37 CEMENT & CEMENT PRODUCTS 5.91
FERTILISERS & PESTICIDES 4.07 METALS 4.66
INDUSTRIAL MANUFACTURING 3.95 IT 2.37
CEMENT & CEMENT PRODUCTS 3.64 CONSTRUCTION 1.26
PHARMA 3.46 INDUSTRIAL MANUFACTURING 1.20
SERVICES 1.84 SERVICES 0.91
METALS 1.77 MEDIA AND ENTERTAINMENT 0.87
CHEMICALS 0.37 FERTILISERS & PESTICIDES 0.85
CASH, CASH EQUIVALENTS AND OTHERS# 7.30 CHEMICALS 0.59
TELECOM 0.50
# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units
CASH, CASH EQUIVALENTS AND OTHERS# 20.62

# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units

Investor can click on the following link to obtain Scheme’s latest monthly portfolio holding :
https://www.sbimf.com/en-us/portfolios

24
SBI INFRASTRUCTURE FUND SBI PSU FUND
TOP 10 HOLDINGS: TOP 10 HOLDINGS:
Issuer Name % of Net Asset Issuer Name % of Net Asset
LARSEN & TOUBRO LTD. 13.16 STATE BANK OF INDIA 12.69
BHARTI AIRTEL LTD. 9.43 OIL & NATURAL GAS CORPORATION LTD. 9.60
ELGI EQUIPMENTS LTD. 5.54 NTPC LTD. 6.71
KENNAMETAL INDIA LTD. 5.31 POWER GRID CORPORATION OF INDIA LTD. 6.01
NTPC LTD. 4.70 INDRAPRASTHA GAS LTD. 5.89
JMC PROJECTS (INDIA) LTD. 4.44 INDIAN OIL CORPORATION LTD. 5.39
ABB INDIA LTD. 4.21 BHARAT ELECTRONICS LTD. 5.21
TIMKEN INDIA LTD. 3.90 HINDUSTAN PETROLEUM CORPORATION LTD. 4.63
PNC INFRATECH LTD. 3.74 GARDEN REACH SHIPBUILDERS & ENGINEERS LTD. 4.63
SHREE CEMENT LTD. 3.21 RITES LTD. 4.59

FUND ALLOCATION TOWARDS VARIOUS SECTORS: FUND ALLOCATION TOWARDS VARIOUS SECTORS:
Sector Name % of Net Asset Sector Name % of Net Asset
CONSTRUCTION 27.25 ENERGY 40.66
INDUSTRIAL MANUFACTURING 22.95 FINANCIAL SERVICES 30.39
ENERGY 14.51 INDUSTRIAL MANUFACTURING 15.81
TELECOM 9.43 CONSTRUCTION 4.59
SERVICES 8.38 METALS 3.72
FINANCIAL SERVICES 7.94 CASH, CASH EQUIVALENTS AND OTHERS# 4.84
CEMENT & CEMENT PRODUCTS 6.08
# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units
AUTOMOBILE 1.12
CASH, CASH EQUIVALENTS AND OTHERS# 2.35

# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units

Investor can click on the following link to obtain Scheme’s latest monthly portfolio holding :
https://www.sbimf.com/en-us/portfolios

25
 Key Information Memorandum
SBI SMALL CAP FUND SBI BANKING & FINANCIAL SERVICES FUND
TOP 10 HOLDINGS: TOP 10 HOLDINGS:
Issuer Name % of Net Asset Issuer Name % of Net Asset
JK CEMENT LTD. 5.14 HDFC BANK LTD. 17.29
TECHNO ELECTRIC & ENGINEERING COMPANY LTD. 3.57 ICICI BANK LTD. 10.24
RELAXO FOOTWEARS LTD. 3.47 KOTAK MAHINDRA BANK LTD. 8.70
HDFC BANK LTD. 3.44 STATE BANK OF INDIA 8.35
SHEELA FOAM LTD. 3.42 CHOLAMANDALAM FINANCIAL HOLDINGS LTD. 7.87
NIIT LTD. 3.38 INDUSIND BANK LTD. 6.48
CARBORUNDUM UNIVERSAL LTD. 3.14 BANK OF BARODA 5.97
KEWAL KIRAN CLOTHING LTD. 3.09 AU SMALL FINANCE BANK LTD. 5.29
INDIAN ENERGY EXCHANGE LTD. 3.07 ICICI PRUDENTIAL LIFE INSURANCE COMPANY LTD. 5.21
BLUE STAR LTD. 2.90 AXIS BANK LTD. 4.71

FUND ALLOCATION TOWARDS VARIOUS SECTORS: FUND ALLOCATION TOWARDS VARIOUS SECTORS:
Sector Name % of Net Asset Sector Name % of Net Asset
CONSUMER GOODS 21.42 FINANCIAL SERVICES 93.90
INDUSTRIAL MANUFACTURING 16.46 CASH, CASH EQUIVALENTS AND OTHERS# 6.10
FINANCIAL SERVICES 12.43
# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units
CEMENT & CEMENT PRODUCTS 5.14
CHEMICALS 4.91
TEXTILES 4.89
SERVICES 4.77
CONSTRUCTION 4.60
IT 4.48
AUTOMOBILE 2.79
ENERGY 2.29
PHARMA 2.27
PAPER 2.23
FERTILISERS & PESTICIDES 1.09
MEDIA AND ENTERTAINMENT 0.74
CASH, CASH EQUIVALENTS AND OTHERS# 9.50

# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units

Investor can click on the following link to obtain Scheme’s latest monthly portfolio holding :
https://www.sbimf.com/en-us/portfolios

26
SBI EQUITY SAVINGS FUND SBI EQUITY MINIMUM VARIANCE FUND
TOP 10 HOLDINGS: TOP 10 HOLDINGS:
Issuer Name % of Net Asset Issuer Name % of Net Asset
RELIANCE INDUSTRIES LTD. 6.83 WIPRO LTD. 8.62
HOUSING DEVELOPMENT FINANCE CORPORATION LTD. 5.78 HCL TECHNOLOGIES LTD. 7.74
AXIS BANK LTD. 5.65 INFOSYS LTD. 7.67
HDFC BANK LTD. 4.12 DR. REDDY'S LABORATORIES LTD. 7.56
MUTHOOT FINANCE LTD. 3.47 BRITANNIA INDUSTRIES LTD. 7.24
ICICI BANK LTD. 2.71 HINDUSTAN UNILEVER LTD. 5.23
BHARTI TELECOM LTD. 2.65 TATA CONSULTANCY SERVICES LTD. 5.21
ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD. 2.40 KOTAK MAHINDRA BANK LTD. 3.48
TATA CONSULTANCY SERVICES LTD. 2.39 HDFC BANK LTD. 2.89
KOTAK MAHINDRA BANK LTD. 2.21 POWER GRID CORPORATION OF INDIA LTD. 2.24

FUND ALLOCATION TOWARDS VARIOUS SECTORS: FUND ALLOCATION TOWARDS VARIOUS SECTORS:
Sector Name % of Net Asset Sector Name % of Net Asset
FINANCIAL SERVICES 39.14 IT 30.86
CONSUMER GOODS 10.01 CONSUMER GOODS 15.30
ENERGY 8.36 FINANCIAL SERVICES 15.03
IT 6.15 PHARMA 9.93
SERVICES 4.77 ENERGY 8.21
AUTOMOBILE 4.27 AUTOMOBILE 5.79
TELECOM 4.02 METALS 4.77
TEXTILES 1.72 CEMENT & CEMENT PRODUCTS 2.19
CONSTRUCTION 1.70 TELECOM 1.83
CEMENT & CEMENT PRODUCTS 1.64 CONSTRUCTION 1.08
METALS 1.60 SERVICES 1.05
INDUSTRIAL MANUFACTURING 1.44 FERTILISERS & PESTICIDES 1.03
PHARMA 1.38 MEDIA AND ENTERTAINMENT 0.77
SOVEREIGN 0.72 CASH, CASH EQUIVALENTS AND OTHERS# 2.16
FERTILISERS & PESTICIDES 0.60
# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units
MEDIA AND ENTERTAINMENT 0.54
CASH, CASH EQUIVALENTS AND OTHERS# 11.93

# Includes CBLO,Reverse Repo, Term Deposit and Mutual Fund Units

Investor can click on the following link to obtain Scheme’s latest monthly portfolio holding :
https://www.sbimf.com/en-us/portfolios

27
 Key Information Memorandum

I. SBI MAGNUM EQUITY ESG FUND Minimum Application Amount

l Minimum Investment Amount: Rs. 1000/- and in multiples of Re. 1 thereafter
(An open ended equity scheme investing in companies following the ESG theme)
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
Continuous Offer for sale of Magnums/Units at NAV related prices
l Repurchase: : Rs.500/- or 1 Units or account balance whichever is lower. Please note
Investment Objective that as a result of redemption, if the outstanding balance amount falls below the minimum
To provide investors with opportunities for long-term growth in capital through an active redemption amount as per the scheme features, SBIMF reserves the right to redeem the
management of investments in a diversified basket of companies following Environmental, balance units at applicable repurchase price.
Social and Governance (ESG) criteria Benchmark Index
However, there can be no assurance that the investment objective of the scheme will be Nifty 100 ESG TRI Index
achieved. Name of the Fund Manager
Asset Allocation Pattern of the scheme Mr. Ruchit Mehta.
The funds collected under the scheme shall generally be invested consistent with the Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the
objective of the scheme in the following manner scheme.

Instruments Indicative Asset Risk Profile

Tenure of managing the scheme
Allocation 1.1 Years. Managing since May 2018.
(% of total assets) Expenses of the scheme
Equity and equity related instruments following 80%-100% High Load Structure
Environmental, Social and Governance (ESG) Entry Load – N.A. For more details please refer information common to all Equity Schemes
criteria (including derivatives and foreign on page no. 2
securities) Exit Load – • For exit on or before 30 days from the date of allotment – 0.10 %; • For exit
Other equities and equity related instruments 0%-20% High after 30 days from the date of allotment – Nil The AMC reserves the right to modify / change
Units issued by REIT/InVIT* 0%-10% Medium to High the load structure on a prospective basis.
Debt instruments (including securitized debt) 0%-20% Medium Actual expenses (inclusive of GST on Management fees and additional TER) for
Money Market Instruments 0%-20% Low the previous financial year ended March 31, 2019
The exposure will be in line with SEBI/AMFI limits specified from time to time Scheme Name Regular Plan Direct Plan
The scheme may engage in stock lending - upto 20% of the net assets of the scheme SBI Magnum Equity ESG Fund 2.36 % 1.26%
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted Risk Profile of the scheme
by SEBI. The cumulative gross exposure through Equity and equity related instruments
including derivative position, debt, Money Market Instruments will not exceed 100% of the Mutual Fund Units involve investment risks including the possible loss of principal. Please
net assets of the scheme.. read the SID carefully for details on risk factors before investment. Scheme specific Risk
Factors are summarized on the page number 7 - 10.
The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs
/ Foreign equity and debt securities subject to the Regulations. Such investment shall not
exceed 35% of the net assets of the Scheme.
II. SBI LARGE AND MIDCAP FUND
The scheme may invest in mutual fund units as permissible. (An open ended equity scheme investing in both large cap and mid cap stocks)
The Scheme may invest in repo in corporate debt. Continuous Offer for sale of Magnums/Units at NAV related prices
For detailed asset allocation, please refer the Scheme Information Document. Investment Objective
Performance of the scheme (As on May 31, 2019) To provide the investor with the opportunity of long term capital appreciation by investing in
diversified portfolio comprising predominantly large cap and mid cap companies.
Scheme Name 1 year 3 years 5 years Since Inception
SBI Magnum Equity ESG Fund - Reg 10.68% 12.49% 13.19% 14.49% However, there can be no assurance that the investment objective of the scheme will be
Plan - Growth achieved.
Benchmark: NIFTY 100 ESG TRI Index 11.22% 15.13% 12.98% N.A. Asset Allocation Pattern of the scheme
Returns are CAGR calculated for growth option and it has been assumed that the dividend Instruments Indicative Asset Risk Profile
declared under the scheme have been reinvested at the then prevailing NAV. Allocation
(% of total assets)

Equity and equity related instruments of large 35%-65% High

cap* companies (including derivatives)

Equity and equity related instruments of mid 35%-65% High

cap* companies (including derivatives)

Other equities and equity related instruments 0%-30% High

Units issued by REIT/InVIT^ 0%-10% Medium to

High

Debt instruments (including securitized debt) 0%-30% Medium

Money market instruments 0%-30% Low

The scheme may engage in stock lending - upto 20% of the net assets of the scheme
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted
Plans and Options by SEBI. The cumulative gross exposure through Equity and equity related instruments
Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option including derivative position, debt, Money Market Instruments will not exceed 100% of the
has Reinvestment, Payout & Transfer facilities. net assets of the scheme.

28
*Large Cap means: 1st -100th company in terms of full market capitalization. Mid Cap the load structure on a prospective basis.
means:101st to 250th company in terms of full market capitalization. The exposure will Actual expenses (inclusive of GST on Management fees and additional TER) for
be as per limits/classification defined by AMFI/SEBI from time to time. Other equities may
the previous financial year ended March 31, 2019
include small cap stocks. Small Cap means: 251st company onwards in terms of full market
capitalization. The exposure across these stocks will be in line with limits/classification defined Scheme Name Regular Plan Direct Plan
by AMFI/SEBI from time to time. SBI Large & Midcap Fund 2.32% 1.48%
*The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs
Risk Profile of the scheme
/ Foreign equity and debt securities subject to the Regulations. Such investment shall not
exceed 30% of the net assets of the Scheme. Mutual Fund Units involve investment risks including the possible loss of principal. Please
read the SID carefully for details on risk factors before investment. Scheme specific Risk
^The exposure will be in line with SEBI/AMFI limits specified from time to time
Factors are summarized on the page number 7 - 10.
The scheme may invest in mutual fund units as permissible.
The scheme may invest in repo in corporate debt. III. SBI MAGNUM TAXGAIN SCHEME
For detailed asset allocation, please refer the Scheme Information Document. Open-ended Equity Linked Savings Scheme
Continuous Offer for sale of Magnums/Units of NAV related prices
Performance of the scheme (As on May 31, 2019)
Investment Objective
Scheme Name 1 year 3 years 5 years Since Inception
The prime objective of scheme is to deliver the benefit of investment in a portfolio of equity
SBI Large & Midcap Fund - Reg Plan 6.00% 12.46% 14.46% 14.33% shares, while offering deduction on such investments made in scheme under section 80C
- Dividend of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on
Benchmark: NIFTY Large Midcap 250 3.46% 14.72% 14.04% N.A. distributable surplus.
TRI Index Investments in this scheme would be subject to a statutory lock-in of 3 years from the date
Returns are CAGR calculated for dividend option and it has been assumed that the dividend of allotment to avail Section 80C benefits
declared under the scheme have been reinvested at the then prevailing NAV. Asset Allocation Pattern of the scheme
Instruments Indicative Asset Risk Profile
Allocation
(% of total assets)
Equity/Cumulative Convertible Preference Shares/ 80 – 100% Medium
Fully Convertible Debentures and Bonds
Money Market Instruments** 0%-20% Low
Investment shall also be made in Partly Convertible Debentures (PCDs) and bonds including
those issued on rights basis subject to the condition that as far as possible the non-convertible
portion of the debentures so acquired or subscribed shall be divested within a period of 12
months. The balance funds shall be invested in short term money market instruments or other
liquid instruments or both. The investment process as above will be completed within six
months. In the interim period the funds will be invested in short term money market instruments
or other liquid instruments or both. After 6 months from the closure of the scheme, the fund
may invest an amount not exceeding 15% of the resources mobilised in money market and
other liquid instruments could go upto 20% of the net assets of the scheme.
**Money Market Instruments will include Commercial Paper, Certificates of Deposit, Treasury
Bills, Bills Rediscounting, Repos, short term bank deposits, short-term Government securities
(of maturities less than 1 year) and any other such short-term instruments as may be allowed
Plans and Options under the regulations prevailing from time to time.
Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option The Scheme may invest in derivatives (equity as well as debt) and Securitized Debt, as and
has Reinvestment, Payout & Transfer facilities. when, permitted by ELSS /SEBI Guidelines
Minimum Application Amount Performance of the scheme (As on May 31, 2019)
l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter
Scheme Name 1 year 3 years 5 years Since Inception
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
SBI Magnum Tax Gain Scheme- Reg 4.63% 9.72% 10.99% 15.68%
l Repurchase: : Rs.500/- and in multiples of Rs. 500. Please note that as a result of
Plan - Growth
redemption, if the outstanding balance amount falls below the minimum redemption
Benchmark: - S&P BSE 500 TRI Index 6.32% 14.36% 12.44% N.A.
amount as per the scheme features, SBIMF reserves the right to redeem the balance
units at applicable repurchase price. Returns are CAGR calculated for growth option.
Benchmark Index
Nifty Large Mid Cap 250 TRI Index
Name of the Fund Manager
Mr. Saurabh Pant.
Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the
scheme.
Tenure of managing the scheme
2.7 Years. Managing since September 2016
Expenses of the scheme
Load Structure
Entry Load – N.A. For more details please refer information common to all Equity Schemes
on page no. 2
Exit Load – • For exit on or before 30 days from the date of allotment – 0.10 % • For exit
after 30 days from the date of allotment – Nil. The AMC reserves the right to modify / change
29
 Key Information Memorandum
Plans and Options For detailed asset allocation, please refer the Scheme Information Document.
Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option Performance of the scheme (As on May 31, 2019)
has Payout & Transfer facilities.
Scheme Name 1 year 3 years 5 years Since Inception
Minimum Application Amount
SBI Magnum Global Fund - Reg Plan -0.57% 7.98% 13.23% 14.16%
l Minimum Investment Amount: Rs. 500 & in multiples of Rs. 500 thereafter. - Dividend
l Additional Purchase amount: Rs. 500 & in multiples of Rs. 500 thereafter. Benchmark: Nifty MNC TRI -7.06% 14.46% 14.35% N.A.
l Repurchase: Rs.500 & in multiples of Rs. 500. Please note that as a result of redemption,
Returns are CAGR calculated for dividend option and it has been assumed that the dividend
if the outstanding balance amount falls below the minimum redemption amount as per
declared under the scheme have been reinvested at the then prevailing NAV.
the scheme features, SBIMF reserves the right to redeem the balance units at applicable
repurchase price.
Benchmark Index
S&P BSE 500 TRI Index
Name of the Fund Manager :
Mr. Dinesh Balachandran
Tenure of managing the scheme :
2.7 Years. Managing since September 2016
Expenses of the scheme
Entry Load – N.A. For more details please refer information common to all Equity Schemes
on page no.2; Exit Load – Nil
Actual expenses (inclusive of Service tax on Management fees and additional
TER) for the previous financial year ended March 31, 2019
Scheme Name Regular Plan Director Plan
SBI Magnum Taxgain Fund 2.22% 1.50%
Risk Profile of the scheme
Plans and Options
Mutual Fund Units involve investment risks including the possible loss of principal. Please
read the SID carefully for details on risk factors before investment. Scheme specific Risk Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option
Factors are summarized on the page number 7 - 10. has Reinvestment, Payout & Transfer facilities.
Minimum Application Amount
IV. SBI MAGNUM GLOBAL FUND l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter
(An open ended equity scheme investing in companies following the MNC theme) l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
Continuous Offer for sale of Magnums/Units of NAV related prices l Repurchase: : Rs.500/- or 1 Units or account balance whichever is lower. Please note

Investment Objective that as a result of redemption, if the outstanding balance amount falls below the minimum
redemption amount as per the scheme features, SBIMF reserves the right to redeem the
To provide the investor with the opportunity of long term capital appreciation by investing in balance units at applicable repurchase price.
diversified portfolio comprising primarily of MNC companies
Benchmark Index
However, there can be no assurance that the investment objective of the scheme will be Nifty MNC TRI
achieved.
Name of the Fund Manager
Asset Allocation Pattern of the scheme Mr. Anup Upadhyay.
The funds collected under the scheme shall generally be invested consistent with the Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the
objective of the scheme in the following manner scheme.
Instruments Indicative Asset Risk Profile Tenure of managing the scheme
Allocation 1.1 Years. Managing since May 2018
(% of total assets) Expenses of the scheme
Equity and equity related companies within 80%-100% High Load Structure
MNC space including derivatives and foreign
securities# Entry Load – N.A. For more details please refer information common to all Equity Schemes
on page no. 2
Other equities and equity related instruments 0%-20% High
Units issued by REIT/InVIT* 0%-10% Medium to High Exit Load – • For exit within 12 months from the date of allotment - 1%; • For exit after 12
months from the date of allotment - Nil.
Debt instruments (including securitized debt) 0%-20% Medium
Money market instruments 0%-20% Low Actual expenses (inclusive of GST on Management fees and additional TER) for
* The exposure will be in line with SEBI/AMFI limits specified from time to time the previous financial year ended March 31, 2019
The scheme may engage in stock lending - upto 20% of the net assets of the scheme Scheme Name Regular Plan Director Plan
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted SBI Magnum Global Fund 2.31% 1.42 %
by SEBI. The cumulative gross exposure through Equity and equity related instruments
including derivative position, debt, Money Market Instruments will not exceed 100% of the Risk Profile of the scheme
net assets of the scheme. Mutual Fund Units involve investment risks including the possible loss of principal. Please
#The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs read the SID carefully for details on risk factors before investment. Scheme specific Risk
/ Foreign equity and debt securities subject to the Regulations. Such investment shall not Factors are summarized on the page number 7 - 10
exceed 35% of the net assets of the Scheme.
The scheme may invest in mutual fund units as permissible.
The Scheme may invest in repo in corporate debt.

30
 Minimum Application Amount
V. SBI EQUITY HYBRID FUND
l Minimum Investment Amount: Rs. 1000/- and in multiples of Re. 1 thereafter
(An open ended hybrid scheme investing predominantly in equity and equity related
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
instruments)
l Repurchase: : Rs.500/- or 1 Unit or account balance whichever is lower. Please note
Continuous Offer for sale of Magnums/Units at NAV related prices
that as a result of redemption, if the outstanding balance amount falls below the minimum
Investment Objective redemption amount as per the scheme features, SBIMF reserves the right to redeem the
balance units at applicable repurchase price.
To provide investors long term capital appreciation along with the liquidity of an open-ended
scheme by investing in a mix of debt and equity. The scheme will invest in a diversified Benchmark Index
portfolio of equities of high growth companies and balance the risk through investing the CRISIL Hybrid 35+65 - Aggressive Index
rest in fixed income securities.
Name of the Fund Manager
However, there can be no assurance that the investment objective of the scheme will be Mr. R. Srinivasan – Equity, Mr. Dinesh Ahuja – Debt.
achieved.
Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the
Asset Allocation Pattern of the scheme scheme.
Instruments Indicative Asset Risk Profile Tenure of managing the scheme
Allocation Mr. R. Srinivasan - 7.4 Years. Managing since January 2012
(% of total assets) Mr. Dinesh Ahuja – 7.4 Years. Managing since January 2012
Equity and equity related instruments (including 65%-80% High Expenses of the scheme
derivatives) Load Structure
Units issued by REIT/InVIT^ 0%-10% Medium to High Entry Load – N.A. For more details please refer information common to all Equity Schemes
Debt instruments (including securitized debt) 20%-35% Low to Medium on page no. 2
and money market instruments Exit Load – • For exit within 12 months from the date of allotment –
The scheme may engage in stock lending - upto 20% of the net assets of the scheme
o For 10% of investments – Nil
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted
o For remaining investments – 1.00%
by SEBI. The cumulative gross exposure through Equity and equity related instruments
including derivative position, debt, Money Market Instruments will not exceed 100% of the • For exit load after 12 months from the date of allotment – Nil
net assets of the scheme. Actual expenses (inclusive of GST on Management fees and additional TER) for
*The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs the previous financial year ended March 31, 2019
/ Foreign equity and debt securities subject to the Regulations. Such investment shall not
exceed 35% of the net assets of the Scheme. Scheme Name Regular Plan Direct Plan
^The exposure will be in line with SEBI/AMFI limits specified from time to time SBI Equity Hybrid Fund 2.28% 1.40%
The scheme may invest in mutual fund units as permissible. Risk Profile of the scheme
The scheme may invest in repo in corporate debt. Mutual Fund Units involve investment risks including the possible loss of principal. Please
For detailed asset allocation, please refer the Scheme Information Document. read the SID carefully for details on risk factors before investment. Scheme specific Risk
Factors are summarized on the page number 7 - 10.
Performance of the scheme (As on May 31, 2019)
Scheme Name 1 year 3 years 5 years Since Inception VI. SBI CONSUMPTION OPPORTUNITIES FUND
SBI Equity Hybrid Fund - Reg Plan 8.84% 12.31% 14.06% 15.74% (An open ended equity scheme following consumption theme)
- Growth Continuous Offer for sale of Magnums/Units of NAV related prices
Benchmark: CRISIL Hybrid 35+65 - 9.42% 12.42% 11.52% N.A. Investment Objective
Aggressive Index
Returns are CAGR calculated for growth option and it has been assumed that the dividend To provide the investor with the opportunity of long term capital appreciation by investing in a
declared under the scheme have been reinvested at the then prevailing NAV. diversified portfolio of equity and equity related securities in Consumption space.
However, there can be no assurance that the investment objective of the scheme will be
achieved.
Asset Allocation Pattern of the scheme
The funds collected under the scheme shall generally be invested consistent with the
objective of the scheme in the following manner:
Instruments Indicative Asset Risk Profile
Allocation
(% of total assets)
Equities and equity related securities in 80%-100% High
Consumption sector (including derivatives and
foreign securities*)
Other equities and equity related instruments 0%-20% High
Units issued by REIT/InVIT^ 0%-10% Medium to High
Debt instruments (including securitized debt) 0%-20% Medium
Money Market Instruments 0%-20% Low
The scheme may engage in stock lending - upto 20% of the net assets of the scheme
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted
Plans and Options by SEBI
Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option *The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs
has Reinvestment, Payout & Transfer facilities. / Foreign equity and debt securities subject to the Regulations. Such investment shall not
exceed 35% of the net assets of the Scheme.

31
 Key Information Memorandum
^The exposure will be in line with SEBI/AMFI limits specified from time to time VII. SBI TECHNOLOGY OPPORTUNITIES FUND
The scheme may invest in mutual fund units as permissible.
(An open ended equity scheme investing in technology and technology related sectors)
The Scheme may invest in repo in corporate debt.
Continuous Offer for sale of Magnums/Units at NAV related prices
For detailed asset allocation, please refer to the Scheme Information Document.
Investment Objective
Performance of the scheme (As on May 31, 2019)
To provide the investor with the opportunity of long term capital appreciation by investing in
Scheme Name 1 year 3 years 5 years Since Inception a diversified portfolio of equity and equity related securities in technology and technology
SBI Consumption Opportunities Fund -5.20% 13.65% 14.25% 14.78% related companies.
- Reg Plan - Growth However, there can be no assurance that the investment objective of the scheme will be
Benchmark: : Nifty India Consumption -3.50% 11.30% 12.64% N.A. achieved.
TRI Index
Asset Allocation Pattern of the scheme
Returns are CAGR calculated for growth option and it has been assumed that the dividend The funds collected under the scheme shall generally be invested consistent with the
declared under the scheme have been reinvested at the then prevailing NAV. objective of the scheme in the following manner
Instruments Indicative Asset Risk Profile
Allocation
(% of total assets)
Equities and equity related securities in 80%-100% High
technology and technology related securities
(including derivatives and foreign securities*)
Other equities and equity related instruments 0%-20% High
Units issued by REIT/InVIT^ 0%-10% Medium to High
Debt instruments (including securitized debt) 0%-20% Medium
Money Market Instruments 0%-20% Low
^The exposure will be in line with SEBI/AMFI limits specified from time to time
The scheme may engage in stock lending - upto 20% of the net assets of the scheme
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted
by SEBI. The cumulative gross exposure through Equity and equity related instruments
including derivative position, debt, Money Market Instruments will not exceed 100% of the
Plans and Options net assets of the scheme.
Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option *The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs
has Reinvestment, Payout & Transfer facilities. / Foreign equity and debt securities subject to the Regulations. Such investment shall not
exceed 35% of the net assets of the Scheme.
Minimum Application Amount
The scheme may invest in mutual fund units as permissible.
l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter
The Scheme may invest in repo in corporate debt.
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
For detailed asset allocation, please refer the Scheme Information Document.
l Repurchase: : Rs.500/- or 1 Units or account balance whichever is lower. Please note

that as a result of redemption, if the outstanding balance amount falls below the minimum Performance of the scheme (As on May 31, 2019)
redemption amount as per the scheme features, SBIMF reserves the right to redeem the
Scheme Name 1 year 3 years 5 years Since Inception
balance units at applicable repurchase price.
SBI Technology Opportunities Fund 10.07% 11.88% 14.21% 13.50%
Benchmark Index Reg Plan - Dividend
Nifty India Consumption TRI Index Benchmark: S&P BSE Teck 13.50% 9.66% 11.92% N.A.
Name of the Fund Manager
Returns are CAGR calculated for dividend option and it has been assumed that the dividend
Mr. Saurabh Pant declared under the scheme have been reinvested at the then prevailing NAV.
Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the
scheme
Tenure of managing the scheme
8 Years. Managing since June 2011
Expenses of the scheme
Load Structure
Entry Load – N.A. For more details please refer information common to all Equity Schemes
on page no. 2
Exit Load – • For exit on or before 30 Days from the date of allotment - 0.10%; • For exit
after 30 Days from the date of allotment - Nil. The AMC reserves the right to modify / change
the load structure on a prospective basis
Actual expenses (inclusive of GST on Management fees and additional TER) for
the previous financial year ended March 31, 2019
Scheme Name Regular Plan Direct Plan
SBI Consumption Opportunities Fund 2.77% 1.44%
Risk Profile of the scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please Plans and Options
read the SID carefully for details on risk factors before investment. Scheme specific Risk Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option
Factors are summarized on the page number 7 - 10. has Reinvestment, Payout & Transfer facilities.

32
Minimum Application Amount The scheme may invest in mutual fund units as permissible.
l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter The Scheme may invest in repo in corporate debt.
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter For detailed asset allocation, please refer to the Scheme Information Document.
l Repurchase: : Rs.500/- or 1 Units or account balance whichever is lower. Please note Performance of the scheme (As on May 31, 2019)
that as a result of redemption, if the outstanding balance amount falls below the minimum
redemption amount as per the scheme features, SBIMF reserves the right to redeem the Scheme Name 1 year 3 years 5 years Since Inception
balance units at applicable repurchase price. SBI Healthcare Opportunities Fund - 0.83% -6.01% 7.23% 14.39%
Benchmark Index Reg Plan - Growth
Benchmark: S&P BSE Health Care 2.92% -3.94% 5.78% 12.94%
S&P BSE Teck TRI
Index
Name of the Fund Manager
Returns are CAGR calculated for growth option and it has been assumed that the dividend
Mr. Anup Upadhyay
declared under the scheme have been reinvested at the then prevailing NAV.
Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the
scheme
Tenure of managing the scheme
8 Years. Managing since June 2011
Expenses of the scheme
Load Structure
Entry Load – N.A. For more details please refer information common to all Equity Schemes
on page no. 2
Exit Load – • For exit within 15 days from the date of allotment - 0.50%; •For exit after 15
days from the date of allotment - Nil.
Actual expenses (inclusive of GST on Management fees and additional TER) for
the previous financial year ended March 31, 2019
Scheme Name Regular Plan Direct Plan
SBI Technology Opportunities Fund 3.03% 1.64 %
Risk Profile of the scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please
read the SID carefully for details on risk factors before investment. Scheme specific Risk Plans and Options
Factors are summarized on the page number 7 - 10. Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option
has Reinvestment, Payout & Transfer facilities.
VIII. SBI HEALTHCARE OPPORTUNITIES FUND Minimum Application Amount
(An open ended equity scheme investing in healthcare sector) l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter
Continuous Offer for sale of Magnums/Units at NAV related prices l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
Investment Objective l Repurchase: : Rs.500/- or 1 Unit or account balance whichever is lower. Please note

that as a result of redemption, if the outstanding balance amount falls below the minimum
To provide the investors with the opportunity of long term capital appreciation by investing in
redemption amount as per the scheme features, SBIMF reserves the right to redeem the
a diversified portfolio of equity and equity related securities in Healthcare space.
balance units at applicable repurchase price.
However, there can be no assurance that the investment objective of the scheme will be Benchmark Index
achieved.
S&P BSE Healthcare TRI Index
Asset Allocation Pattern of the scheme Name of the Fund Manager
The funds collected under the scheme shall generally be invested consistent with the Mr. Tanmaya Desai.
objective of the scheme in the following manner:
Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the
Instruments Indicative Asset Risk Profile scheme.
Allocation Tenure of managing the scheme
(% of total assets) 8 Years. Managing since June 2011
Equities and equity related securities in 80%-100% High Expenses of the scheme
Healthcare space (including derivatives and
Load Structure
foreign securities*)
Entry Load – N.A. For more details please refer information common to all Equity Schemes
Other equities and equity related instruments 0%-20% High
on page no. 2
Units issued by REIT/InVIT^ 0%-10% High
Exit Load – • For exit within 15 Days from the date of allotment - 0.50%; • For exit after 15
Debt instruments (including securitized debt) 0%-20% Medium Days from the date of allotment - Nil.
Money market instruments 0%-20% Low Actual expenses (inclusive of GST on Management fees and additional TER) for
^The exposure will be in line with SEBI/AMFI limits specified from time to time the previous financial year ended March 31, 2019
The scheme may engage in stock lending - upto 20% of the net assets of the scheme
Scheme Name Regular Plan Direct Plan
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted
by SEBI. The cumulative gross exposure through Equity and equity related instruments SBI Healthcare Opportunities Fund 2.44 % 1.28%
including derivative position, debt, Money Market Instruments will not exceed 100% of the Risk Profile of the scheme
net assets of the scheme. Mutual Fund Units involve investment risks including the possible loss of principal. Please
*The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs read the SID carefully for details on risk factors before investment. Scheme specific Risk
/ Foreign equity and debt securities subject to the Regulations. Such investment shall not Factors are summarized on the page number 7 - 10.
exceed 35% of the net assets of the Scheme.

33
 Key Information Memorandum
Benchmark Index
IX. SBI CONTRA FUND
S&P BSE 500 TRI Index
(An open ended equity scheme following contrarian investment strategy) Name of the Fund Manager
Continuous Offer for sale of Magnums/Units at NAV related prices Mr. Dinesh Balachandran
Investment Objective Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the
scheme
To provide the investor with the opportunity of long term capital appreciation by investing in a
diversified portfolio of equity and equity related securities following a contrarian investment strategy. Tenure of managing the scheme
However, there can be no assurance that the investment objective of the scheme will be 1.1 Year. Managing since May 5, 2018
achieved. Expenses of the scheme:-
Asset Allocation Pattern of the scheme Load Structure
Entry Load – N.A. For more details please refer information common to all Equity Schemes
Instruments Indicative Asset Risk Profile
on page no. 2
Allocation
Exit Load – l For exit within 1 year from the date of allotment – 1%. ; l For exit after 1 year
(% of total assets)
from the date of allotment - Nil
Equity and equity related instruments of companies 65%-100% High
which follow the contrarian investment theme Actual expenses (inclusive of GST on Management fees and additional TER) for
(including derivatives) the previous financial year ended March 31, 2019
Other equities and equity related instruments 0%-35% High Scheme Name Regular Plan Direct Plan
Units issued by REIT/InVIT* 0%-10% Medium to SBI Contra Fund 2.32% 1.51%
High
Risk Profile of the scheme
Debt instruments (including securitized debt) 0%-35% Medium
Mutual Fund Units involve investment risks including the possible loss of principal. Please
Money Market Instruments 0%-35% Low read the SID carefully for details on risk factors before investment. Scheme specific Risk
*The exposure will be in line with SEBI/AMFI limits specified from time to time Factors are summarized on the page number 7 - 10.
The scheme may engage in stock lending - upto 20% of the net assets of the scheme
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted by SEBI X. SBI NIFTY INDEX FUND
The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs (An open ended scheme tracking Nifty 50 Index)
/ Foreign equity and debt securities subject to the Regulations. Such investment shall not
exceed 35% of the net assets of the Scheme. Continuous Offer for sale of Magnums/Units at NAV related prices
The scheme may invest in mutual fund units as permissible. Investment Objective
The Scheme may invest in repo in corporate debt. The scheme will invest in stocks comprising the Nifty 50 index in the same proportion as their
For detailed asset allocation, please refer the Scheme Information Document. weightage in the index with the objective of achieving returns equivalent to the Total Returns
Index of Nifty 50 index by minimizing the performance difference between the benchmark
Performance of the scheme (As on May 31, 2019) index and the scheme. The Total Returns Index is an index that reflects the returns on the
index from index gain/loss plus dividend payments by the constituent stocks.
Scheme Name 1 year 3 years 5 years Since Inception
SBI Contra Fund - Reg Plan - Dividend -2.77% 8.22% 10.33% 18.22% The scheme will adopt a passive investment approach.
Benchmark: S&P BSE 500 TRI Index 6.32% 14.36% 12.44% 15.32% However, there can be no assurance that the investment objective of the scheme will be
Returns are CAGR calculated for dividend option and it has been assumed that the dividend achieved
declared under the scheme have been reinvested at the then prevailing NAV. Asset Allocation Pattern of the scheme
Instruments Indicative Asset Risk Profile
Allocation
(% of total assets)
Stocks comprising the Nifty 50 Index 95%-100% High
Cash and Money Market Instruments 0%-5% Low
The Scheme shall make investment in derivative as permitted under the SEBI Regulations.
Investment in derivatives will be upto 100% of the net assets. The cumulative gross exposure
through Equity and equity related instruments including derivative position, debt, Money Market
Instruments will not exceed 100% of the net assets of the scheme.
The scheme may engage in stock lending - upto 20% of the net assets of the scheme
The funds raised under the scheme shall be invested only in the stocks comprising the
Nifty 50 Index and will be as per Regulation 44(1), Schedule 7 of the SEBI (Mutual Funds)
Regulations, 1996.
There can be no assurance that the investment objective of the scheme will be realized. The
Fund Manager may churn the portfolio to the extent as considered necessary to replicate
Plans and Options the index
Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option Performance of the scheme (As on May 31, 2019)
has Reinvestment, Payout & Transfer facilities.
Scheme Name 1 year 3 years 5 years Since Inception
Minimum Application Amount
SBI Nifty Index Fund - Reg Plan - 11.59% 14.00% 10.78% 14.31%
l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter Growth
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter Benchmark: Nifty 50 TRI Index 12.43% 14.99% 11.92% 16.29%
l Repurchase: : Rs.500/- or 1 Unit or account balance whichever is lower. Please note
Returns are CAGR calculated for growth option and it has been assumed that the dividend
that as a result of redemption, if the outstanding balance amount falls below the minimum declared under the scheme have been reinvested at the then prevailing NAV.
redemption amount as per the scheme features, SBIMF reserves the right to redeem the
balance units at applicable repurchase price.

34
 Asset Allocation Pattern of the scheme
Instruments Indicative Asset Risk Profile
Allocation
(% of total assets)
Equity and equity related instruments including 65%-100% High
derivatives
Units issued by REIT/InVIT* 0%- 10% Medium to
High
Debt instruments (including securitized debt) 0%-35% Medium
Money Market Instruments 0%-35% Low
*The exposure will be in line with SEBI/AMFI limits specified from time to time
The scheme may engage in stock lending - upto 20% of the net assets of the scheme
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted
by SEBI
The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs
/ Foreign equity and debt securities subject to the Regulations. Such investment shall not
exceed 35% of the net assets of the Scheme.
Plans and Options The scheme may invest in mutual fund units as permissible.
Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option The Scheme may invest in repo in corporate debt.
has Reinvestment, Payout & Transfer facilities. For detailed asset allocation, please refer the Scheme Information Document.
Minimum Application Amount Performance of the scheme (As on May 31, 2019)
l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter Scheme Name 1 year 3 years 5 years Since Inception
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
SBI Focused Equity Fund - Reg Plan 7.00% 15.28% 16.99% 20.03%
l Repurchase: : Rs.500/- or 1 Unit or account balance, whichever is lower. - Growth
Please note that as a result of redemption, if the outstanding balance amount falls below the Benchmark: S&P BSE 500 TRI 6.32% 14.36% 12.44% 15.37%
minimum redemption amount, as per the scheme features, the Fund reserves the right to Returns are CAGR calculated for growth option and it has been assumed that the dividend
redeem the balance units at applicable repurchase price. declared under the scheme have been reinvested at the then prevailing NAV.
Benchmark Index
Nifty 50 TRI Index
Name of the Fund Manager
Mr. Raviprakash Sharma
Tenure of managing the scheme
8.4 Years. Managing since February 2011
Expenses of the scheme
Load Structure
Entry Load – N.A. For more details please refer information common to all Equity Schemes
on page no. 2
Exit Load – •For exit within 15 days from the date of allotment - 0.20%; • For exit on or after
15 days from the date of allotment - Nil.
Actual expenses (inclusive of GST on Management fees and additional TER) for
the previous financial year ended March 31, 2019
Scheme Name Regular Plan Direct Plan
SBI Nifty Index Fund 0.69% 0.28%
Plans and Options
Risk Profile of the scheme
Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option
Mutual Fund Units involve investment risks including the possible loss of principal. Please has Reinvestment, Payout & Transfer facilities.
read the SID carefully for details on risk factors before investment. Scheme specific Risk
Minimum Application Amount
Factors are summarized on the page number 7 - 10.
l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter
XI. SBI FOCUSED EQUITY FUND l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
l Repurchase: : Rs.500/- or 1 Unit or account balance whichever is lower. Please note
(An open ended equity scheme investing in maximum 30 stocks across multicap space)
that as a result of redemption, if the outstanding balance amount falls below the minimum
Continuous Offer for sale of Magnums/Units at NAV related prices redemption amount as per the scheme features, SBIMF reserves the right to redeem the
Investment Objective balance units at applicable repurchase price.
To provide the investor with the opportunity of long term capital appreciation by investing in Benchmark Index
a concentrated portfolio of equity and equity related securities. S&P BSE 500 TRI
However, there can be no assurance that the investment objective of the scheme will be Name of the Fund Manager
achieved. Mr. R. Srinivasan

35
 Key Information Memorandum
Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the Performance of the scheme (As on May 31, 2019)
scheme
Scheme Name 1 year 3 years 5 years Since Inception
Tenure of managing the scheme SBI Magnum MidCap Fund - Reg -3.76% 4.93% 13.85% 15.11%
10 Years. Managing since May 2009 Plan - Growth
Expenses of the scheme Benchmark: Nifty Midcap 150 Index TRI -2.72% 14.29% 15.51% N.A.
Load Structure Returns are CAGR calculated for growth option and it has been assumed that the dividend
Entry Load – N.A. For more details please refer information common to all Equity Schemes declared under the scheme have been reinvested at the then prevailing NAV.
on page no. 2
Exit Load – l For exit within 1 year from the date of allotment – 1%. ; l For exit after 1 year
from the date of allotment - Nil
Actual expenses (inclusive of GST on Management fees and additional TER) for
the previous financial year ended March 31, 2019
Scheme Name Regular Plan Direct Plan
SBI Focused Equity Fund 2.41 % 1.38 %
Risk Profile of the scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please
read the SID carefully for details on risk factors before investment. Scheme specific Risk
Factors are summarized on the page number 7 - 10.

XII. SBI MAGNUM MIDCAP FUND

(An open ended equity scheme predominantly investing in mid cap stocks)
Continuous Offer for sale of Magnums/Units at NAV related prices
Investment Objective Plans and Options
To provide investors with opportunities for long-term growth in capital along with the liquidity Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option
of an open ended scheme by investing predominantly in a well-diversified basket of equity has Reinvestment, Payout & Transfer facilities.
stocks of midcap companies.
Minimum Application Amount
However, there can be no assurance that the investment objective of the scheme will be l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter
achieved
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
Asset Allocation Pattern of the scheme l Repurchase: : Rs.500/- or 1 Unit or account balance whichever is lower. Please note

Instruments Indicative Allocation Risk Profile that as a result of redemption, if the outstanding balance amount falls below the minimum
(% of total assets) redemption amount as per the scheme features, SBIMF reserves the right to redeem the
balance units at applicable repurchase price.
Minimum Maximum
Benchmark Index
Equity and equity related instruments of 65% 100% High
midcap*companies (including derivatives) Nifty Midcap 150 Index TRI
Other equities and equity related 0% 35% High Name of the Fund Manager
instruments Ms. Sohini Andani.
Units issued by REIT/InVIT^ 0% 10% Medium to High Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the
scheme.
Debt instruments (including securitized 0% 35% Medium
debt) Tenure of managing the scheme
Money Market Instruments 0% 35% Low 8.11 Years. Managing since July 2010
• The scheme may engage in stock lending - upto 20% of the net assets of the scheme Expenses of the scheme
• Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted Load Structure
by SEBI. The cumulative gross exposure through Equity and equity related instruments Entry Load – N.A. For more details please refer information common to all Equity Schemes
including derivative position, debt, Money Market Instruments will not exceed 100% of on page no. 2
the net assets of the scheme.
Exit Load – •For exit within 1 year from the date of allotment - 1%; • For exit after 1 year
• * Mid Cap means:101st to 250th company in terms of full market capitalization. The from the date of allotment - Nil.
exposure will be as per limits/classification defined by AMFI/SEBI from time to time
Actual expenses (inclusive of GST on Management fees and additional TER) for
• Other equities may include large cap stocks and small cap stocks. Large Cap Stocks – the previous financial year ended March 31, 2019
1st -100th company in terms of full market capitalization. Small Cap - 251st company
onwards in terms of full market capitalization. The exposure across these stocks will Scheme Name Regular Plan Direct Plan
be in line with limits/classification defined by AMFI/SEBI from time to time. SBI Magnum Midcap Fund 2.33% 1.28%
• ^ The exposure will be in line with SEBI/AMFI limits specified from time to time Risk Profile of the scheme
• The Scheme may seek investment opportunities in foreign securities including ADRs / Mutual Fund Units involve investment risks including the possible loss of principal. Please
GDRs / Foreign equity and debt securities subject to the Regulations. Such investment read the SID carefully for details on risk factors before investment. Scheme specific Risk
shall not exceed 35% of the net assets of the Scheme. Factors are summarized on the page number 7 - 10.
• The scheme may invest in mutual fund units as permissible.
• The Scheme may invest in repo in corporate debt.

36
 XIII. SBI MAGNUM COMMA FUND Minimum Application Amount
l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter
(An open ended equity scheme investing in commodity and commodity related sectors)
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
Continuous Offer for sale of Magnums/Units at NAV related prices
l Repurchase: : Rs.500/- or 1 Unit or account balance whichever is lower. Please note
Investment Objective that as a result of redemption, if the outstanding balance amount falls below the minimum
To generate opportunities for growth along with possibility of consistent returns by investing redemption amount as per the scheme features, SBIMF reserves the right to redeem the
predominantly in a portfolio of stocks of companies engaged in the commodity and commodity balance units at applicable repurchase price.
related businesses. Benchmark Index
However, there can be no assurance that the investment objective of the scheme will be Nifty Commodities TRI Index
achieved Name of the Fund Manager
Asset Allocation Pattern of the scheme Mr. Richard D’souza
Instruments Indicative Asset Risk Profile Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the
scheme
Allocation
(% of total assets) Tenure of managing the scheme
Equity and equity related securities of 80%-100% High 4.9 Years. Managing since August 2014
commodity and related companies (including Expenses of the scheme
foreign securities*) Load Structure
Other equities and equity related instruments 0%-20% High Entry Load – N.A. For more details please refer information common to all Equity Schemes
Units issued by REIT/InVIT^ 0%-10% Medium to High on page no. 2
Debt instruments (including securitized debt) 0%-20% Medium Exit Load – • For exit within 1 year from the date of allotment – 1%. • For exit after 1 year
Money Market Instruments 0%-20% Low from the date of allotment - Nil
^The exposure will be in line with SEBI/AMFI limits specified from time to time. Actual expenses (inclusive of GST on Management fees and additional TER) for
The scheme may engage in stock lending - upto 20% of the net assets of the scheme the previous financial year ended March 31, 2019
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted Scheme Name Regular Plan Direct Plan
by SEBI SBI Magnum Comma Fund 2.71% 1.60%
*The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs
Risk Profile of the scheme
/ Foreign equity and debt securities subject to the Regulations. Such investment shall not
exceed 35% of the net assets of the Scheme. Mutual Fund Units involve investment risks including the possible loss of principal. Please
read the SID carefully for details on risk factors before investment. Scheme specific Risk
The scheme may invest in mutual fund units as permissible.
Factors are summarized on the page number 7 - 10.
The Scheme may invest in repo in corporate debt.
For detailed asset allocation, please refer the Scheme Information Document.. XIV. SBI MAGNUM MULTICAP FUND
Performance of the scheme (As on May 31, 2019) (An open ended equity scheme investing across large cap, mid cap, small cap stocks)
Scheme Name 1 year 3 years 5 years Since Inception Continuous Offer for sale of Magnums/Units at NAV related prices
SBI Magnum Comma Fund - Reg -0.67% 15.08% 9.78% 10.08% Investment Objective
Plan - Growth
To provide investors with opportunities for long-term growth in capital along with the liquidity
Benchmark: Nifty Commodities TRI 2.31% 15.63% 7.68% 10.20% of an open ended scheme through an active management of investments in a diversified
Index basket of equity stocks spanning the entire market capitalization spectrum and in debt and
Returns are CAGR calculated for growth option and it has been assumed that the dividend money market instruments.
declared under the scheme have been reinvested at the then prevailing NAV.
However, there can be no assurance that the investment objective of the scheme will be
achieved.
Asset Allocation Pattern of the scheme
Instruments Indicative Asset Risk Profile
Allocation
(% of total assets)
Equity and equity related instruments (including 65%-100% High
derivatives)
Units issued by REIT/InVIT^ 0%-10% Medium to High
Debt instruments (including securitized debt) 0%-35% Medium
Money market instruments 0%-35% Low
The scheme may engage in stock lending - upto 20% of the net assets of the scheme
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted
by SEBI. The cumulative gross exposure through Equity and equity related instruments
including derivative position, debt, Money Market Instruments will not exceed 100% of the
net assets of the scheme.
The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs
Plans and Options / Foreign equity and debt securities subject to the Regulations. Such investment shall not
Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option exceed 35% of the net assets of the Scheme.
has Reinvestment, Payout & Transfer facilities. ^The exposure will be in line with SEBI/AMFI limits specified from time to time
The scheme may invest in mutual fund units as permissible.
The scheme may invest in repo in corporate debt.
For detailed asset allocation, please refer the Scheme Information Document.
37
 Key Information Memorandum
Performance of the scheme (As on May 31, 2019) XV. SBI BLUE CHIP FUND
Scheme Name 1 year 3 years 5 years Since Inception
(An open ended equity scheme predominantly investing in large cap stocks)
SBI Magnum Multicap Fund - Reg 6.75% 13.86% 16.75% 12.59%
Continuous Offer for sale of Magnums/Units at NAV related prices
Plan - Growth
Investment Objective
Benchmark: S&P BSE 500 TRI 6.32% 14.36% 12.44% 12.84%
Returns are CAGR calculated for growth option and it has been assumed that the dividend To provide investors with opportunities for long-term growth in capital through an active
declared under the scheme have been reinvested at the then prevailing NAV. management of investments in a diversified basket of large cap equity stocks (as specified
by SEBI/AMFI from time to time).
However, there can be no assurance that the investment objective of the scheme will be achieved.
Asset Allocation Pattern of the scheme
Instruments Indicative Allocation Risk Profile
(% of total assets)
Equity and Equity related Instruments of large 80%-100% High
cap companies*(including Derivatives)
Other equities and equity related instruments 0%-20% High
Units issued by REIT/InVIT^ 0%-20% Medium to High
Debt instruments (including securitized debt) 0%-20% Medium
Money market instruments 0%-20% Low
The scheme may engage in stock lending - upto 20% of the net assets of the scheme.
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted
by SEBI
The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs
Plans and Options / Foreign equity and debt securities subject to the Regulations. Such investment shall not
exceed 20% of the net assets of the Scheme.
Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option
has Reinvestment, Payout & Transfer facilities. The scheme may invest in mutual fund units as permissible.
The Scheme may invest in repo in corporate debt.
Minimum Application Amount
*Large Cap Stocks – 1st -100th company in terms of full market capitalization. This will be in
l Minimum Investment Amount: Rs. 1000/- and in multiples of Re. 1 thereafter line with limits/classification defined by AMFI/SEBI from time to time
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter Other equities could include mid and small cap stocks. Mid Cap:101st to 250th company in
l Repurchase: : Rs.500/- or 1 Unit or account balance whichever is lower. Please note terms of full market capitalization. Small Cap: 251st company onwards in terms of full market
that as a result of redemption, if the outstanding balance amount falls below the minimum capitalization. The exposure across these stocks will be in line with limits/classification defined
redemption amount as per the scheme features, SBIMF reserves the right to redeem the by AMFI/SEBI from time to time.
balance units at applicable repurchase price. ^The exposure will be in line with SEBI/AMFI limits specified from time to time
Benchmark Index For detailed asset allocation, please refer to the Scheme Information Document..
S&P BSE 500 TRI Index
Performance of the scheme (As on May 31 2019)
Name of the Fund Manager
Mr. Anup Upadhyay. Scheme Name 1 year 3 years 5 years Since Inception
Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the SBI Blue Chip Fund - Reg Plan - Growth 5.94% 11.11% 14.26% 11.15%
scheme. Benchmark: S&P BSE 100 TRI Index 10.42% 14.83% 11.91% 12.22%
Tenure of managing the scheme Returns are CAGR calculated for growth option and it has been assumed that the dividend
2.4 Years. Managing since February 2017 declared under the scheme have been reinvested at the then prevailing NAV.
Expenses of the scheme
Load Structure
Entry Load – N.A. For more details please refer information common to all Equity Schemes
on page no. 2
Exit Load – • For exit on or before 30 days from the date of allotment - 0.10% • For exit after
30 days from the date of allotment- Nil
Actual expenses (inclusive of GST on Management fees and additional TER) for
the previous financial year ended March 31, 2019
Scheme Name Regular Plan Direct Plan
SBI Magnum Multicap Fund 2.32% 1.25%
Risk Profile of the scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please
read the SID carefully for details on risk factors before investment. Scheme specific Risk
Factors are summarized on the page number 7 - 10.

Plans and Options

Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option
has Reinvestment, Payout & Transfer facilities.

38
Minimum Application Amount In this scenario also, the allocation in Equities and equity related instruments, Derivatives
including index futures, stock futures, index options, and stock options, etc will continue to
l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter be made in arbitrage opportunities only
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
Type of instrument Indicative Allocation Risk Profile
l Repurchase: : Rs.500/- or 1 Unit or account balance whichever is lower. Please note

that as a result of redemption, if the outstanding balance amount falls below the minimum (% of Net Assets)
redemption amount as per the scheme features, SBIMF reserves the right to redeem the Minimum Maximum
balance units at applicable repurchase price. Equity and equity related instruments 0% 65% High
Benchmark Index Derivative including Index Futures, Stock 0% 65% High
Futures, Index Options and Stock Options
S&P BSE 100 TRI Index Debt and Money market instruments** 0% 100% Medium to Low
Name of the Fund Manager 1. The notional value exposure in derivatives would be reckoned for the purposes of the
Ms. Sohini Andani specified limit.
Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the 2. The margin money deployed on these positions would be included in the money market
scheme category.
Tenure of managing the scheme 3. Exposure to securitized debt will be not more than 10% of the net assets of the Scheme.
8.7 Years. Managing since September 2010 ** Money Market Instruments will include Commercial Paper, Commercial Bills, Certificates
Expenses of the scheme of Deposit, Treasury Bills, Bills Rediscounting, Repos, Collateralised Borrowing & Lending
Load Structure Obligation (CBLO), Government securities having an unexpired maturity of less than 1 year,
Call or notice money, Usance Bills and any other such short-term instruments as may be
Entry Load – N.A. For more details please refer information common to all Equity Schemes allowed under the regulations prevailing from time to time.
on page no. 2
The cumulative gross exposure through equity and equity related instruments (including
Exit Load – l For exit within 1 year from the date of allotment – 1%. ; l For exit after 1 year derivatives), debt (including Money Market Instrument) will not exceed 100% of the net
from the date of allotment - Nil assets of the scheme.
Actual expenses (inclusive of GST on Management fees and additional TER) for The Scheme shall invest in repo in corporate debt securities.
the previous financial year ended March 31, 2019 For detailed asset allocation, please refer the Scheme Information Document.
Scheme Name Regular Plan Direct Plan Performance of the scheme (As on May 31, 2019)
SBI Blue Chip Fund 2.33% 1.28%
Scheme Name 1 year 3 years 5 years Since Inception
Risk Profile of the scheme
SBI Arbitrage Opportunities Fund - Reg 6.45% 6.18% 6.56% 7.34%
Mutual Fund Units involve investment risks including the possible loss of principal. Please Plan -Growth
read the SID carefully for details on risk factors before investment. Scheme specific Risk Benchmark: Nifty 50 Arbitrage Index 6.03% 5.42% 6.21% N.A.
Factors are summarized on the page number 7 - 10.
Returns are CAGR calculated for growth option and it has been assumed that the dividend
XVI. SBI ARBITRAGE OPPORTUNITIES FUND declared under the scheme have been reinvested at the then prevailing NAV.

(An open ended scheme investing in arbitrage opportunities)

Continuous Offer for sale of Magnums/Units at NAV related prices
Investment Objective
To provide capital appreciation and regular income for unit holders by identifying profitable
arbitrage opportunities between the spot and derivative market segments as also through
investment of surplus cash in debt and money market instruments.
However, there can be no assurance that the investment objective of the scheme will be
achieved.
Asset Allocation Pattern of the scheme
Type of instrument Indicative Allocation Risk Profile
(% of Net Assets)
Minimum Maximum
Equity and equity related instruments 65% 85% High
Derivative including Index Futures, Stock 65% 85% High
Futures, Index Options and Stock Options
Debt and Money market instruments** 15% 35% Medium to Low
1. The notional value exposure in derivatives would be reckoned for the purposes of the
Plans and Options
specified limit.
2. The margin money deployed on these positions would be included in the money market Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option
category. has Reinvestment, Payout & Transfer facilities.
3. Exposure to securitized debt will be not more than 10% of the net assets of the Scheme. Minimum Application Amount
When adequate arbitrage opportunities are not available in the Derivative and Equity l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter
markets, the anticipated alternate asset allocation on defensive considerations would be l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
in accordance with the allocation given below. However, in case no arbitrage opportunity l Repurchase: : Rs.500/- or 1 Unit or account balance whichever is lower. Please note
is available, then 100% of the remaining investible corpus (to the extent not deployed in that as a result of redemption, if the outstanding balance amount falls below the minimum
arbitrage opportunities in the asset allocation pattern mentioned above) will be deployed in redemption amount as per the scheme features, SBIMF reserves the right to redeem the
short term debt and money market instruments with tenure not exceeding 91 days (including balance units at applicable repurchase price.
investments in securitized debt).
Benchmark Index
Nifty 50 Arbitrage Index

39
 Key Information Memorandum
Name of the Fund Manager Performance of the scheme (As on May 31, 2019)
Mr. Neeraj Kumar Scheme Name 1 year 3 years 5 years Since Inception
Tenure of managing the scheme SBI Infrastructure Fund - Reg Plan 2.75% 10.70% 10.82% 4.06%
6.7 Years. Managing since October 2012 - Growth
Expenses of the scheme Benchmark: Nifty Infrastructure TRI 2.37% 8.45% 2.62% -0.10%
Load Structure Index
Entry Load – N.A. For more details please refer information common to all Equity Schemes Returns are CAGR calculated for Growth option and it has been assumed that the dividend
on page no. 2 declared under the scheme have been reinvested at the then prevailing NAV.
Exit Load – l For exit within 1 month from the date of allotment – 0.50%. ; l For exit after
1 month from the date of allotment - Nil
Actual expenses (inclusive of GST on Management fees and additional TER) for
the previous financial year ended March 31, 2019
Scheme Name Regular Plan Direct Plan
SBI Arbitrage Opportunities Fund 0.90% 0.28%
Risk Profile of the scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please
read the SID carefully for details on risk factors before investment. Scheme specific Risk
Factors are summarized on the page number 7 - 10.

XVII. SBI INFRASTRUCTURE FUND

(An open ended equity scheme investing in infrastructure and allied sectors)
Continuous Offer for sale of Magnums/Units at NAV related prices
Investment Objective
To provide investors with opportunities for long-term growth in capital through an active Plans and Options
management of investments in a diversified basket of equity stocks of companies directly or Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option
indirectly involved in the infrastructure growth of the Indian economy and in debt & money has Reinvestment, Payout & Transfer facilities.
market instruments.
Minimum Application Amount
However, there can be no assurance that the investment objective of the scheme will be l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter
achieved.
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
Asset Allocation Pattern of the scheme l Repurchase: : Rs.500/- or 1 Unit or account balance whichever is lower. Please note
The asset allocation of the scheme under normal circumstances would be as under: that as a result of redemption, if the outstanding balance amount falls below the minimum
Type of instrument Indicative Allocation Risk Profile redemption amount as per the scheme features, SBIMF reserves the right to redeem the
balance units at applicable repurchase price.
(% of Net Assets)
Minimum Maximum
Benchmark Index
Equity and equity related securities 80% 100% High Nifty Infrastructure TRI Index
of companies in infrastructure Name of the Fund Manager
sector (including foreign Mrs. Nidhi Chawla
securities*) Tenure of managing the scheme
Other equities and equity related 0% 20% High
0.7 Years. Managing since November 13, 2018
instruments
Expenses of the scheme
Units issued by REIT/InVIT^ 0% 10% Medium to High
Load Structure
Debt instruments (including 0% 20% Medium
securitized debt) Entry Load – N.A. For more details please refer information common to all Equity Schemes
on page no. 2
Money Market Instruments 0% 20% Low
Exit Load – • For exit load within 1 year from the date of allotment – 1%. • For exit after 1
The scheme may engage in stock lending - upto 20% of the net assets of the scheme
year from the date of allotment - Nil
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted
by SEBI. The cumulative gross exposure through equity and equity related instruments
Actual expenses (inclusive of GST on Management fees and additional TER) for
(including derivatives), debt (including Money Market Instrument) will not exceed 100% of the previous financial year ended March 31, 2019
the net assets of the scheme. Scheme Name Regular Plan Direct Plan
*The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs SBI Infrastructure Fund 2.61% 1.60%
/ Foreign equity and debt securities subject to the Regulations. Such investment shall not
exceed 35% of the net assets of the Scheme. Risk Profile of the scheme
^The exposure will be in line with SEBI/AMFI limits specified from time to time Mutual Fund Units involve investment risks including the possible loss of principal. Please
read the SID carefully for details on risk factors before investment. Scheme specific Risk
The scheme may invest in mutual fund units as permissible.
Factors are summarized on the page number 7 - 10.
The Scheme may invest in repo in corporate debt.
For detailed asset allocation, please refer to the Scheme Information Document.

40
 Repurchase: : Rs.500/- or 1 Unit or account balance whichever is lower. Please note
XVIII. SBI PSU FUND l

that as a result of redemption, if the outstanding balance amount falls below the minimum
(An open ended equity scheme investing in PSU/PSU subsidiaries sector) redemption amount as per the scheme features, SBIMF reserves the right to redeem the
Continuous Offer for sale of Magnums/Units at NAV related prices balance units at applicable repurchase price.

Investment Objective Benchmark Index

S&P BSE PSU TRI Index
To provide investors with opportunities for long-term growth in capital along with the liquidity
of an open-ended scheme through an active management of investments in a diversified Name of the Fund Manager
basket of equity stocks of domestic Public Sector Undertakings (and their subsidiaries) and Mr. Richard D’souza.
in debt and money market instruments issued by PSUs and others. Tenure of managing the scheme
However, there can be no assurance that the investment objective of the scheme will be 4.9 Years. Managing since August 2014
achieved. Expenses of the scheme
Asset Allocation Pattern of the scheme Load Structure
The funds collected under the scheme shall generally be invested consistent with the Entry Load – N.A. For more details please refer information common to all Equity Schemes
objective of the scheme in the following manner: on page no. 2
Instruments Indicative Asset Risk Profile Exit Load – • For exit load within 1 year from the date of allotment – 1%. • For exit after 1
Allocation year from the date of allotment - Nil
(% of total assets) Actual expenses (inclusive of GST on Management fees and additional TER) for
Equities of PSU companies and their 80%-100% High the previous financial year ended March 31, 2019
subsidiaries (including derivatives) Scheme Name Regular Plan Director Plan
Other equities and equity related instruments 0%-20% High SBI PSU Fund 2.79 % 1.75%
Units issued by REIT/InVIT* 0%-10% Medium to High
Risk Profile of the scheme
Debt instruments (including securitized debt) 0%-20% Medium
Mutual Fund Units involve investment risks including the possible loss of principal. Please
Money Market Instruments 0%-20% Low read the SID carefully for details on risk factors before investment. Scheme specific Risk
*The exposure will be in line with SEBI/AMFI limits specified from time to time Factors are summarized on the page number 7 - 10.
The scheme may engage in stock lending - upto 20% of the net assets of the scheme
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted XIX. SBI SMALL CAP FUND
by SEBI. The cumulative gross exposure through Equity and equity related instruments (An open ended equity scheme predominantly investing in small cap stocks)
including derivative position, debt, Money Market Instruments will not exceed 100% of the
net assets of the scheme. Continuous Offer for sale of Magnums/Units at NAV related prices
The Scheme may invest in mutual fund units as permissible. Investment Objective
The Scheme may invest in repo in corporate debt To provide investors with opportunities for long-term growth in capital along with the liquidity
For detailed asset allocation, please refer to the Scheme Information Document.. of an open-ended scheme by investing predominantly in a well diversified basket of equity
stocks of small cap companies.
Performance of the scheme (As on May 31, 2019)
However, there can be no assurance that the investment objective of the scheme will be
Scheme Name 1 year 3 years 5 years Since Inception achieved.
SBI PSU Fund - Reg Plan - Growth -1.69% 8.51% 2.55% 0.81%
Asset Allocation Pattern of the scheme
Benchmark: S&P BSE PSU TRI 2.21% 10.96% 2.43% 0.35%
Returns are CAGR calculated for Growth option and it has been assumed that the dividend Instruments Indicative Asset Risk Profile
declared under the scheme have been reinvested at the then prevailing NAV. Allocation
(% of total assets)

Equity and equity related instruments of small 65%-100% High

cap*companies (including derivatives)

Other equities and equity related instruments 0%-35% High

Units issued by REIT/InVIT^ 0%-10% Medium to High

Debt instruments (including securitized debt) 0%-35% Medium

Money market instruments 0%-35% Low

The scheme may engage in stock lending - upto 20% of the net assets of the scheme
Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted
by SEBI. The cumulative gross exposure through Equity and equity related instruments
including derivative position, debt, Money Market Instruments will not exceed 100% of the
net assets of the scheme
*Small Cap means: 251st company onwards in terms of full market capitalization. The exposure
Plans and Options will be as per limits/classification defined by AMFI/SEBI from time to time
Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option Other equities could include stocks other than small cap. Large Cap means: 1st -100th
has Reinvestment, Payout & Transfer facilities. company in terms of full market capitalization. Mid Cap:101st to 250th company in terms of
full market capitalization. The exposure will be as per limits/classification defined by AMFI/
Minimum Application Amount SEBI from time to time
l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter ^The exposure will be in line with SEBI/AMFI limits specified from time to time
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs
/ Foreign equity and debt securities subject to the Regulations. Such investment shall not
41
 Key Information Memorandum
exceed 35% of the net assets of the Scheme.
XX. SBI BANKING & FINANCIAL SERVICES FUND
The scheme may invest in mutual fund units as permissible.
The Scheme may invest in repo in corporate debt (An open ended equity scheme investing in Banking and Financial Services sector)
For detailed asset allocation, please refer to the Scheme Information Document. Continuous Offer for sale of Magnums/Units at NAV related prices
Investment Objective
Performance of the scheme (As on May 31, 2019)
Scheme Name 1 year 3 years 5 years Since Inception The investment objective of the scheme is to generate long-term capital appreciation to unit
SBI Small Cap Fund - Reg Plan - -5.45% 17.37% 24.69% 18.61% holders from a portfolio that is invested predominantly in equity and equity related securities
Growth of companies engaged in banking and financial services.
Benchmark: S&P BSE Small Cap -13.10% 10.89% 11.48% 9.02% However, there can be no assurance that the investment objective of the scheme will be
TRI INDEX realized.
Returns are CAGR calculated for growth option and it has been assumed that the dividend Asset Allocation Pattern of the scheme
declared under the scheme have been reinvested at the then prevailing NAV.
The asset allocation of the scheme under normal circumstances would be as follows:
a) Under normal circumstances, the anticipated asset allocation would be:
Type of instrument Indicative Allocation Risk Profile
(% of Net Assets)
Minimum Maximum
Equity and equity related securities 80% 100% High
of companies engaged in banking
& financial services
Other equities and equity related 0% 20% High
instruments
Units issued by REIT/InVIT* 0% 10% Medium to High
Debt instruments (including 0% 20% Medium
securitized debt)
Money Market Instruments 0% 20% Low
*The exposure will be in line with SEBI/AMFI limits specified from time to time.
The scheme may engage in stock lending - upto 20% of the net assets of the scheme.
Plans and Options Exposure to derivatives instruments to the extent of 50% of the Net Assets as permitted
Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option by SEBI.
has Reinvestment, Payout & Transfer facilities. The Scheme may seek investment opportunities in foreign securities including ADRs / GDRs
Minimum Application Amount / Foreign equity and debt securities subject to the Regulations. Such investment shall not
exceed 20% of the net assets of the Scheme.
l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter
The scheme may invest in mutual fund units as permissible.
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
The Scheme may invest in repo in corporate debt.
l Repurchase: : Rs.500/- or 1 Unit or account balance whichever is lower. Please note

that as a result of redemption, if the outstanding balance amount falls below the minimum For detailed asset allocation, please refer the Scheme Information Document.
redemption amount as per the scheme features, SBIMF reserves the right to redeem the Performance of the scheme (As on May 31, 2019)
balance units at applicable repurchase price.
Scheme Name 1 year 3 years 5 years Since Inception
Benchmark Index
SBI Banking & Financial Services Fund 18.67% 22.96% N.A. 16.39%
S&P BSE Smallcap TRI Index - Reg - Growth
Name of the Fund Manager Benchmark: Nifty Financial Services 21.61% 24.37% N.A. 15.01%
Mr. R. Srinivasan. TRI Index
Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the Returns are CAGR calculated for growth option.
scheme.
Tenure of managing the scheme
5.6 Years. Managing since November 2013
Expenses of the scheme
Load Structure
Entry Load – N.A. For more details please refer information common to all Equity Schemes
on page no. 2
Exit Load – • For exit within 1 year from the date of allotment – 1%. • For exit after 1 year
from the date of allotment - Nill.
Actual expenses (inclusive of GST on Management fees and additional TER) for
the previous financial year ended March 31, 2019
Scheme Name Regular Plan Direct Plan
SBI Small Cap Fund 2.57% 1.33%
Risk Profile of the scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please
read the SID carefully for details on risk factors before investment. Scheme specific Risk
Factors are summarized on the page number 7 - 10.

42
Plans and Options b) Asset allocation when adequate arbitrage opportunities are not available in the
Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option derivative and equity markets
has Reinvestment, Payout & Transfer facilities. The alternate asset allocation # on defensive considerations would be in as per the allocation
given below:
Minimum Application Amount
l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter Type of instrument Indicative Allocation Risk Profile
l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter (% of Net Assets)
l Repurchase: : Rs.500/- or 1 Unit or account balance whichever is lower. Please note
Minimum Maximum
that as a result of redemption, if the outstanding balance amount falls below the minimum E q u i t y a n d e q u i t y r e l a t e d 30% 70% Medium to High
redemption amount as per the scheme features, SBIMF reserves the right to redeem the instruments including derivatives
balance units at applicable repurchase price. Of which:
Benchmark Index Cash-future arbitrage: 0%-45%
Nifty Financial Services TRI Index Net long equity exposure: 20%-
Name of the Fund Manager 50%
Ms. Sohini Andani D e b t * a n d m o n e y m a r k e t 30% 70% Low to Medium
Mr. Mohit Jain is the dedicated fund manager for managing overseas investments of the instruments (including margin for
scheme derivatives)
Tenure of managing the scheme Units issued by REITs & InvITs 0% 10% Medium to High
Unhedged Equity: 20%-50%
4.3 Years. Managing since Feb 2015
#The above alternate asset allocation will be for temporary period and would be rebalanced
Expenses of the scheme
by the AMC within 30 days.
Load Structure
(i) The cumulative gross exposure through Equity and equity related instruments including
Entry Load – N.A. For more details please refer information common to all Equity Schemes derivative position, debt, Money Market Instruments will not exceed 100% of the net
on page no. 2 assets of the scheme.
Exit Load – • For exit within 12 months from the date of allotment – 1%. • For exit after 12 (ii) *Exposure to domestic securitized debt may be to the extent of 20% of the net assets.
months from the date of allotment - Nil
(iii) The Scheme shall not invest in ADR/ GDR/ Foreign Securities / foreign securitized
Actual expenses (inclusive of GST on Management fees and additional TER) for debt.
the previous financial year ended March 31, 2019 (iv) The Scheme shall invest in repo in corporate debt.
Scheme Name Regular Plan Direct Plan (v) The Scheme shall not engage in Stock lending.
SBI Banking & Financial Services Fund 2.74 % 1.52% (vi) The Scheme shall not engage in short selling
Risk Profile of the scheme For detailed asset allocation, please refer the Scheme Information Document.
Mutual Fund Units involve investment risks including the possible loss of principal. Please Performance of the scheme (As on May 31, 2019)
read the SID carefully for details on risk factors before investment. Scheme specific Risk
Scheme Name 1 year 3 years 5 years Since Inception
Factors are summarized on the page number 7 - 10.
SBI Equity Savings Fund - Reg - Growth 5.16% 7.17% N.A. 7.19%
XXI. SBI EQUITY SAVINGS FUND Benchmark: NIFTY Equity Saving 9.30% 9.63% N.A. 8.33%
Index
(An open ended scheme investing in equity, arbitrage and debt)
Returns are CAGR calculated for growth option and it has been assumed that the dividend
Continuous Offer for sale of Magnums/Units at NAV related prices declared under the scheme have been reinvested at the then prevailing NAV.
Investment Objective
The investment objective of the scheme is to generate income by investing in arbitrage
opportunities in the cash and derivatives segment of the equity market, and capital appreciation
through a moderate exposure in equity
However, there can be no assurance that the investment objective of the scheme will be
achieved
Asset Allocation Pattern of the scheme
Asset Allocation Pattern of the Scheme
a) Under normal circumstances, the anticipated asset allocation would be:
Type of instrument Indicative Allocation Risk Profile
(% of Net Assets)
Minimum Maximum
E q u i t y a n d e q u i t y r e l a t e d 65% 90% Medium to High
instruments including derivatives
Of which: Plans and Options
Cash-future arbitrage: 15%-70% Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option
Net long equity exposure: 20%- has Reinvestment, Payout & Transfer facilities.
50% Minimum Application Amount
D e b t * a n d m o n e y m a r k e t 10% 35% Low to Medium l Minimum Investment Amount: Rs. 1000/- and in multiples of Re. 1 thereafter
instruments (including margin for l Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
derivatives)
l Repurchase: : Rs.500/- or 1 Unit or account balance whichever is lower. Please note
Units issued by REITs & InvITs 0% 10% Medium to High that as a result of redemption, if the outstanding balance amount falls below the minimum
Unhedged Equity: 20%-50% redemption amount as per the scheme features, SBIMF reserves the right to redeem the
balance units at applicable repurchase price.
43
 Key Information Memorandum
Benchmark Index # Exposure to derivatives may be to the extent of 100% of the net assets.
Nifty Equity Savings Index (i) The cumulative gross exposure through Equity and equity related instruments including
derivative position, debt and Money Market Instruments will not exceed 100% of the
Name of the Fund Manager
net assets of the scheme.
Mr. Neeraj Kumar and Mr. Ruchit Mehta
(ii) The Scheme may invest in ADR/ GDR/ Foreign Securities / foreign & domestic
Tenure of managing the scheme securitized debt.
Mr. Neeraj Kumar - 4.1 Years. Managing since May 2015 (iii) The Scheme may invest in repo / reverse repo in corporate debt / bonds.
Mr. Ruchit Mehta – 4.1 Years. Managing since May 2015 (iv) The Scheme may engage in Stock lending & borrowings as permitted under regulation.
Expenses of the scheme (v) The Scheme shall not engage in short selling.
Load Structure For detailed asset allocation, please refer the Scheme Information Document.
Entry Load – N.A. For more details please refer information common to all Equity Schemes
on page no. 2 Performance of the scheme (As on May 31, 2019)
Exit Load – SBI Minimum Variance Fund have not completed 1 year yet and hence the performance of
• For exit on or before 15 days from the date of allotment - 0.10% the scheme can not be computed
• For exit after 15 days from the date of allotment - Nil Plans and Options
Actual expenses (inclusive of GST on Management fees and additional TER) for Regular Plan & Direct Plan. Both plans will have Growth & Dividend option. Dividend option
the previous financial year ended March 31, 2019 has Reinvestment, Payout & Transfer facilities.
Minimum Application Amount
Scheme Name Regular Plan Direct Plan
SBI Equity Savings Fund 2.17% 0.58% l Minimum Investment Amount: Rs. 5000/- and in multiples of Re. 1 thereafter
Additional Purchase amount: Rs. 1000/- and in multiples of Re. 1 thereafter
Risk Profile of the scheme
l

l Repurchase: Rs.500/- or 1 unit or account balance whichever is lower.

Mutual Fund Units involve investment risks including the possible loss of principal. Please
read the SID carefully for details on risk factors before investment. Scheme specific Risk Benchmark Index
Factors are summarized on the page number 7 - 10. Nifty 50 Index
Name of the Fund Manager
XXII. SBI EQUITY MINIMUM VARIANCE FUND Mr. Raviprakash Sharma
An Open Ended Equity Scheme following minimum variance theme Tenure of managing the scheme
Continuous Offer for sale of Magnums/Units at NAV related prices
0.2 Years; Managing since March 2019
Investment Objective Expenses of the scheme
The investment objective of the scheme is to provide long term capital appreciation by Load Structure
investing in a diversified basket of companies in Nifty 50 Index while aiming for minimizing Entry Load – Nil
the portfolio volatility.
Exit Load: For exit within 1 year from the date of allotment - 1%; For exit after 1 year from the
However there is no guarantee or assurance that the investment objective of the scheme date of allotment - Nil.
will be achieved.
Actual expenses (inclusive of GST on Management fees and additional TER) for
Asset Allocation Pattern of the scheme the previous financial year ended March 31, 2019
a) Under normal circumstances, the anticipated asset allocation would be:
Scheme Name Regular Plan Direct Plan
Type of instrument Indicative Allocation Risk Profile SBI Equity Minimum Variance Fund 0.78% 0.38%
(% of Net Assets) Risk Profile of the scheme
Minimum Maximum
Mutual Fund Units involve investment risks including the possible loss of principal. Please
E q u i t y a n d E q u i t y r e l a t e d 90% 100% High read the SID carefully for details on risk factors before investment. Scheme specific Risk
instruments # Factors are summarized on the page number 7-10.
Debt and Money Market Instrument 0% 10% Low to Medium .
including units of mutual fund

44
 GENERAL INFORMATION AND GUIDELINES
GENERAL INFORMATION 9. Ultimate Beneficial Owner : Pursuant to Prevention of Money Laundering Act, 2002
(PMLA) and Rules framed there under, SEBI Master circular dated December 31,
1. Please read carefully the Scheme Information Document of the scheme(s) containing 2010 on Anti Money Laundering (AML) sufficient information to identify persons who
the terms of offer before investing.Prospective investors should not treat the contents beneficially own or control the securities account is required to be obtained. Also,
of this document or the Scheme Information Document of the scheme(s) as advice SEBI had vide its circular no. CIR/MIRSD/2/2013 dated January 24, 2013 prescribed
relating to legal, taxation, investment or any other matter and are recommended to guidelines regarding identification of Ultimate Beneficial Owner(s) (‘UBO’).
consult their own professional advisors concerning the acquisitions, holding or disposal
of the Magnums/units. It must be understood clearly that all applicants are deemed to As per these guidelines UBO means ‘Natural Person’, or persons who ultimately own,
have accepted the terms subject to which this offer is being made and bind themselves control or influence a client and/or persons on whose behalf a transaction is being
to the terms upon signing the application form and tendering payment. The Scheme conducted, and includes a person who exercises ultimate effective control over a legal
Information Document /Key Information Memorandum(s) of the respective Scheme(s) person or arrangement. Investors are requested to refer to the ‘Declaration for UBO’
are available with the SBIFMPL Branches/Office of CAMS/ brokers/distributors and for detailed guidelines on identification of UBO.
also displayed at the SBIMF website i.e. www.sbimf.com The provisions relating to UBO are not applicable where the investor or the owner
2. Please complete the Application Form legibly in black ink or any dark coloured ink, in of the controlling interest is a company listed on a stock exchange, or is a majority-
the English language, in BLOCK CAPITALS. Please strike out with a line across any owned subsidiary of such a company. The AMC/ Trustee reserves the right to reject
section that is not applicable. application forms submitted without disclosing necessary information as prescribed
under the aforesaid laws/ rules/ regulations.
3. Application by post: Applications can be sent by post to the office of the Registrar (refer
address on page no.4) to the scheme and should be accompanied by draft payable Investors are requested to promptly inform the AMC if the information provided
at Chennai. Applications received by post will be deemed to have been submitted on undergoes any change in future.
date of receipt at the Registrar’s end. 10. Application Forms incomplete in any respect or not accompanied by a Cheque / Demand
4. Investors are advised to retain the acknowledgement slip signed/stamped by the Draft are liable to be rejected.
collection centre where they submit the application. 11. Cash investments in mutual funds – In order to help enhance the reach of mutual
5. Allotment of Magnums/units: Allotment is assured to all applicants provided the fund products amongst small investors, who may not be tax payers and may not have
applications are complete in all respects and are in order. Applications not complete PAN/bank accounts, such as farmers, small traders/businessmen/workers, SEBI has
in any respect are liable for rejection. permitted receipt of cash for purchases / additional purchases to the extent of Rs.
50,000/- per investor, per mutual fund, per financial year subject to (i) compliance with
6. SEBI has banned rebating in any form. Investors should not be guided by considerations Prevention of Money Laundering Act, 2002 and Rules framed there under; the SEBI
other than the Scheme’s objective for investment. Circular(s) on Anti Money Laundering (AML) and other applicable AML rules, regulations
7. Right to Limit Redemptions and guidelines and (ii) sufficient systems and procedures in place. However, payment
In accordance with SEBI circular no. SEBI/HO/IMD/DF2/CIR/P/2016/57 dated May 31, towards redemptions, dividend, etc. with respect to aforementioned investments shall
2016, the provisions of restriction on redemption (including switch out) in Schemes of be paid only through banking channel.
SBI Mutual Fund are as under: In view of the above the fund shall accept subscription applications with payment mode
1. Restrictions may be imposed when there are circumstances leading to a as ‘Cash’ (“Cash Investments”) to the extent of Rs. 50,000/- per investor, per financial
systemic crisis or event that severely constricts the market liquidity or the efficient year subject to the following:
functioning of the market such as: 1. Eligible Investors: Only resident individuals, sole proprietorships and minors
i. Liquidity Issues: When markets at large become illiquid affecting almost (through guardians), who are KYC Compliant and have a Bank Account can
all securities rather than any issuer specific security. make Cash Investments.

ii. Market failures, exchange closure: When markets are affected by 2. Mode of application: Applications for subscription with ‘Cash’ as mode of payment
unexpected events which impact functioning of exchanges or the regular can be submitted in physical form only at select OPAT of SBI Mutual Fund.
course of transactions. Such unexpected events could also be related to 3. Cash collection facility with State Bank of India (SBI) : Currently, the Fund
political, economic, military, monetary or other emergencies. has made arrangement with SBI to collect cash at its selected branches from
iii. Operational Issues: When exceptional circumstances are caused by force investors (accompanied by a deposit slip issued and verified by the Fund). The
majeure, unpredictable operational problems and technical failures (e.g. Bank only acts as an aggregator for cash received towards subscriptions under
a black out). various schemes received on a day at the various SBI branches.

2. Restrictions on redemption may be imposed for a specified period of time not AMC reserves the right to reject acceptance of cash investments if it is not in compliance
exceeding 10 Business Days in any period of 90 days. with applicable SEBI circular or other regulatory requirements.

3. When restrictions on redemption is imposed, the following procedure will be 12. By investing in the Scheme, the investor authorizes the AMC to share all sensitive
applied: personal data / information collected from the investors with its Registrar and Transfer
Agents (“RTA”) or with any other third party engaged by the AMC / RTA for the
i. No redemption requests upto Rs. 2 Lacs shall be subject to such restriction. purpose of processing / storage etc. The AMC also authorizes the RTA to collect all
ii. Where redemption requests are above Rs.2 lakh, AMC shall redeem the such sensitive personal data / information on behalf of the AMC, through any mode of
first Rs.2 Lacs without such restrictions and remaining part over and above communication either directly from investors or through their distributors or through any
Rs.2 Lacs shall be subject to such restrictions. other third party engaged by the AMC / RTA. Further, the RTA is entitled to retain all
Any restriction on Redemption of the units shall be made applicable only after specific such sensitive personal data / information collected from the investors and distributors
approval of the Board of Directors of the Asset Management Company and Trustee or any other third party service providers on a permanent basis for the purpose of
Company. The approval from the AMC Board and the Trustee giving details of the authenticating the investor’s / distributor’s identity.
circumstances and justification shall also be informed to SEBI immediately. NOTES TO HELP YOU COMPLETE THE APPLICATION FORM
8. Prevention of Money Laundering : In terms of the Prevention of Money Laundering Note 1 - First applicant’s personal details:
Act, 2002, the Rules issued there under and the guidelines/circulars issued by SEBI a) Applications for Individuals: Please write your name in the sequence of First Name,
regarding the Anti Money Laundering (AML Laws), all SEBI registered intermediaries, Middle Name and Last Name. Please do not abbreviate any name. Preferably write
including Mutual Funds, are required to formulate and implement a client identification your name exactly as it appears in the Bank Account (as provided in the bank account
programme, verify and maintain the record of identity and address(s) of the investors. details).
In this regard, investors who wish to make an investment in the units of mutual fund
will be required to produce prescribed documentsto any such offices as may be notified b) Applications for Non-Individuals: Companies, Trusts, Partnership firms, Societies or
by SBIMF of AMFI for time to time in order to comply with KYC norms of SBIMF. any other association should write the name exactly as it appears in its Incorporation
document and in the Bank Account (as provided in the bank account details).

45
 Key Information Memorandum
c) In case the Sole / first applicant has an existing Folio No., it should be stated alongwith Please refer to www.sbimf.com for details.
name and PAN details in the space provided for them. The form thereafter should be i) If any applicant is a minor, the name of the Guardian who will sign on behalf of the
filled from Section 8 (onwards) (i.e. the back side of the form). minor should be filled in the space provided. In case the applicant is a Corporate or
d) Please fill in your date of birth as this may be required to identify you when a Non-Individual investor, the Contact Person’s name should be stated in the space
communicating with us. provided.
e) If you have an email ID please include it as this will help us resolve any queries more Guidelines & Procedure in case of investments made on behalf of Minors:
promptly. l On behalf of Minor’ accounts :
f) To help us service you better, your telephone number(s) / mobile number(s) should n Minor has to be the first and sole holder in a folio.
also be provided including the relevant STD / ISD code.
n Guardian, being a natural (father or mother) or a court-appointed guardian
g) Permanent Account Number : Permanent Account Number (PAN) is the sole shall submit supporting documents to the AMC / Registrar evidencing the
identification number for all investors transacting in the units of SBI Mutual Fund, relationship / Status of the guardian.
irrespective of the amount of transaction. Submission of attested copy of PAN card
is mandatory for all categories of investors (including NRIs, Guardian of a minor). n Date of birth of minor and supporting documents thereof (i.e. Birth Certificate,
Attestation can be done by distributors / AMC staff etc. School leaving certificate, Passport or any other document evidencing the
date of birth of minor) to be provided mandatorily while opening the folio
Micro investments - As per Securities and Exchange Board of India (SEBI) letter no. on behalf of a minor.
OW/16541/2012 dated July 24, 2012 regarding ‘Exemption from the need for Permanent
Account Number (PAN) for micro financial products’ informed that investments in mutual n In case of natural guardian, guardian shall provide document evidencing the
fund schemes [including investments through Systematic Investment Plan (SIP)] of up relationship if the same is not available as part of the documents submitted
to Rs. 50,000/- (Rupees Fifty Thousand) per investor per year per mutual fund shall as per above point.
be exempted from the requirement of PAN. Accordingly, PAN shall be exempted if the l Minor attaining majority:
aggregate of the lump sum investment (fresh purchase & additional purchase) and SIP n In case of a minor investor attaining the age of majority (i.e. completes 18
installments by an investor in a rolling 12 months period or in a financial year i.e. April years of age), the AMC / Registrar will send an advance notice advising
to March does not exceed Rs. 50,000/- (Rupees Fifty Thousand) (hereafter referred to the guardian and minor to submit an application along with prescribed
as “Micro investments”). However, the requirements of Know Your Client (KYC) shall documents for changing the status in the Fund’s records from ‘Minor’ to
be mandatory for all investments, irrespective of the amount of investment. ‘Major’.
h) Know Your Customer (KYC) n The guardian cannot undertake any financial and non-financial transactions
With effect from 1st January, 2011, KYC (Know Your Customer) norms are mandatory including fresh registration of Systematic Transfer Plan (STP), Systematic
for ALL investors for making investments {fresh / additional purchase / switch-in / Investment Plan (SIP) and Systematic Withdrawal Plan (SWP) after the
Systematic Investment Plan (SIP), Systematic Transfer Plan (STP)} in Mutual Funds, date of the minor attaining majority.
irrespective of the amount of investment. l Change in Guardian:
Further, to bring uniformity in KYC process, SEBI has introduced a common KYC l In case there is a change in guardian of the minor, the new guardian must
(CKYC) for all the SEBI registered intermediaries with effect from January 1, 2012. be either a natural guardian (mother/father) or court appointed guardian
New investors are therefore requested to carry out the KYC process including In- and such guardian will have to provide valid prescribed document/s prior to
Person Verification (IPV) with any SEBI registered intermediaries including mutual registering the guardianship including Know Your Customer (KYC) related
funds. The KYC application forms are also available on our website www.sbimf.com . evidence and bank attestation of his/her signature from the Branch Manager
SBI Funds Management Pvt. Ltd. (AMC) or NISM/AMFI certified distributors who are of the bank with whom his/her name is registered as the guardian of the
KYD compliant are authorized to undertake the IPV for Mutual Fund investors. Further, minor.
in case of any applications received directly (i.e. without being routed through the
distributors) from the investors, the Mutual Fund may rely upon the IPV (on the CKYC j) Your address should be written in full. P.O. Box address is not sufficient. Please provide
Application Form) performed by the scheduled commercial banks. PIN code to enable us to serve you better.

In this regard, all categories of investors who wish to make an investment in the units k) Procedure for NRIs: Applications on a Repatriable basis will be made by remitting funds
of mutual fund will be required to submit the KYC form along with the prescribed from abroad through normal banking channels or by submitting payments made by
documents at any of the SBIFMPL Branches or such other offices as may be notified demand drafts purchased from FCNR accounts or by cheques drawn on NRE accounts
by SBIMF from time to time to comply with KYC norms. or through Special Non-resident Rupee Accounts maintained with banks authorized
to deal in foreign exchange in India. NRI applicants are requested to instruct the bank
Central KYC Records Registry (CKYCR) Process branch through which they have made the remittance or where they have the NRE /
SEBI vide circular no. CIR/MIRSD/66/2016 dated July 21, 2016 and circular no. CIR/ FCNR / Special Non-resident Rupee Account to send the necessary FIRCs in original
MIRSD/120 /2016 dated November 10, 2016, has intimated about operationalization of on security paper to the registrars as soon as possible to enable early processing of
Central KYC Records Registry (CKYCR). Further, AMFI vide circular dated December their applications. NRIs can also apply on a non-repatriable basis from their NRO
22, 2016 has prescribed new CKYC forms which shall be applicable for prospective account. NRIs should mandatorily state their overseas address in complete otherwise
investors. the application will be rejected. NRIs are requested to provide an Indian address (if
Accordingly, with effect from February 1, 2017, any new individual investor who has available) for correspondence.
not done KYC under KRA regime shall fill the new CKYC form. In case any such new l) Who can invest:
individual investor uses the old KYC form, he/she shall provide additional/missing (A) The following is an indicative categories of Indian Nationals who are generally
information by filling the Supplementary CKYC form or the new CKYC form. eligible to invest in the scheme: (i) Adult individuals. (ii) Adult individuals, not exceeding
Existing investors who are registered or verified in the KRA system can continue making three, either - jointly, or - on either/any one or survivor basis, or - on first holder or
investments without any additional documentation. However, for any modification to survivor basis. (iii) Minors through their parents/step parents/guardians (applications of
their existing records, they need to fill up the CKYC form. The aforesaid forms are minors jointly with adults not allowed) (iv) Hindu Undivided Family (HUF) in the name
available on the website of the Fund viz. www.sbimf.com and for completion of CKYC of karta. (v) Companies/Bodies corporate/PSUs/Banks/Financial Institutions registered
process, the investors are required to visit the nearest Point of Service or Point of in India. Applications by above should be accompanied by their Memorandum/Articles
Acceptance of transactions of the Fund. The KYC requirements shall be governed of Association, and a copy of the Resolution authorizing the investment, and list of
by SEBI Circulars/ notifications and AMFI Guidelines which may change from time to authorized signatories with specimen signatures. (vi) Religious/Charitable/Other Trusts,
time. wakfs and societies registered under the applicable laws and authorized to invest in
Once the investor has done KYC with a SEBI registered intermediary, the investor mutual funds. Applications by above should be accompanied by their Trust Deed,
need not undergo the same process again with another intermediary including mutual certified copy of the Board Resolution authorizing the investment, and list of authorized
funds. Investor should enclose the KYC acknowledgement letter with the investment signatories with specimen signatures. (vii) Partnership firms. (viii) An association of
application. Existing KYC compliant investors of the Mutual Fund can continue to invest persons or body of individuals, in either case, consisting only of husband and wife,
as per the current practice. governed by the system of community of property in force in the state of Goa and
the Union Territory of Dadra, Nagar Haveli, Daman & Diu. (ix) Army/Air force/Navy/

46
 Paramilitary funds and other eligible institutions. (x) scientific and industrial research to this effect, as given in the Form.
organization. (xi) Provident/pension/gratuity & such other funds as & when permitted Note 2 - Second and Third Applicants’ details: The Names of Second and Third Applicants
to invest. (xii) International multilateral agencies approved by Government of India/ should be provided here. Please see note 1 above.
RBI. (xiii) The trustees, AMC or sponsor or their associates (if eligible & permitted
under prevailing laws). (xiv) A mutual fund through its schemes, including fund of funds Note 3 - Bank Particulars: SEBI has made it mandatory for investors in mutual funds to state
schemes (xv) Foreign Portfolio Investors (FPI) (xvi) Qualified Foreign Investor (QFI) their bank account numbers in their applications and in redemption requests. Investors are
requested to provide these details in the space provided in the application form. This measure
(B) Non-Resident Indians (NRIs) / Persons of Indian Origin (PIO) on full repatriation is intended to avoid fraud/misuse or theft of warrants in transit. Kindly note that applications
basis or on non-repatriation basis; Prospective investors are advised to note that the not containing these details may be rejected. To enable verification of the bank mandate
SID/SAI/ KIM does not constitute distribution, an offer to buy or sell or solicitation of details and ensure expeditious clearing, the following should be provided,
an offer to buy or sell Units of the Fund in any jurisdiction in which such distribution,
sale or offer is not authorized per applicable law. Any investor by making investment i) Details of the “City” of the Clearing Circle in which the bank / branch participates; and
in SBI Mutual Fund confirms that he is an eligible investor to make such investment(s) ii) The 9-digit MICR (Magnetic Ink Character Recognition) number appearing to the right
and confirms that such investment(s) has been made in accordance with applicable of the cheque number on the bottom white strip of a cheque leaf. Copy of a cancelled
law. cheque/leaf is mandatory to verify bank account details.
m) Who can not invest: It should be noted that the following entities cannot invest in the iii) The 11 digit IFS Code
scheme(s) : iv) Direct credit facility as and when it is available, we will electronically / directly credit
1. Any individual who is a Foreign National, except for Non –Resident Indians and your Redemption proceeds / Dividend in the Bank Account provided by you.
Persons of Indian Origin (who are not residents of United States of America or v) Depending on your residential status and intent of repatriation, please indicate the type
Canada), provided such Foreign National has procured all the relevant regulatory of bank account most relevant to you from the list of options provided.
approvals applicable and has complied with all applicable laws, including but
not limited to and pertaining to anti money laundering, know your customer vi) Only CTS -2010 compliant cheques will be accepted.
(KYC), income tax, foreign exchange management (the Foreign Exchange vii) In case of change in bank mandate:
Management Act, 1999 and the Rules and Regulations made thereunder) , 1. A “CANCELLED” original cheque leaf of the New bank account as well as the
in the sole discretion and to the sole satisfaction of SBI Funds Management old bank account(where the first holder’s/investor’s name is printed on the face
Private Limited.SBI Funds Management Private Limited in its capacity as an of the cheque).
asset manager to the SBI Mutual Fund reserves the right to amend/terminate
2. If an investor is unable to provide “CANCELLED” cheque as prescribed above,
this facility at any time, keeping in view business/operational exigencies.
such investor should furnish an attested* photocopy of the relevant page of
2. Overseas Corporate Bodies (OCBs) shall not be allowed to invest in the Scheme. his/her bank Pass Book (of the new bank account as well as that of the
These would be firms and societies which are held directly or indirectly but existing bank account) wherein the first holder’s/investor’s name, bank a/c
ultimately to the extent of at least 60% by NRIs and trusts in which at least 60% no and address is clearly legible.
of the beneficial interest is similarly held irrevocably by such persons (OCBs).
3. In case of non-availability of either of the above mentioned document/s, such
3. Residents of USA and Canada are not eligible to invest. investors may submit a letter from their bank on its letterhead certifying the
SBIMFTCPL reserves the right to include / exclude new / existing categories of investors investors’ bank account information (new & existing bank mandate) viz.
to invest in the Scheme from time to time, subject to SEBI Regulations and other account holders’ name and address, bank account number, bank branch,
prevailing statutory regulations, if any. account type, MICR & IFSC code. In case the old bank account is already
Subject to the Regulations, any application for Magnums/Units may be accepted or closed investors may submit duly stamped letter from such bank on its letter
rejected in the sole and absolute discretion of the Trustee. For example, the Trustee head, confirming the closure of the account with relevant account details.
may reject any application for the Purchase of Magnums/Units if the application is invalid (*Investors may produce a photocopy of the above mentioned document/s along with
or incomplete or if, in its opinion, increasing the size of any or all of the Scheme’s Unit the original document/s at any of the SBIFMPL Branches for verification. The photocopy
capital is not in the general interest of the Magnum holders / Unit holders, or if the of such document/s will be verified with the original document/s to the satisfaction of
Trustee for any other reason does not believe that it would be in the best interest of SBI Mutual Fund and the original document/s will be returned to investors after due
the Scheme or its Magnum holders / Unit holders to accept such an application. The verification.)
AMC / Trustee may need to obtain from the investor verification of identity or such other Note: It is desirable for investors to submit the change of Bank mandate request at
details relating to a subscription for Units as may be required under any applicable law, least 10 days prior to the date of redemption / dividend payment, if any.
which may result in delay in processing the application. Applications not complete in
viii) Restriction on acceptance of Third-party payments
any respect are liable to be rejected.
SBIMF will not accept subscriptions with Third-Party payments except in the following
n) Please indicate the status of the sole / 1st Applicant at the time of investment. Any
exceptional situations:
change in status during the period of holding units should be given to assist in accurate
tax treatment of income arising from such holdings. The abbreviations used in these a) Payment by Parents/Grand-Parents/related persons on behalf of a minor in
sections are: HUF - Hindu Undivided Family; AOP - Association of Persons; Fll - Foreign consideration of natural love and affection or as gift for a value not exceeding
Institutional Investor; BOI - Body of Individuals Rs.50,000/- (each regular purchase or per SIP installment). However this
restriction will not be applicable for payment made by a guardian whose name
o) Mode of Holding: Tax concessions will be available only to the first named applicant. If
is registered in the records of Mutual Fund in that folio.
the application is in the name of more than one individual, it will be treated as “Jointly”
in case no choice under “Mode of holding(s)” is indicated. “Single” will entitle only the b) Payment by Employer on behalf of employee under Systematic Investment Plans
first holder to operate the account to the exclusion of the joint holders. “Anyone or through Payroll deductions.
Survivor” will entitle any one of the joint holders to operate the folio and “Jointly” will c) Custodian on behalf of an FII or a client
allow operation of the account only if all the holders sign the instruction.
(Note: For all the above instances, the investor and the person making the payment
P) Employee Unique Identification Number (EUIN): SEBI has made it compulsory for should be KYC compliant and also submit ‘Third Party Payment Declaration Form’ with
every employee/ relationship manager/ sales person of the distributor of mutual fund complete details. The said form is available at the SBIFMPL Branches of SBI Mutual
products to quote the EUIN obtained by him/her from AMFI in the Application Form. Fund or can be downloaded from our website www.sbimf.com)
EUIN, particularly in advisory transactions, would assist in addressing any instance
In case of Systematic Investment Plan (SIP), it may please be noted that the above
of mis-selling even if the employee/relationship manager/sales person later leaves
guidelines will be applicable for all new SIPs received on or after November 15, 2010.
the employment of the distributor. Individual ARN holders including senior citizens
The new guidelines will not be applicable for the SIPs registered before November
distributing mutual fund products are also required to obtain and quote EUIN in the
15, 2010.
Application Form. Hence, if your investments are routed through a distributor please
ensure that the EUIN is correctly filled up in the Application Form. However, if your ix) Registration Of Bank Mandate For New Folio Creation
distributor has not given you any advice pertaining to the investment, the EUIN box Investor are requested to note that, it is mandatory to submit any one of the following
may be left blank. In this case, you are required to provide a duly signed declaration documents in case the pay-out bank account details (i.e. bank account for receipt of
redemption / dividend proceeds) mentioned in the application form is different from
47
 Key Information Memorandum
pay-in bank details (i.e., bank account from which subscription payment is being made): Branches and Transaction Points of the Registrar or such other Collection Centres
ü Original Cancelled cheque with first unit holder name and bank account number as may be decided by the Mutual Fund from time to time. Outstation cheques will not
printed on the face of the cheque (or) be accepted and application forms accompanied by such cheques will be rejected.
Cheque/D.D. to be crossed “Account Payee” only and should be drawn payable
ü Bank passbook or bank statement (with current entries not older than 3 months) to :- respective scheme name. e.g. SBI Contra Fund
containing the first unit holder name, bank mandate information and bank account
number  (or) The name of the scheme as mentioned on the cheque shall prevail in the event of a
mismatch in the scheme name between the application form and the cheque.
ü A letter from bank on its letter head duly signed by bank manager/authorised
personnel with bank seal, name, designation and employee number confirming ii) If you are from a city not serviced by our authorised SBIFMPL Branches/ Collection
the investor details and bank mandate information. Centre, you may submit a Demand Draft, payable at the nearest service centre/
collection centre, for the investment amount.
The above documents shall be submitted in original. If copies are furnished, the same
must be submitted at any of the Official Point of Acceptance of SBI MF where they iii) The AMC shall not reimburse any demand draft charges.
will be verified with the original documents to the satisfaction of the Fund. The original iv) INVESTMENT OPTIONS:
documents will be returned across the counter to the applicant after due verification. Direct Plan is the plan where investors purchase /subscribe Units in a Scheme directly
In case the original of any document is not produced for verification, then the copies with the Fund and is not available for investors who route their investments through
should be attested by the bank manager/authorised personnel by affixing the bank a Distributor. Such separate plan have a lower expense ratio excluding distribution
seal and mentioning the name, designation and employee code. expenses, commission, etc., and no commission shall be paid from such plans.
The AMC/Trustee reserves the right to amend the aforesaid requirements. Options exercised at the time of application may be changed by the investor at a later
x. Registration of multiple bank accounts: date by way of written request to the Registrar of the Scheme. Such changes would
SBIMF also provides a facility to the investors to register multiple bank accounts. be effective from a prospective date.
Investor can register upto 5 bank accounts in case of individuals /HUFs, and upto 10 Default Option:
in other cases. Investor may choose one of the registered bank accounts as default Between Regular Plan & Direct Plan:
bank account for the credit of redemption / dividend proceeds. In case of existing
investors, their existing bank mandate registered with the AMC / RTA, and in case of Scenario Broker Code mentioned Plan mentioned Default Plan to
new investors, their bank account details as mentioned in the application form shall be by the investor by the investor be captured
treated as default bank account for pay-out, if they have not specifi cally designated
1 Not mentioned Not mentioned Direct Plan
a default bank account. Investors may change the same in writing, using the Multiple
Bank Account Registration.By registering multiple bank accounts, investors can 2 Not mentioned Direct Direct Plan
use any of the registered bank accounts to receive dividend / redemption proceeds. 3 Not mentioned Regular Direct Plan
These account details will be used by the SBIMF/ R&T for verification of instrument
used for subscription to ensure that third party payments are not used for mutual fund 4 Mentioned Direct Direct Plan
subscription, except where permitted. Investors are requested to avail the facility of 5 Direct Not Mentioned Direct Plan
registering multiple bank accounts by filling in the Application Form for Registration of
6 Direct Regular Direct Plan
Multiple Bank Accounts available at the nearest SBIFMPL Branches or the same can
be downloaded from our website www.sbimf.com 7 Mentioned Regular Regular Plan
In case the application for subscription does not comply with the above provisions, 8 Mentioned Not Mentioned Regular Plan
SBIMF retains the sole and absolute discretion to reject / not to process such application In cases of wrong/ invalid/ incomplete ARN codes mentioned on the application form,
and refund the subscription money and shall not be liable for any such rejection. the application shall be processed under Regular Plan. The AMC shall contact and
For registration of Multiple bank account investors are requested to submit obtain the correct ARN code within 30 calendar days of the receipt of the application
(i) proof of any one of the existing bank account(s) in the folio(s) AND form from the investor/ distributor. In case, the correct code is not received within 30
calendar days, the AMC shall reprocess the transaction under Direct Plan from the
(ii) proof of all the new bank account(s) to be registered in the folio(s) alongwith date of application without any exit load.
the Multiple Bank Accounts Registration form. Investors can submit any one of
the following document/s as supporting document/s for a bank account: For all Equity schemes default among Growth & Dividend option will be Dividend
option. For Dividend mode between reinvestment, payout and transfer, default will be
ü A “CANCELLED” original cheque leaf (where the first holder’s / investor’s reinvestment. For dividend frequency the default option for SBI Bluechip Fund, SBI
name and bank account number is printed on the face of the cheque) PSU Fund, SBI Magnum Multicap Fund, SBI Large and Midcap Fund, SBI Arbitrage
ü A copy of the bank pass book or bank statement (with entries not older than Opportunities Fund, SBI Comma Fund, SBI Magnum Global Fund, SBI ESG Fund, SBI
3 months) wherein the first holder’s / investor’s name, bank a/c no & bank Infrastructure Fund, SBI Nifty Index Fund the default will be treated as Payout and for
branch is clearly legible. SBI Contra Fund, SBI Focused Equity Fund, SBI Magnum Midcap Fund, SBI Small
ü A letter from the investor’s bank on their letter head certifying the investor’s Cap Fund, SBI Banking and Financial Fund, SBI Consumption Opportunities Fund
bank account information viz. account holder’s name and address, bank SBI Healthcare Opportunities Fund, SBI Technology Opportunities Fund, SBI Equity
account number, bank branch, account type, MICR & IFSC code. The Hybrid Fund, SBI Equity Savings Fund the default will be treated as Reinvestment.
letter should be certified by an authorized official of the bank with his/her For Systematic Investment Plan and Systematic Withdrawal Plan please tick either
full signature, name, designation and bank seal. “Monthly” or “Quarterly” frequency. If this is left blank or it is not clear, the default will
Investors may produce photocopies of the above mentioned document/s alongwith the be treated as “Monthly”. In case monthly frequency is choosen please tick either “6
original document/s at any of the SBIFMPL Branches for verification. The photocopies months” or “12 months” or “Perpetual” enrolment period. If this is left blank or it is not
of such document/s will be verified with the original document/s to the satisfaction of clear, the default will be treated as “12 months”.
SBI Mutual Fund and the original document/s will be returned to investors. In case the v) Terms & conditions for Dividend Transfer Plan:
original of any document/s is not made available for verification, then the photocopies Dividend Transfer facility is a facility wherein dividend declared in a scheme of SBIMF
thereof duly attested by an authorized official of the bank clearly mentioning the name can be transferred to another scheme of SBIMF
& designation with bank seal shall be accepted.
1. Source schemes: All open ended schemes of SBIMF.
Note 4 - Services : We offer an online account management service which gives you the
latest details of your account 24 hours a day, seven days a week, including your current 2. Target schemes: All open ended schemes of SBIMF except for liquid schemes.
valuation. Please visit www.sbimf.com for further details. Investors who provides the e-mail 3. Minimum dividend eligible for transfer under Dividend Transfer Plan will be Rs.
address may receive the statement by e-mail. 500. If the dividend in the source scheme is less than Rs. 500, then the dividend
Note 5 - Investment details: will be automatically reinvested in the source scheme irrespective of the option
selected by the investor.
i) Payment may be made by cheque/bank draft payable locally, at any of the SBIFMPL
Branches/Corporate Office of the Mutual Fund/Office of the Registrar/SBIFMPL 4. Investment in the target scheme will be done at the NAV applicable for switches,

48
 with record date being the transaction day. Please refer Scheme Information Document / Key Information Memorandum of
5. Investor wishing to select Dividend Transfer Plan will have to opt for all units respective scheme/s for detailed switch provisions.
under the respective plan/option of the source scheme. 4. This facility will work similar to Systematic Withdrawal Plan (SWP), where the 1st
6. Investors opting for Dividend Transfer Plan has to specify each scheme/plan/ unitholder can apply for the facility and can opt for monthly payment to maximum 3 of
option separately & not at the folio level. his eligible family members specifying the SWP date & amount. The SWP request for
this facility should be submitted at least 7 days prior to the first SWP date. If the SWP
7. Minimum investment requirement in target scheme will not be applicable for due date is a non-business day, then the same will be processed on the next business
the Dividend Transfer Plan. day.
8. Request for enrollment must be submitted at least 15 days before the dividend 5. The beneficiary should be resident individual and cannot be an NRI.
record date
6. Unit holder/s are required to submit the following documents on behalf of the beneficiary
9. Investors can terminate this facility by giving a written request atleast 15 days at the time of registration for “BANDHAN- SWP” facility. These documents should
prior to dividend record date. be attested by unitholder(s).
10. This Facility is available under daily, weekly, and fortnightly dividend option of 1) Proof of relation such as Passport, PAN card, Birth Certificate, SSC / Degree
all schemes. certificate, Marriage certificate wherein the name of the specified family member
vi) Dividend Reinvestment Facility: is mentioned with the relationship. This document should clearly establish the
Subject to SEBI (Mutual Funds) Regulations, 1996, as and when the dividend is declared relationship between the unit holder and the beneficiary.
by a Scheme(s) and the dividend amount payable is less than Rs.500/- (Rupees Five 2) Cancelled cheque of the Bank account OR Copy of Bank Statement/Passbook
Hundred only), the same will be compulsorily reinvested in the respective Scheme(s)/ of the beneficiary family member where the name of the beneficiary and bank
Plan(s)/ Option(s) immediately on the ex-dividend date at applicable NAV. a/c no. is printed on it.
vii) There will be no exit load on dividend reivestment units. 3) Proof of ID and Address of the Beneficiary. In case KYC Acknowledgment or
viii) Unit holders must write the Folio number / Application number, if any, on the reverse specific documents mentioned as proof of ID and address are not available,
of the cheques accompanying the Forms. then the following documents can be submitted as ‘OTHERS’ .
ix) Investment in schemes of SBI Mutual Fund Proof of Identity - Identity card with applicant‘s photograph issued by any of
the following: Central/ State Government Departments, Statutory/Regulatory
Pursuant to SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, Authorities, Public Sector Undertakings, Scheduled Commercial Banks, Public
no entry load on any application will be charged by the Schemes to the investor. Financial Institutions, Colleges affiliated to Universities, Professional Bodies
Note 6 - Direct Credit of Dividend/Redemption: SBIFM has arrangement for direct credit/ such as ICAI, ICWAI, ICSI, Bar Council, etc., to their Members; and Credit
NEFT/RTGS facility of dividends / redemptions with certain banks. For the investors who cards/Debit cards issued by Banks.
have a core account with such banks and whose IFSC code is updated in folio records, the Proof of Address – Utility bill which is not more than two months old of any
payment of dividend/redemption proceeds would be directly credited into their bank account. service provider (electricity, telephone, post-paid mobile phone, piped gas, water
The AMC may alter the list of banks participating in direct credit arrangement from time to bill); Bank account or Post Office savings bank account statement; Documents
time/ withdraw direct credit facility from banks, based on its experience of dealing with any issued by Government departments of foreign jurisdictions and letter issued by
such banks or add/withdraw the name of bank with whom direct credit facility arrangement Foreign Embassy or Mission in India; Identity card with applicant’s photograph
can be introduced/discontinued as the case may be. However, in the event of the direct credit and address issued by any of the following: Central/ State Government
facility being not available or discontinued or rejected by banks for any reasons whatsoever, Departments, Statutory/Regulatory Authorities, Public Sector Undertakings,
the unitholders will receive payments in respect of such dividend / redemption through any Scheduled Commercial Banks, Public Financial Institutions, Colleges affiliated
other mode such as cheque, demand draft, warrant etc. as in the normal course. to Universities, Professional Bodies such as ICAI, ICWAI, ICSI, Bar Council,
Note 7 - Systematic Withdrawal Plan (SWP): Under SWP, a minimum amount of Rs. 500/- etc., to their Members; and Credit cards/Debit cards issued by Banks.
can be withdrawn every week, month, quarter, half-yearly or annually by indicating in the 7. The amount of SWP payout will be minimum of Rs.5000/- and in multiples of Rs.1/-
application form or by issuing advance instructions to the Registrar at any time. Investors may thereof. Minimum number of monthly installments would be 12. If no specific amount
indicate the month and year from which SWP should commence along with the frequency. is mentioned by the unitholder, then the default specified amount will be Rs.5000/- per
SWP will be processed only on specific date of the month/quarter viz. 1st/5th/10th/15th/20th/2 month. If no SWP date is mentioned, then the default date will be considered as “10th”
5th/30th (For February, last business day). Weekly SWP can be done on 1st/8th/ 15th/22nd of and if no specific period is mentioned, then the default period will be considered as
very month. Half yearly and Annual SWP can be done on 1st/5th/10th/15th/20th/25th/30th (For “perpetual”.
February, last business day) of every half year/ annual frequency. In case 1st/5th/8th/10th/15 8. Only maximum 3 SWP of a specified amount under the “BANDHAN - SWP” facility per
th/20th/22nd/25th/30th (For February, last business day) is a holiday then next business day. Folio/ Scheme shall be accepted.
If no date is mentioned, 10th will be considered as the default SWP date. If no frequency 9. Under “BANDHAN - SWP” facility, the beneficiary is restricted to only 3 family member
mentioned, ‘Monthly’ will be considered as the default frequency. If ‘End date’ not mentioned, of the first unitholder i.e. child/sibling above 15 years of age or spouse or either of the
the same will be considered as ‘Perpetual’. parents. It is clarified that the unitholder/s under the same Folio may opt to enroll for
TERMS & CONDITIONS OF BANDHAN - SWP FACILITY normal SWP for self and SWP under “BANDHAN - SWP” facility simultaneously.
“BANDHAN - SWP” is intended to provide regular payout to the children/spouse/parents/ 10. “BANDHAN - SWP” facility will discontinue on happening of any OR all of the following
sibling (family members) of an individual investor who have invested under the Growth options events:
of all open-ended schemes. 1. Value of outstanding units in the investor Folio/Scheme is nil/ insufficient
The details of this facility are as under: 2. On completion of SWP period
1. This facility will be available to new and existing investors with ‘Individual’ status 3. On receipt of written communication of the death of the 1st unitholder or the
on any of the existing SWP dates viz. 1st / 5th / 10th / 15th / 20th / 25th / 30th (last registered beneficiary
working day in case of February) only at MONTHLY frequency .
4. In the event of change of option under the scheme/s
2. This facility will be available only under the Growth option for both Regular and Direct
plans of the eligible open-ended schemes. Existing unit holders, who have investments 5. If the units are under pledge/STOP due to any reason
under the Growth option of the eligible schemes, can apply for “BANDHAN - SWP” 6. The holding mode is changed from physical to dematerialized holdings
facility. 11. The investments/payouts under the said facility will be subject to applicable exit load,
3. Existing unit holders who have their investments under Dividend option of the eligible tax & other provisions applicable in the eligible schemes.
schemes and are desirous to avail of the “BANDHAN - SWP” facility, will have to 12. Unitholder has the option to discontinue the “BANDHAN- SWP” facility anytime by
submit a duly filled Switch application form to SBI Mutual Fund OR our R&T Agent, submitting cancellation request to SBI Mutual Fund OR our R&T Agent CAMS at least
M/s Computer Age Management Services Ltd. (CAMS) for switching their units from 7 days prior to the next SWP date.
Dividend option to Growth option at the applicable NAVs of the respective Options.
13. These terms & conditions is an integral part of the Scheme Information Document (SID),

49
 Key Information Memorandum
the Statement of Additional Information (SAI) & Key Information Memoranda (KIM) of transfer at pre-determined intervals from designated open-ended scheme (source scheme)
of the eligible schemes of SBI Mutual Fund and shall be read in conjunction with the to the Growth option of another open-ended scheme (target scheme).
SID, SAI & KIM. Terms and conditions of Flex STP:
14. All other remaining terms & conditions of normal SWP facility shall also apply to
1. The amount to be transferred under Flex STP from source scheme to target scheme
“BANDHAN - SWP” facility.
shall be calculated using the below formula:
15. Any tax liability arising out of such payout under the Bandhan-SWP facility to the
Flex STP amount = [(fixed amount to be transferred per instalment x number of
registered beneficiary shall be the sole liability of the investor.
instalments already executed, including the current instalment) - market value of the
16. SBIMF reserves the right to seek any additional information/document from the investments through Flex STP in the transferee scheme on the date of transfer]
unitholder/s as it deems fit and necessary from time to time, failing which, SBIMF
reserves the right to cancel the Bandhan-SWP facility. 2. The first Flex STP instalment will be processed for the fixed instalment amount specified
by the investor at the time of enrolment. From the second Flex STP instalment onwards,
17. Separate Bandhan SWP form has to be filled to opt for multiple beneficiaries from a the transfer amount shall be computed as per formula stated above.
single folio/scheme
3. Flex STP is available for Monthly and Quarterly frequencies.
Note 8 - Systematic Transfer Plan (STP): STP is a combination of systematic withdrawal
from one scheme and systematic investment into another scheme. Therefore the minimum 4. Flex STP is available only in “Growth” option of the target scheme.
amount of withdrawals applicable under SWP would be applicable to STP also. Similarly the 5. If there is any other financial transaction (purchase, redemption or switch) processed
minimum investment applicable for each scheme under SIP would be applicable to STP also. in the target scheme during the tenure of Flex STP, the Flex STP will be processed
STP facility would allow investors to transfer a predetermined amount from one scheme of the as normal STP for rest of the instalments for the fixed amount.
Mutual Fund to the other. The transfer would be processed on any business day as decided
by the investor at the time of opting for this facility. 6. A single Flex STP enrolment form can be filled for transfer into one scheme/ plan/
option only.
General terms and conditions for STP, Flex STP and CASTP
7. In case the amount (as per the formula) to be transferred is not available in the source
1. Exit load shall be as applicable for all transfers in the target/source schemes. scheme in the investor’s folio, the residual amount will be transferred to the target
2. The enrolment / termination request should be submitted, at least 10 days prior to the scheme and Flex STP will be closed.
desired commencement / termination date. 8. All other terms & conditions of Systematic Transfer Plan are also applicable to Flex
3. Default options: STP.
- Between Regular STP, Flex STP and CASTP – Regular STP Capital Appreciation Systematic Transfer Plan (CASTP):
- Between daily, weekly, monthly & quarterly frequency – monthly frequency CASTP is a facility wherein an investor can opt to transfer the entire capital appreciation
linked to the value of his investments on the date of transfer at pre-determined intervals
- Default date for monthly and quarterly frequency – 10th
from designated open-ended scheme (source scheme) to another open-ended scheme
4. In case the date of transfer falls on a Non-Business Day, then the immediate following (target scheme).
Business Day will be considered for the purpose of transfer.
Terms & conditions for Capital Appreciation Systematic Transfer Plan (CASTP):
5. In case start date is mentioned but end date is not mentioned, the application will be
1. Investor can avail this facility by submitting the request to transfer entire capital
registered for perpetual period.
appreciation, subject to minimum of Rs. 100 on any business day.
6. Weekly transfer will be done on 1st, 8th, 15th & 22nd of the month.
2. Source scheme: This facility is available only under Growth option of all open ended
Terms and conditions of monthly & quarterly STP: schemes [except Equity Linked Savings Scheme & Exchange Traded Funds (ETFs)]
1. STP would be permitted for a minimum period of six months between two schemes. of SBI Mutual Fund.

2. Investor can transfer the amount from the switch-out scheme, subject to a minimum 3. Target scheme: All open ended schemes except ETFs and daily dividend option.
transfer of Rs.1000 and in multiples of Rs. 1 thereafter per month for 6 months, Rs. 4. The facility is available for weekly, monthly & quarterly frequencies.
500 and in multiples of Rs. 1 thereafter per month for 12 months and Rs. 1500 and in
5. Minimum number of instalments will be 6 for weekly and monthly frequencies and 4
multiples of Rs. 1 thereafter per quarter for one year for other equity schemes, without
for quarterly frequency.
any restriction on maintaining the minimum balance requirement as stipulated for the
switch out scheme. 6. Capital appreciation, if any, will be calculated from the enrollement date of the CASTP,
till the first transfer date. Subsequent capital appreciation, if any, will be the capital
3. Where, SBI Magnum Taxgain Scheme is the target scheme, Minimum number of
appreciation between the previous CASTP date (where CASTP has been processed
installments for monthly STP & quarterly STP shall be 6.
and transferred) and the current CASTP date.
Terms and conditions of daily & weekly STP:
7. In case end date is mentioned but start date is not mentioned, the application will be
1. Under this facility, investor can transfer a predetermined amount from one scheme registered after the expiry of 10 days from the submission of the application for the date
(source scheme) to the other scheme (target scheme) on daily / weekly basis. of transfer mentioned in the application, provided the minimum number of instalments
2. Currently, this facility is available through SBI Magnum Ultra Short Duration Fund, SBI is met.
Overnight Fund, SBI Liquid Fund, SBI Low Duration Fund, SBI Short Term Debt Fund 8. Minimum investment requirement in the target scheme and minimum redemption
& SBI Savings Fund (Source Scheme). amount in the source scheme is not applicable for CASTP.
3. Target Schemes allowed would be open ended equity schemes, SBI Equity Hybrid 9. Investor can register only one CASTP for transfer from a source scheme.
Fund, SBI Dynamic Asset Allocation Fund & SBI Gold Fund.
Swing STP:
4. Minimum amount of STP for SBI Magnum Taxgain Scheme will be Rs. 500 & in multiples
Swing STP is a facility wherein investor can opt to transfer an amount at regular intervals
of Rs. 500 for both daily & weekly STP and for other schemes the minimum amount
from source scheme of SBI Mutual Fund (SBIMF) to a target scheme of SBIMF including a
of STP will be Rs. 500 and in multiples of Rs. 1 thereafter for daily STP & Rs. 1000
feature of reverse transfer from target scheme into the source scheme, in order to achieve the
and in multiples of Rs. 1 thereafter for weekly STP.
targeted market value on each transfer date in the target scheme. This ensures that the market
5. Minimum number of instalments for daily & weekly STP will be 6. Where SBI Magnum value on each date of the transfer rises by a specified amount at every frequency irrespective
Taxgain Scheme is the target scheme, Minimum number of installments for daily STP of the market price. For example if investor decides that the value of their investment in the
& for weekly STP shall be 6. target scheme should appreciate by Rs. 1000 per month, then each month investor will invest
Flex Systematic Transfer Plan (Flex STP): only to the extent of the shortfall. If appreciation in the target scheme is higher than the target
value then this excess value is reverse transferred to the source scheme. Thus the amount
Flex Systematic Transfer Plan is a facility wherein an investor under a designated open-ended to be transferred will be arrived at on the basis of the difference between the target market
scheme can opt to transfer variable amounts linked to the value of his investments on the date value and the actual market value of the holdings in the target scheme on the date of transfer.

50
Terms & conditions of Swing STP are as follows: Minimum amount for Top-up (absolute amount):
1. Source scheme: All open ended schemes (Excluding SBI Magnum Taxgain Scheme · Weekly & Monthly frequency: Rs. 50 per installment and in multiples of Re. 1
and ETF schemes) of SBI Mutual Fund. · Quarterly frequency: Rs. 100 per installment and in multiples of Re. 1
2. Target scheme: Growth option in all open ended schemes (Excluding SBI Magnum In case Top-up amount mentioned in percentage:
Taxgain Scheme and ETF schemes) of SBI Mutual Fund.
Target Market Value less Market Value of the investments through Swing STP in the
3. Frequency: Weekly, Monthly and Quarterly intervals. In case the Frequency is not target scheme on the date of transfer.
indicated, Monthly frequency shall be treated as the Default Frequency.
Target Market Value = (Target market value at the time of last installment + First
4. Dates: The dates of transfers/ default dates shall be as under: installment amount + (Target value at the time of last installment X Top-up percentage/
No. of periods))
Frequency Dates of Transfers Default Date
No. of periods will be considered as below:
Weekly Interval 1st, 8th, 15th & 22nd of every month
· For weekly frequency – 48
Monthly Interval 1st, 5th, 10th, 15th, 20th, 25th & 30th 10th of every
every (In case of February last working day) · For monthly frequency – 12
· For quarterly frequency – 4
Quarterly Interval 1st, 5th, 10th, 15th, 20th, 25th & 30th 10th of every
every (In case of February last working day) quarter Minimum percentage for Top-up (percentage option): 12% per annum
The beginning of the quarter could 11. Investors have an option to consider the existing investments in target scheme for
be any month e.g. January, May,
calculating swing STP amount.
November, etc.
12. A single STP enrolment Form can be submitted for transfer into one Scheme/Plan/
In case the date of transfer falls on a non-Business Day, the immediate next Business
Option only.
day will be considered for the purpose of determining the applicability of NAV and
processing the transaction. 13. The redemption/switch-out of units allotted in the target scheme shall be processed
on First In First Out (FIFO) basis.
5. The minimum amount for the first installment shall be as follows:
14. The provision of ‘Minimum Redemption Amount’ as specified in the Scheme Information
l Weekly & Monthly frequency: Rs. 1,000 and in multiples of Re. 1
Document of the source scheme (target scheme in case of Reverse Transfer) and
l Quarterly frequency: Rs. 3,000 and in multiples of Re. 1 ‘Minimum Purchase Amount’ specified in the Scheme Information Document of the
6. Minimum number of installments target scheme (source scheme in case of Reverse Transfer) will not be applicable for
Swing STP.
l Weekly & Monthly frequency: 12
15. The application for enrollment / termination for Swing STP should be submitted at least
l Quarterly frequency: 4 10 days before the desired commencement / termination date.
7. If there is any other financial transaction (purchase / redemption / switch / SIP / DTP 16. In case the Start Date is not mentioned, the application will be registered after expiry
etc.) processed in the target scheme/plan/option during the tenure of Swing STP, the of 10 days from submission of the application as per the default date i.e. 10th of each
Swing STP will be processed as normal STP for the rest of the installments for the month / quarter (or the immediately succeeding Business Day). In case the End Date
fixed amount. is not mentioned, the application will be registered for perpetual period.
8. Amount of transfer: The first Swing STP installment will be processed for the installment 17. Load structure prevalent in source & target schemes (for reverse transfer) at the time
amount specified by the investor at the time of enrollment. From the second Swing of Swing STP registration will be applicable during the tenure of the Swing STP.
STP installment onwards, the transfer amount will be derived by the following formula:
18. Swing STP will be automatically terminated if balance is not available in the source
(First installment amount X Number of installments including the current installment) – scheme/plan/option on the date of Swing STP installment processing.
Market Value of the investments through Swing STP in the target scheme/plan/option
on the date of transfer. 19. The Swing STP Facility is available only for units held in Non - demat Mode in the
source and target schemes.
In case on the STP date, the amount (as specified above) to be transferred is not
available in the source scheme/plan/option in the investor’s folio, the residual amount Note 9 - Switchover facility: Magnum/Unit holders will have the facility of switchover to
will be transferred to the target scheme/plan/option and Swing STP will be closed. other plans/options within scheme/plan/to other plans in the scheme/other schemes. Switch
from Regular Plan with broker code to Direct Plan shall be subject to applicable exit load, if
9. Reverse Transfer: On the date of transfer, if the market value of the investments in the any. However, no exit load shall be charged for any switch from Regular Plan to Direct Plan
target scheme/plan/option through Swing STP is higher than the target market value where the transaction received without broker code in the Regular Plan. Further, no exit load
(first installment amount X number of installments including the current installment), shall be levied in case of switches from Direct Plan to Regular Plan. Inter Scheme switches
then a reverse transfer will be effected from the target scheme/plan/option to the source between schemes shall be subject to exit load as applicable for the respective scheme.
scheme/plan/option to the extent of the difference in the amount, in order to arrive at Switchover between this scheme and other schemes of the Mutual Fund would be at NAV
the target market value. related prices. Switchovers would be at par with redemption from the outgoing option/Plan/
10. Top-up option: Investor can choose Swing STP based on fixed amount installment scheme and would attract the applicable tax provisions and load at the time of switchover.
and additionally investor has an option to choose top-up option. Under this, investor Note 10 - Nomination facility/ succession : Nomination facility is available only for individuals
can indicate an absolute amount or percentage (in annualized terms) by which each applying on their own behalf. Nomination can also be in favor of the Central Government, State
installment amount will be increased. Amount of transfer will be calculated by taking Government, a local authority, any person designated by virtue of his office or a religious or
into consideration of the target market value (including top-up amount) and actual charitable trust. Applicants can make multiple nominations upto maximum of three. NRI can
market value of the investments in the target scheme. also be a Nominee subject to the exchange controls in force from time to time. Applicants
Amount of transfer: The first Swing STP installment will be processed for the first may change their nomination at any time. In case of multiple nominations, applicants must
installment amount specified by the investor at the time of enrollment. From the second clearly specify the percentage of units in favor of each nominee. In case the applicants do not
Swing STP installment onwards, the transfer amount will be derived by the following specify the percentage of units for each nominee, units will be distributed equally among all the
formula: nominees. Please note that the total of such allocation/share should add up to 100 percent.
In case Top-up amount mentioned as absolute amount: As per AMFI circular of AMFI Working Group for Implementation of NISM Recommendations
on “Operational Risk Issues in Mutual Fund Investor Service Processes” dated January 28,
Target market value Minus Market Value of the investments through Swing STP in the 2011, with effect from April 01, 2011, “Nomination shall be mandatory for new folios/accounts
target scheme/plan/option on the date of transfer. opened by individual especially with sole holding and no new folios/accounts for individuals in
Target market value = (Target market value at the time of last installment + First single holding should be opened without nomination. Even those investors who do not wish
installment amount + (Top-up absolute amount X Number of installments excluding to nominate must sign separately confirming their non-intention to nominate.” Nomination
the current installment)). shall not be allowed in a folio held on behalf of a minor. The Nomination form (Registration

51
 Key Information Memorandum
/ Addition / Cancellation) should be signed by all the holders in the Folio, irrespective of the Fixed-end period SIP & Top-up SIP facilities in all open ended schemes of SBI Mutual
Fund offering Systematic Investment Plan (SIP) facility:
mode of holding.
l Fixed-end Period SIP
Note 11 - Declaration and signatures:
Investors can opt for a SIP for a period of 3 years, 5 years, 10 years, and 15 years in
a) All signatures should be in English or any Indian language. Thumb impressions should addition to the existing end date & perpetual SIP options.
be from the left hand for males and the right hand for females and in all cases to be
attested by an authorised official of State Bank Group (SBG), Magistrate, Notary Public Terms and conditions of Fixed-end period for SIP are as follows:
under his/her official seal. 1. If the investor does not specify the end date of SIP, the default period for the SIP will
b) If the application form is signed by a Power of Attorney (PoA) holder, the form should be considered as perpetual.
be accompanied by a duly certified notarised photocopy of the PoA. Alternatively, the 2. If the investor does not specify the date of SIP, the default date will be considered as
original PoA can be submitted, which will be returned after verification. If the PoA is 10th of every month.
not received within 30 days of submitting the application, the application is liable to 3. If the investor does not specify the frequency of SIP, the default frequency will be
be rejected. considered as Monthly.
Note 12 - TERMS AND CONDITIONS FOR SYSTEMATIC INVESTMENT PLAN (SIP) 4. If the investor does not specify the plan option, the default option would be considered
a) For individual investors, the fund offers a Systematic Investment Plan (SIP) through as Growth option for Equity Schemes.
NACH/Direct Debit for all debt schemes except for all Liquid schemes. Under the SIP 5. If investor specifies the end date and also the fixed end period, the end date would be
an investor can invest a fixed amount (a) every week for minimum six weeks/months considered.
(subject to a minimum of Rs. 1000 per month and in multiples of Re. 1) (b) every month
for minimum six months (subject to a minimum of Rs. 1000 per month and in multiples l Top-up SIP
of Re. 1) (c) every month for one year (subject to a minimum of Rs. 500 per month and Top-up SIP is a facility whereby an investor has an option to increase the amount of the SIP
in multiples of Re. 1) (d) every quarter for one year (subject to a minimum of Rs. 1500 installment by a fixed amount at pre-defined intervals. This will enhance the flexibility of the
per quarter and in multiples of Re.1) at applicable NAV-related prices. This facility will investor to invest higher amounts during the tenure of the SIP.
help the investor to average out their cost of investment over a period of six months Terms and conditions of Top-up SIP are as follows:
or one year and thus overcome the short-term fluctuations in the market.
1. The Top-up option must be specified by the investors while enrolling for the SIP facility.
Entry into SIP can be on any date. However investor has to select SIP cycle of 1st/5th
/10th/15th/20th/25th/30th (For February, last business day). A minimum 15 days gap 2. The minimum SIP Top-up amount is Rs. 500 and in multiples of Rs. 500.
needs to be maintained between SIP entry date and SIP cycle date. The application 3. The Top-up details cannot be modified once enrolled. In order to make any changes,
may be mailed to the Registrars directly or submitted at any of the Investor Service the investor must cancel the existing SIP and enroll for a fresh SIP with Top-up option.
Centers. The number of Magnums/Units allotted to the investor will be equal to the 4. In case of Monthly SIP, Half-yearly as well as Yearly frequency are available under
amount invested during the month divided by the NAV for that day. SIP Top-up. If the investor does not specify the frequency, the default frequency for
For Weekly SIP Top-up will be considered as Half-yearly.
Weekly SIP will be done on 1st, 8th, 15th & 22nd of the month 5. In case of Quarterly SIP, only the Yearly frequency is available under SIP Top-up.
b) New investors need not have an existing folio for investments into respective Schemes. 6. Top-up SIP will be allowed in all schemes in which SIP facility is being offered.
Such investors can start a folio with a SIP. 7. All other terms & conditions applicable for regular SIP will also be applicable to Top-up
The provision for ‘Minimum Application Amount specified in’ the respective scheme offer SIP.
document will not be applicable for SIP investments. For e.g. the minimum application 8. SIP Top-up facility shall be available for SIP Investments through Direct debit facility
amount for new investors in SBI Contra Fund is Rs. 5000 . However, in case of SIP only.
investments, an investor can enter the Scheme with minimum amount of Rs. 1000 per
month (6 months)/Rs. 500 per month (12 months)/Rs. 1500 per quarter (12 months) Note 13 - TERMS AND CONDITIONS FOR SYSTEMATIC INVESTMENT PLAN (SIP)
THROUGH NACH /DIRECT DEBIT
c) SIP offers investors the following three frequecies:
NACH (National Automated Clearing House) is a funds clearing platform set up by NPCI
i) Weekly Systematic Investment Plan (WSIP) (National Payments Corporation of India) similar to ECS of RBI.
ii) Monthly Systematic Investment Plan (MSIP) LIST OF DIRECT DEBIT BANKS (All core branches): SBIMF has arrangement for direct
iii) Quarterly Systematic Investment Plan (QSIP) debit facility for SIP with certain banks.
Semi-annual and Annual SIP under SIP frequency The AMC may alter the list of banks participating in direct debit arrangement from time to
Semi-annual and Annual Systematic Investment Plan - Minimum amount of investment time / withdraw direct debit facility from banks, based on its experience of dealing with any
will be Rs. 3,000 and in multiples of Re.1 thereafter for Semi-Annual SIP & Rs. 5,000 and such bank or add/withdraw the name of the bank with whom direct debit facility arrangement
in multiples of Re.1 thereafter in case of Annual SIP. Minimum number of installments can be introduced/ discontinued as the case may be.
will be 4. i. Completed application form, SIP registration form and the first cheque should be
d) Unit holders must write the Folio number / Application number, if any, on the reverse submitted atleast 30 days before the first installment date.
of the cheques accompanying the Forms. ii. Completed Application Form for Cancellation/Change of Bank Mandate for SIP debit
e) Returned cheque(s) may not to be presented again for collection. In case the returned can be submitted on any date of the month and the same would be processed subject to
cheques are presented again, the necessary charges are liable to be debited to the the condition that there would be a minimum of 30 days period between the submission
investor. of the application and the SIP date.
f) An intimation of the allotment will be sent to the investor. The facility may be terminated iii. Investors should mandatorily give a cheque for the first transaction drawn on
by the investor after giving at least three weeks’ written notice to the Registrar. the same bank account.
g) For investment through NACH/Direct Debit, please complete the registration cum iv. For Monthly and Quarterly SIP
mandate form along with the application form
SIP facility is available only on specific dates of the month viz. 1st/5th/10th/15th/2
h) Any Day SIP’ Facility under SIP section: 0th/25th/30th (For February, last business day). In case 1st/5th/10th/15th/20th/25th/30th
Under ‘Any Day SIP facility’, investor can register SIP for any day for the frequencies (For February, last business day) is a holiday then next business day.
i.e. Monthly, Quarterly, Semi-Annual and Annual through electronic mode like OTM / For Weekly SIP
Debit Mandate. Accordingly, under ‘Any Day SIP facility’, investors can select any date
from 1st to 30th of a month as SIP date (for February, the last business day would be Weekly SIP will be done on 1st, 8th, 15th & 22nd of the month.
considered if SIP date selected is 29th & 30th of a month). Default SIP date will be v. The investor agrees to abide by the terms and conditions of Reserve Bank of India
10th. In case the SIP due date is a Non Business Day, then the immediate following (RBI).
Business Day will be considered for SIP processing.

52
vi. Investor will not hold SBI Funds Management Pvt. Ltd , its registrars and other service (i) First Time Mutual Fund Investor (across Mutual Funds):
providers responsible if the transaction is delayed or not effected or the investor bank Transaction charges of Rs. 150/- for subscription of Rs. 10,000/- and above will be
account is debited in advance or after the specific SIP date due to interruptions/delays deducted from the subscription amount and paid to the distributor/agent of the first
at bank’s end. time investor and the balance amount shall be invested in the relevant scheme opted
vii. SBI Funds Management Pvt Ltd., its registrars and other service providers shall not by the investor.
be responsible and liable for any damages/compensation for any loss , damage etc. (ii) Investor other than First Time Mutual Fund Investor:
incurred by the investor. The investor assumes the entire risk of using this facility and
Transaction charges of Rs. 100/- per subscription of Rs. 10,000/- and above will be
takes full responsibility.
deducted from the subscription amount and paid to the distributor/agent of the investor
viii. SBI Funds Management Pvt Ltd. reserves the right to reject any application without and the balance amount shall be invested in the relevant scheme opted by the investor.
assigning any reason thereof.
(iii) Transaction charges shall not be deducted for:
ix. Investor can choose to discontinue the facility by giving 30 days. SIP cancellation the (a) purchases /subscriptions for an amount less than Rs. 10,000/-;
form has to be submitted.
(b) transaction other than purchases/ subscriptions relating to new inflows such
Note 14 - APPLICATION VIA ELECTRONIC MODE as Switch/ Systematic Transfer Plan/Systematic Withdrawal Plan / Dividend
SBIFMPL/SBIMF/Registrar to the scheme(s) (hereinafter referred to as ‘Recipient’) may accept Transfer Plan, etc.
certain transactions through one or more electronic mode such as facsimile, web or through
(c) purchases /subscriptions made directly with the Fund without any ARN code
any other electronic manner (hereinafter referred to as ‘electronic transaction’) from time to
(i.e. not routed through any distributor/agent).
time, subject to the investor fulfilling terms and conditions stipulated as under:
Note 16 - DEMAT ACCOUNT
i. Acceptance of electronic transactions by the recipient will be as permitted by SEBI or
other regulatory authorities or the rules & regulations governing the same; Investors who wish to hold Mutual Fund units in Demat mode must ensure that the sequence
of names as mentioned in the application form matches with that of the account held with the
ii. Transmitter accepts that the electronic transactions shall not be processed until time- Depository Participant. The application form should mandatorily accompany the latest
stamped as a valid transaction in the scheme in line with SEBI regulations; Client Master / Demat Account Statement. If the details mentioned in the application are
iii. Acceptance of electronic transactions will be solely at the risk of the transmitter of such incomplete/incorrect or not matches with the Depository data, in such cases units shall be
transactions and the recipient shall not in any way be liable or responsible for any allotted in physical mode. Wherever units are allotted in Demat Mode, Statement of Account
loss, damage, costs caused to the transmitter directly or indirectly, as a result of the will be issued by the Depository concerned. Further allotment of units (through additional
transmitter sending or purporting to send such transactions; purchase / SIP) in the same scheme/plan in same folio will be allotted in Demat mode and
iv. Recipient will also not be liable in case where the transaction sent or purported to be investor can do further transactions through near Depository Participant only.
sent is not processed on account of the fact that it was not received by the recipient; Note 17 - SMS (Short Messaging Service) Transactions facility “(m-Easy)”
v. Recipient, instead of accepting electronic transactions, may require the transmitter to The SMS Transactions facility “(m-Easy)” enables Unitholders to subscribe and/or redeem
apply through any other permitted manner and is under no obligation to act on any Units of the Scheme by sending instructions through SMS from their registered mobile phone
electronic transaction received, which is sent or purported to be sent by the transmitter; number on the dedicated number 9210192101. This facility is available for purchase and
vi. Transmitter acknowledges that electronic transactions is not a secure means of giving redemption for amounts less than Rs 1 crore. To avail this facility investor needs to provide
instructions/ requests and that the transmitter is aware of the risks involved arising out a duly signed m-Easy mobile no. and bank mandate registration form. For purchase send
of such transmission, including but not limited to, such transmission being inaccurate, SMS “INV <AMOUNT> <SCHEME CODE>”, for redemption send SMS “RED <AMOUNT/
incomplete, lacks clarity or quality, altered, misrepresented, unlawful, or is not received ALL> <SCHEME CODE>”, for switch send SMS SWT <AMOUNT / ALL> <FROM SCHEME
on time as prescribed, etc.; CODE> <TO SCHEME CODE> and for any help send SMS “HELP”.
vii. Recipient on receiving any electronic transaction may in good faith agree to process For detail term & conditions, please refer SAI/ registration mandate/ website (www.sbimf.com)
the same on the presumption that it is transmitted in lawful manner. Recipient shall Note 18 - COMPLIANCE REQUIREMENTS UNDER FOREIGN LAWS / REGULATIONS,
not be liable or responsible if any complaint is received thereafter in respect of such INCLUDING FOREIGN ACCOUNT TAX COMPLIANCE ACT (“FATCA”):
transmission; As a part of various ongoing tax and regulatory developments around the globe (e.g. iAs a
viii. Transmitter agrees that security procedures adopted by the recipient may include part of various ongoing tax and regulatory developments around the globe (e.g. information
signature verification, telephone call backs which may be recorded by tape recording exchange laws such as FATCA, CRS), financial institutions like SBIFMPL are being cast with
device and the transmitter consents to such recording and agrees to co-operate with additional investor and counterparty account related due diligence requirements.
the recipient to enable confirmation of such electronic transaction; The Central Board of Direct Taxes has notified Rules 114F to 114H, as part of the Income-tax
ix. Transmitter agrees to indemnify and keep indemnified the AMC, Directors, employees, Rules, 1962, which Rules require Indian financial institutions such as the Banks, Mutual Funds,
agents, representatives of the AMC, SBI Mutual Fund and Trustees from and against etc. to seek additional personal, tax and beneficial owner information and certain certifications
all actions, claims, demands, liabilities, obligations, losses, damages, costs and and documentation from all our investors and counterparties. In relevant cases, information will
expenses of whatever nature (whether actual or contingent) directly or indirectly suffered have to be reported to tax authorities/ appointed agencies. Towards compliance, we may also
or incurred, sustained by or threatened against the indemnified parties whatsoever be required to provide information to any institutions such as withholding agents for the purpose
arising from or in connection with or any way relating to the indemnified parties in good of ensuring appropriate withholding from the account or any proceeds in relation thereto.
faith accepting and acting on electronic transaction or relying upon such electronic The onus to provide accurate, adequate and timely inputs in this regard would be that of the
transaction, which is sent or purported to be sent by the transmitter. investor or counterparty. In this regard, any change in the status or information or certification
The SBIFMPL reserves the right to discontinue the facility at any point of time. previously provided should also be intimated to SBIFMPL / Authorised Registrar / KRA, as
Note 15 - TRANSACTION CHARGES applicable forthwith but not later than thirty days from the date of knowledge of such change
in status / information. Please note that we will be unable to provide advice to you about any
In accordance with the terms of the SEBI Circular No. Cir/ IMD/ DF/13/ 2011 dated August
tax status or FATCA/CRS classification relevant to your account. It is your responsibility to
22, 2011, SEBI has allowed Asset Management Companies (AMCs) to deduct transaction
ensure that you record your correct tax status / FATCA/ CRS classification. You may seek
charges per subscription of Rs. 10,000/- and above.
advice from your tax advisor in this regard.
Distributors shall be able to choose to opt out of charging the transaction charge. However,
Please note that you may receive more than one request for information if you have multiple
the ‘opt-out’ shall be at distributor level and not investor level i.e. a distributor shall not charge
relationships with SBI or its group entities. Therefore, it is important that you respond to our
one investor and choose not to charge another investor. As per SEBI Circular CIR/IMD/
request, even if you believe you have already supplied any previously requested information.
DF/21/2012 dated September 13, 2012, distributors shall have also the option to either opt
in or opt out of levying transaction charge based on type of the product For detail term & conditions, please refer SAI/ registration mandate/ website (www.sbimf.com)
Accordingly, the Fund shall deduct Transaction Charges on purchase / subscription received Note 19 - APPOINTMENT OF MF UTILITIES INDIA PRIVATE LIMITED
from first time mutual fund investors and investors other than first time mutual fund investors SBI Funds Management Private Limited (“the AMC”) has entered into an Agreement with MF
through a distributor/agent (who have specifically “opted in” to receive the transaction Utilities India Private Limited (“MFUI”), a “Category II – Registrar to an Issue” under SEBI
charges) as under: (Registrars to an Issue and Share Transfer Agents) Regulations, 1993, for usage of MF Utility

53
 Key Information Memorandum
(“MFU”) - a shared services initiative of various Asset Management Companies, which acts a) The withdrawal amount under SWP (A) per quarter shall be up to 2% of the folio balance
as a transaction aggregation portal for transacting in multiple Schemes of various Mutual at the time of registration, which shall be rounded-off to the nearest highest multiple
Funds with a single form and a single payment instrument. of INR 1 OR the minimum withdrawal amount should be INR 500. Minimum available
Accordingly, all financial and non-financial transactions pertaining to Schemes of SBI Mutual balance required in the folio for availing the said facility is INR 1 lakh at the time of
Fund can be done through MFU either electronically on www.mfuonline.com as and when such registration.
a facility is made available by MFUI or physically through the authorized Points of Service b) Investors can opt for this facility and withdraw their investments systematically on
(“POS”) of MFUI with effect from the respective dates as published on MFUI website against a quarterly basis (i.e. quarters ended March, June, September and December).
the POS locations. The list of POS of MFUI is published on the website of MFUI at www. Withdrawals will be made / effected on the 25th of last month of the particular quarter
mfuindia.com as may be updated from time to time. The Online Transaction Portal of MFU and would be treated as redemptions. In case 25th is a non-business day, then
i.e. www.mfuonline.com and the POS locations of MFUI will be in addition to the existing withdrawal would be effected on next business day.
Official Points of Acceptance (“OPA”) of the AMC. c) Investor can opt for this facility at folio level by specifying the period, subject to exit load
Applicability of NAV shall be based on time stamping of application and realization of funds in if any as per Scheme Information Document, provided a minimum time gap from the
the bank account of SBI Mutual Fund within the applicable cut-off timing. The uniform cut-off date of request is 5 business days i.e. investors are required to submit the registration
time as prescribed by SEBI and as mentioned in the SID / KIM of respective schemes shall request at least 5 business days prior to the date of 1st withdrawal. In case start date
be applicable for applications received by MFU (physical / online). However, investors should is not selected / not legible / not clear, the withdrawal under this facility will start from
note that transactions on the MFUI portal shall be subject to the eligibility of the investors, the subsequent quarter.
any terms & conditions as stipulated by MFUI / Mutual Fund / the AMC from time to time and d) Investor has to submit a separate registration form to avail SWP (A) facility in each folio.
any law for the time being in force. The withdrawal under this facility will terminate automatically if no balance is available
Investors are requested to note that, MFUI will allot a Common Account Number (“CAN”), in the folio on the date of trigger or if the enrollment period expires; whichever is earlier.
a single reference number for all investments in the Mutual Fund industry, for transacting in In case the balance in the folio falls below the specified amount or % for SWP (A), the
multiple Schemes of various Mutual Funds through MFU and to map existing folios, if any. remaining amount in the folio will be processed.
Investors can create a CAN by submitting the CAN Registration Form (CRF) and necessary e) The applicant will have the right to discontinue the SWP (A) at any time, if he / she
documents at the MFUI POS. The AMC and / or its Registrar and Transfer Agent (RTA) shall so desires, by providing a written request at any of the branches of the AMC or RTA.
provide necessary details to MFUI as may be needed for providing the required services to Request for discontinuing this facility shall be subject to an advance notice of 10 days.
investors / distributors through MFU. Investors are requested to visit the website of MFUI f) The AMC reserves the right to not initiate redemption under this facility in a particular
(www.mfuindia.com) to download the relevant forms. quarter, if dividend has been declared under the Scheme, irrespective of quantum of
Note 20 - Ultimate Beneficial Owner dividend declared.
Pursuant to Prevention of Money Laundering Act, 2002 (PMLA) and Rules framed there under, g) Conversion of physical unit to demat mode will nullify any existing / future SWP (A)
SEBI Master circular dated December 31, 2010 on Anti Money Laundering (AML) sufficient registration request and the request cannot be re-submitted.
information to identify persons who beneficially own or control the securities account is required h) In case the investor mentions both % and amount as withdrawal amount under the
to be obtained. Also, SEBI had vide its circular no. CIR/MIRSD/2/2013 dated January 24, facility, then % will be considered to calculate withdrawal amount under SWP (A), by
2013 prescribed guidelines regarding identification of Ultimate Beneficial Owner(s) (‘UBO’). default (provided maximum of 2% will be considered, in case higher % is mentioned
As per these guidelines UBO means ‘Natural Person’, or persons who ultimately own, control in the registration form).
or influence a client and/or persons on whose behalf a transaction is being conducted, and i) In case of there is an ongoing SWP and the investor opts for SWP (A), the SWP (A)
includes a person who exercises ultimate effective control over a legal person or arrangement. will begin if the folio balance at the time of registration is INR 1 lakh or more. In this
Investors are requested to refer to the ‘Declaration for UBO’ for detailed guidelines on case both SWP and SWP (A) will happen from the scheme.
identification of UBO. The AMC reserves the right to reject the registration request without any notice to the investor,
The provisions relating to UBO are not applicable where the investor or the owner of the if the request made under the Scheme is not in line with the applicable provisions of the
controlling interest is a company listed on a stock exchange, or is a majority-owned subsidiary scheme related documents. Further, the AMC or Trustees of SBI Mutual Fund may at their
of such a company. The AMC/ Trustee reserves the right to reject application forms submitted sole and absolute discretion decide to amend / terminate this facility under the Scheme. All
without disclosing necessary information as prescribed under the aforesaid laws/ rules/ the aforesaid conditions shall be applicable to the Scheme till further notice.
regulations. Investors are requested to promptly inform the AMC if the information provided NOTE 22 - SBI MULTI SELECT:
undergoes any change in future
The open ended schemes of SBI Mutual Fund, offers a facility namely SBI MULTI SELECT
Note 21 - FACILITATING TRANSACTIONS THROUGH STOCK EXCHANGE MECHANISM through which an investor can invest in multiple schemes of SBI Mutual Fund with a single
In terms of SEBI Circular SEBI/IMD/CIR No.11/183204/ 2009 dated November 13, 2009, units cheque / demand draft. Minimum subscription amount in a scheme would be as per the SID of
of the Scheme can be transacted through all the registered stock brokers and distributor of the respective scheme. However, minimum total investment in the facility shall be INR 1 lakh.
the National  Stock Exchange of India Limited and / or BSE Limited who are also registered Investors are requested to visit www.sbimf.com for detailed terms & conditions of the facility.
with AMFI and are empanelled as distributors with SBI Mutual Fund. Accordingly such stock NOTE 23 - SBI CHOTA SIP
brokers shall be eligible to be considered as ‘official points of acceptance’ of SBI Mutual Fund.
SBI Chota SIP (earlier known as MicroSIP) facility under the current Systematic Investment
Note 22 - Systematic Withdrawal Plan (A) in SBI Equity Hybrid Fund: Plan facility is available under the Growth Options of SBI Equity Hybrid Fund, SBI Large &
SBI Equity Hybrid Fund Systematic Withdrawal Plan (A) (SWP (A)/the facility), under Dividend Midcap Fund, SBI Contra Fund & SBI Blue Chip Fund. The Minimum Investment Amount
option, with effect from June 14, 2019. Under SWP (A) investors will have the option to will be Rs. 100 and in multiples of Rs 50/- thereof. The Minimum Redemption Amount will be
withdraw a specific amount, on a quarterly basis. The investor whose market value of the Rs. 500. Minimum tenure of SIP will be 5 years.
investment in SBI Equity Hybrid Fund - Dividend Option is minimum of INR 1 lakh, at the SBI Chota SIP facility would be offered to investors having Auto debit facility/ Direct debit facility
time of registration of this facility shall be eligible to avail this facility in the Scheme. In case with certain banks where SBI Funds Management Private Limited has specific arrangements.
of a new investor, he/she can opt for the facility provided the initial subscription amount at All other terms and conditions as applicable to Systematic Investment Plan facility of the
the time of registration of this facility is minimum of INR 1 lakh. The terms and conditions of Scheme also apply to SBI Chota SIP facility.
Systematic Withdrawal Plan (A) shall be as follows:

54
Note 23 - ACCOMPANYING DOCUMENTS.
Please submit the following documents alongwith your application (wherever applicable). All documents should be original / true copies certified by a Director / Trustee / Company Secretary
/ Authorised Signatory.
Documents Companies Societies Partnership Investments Trusts NRI FIIs*
Firms through
POA
1. Resolution / Authorisation to invest 3 3 3 3 3
2. List of Authorised Signatories with Specimen 3 3 3 3 3 3
signature(s)
3. Memorandum & Articles of Association 3
4. Trust Deed 3
5. Bye-laws 3
6. Partnership Deed 3
7. Overseas Auditors’s Certificate 3
8. Notarised Power of Attorney 3
8. Notarised Power of Attorney 3
8. Notarised Power of Attorney
9 Foreign Inward Remittance Certificate in case ayment 3
is made by DD from NRE/FCNR A/c where applicable
10. PAN 3 3 3 3 3 3 3
11. Know Your Customer (KYC) 3 3 3 3 3 3 3
* For FIIs- A Copy of the SBI registration certificate should be provied
In case of Corporates or Non-Individual investors, all the necessary documents to be submitted along with the application form

55
 APPLICATION NO.
S-1306/19
COMMON APPLICATION FORM FOR EQUITY ORIENTED SCHEMES (Please fill in BLOCK Letters)
ARN & Name of Distributor Branch Code Sub-Broker ARN Code Sub-Broker Code EUIN* Reference No.
(only for SBG) (Employee Unique Identification Number)

Declaration for "execution-only" transaction (only where EUIN box is left blank) (Refer Instruction 1 (p))
* I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an “execution-only” transaction without any interaction or advice by the employee/relationship manager/sales person of the above
distributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor and the distributor has not charged any advisory fees on this transaction.

SIGNATURE(S)
1st Applicant / Guardian / Authorised Signatory 2nd Applicant / Authorised Signatory 3rd Applicant / Authorised Signatory
Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor
TRANSACTION CHARGES FOR APPLICATIONS THROUGH DISTRIBUTORS/AGENTS ONLY (SEE NOTE 15)
In case the subscription amount is Rs. 10,000/- or more and if your Distributor has opted to receive Transaction Charges, Rs. 150 (for first time mutual fund investor) or Rs. 100/- (for
investor other than first time mutual fund investor) will be deducted from the subscription amount and paid to the distributor. Units will be issued against the balance amount invested.

EXISTING FOLIO NO.  NAME

1. FIRST APPLICANT DETAILS
Name

(Mr. / Ms. / M/s.)
(in case of Minor)
(Name should be as per PAN )
Name of Guardian

Relationship of Guardian Father Mother Legal Guardian [Please mandatorily enclose the document evidencing the relationship of Minor with Guardian]
PAN/PEKRN NO.
(Enclose KYC Acknowledgement)  Date of Birth D D M M Y Y Y Y
KIN
(CKYC Identification No.)

Email ID
 Telephone (O)

Mobile No.
 Telephone (R)

Country Code

Correspondence
Address of
1st Applicant

City

State TIME STAMP HERE

Pin
✓ ) ) Indian by Default
Address for Correspondence for NRI Applicants only ( Please (✓ Foreign
Foreign Address
(Mandatory for NRI / FII )

City

Zip Country

2. MODE OF HOLDING (Please ✓ )

Single Joint Anyone or Survivor
3. JOINT APPLICANT DETAILS
Second Applicant Third Applicant
Name (Name should be as
per PAN)

PAN /PEKRN
(Enclose KYC Acknowledgement)
KIN
(CKYC Identification No.)

4. BANK ACCOUNT (Pay Out)

Name of Bank
Details of First Applicant (Mandatory to attach bank account proof in case the payout bank account is different from the source/investment bank account)

Branch Name
and Address


City Pin

Account No. Account Type (Please ✓)

Savings NRO FCNR
IFS Code (Please provide a copy of CANCELLED cheque leaf)
Current NRE Others
9 digit MICR Code
TEAR HERE
Sponsor : State Bank of India
Investment Manager : SBI Funds Management Pvt. Ltd. ACKNOWLEDGEMENT SLIP APPLICATION NO.
(A Joint Venture between SBI & AMUNDI) To be filled in by the Investor
(To be filled in by the First applicant/Authorized Signatory) :
Received from : Signature,
Date &
Scheme Name ✓)
Plan (✓ ✓)
Option (✓ ✓)
Dividend Facility(✓ Cheque/ DD Amount (Rs.) Bank and Branch Cheque / DD No. & Date Stamp
Regular Growth Reinvestment Payout
Direct Dividend Transfer
Attachments All purchases are subject to realisation of cheque / demand draft
5. FATCA & CRS INFORMATION: For Individuals / Proprietor (Mandatory). Non-Individual investors should mandatorily fill separate FATCA/CRS & UBO Form (Annexure-1).
Is the applicant(s) Country of Birth / Nationality / Tax Residency other than “India” ?
1.First Applicant (including Minor) 1. Second Applicant 1. Third Applicant
 Yes No Yes
 No Yes
 No
If “YES”, please provide the following information (mandatory):
1. Details 1.First Applicant (including Minor) 1. Second Applicant 1. Third Applicant
Country of Birth

Place/City of Birth

Nationality

Country of Tax Residency 1

Tax Payer Ref. ID No^

Identification Type
[TIN or Other, Please specify]

Country of Tax Residency 2

Tax Payer Ref. ID No.2

Identification Type
[TIN or Other, Please specify]

Country of Tax Residency 3

Tax Payer Ref. ID No. 3

Identification Type
[TIN or Other, Please specify]
^ In case Tax Identification Number is not available, kindly provide its functional equivalent. If no TIN is yet available or has not yet been issued, please provide an explanation and attach
this to the form. (Please attach additional sheets if necessary and mention all countries in which applicant is a tax resident & provide relevant details)

6. INVESTMENT AND PAYMENT DETAILS

One time Investment Systematic Investment Plan (SIP) (Please submit SIP Enrolment & OTM Form)

Scheme Name

Plan (Please ✓ ) Regular Direct In case of Dividend Transfer facility, please mention target scheme along with plan/option.

Option (Please ✓ ) Growth Dividend Frequency

Scheme / Plan / Option
Dividend Facility (Please ✓ ) Reinvestment Payout Transfer

Payment Mode Cheque DD (Third Party Declaration Mandatory) Fund Transfer RTGS

Cheque / D.D. No. & Date Cheque / DD Amount (Rs.) Drawn on Bank and Branch

7. TAX STATUS (Please ✓ )

Resident Individual Pension and Retirement Fund Government Body NGO
Resident Minor (through Guardian) Financial Institutions Society
LLP
NRI (Repatriable) Public Limited Company Trust
PIO
NRI (Non-Repatriable) Private Limited Company NPS Trust
NRI– Minor (Repatriable) Body Corporate Fund of Fund NPO
[Please specify]
NRI – Minor (Non-Repatriable) Partnership Firm Gratuity Fund
Sole-Proprietor FII / FPI AOP Others
HUF Bank BOI [Please specify]

8. DEMAT ACCOUNT DETAILS (OPTIONAL)

If you wish to hold units in Demat mode, please provide below details and enclose Latest Client Master / Demat Account Statement
Please ensure that the sequence of names as mentioned in the application form matches with that of the account held with the Depository Participant.

National Securities Depository Limited (NSDL) Central Depository Services (India) Limited (CDSL)
Depository Depository
Participant Name Participant Name
DP ID No. I N Beneficiary Account No.
Beneficiary Account No.

Please note wherever units are allotted in Demat Mode, Statement of Account will be issued by the Depository concerned.

TEAR HERE
Any communication in connection with this application should be addressed to the Registrar or the Invesment Manager
Investment Manager : Registrar:
SBI Funds Management Pvt. Ltd. Computer Age Management Services Pvt. Ltd.,
(A Joint Venture between SBI & AMUNDI) SEBI Registration No. : INR000002813)
9th Floor, Crescenzo, C-38 & 39, TOLL FREE NO : 1800 425 5425
Rayala Towers, 158, Anna Salai,Chennai – 600 002
G Block, Bandra Kurla Complex, Website : www.sbimf.com
Email: [email protected]
Bandra (East), Mumbai – 400 051
Tel: 022- 61793511 Website: www.camsonline.com
Email: [email protected]
9. OTHER PERSONAL INFORMATION – (Please ✓ )
First Applicant 1. Second Applicant 1. Third Applicant
Gender Male Female Other Male Female Other Male Female Other

Father's Name

Spouse's Name

Date of Birth D D M M Y Y Y Y D D M M Y Y Y Y D D M M Y Y Y Y
Occupation Professional Business Professional Business Professional Business
(Please ✓ )
Government Service Agriculturist Government Service Agriculturist Government Service Agriculturist
Private Sector Service Retired Private Sector Service Retired Private Sector Service Retired
Public Sector Service Housewife Public Sector Service Housewife Public Sector Service Housewife
Student Forex Dealer Student Forex Dealer Student Forex Dealer
Doctor Doctor Doctor
Others Others Others

Gross Annual Income in Rs. Below 1 Lac 1-5 Lacs Below 1 Lac 1-5 Lacs Below 1 Lac 1-5 Lacs
(Please ✓ ): 5-10 Lacs 10-25 Lacs 5-10 Lacs 10-25 Lacs 5-10 Lacs 10-25 Lacs
25 Lacs - 1 Cr. > 1 Cr. 25 Lacs - 1 Cr. > 1 Cr. 25 Lacs - 1 Cr. > 1 Cr.

OR Networth in Rs.
Networth as of date D M M Y Y Y Y D M M Y Y Y Y
D D D D M M Y Y Y Y

Politically Exposed Person [PEP] Yes No Related to PEP Yes No Related to PEP Yes No Related to PEP
Type of address given at KRA Residential Business Reg. Office Residential Business Reg. Office Residential Business Reg. Office

10. NOMINATION : I wish to nominate the following person/s to receive the proceeds in the event of my death. (With effect from 01/04/2011, for individual investors applying with
single holding, Nomination is mandatory. However, in case you do not wish to nominate please sign in point 11)
Nominee 1 Nominee 2 Nominee 3
Name of the Nominee
Name of the Guardian
(In case Nominee is Minor)

Allocation % (Mandatory if more than one Nominee)

Relationship with Nominee

Date of Birth* (Mandatory if Nominee is Minor) D D M M Y Y Y Y D D M M Y Y Y Y D D M M Y Y Y Y

Signature of Nominee/Guardian
(*Mandatory in case of Minor Nominee)
⊗ ⊗ ⊗
11. NOMINATION : I do not wish to nominate any person at the time of making the investment.

Signature

12.INSTITUTIONAL INVESTORS ADDITIONAL INFORMATION

Name of Contact Person
Is the entity involved / providing any of the following services Yes No Gaming / Gambling / Lottery Services (e.g. Casinos, Betting Syndicates) Yes No
For Foreign Exchange / Money Changer Services Yes No Money Lending / Pawning Yes No
NOTE: Non-Individual investors should mandatorily fill separate FATCA/CRS & UBO Form (Annexure-I) alongwith this form.
13. GO-GREEN INITIATIVE:
As part of Go-Green initiative, issuance of physical copy of scheme-wise annual reports or abridged summary is limited to those investors whose email id is not available and
who specifically opt to receive it in physical form. Please tick here only if you wish to receive the same in physical mode
14. DECLARATION : I/We confirm that the information provided in this form is true & accurate. I/We have read and understood the contents of all the scheme related documents and I/We hereby confirm and declare
that (i) I/We have not received or been induced by any rebate or gifts, directly or indirectly, in making this investment; (ii) the amount invested/to be invested by me/us in the scheme(s) of SBI Mutual Fund (“the Fund”) is derived
through legitimate sources and is not held or designed for the purpose of contravention of any act, rules, regulations or any statute or legislation or any other applicable laws or any notifications, directions issued by any
governmental or statutory authority from time to time; (iii) the money invested by me in the schemes of the Fund do not attract the provisions of Foreign Contribution Regulations Act (“FCRA”); (iv) I/We am/are aware that a U.S.
person (within the definition of the term ‘US Person’ under the US Securities laws) / resident of Canada are not eligible for investments with the Fund and I/We am/are not a U.S. person/resident of Canada; (v) the ARN holder
has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/her for the different competing schemes of various mutual funds from amongst which a scheme of the Fund is being
recommended to me/us; (vi) * as per the Memorandum and Articles of Association of the Company, Bye laws, Trust Deed or Partnership Deed and resolutions passed by the Company / Firm / Trust, I/We am/are authorised to
enter into the transactions for and on behalf of the Company/Firm/Trust; (vii) ** I/We am/are Non Resident of Indian Nationality/Origin and that funds for the subscriptions have been remitted from abroad through approved banking
channels or from my/our Non Resident External/Ordinary account/FCNR Account; (viii) all information provided in this application form together with its annexures is/are true and correct to the best of my/our knowledge and belief
and I/We shall be liable in case any of the specified information is found to be false or untrue or misleading or misrepresenting; (ix) that we authorize you to disclose, share, remit in any form, mode or manner, all / any of the
information provided by me/ us, including all changes, updates to such information as and when provided by me/ us to the Fund, its Sponsor, AMC, trustees, their employees/RTAs or any Indian or foreign governmental or statutory
or judicial authorities/agencies including but not limited to SEBI, the Financial Intelligence Unit-India, the tax/revenue authorities in India or outside India wherever it is legally required and other such regulatory/investigation
agencies or such other third party, on a need to know basis, without any obligation of advising me/us of the same; (x) I/ We shall keep you forthwith informed in writing about any changes/modification to the information provided
or any other additional information as may be required by you from time to time; (xi) Towards compliance with tax information sharing laws, such as FATCA and CRS: (a) the Fund may be required to seek additional personal,
tax and beneficial owner information and certain certifications and documentation from investors. I/We ensure to advise you within 30 days should there be any change in any information provided; (b) In certain circumstances
(including if the Fund does not receive a valid self-certification from me) the Fund may be obliged to share information on my account with relevant tax authorities; (c) I/We am aware that the Fund may also be required to provide
information to any institutions such as withholding agents for the purpose of ensuring appropriate withholding from the account or any proceeds in relation thereto; (d) as may be required by domestic or overseas regulators/
tax authorities, the Fund may also be constrained to withhold and pay out any sums from my/our account or close or suspend my account(s) and (e) I/We understand that I am / we are required to contact my tax advisor for any
questions about my/our tax residency; (f) I have understood the information requirements of this Form (read along with the FATCA/CRS Instructions) and hereby confirm that the information provided by me/us on this Form including
the taxpayer identification number is true, correct, and complete. I also confirm that I have read and understood the FATCA Terms and Conditions below and hereby accept the same. (xii) If the name given in the Application
is not matching PAN, application may liable to get rejected or further transactions may be liable to get rejected. By using this application I/We agree to issue a cheque in favor of the facility ‘SBI Multi Select’ which will be
invested as per the option selected/ mentioned under clause (5) of the form.
* Applicable to other than Individuals / HUF; ** Applicable to NRIs;

SIGNATURE(S)
(ALL Applicants ⊗
must sign) ⊗ ⊗
1st Applicant / Guardian / Authorised Signatory 2nd Applicant / Authorised Signatory 3rd Applicant / Authorised Signatory

Date Place
 APPLICATION NO.
S-1306/19
COMMON APPLICATION FORM FOR EQUITY ORIENTED SCHEMES (Please fill in BLOCK Letters)
ARN & Name of Distributor Branch Code Sub-Broker ARN Code Sub-Broker Code EUIN* Reference No.
(only for SBG) (Employee Unique Identification Number)

Declaration for "execution-only" transaction (only where EUIN box is left blank) (Refer Instruction 1 (p))
* I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an “execution-only” transaction without any interaction or advice by the employee/relationship manager/sales person of the above
distributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor and the distributor has not charged any advisory fees on this transaction.

SIGNATURE(S)
1st Applicant / Guardian / Authorised Signatory 2nd Applicant / Authorised Signatory 3rd Applicant / Authorised Signatory
Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor
TRANSACTION CHARGES FOR APPLICATIONS THROUGH DISTRIBUTORS/AGENTS ONLY (SEE NOTE 15)
In case the subscription amount is Rs. 10,000/- or more and if your Distributor has opted to receive Transaction Charges, Rs. 150 (for first time mutual fund investor) or Rs. 100/- (for
investor other than first time mutual fund investor) will be deducted from the subscription amount and paid to the distributor. Units will be issued against the balance amount invested.

EXISTING FOLIO NO.  NAME

1. FIRST APPLICANT DETAILS
Name

(Mr. / Ms. / M/s.)
(in case of Minor)
(Name should be as per PAN )
Name of Guardian

Relationship of Guardian Father Mother Legal Guardian [Please mandatorily enclose the document evidencing the relationship of Minor with Guardian]
PAN/PEKRN NO.
(Enclose KYC Acknowledgement)  Date of Birth D D M M Y Y Y Y
KIN
(CKYC Identification No.)

Email ID
 Telephone (O)

Mobile No.
 Telephone (R)

Country Code

Correspondence
Address of
1st Applicant

City

State TIME STAMP HERE

Pin
✓ ) ) Indian by Default
Address for Correspondence for NRI Applicants only ( Please (✓ Foreign
Foreign Address
(Mandatory for NRI / FII )

City

Zip Country

2. MODE OF HOLDING (Please ✓ )

Single Joint Anyone or Survivor
3. JOINT APPLICANT DETAILS
Second Applicant Third Applicant
Name (Name should be as
per PAN)

PAN /PEKRN
(Enclose KYC Acknowledgement)
KIN
(CKYC Identification No.)

4. BANK ACCOUNT (Pay Out)

Name of Bank
Details of First Applicant (Mandatory to attach bank account proof in case the payout bank account is different from the source/investment bank account)

Branch Name
and Address


City Pin

Account No. Account Type (Please ✓)

Savings NRO FCNR
IFS Code (Please provide a copy of CANCELLED cheque leaf)
Current NRE Others
9 digit MICR Code
TEAR HERE
Sponsor : State Bank of India
Investment Manager : SBI Funds Management Pvt. Ltd. ACKNOWLEDGEMENT SLIP APPLICATION NO.
(A Joint Venture between SBI & AMUNDI) To be filled in by the Investor
(To be filled in by the First applicant/Authorized Signatory) :
Received from : Signature,
Date &
Scheme Name ✓)
Plan (✓ ✓)
Option (✓ ✓)
Dividend Facility(✓ Cheque/ DD Amount (Rs.) Bank and Branch Cheque / DD No. & Date Stamp
Regular Growth Reinvestment Payout
Direct Dividend Transfer
Attachments All purchases are subject to realisation of cheque / demand draft
5. FATCA & CRS INFORMATION: For Individuals / Proprietor (Mandatory). Non-Individual investors should mandatorily fill separate FATCA/CRS & UBO Form (Annexure-1).
Is the applicant(s) Country of Birth / Nationality / Tax Residency other than “India” ?
1.First Applicant (including Minor) 1. Second Applicant 1. Third Applicant
 Yes No Yes
 No Yes
 No
If “YES”, please provide the following information (mandatory):
1. Details 1.First Applicant (including Minor) 1. Second Applicant 1. Third Applicant
Country of Birth

Place/City of Birth

Nationality

Country of Tax Residency 1

Tax Payer Ref. ID No^

Identification Type
[TIN or Other, Please specify]

Country of Tax Residency 2

Tax Payer Ref. ID No.2

Identification Type
[TIN or Other, Please specify]

Country of Tax Residency 3

Tax Payer Ref. ID No. 3

Identification Type
[TIN or Other, Please specify]
^ In case Tax Identification Number is not available, kindly provide its functional equivalent. If no TIN is yet available or has not yet been issued, please provide an explanation and attach
this to the form. (Please attach additional sheets if necessary and mention all countries in which applicant is a tax resident & provide relevant details)

6. INVESTMENT AND PAYMENT DETAILS

One time Investment Systematic Investment Plan (SIP) (Please submit SIP Enrolment & OTM Form)

Scheme Name

Plan (Please ✓ ) Regular Direct In case of Dividend Transfer facility, please mention target scheme along with plan/option.

Option (Please ✓ ) Growth Dividend Frequency

Scheme / Plan / Option
Dividend Facility (Please ✓ ) Reinvestment Payout Transfer

Payment Mode Cheque DD (Third Party Declaration Mandatory) Fund Transfer RTGS

Cheque / D.D. No. & Date Cheque / DD Amount (Rs.) Drawn on Bank and Branch

7. TAX STATUS (Please ✓ )

Resident Individual Pension and Retirement Fund Government Body NGO
Resident Minor (through Guardian) Financial Institutions Society
LLP
NRI (Repatriable) Public Limited Company Trust
PIO
NRI (Non-Repatriable) Private Limited Company NPS Trust
NRI– Minor (Repatriable) Body Corporate Fund of Fund NPO
[Please specify]
NRI – Minor (Non-Repatriable) Partnership Firm Gratuity Fund
Sole-Proprietor FII / FPI AOP Others
HUF Bank BOI [Please specify]

8. DEMAT ACCOUNT DETAILS (OPTIONAL)

If you wish to hold units in Demat mode, please provide below details and enclose Latest Client Master / Demat Account Statement
Please ensure that the sequence of names as mentioned in the application form matches with that of the account held with the Depository Participant.

National Securities Depository Limited (NSDL) Central Depository Services (India) Limited (CDSL)
Depository Depository
Participant Name Participant Name
DP ID No. I N Beneficiary Account No.
Beneficiary Account No.

Please note wherever units are allotted in Demat Mode, Statement of Account will be issued by the Depository concerned.

TEAR HERE
Any communication in connection with this application should be addressed to the Registrar or the Invesment Manager
Investment Manager : Registrar:
SBI Funds Management Pvt. Ltd. Computer Age Management Services Pvt. Ltd.,
(A Joint Venture between SBI & AMUNDI) SEBI Registration No. : INR000002813)
9th Floor, Crescenzo, C-38 & 39, TOLL FREE NO : 1800 425 5425
Rayala Towers, 158, Anna Salai,Chennai – 600 002
G Block, Bandra Kurla Complex, Website : www.sbimf.com
Email: [email protected]
Bandra (East), Mumbai – 400 051
Tel: 022- 61793511 Website: www.camsonline.com
Email: [email protected]
9. OTHER PERSONAL INFORMATION – (Please ✓ )
First Applicant 1. Second Applicant 1. Third Applicant
Gender Male Female Other Male Female Other Male Female Other

Father's Name

Spouse's Name

Date of Birth D D M M Y Y Y Y D D M M Y Y Y Y D D M M Y Y Y Y
Occupation Professional Business Professional Business Professional Business
(Please ✓ )
Government Service Agriculturist Government Service Agriculturist Government Service Agriculturist
Private Sector Service Retired Private Sector Service Retired Private Sector Service Retired
Public Sector Service Housewife Public Sector Service Housewife Public Sector Service Housewife
Student Forex Dealer Student Forex Dealer Student Forex Dealer
Doctor Doctor Doctor
Others Others Others

Gross Annual Income in Rs. Below 1 Lac 1-5 Lacs Below 1 Lac 1-5 Lacs Below 1 Lac 1-5 Lacs
(Please ✓ ): 5-10 Lacs 10-25 Lacs 5-10 Lacs 10-25 Lacs 5-10 Lacs 10-25 Lacs
25 Lacs - 1 Cr. > 1 Cr. 25 Lacs - 1 Cr. > 1 Cr. 25 Lacs - 1 Cr. > 1 Cr.

OR Networth in Rs.
Networth as of date D M M Y Y Y Y D M M Y Y Y Y
D D D D M M Y Y Y Y

Politically Exposed Person [PEP] Yes No Related to PEP Yes No Related to PEP Yes No Related to PEP
Type of address given at KRA Residential Business Reg. Office Residential Business Reg. Office Residential Business Reg. Office

10. NOMINATION : I wish to nominate the following person/s to receive the proceeds in the event of my death. (With effect from 01/04/2011, for individual investors applying with
single holding, Nomination is mandatory. However, in case you do not wish to nominate please sign in point 11)
Nominee 1 Nominee 2 Nominee 3
Name of the Nominee
Name of the Guardian
(In case Nominee is Minor)

Allocation % (Mandatory if more than one Nominee)

Relationship with Nominee

Date of Birth* (Mandatory if Nominee is Minor) D D M M Y Y Y Y D D M M Y Y Y Y D D M M Y Y Y Y

Signature of Nominee/Guardian
(*Mandatory in case of Minor Nominee)
⊗ ⊗ ⊗
11. NOMINATION : I do not wish to nominate any person at the time of making the investment.

Signature

12.INSTITUTIONAL INVESTORS ADDITIONAL INFORMATION

Name of Contact Person
Is the entity involved / providing any of the following services Yes No Gaming / Gambling / Lottery Services (e.g. Casinos, Betting Syndicates) Yes No
For Foreign Exchange / Money Changer Services Yes No Money Lending / Pawning Yes No
NOTE: Non-Individual investors should mandatorily fill separate FATCA/CRS & UBO Form (Annexure-I) alongwith this form.
13. GO-GREEN INITIATIVE:
As part of Go-Green initiative, issuance of physical copy of scheme-wise annual reports or abridged summary is limited to those investors whose email id is not available and
who specifically opt to receive it in physical form. Please tick here only if you wish to receive the same in physical mode
14. DECLARATION : I/We confirm that the information provided in this form is true & accurate. I/We have read and understood the contents of all the scheme related documents and I/We hereby confirm and declare
that (i) I/We have not received or been induced by any rebate or gifts, directly or indirectly, in making this investment; (ii) the amount invested/to be invested by me/us in the scheme(s) of SBI Mutual Fund (“the Fund”) is derived
through legitimate sources and is not held or designed for the purpose of contravention of any act, rules, regulations or any statute or legislation or any other applicable laws or any notifications, directions issued by any
governmental or statutory authority from time to time; (iii) the money invested by me in the schemes of the Fund do not attract the provisions of Foreign Contribution Regulations Act (“FCRA”); (iv) I/We am/are aware that a U.S.
person (within the definition of the term ‘US Person’ under the US Securities laws) / resident of Canada are not eligible for investments with the Fund and I/We am/are not a U.S. person/resident of Canada; (v) the ARN holder
has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/her for the different competing schemes of various mutual funds from amongst which a scheme of the Fund is being
recommended to me/us; (vi) * as per the Memorandum and Articles of Association of the Company, Bye laws, Trust Deed or Partnership Deed and resolutions passed by the Company / Firm / Trust, I/We am/are authorised to
enter into the transactions for and on behalf of the Company/Firm/Trust; (vii) ** I/We am/are Non Resident of Indian Nationality/Origin and that funds for the subscriptions have been remitted from abroad through approved banking
channels or from my/our Non Resident External/Ordinary account/FCNR Account; (viii) all information provided in this application form together with its annexures is/are true and correct to the best of my/our knowledge and belief
and I/We shall be liable in case any of the specified information is found to be false or untrue or misleading or misrepresenting; (ix) that we authorize you to disclose, share, remit in any form, mode or manner, all / any of the
information provided by me/ us, including all changes, updates to such information as and when provided by me/ us to the Fund, its Sponsor, AMC, trustees, their employees/RTAs or any Indian or foreign governmental or statutory
or judicial authorities/agencies including but not limited to SEBI, the Financial Intelligence Unit-India, the tax/revenue authorities in India or outside India wherever it is legally required and other such regulatory/investigation
agencies or such other third party, on a need to know basis, without any obligation of advising me/us of the same; (x) I/ We shall keep you forthwith informed in writing about any changes/modification to the information provided
or any other additional information as may be required by you from time to time; (xi) Towards compliance with tax information sharing laws, such as FATCA and CRS: (a) the Fund may be required to seek additional personal,
tax and beneficial owner information and certain certifications and documentation from investors. I/We ensure to advise you within 30 days should there be any change in any information provided; (b) In certain circumstances
(including if the Fund does not receive a valid self-certification from me) the Fund may be obliged to share information on my account with relevant tax authorities; (c) I/We am aware that the Fund may also be required to provide
information to any institutions such as withholding agents for the purpose of ensuring appropriate withholding from the account or any proceeds in relation thereto; (d) as may be required by domestic or overseas regulators/
tax authorities, the Fund may also be constrained to withhold and pay out any sums from my/our account or close or suspend my account(s) and (e) I/We understand that I am / we are required to contact my tax advisor for any
questions about my/our tax residency; (f) I have understood the information requirements of this Form (read along with the FATCA/CRS Instructions) and hereby confirm that the information provided by me/us on this Form including
the taxpayer identification number is true, correct, and complete. I also confirm that I have read and understood the FATCA Terms and Conditions below and hereby accept the same. (xii) If the name given in the Application
is not matching PAN, application may liable to get rejected or further transactions may be liable to get rejected. By using this application I/We agree to issue a cheque in favor of the facility ‘SBI Multi Select’ which will be
invested as per the option selected/ mentioned under clause (5) of the form.
* Applicable to other than Individuals / HUF; ** Applicable to NRIs;

SIGNATURE(S)
(ALL Applicants ⊗
must sign) ⊗ ⊗
1st Applicant / Guardian / Authorised Signatory 2nd Applicant / Authorised Signatory 3rd Applicant / Authorised Signatory

Date Place
 APPLICATION NO.
S-1306/19
COMMON APPLICATION FORM FOR EQUITY ORIENTED SCHEMES (Please fill in BLOCK Letters)
ARN & Name of Distributor Branch Code Sub-Broker ARN Code Sub-Broker Code EUIN* Reference No.
(only for SBG) (Employee Unique Identification Number)

Declaration for "execution-only" transaction (only where EUIN box is left blank) (Refer Instruction 1 (p))
* I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an “execution-only” transaction without any interaction or advice by the employee/relationship manager/sales person of the above
distributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor and the distributor has not charged any advisory fees on this transaction.

SIGNATURE(S)
1st Applicant / Guardian / Authorised Signatory 2nd Applicant / Authorised Signatory 3rd Applicant / Authorised Signatory
Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor
TRANSACTION CHARGES FOR APPLICATIONS THROUGH DISTRIBUTORS/AGENTS ONLY (SEE NOTE 15)
In case the subscription amount is Rs. 10,000/- or more and if your Distributor has opted to receive Transaction Charges, Rs. 150 (for first time mutual fund investor) or Rs. 100/- (for
investor other than first time mutual fund investor) will be deducted from the subscription amount and paid to the distributor. Units will be issued against the balance amount invested.

EXISTING FOLIO NO.  NAME

1. FIRST APPLICANT DETAILS
Name

(Mr. / Ms. / M/s.)
(in case of Minor)
(Name should be as per PAN )
Name of Guardian

Relationship of Guardian Father Mother Legal Guardian [Please mandatorily enclose the document evidencing the relationship of Minor with Guardian]
PAN/PEKRN NO.
(Enclose KYC Acknowledgement)  Date of Birth D D M M Y Y Y Y
KIN
(CKYC Identification No.)

Email ID
 Telephone (O)

Mobile No.
 Telephone (R)

Country Code

Correspondence
Address of
1st Applicant

City

State TIME STAMP HERE

Pin
✓ ) ) Indian by Default
Address for Correspondence for NRI Applicants only ( Please (✓ Foreign
Foreign Address
(Mandatory for NRI / FII )

City

Zip Country

2. MODE OF HOLDING (Please ✓ )

Single Joint Anyone or Survivor
3. JOINT APPLICANT DETAILS
Second Applicant Third Applicant
Name (Name should be as
per PAN)

PAN /PEKRN
(Enclose KYC Acknowledgement)
KIN
(CKYC Identification No.)

4. BANK ACCOUNT (Pay Out)

Name of Bank
Details of First Applicant (Mandatory to attach bank account proof in case the payout bank account is different from the source/investment bank account)

Branch Name
and Address


City Pin

Account No. Account Type (Please ✓)

Savings NRO FCNR
IFS Code (Please provide a copy of CANCELLED cheque leaf)
Current NRE Others
9 digit MICR Code
TEAR HERE
Sponsor : State Bank of India
Investment Manager : SBI Funds Management Pvt. Ltd. ACKNOWLEDGEMENT SLIP APPLICATION NO.
(A Joint Venture between SBI & AMUNDI) To be filled in by the Investor
(To be filled in by the First applicant/Authorized Signatory) :
Received from : Signature,
Date &
Scheme Name ✓)
Plan (✓ ✓)
Option (✓ ✓)
Dividend Facility(✓ Cheque/ DD Amount (Rs.) Bank and Branch Cheque / DD No. & Date Stamp
Regular Growth Reinvestment Payout
Direct Dividend Transfer
Attachments All purchases are subject to realisation of cheque / demand draft
5. FATCA & CRS INFORMATION: For Individuals / Proprietor (Mandatory). Non-Individual investors should mandatorily fill separate FATCA/CRS & UBO Form (Annexure-1).
Is the applicant(s) Country of Birth / Nationality / Tax Residency other than “India” ?
1.First Applicant (including Minor) 1. Second Applicant 1. Third Applicant
 Yes No Yes
 No Yes
 No
If “YES”, please provide the following information (mandatory):
1. Details 1.First Applicant (including Minor) 1. Second Applicant 1. Third Applicant
Country of Birth

Place/City of Birth

Nationality

Country of Tax Residency 1

Tax Payer Ref. ID No^

Identification Type
[TIN or Other, Please specify]

Country of Tax Residency 2

Tax Payer Ref. ID No.2

Identification Type
[TIN or Other, Please specify]

Country of Tax Residency 3

Tax Payer Ref. ID No. 3

Identification Type
[TIN or Other, Please specify]
^ In case Tax Identification Number is not available, kindly provide its functional equivalent. If no TIN is yet available or has not yet been issued, please provide an explanation and attach
this to the form. (Please attach additional sheets if necessary and mention all countries in which applicant is a tax resident & provide relevant details)

6. INVESTMENT AND PAYMENT DETAILS

One time Investment Systematic Investment Plan (SIP) (Please submit SIP Enrolment & OTM Form)

Scheme Name

Plan (Please ✓ ) Regular Direct In case of Dividend Transfer facility, please mention target scheme along with plan/option.

Option (Please ✓ ) Growth Dividend Frequency

Scheme / Plan / Option
Dividend Facility (Please ✓ ) Reinvestment Payout Transfer

Payment Mode Cheque DD (Third Party Declaration Mandatory) Fund Transfer RTGS

Cheque / D.D. No. & Date Cheque / DD Amount (Rs.) Drawn on Bank and Branch

7. TAX STATUS (Please ✓ )

Resident Individual Pension and Retirement Fund Government Body NGO
Resident Minor (through Guardian) Financial Institutions Society
LLP
NRI (Repatriable) Public Limited Company Trust
PIO
NRI (Non-Repatriable) Private Limited Company NPS Trust
NRI– Minor (Repatriable) Body Corporate Fund of Fund NPO
[Please specify]
NRI – Minor (Non-Repatriable) Partnership Firm Gratuity Fund
Sole-Proprietor FII / FPI AOP Others
HUF Bank BOI [Please specify]

8. DEMAT ACCOUNT DETAILS (OPTIONAL)

If you wish to hold units in Demat mode, please provide below details and enclose Latest Client Master / Demat Account Statement
Please ensure that the sequence of names as mentioned in the application form matches with that of the account held with the Depository Participant.

National Securities Depository Limited (NSDL) Central Depository Services (India) Limited (CDSL)
Depository Depository
Participant Name Participant Name
DP ID No. I N Beneficiary Account No.
Beneficiary Account No.

Please note wherever units are allotted in Demat Mode, Statement of Account will be issued by the Depository concerned.

TEAR HERE
Any communication in connection with this application should be addressed to the Registrar or the Invesment Manager
Investment Manager : Registrar:
SBI Funds Management Pvt. Ltd. Computer Age Management Services Pvt. Ltd.,
(A Joint Venture between SBI & AMUNDI) SEBI Registration No. : INR000002813)
9th Floor, Crescenzo, C-38 & 39, TOLL FREE NO : 1800 425 5425
Rayala Towers, 158, Anna Salai,Chennai – 600 002
G Block, Bandra Kurla Complex, Website : www.sbimf.com
Email: [email protected]
Bandra (East), Mumbai – 400 051
Tel: 022- 61793511 Website: www.camsonline.com
Email: [email protected]
9. OTHER PERSONAL INFORMATION – (Please ✓ )
First Applicant 1. Second Applicant 1. Third Applicant
Gender Male Female Other Male Female Other Male Female Other

Father's Name

Spouse's Name

Date of Birth D D M M Y Y Y Y D D M M Y Y Y Y D D M M Y Y Y Y
Occupation Professional Business Professional Business Professional Business
(Please ✓ )
Government Service Agriculturist Government Service Agriculturist Government Service Agriculturist
Private Sector Service Retired Private Sector Service Retired Private Sector Service Retired
Public Sector Service Housewife Public Sector Service Housewife Public Sector Service Housewife
Student Forex Dealer Student Forex Dealer Student Forex Dealer
Doctor Doctor Doctor
Others Others Others

Gross Annual Income in Rs. Below 1 Lac 1-5 Lacs Below 1 Lac 1-5 Lacs Below 1 Lac 1-5 Lacs
(Please ✓ ): 5-10 Lacs 10-25 Lacs 5-10 Lacs 10-25 Lacs 5-10 Lacs 10-25 Lacs
25 Lacs - 1 Cr. > 1 Cr. 25 Lacs - 1 Cr. > 1 Cr. 25 Lacs - 1 Cr. > 1 Cr.

OR Networth in Rs.
Networth as of date D M M Y Y Y Y D M M Y Y Y Y
D D D D M M Y Y Y Y

Politically Exposed Person [PEP] Yes No Related to PEP Yes No Related to PEP Yes No Related to PEP
Type of address given at KRA Residential Business Reg. Office Residential Business Reg. Office Residential Business Reg. Office

10. NOMINATION : I wish to nominate the following person/s to receive the proceeds in the event of my death. (With effect from 01/04/2011, for individual investors applying with
single holding, Nomination is mandatory. However, in case you do not wish to nominate please sign in point 11)
Nominee 1 Nominee 2 Nominee 3
Name of the Nominee
Name of the Guardian
(In case Nominee is Minor)

Allocation % (Mandatory if more than one Nominee)

Relationship with Nominee

Date of Birth* (Mandatory if Nominee is Minor) D D M M Y Y Y Y D D M M Y Y Y Y D D M M Y Y Y Y

Signature of Nominee/Guardian
(*Mandatory in case of Minor Nominee)
⊗ ⊗ ⊗
11. NOMINATION : I do not wish to nominate any person at the time of making the investment.

Signature

12.INSTITUTIONAL INVESTORS ADDITIONAL INFORMATION

Name of Contact Person
Is the entity involved / providing any of the following services Yes No Gaming / Gambling / Lottery Services (e.g. Casinos, Betting Syndicates) Yes No
For Foreign Exchange / Money Changer Services Yes No Money Lending / Pawning Yes No
NOTE: Non-Individual investors should mandatorily fill separate FATCA/CRS & UBO Form (Annexure-I) alongwith this form.
13. GO-GREEN INITIATIVE:
As part of Go-Green initiative, issuance of physical copy of scheme-wise annual reports or abridged summary is limited to those investors whose email id is not available and
who specifically opt to receive it in physical form. Please tick here only if you wish to receive the same in physical mode
14. DECLARATION : I/We confirm that the information provided in this form is true & accurate. I/We have read and understood the contents of all the scheme related documents and I/We hereby confirm and declare
that (i) I/We have not received or been induced by any rebate or gifts, directly or indirectly, in making this investment; (ii) the amount invested/to be invested by me/us in the scheme(s) of SBI Mutual Fund (“the Fund”) is derived
through legitimate sources and is not held or designed for the purpose of contravention of any act, rules, regulations or any statute or legislation or any other applicable laws or any notifications, directions issued by any
governmental or statutory authority from time to time; (iii) the money invested by me in the schemes of the Fund do not attract the provisions of Foreign Contribution Regulations Act (“FCRA”); (iv) I/We am/are aware that a U.S.
person (within the definition of the term ‘US Person’ under the US Securities laws) / resident of Canada are not eligible for investments with the Fund and I/We am/are not a U.S. person/resident of Canada; (v) the ARN holder
has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/her for the different competing schemes of various mutual funds from amongst which a scheme of the Fund is being
recommended to me/us; (vi) * as per the Memorandum and Articles of Association of the Company, Bye laws, Trust Deed or Partnership Deed and resolutions passed by the Company / Firm / Trust, I/We am/are authorised to
enter into the transactions for and on behalf of the Company/Firm/Trust; (vii) ** I/We am/are Non Resident of Indian Nationality/Origin and that funds for the subscriptions have been remitted from abroad through approved banking
channels or from my/our Non Resident External/Ordinary account/FCNR Account; (viii) all information provided in this application form together with its annexures is/are true and correct to the best of my/our knowledge and belief
and I/We shall be liable in case any of the specified information is found to be false or untrue or misleading or misrepresenting; (ix) that we authorize you to disclose, share, remit in any form, mode or manner, all / any of the
information provided by me/ us, including all changes, updates to such information as and when provided by me/ us to the Fund, its Sponsor, AMC, trustees, their employees/RTAs or any Indian or foreign governmental or statutory
or judicial authorities/agencies including but not limited to SEBI, the Financial Intelligence Unit-India, the tax/revenue authorities in India or outside India wherever it is legally required and other such regulatory/investigation
agencies or such other third party, on a need to know basis, without any obligation of advising me/us of the same; (x) I/ We shall keep you forthwith informed in writing about any changes/modification to the information provided
or any other additional information as may be required by you from time to time; (xi) Towards compliance with tax information sharing laws, such as FATCA and CRS: (a) the Fund may be required to seek additional personal,
tax and beneficial owner information and certain certifications and documentation from investors. I/We ensure to advise you within 30 days should there be any change in any information provided; (b) In certain circumstances
(including if the Fund does not receive a valid self-certification from me) the Fund may be obliged to share information on my account with relevant tax authorities; (c) I/We am aware that the Fund may also be required to provide
information to any institutions such as withholding agents for the purpose of ensuring appropriate withholding from the account or any proceeds in relation thereto; (d) as may be required by domestic or overseas regulators/
tax authorities, the Fund may also be constrained to withhold and pay out any sums from my/our account or close or suspend my account(s) and (e) I/We understand that I am / we are required to contact my tax advisor for any
questions about my/our tax residency; (f) I have understood the information requirements of this Form (read along with the FATCA/CRS Instructions) and hereby confirm that the information provided by me/us on this Form including
the taxpayer identification number is true, correct, and complete. I also confirm that I have read and understood the FATCA Terms and Conditions below and hereby accept the same. (xii) If the name given in the Application
is not matching PAN, application may liable to get rejected or further transactions may be liable to get rejected. By using this application I/We agree to issue a cheque in favor of the facility ‘SBI Multi Select’ which will be
invested as per the option selected/ mentioned under clause (5) of the form.
* Applicable to other than Individuals / HUF; ** Applicable to NRIs;

SIGNATURE(S)
(ALL Applicants ⊗
must sign) ⊗ ⊗
1st Applicant / Guardian / Authorised Signatory 2nd Applicant / Authorised Signatory 3rd Applicant / Authorised Signatory

Date Place
 DECLARATION TO BE SUBMITTED BY NON-RESIDENT INDIANs (NRIs) /
PERSONS OF INDIAN ORIGIN (PIO)

To

SBI Funds Management Private Limited (“SBI FMPL”)

Dear Sir,

I hereby confirm and agree that:

1. I am a person resident outside India who is either a citizen of India or a person of Indian origin (“Non-Resident
Indian” as defined under the Foreign Exchange Management Act, 1999), and:

(a) am employed or have a business or vocation outside of India; or

(b) am a student studying outside of India; or
(c) intend to stay outside of India for an uncertain period.

I am not:

(a) a person residing in India for more than 182 days during the course of the preceding financial year;
(b) a person or body corporate registered or incorporated in India;
(c) having any office, branch or agency in India owned or controlled by a person resident outside India;
(d) having any office, branch or agency outside India owned or controlled by a person resident in India.

2. I am eligible to invest in the schemes of SBI Mutual Fund in accordance with all the laws applicable to me. Further,
all nominees appointed by me are, and will be, eligible to hold the units of the schemes of SBI Mutual Fund in
accordance with applicable laws, failing which SBI Mutual Fund reserves the right to cancel their nomination;

3. My investment in schemes of SBI Mutual Fund is pursuant to, and on the basis of legal advice obtained by me and
out of my own free will and knowledge, on a voluntary basis;

4. I will provide SBI FMPL or any other person authorized by SBI FMPL in this behalf, with any details, information
or documents that may be requested from time to time;

5. I will notify you of any change to the information provided to SBI FMPL, including any change in my
circumstances which may affect the accuracy of any representation made by me in this declaration.

Any matter not specifically set forth in this declaration will be governed by the terms and conditions of the relevant
schemes of SBI Mutual Fund (“Terms”), including the applicable Key Information Memorandum (KIM), Scheme
Information Document (SID) and Statement of Additional Information (SAI). When signed, this document will be legally
binding and will form a part of and supplement the Terms.

Name/s of Applicant/s: __________________________ _______________________ _____________________

Name of 1st Applicant Name of 2nd Applicant Name of 3rd Applicant

Signature/s of Applicant/s: _________________________ _______________________ _____________________

Sign of 1st Applicant Sign of 2nd Applicant Sign of 3rd Applicant

Date:

Place:
This page has been left blank intentionally
 S-3004/16
ANNEXURE I - DETAILS OF ULTIMATE BENEFICIAL OWNER/ CONTROLLING PERSON INCLUDING ADDITIONAL FATCA & CRS INFORMATION
Name of the Entity

Customer ID / Folio Number

PAN Date of incorporation D D / M M / Y Y Y Y

Type of address given at KRA Residential Business Registered Office

“Address of tax residence would be taken as available in KRA database. In case of any change, please approach KRA & notify the changes"

Type of Identification Document given at KRA

Identification Document No.
Document Issuing Country

Place of incorporation

Country of incorporation

Entity Constitution Type Partnership Firm HUF Private Limited Company Public Limited Company Society AOP/BOI
Please tick as appropriate Trust Liquidator Limited Liability Partnership Artificial Juridical Person Others specify

Please tick the applicable tax resident declaration -

1. Is “Entity” a tax resident of any country other than India Yes Noes No
(If yes, please provide all countries in which the entity is a resident for tax purposes and the associated Tax ID number below.)
Country/(ies) Tax Identification Number% Identification Type%
(TIN or Other, please specify)

%
In case Tax Identification Number is not available, kindly provide its functional equivalent. It is mandatory to supply a TIN or functional equivalent if the country
in which you are tax resident issues such identifiers. If no TIN is yet available or has not yet been issued, please provide an explanation and attach this to the form
In case TIN or its functional equivalent is not available, please provide Company Identification Number (CIN) or Global Entity Identification Number (GEIN) or GIIN, etc.
CIN______________________________________________ Global Entity Identification Number (GEIN) _______________________________________________________

In case the Entity's Country of Incorporation / Tax residence is U.S. but Entity is not a Specified U.S. Person, mention Entity's exemption code8 here

FATCA & CRS Declaration

(Please consult your professional tax advisor for further guidance on FATCA & CRS classification)

PART A* (to be filled by Financial Institutions or Direct Reporting NFEs)

1. We are a: GIIN

Financial institution1 Note: If you do not have a GIIN but you are sponsored by another entity, please provide your sponsor's GIIN above
and indicate your sponsor's name below
or
Direct reporting NFE2 *if the entity is a FI & a tax resident outside India, please fill annexure A.1 below (additional CRS declaration)

Name of sponsoring entity

(please tick as appropriate)

GIIN not available (please tick as applicable) Applied for

(Applicable only for Financial Institutions) Please provide with Form
Not required to apply for - please specify 2 digits sub-category3 W8-BEN-E, duly filled in
Not obtained – Non-participating FI

Part A.1 (to be filled by Financial Institution that is a tax resident outside India)
1. Whether CRS Jurisdiction: Yes No
(Please refer to the list of signatories to CRS given in the following link http://www.oecd.org/tax/automatic-exchange/international-framework-for-the-crs/ )
(If no, please go to Qs.2)
2. Whether FI is an ‘Investment Entity’? Yes No
(Please refer definition 1(iii) of Part D of the FATCA-CRS declaration)
(If yes, please go to Qs. 3)
3. The entity is managed by another entity that is a depository institution, a custodial institution, a specified insurance company, or an investment entity and
the gross income of the entity is primarily attributable^ to investing, reinvesting, or trading in financial assets. Yes No
(If Yes, please additionally fill Part C)
^Entity’s gross income attributable to the relevant activities equals or exceeds 50 percent of the entity’s gross income during the shorter of:
(i) the three-year period ending on 31 March of the year preceding the year in which the determination is made; or
(ii) the period during which the entity has been in existence.
PART B (please fill any one as appropriate “to be filled by NFEs”)
1. Is the Entity a publicly traded company4(that is, a company whose Yes (If yes, please specify any one stock exchange on which the stock is regularly traded)
shares are regularly traded on an established securities market)
Name of stock exchange

2. Is the Entity a related entity5 of a publicly traded company Yes (If yes, please specify name of the listed company and one stock exchange on which the stock is
(a company whose shares are regularly traded on an established regularly traded)
securities market)
Name of listed company
Nature of relation: Subsidiary of the Listed Company or Controlled by a Listed Company
Name of stock exchange
3. Is the Entity an active6 NFE Yes (If yes, please fill UBO declaration in the next section.)

Nature of Business
(Mention code – refer 2c of
Please specify the sub-category of Active NFE Part D)

4. Is the Entity a passive7 NFE Yes (If yes, please fill UBO declaration in the next section.)

Nature of Business
1
Refer 1 of Part D | 2Refer 3(vii) of Part D | 3Refer1A of Part D | 4Refer 2a of Part D | 5Refer 2b of Part D | 6
Refer 2c of Part D | 7Refer 3(ii) of Part D | 8Refer 3(viii) of Part D

PART C UBO / Controlling Person Declaration (UBO details are not required for Listed Company / Subsidiary or Controlled by a Listed Company)
Category (Please tick applicable category): Unlisted Company Partnership Firm Limited Liability Partnership Company
Unincorporated association / body of individuals Public Charitable Trust Religious Trust Private Trust
Others (please specify )
Please list below details of each controlling person(s)10, confirming ALL countries of tax residency / permanent residency / citizenship and ALL Tax
Identification Numbers for EACH controlling person(s). (Please attach additional sheets if necessary).

S.No. 1 2 3

Name of Beneficial Owner / Controlling Person

Percentage of Beneficial Interest

Gender (Male/Female/Other)

Date of Birth

Father's Name

Country of Birth

Place of Birth

Nationality

PAN

Country of Tax Residency *

Tax ID No Or Equivalent for each country %

Tax ID Type (TIN or Other)

Type Code (CP/UBO Code)9

Occupation Type (Service/ Others/ Business/ Not
categorised)
Address Type (Residential/Business/Registered Office)

Residence address for tax purpose

ZIP

State

Country
#
Additional details to be filled by controlling persons with tax residency / permanent residency / citizenship / Green Card in any country other than India:
*
To include US, where controlling person is a US citizen or green card holder
%
It is mandatory to supply a TIN or functional equivalent if the country in which you are tax resident issues such identifiers. If no TIN is yet available or has not yet been issued,
please provide an explanation and attach this to the form
9
Refer 3(iv) (A) of Part D | 10Refer 3(iv) of part D
 FATCA - CRS Terms and Conditions
The Central Board of Direct Taxes has notified Rules 114F to 114H, as part of the Income-tax Rules, 1962, which Rules require Indian financial institutions such as the
Bank/Mutual Fund to seek additional personal, tax and beneficial owner information and certain certifications and documentation from all our account holders. In relevant
cases, information will have to be reported to tax authorities/ appointed agencies. Towards compliance, we may also be required to provide information to any institutions
such as withholding agents for the purpose of ensuring appropriate withholding from the account or any proceeds in relation thereto.
Should there be any change in any information provided by you, please ensure you advise us promptly, i.e., within 30 days.
Please note that you may receive more than one request for information if you have multiple relationships with SBI Mutual Fund or its group entities. Therefore, it is important
that you respond to our request, even if you believe you have already supplied any previously requested information.
If you have any questions about your tax residency, please contact your tax advisor. If any controlling person of the entity is a US citizen or resident or green card holder,
please include United States in the foreign country information field along with the US Tax Identification Number.
Certification
I / We have understood the information requirements of this Form (read along with the FATCA & CRS Instructions and Definitions) and hereby confirm that the information
provided by me / us on this Form is true, correct, and complete. I / We also confirm that I / We have read and understood the FATCA& CRS Terms and Conditions below and hereby
accept the same.

Name
Designation 1st Authorised Signatory

Name
Designation 2nd Authorised Signatory

Name
Designation 3rd Authorised Signatory

Place Date / /
PART D FATCA and CRS Instructions & Definitions

1 Financial Institution (FI) - The term FI means any financial institution that is a Depository Institution, Custodial Institution, Investment Entity or Specified
Insurance company, as defined.
Ÿ
Depository institution: is an entity that accepts deposits in the ordinary course of banking or similar business.
Ÿ
Custodial institution is an entity that holds as a substantial portion of its business, holds financial assets for the account of others and where it's
income attributale to holding financial assets and related financial services equals or exceeds 20 percent of the entity's gross income during the
shorter of-
(i) The three financial years preceding the year in which determination is made; or
(ii) The period during which the entity has been in existence, whichever is less.
Ÿ
Investment entity is any entity:

Ÿ
That primarily conducts a business or operates for or on behalf of a customer for any of the following activities or operations for or on behalf of
a customer
(I) Trading in money market instruments (cheques, bills, certificates of deposit, derivatives, etc.); foreign exchange; exchange, interest rate
and index instruments; transferable securities; or commodity futures trading; or
(ii) Individual and collective portfolio management; or
(iii) Investing, administering or managing funds, money or financial asset or money on behalf of other persons;
or
Ÿ
The gross income of which is primarily attributable to investing, reinvesting, or trading in financial assets, if the entity is managed by another entity
that is a depository institution, a custodial institution, a specified insurance company, or an investment entity described above.
An entity is treated as primarily conducting as a business one or more of the 3 activities described above, or an entity's gross income is primarily attributable
to investing, reinvesting, or trading in financial assets of the entity's gross income attributable to the relevant activities equals or exceeds 50 percent of
the entity's gross income during the shorter of :
(i) The three-year period ending on 31 March of the year preceding the year in which the determination is made; or
(ii) The period during which the entity has been in existence.
The term “Investment Entity” does not include an entity that is an active non-financial entity as per codes 03, 04, 05 and 06 - refer point 2c.).
In case the entity confirms it is an FI and a tax resident outside India, an additional CRS declaration will need to be filled. Refer Part A.1 in the Form.
Ÿ
Specified Insurance Company: Entity that is an insurance company (or the holding company of an insurance company) that issues, or is obligated to
make payments with respect to, a Cash Value Insurance Contract or an Annuity Contract.

A. FI not required to apply for GIIN:

Reasons why FI not required to apply for GIIN:
Code Sub-category
01 Governmental Entity, International Organization or Central Bank
Treaty Qualified Retirement Fund; a Broad Participation Retirement Fund; a Narrow Participation Retirement Fund; or a Pension Fund of a
Governmental Entity, International Organization or Central Bank
02
03 Non-public fund of the armed forces, an employees' state insurance fund, a gratuity fund or a provident fund
04 Entity is an Indian FI solely because it is an investment entity
05 Qualified credit card issuer
06 Investment Advisors, Investment Managers& Executing Brokers
07 Exempt collective investment vehicle
08 Trustee of an Indian Trust where the trustee is a reporting FI
09 FI with a local client base
10 Non-registering local banks
11 FFI with only Low-Value Accounts
12 Sponsored investment entity and controlled foreign corporation
13 Sponsored, Closely Held Investment Vehicle
14 Owner Documented FFI (Please provide Owner Reporting Statement or Auditor’s Letter with required details as mentioned in Form W8 BEN E)

2. Non-financial entity (NFE) - Any entity that is not a financial institution

Types of NFEs that are regarded as excluded NFE are:

a. Publicly traded company (listed company)
A company is publicly traded if its stock are regularly traded on one or more established securities markets (Established securities market means an
exchange that is officially recognized and supervised by a governmental authority in which the securities market is located and that has a meaningful
annual value of shares traded on the exchange)
b. Related entity of a publicly traded company
The NFE is a related entity of an entity of which is regularly traded on an established securities market;
 C. Active NFE : (is any one of the following):
Code Sub-category
01 Less than 50 percent of the NFE's gross income for the preceding financial yearis passive income and less than 50 percent of the assets held by
theNFE during the preceding financial year are assets that produce or are held for the production of passive income;
02 The NFE is a Governmental Entity, an International Organization, a Central Bank , or an entity wholly owned by one or more of the foregoing;
03 Substantially all of the activities of the NFEconsist of holding (in whole or in part) the outstanding stock of, or providing financing and services to,
one or more subsidiaries that engage in trades or businesses other than the business of a Financial Institution, except that an entity shall not qualify
for this status if the entity functions as an investment fund, such as a private equity fund, venture capital fund, leveraged buyout fund, or any
investment vehicle whose purpose is to acquire or fund companies and then hold interests in those companies as capital assets for investment
purposes;
04 The NFE is not yet operating a business and has no prior operating history, but is investing capital into assets with the intent to operate a business
other than that of a Financial Institution, provided that the NFE shall not qualify for this exception after the date that is 24 months after the date of
the initial organization of the NFE;
05 The NFE was not a Financial Institution in the past five years, and is in the process of liquidating its assets or is reorganizing with the intent to
continue or recommence operations in a business other than that of a Financial Institution;
06 The NFE primarily engages in financing and hedging transactions with, or for, Related Entities that are not Financial Institutions, and does not
provide financing or hedging services to any Entity that is not a Related Entity, provided that the group of any such Related Entities is primarily
engaged in a business other than that of a Financial Institution;
07 Any NFE that fulfills all of the following requirements:
Ÿ It is established and operated in India exclusively for religious, charitable, scientific, artistic, cultural, athletic, or educational purposes; or it is
established and operated in India and it is a professional organization, business league, chamber of commerce, labor organization, agricultural
or horticultural organization, civic league or an organization operated exclusively for the promotion of social welfare;
Ÿ It is exempt from income tax in India;
Ÿ It has no shareholders or members who have a proprietary or beneficial interest in its income or assets;
The applicable laws of the NFE's country or territory of residence or the NFE's formation documents do not permit any income or assets of the NFE
to be distributed to, or applied for the benefit of, a private person or non-charitable Entity other than pursuant to the conduct of the NFE's charitable
activities, or as payment of reasonable compensation for services rendered, or as payment representing the fair market value of property which
the NFE has purchased; and
The applicable laws of the NFE's country or territory of residence or the NFE's formation documents require that, upon the NFE's liquidation or
dissolution, all of its assets be distributed to a governmental entity or other non-profit organization, or escheat to the government of the NFE's
country or territory of residence or any political subdivision thereof.
Explanation.- For the purpose of this sub-clause, the following shall be treated as fulfilling the criteria provided in the said sub-clause, namely:-
(I) an Investor Protection Fund referred to in clause (23EA);
(II) a Credit Guarantee Fund Trust for Small Industries referred to in clause 23EB; and
(III) an Investor Protection Fund referred to in clause (23EC), of section 10 of the Act;
3. Other definitions
(i) Related entity
An entity is a 'related entity' of another entity if either entity controls the other entity, or the two entities are under common control For this purpose,
control includes direct or indirect ownership of more than 50% of the votes and value in an entity.
(ii) Passive NFE
The term passive NFE means
(i) any non-financial entity which is not an active non-financial entity including a publicly traded corporation or related entity of a publicly traded
company; or
(ii) an investment entity defined in clause 1 of part D of these instructions
(iii) a withholding foreign partnership or withholding foreign trust;
(Note: Foreign persons having controlling interest in a passive NFE are liable to be reported for tax information compliance purposes)
(iii) Passive income
The term passive income includes income by way of :
(1) Dividends,
(2) Interest
(3) Income equivalent to interest,
(4) Rents and royalties, other than rents and royalties derived in the active conduct of a business conducted, at least in part, by employees of the
NFE
(5) Annuities
(6) The excess of gains over losses from the sale or exchange of financial assets that gives rise to passive income
(7) The excess of gains over losses from transactions (including futures, forwards, options and similar transactions) in any financial assets,
(8) The excess of foreign currency gains over foreign currency losses
(9) Net income from swaps
(10) Amounts received under cash value insurance contracts
But passive income will not include,in case of a non-financial entity that regularly acts as a dealer in financial assets, any income from any transaction
entered into in the ordinary course of such dealer's business as such a dealer
(iv) Controlling persons
Controlling persons are natural persons who exercise control over an entity and includes a beneficial owner under sub-rule (3) of rule 9 of the Prevention of
Money-Laundering (Maintenance of Records) Rules, 2005.In the case of a trust, the controlling person means the settlor, the trustees, the protector (if any), the
beneficiaries or class of beneficiaries, and any other natural person exercising ultimate effective control over the trust. In the case of a legal arrangement other
than a trust, controlling person means persons in equivalent or similar positions.
Pursuant to guidelines on identification of Beneficial Ownership issued vide SEBI circular no. CIR/MIRSD/2/2013 dated January 24, 2013, persons (other than
Individuals) are required to provide details of Beneficial Owner(s) ('BO'). Accordingly, the Beneficial Owner means 'Natural Person', who, whether acting
alone or together, or through one or more juridical person, exercises control through ownership or who ultimately has a controlling ownership interest of /
entitlements to:
i. More than 25% of shares or capital or profits of the juridical person, where the juridical person is a company;
ii. More than 15% of the capital or profits of the juridical person, where the juridical person is a partnership; or
iii. More than 15% of the property or capital or profits of the juridical person, where the juridical person is an unincorporated association or body
of individuals.
Where the client is a trust, the financial institution shall identify the beneficial owners of the client and take reasonable measures to verify the identity of
such persons, through the identity of the settler of the trust, the trustee, the protector, the beneficiaries with 15% or more interest in the trust and any other
natural person exercising ultimate effective control over the trust through a chain of control or ownership.
Where no natural person is identified the identity of the relevant natural person who holds the position of senior managing official.

(A) Controlling Person Type:

Code Sub-category
01 CP of legal person-ownership
02 CP of legal person-other means

03 CP of legal person-senior managing official

04 CP of legal arrangement-trust-settlor
05 CP of legal arrangement--trust-trustee
06 CP of legal arrangement--trust-protector
07 CP of legal arrangement--trust-beneficiary
08 CP of legal arrangement--trust-other
09 CP of legal arrangement—Other-settlor equivalent
10 CP of legal arrangement—Other-trustee equivalent
11 CP of legal arrangement—Other-protector equivalent
12 CP of legal arrangement—Other-beneficiary equivalent
13 CP of legal arrangement—Other-other equivalent
14 Unknown

(v) Specified U.S. person – A U.S person other than the following:
(a) a corporation the stock of which is regularly traded on one or more established securities markets;
(b) any corporation that is a member of the same expanded affiliated group, as defined in section 1471(e)(2) of the U.S. Internal Revenue Code, as a
corporation described in clause (i);
(c) the United States or any wholly owned agency or instrumentality thereof;
(d) any State of the United States, any U.S. Territory, any political subdivision of any of the foregoing, or any wholly owned agency or instrumentality of
any one or more of the foregoing;
(e) any organization exempt from taxation under section 501(a) of the U.S. Internal Revenue Code or an individual retirement plan as defined in section
7701(a)(37) of the U.S. Internal Revenue Code;
(f) any bank as defined in section 581 of the U.S. Internal Revenue Code;
(g) any real estate investment trust as defined in section 856 of the U.S. Internal Revenue Code;
(h) any regulated investment company as defined in section 851 of the U.S. Internal Revenue Code or any entity registered with the U.S. Securities and
Exchange Commission under the Investment Company Act of 1940 (15 U.S.C. 80a-64);
(i) any common trust fund as defined in section 584(a) of the U.S. Internal Revenue Code;
(j) any trust that is exempt from tax under section 664(c) of the U.S. Internal Revenue Code or that is described in section 4947(a)(1) of the U.S. Internal
Revenue Code;
(k) a dealer in securities, commodities, or derivative financial instruments (including notional principal contracts, futures, forwards, and options) that is
registered as such under the laws of the United States or any State;
(l) a broker as defined in section 6045(c) of the U.S. Internal Revenue Code; or
(m) any tax-exempt trust under a plan that is described in section 403(b) or section 457(g) of the U.S. Internal Revenue Code.
(vi) Owner documented FFI
An FFI meets the following requirements:
(a) The FFI is an FFI solely because it is an investment entity;
(b) The FFI is not owned by or related to any FFI that is a depository institution, custodial institution, or specified insurance company;
(c) The FFI does not maintain a financial account for any non participating FFI;
(d) The FFI provides the designated withholding agent with all of the documentation and agrees to notify the withholding agent if there is a change in
circumstances; and
(e) The designated withholding agent agrees to report to the IRS (or, in the case of a reporting Model 1 IGA, to the relevant foreign government or agency
thereof) all of the information described in or (as appropriate) with respect to any specified U.S. persons and (2). Notwithstanding the previous sentence,
the designated withholding agent is not required to report information with respect to an indirect owner of the FFI that holds its interest through a
participating FFI, a deemed-compliant FFI (other than an owner-documented FFI), an entity that is a U.S. person,an exempt beneficial owner, or an
excepted NFE.
(vii) Direct reporting NFE
A direct reporting NFE means a NFE that elects to report information about its direct or indirect substantial U.S. owners to the IRS.
(viii) Exemption code for U.S. persons

Code Sub-category
A An organization exempt from tax under section 501(a) or any individual retirement plan as defined in section 7701(a)(37)
B The United States or any of its agencies or instrumentalities
C A state, the District of Columbia, a possession of the United States, or any of their political subdivisions or instrumentalities
D A corporation the stock of which is regularly traded on one or more established securities markets, as described in Reg. section 1.1472-1(c)(1)(i)
E A corporation that is a member of the same expanded affiliated group as a corporation described in Reg. section 1.1472-1(c)(1)(i)
F A dealer in securities, commodities, or derivative financial instruments (including notional principal contracts, futures, forwards, and options)
that is registered as such under the laws of the United States or any state

G A real estate investment trust

H A regulated investment company as defined in section 851 or an entity registered at all times during the tax year under the Investment Company
Act of 1940
I A common trust fund as defined in section 584(a)
J A bank as defined in section 581
K A broker
L A trust exempt from tax under section 664 or described in section 4947(a)(1)
M A tax exempt trust under a section 403(b) plan or section 457(g) plan
 INSTRUCTIONS FOR THE ULTIMATE BENEFICIAL OWNERSHIP (UBO)

As per SEBI Master Circular No. CIR/ISD/AML/3/2010 dated December 31, 2010 regarding Client Due Diligence policy, related circulars on anti-money launder-
ing and SEBI circular No.CIR/MIRSD/2/2013 dated January 24, 2013, non-individuals and trusts are required to provide details of ultimate beneficiary owner
[UBO] and submit appropriate proof of identity of such UBOs. The beneficial owner has been defined in the circular as the natural person or persons, who
ultimately own, control or influence a client and/or persons on whose behalf a transaction is being conducted, and includes a person who exercises ultimate
effective control over a legal person or arrangement.

A. For Investors other than individuals or trusts:

(i) The identity of the natural person, who, whether acting alone or together, or through one or more juridical person, exercises control through
ownership or who ultimately has a controlling ownership interest. Controlling ownership interest means ownership of/entitlement to:

- more than 25% of shares or capital or profits of the juridical person, where the juridical person is a company;

- more than 15% of the capital or profits of the juridical person, where the juridical person is a partnership;

- more than 15% of the property or capital or profits of the juridical person, where the juridical person is an unincorporated association or body
of individuals.

(ii) In cases where there exists doubt under clause (i) above as to whether the person with the controlling ownership interest is the beneficial owner or
where no natural person exerts control through ownership interests, the identity of the natural person exercising control over the juridical person
through other means like through voting rights, agreement, arrangements or in any other manner.

(iii) Where no natural person is identified under clauses (i) or (ii) above, the identity of the relevant natural person who holds the position of senior
managing official.

B. For Investors which is a trust:

The identity of the settler of the trust, the trustee, the protector, the beneficiaries with 15% or more interest in the trust and any other natural person
exercising ultimate effective control over the trust through a chain of control or ownership.

C. Exemption in case of listed companies / foreign investors

The client or the owner of the controlling interest is a company listed on a stock exchange, or is a majority-owned subsidiary of such a company, it is
not necessary to identify and verify the identity of any shareholder or beneficial owner of such companies. Intermediaries dealing with foreign inves-
tors’ viz., Foreign Institutional Investors, Sub Accounts and Qualified Foreign Investors, may be guided by the clarifications issued vide SEBI circular
CIR/MIRSD/11/2012 dated September 5, 2012, for the purpose of identification of beneficial ownership of the client

D. KYC requirements

Beneficial Owner(s) is/are required to comply with the prescribed KYC process as stipulated by SEBI from time to time with any one of the KRA & submit
the same to AMC. KYC acknowledgement proof is to be submitted for all the listed Beneficial Owner(s).

E. UBO Codes:

UBO Code
Description

UBO-1 Controlling ownership interest of more than 25% of shares or capital or profits of the juridical person [Investor], where the juridical
person is a company

UBO-2 Controlling ownership interest of more than 15% of the capital or profits of the juridical person [Investor], where the juridical person
is a partnership

UBO-3 Controlling ownership interest of more than 15% of the property or capital or profits of the juridical person [Investor], where the juridi-
cal person is an unincorporated association or body of individuals

UBO-4 Natural person exercising control over the juridical person through other means exercised through voting rights, agreement, arrange-
ments or in any other manner [In cases where there exists doubt under clause UBO-1 to UBO-3 above as to whether the person with
the controlling ownership interest is the beneficial owner or where no natural person exerts control through ownership interests]

UBO-5 Natural person who holds the position of senior managing official [In case no natural person cannot be identified as above]

UBO-6 The settlor(s) of the trust

UBO-7 Trustee(s) of the Trust

UBO-8 The Protector(s) of the Trust [if applicable].

UBO-9 The beneficiaries with 15% or more interest in the trust if they are natural person(s)

UBO-10 Natural person(s) exercising ultimate effective control over the Trust through a chain of control or ownership
Sample Illustrations for ascertaining beneficial ownership:
Illustration No. 1 – Company A
Company A

Individual 1 Individual 2 Company Z Company Y

50% Individual 3
10% 10% 25% 5%

CompanyX Individual 4 Individual 5 Individual 6 Individual 7 CompanyW

25% 60% 15% 20% 20% 60%

Individual 8 Individual 9 Individual 10 Individual 11 Individual 12 Individual 13

50% 25% 25% 35% 35% 30%

For Applicant A, Individual 4 is considered as UBO as it holds effective ownership of 30% in Company A. Hence details of Individual 4 has to be provided
with KYC proof, Shareholding pattern of Company A, Z & Y to be provided along with details of persons of Company Y who are senior managing officials
and those exercising control

Illustration No. 2 – Partner ABC

Partnership Firm ABC

Partner1 Partner 2 Partner 3 Partner 4 Partner 5

40% 25% 10% 10% 15%

For Partnership Firm ABC, Partners 1, 2 & 5 are considered as UBO as each of them holds >=15% of capital. KYC proof for these partners needs to be sub-
mitted including shareholding

Illustration No. 3 – Trustee ZYX

Trust ZYX

Beneficiary A Beneficiary B Beneficiary C Beneficiary D

40% 40% 10% 10%

For Trust ZYX, Beneficiaries A & B are considered as UBO as they are entitled to get benefitted for >15% of funds used KYC proof for these beneficiaries
needs to be submitted. Additionally, if they have nominated any person or group of persons as Settlor of Trust / Protector of Trust, relevant information to
be provided along with the proof indicated.
This page has been left blank intentionally
 S-1306/19
SIP ENROLMENT CUM ONE TIME DEBIT MANDATE FORM
New investors subscribing to the scheme through SIP must submit this Form alongwith Common Application Form
ARN & Name of Distributor Branch Code Sub-Broker ARN Code Sub-Broker Code EUIN* Reference No.
(only for SBG) (Employee Unique Identification Number)

Declaration for “execution-only” transaction (only where EUIN box is left blank) :* I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an “execution-only” transaction without any interaction or advice by the employee/
relationship manager/sales person of the above distributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor and the distributor has not charged any advisory fees on this transaction.

SIGNATURE(S)
1st Applicant / Guardian / Authorised Signatory 2nd Applicant / Authorised Signatory 3rd Applicant / Authorised Signatory
Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor
TRANSACTION CHARGES FOR APPLICATIONS THROUGH DISTRIBUTORS/AGENTS ONLY
In case the subscription amount is Rs. 10,000/- or more and if your Distributor has opted to receive Transaction Charges, Rs. 150/- (for first time mutual fund investor) or Rs. 100/- (for investor other than
first time mutual fund investor) will be deducted from the subscription amount and paid to the distributor. Units will be issued against the balance amount invested.
INVESTOR DETAILS
Folio No./Application No.

Name of 1st Applicant

SIP 1st Cheque No/s :

1 2 3
Scheme Name

Plan Regular Direct Regular Direct Regular Direct

Option Growth Dividend Frequency Growth Dividend Frequency Growth Dividend Frequency

Dividend Facility Reinvest Payout Reinvest Payout Reinvest Payout

Each SIP
Instalment Amount (`)

SIP Frequency Weekly (1st, 8th, 15th and 22nd ) Weekly (1st, 8th, 15th and 22nd ) Weekly (1st, 8th, 15th and 22nd )
Monthly (Default) Quarterly Monthly (Default) Quarterly Monthly (Default) Quarterly
Half - Yearly Annual Half - Yearly Annual Half - Yearly Annual
SIP Date 1st 15th 30th 1st 15th 30th 1st 15th 30th
(For February, last business day) (For February, last business day) (For February, last business day)
(for Monthly, Quarterly, 5 th 20 th
5 th 20 th
5 th 20 th

Half-Yearly & Annual) _____________ _____________ _______________

10th (Default) 25th (Any other date from 1st to 30th)
10th (Default) 25th (Any other date from 1st to 30th)
10th (Default) 25th (Any other date from 1st to 30th)
SIP Period From M M Y Y Y Y
From M M Y Y Y Y From M M Y Y Y Y
‘From date’ should be To M M Y Y Y Y To M M Y Y Y Y To M M Y Y Y Y

(Select any one)

(Select any one)
(Select any one)

minimum 15 days after OR 3 yrs OR

5 yrs 10 yrs OR 3 yrs 5 yrs 3 yrs 5 yrs
form submission date 10 yrs 10 yrs
15 yrs Perpetual (Default) 15 yrs Perpetual (Default) 15 yrs Perpetual (Default)

Use Existing One Time Debit Mandate (if already registered in the Folio)
Bank Name Bank A/c No
TOP-UP SIP
1 2 3
Top-up Amount Rs.
(in multiples of Rs. 500 only)
Top-up Frequency Half - Yearly Annual Half - Yearly Annual Half - Yearly Annual
DECLARATION : I/We hereby declare that the particulars given in this mandate form are correct and express my willingness to make payments towards investment in the schemes of SBI Mutual Fund.
I/We hereby confirm and declare that the monies invested by me in the schemes of SBI Mutual Fund do not attract the provisions of Foreign Contribution Regulations Act (“FCRA”). I/We are aware
that SBI Mutual Fund and its service providers and bank are authorized to process transactions by debiting my/our bank account through Direct Debit / NACH facility. If the transaction is delayed or
not effected for reasons of incomplete or incorrect information, I/We would not hold the user institution responsible. I/We will also inform SBI Mutual Fund/RTA about any changes in my/our bank
account. I/We confirm that the aggregate of the lump sum investment (fresh purchase & additional purchase) and SIP installments in rolling 12 months period or financial year i.e. April to March does
not exceed Rs. 50,000/- (Rupees Fifty Thousand) (applicable for “Micro investments” only). The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other
mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I/We have read, understood and agreed to
the terms and conditions and contents of the SID, SAI, KIM and Addenda issued from time to time of the respective Scheme(s) of SBI Mutual Fund. I/We hereby authorize the bank to honour such
payments for which I/We have signed and endorsed the Mandate Form.

ONE TIME DEBIT MANDATE FORM (OTM)

UMRN Date D D M M Y Y Y Y

Sponsor Bank Code Utility Code

CREATE  I/We, hereby authorize SBI Mutual Fund To debit (Please3) SB / CA / CC / SB-NRE / SB-NRO / Other
MODIFY
Bank A/c No.
CANCEL

with Bank Bank Name IFSC OR MICR

an amount of Rupees `
FREQUENCY: Weekly Monthly Quarterly  As & when presented DEBIT TYPE : Fixed Amount  Maximum Amount
Folio No.: Moblie No.:

Appln No. : Email ID:

I Agree for the debit of mandate processing charges by the bank whom I am authorizing to debit my account as per latest schedule of charges of the bank.
PERIOD
From
To 3 1 1 2 2 0 9 9 Signature of 1st Bank Account Holder Signature of 2nd Bank Account Holder Signature of 3rd Bank Account Holder

Or Until cancelled
Name as in Bank records Name as in Bank records Name as in Bank records
This is to confirm that the declaration has been carefully read, understood & made by me/us. I am authorizing the User entity/Corporate to debit my account, based on the instruction as agreed and signed by me.
I have understood that I am authorized to cancel/amend this mandate by appropriately communicating the cancellation / amendment request to the User entity /Corporate or the bank where I have authorized the debit.
 INSTRUCTIONS TO FILL ONE TIME DEBIT MANDATE (OTM)

1. Investors who have already submitted One Time Debit Mandate (OTM) form or already registered for OTM facility
should not submit OTM form again as OTM registration is a one-time process only for each bank account in the Folio.
However, if such investors wish to add a new bank account towards OTM facility may submit the new OTM form.

2. Investors, who have not registered for OTM facility, may fill the OTM form and submit duly signed with their name
mentioned (as per bank records).

3. Alongwith OTM, investors should enclose an original CANCELLED cheque (or a copy) with name and account number
pre-printed of the bank account to be registered failing which registration may not be accepted.

4. First applicant / unitholder must be one of the account holder in the bank account. Investor’s cheque / bank account
details are subject to third party validation.

5. Investors are deemed to have read and understood the terms and conditions of Systematic Investment Plan mentioned
in SID, SAI & KIM of the respective Scheme(s) of SBI Mutual Fund.

6. UMRN, Sponsor Bank Code and Utility Code are meant for Office use only and need not be filled by investors.

7. Please mention OTM date and OTM “From date” in DDMMYYYY format.

8. For the convenience of the investors the frequency of the mandate mentioned as “As and When Presented” and OTM
“To Date” mentioned as “31 12 2099”.

9. Please provide all the information / details in the OTM.

Mandatory information to be provided in One Time Debit Mandate (OTM):

• Date of Mandate

• Bank A/c Type

• Bank A/c No. (please enclose CANCELLED cheque leaf)

• Bank Name

• IFSC and/or MICR Code

• Maximum Amount (Rupees and Words)

• Mandate From date

• Signature/s of account holders in bank records

• Name/s of account holders as in bank records

 S-1306/19
SIP ENROLMENT CUM ONE TIME DEBIT MANDATE FORM
New investors subscribing to the scheme through SIP must submit this Form alongwith Common Application Form
ARN & Name of Distributor Branch Code Sub-Broker ARN Code Sub-Broker Code EUIN* Reference No.
(only for SBG) (Employee Unique Identification Number)

Declaration for “execution-only” transaction (only where EUIN box is left blank) :* I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an “execution-only” transaction without any interaction or advice by the employee/
relationship manager/sales person of the above distributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor and the distributor has not charged any advisory fees on this transaction.

SIGNATURE(S)
1st Applicant / Guardian / Authorised Signatory 2nd Applicant / Authorised Signatory 3rd Applicant / Authorised Signatory
Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor
TRANSACTION CHARGES FOR APPLICATIONS THROUGH DISTRIBUTORS/AGENTS ONLY
In case the subscription amount is Rs. 10,000/- or more and if your Distributor has opted to receive Transaction Charges, Rs. 150/- (for first time mutual fund investor) or Rs. 100/- (for investor other than
first time mutual fund investor) will be deducted from the subscription amount and paid to the distributor. Units will be issued against the balance amount invested.
INVESTOR DETAILS
Folio No./Application No.

Name of 1st Applicant

SIP 1st Cheque No/s :

1 2 3
Scheme Name

Plan Regular Direct Regular Direct Regular Direct

Option Growth Dividend Frequency Growth Dividend Frequency Growth Dividend Frequency

Dividend Facility Reinvest Payout Reinvest Payout Reinvest Payout

Each SIP
Instalment Amount (`)

SIP Frequency Weekly (1st, 8th, 15th and 22nd ) Weekly (1st, 8th, 15th and 22nd ) Weekly (1st, 8th, 15th and 22nd )
Monthly (Default) Quarterly Monthly (Default) Quarterly Monthly (Default) Quarterly
Half - Yearly Annual Half - Yearly Annual Half - Yearly Annual
SIP Date 1st 15th 30th 1st 15th 30th 1st 15th 30th
(For February, last business day) (For February, last business day) (For February, last business day)
(for Monthly, Quarterly, 5 th 20 th
5 th 20 th
5 th 20 th

Half-Yearly & Annual) _____________ _____________ _______________

10th (Default) 25th (Any other date from 1st to 30th)
10th (Default) 25th (Any other date from 1st to 30th)
10th (Default) 25th (Any other date from 1st to 30th)
SIP Period From M M Y Y Y Y
From M M Y Y Y Y From M M Y Y Y Y
‘From date’ should be To M M Y Y Y Y To M M Y Y Y Y To M M Y Y Y Y

(Select any one)

(Select any one)
(Select any one)

minimum 15 days after OR 3 yrs OR

5 yrs 10 yrs OR 3 yrs 5 yrs 3 yrs 5 yrs
form submission date 10 yrs 10 yrs
15 yrs Perpetual (Default) 15 yrs Perpetual (Default) 15 yrs Perpetual (Default)

Use Existing One Time Debit Mandate (if already registered in the Folio)
Bank Name Bank A/c No
TOP-UP SIP
1 2 3
Top-up Amount Rs.
(in multiples of Rs. 500 only)
Top-up Frequency Half - Yearly Annual Half - Yearly Annual Half - Yearly Annual
DECLARATION : I/We hereby declare that the particulars given in this mandate form are correct and express my willingness to make payments towards investment in the schemes of SBI Mutual Fund.
I/We hereby confirm and declare that the monies invested by me in the schemes of SBI Mutual Fund do not attract the provisions of Foreign Contribution Regulations Act (“FCRA”). I/We are aware
that SBI Mutual Fund and its service providers and bank are authorized to process transactions by debiting my/our bank account through Direct Debit / NACH facility. If the transaction is delayed or
not effected for reasons of incomplete or incorrect information, I/We would not hold the user institution responsible. I/We will also inform SBI Mutual Fund/RTA about any changes in my/our bank
account. I/We confirm that the aggregate of the lump sum investment (fresh purchase & additional purchase) and SIP installments in rolling 12 months period or financial year i.e. April to March does
not exceed Rs. 50,000/- (Rupees Fifty Thousand) (applicable for “Micro investments” only). The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other
mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I/We have read, understood and agreed to
the terms and conditions and contents of the SID, SAI, KIM and Addenda issued from time to time of the respective Scheme(s) of SBI Mutual Fund. I/We hereby authorize the bank to honour such
payments for which I/We have signed and endorsed the Mandate Form.

ONE TIME DEBIT MANDATE FORM (OTM)

UMRN Date D D M M Y Y Y Y

Sponsor Bank Code Utility Code

CREATE  I/We, hereby authorize SBI Mutual Fund To debit (Please3) SB / CA / CC / SB-NRE / SB-NRO / Other
MODIFY
Bank A/c No.
CANCEL

with Bank Bank Name IFSC OR MICR

an amount of Rupees `
FREQUENCY: Weekly Monthly Quarterly  As & when presented DEBIT TYPE : Fixed Amount  Maximum Amount
Folio No.: Moblie No.:

Appln No. : Email ID:

I Agree for the debit of mandate processing charges by the bank whom I am authorizing to debit my account as per latest schedule of charges of the bank.
PERIOD
From
To 3 1 1 2 2 0 9 9 Signature of 1st Bank Account Holder Signature of 2nd Bank Account Holder Signature of 3rd Bank Account Holder

Or Until cancelled
Name as in Bank records Name as in Bank records Name as in Bank records
This is to confirm that the declaration has been carefully read, understood & made by me/us. I am authorizing the User entity/Corporate to debit my account, based on the instruction as agreed and signed by me.
I have understood that I am authorized to cancel/amend this mandate by appropriately communicating the cancellation / amendment request to the User entity /Corporate or the bank where I have authorized the debit.
 INSTRUCTIONS TO FILL ONE TIME DEBIT MANDATE (OTM)

1. Investors who have already submitted One Time Debit Mandate (OTM) form or already registered for OTM facility
should not submit OTM form again as OTM registration is a one-time process only for each bank account in the Folio.
However, if such investors wish to add a new bank account towards OTM facility may submit the new OTM form.

2. Investors, who have not registered for OTM facility, may fill the OTM form and submit duly signed with their name
mentioned (as per bank records).

3. Alongwith OTM, investors should enclose an original CANCELLED cheque (or a copy) with name and account number
pre-printed of the bank account to be registered failing which registration may not be accepted.

4. First applicant / unitholder must be one of the account holder in the bank account. Investor’s cheque / bank account
details are subject to third party validation.

5. Investors are deemed to have read and understood the terms and conditions of Systematic Investment Plan mentioned
in SID, SAI & KIM of the respective Scheme(s) of SBI Mutual Fund.

6. UMRN, Sponsor Bank Code and Utility Code are meant for Office use only and need not be filled by investors.

7. Please mention OTM date and OTM “From date” in DDMMYYYY format.

8. For the convenience of the investors the frequency of the mandate mentioned as “As and When Presented” and OTM
“To Date” mentioned as “31 12 2099”.

9. Please provide all the information / details in the OTM.

Mandatory information to be provided in One Time Debit Mandate (OTM):

• Date of Mandate

• Bank A/c Type

• Bank A/c No. (please enclose CANCELLED cheque leaf)

• Bank Name

• IFSC and/or MICR Code

• Maximum Amount (Rupees and Words)

• Mandate From date

• Signature/s of account holders in bank records

• Name/s of account holders as in bank records

 S-1306/19
TRANSACTION SLIP (Please fill in BLOCK Letters)
ARN & Name of Distributor Branch Code Sub-Broker ARN Code Sub-Broker Code EUIN* Reference No.
(only for SBG) (Employee Unique Identification Number)

Declaration for "execution-only" transaction (only where EUIN box is left blank) (Refer Instruction 1 (p))
* I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an “execution-only” transaction without any interaction or advice by the employee/relationship manager/sales person of the above
distributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor and the distributor has not charged any advisory fees on this transaction.

SIGNATURE(S)
1st Applicant / Guardian / Authorised Signatory 2nd Applicant / Authorised Signatory 3rd Applicant / Authorised Signatory
Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor
TRANSACTION CHARGES FOR APPLICATIONS THROUGH DISTRIBUTORS/AGENTS ONLY (SEE NOTE 15)
In case the subscription amount is Rs. 10,000/- or more and if your Distributor has opted to receive Transaction Charges, Rs. 150 (for first time mutual fund investor) or Rs. 100/- (for
investor other than first time mutual fund investor) will be deducted from the subscription amount and paid to the distributor. Units will be issued against the balance amount invested.
INVESTOR DETAILS (MANDATORY)
EXISTING FOLIO NO.
Name
(Mr/Ms/M/s)

Email ID

Mobile No.

Telephone No.
PAN DETAILS (Enclose PAN copy & KYC acknowledgement)
First Applicant / Guardian Second Applicant Third Applicant

PAN Exempt KYC Ref no PAN Exempt KYC Ref no PAN Exempt KYC Ref no
(PEKRN for Micro investments) - __________________ (PEKRN for Micro investments) - __________________ (PEKRN for Micro investments) - __________________
KIN (KYC Identification No.) KIN (KYC Identification No.) KIN (KYC Identification No.)

ADDITIONAL PURCHASE REQUEST

Scheme Name
(SEE NOTE 5)
Plan (Please ✓ ) Regular Direct (SEE
In case of Dividend Transfer facility, please mention target NOTE
scheme along5)with plan/option.
Option (Please ✓ ) Growth Dividend Scheme / Plan / Option
Dividend Facility (Please ✓ ) Reinvestment Payout Transfer
Cheque / DD Amount (Rs.) Drawn on Bank and Branch Cheque / D.D. No. & Date

Investment Amount (Rs. in Figures) Investment Amount (Rs. in Words)

DEMAT ACCOUNT DETAILS

If you wish to hold units in Demat mode, please provide below details and enclose the latest Client Master / Demat Account Statement (Mandatory).
Please ensure that the sequence of names as mentioned in the application form matches with that of the account held with the Depository Participant.
National Securities Depository Limited (NSDL) Central Depository Services (India) Limited (CDSL)
Depository Depository
Participant Name Participant Name
DP ID No. I N Beneficiary Account No.
Beneficiary Account No.
Please note wherever units are allotted in Demat Mode, Statement of Account will be issued by the Depository concerned. Further allotment of units (through
additional purchase / SIP) in the same scheme/plan will be allotted in Demat mode and investors can do further transactions through their Depository Participant only.
SWITCH REQUEST
Amount OR Number of Units OR All units (Please ✓)

From Scheme To Scheme

✓)
Plan (✓ ✓)
Option (✓ ✓)
Plan (✓ ✓)
Option (✓ ✓)
Dividend Facility(✓
Regular Growth Regular Growth Reinvestment Payout
Direct Dividend Direct Dividend Transfer
In case of Dividend Transfer facility, please mention target scheme along with plan/option.
Scheme / Plan / Option
REDEMPTION REQUEST
Scheme

Plan (✓) Regular Direct Option (✓) Growth Dividend (Reinvestment / Payout /Transfer)

Amount OR Number of Units OR All units (Please ✓)

 TEAR HERE 
Sponsor : State Bank of India,
TRANSACTION SLIP - ACKNOWLEDGEMENT Investment Manager : SBI Funds Management Pvt. Ltd.
To be filled in by the Investor (A Joint Venture between SBI & AMUNDI)
Folio No.

(To be filled in by the First applicant/Authorized Signatory) : Stamp

Received from Signature & Date
Additional Purchase / Scheme Name /Plan/Option/Dividend Facility Amount Units
Redemption

Systematic Investment Scheme Name /Plan/Option/Dividend Facility Amount (Rs.) Frequency SIP/SWP Date
Plan / Withdrawal Plan 1st 5th 10th 15th 20th
25th 30th (For February, last business day)
Systematic Transfer Scheme Name /Plan/Option/Dividend Facility Amount Units STP Commencement
Plan / Switch Over From To Date

Change of Address (Please ✓)

SWP / STP FACILITY REQUEST
Scheme / Plan SWP installment amount (Rs.) Amount (in words) Frequency (Please ✓ any one)
Systematic Withdrawal Plan (SWP)
Weekly (1st, 8th, 15th & 22nd )
Monthly
SWP From M M Y Y SWP To M M Y Y
Quarterly
Y Y Y Y
Half-yearly
SWP Date 1st
5
th
10
th
15th
20th
25th 30 th
(For February, last business day) Annual
STP Facility Request (Please ✓ any one) Regular STP CASTP Flex STP
From (Scheme) To (Scheme)
Systematic Transfer Plan (STP) Scheme
Plan (✓) Regular Direct Plan (✓) Regular Direct

Option (✓) Growth Dividend Option (✓) Growth Dividend

Dividend Facility(✓) Reinvestment Payout Transfer
In case of Dividend Transfer facility, please mention target scheme along with plan/option.
Scheme / Plan / Option
STP Frequency & Enrolment Daily Monthly STP Installment Amount (Rs.) STP From STP To
Period
D D M M Y Y Y D D M M Y Y Y Y
(Please ✓ any one) Weekly Quarterly Y

CHANGE OF ADDRESS FOR NON-KYC FOLIOS (Identity and Address proof mandatory)
Local
Address of
1st Applicant

Landmark

City Pin

State
✓ ) ) Indian by Default
Address for Correspondence for NRI Applicants only ( Please (✓ Foreign

Foreign Address
(Mandatory for
NRI / FII )

City

Country Zip

DECLARATION I/We confirm that the information provided in this form is true & accurate. I/We have read and understood the contents of all the scheme related documents and
I/We hereby confirm and declare that (i) I/We have not received or been induced by any rebate or gifts, directly or indirectly, in making this investment; (ii) the amount invested/
to be invested by me/us in the scheme(s) of SBI Mutual Fund (“the Fund”) is derived through legitimate sources and is not held or designed for the purpose of contravention of any
act, rules, regulations or any statute or legislation or any other applicable laws or any notifications, directions issued by any governmental or statutory authority from time to time;
(iii) the monies invested by me in the schemes of the Fund do not attract the provisions of Foreign Contribution Regulations Act (“FCRA”); (iv) I/We am/are aware that a U.S. person
(within the definition of the term ‘US Person’ under the US Securities laws) / resident of Canada are not eligible for investments with the Fund and I/We am/are not a U.S. person/
resident of Canada; (v) the ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/her for the different competing
schemes of various mutual funds from amongst which a scheme of the Fund is being recommended to me/us; (vi) * as per the Memorandum and Articles of Association of the
Company, Bye laws, Trust Deed or Partnership Deed and resolutions passed by the Company / Firm / Trust, I/We am/are authorised to enter into the transactions for and on behalf
of the Company/Firm/Trust; (vii) ** I/We am/are Non Resident of Indian Nationality/Origin and that funds for the subscriptions have been remitted from abroad through approved
banking channels or from my/our Non Resident External/Ordinary account/FCNR Account; (viii) *** I/We do not hold a Permanent Account Number and hold only a single PAN Exempt
KYC Reference No. (PEKRN) issued by KYC Registration Agency and also confirm that the aggregate of lump sum and SIP installments in a rolling 12 months period or financial
year does not exceed Rs. 50,000/- (Rupees Fifty Thousand); (ix) all information provided in this application form together with its annexures is/are true and correct to the best of
my/our knowledge and belief and I/We shall be liable in case any of the specified information is found to be false or untrue or misleading or misrepresenting; (x) that we authorize
you to disclose, share, remit in any form, mode or manner, all / any of the information provided by me/ us, including all changes, updates to such information as and when provided
by me/ us to the Fund, its Sponsor, AMC, trustees, their employees/RTAs or any Indian or foreign governmental or statutory or judicial authorities/agencies including but not limited
to SEBI, the Financial Intelligence Unit-India, the tax/revenue authorities in India or outside India wherever it is legally required and other such regulatory/investigation agencies
or such other third party, on a need to know basis, without any obligation of advising me/us of the same; (xi) I/We shall keep you forthwith informed in writing about any changes/
modification to the information provided or any other additional information as may be required by you from time to time; (xii) Towards compliance with tax information sharing laws,
such as FATCA and CRS: (a) the Fund may be required to seek additional personal, tax and beneficial owner information and certain certifications and documentation from investors.
I/We ensure to advise you within 30 days should there be any change in any information provided; (b) In certain circumstances (including if the Fund does not receive a valid self-
certification from me) the Fund may be obliged to share information on my account with relevant tax authorities; (c) I/We am aware that the Fund may also be required to provide
information to any institutions such as withholding agents for the purpose of ensuring appropriate withholding from the account or any proceeds in relation thereto; (d) as may be
required by domestic or overseas regulators/ tax authorities, the Fund may also be constrained to withhold and pay out any sums from my/our account or close or suspend my
account(s) and (e) I/We understand that I am / we are required to contact my tax advisor for any questions about my/our tax residency;
* Applicable to other than Individuals / HUF; ** Applicable to NRIs; *** Applicable to “Micro investments”

SIGNATURE(S)
Applicants must
sign as per mode ⊗ ⊗ ⊗
of holding 1st Applicant/Guardian/ Authorised Signatory 2nd Applicant/Authorised Signatory 3rd Applicant/ Authorised Signatory

Date Place

 TEAR HERE 

All future communication in connection with this application should be addressed to the Registrars to the scheme or SBIMF Corporate Office.

Investment Manager : Registrar:

SBI Funds Management Pvt. Ltd. Computer Age Management Services Pvt. Ltd.,
(A Joint Venture between SBI & AMUNDI) SEBI Registration No. : INR000002813)
9th Floor, Crescenzo, C-38 & 39, G Block, Rayala Towers, 158, Anna Salai,Chennai – 600 002
Bandra Kurla Complex, Bandra (East), Mumbai – 400 051 Tel: 022-27786501 / 6551, Fax: 044 – 30407101
Tel: 022- 61793537 Email: [email protected]
Email: [email protected]
Website: www.camsonline.com
Website : www.sbimf.com
Details of Promoters/ Partners/ Karta / Trustees and whole time directors forming a part of Know Your Client (KYC) Application Form for Non-Individuals

Name of Applicant PAN of the Applicant

Relationship
DIN (For Directors) / with Applicant
Sr. Residential /
PAN Name Aadhaar Number (i.e. promoters, Photograph
No. Registered Address
(For Others) whole time
directors etc.)

Place for
Intermediary Logo
Name & Signature of the Authorised Signatory(ies) Date d d / m m / y y y y
Details of Promoters/ Partners/ Karta / Trustees and whole time directors forming a part of Know Your Client (KYC) Application Form for Non-Individuals

Name of Applicant PAN of the Applicant

Relationship
DIN (For Directors) / with Applicant
Sr. Residential /
PAN Name Aadhaar Number (i.e. promoters, Photograph
No. Registered Address
(For Others) whole time
directors etc.)

Place for
Intermediary Logo
Name & Signature of the Authorised Signatory(ies) Date d d / m m / y y y y
 SBI FUNDS MANAGEMENT PVT LTD - BRANCHES
AHMEDABAD: SBI Funds Management Pvt Ltd, 4th Floor, Zodiac Avenue, Opp Mayor Bungalow, Near Law Garden, Ahmedabad–380006, Tel :
(079)26423060,26463090. , Silvercrest Ramkrushna Building, Ground Floor, Shop A1/2, Opposite Deputy Collector Bungalow, Below Shreedeep Hospital,
Station Road, Ahmednagar - 414001. Phone no: 0241-2354555 Email id: [email protected] AGARTALA: SBI Funds Management Pvt Ltd,
Ground Floor, SBI Regional Business office (RBO-VII), Bijoy Kumar Choumuhani, Agartala-799001, Tel No.: 0381-232-410. Agra: SBI Funds Management
Pvt Ltd, Office No. 207 A, Second Floor, Sumriddhi Business Suites, Block no. 38/4A, Sanjay Place, Agra – 282001, Tel : (0562) 2850239/37, AJMER:
SBI Funds Management Pvt Ltd, C/O SBI Special Branch, Ajmer - 305001, Tel: (0145)2426284.AKOLA: SBI Funds Management Pvt. Ltd. Yamuna
Tarang Complex, First Floor - Shop No 16,17,18 and 19, Murtijapur, Opposite Gadpal Hospital, Akola – 444001, Maharashtra.Phone no: 8956868990
Email: [email protected] ALAPPUZHA: SBI Funds Management Pvt. Ltd. Niza Centre, New General Hospital Junction, Stadium Ward, Beach
Road, Alappuzha – 688001, Kerala ALIGARH : SBI Funds Management Pvt Ltd, State Bank of India, Main Branch, Aligarh – 202001, Uttar Pradesh
ALLAHABAD: SBI Funds Management Pvt Ltd, UG-13, Vashishta Vinayak Tower, Tashkent Marg, Civil Lines, Allahabad,211001, Tel: 0532-2261028.
ALWAR : SBI Funds Management Pvt Ltd, Branch Manager, State Bank of India, Mahal Chowk, Alwar – 301001, Rajasthan. AMBALA : SBI Funds
Management Pvt Ltd, C/o State Bank of India Mahesh Nagar Ambala Cantt. - 133001, Haryana. AMRAVATI : SBI Funds Management Pvt Ltd, C/o State
Bank of India, Main Branch, Shyam Chowk, Amravati – 444601, Maharashtra AMRITSAR: SBI Funds Management Pvt Ltd, C/O State Bank of India,
SCO-5, District Shopping Centre, Ranjit Avenue, B Block, Amritsar - 143001., Tel: 0183-2221755 / 0183 - 5158415 Email id: [email protected].
ANAND : SBI Funds Management Pvt Ltd, 102, 10 & 11, First Floor, Chitrangana Complex, Anand Vidhyanagar Road,Anand Gujarat Tel: (02692)-
246210. ANANDNAGAR: SBI Funds Management Pvt Ltd , C/o State Bank of India, Anandnagar Cross Road, LandMark Building, Beside Kandoi Bhogilal
Mulchand, Ahmedabad – 380015. Phone No: 9925660299 Email Id : [email protected] ANNA NAGAR: SBI Funds Management Pvt Ltd, Ground
Floor, Intec Castle, No-12, F Block, 2nd Main Road, Anna Nagar East, Chennai – 600 102. Phone no: 044 48626775 ANDHERI : SBI Funds Management
Pvt Ltd, Shop No. 6, Monisha CHS, S.V Road, Near ICICI Bank, Andheri (West), Mumbai – 400058, Tel No.: 022-6900 1891.ANGUL: SBI Funds
Management Pvt Ltd, Amlapada, Lane-6, Above State Bank of India, Personal Banking Branch, Angul, Odisha - 759122 Phone no: 06764-234201 Email
id: [email protected] ASANSOL :SBI Funds Management Pvt Ltd, 2nd Floor, Block A, P. C. Chatterjee Market, RambandhuTala, G.T. Road. Asansol
– 713303, West Bengal, Tel no. 81700 37270. AURANGABAD: SBI Funds Management Pvt Ltd, 1st Floor Viraj Complex, Opp; Big Cinema, Above SBI
ATM, Khadkeshwar, Aurangabad-431001, Tel: 0240-3244781. BADDI: SBI Funds Management Pvt Ltd, B-71 First Floor, Big -B Complex, Bye Pass
Road, Baddi – 173205, Himachal Pradesh, Phone no:01795-244415, Email id: [email protected] BANGALORE :SBI Funds Management Pvt
Ltd,#501, 5th Floor,16 & 16/1,Phoenix Towers, Museum Road, Bangalore–560001, Tel : (080)25580014/25580051/22122507, 22272284, 22123784.
BHOPAL :SBI Funds Management Pvt Ltd, Manav Niket, 30, Indira Press Complex, Near Dainik Bhaskar Office, M.P. Nagar, Zone-1, Bhopal (MP) –
462011 Tel No.: 0755-2557341, 4288276. BANGALORE (JAYANAGAR) - 1st Floor, Baba Towers, No. 162/158 – 1, 6th Main, Diagonal Road,
Jayanagar,4th Block, Bangalore – 560 011. Tel: 080-26540014. BANGALORE (MALLESHWARAM): SBI Funds Management Private Limited, First
floor, 79/1, West park Road, 18th cross, Malleshwaram, Bangalore - 560055. BANKURA : SBI Funds Management Private Limited,80/1/A Nutanchati
Mahalla, Raghunathpur Main Road, 1st Floor,Nutanchati State  Bank Building Bankura -722101. BHUBANESHWAR :SBI Funds Management Pvt Ltd,
SBI LHO Bldg, Ground Floor, Pt. Jawaharlal Nehru Marg, Bhubaneshwar–751001, Tel : (0674)2392401/501. BALASORE: SBI Funds Management Pvt
Ltd, 1st Floor, Plot no 327/1805, FM College Road, Balasore - 756003, Odisha. BAREILLY: SBI Funds Management Pvt Ltd, C/o State Bank of India,
Main Branch, Opp Katchery, Civil Lines, Bareilly- 243001. BELAGAVI: SBI Funds Management Pvt Ltd, Classic Complex, No 103, First Floor, Saraf
Colony, RPD Cross, Behind Ajanta Hotel, Belagavi – 590006. Phone no: 08312422463 Email id: [email protected] BHAGALPUR : SBI Funds
Management Pvt Ltd, Mirzanhat Branch, Near GurhattaChowk, Police Station Mujahidpur, Bhagalpur - 812005, Bihar. BHARUCH : SBI Funds Management
Pvt Ltd, 101-105, 1st Floor, Glacier Complex, Near Pizza Inn Restaurant, Jetalpur Road, Vadodara - 390007, Gujarat. BHILWARA: SBI Funds Management
Pvt Ltd, c/o State Bank of India, Bhopalganj Branch, 1st Floor Dumas Presedency, Basant Vihar, Bhilwara – 311001,Rajasthan. Phone No: 01482- 240144
BATHINDA: SBI Funds Management Pvt Ltd Shop No: 3 - 4, Ground Floor, Zila Parishad Complex, Bhatinda - 151001. Phone No: 0164 – 2218415,
Email id: [email protected] aBERHAMPORE: SBI Funds Management Private Limited, 1st Floor,46/12, Amar Chakraborty Road, PO:Khagra,
DIST : Murshidabad, West Bengal - 742103 Tel:. BHUJ: SBI Funds Management Pvt Ltd, C/o State Bank of India, Shanti Chambers, Office No. 30, New
Station Road, Opp. SBI Main Branch – 370001, Gujarat BOKARO: SBI Funds Management Pvt Ltd, F/5, City Centre, Sector - 4, Bokaro Steel City –
827004, Jharkhand. BORIVALI : SBI Funds Management Pvt Ltd, Shop No. 3&4, Natraj CHS Ltd, Sodawala Lane, Near Chamunda Circle, Borivali
(West), Mumbai – 400092, Tel No.: 022-28927551/28922741. BURDWAN: SBI Funds Management Pvt Ltd, 1st floor of Debbhumi, G.T. Road, Perbirhata
near Santoshi Mandir, Post Office - Sripally, Burdwan District - 713103, West Bengal.BAVNAGAR: SBI Funds Management Pvt Ltd, C/o SBI Darbargadh
Branch. 2’nd Floor.AmbaChowk. Bhavnagar 364001, Tel: 0278-2523788,. BELGAUM: SBI Funds Management Pvt Ltd, C/o.SBI Main Branch,Near
Railway Station Camp, Belgaum-590001, Tel: 0831-2422463. BELLARY: SBI Funds Management Pvt Ltd, C/o.SBI Main Branch, Station Road
Bellary-583101, Tel: 08392-271775. BHILAI: SBI Funds Management Pvt Ltd, Plot no.21, Nehru Nagar East, Commercial Complex, Near Bhilai Scan,
Bhilai-490020, Tel No.: 0788-4010955, 0788 – 6940010/11/12/13/14/15/16/17. BILASPUR: SBI Funds Management PvtLtd, SBI, Main Branch,OldHighcourt
Road,Bilaspur-495001, Tel: 07752) 495006. BIKANER : SBI Funds Management Pvt. Ltd.C/o State Bank of India, Public Park Branch, Bikaner – 334001,
Rajasthan. BOKARO: SBI Funds Management PvtLtd,C/o State Bank of India, Sector – 4,Main Branch, Bokaro Steel City, Bokaro – 827004, Tel:
9304823011.CHANDIGARH :SBI Funds Management Pvt Ltd, C/o State Bank of India, SCO-107-108, 2nd Floor, Administrative Office, Sector 17-B,
Chandigarh-160017, Tel No.: 0172-2703380. CHENNAI :SBI Funds Management Pvt Ltd,SigapiAchi Building Ii Floor,18/3, Marshalls Road, Rukmani
Lakshmipathy Road, Egmore, Chennai - 600 008, Tel : 044 2854 3382 / 3383, 044 2854 3384 / 3385. COIMBATORE :SBI Funds Management Pvt Ltd,
1st Floor, Above SBI R.S Puram Branch, 541, D.B Road, R.S Puram, Coimbatore- 641 002, Tel : (0422) 2541666. CALICUT : 2nd Floor, Josela’s Galleria,
Opp. Malabar Christian College Higher Secondary School, Wayanad Road, Calicut-673001, Tel no: 0495-2768270, 4020079, 4020080. CUTTACK: SBI
Funds Management Pvt Ltd, 3rd Floor,City Mart, Above Vishal Mega Mart, BajraKabati Road,Cuttack-753001, Tel: 0671-2422972. CHINCHWAD : SBI
Funds Management Pvt Ltd, Shop No. 1. Ratnakar Bldg, Pavan Nagar, Opp P N Gadgil Showroom, ChapekarChowk, Chinchwad Pune-411033, Tel :
020-27355721.DAVANGERE : SBI Funds Management Pvt Ltd, Eshwar Complex, PJ Extension, Davangere - 577002, Karnataka. DARBHANGA : SBI
Funds Management Pvt Ltd, Regional Business Office, Darbhanga, PO Laheriasarai, District – Darbhanga - 846001, Bihar. DALTONGANJ: SBI Funds

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Management Pvt Ltd , Mahendra Arcade, First Floor, Zila School Road, Near Post Office, Daltonganj – 822101, Jharkhand.Phone no: 8877976333
DEHRADUN: SBI Funds Management Pvt Ltd, 93, Rajpur Road, Above PNB Bank, Behind Mayur Auto, Dehradun-248001, Tel: (0135)2651719/2749918.
DHANBAD: SBI Funds Management Pvt Ltd, C/O State Bank Of India, Main Branch, 1st Floor, Centre Point Bank More, Dhanbad-826001, Tel: 0326-
2301545. DHARAMSHALA: SBI Funds Management Pvt Ltd, 1st floor, SBI Main Branch, Kotwali Bazar, Dharamshala – 176215, Himachal Pradesh,
Tel: 9418028624/01892-225814. DIMAPUR :SBI Funds Management Pvt Ltd, C/o State Bank of India, Old Market Branch, Kalibari Road, Old Daily
Market (Near Durga Market), Dimapur- 797112, Nagaland. DEOGHAR: SBI Funds Management Pvt Ltd, 722 & 723 SSM Jalan Road, Castair Town ,
Opposite IDBI Bank, Deoghar – 814112, Jharkhand.Phone no: 8986614868 / 9570378333 Durgapur: SBI Funds Management Pvt Ltd, 4/23, Suhatta
Mall, Sahid Khsudiram Sarani, City Centre, Durgapur – 713216, Tel: 0343-2544191.ERNAKULAM : First Floor, Chakiat Estate, Church Landing Road,
Pallimukku, Cochin – 682 016,Kerala. Phone No: 0484 – 4011605 / 4011606 Email :[email protected]. FAIZABAD : SBI Funds Management Pvt
Ltd, State Bank of India, Regional Business Office – IV, Civil Lines, Faizabad – 224001, Uttar Pradesh. FARIDABAD : SBI Funds Management Pvt Ltd,
C/o. SBI Commercial Br.,, 1ST Floor, SCO-3, Sector 16, Faridabad-121002 Tel No.: 0129 – 4030661 FEROZEPUR: SBI Funds Management Pvt Ltd,
c/o State Bank OF India RBO, 120 Church Road Ferozepur Cantonment Ferozepur - 152001, Tel: 9855008415. GOA : SBI Funds Management Pvt
Ltd, FO – 4, Indraprastha Building, 1st Floor, Above Dena Bank, Menezes Braganza Road, Panjim - 403001, Goa, Tel No.: (0832) 6512666/ 6512777/
2235283. GOA (VASCO-DA-GAMA) - Shop No.123, 1st Floor, Anand Chambers , Fl. Gomes Road, Vaddem, New Vaddem , Vasco-da-Gama – 403802.
Tel No.: (0832) 6578333. GURGAON :SBI Funds Management Pvt Ltd, Shop No 6, Ground Floor, Vipul Agora,M G Road,Gurgaon-122002, Tel : (0124)
4200828. GUWAHATI :SBI Funds Management Pvt Ltd, Sethi Trust Building,Unit-III, Above State Bank of India-GMC Branch, G.S.Road, Bhangagarh,
Guwahati-781005, Tel : (0361)2463704. GANDHIDHAM :SBI Funds Management Pvt Ltd, C/o State Bank of India, Adinath Arcade, Office No. 6, Police
Station Road, Gandhidham – 370201, Gujarat. GAYA : SBI Funds Management Pvt Ltd, C/o State Bank Of India, Personal Banking Branch, Gaya,
Gawalbigha More, Opposite Dayal Petrol Pump, Gaya - 823001, Bihar. GHATKOPAR : Shop No - 1 & 2,  Atlantic  Towers, R B Mehta Road, Near Railway
Station, Ghatkopar – East, Mumbai – 400077. Tel No.: 022 – 25012227 / 28. GHAZIABAD: SBI Funds Management Pvt Ltd, SIB branch Ist floor
NavyugMarket, Ghaziabad -201001, Tel: 0120-2797582,. GORAKHPUR: Shop No – 6 & 7, Upper Ground Floor, Cross Mall The Road, AD Chowk,
Bank Road, Gorakhpur – 273001, Uttar Pradesh, Tel: 0551-2203378. GULBARGA: SBI Funds Management Pvt Ltd, C/o. State Bank of India, Opp.
SBI  Lead Bank Office, II Floor, No.1/44 & 1/44A, Vidyachand Tower, Opp.Siddhartha Law College, Court Road, Station Area, Kalburgi – 585102.
GWALIOR: SBI Funds Management Pvt Ltd, C/O State Bank Of India, Gwalior Main Branch, Bada, Lashkar Gwalior-474001, Tel: 0751-2447272.
GUNTUR : SBI Funds Management Pvt Ltd, C/o State Bank of India, Brodipet Branch, #4/11, Master Minds Building Brodipet, Guntur - 522002, Andhra
Pradesh. HYDERABAD: SBI Funds Management Pvt. Ltd., 6-686/3F, 3rd Floor, Banjara Hills Road No.12, Above Indian Bank, Hyderabad – 500034,
Tel: 040 – 48544611 / 040 - 48544711. HAMIRPUR: SBI Funds Management Pvt Ltd , c/o State Bank of India, Main Branch, Ist floor, Hamirpur – 177001,
Himachal Pradesh. Phone no:01972-224799 Email id: [email protected]. HALDWANI: SBI Funds Management Pvt Ltd, SBI SME Main Branch,
Nainital Road, Haldwani, Uttarakhand – 263 139, Tel: 9412084061. HAZARIBAGH : SBI Funds Management Pvt Ltd, Prabhu Niwas Market, AnandaChowk
, Guru Govind Singh Road, Hazaribagh – 825301, Jharkhand. HISSAR: SBI Funds Management Pvt Ltd, 42,Red Square Market, Nr. Hotel Regency,
Hisar -125001, Haryana,, Tel: 01662 238415. HUBLI: SBI Funds Management Pvt Ltd, c/o: State Bank of India, Market Branch, Laxmi Complex, Near
Court Circle, Hubli-580029, Tel: 0836-2368477. HOSIHARPUR : SBI Funds Management Pvt Ltd, C/o State Bank of India, Main Branch, 1st Floor,
Opposite Green View Park, Main Court Road, Hoshiarpur-146001, Punjab.INDORE:SBI Funds Management Pvt Ltd, 215-216 City Centre, 2nd floor,570
M.G. Road, Indore – 452001, Tel : 0731 -2541141/4045944/4991080/4991081/4991082/4991083. IMPHAL : SBI Funds Management Pvt Ltd, C/o State
Bank of India, Imphal Branch, M. G. Avenue, Imphal – 795001, Manipur. ITANAGAR : SBI Funds Management Pvt Ltd, C/o State Bank of India, Personal
Banking Branch, Ziro Point, Itanagar – 791111, Arunachal Pradesh. JABALPUR: SBI Funds Management Pvt Ltd, G-2, Ground Floor, Rajleela Tower,
Wright Town, Jabalpur – 482002, Tel No.: 0761–2410042 .JAIPUR :SBI Funds Management Pvt Ltd, 1st Floor, SBI Tonk Road Branch, Near Times of
India Building,Tonk Road, Jaipur–302015, Tel : (0141) 2740016/2740061. JALANDHAR: SBI Funds Management Pvt Ltd, 2nd Floor, Shanti Towers,S.C.O.
37, P.U.D.A. Complex, Opposite SuvidhaCentre, Jalandhar - 144001, Tel: 0181-2238415.JALGAON : SBI Funds Management Pvt Ltd., 2nd floor, Opp.
SBI Main Branch, Stadium Complex, JilhaPeth, Jalgaon - 425001, Maharashtra. JAMMU: SBI Funds Management Pvt Ltd, C/O State Bank of India,
Zonal Office, 2nd Floor- Ansari, Bahu Plaza, Gandhi Nagar Jammu Tawi-180001, Tel: -(0191) 2474975. JAMNAGAR: SBI Funds Management Pvt Ltd,
C/o SBI Ranjit Road Branch,Ranjit Road, Jamnagar,-361001, Tel: 0288-2660104. JAMSHEDPUR: SBI Funds Management Pvt Ltd, C/o State Bank of
India, Commercial Branch, Pratap Tower, 1st floor, Near Agrawal Book Store,(J)Road, Bistupur, Jamshedpur - 831001 Tel no.: 09934360079, Email ID:
[email protected]. JHANSI: SBI Funds Management Pvt Ltd, C/o SBI Main Barnch, Near Elite Crossing, Jhansi- 284001, Tel: 0510-2330298.
JODHPUR: SBI Funds Management Pvt Ltd, 201, Shree Plaza,658 Residency Road, Sardarpura, Jodhpur. 342003, Tel: 0291-2611928,0291-2611929.
JORHAT : SBI Funds Management Pvt Ltd, C/o State Bank of India, Jorhat Main Branch, A.T. Road, Jorhat – 785001, Assam. JUNAGADH : SBI Funds
Management Pvt Ltd, Balaji Avenue, First Floor, Shop No 7 & 8, Near Reliance Mall, Opposite Rajlaxmi Park, Motibaug to Sardarbaug Road, Junagadh
– 362001, Gujarat. Phone No: 0285 – 2670350 Email: [email protected] KANPUR :SBI Funds Management Pvt Ltd, 207, 2nd Floor, Sai Square,
16/ 116 (45), Bhargava Estate, Civil Lines, Kanpur- 208001, Tel No.: 0512- 6900314/15. KOLKATA :SBI Funds Management Pvt Ltd, JeevandeepBldg,No
1, Middleton Street, 9th Floor, Kolkatta–700 001, Tel : 22882342/22883767/22883768.KALYANI : SBI Funds Management Pvt Ltd, Sri Tapan Krishna
Dey, Sudhalaya, A 1/50, Kalyani, District Nadia - 741235, West Bengal. KANNUR : SBI Funds Management Pvt Ltd, C/o State Bank of India, NRI
Branch, SBI Building, Fort Road, Kannur – 670001, Kerala. KHARAGPUR : SBI Funds Management Pvt Ltd, IndaPeerbaba, Near Ashirbad Lodge,
Kharagpur, Midnapore West, West Bengal – 721301. KOLHAPUR: SBI Funds Management Pvt Ltd, 3rd Floor, Ayodhya Towers,, Station Road,,
Kolhapur-416 001, Tel: 0231 - 2680880. KOLLAM : SBI Funds management Pvt Ltd, C/o State Bank of India, Kollam Branch, PB No 24, State Bank
Building, Near Railway Station, Kollam - 691001, Kerala. KORBA : SBI Funds Management Pvt Ltd, C/o. State Bank of India, Kutchery Branch,
KutcheryChowk, Raipur – 492001, Chattisgarh. KOTA: SBI Funds Management Pvt Ltd, Shri Govindam, First Floor, Opposite Lala Lajpat Rai Bhawan,
Shopping Center, Kota – 324007 Phone No: (0744) - 2360631. KOTTAYAM: SBI Funds Management Pvt Ltd, C/0 SBI Kalathipadi Branch, Opp. Karipal
Hospital, K K Road, Kalathipadi, Vadavathoor P O, Kottayam-686010, Tel:. KURNOOL : SBI Funds Management Pvt Ltd, No: 26, 1st Floor, Ucon Plaza,
Park Road, Kurnool-518001,Andhra Pradesh, Tel : 08518-227776. KALYAN : SBI Funds Management Pvt Ltd, Shop No 7, Allaha Rakkha Commercial
Complex,Near ‘D’ Mart, Dr. Rambhau Patwardhan Road, Bail Bazar Circle, Kalyan (W)– 421301 Tel: 0251-2311980 Email: [email protected].

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KALYANI: B-9/277/(CA), 1st Floor, Kalyani, District Nadia, West Bengal - 741235, Tel: 033-25827700. LUCKNOW :SBI Funds Management Pvt Ltd,
G-16, Kasmande House,2, Park Road, Hazratganj,Lucknow-226 001, Tel : (522) 2286741,2286742. LUDHIANA :SBI Funds Management Pvt Ltd,
SCO-124, Ground Floor, Feroze Gandhi Market, Ludhiana - 141001, Phone No.: 0161-2449849, 0161-5058415. LEH : SBI Funds Management Pvt
Ltd, C/o State Bank Of India Fire & Fury Branch, Opp. Hall of Fame, Air Port Road Leh, Dust - Leh. – 194101, Jammu & Kashmir. MADHAPUR: SBI
Funds Management Pvt Ltd, 1st Floor, Shristi Tower, 1-98/2/11/3, Arunodaya Colony, Madhapur, Opposite Karachi Bakery, Hyderabad – 500081,
Telangana, Phone no: 040 23119010. MUMBAI :SBI Funds Management Pvt Ltd, Forbes’ Building, 2nd Floor, Charanjit Rai Marg, East Wing, Fort,
Mumbai–400 001, Tel : (022)66532800. MADURAI: SBI Funds Management Pvt Ltd, Ground Floor, Surya Towers, 272, Good Shed Street, Madurai -
625001 Phone No: 0452 4374242 Email id: [email protected]. MALDA : SBI Funds Management Pvt Ltd, C/o ArindamSarkar, Vivekananda Pally,
Behind Fouzder Clinic, English Bazar, Malda - 732101, West Bengal. MANDI: C/O State Bank of India, 2nd Floor, Near Gandhi Chowk, Teh Sadar-
Himachal Pradesh, Mandi -175001, Phone No.: 08894321280. MANGALORE: SBI Funds Management Pvt Ltd, 2nd Floor, Essel Towers, Bunts Hostel
Circle, Mangaluru - 575003, Tel: (0824)2222463. MANINAGAR: SBI Funds Management Pvt Ltd, C/o State Bank of India, Opposite Ramji Mandir, Punit
Maharaj Road, Maninagar, Ahmedabad – 380008. Phone No: 9825069945 Email Id: [email protected] MARGAO : SBI Funds Management Pvt
Ltd, C/o State Bank of India, Margao Main Branch, Near MargaoMuncipal Garden - 403601, Goa. MEERUT: SBI Funds Management Pvt Ltd, C/0 SBI
Zonal Office, Garh Road, Meerut-250005, Tel:. MEHSANA : SBI Funds Management Pvt Ltd, Sanskrut Shopping Mall, F - 7, Nr. ModheraChowkdi, Opp.
Kotak Bank, Mehsana – 384002, Gujarat. MORADABAD: SBI Funds Management Pvt Ltd, C/o SBI Main Branch, Civil Lines, Moradabad-244001, Tel:
(0591) 2411411. MOHALI: SBI Funds Management Pvt Ltd, C/O State Bank of India, SCF-55 Phase – 5, Sahibzada Ajit Singh Nagar, Mohali -160062,
Phone no: 0172-5053380 , Email id: [email protected] MUZZAFFARPUR: SBI Funds Management Pvt Ltd, 2nd Floor, Poddar Complex, SBI Zonal
Office, OppJubbaShani Park, Mithanpura, Muzaffarpur - 842002,, Tel:. MYSORE: SBI Funds Management Pvt Ltd, No-145,1st Floor, 5th Cross, 5th
Main, Sarswathipuram, Mysore - 570009, Tel: 0821-2424919. NAGPUR :SBI Funds Management Pvt Ltd, 1st floor,” Shalwak Manor”, Office No - 101,
Plot No – 64-B, VIP Road, New Ramdaspeth, Near Central Mall, Nagpur – 440010, Tel No.: 0712-6458368. NEW DELHI :SBI Funds Management Pvt
Ltd, 5th Floor, Ashoka Estate, 24 Barakhamba Lane, New Delhi–110001, Tel : (011) 23466666. SBI Funds Management Pvt Ltd , B 1 / 4, 1st Floor,
Community Centre, Janakpuri, New Delhi – 110058 Phone no: 09999166140 Email id: [email protected] NADIAD : SBI Funds Management Pvt
Ltd, City Point Complex, Shop # 04, Ground Floor, Opp. Ipcowala Town Hall, Near ParasTalkis, Collage Road, Nadiad – 387001, Gujarat. NALGONDA:
SBI Funds Management Pvt ltd, 1st Floor,  NC’s Sai Plaza, Door No-6-3-10/A ,V T Road, Ramagiri, Nalgonda-508001,Telangana Phone no: 08682-
221999 Email id: [email protected] NASHIK: SBI Funds Management Pvt Ltd, Ground  Floor, Sharada Niketan, Tilak Wadi Road, Opp. Hotel
City Pride, Sharanpur Road, Nashik – 422002. Tel No.: 0253-2232553 Email ID: [email protected] NAVSARI :SBI Funds Management Pvt Ltd, C/o
State Bank of India, 105, Rudraksh Apt, Nr. Dhruvini Hospital, Asha Nagar Main Road, Navsari – 396445, Gujarat. NELLORE : SBI Funds Management
Pvt Ltd, C/o. State Bank of India, Vedayapalem Branch, Nellore - 524 004, Andhra Pradesh. NEHRU PLACE: SBI Funds Management Pvt Ltd, SBI,
40 Bakshi House, Nehru Place, New Delhi-110018, Tel : 011-26224606. NIZAMABAD: SBI Funds Management Pvt. Ltd., Ground Floor, H.No.5-6-549,
S.R. Mallaiah Complex, Pragati Nagar,Hyderabad Road, Nizamabad – 503001, Phone no: 08462-234001 Email id: [email protected] NOIDA:
SBI Funds Management Pvt Ltd, GF-07 ansal fortune arcade K- block, Sector – 18, Noida – U P NOIDA-201301, Tel : 0120 4232214.PATNA :SBI Funds
Management Pvt Ltd, C/o State Bank of India, Exhibition Road Branch, 2nd floor, Abdul Hai Building, Exhibition Road, Patna – 800001, Phone No: 0612
– 2219041 / 9798038999/ 9905597700 Email id: [email protected] [email protected] PANIPAT: SBI Funds Management Pvt Ltd, Time Square,
27-28 BMK Market, Behind Hotel Hive, G T Road, Panipat-132103, Haryana Tel: 0180-2648415 / 0180 – 4078415 PALAKKAD: SBI Funds Management
Pvt. Ltd.,2nd Floor, Builtech Building, Chittoor Road, Palakkad – 678013, Kerala PATIALA : SCO 14-15, Ground Floor, Opp. Kamal Laboratory, New
Leela Bhawan, Patiala-147001. Tel No.: 0175-2300058. PUNE: SBI Funds Management Pvt Ltd, Ground Floor, Pradeep Chambers, Near Idea Showroom,
Bhandarkar Road, Pune – 411005 Tel No.: 022-25670961 / 25671524 / 25653398/99 PUDUCHERRY: SBI Funds Management Pvt. Ltd. First Floor,
MPR Complex, No.152, Easwaran Koil Street, Puducherry – 605001, Tel no.: 0413-2222266 Email ID: [email protected] PITAM PURA : SBI Funds
Management Pvt Ltd, 112HB, 1st Floor, Twin Tower, Netaji Subhash Place, Near Max Hospital, Pitam Pura, New Delhi - 110034, Tel : 011-27351974.
RAIPUR : SBI Funds Management Pvt Ltd, Raj Villa, Near Raj Bhawan, Civil Lines, GhadiChowk,Raipur- 492001, Tel : (0771) 2543355,4263256,4056808.
RANCHI : Unit 104,1st floor, Jokhiram Chambers, Opposite G.E.L. Church Complex, Behind Mahabir Tower, Main Road, Ranchi - 834001, Jharkhand,
Tel: 9693205026. RAJAHMUNDRY :SBI Funds Management Pvt Ltd, C/o, SBH Main Branch, T Nagar, Rajahmundry – 533 101, Tel: (0883)2434002.
RAJKOT: SBI Funds Management Pvt Ltd, 208, Orbit Plaza, Near Swami Vivekanand Statue, Dr. Yagnik Road, Rajkot – 36000, Tel No.: 0281-2466740/41.
RENUKOOT: SBI Funds Management Pvt. Ltd.C/o State Bank of India, Renukoot, Sonbhadra – 231217, Uttar Pradesh. RAEBARELI : SBI Funds
Management Pvt. Ltd.C/o State Bank of India, RBO – 4, Mera Maan Guest House, Sultanpur Road, RaeBareli – 229001, Uttar Pradesh.RATLAM : SBI
Funds Management Pvt Ltd, 14/1, Chhatripul, Main Road, Ratlam – 457001, Madhya Pradesh. ROHTAK : SBI Funds Management Pvt Ltd, Ashoka
Plaza, Ground Floor,Delhi Road, Rohtak-124001 Tel: 01262258415. ROURKELA: 1st Floor, Dhananjay Niwas, Udit Nagar, Rourkela, Odisha – 769012,
Tel No.: 0661-2522999 SURAT :SBI Funds Management Pvt Ltd, International Trade Centre,Higher Ground Floor – 31, Majura Gate Crossing, Ring
Road, Surat – 395002 Tel : (0261) 3994800.SAHARANPUR : SBI Funds Management Pvt Ltd, State Bank of India, Court Road, Saharanpur – 247001,
Uttar Pradesh. SAGAR : SBI Funds Management Pvt Ltd, Shop No. G-11, Dwarikaji Complex, Civil Lines, Sagar - 470 001, Madhya Pradesh. SALEM:
SBI Funds Management Pvt Ltd. Nakshatra Trade Mall”, No.55/1,Ramakrishna Raod, Near Gopi Hospital,Salem-636007, Tel: 0427-4552289.
SAMBALPUR: SBI Funds Management Pvt Ltd, State Bank Of India, Sambalpur Main Branch, Sambalpur, Dist. sambalpur, Orissa-768001, Tel: 0663-
2410001. SANGRUR: SBI Funds Management Pvt. Ltd, c/o State Bank of India, Barra Chowk Branch, Sangrur– 148023, Punjab. Phone no:0167-
2500020 , 9855228415 Email id: [email protected] SANGLI: SBI Funds Management Pvt. Ltd 1st Floor-101, Shrilaxmi Chembers, Opposite ZP
Office, Sangli - Miraj Road, Sangli – 416416. Phone no: 8806600921 Email: [email protected]: SBI Funds Management Pvt. Ltd, 1st Floor
287/1/J/6, Adarsh Corner, Opposite Rajtara Hotel, Radhika Road, Satara – 415001. Phone no: 8806009837 Email: [email protected];
SECUNDERABAD: SBI Funds Management Pvt. Ltd, 403, 4th Floor, Legend Crystal, P. G. Road, Near Paradise Circle, Secunderabad – 500003, Tel
No.: 040-69000541/542. SHILLONG: SBI Funds Management Pvt Ltd, SBI Shillopng Main Branch, Shillong, Meghalaya-793001, Tel: 9436730174.
SHIMLA: SBI Funds Management Pvt Ltd, C/o State Bank of India, New Building (2nd Floor), Kali Bari, The Mall, Shimla-171003, Himachal Pardesh,
Tel: 0177-2807608. SHIMOGA: SBI Funds Management Pvt Ltd, SBI Shimoga Branch, Shroff Complex, Sir, M.V. Road, Tilak Nagar, Shimoga-577201,

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Tel: 8182222463. SILCHAR : SBI Funds Management Pvt Ltd, C/o State Bank of India, New Silchar Branch, Silchar – 788005, Assam. SILIGURI: SBI
Funds Management Pvt Ltd, Ganeshayan Building -2nd Floor, Beside Sky Star Building, Sevoke Road,Siliguri-734001, Tel: 0353-2537065.SOLAPUR
: SBI Funds Management Pvt Ltd, C/o State Bank of India, 2-A, BudhwarPeth, Balives, Solapur – 413002, Maharashtra. SONEPAT: SBI Funds
Management Pvt Ltd, C/o State Bank of India Atlas Cycle Branch, Atlas Cycle road, Model Town, Sonepat-131001, Tel:. SRIGANGANAGAR: SBI Funds
Management Pvt Ltd, SBI Main Branch, Ravinder Path, Sri Ganganagar.335001, Tel: 9829067384. SRINAGAR : SBI Funds Management Pvt Ltd., SBI
Regional bussiness Office, 2Nd Floor, M.A Road, Srinagar, Tel: 0194-2474864.TEZPUR: : SBI Funds Management Pvt Ltd c/o SBI Chandmari Branch,
Kumargaon Beseria Road, Chandmari, Tezpur-784001, Assam.Phone no: 09436290224/ 09435019671 ::THRIVANTHAPURAM :SBI Funds Management
Pvt Ltd, Ground Floor, TC 25/373(9),Govt. Press Road, Near Secretariat, Trivandrum 695001, Tel : (0471) 4011590/4011591/4011592. THANE: SBI
Funds Management Pvt Ltd, Shop No 1, Kashinath CHS, Ghantali Mandir Road Nr Ghantali Devi Mandir. Naupada, Thane-400602, Tel : 022-
25401690,25414594. THIRUCHIRAPALLI: SBI Funds Management Pvt Ltd, Supraja Arcade, 2nd Floor, No. 21, 6th Cross, Thillai Nagar, Tiruchirappalli
– 620018, Tamil Nadu, Tel: 0431-4000667. THISSUR :SBI Funds Management Pvt Ltd, C/o State Bank of India, Thichur Town Branch, Poonam Complex,
M G Road, Thissur – 680001, Kerala. THRISSUR: SBI Funds Management Pvt Ltd, First Floor, Pooma Complex, M. G. Road, Trisshur – 680001 Tel:
0487-2445700. THIRUVALLA: SBI Funds Management Pvt. Ltd.Building Number 500/5-A, Fusion Centre, Kottuppallil Buildings, Muthoor Post
Office, Ramanchira, Thiruvalla - 689107, Kerala. TINSUKIA: SBI Funds Management Pvt Ltd, 3rd Floor, State Bank of India, Tinsukia Branch, S.R.
LohiaRoad,Tinsukia, Assam Pin-786125, Tel: O3742332365. TIRUNELVELI : SBI Funds Management Pvt Ltd, 182 E, Shop no 7,Arunagiri Uma Complex,
S.N.High Road, Tirunelveli - 627001, Tel: 0462 4220023. TIRUPATI: SBI Funds Management Pvt Ltd, Door No 20-3-124 AB,1st Floor, Penumadu
Towers,Beside SBI Korlagunta Branch,Near Leela Mahal Circle,Tirupati – 517501 Phone No: 0877 2280208 / 2280206 Email id: [email protected].
TIRUPUR: SBI Funds Management Pvt Ltd, 2nd Floor, S & S Aracade, Door No: 10/5, Uthukuli Road, Above Axis Bank, Tirupur – 641601, Tamil Nadu.
Phone No: 09715111001Email: [email protected] UDAIPUR: SBI Funds Management Pvt Ltd, SBI City Branch, Bapu Bazaar, Near Delhi
Gate,Udaipur.313001, Tel: 9928191961.UJJAIN: SBI Funds Management Pvt. Ltd.No.133, Santram Sindhi Colony, Opposite J K Nursing Home, Indore
Road, Ujjain, Madhya Pradesh – 456010, Phone no: 09977719159 VADODARA :SBI Funds Management Pvt Ltd, 101 - 105, Glacier Complex,Near
Pizza In, Jaselpur Road, Vadodara - 390007, Tel : (0265) 2323010.VIJAYAWADA :SBI Funds Management Pvt Ltd, 1st Floor, Datta Sai Vemuri Towers,
Door No: 39-10-10, Veterinary Hospital Road, Labbipet, Vijayawada -520010,Tel : 0866 2436113 / 2438217 VALSAD: SBI Funds Management Pvt Ltd,
101, Amar Chambers, Near HDFC Bank, Opposite Lal School, Valsad - 396001, Tel: 02632- 245440.VAPI : SBI Funds Management Pvt Ltd, C/o State
Bank of India, 1st Floor, Shop No. 21, Shopper Stop, Opp. Imran Nagar, Silvasa Road, Vapi – 396191, Gujarat. VARANASI: SBI Funds Management
Pvt Ltd, 2nd Floor, Banaras TVS Bulding,, D-58/12, A-7, Sigra, Varanasi-221010, Tel: 0542-2222492. VELLORE : SBI Funds Management Pvt Ltd, AKT
Complex , First Floor, No 1/3,New Sankaran Palayam Road, Tolgate, Vellore-632001, Tamil Nadu. Tel No-0416 - 2225005. VISHAKAPATNAM: SBI
Funds Management Pvt Ltd, 1st Floor, Eswar Paradise, Dwarakanagar, Visakhapatnam – 530016, Andhra Pradesh, Tel no: 0891-2511853. VASHI :
SBI Funds Management Pvt Ltd, Thakkar Tower, Shop no 3, Sector 17, near Saraswat Bank, Vashi, Navi Mumbai - 400703, Tel : 022-27801018 /
27801016. WARANGAL: SBI Funds Management Pvt Ltd, H.No 1-7-764, Ist Floor, Sri Shiridi Sai Complex, Beside DEO Office, Adalath Junction,
Hanamkonda, Warangal 506001, Tel: 0870-2430307.

CAMS INVESTOR SERVICE CENTRES / CAMS TRANSACTION POINTS

AHMEDABAD: 111-113,1st Floor - Devpath Building, Off: C G Road, Behind Lal Bungalow, Ellis Bridge, Ahmedabad – 380006 Tel: 079-30082468/69.
AGARTALA: Advisor Chowmuhani (Ground Floor), Krishnanagar, Agartala, Agartala-799001, Tel:09862923301. AGRA: No. 8, II Floor, Maruti Tower,
Sanjay Place, Agra-282002, Tel: 0562-324 2267. AHMEDNAGAR: B, 1+3, Krishna Enclave Complex, Near Hotel Natraj, Nagar- Aurangabad Road,
Ahmednagar -414 001, Tel: 241-6450282. AJMER: AMC No. 423/30, Near Church, Brahampuri,Opp T B Hospital, Jaipur Road, Ajmer-305001, Tel:
0145-329 2040. AKOLA :Opp. RLT Science College, Civil Lines, Akola-444001, Tel: 724-3203830. ALIGARH: City Enclave, Opp. Kumar Nursing Home,
Ramghat Road, Aligarh-202001, Tel: 571-3200301. ALLAHABAD: 30/2, A&B, Civil Lines Station, Besides Vishal Mega Mart, Strachey Road,
Allahabad-211001, Tel: 0532-329 1274. ALLEPPEY: Doctor’s Tower Building, Door No. 14/2562, 1st floor, North of Iorn Bridge, Near Hotel Arcadia
Regency, Alleppey-688011, Tel: 477-3209718. ALWAR: 256A, Scheme No:1, Arya Nagar, Alwar-301001, Tel: 0144-3200451. AMARAVATI : 81, Gulsham
Tower, 2nd Floor, Near Panchsheel Talkies, Amaravati-444601, Tel: 0721-329 1965. AMBALA: Opposite PEER, BalBhavan Road, Ambala, Ambala-134003,
Tel: 171-3248787. AMRITSAR: SCO - 18J, ‘C’, Block Ranjit Avenue, Amritsar-140001, Tel: 0183-5099995, 3221379. AMRELI: B1,1st Floor, Mira Arcode,
Library Road, Opp SBS Bank, Amreli-365601, Gujarat. Email: [email protected] Phone no: 02792-220792 ANAND: 101, A.P. Tower, B/H,
SardharGunj, Next to Nathwani Chambers, Anand-388001, Tel: 02692-325071. ANANTAPUR: 15-570-33, I Floor, Pallavi Towers, Anantapur, Anantapur
-515 001, Tel: 8554-326980, 326921. ANGUL: Similipada, Near Sidhi Binayak+2 Science College, Angul – 759122. ANDHERI : 351, Icon, 501, 5th
floor, Western Express Highway, Andheri (East), Mumbai - 400069, Tel: 7303923299. ANKLESHWAR: Shop No - F -56, First Floor,Omkar Complex,
Opp Old Colony,NrValia Char Rasta, GIDC, Ankleshwar- Bharuch -393002, Tel: 02646-310207. ARAMBAGH: Ward No 5,Basantapur More, PO Arambag,
HooglyArambagh – 712601, West Bengal, Tel no. 03211-211003. ARRAH: Old NCC Office, Ground Floor, Club Road, Arrah – 802301, Email id:
[email protected]. ASANSOL: Block – G 1st Floor, P C Chatterjee Market Complex, RambandhuTalab P O Ushagram, Asansol-713303, Tel:
0341- 2316054. AURANGABAD : 2nd Floor, Block No. D-21-D-22, Motiwala Trade Center, Nirala Bazar, New Samarth Nagar, Opposite HDFC Bank,
Aurangabad – 431001, Tel: 0240-6450226. BAGALKOT: 1st floor, E Block Melligeri Towers, station road, Bagalkot-587101, Tel: 8354-225329. BAGALKOT:
Shop No.02 1st Floor, Shreyas Complex, Near Old Bus Stand, Bagalkot-587101, Karnataka. Email: [email protected] Phone no: 8354-220909
BALASORE: B C Sen Road, Balasore-756001, Tel: 06782-326808. BANGALORE: Trade Centre, 1st Floor, 45, Dikensen Road, (Next to Manipal
Centre), Bangalore-560 042, Tel: 080-3057 4709, 3057 4710, 30578004, 30578006. BANGALORE:First Floor, 17/1, (272), 12th Cross Road, Wilson
Garden, Bangalore – 560027 Email: [email protected] .Phone no: 09513759058.BANKURA: Cinema Road, Nutanganj, Beside Mondal
Bakery, PO & District Bankura, Bankura – 722101, West Bengal, Tel. no. 03242-252668. BAREILLY: D-61, Butler Plaza, Civil Lines, Bareilly- 243001,
Phone No.: 0581-6450121. BARASAT: RBC Road, Ground Floor, Near Barasat Kalikrishna Girls High School, Barasat – 700124, Tel No. : 09800154992.
BARDOLI: F-10, First Wings, Desai Market, Gandhi Road, Bardoli-394601. Gujarat. Email: [email protected] Phone no: 08000791814

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BALURGHAT: Narayanpur, Near Balurghat Bus Stand, P.O & P.S – Balurghat, District Dakshin Dinajpur, West Bengal – 733101, Phone No.: 09679013116.
BASTI: Office no 3, Ist Floor, Jamia Shopping Complex, (Opposite Pandey School), Station Road, Basti-272002, Tel: 5542-327979. BELGAUM: Classic
Complex, Block no 104, 1st Floor, Saraf Colony, Khanapur Road, Tilakwadi, Belgaum - 590 006, Phone No.: 09243689047. BELLARY: 18/47/A, Govind
Nilaya, Ward No 20, Sangankal Moka Road, Gandhinagar, Ballari - 583102 Email: [email protected] Phone no: 6361070264. BERHAMPUR:
Kalika Temple Street, Besides  SBI BAZAR Branch, Berhampur-760 002, Ganjam, Odisha Tel: 9238120071.BHAGALPUR: Krishna, I Floor, Near
Mahadev Cinema, Dr.R.P.Road, Bhagalpur, Bhagalpur-812002, Tel: 641-3209094. BHARUCH (PARENT: ANKLESHWAR TP): A-111, 1st First Floor, R
K Casta, Behind Patel Super Market, Station Road, Bharuch - 392001, Gujarat. Phone No: 098253 04183. BHATINDA: 2907 GH,GT Road, Near
ZilaParishad, BHATINDA, BHATINDA-151001, Tel: 164-3204511. BHAVNAGAR: 305-306, Sterling Point, Waghawadi Road, OPP. HDFC BANK,
Bhavnagar-364002, Tel: 0278-3208387, 2567020. BHILAI: First Floor, Plot No. 3, Block No. 1, Priyadarshini Parisar West, Behind IDBI Bank, Nehru
Nagar, Bhilai-490020, Tel: 9203900630 / 9907218680. BHILWARA: Indraparstha tower, Second floor, Shyamkisabjimandi, Near Mukharji garden,
Bhilwara-311001, Tel: 01482-231808, 321048. BHOPAL: Plot no 10, 2nd Floor, Alankar Complex, Near ICICI Bank, MP Nagar, Zone II, Bhopal-462011,
Tel: 0755-329 5873. BHUBANESWAR: Plot No - 111, Varaha Complex Building, 3rd Floor, Station Square, KharvelNagar,Unit 3, Bhubaneswar-751
001, Tel: 0674-325 3307, 325 3308. BHUJ: Office No. 4-5, First Floor RTO, Relocation Commercial Complex–B, Opposite Fire Station, Near RTO Circle,
Bhuj, Kutch – 370001. Email: [email protected] BHUSAWAL (PARENT: JALGAON TP): 3, Adelade Apartment, ChristainMohala, Behind
Gulshan-E-Iran Hotel, Amardeep Talkies Road, Bhusawal, Bhusawal-425201, Tel: -. BIHAR SHARIF : R&C Palace, Amber Station Road, Opp. Mamta
Complex, BiharSharif-803101, Nalanda, Tel no.- 06112–235054 BIJAPUR: 1st floor, Gajanan Complex, Azad Road, Bijapur-586101, Tel: 8352-259520.
BIJAPUR: Shop No 6, 2nd Floor Shree Krishna Complex, Near Kanayya Sweets, M G Road, Vijayapura – 586101, Karnataka. Email: camsbij@
camsonline.com Phone No:8352-259520. BIKANER: Behind Rajasthan patrika, In front of Vijaya Bank,1404, Amar Singh Pura, Bikaner-334001, Tel:
9214245819. BILASPUR: Shop No. B - 104, First Floor, Narayan Plaza, Link Road, Bilaspur - 495001, Chattisgarh, Tel: 9203900626. BOHOROMPUR:
107/1, A C Road, Ground Floor, Bohorompur, Murshidabad, West Bengal – 742103.West Bengal. Tel: 08535855998 BOKARO: Mazzanine Floor, F-4,
City Centre, Sector 4, Bokaro Steel City, Bokaro -827004, Tel: 06542-324 881.BONGAIGAON: G.N.B.Road, Bye Lane, Prakash Cinema,PO & Dist.
Bongaigaon-783380, Assam.Email: [email protected] Phone no: 03664-230008 BOLPUR: Room No. FB26, 1st Floor, Netaji Market, Bolpur,
West Bengal – 731204, Phone No.: 09800988054. BURDWAN: 1st Floor Above Exide Showroom, 399, G T Road, Burdwan - 713101, Tel: 0342-3241808.
CALICUT: 29/97G 2nd Floor, Gulf Air Building, Mavoor Road, Arayidathupalam, Calicut-673016, Tel: 0495-325 5984. CHANDIGARH: Deepak Tower,
SCO 154-155,1st Floor, Sector 17-C, Chandigarh-160 017, Tel: 0172-304 8720, 304 8721, 304 8722, 3048723. CHANDRAPUR: Opposite Mustafa
Décor,Near Bangalore Bakery, Kasturba Road, Chandrapur-442402, Tel: 7172-253108. CHENNAI: Ground Floor No.178/10, Kodambakkam High Road,
Opp. Hotel Palmgrove, Nungambakkam, Chennai-600 034, Tel: 044-39115 561, 39115 562, 39115 563, 39115 565. CHENNAI:Rayala Towers, 158,
Anna Salai, Chennai – 600002 Tel: 044 30407236. CHENNAI: III Floor, B R Complex, No.66, Door No. 11A, Ramakrishna Iyer Street, Opp. National
Cinema Theatre, West Tambaram, Chennai – 600 045. Email: [email protected] Phone no: 044-22267030 / 29850030. CHHINDWARA: Shop
No. 01, Near Puja Lawn, Parasia Road, Chhindwara - 480 001, Madhya Pradesh, Tel No: 9203900507. CHIDAMBARAM: Shop No. 1 & 2,saradaram
complex door no 6-7, Theradikadai street, Chidambaram, Chidambaram-608001, Tel: 4144-221746. CHITTORGARH: 3 Ashok Nagar, Near Heera
Vatika, Chittorgarh -312001, Tel: 1472-324810. COCHIN: Ittoop’s Imperial Trade Center, Door No. 64/5871 – D, 3rd Floor, M. G. Road (North), Cochin-682
035, Tel: 0484-323 4658. Cochin: Modayil Building,Door No. 39/2638 DJ,2nd Floor, 2A, M. G. Road,Cochin – 682 016 COIMBATORE: No 1334;
Thadagam Road, Thirumoorthy Layout, R.S. Puram, Behind Venkteswara Bakery, Coimbatore – 641002, Tel: 0422-2434355/53. CONTAI: C/o - Nabin
Pradhan,Behind Ujjal Medical Hall,Vill: Jalalkhanbar, PO & PS : Contai, Purba Medinipur - 721401, West Bengal, Tel. no.: 03220- 288226. COOCHBEHAR:
N. N. Road, Power House Choupathi, Coochbehar – 736101, West Bengal, Tel. no.: 9378451365.CUTTACK: Near Indian Overseas Bank, Cantonment
Road, Mata Math, Cuttack-753001. DARBHANGA: Ground Floor, Belbhadrapur, Near Sahara Office, Laheriasarai Tower Chowk
Laheriasarai,Darbhanga-846001, Tel: 9204790656. DAVENEGERE: 13, Ist Floor, AkkamahadeviSamaj Complex, Church Road, P.J.Extension,
Devengere-577002, Tel: 08192-326226. DEHRADUN: 204/121 NariShilpMandirMarg, Old Connaught Place, Dehradun-248001, Tel: 0135-325 8460.
DEOGHAR: S S M Jalan Road, Ground floor, Opp. Hotel Ashoke, Caster Town, Deoghar-814112, Tel: 6432-320227. DEWAS: Tarani Colony, Near
Pushp Tent House, Dewas - 455001, Madhya Pradesh, Tel no: 07272-403382, DHANBAD: Urmila Towers, Room No: 111(1st Floor), Bank More,
Dhanbad-826001, Tel: 0326-2304675. DHARMAPURI :16A/63A, Pidamaneri Road, Near Indoor Stadium, Dharmapuri, Dharmapuri -636 701, Tel:
4342-310304. DHULE: House No. 3140, Opp Liberty Furniture, Jamnalal Bajaj Road, Near Tower Garden, Dhule – 424001, Tel No: 02562 – 640272.
DIBRUGARH: Amba Complex,Ground Floor,H S Road,Dibrugarh-786001. DIMAPUR: MM Apartment,House No; 436 (Ground Floor), Dr. Hokeshe
Sema Road, Near Bharat Petroleum, Lumthi Colony, Opposite T.K Complex, Dimapur – 797112, Nagaland Email: [email protected].
DURGAPUR: Plot No. 3601, Nazrul Sarani, City Centre, Durgapur-713 216, Tel: 0343-2545420/30. ELURU: 22B-3-9, Karl Marx Street, Powerpet, Eluru,
Andhra Pradesh - 534002. Tel: 08812 – 231381 ERODE: 197, Seshaiyer Complex, Agraharam Street, Erode-638001, Tel: 0424-320 7730. FAIZABAD:
1/13/196, A, Civil Lines, Behind Triupati Hotel, Faizabad - 224001,Uttar Pradesh, Tel No: 9235406436. FARIDHABAD: B-49, Ist Floor, Nehru Ground,
Behind Anupam Sweet House, NIT, Faridhabad-121001, Tel: 0129-3241148. FIROZABAD: 53, 1st Floor, Shastri Market, Sadar Bazar, Firozabad –
283203, Phone No.: 0561 – 2240495. GANDHIDHAM: Office No. 4, Ground Floor, Ratnakala Arcade,Plot No. 231, Ward – 12/B, Gandhidham – 370201,
Gujarat. Tel. No. - 02836-233220. GANDHINAGAR: M-12 Mezzanine Floor, Suman Tower, Sector 11, Gandhinagar – 382011. Tel: 079-23240170.
GANGTOK: Hotel Heritage Sikkim, Ground Floor, Diesel Power House Road,Near Janta Bhawan, Post office and Police Station – Gangtok Sikkim -
737101Email: [email protected] GAYA: North Bisar Tank, Upper ground floor, Near -  I. M. A. Hall, Gaya – 823001. Tel No. 0947-2179424.
GHAZIABAD: B-11, LGF RDC, Rajnagar, Ghaziabad - 201002, Phone No.: 0120-6510540. GOA: Lawande Sarmalkar Bhavan, 1st Floor, Office No. 2
Next to Mahalaxmi Temple, Panaji, Goa - 403 001, Tel: 0832- 6450439. GODHRA: 1st Floor, Prem Praksh Tower, B/H B.N.Chambers, Ankleshwar
Mahadev Road, Godhra – 389001, Gujarat Email: [email protected] Phone no: 08000724711GONDAL (PARENT RAJKOT): A/177, Kailash
Complex, Opp. Khedut Decor, GONDAL-360 311, Tel: 0281-329 8158. GORAKHPUR: Shop No. 3, Second Floor, The Mall, Cross Road, A.D. Chowk,
Bank Road, Gorakhpur-273001, Tel: 0551-329 4771. GULBARGA: Pal Complex, Ist Floor, Opp. City Bus Stop, Super Market, Gulbarga, Gulbarga-585
101, Tel: 8472-310119. GUNTUR: Door No 5-38-44, 5/1 BRODIPET, Near Ravi Sankar Hotel, Guntur-522002, Tel: 0863-325 2671. GURGAON: SCO
- 16, Sector - 14, First floor, Gurgaon-122001, Tel: 0124-326 3763. GUWAHATI: Piyali Phukan Road, K. C. Path, House No – 1, Rehabari, Guwahati

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– 781008, Phone No.: 07896035933. GWALIOR: G-6 Global Apartment, KailashVihar Colony, Opp. Income Tax Office, City Centre, Gwalior-474002,
Tel: 0751-320 2311. HALDIA: 2nd Floor, New Market Complex, 2nd Floor, New Market Complex, Durgachak Post Office,PurbaMedinipur District, Haldia,
Haldia-721 602, Tel: 3224-320273. HALDWANI: Durga City Centre, Nainital Road, Haldwani, Haldwani -263139, Tel: 5946-313500. HARIDWAR: F – 3,
Hotel Shaurya, New Model Colony, Haridwar, Uttarkhand – 249408, Email id: [email protected]. HASSAN: ‘PANKAJA’, 2nd Floor, Near Hotel
Palika, Race Course Road, Hassan-573201, Karnataka. Email: [email protected] Phone no: 08172-297205 HAZARIBAG: Municipal Market,
AnnandaChowk, Hazaribagh, Hazaribagh-825301, Tel: 6546-320250. HIMMATNAGAR: D-78 First Floor, New Durga Bazar, Near Railway Crossing,
Himmatnagar, Himmatnagar -383 001, Tel: 2772-321080. HISAR: 12, Opp. Bank of Baroda, Red Square Market, Hisar, Hisar-125001, Tel: 1662-329580.
HOSHIARPUR :NearArchies Gallery, Shimla PahariChowk, Hoshiarpur, Hoshiarpur-146 001, Tel: 1882-321082. HOSUR:No.9/2, 1st Floor,Attibele
Road, HCF Post,Behind RTO Office, Mathigiri, Hosur – 635110,Tel: 04344-645010. HUBLI: No.204 - 205, 1st Floor, ‘ B ‘ Block, Kundagol Complex,
Opp. Court, Club Road, Hubli-580029, Tel: 0836-329 3374. HYDERABAD: 208, II Floor, Jade Arcade, Paradise Circle, Secunderabad-500 003, Tel:
040-3918 2471, 3918 2473, 3918 2468, 3918 2469. INDORE: 101, Shalimar Corporate Centre, 8-B, South tukogunj, Opp.Greenpark, Indore-452 001,
Tel: 0731-325 3692, 325 3646.JABALPUR: 8, Ground Floor, Datt Towers, Behind Commercial Automobiles, Napier Town, Jabalpur-482001, Tel: 0761-
329 1921. JAIPUR: R-7, YudhisthirMarg, C-Scheme, Behind Ashok Nagar Police Station, Jaipur-302 001, Tel: 0141-326 9126, 326 9128, 5104373,
5104372. JALANDHAR: 367/8, Central Town, Opp. GurudwaraDiwanAsthan, Jalandhar-144001, Tel: 0181-2222882. JALGAON: RustomjiInfotech
Services, 70, Navipeth, Opp. Old Bus Stand, Jalgaon-425001, Tel: 0257-3207118. JALNA : Shop No 6, Ground Floor, Anand Plaza Complex, Bharat
Nagar,ShivajiPutla Road, Jalna, Jalna-431 203, Tel: - JALPAIGURI : Babu Para, Beside Meenaar Apartment, Ward No VIII, Kotwali Police Station, Post
Office & District : Jalpaigur – 735101, West Bengal. JAMMU: JRDS Heights, Lane Opp. S&S Computers, Near RBI Building, Sector 14, Nanak Nagar,
Jammu-180004, Tel: 09205432061, 2432601. JAMNAGAR: 217/218, Manek Centre, P.N. Marg, Jamnagar-361008, Tel: 0288-3206200. JAMSHEDPUR:
Millennium Tower, “R” Road, Room No:15 First Floor, Bistupur, Jamshedpur-831001, Tel: 0657-3294202. JAUNPUR :248, FORT ROAD, Near AMBER
HOTEL, Jaunpur -222001, Tel: 5452-321630. JHANSI: 372/18 D, 1st Floor, Above IDBI Bank, Beside V-Mart, Near “RASKHAN”, Gwalior Road, Jhansi
– 284001, Tel: 9235402124/ 7850883325. JODHPUR: 1/5, Nirmal Tower, IstChopasani Road, Jodhpur-342003, Tel: 0291-325 1357. JORHAT: Jail road,
Dholasatra,Near Jonaki Shangha Vidyalaya,Post Office – Dholasatra, Jorhat – 785001, Assam, Tel : 0376-2932558.JUNAGADH: “AASTHA PLUS”,
202-A, 2nd floor, Sardarbag road, Near Alkapuri, Opp. Zansi Rani Statue, Junagadh – 362001, Gujarat, Tel: 0285-6540002. KADAPA: BandiSubbaramaiah
Complex, D.No:3/1718, Shop No: 8, Raja Reddy Street, Kadapa, Kadapa-516 001, Tel: 8562-322099. KANGRA: Collage Road, Kangra, District
Kangra-176001, Himachal Pradesh.Email: [email protected] Phone no:01892-260089 KAKINADA: D No-25-4-29,1st floor, Kommireddy Vari
Street, Beside Warf Road, Opposite Swathi Medicals, Kakinada - 533001, Andhra Pradesh, Phone No.: 0884-6560102. KANNUR: Room No.14/435,
Casa Marina Shopping Centre, Talap, Kannur, Kannur-670004, Tel: 497-324 9382. KANPUR: I Floor 106 to 108, CITY CENTRE Phase II, 63/ 2, THE
MALL, Kanpur-208 001, Tel: 0512-3918003, 3918000, 3918001, 3918002. KARIMNAGAR: HNo.7-1-257, Upstairs S B H, Mangammathota, Karimnagar,
Karimnagar -505 001, Tel: 878-3205752, 3208004. KARNAL 29, Avtar Colony,Behind Vishal Mega Mart, Karnal – 132001, KARUR: 126 G, V.P.Towers,
Kovai Road, Basement of Axis Bank, Karur, Karur -639002, Tel: 4324-311329. KASARAGOD : KMC XXV/88, I, 2nd Floor, Stylo Complex, Above Canara
Bank, Bank Road, Kasaragod – 671121. Tel: 04994-224326 KASHIPUR: Dev Bazar, Bazpur Road, Kashipur-244713 Email:[email protected]
KATNI: 1st FLOOR, GURUNANAK DHARMAKANTA, Jabalpur Road, BARGAWAN, KATNI-483 501, Tel: 7622-322104. KESTOPUR: S.D. Tower,
Sreeparna Apartment, AA-101, Prafulla Kannan (West), Shop No. 1M, Block –C (Ground Floor), Kestopur – 700101, Kolkata. KHAMMAM : Shop No:
11 - 2 - 31/3, 1st floor, Philips Complex, Balajinagar, Wyra Road, Near Baburao Petrol Bunk, KHAMMAM-507 001, Tel: 8742-323973. KHARAGPUR:
Silver Palace, OT Road, Inda-Kharagpur, G.P-Barakola, P.S- Kharagpur Local – 721305, District West Midnapore, Phone No.: 9800456034. KOLHAPUR:
2 B, 3rd Floor, Ayodhya Towers, Station Road, Kolhapur-416001, Tel: 0231-3209 356. KOLKATA: Saket Building, 44 Park Street, 2nd Floor, Kolkata-700016,
Tel: 033-3058 2285, 3058 2303, 30582281. KOLLAM: Kochupilamoodu Junction, Near VLC, Beach Road, Kollam-691001, Tel: 474-3248376,
Cell:9847067534. KORBA: Shop No 6, Shriram Commercial Complex, Infront of Hotel Blue Diamond, Ground Floor, T.P. Nagar, Korba-495677,
Chhattisgarh. KOTA: B-33 ‘KalyanBhawan, Triangle Part, Vallabh Nagar, Kota-324007, Tel: 0744-329 3202. KOTTAYAM: Thamarapallil Building, Door
No - XIII/658, M L Road, Near KSRTC Bus Stand Road, Kottayam – 686001, Phone No.: 9207760018. KRISHNANAGAR: R.N Tagore Road,In front of
Kotwali P. S.,Krishnanagar, Nadia.Pin-741101 KUMBAKONAM: Jailani Complex, 47, Mutt Street, Kumbakonam-612001, Tel: 435-3200911. KURNOOL:
Shop Nos. 26 and 27, Door No. 39/265A and 39/265B, Second Floor, Skanda Shopping Mall, Old Chad Talkies, Vaddageri,39th Ward, Kurnool - 518001,
Andhra Pradesh. Tel: 08518-650391. KUKATPALLY: No. 15-31-2M-1/4, 1st Floor, 14-A, MIG, KPHB Colony, Kukatpally, Hyderabad – 500072. LUCKNOW:
Off # 4,1st Floor,Centre Court Building, 3/c, 5 - Park Road, Hazratganj, Lucknow-226 001, Tel: 0522-391 8000, 391 8001, 391 8002, 3918003. LUDHIANA:
U/ GF, Prince Market, Green Field, Near Traffic Lights, Sarabha Nagar Pulli, Pakhowal Road, Ludhiana-141 002, Tel: 0161-301 8000, 301 8001.
MADURAI: Ist Floor,278, North PerumalMaistry street, Nadar Lane, Madurai-625 001, Tel: 0452-325 2468. MANDI: 328/12, Ram Nagar, 1st Floor,
Above Ram Traders, Mandi - 175001. Email: [email protected] MANDI GOBINDGARH: Opp State Bank Of India ,Harchand Mill Road,Motia
Khan, Mandi Gobindgarh -147301, Punjab. Email: [email protected] Phone no: 01765-506175 MAHABUBNAGAR: H. No. 1-3-110, Rajendra
Nagar, Mahabubnagar – 509001, Telegana. Tel : 09440033182 MALAPPURAM: Kadakkadan Complex,Opp central school,Malappuram-676505, Kerala.
Email: [email protected] Phone no: 483-2737101 MALDA: Daxhinapan Abasan, Opp Lane of Hotel Kalinga, SM Pally, Malda, Malda-732
101, Tel: 351- 2269071 / 03512 -214335. MANDI GOBINDGARH: Opp State Bank Of India ,Harchand Mill Road,Motia Khan, Mandi Gobindgarh -147301,
Punjab Email: [email protected] Phone no: 01765-506175 MANGALORE: No. G 4 & G 5, Inland Monarch, Opp. Karnataka Bank, Kadri
Main Road, Kadri, Mangalore-575 003, Tel: 0824-325 1357, 325 2468. MANIPAL: Shop No. A2, Basement Floor, Academy Tower, Opp. Corporation
Bank,Manipal – 576104. Email id: [email protected] Phone No: 9243689046 MAPUSA (PARENT ISC : GOA): Office no.CF-8, 1st Floor,
Business Point, Above Bicholim Urban Co-op Bank, Angod, Mapusa, Mapusa-403 507, Tel: 09326126122. MARGAO: F4 - Classic Heritage, Near Axis
Bank, Opposite BPS Club, Pajifond, Margao, Goa - 403 601. Tel no.: 0832-6480250, MATHURA: 159/160 Vikas Bazar, Mathura-281001, Tel: 0565-
3207007. MEERUT: 108 Ist Floor Shivam Plaza, Opposite Eves Cinema, Hapur Road, Meerut -250002, Tel: 0121-325 7278. MEHSANA: 1st Floor,
Subhadra Complex, Urban Bank Road, Mehsana, Mehsana-384 002, Tel: 2762-323985, 323117. MIRZAPUR: DhundhiKatra, Mirzapur-231001, Tel:
5442-220282. MIRZAPUR: First Floor, Canara Bank Building, Dhundhi Katra, Mirzapur – 231001, Uttar Pradesh. Email: [email protected]
Phone no: 5442 – 220282 MIRAZAPUR: First Floor, Canara Bank Building, Dhundhi Katra, Mirzapur – 231001, Uttar Pradesh.Email: camsmpr@

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camsonline.com Phone no: 5442 – 220282 MOGA: Gandhi Road, Opp Union Bank of India, Moga, Moga-142001, Tel: 1636-310088. MORADABAD:
H 21-22, Ist Floor,Ram Ganga Vihar Shopping Complex, Opposite Sale Tax Office, Moradabad - 244 001,Tel: 0591- 6450125. MUMBAI: Rajabahdur
Compound, Ground Floor, Opp Allahabad Bank, Behind ICICI Bank, 30, Mumbai SamacharMarg, Fort, Mumbai-400 023, Tel: 022-30282468, 30282469,
30282471, 65257932. MUZZAFARPUR: Brahman toli, Durgasthan, Gola Road, Muzaffarpur-842001, Tel: 9386350002. MUZAFFARNAGAR: 235, Patel
Nagar, Near Ramlila Ground, New Mandi, Muzaffarnagar-251001 Email: [email protected] Phone no:131 - 2442233/ 09027985915 MYSORE:
No.1, 1st Floor, CH.26 7th Main, 5th Cross, (Above Trishakthi Medicals), SaraswatiPuram, Mysore-570009, Tel: 0821-3294503. NADIAD (PARENT
TP: ANAND TP): F-134, First Floor, Ghantakarna Complex, Gunj Bazar, Nadiad - 387001, Gujrat. NAGERCOIL: 47,Court Road, Nagercoil-629 001,
Tel: 4652-229549. NAGPUR: 145 Lendra, New Ramdaspeth, Nagpur-440 010, Tel: 0712-325 8275, 3258272, 2432447. NAGAON : Amulapathy,
V.B.Road, House No.315 ,Nagaon-782003, Assam.Email: [email protected] no: 03672-250111 NAMAKKAL: 156A / 1, First Floor,
Lakshmi Vilas Building, Opp. To District Registrar Office, Trichy Road, Namakkal, Namakkal-637001, Tel: 4286-322540. NALBARI: Ground Floor,
Allahabad Bank Building, Dhamdhama Road, Nalbari – 781335, Phone No.: 09854093901/09864033980. NALGONDA: 6-4-80,1st Floor, Above Allahabad
Bank, Opposite To Police Auditorium, VT Road, Nalgonda – 508001. E-mail- [email protected] NASIK: 1st Floor, “ Shraddha Niketan “, Tilak
Wadi, Opp. Hotel City Pride, Sharanpur Road, Nashik - 422 002, Phone No.: 0253 – 6450102. NANDED: Shop No.8,9 Cellar “Raj Mohammed Complex”,
Main Road, Sree Nagar, Nanded-431605, Phone No.: 9579444034. NAVSARI: 16, 1st Floor, Shivani Park, Opp. Shankheswar Complex, Kaliawadi,
Navsari - 396 445, Gujarat, Tel: 02637-650144. NELLORE: 97/56, I Floor Immadisetty Towers, Ranganayakulapet Road, Santhapet, Nellore-524001,
Tel: 0861-329 8154, 320 1042. NEW DELHI : 7-E, 4th Floor, DeenDayaal Research Institute Building, Swami Ram Tirath Nagar, Near Videocon Tower
Jhandewalan Extension, New Delhi -110 055, Tel: 011-30482468, 30588103, 30482468. New Delhi: 306, 3rd Floor, DDA -2 Building, District Centre,
Janakpuri, New Delhi -110058. Email: [email protected] Nizamabad: 5-6-208, Saraswathi Nagar, Opposite Dr. Bharathi Rani Nursing Home,
Nizamabad – 503001, Telangana. Tel: 08462 – 250018 NOIDA: E-3, Ground floor, Sector 3,Near Fresh Food Factory,Noida – 201301 ONGOLE: Shop
No:9, First Floor, DO No:17/1/55, G.V.S Bulding, Kanyaka Parameswri Street, Bandlamitta, Ongole – 523001, Andhra Pradesh. Tel: 08592 – 281514
ONGOLE: Old govt hospital Road, Opp Konigetiguptha Apartments., Ongole-523001, Tel: 8592-281514. PALAKKAD: 10 / 688, Sreedevi Residency,
Mettupalayam Street, Palakkad, Palakkad-678 001, Tel: 491-3261114. PALANPUR: Gopal Trade Center, Shop No. 13-14, 3rd Floor, Near BK Mercantile
Bank, Opposite Old Gunj, Palanpur - 385001., Tel: 9228000472 Email: [email protected]. PANIPAT: 83, Devi Lal Shopping Complex, Opp
ABN Amro Bank, G.T.Road, Panipat-132103, Tel: 0180-325 0525, 400 9802. PATHANKOT: 13 - A, Ist Floor, Gurjeet Market Dhangu Road, Pathankot
– 145001, Punjab. Tel no. 0186 – 3205010. PATIALA: 35, New lalBagh Colony, Patiala-147001, Tel: 0175-329 8926, 222 9633. PATNA: G-3, Ground
Floor, Om Vihar Complex,NearSaket Tower, SP Verma Road, Patna-800 001, Tel: 0612-325 5284, 325 5285, 3255286. PONDICHERRY: S-8, 100,
Jawaharlal Nehru Street, (New Complex, Opp. Indian Coffee House), Pondicherry-605001, Tel: 0413-421 0030, 329 2468. PORT BLAIR: 1st Floor,
Above Mahesh Graphics, Nandanam Complex, Beside Old CCS Building, Junglighat Port Blair – 744103, Phone No.: 03192-230506. PUNE: Vartak
Pride , 1st floor, Survay No 46, City Survay No 1477, Hingne Budruk D. P Road, Behind Dinanath Mangeshkar Hospital, Karvenagar, Pune – 411052.
Email id: [email protected] PRATAPGARH: Opp Dutta Traders, Near Durga Mandir, Balipur, Pratapgarh -230001, Uttar Pradesh. Email:
[email protected] no: 5342-221941 PITAMPURA: Aggarwal Cyber Plaza-Ii, Commercial Unit No 371, 3rd Floor, Plot No C-7, Netaji
Subhash Place, Pitampura, New Delhi-110034.RAE BARELI: 17, Anand Nagar Complex, Rae Bareli, Rae Bareli -229001, Tel: 535-3203360. RAIGANJ:
Rabindra Pally, Beside Gitanjali Cinema Hall, P O & P S Raiganj, Dist - North Dijajpur, Raiganj – 733134, West Bengal. RAIPUR: HIG,C-23, Sector - 1,
Devendra Nagar, Raipur-492004, Tel: 0771-3296 404, 3290830. RAJAHMUNDRY: Door No: 6-2-12, 1st Floor,RajeswariNilayam, Near Vamsikrishna
Hospital, NyapathiVari Street, T Nagar, Rajahmundry-533 101, Tel: 0883-325 1357. RAJAPALAYAM: No 59 A/1, Railway Feeder Road, Near Railway
Station, Rajapalayam, Rajapalayam-626117, Tel: 4563-327520. RAJKOT: Office 207 - 210, Everest Building, HariharChowk, OppShastriMaidan,
LimdaChowk, Rajkot-360001, Tel: 0281-329 8158. RANCHI: 4, HB Road, No: 206, 2nd Floor ShriLok Complex, H B Road Near Firayalal, Ranchi-834001,
Tel: 0651-329 8058. RATLAM: Dafria& Co, 18, Ram Bagh, Near Scholar’s School, Ratlam-457001, Tel: 07412-324817. RATNAGIRI: Kohinoor Complex,
Near Natya Theatre, Nachane Road, Ratnagiri, Ratnagiri-415 639, Tel: 2352-322950. ROHTAK: SCO – 34, Ground Floor, Ashoka Plaza, Delhi Road,
Rohtak – 124001, Haryana, Phone No.: 09254303802. ROORKEE: 22 CIVIL LINES GROUND FLOOR, HOTEL KRISH RESIDENCY, Roorkee,
Roorkee-247667, Tel: 1332-312386. ROURKELA: J B S Market Complex, 2nd Floor, Udit Nagar, Rourkela – 769012., Email: camsrou@camsonline.
com. SAGAR: Opp. Somani Automobiles, Bhagwanganj, Sagar, Sagar-470 002, Tel: 7582-326894. SAHARANPUR: I Floor, Krishna Complex, Opp.
Hathi Gate, Court Road, Saharanpur, Saharanpur-247001, Tel: 132-2712507. SALEM: No.2, I Floor Vivekananda Street, New Fairlands, Salem-636016,
Tel: 0427-325 2271. SAMBALPUR: C/o Raj Tibrewal& Associates, Opp. Town High School, Sansarak, Sambalpur-768001, Tel: 0663-329 0591. SANGLI
:Jiveshwar Krupa Bldg,Shop. No.2, Ground Floor, Tilak Chowk, Harbhat Road, Sangli – 416416, Tel: - 0233 – 6600510. SATARA: 117 / A / 3 / 22,
ShukrawarPeth, Sargam Apartment, Satara-415002, Tel: 2162-320989. SATNA: 1st Floor, Shri Ram Market, Beside Hotel Pankaj, Birla Road, Satna
– 485 001, Madhya Pradesh, Tel .07672 – 406996 SATNA: 1st Floor,Shri Ram Market,Beside Hotel Pankaj,Satna-485001, Madhya Pradesh. Email:
[email protected] Phone no: 07879036133 SHAHJAHANPUR: Bijlipura, Near Old Distt Hospital, Near Old Distt Hospital, Shahjahanpur-242001,
Tel: 5842-327901. SHILLONG: D’Mar Shopping Complex, Lakari Building, 2nd Floor, Police Bazar, Shillong-793001, Tel. no. : 0364-2502511. SILCHAR:
Usha Complex, Ground Floor, Punjab Bank Building, Hospital Road, Silchar-788005 , Phone No.: 03842-230407. SHIMLA: I Floor, Opp. PanchayatBhawan
Main gate, Bus stand, Shimla, Shimla -171001, Tel: 177-3204944. SHIMOGA: No.65 1st Floor, Kishnappa Compound, 1st Cross,  HosmaneExtn,
Shimoga - 577 201, Karnataka, Phone : 9243689049. SIKAR: 1st Floor, Opposite Yash Tower Parking, Pawan Travels Street, Front of City Center Mall,
Station Road, Sikar-332001, Rajasthan. Email: [email protected] Phone no: 01572-240990 SILIGURI: 78, Haren Mukherjee Road, 1st floor,
Besides SBI Hakimpara, Siliguri – 734001, Phone: 9735316555 , Tel: 9735316555. SIRSA: Beside Overbridge, Next to Nissan car showroom, Hissar
Road, Sirsa, Sirsa -125055, Tel: 1666-327248. SITAPUR: Arya Nagar, Near AryaKanya School, Sitapur, Sitapur-261001, Tel: 5862-324356. SOLAN :
1st Floor, Above Sharma General Store, Near Sanki Rest house, The Mall, Solan, Solan -173 212, Tel: 1792-321075. SOLAPUR: Flat No 109, 1st Floor,
A Wing, Kalyani Tower, 126 SiddheshwarPeth, Near Pangal High School, Solapur-413001, Tel: 0217-3204200. SONEPAT: SCO-11-12,1st Floor, Pawan
Plaza, Atlas Road, Subhash Chowk, Sonepat – 131001, Email id: [email protected]. SEERAMPORE: 47/5/1, Raja Rammohan Roy Sarani,
PO. Mallickpara, Dist. Hoogly, Seerampore-712203, Tel No: 033 - 26628176. SRIGANGANAGAR: 18 L Block, Sri Ganganagar, Sri Ganganagar -335001,
Tel: 154-3206580. SRIKAKULAM: Door No 4-4-96, First Floor, VijayaGanapathi Back Side, Nanubala Street, Srikakulam-532 001, Tel: 8942- 650110.

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SULTANPUR: 967, Civil Lines, Near Pant Stadium, Sultanpur -228 001, Tel: 09389 403149. SURAT: Shop No – G - 5, International Commerce Center,
Near Kadiwala School, Majura Gate, Ring Road, Surat - 395002 Email: [email protected] . SURENDRANAGAR: 2 M I Park, Near Commerce
College, Wadhwan City, Surendranagar, Surendranagar-363035, Tel: 2752-320233. SURI: Police Line, Ramakrishnapally, Near Suri Bus Stand, Suri,
West Bengal – 731101, Tel. no. 09333749633. TAMLUK: Behind Mass ClinicVill Padumbasan, Tamluk – 721636, Phone No.: 09800224303. THANE:
Dev Corpora, 1st floor, Office no. 102, Cadbury Junction, Eastern Expressway, Thane (West) – 400 601. Phone No.: 022-25395461. THIRUPPUR: 1(1),
Binny Compound, II Street, Kumaran Road, Thiruppur-641601, Tel: 0421-3201271. THIRUVALLA: 24/590-14, C.V.P Parliament Square Building,Cross
Junction, Thiruvalla – 689 101,Kerala, Tel no: 0469 – 6061004. TINSUKIA: Dhawal Complex, Ground Floor, Durgabari, RangagoraRoad,Near Dena
Bank, Tinsukia-786125, Tel: 374-2336742. TIRUNELVELI: No. F4, Magnem Suraksaa Apartments, Thiruvananthapuram Road, Tirunelveli - 627002.
Email : [email protected]. TIRUPATHI: Door No : 18-1-597, Near Chandana Ramesh Showroom, Bhavani Nagar, TirumalaByepass Road,
Tirupathi-517 501, Tel: 0877-3206887. TRICHUR: Room No. 26 & 27, DEE PEE PLAZA, Kokkalai, Trichur-680001, Tel: 0487-325 1564. TRICHY: No
8, I Floor, 8th Cross West Extn, Thillainagar, Trichy-620018, Tel: 0431-329 6909. TRIVANDRUM: R S Complex, Opposite of LIC Building, Pattom PO,
Trivandrum-695004, Tel: 0471-324 0202. TUTICORIN: Ground Floor, Mani Nagar, Tuticorin, Tuticorin, Tuticorin-628 008, Tel: 461-3209960. TEZPUR:
Kanak Tower-1st Floor, Opposite IDBI Bank/ICICI Bank, C. K. Das Road, Tezpur Sonitpur, Assam – 784001, Phone No.: 3712 – 225252. Udaipur 32,
Ahinsapuri, Fatehpura circle,Udaipur – 313001 Email: [email protected]: Guru Nanak Institute, NH-1A, Udhampur - 182101,
Jammu, Tel no: 191-2432601, UJJAIN :123, 1st Floor, Siddhi Vinanyaka Trade Centre, Saheed Park, Ujjain -456 010, Tel: 734-3206291. UNJHA
(PARENT: MEHSANA): 10/11, Maruti Complex, Opp. B R Marbles, Highway Road, Unjha, Unjha -384 170, Tel: -. VADODARA: 103 Aries Complex,
BPC Road, Off R.C. Dutt Road, Alkapuri, Vadodara -390 007, Tel: 0265-301 8032, 301 8031. VALSAD: 3rd floor, Gita Nivas, opp Head Post Office,
Halar Cross Lane, Valsad-396001, Tel: 02632-324623. VAPI:208, 2nd Floor, Heena Arcade, Opp. Tirupati Tower, Near G.I.D.C, Char Rasta, Vapi, Vapi-
396195, Tel: 0260 - 6540104. VARANASI: Varanasi- Office no. 1, Second floor, Bhawani Market, Building No. D-58/2-A1, Rathyatra, Beside Kuber
Complex, Varanasi-221010, Uttar Pradesh, VASCO(PARENT GOA): No DU 8, Upper Ground Floor, Behind Techoclean Clinic, Suvidha Complex, Near
ICICI Bank, Vasco da gama -403802, VASHI: BSEL Tech Park, B-505, Plot no 39/5 & 39/5A, Sector 30A, Opp. Vashi Railway Station, Vashi, Navi
Mumbai – 400705, Email id: [email protected]. VELLORE: No.1, Officer’s Line, 2nd Floor, MNR Arcade, Opp. ICICI Bank, Krishna Nagar,
Vellore-632 001, Tel: 0416-3209017.VIJAYNAGARAM: Portion 3, First Floor No:3-16, Behind NRI Hospital,NCS Road, Srinivasa Nagar,
Vijaynagaram-535003. Email: [email protected] VIJAYAWADA: 40-1-68, Rao &Ratnam Complex, Near Chennupati Petrol Pump, M.G Road,
Labbipet, Vijayawada-520 010, Tel: 0866-329 9181, 329 5202. VISAKHAPATNAM: CAMS Service Centre, Door No 48-3-2,Flat No 2, 1st Floor, Sidhi
Plaza, Near Visakha Library, Srinagar, Visakhapatnam - 530 016 , Phone No.: 0891 6502010. WARANGAL: A.B.K Mall, Near Old Bus Depot Road,
F-7, Ist Floor, Ramnagar, Hanamkonda, Warangal – 506001, Tel. no. 0870 - 6560141. WARDHA: Opp. Raman Cycle Industries, Krishna Nagar, Wardha
– 442001, Maharashtra. Email: [email protected] Phone no: 7152-242724 WAYANAD: 2nd Floor, AFFAS Building, Kalpetta, Wayanad –
673121. Phone no: 04936-204248 Email: [email protected] YAMUNA NAGAR: 124-B/R Model Town, Yamunanagar, Yamuna Nagar-135
001, Tel: 1732-316770. YAVATMAL: Pushpam, Tilakwadi, Opp. Dr. Shrotri Hospital, Yavatma, Yavatmal-445 001, Tel: 7232-322780.

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