Study On Cooperative, Knowledge, 2019
Study On Cooperative, Knowledge, 2019
FINAL REPORT
Submitted to:
Government of Nepal
National Dairy Development Board
Hariharbhawan Pulchowk, Lalitpur, Nepal
Submitted by:
Right to Access Nepal (RAN)
Lainchaur, Kathmandu, Nepal
Contact: 01-4412240
Email: [email protected]
URL: www.righttoaccessnepal.org.np
Milk is considered to be one of the most sensitive agricultural commodities, requiring special
and timely care, and this can be provided conveniently as well through the collective operation of
milk producer cooperative society. The dairy cooperatives in Nepal have adopted a three-tier
system of which the milk producer cooperative societies are the first-tier primary level
cooperatives. In the second tier, they in different districts have formed district level District Milk
Producers’ Cooperative Unions, which are acting as district level bodies, and their main
objectives are to deliver programs designed to support the increased production and processing
of milk and milk products and to contribute to the financial and social upliftment of the rural
milk producers. The main function of these milk producer cooperative societies is to act milk
collection agents from both the members as well as non-members, selling to the nearest milk
chilling centers/milk processing plants dairy industries; receive payment for the milk from them;
and distribute the payment to the individual milk supplier farmers. Apart from milk collection
business some of they have also started the operation of milk chilling vats; and milk processing
for producing various dairy products.
The Cooperative Act, 2074 has firstly accepted the cooperative principles and provided a legal
base both for the establishment of cooperative societies, federations and application of
cooperative values, norms and principles into practice. The Cooperative Act, 2048, which is now
replaced by a new Cooperative Act, 2074 of the government governs milk producers’
cooperatives and other cooperatives, and cooperative associations. Presently, except a few, most
of the dairy cooperatives in Nepal are playing a limited role of collection and selling of raw milk
to either Dairy Development Corporation or private dairies. In this regard, the study was
designed to examine the effectives of associations and cooperatives of milk producers in the
broad framework of the provisions of Cooperative Act, 2074. The policy documents, secondary
data from National Dairy Development Board, Department of Cooperatives were used as
secondary sources of the data. A KAP survey was done for the collecting primary information
from the samples respondents in 10 sample districts. Altogether 565 farmers/members, 113
primary cooperatives, 8 district level milk cooperative unions, and 1 central level Central Dairy
Cooperatives Associations Nepal were observed through structured questionnaire. Further, the
Focus Group Discussions were conducted in each district to verify the findings of the Knowledge
Attitude Practices/household’s survey.
About 59.6% farmers and members have heard about the Cooperative Act, 2074. Moreover most
of the cooperative practitioners knew about the provisions of the Cooperative Act, 2048. The
respondents, who knew about the existing act, insisted that the existing act is not sufficient to
explain all the activities regarding establishment objectives of the Milk Producers’ Cooperatives,
quality and standard benchmarks, livestock grants, livestock insurance and medications, working
areas, etc. Almost 69% of the cooperatives are not formulating such policies. The role of
functional committees and the staffs are satisfactory. The record keeping and information system
is quite convectional but working properly. All Milk Producers’ Cooperatives are doing proper
auditing externally and internally at least one time in the year through Account Supervision
Committee and external auditors. In Nepalese cooperative society the practice of estimation
budget is done before the Annual General Assembly. Only 14.2% respondents experienced a
regular monitoring and controlling from concerned authorities.
I
Acknowledgement
On behalf of Right to Access Nepal, I would like to extend our special thanks to National Dairy
Development Board (NDDB) for giving us an opportunity to conduct this study. Specially, Mr.
Babu Kaji Pant, Executive Director; Dr. Balak Chaudhari, Technical Director; Mr. Mahendra
Shapkota, Chief Technical Advisor; Mr. Bidur Rai, Administrative Director; Dr. Hasina
Shrestha, Technical Director; Mr. Dipendra Adhikari, Section Officer; Mr. Rajesh D. C.,
Research Officer; and Mr. Amogh Kafle, Section Officer deserve sincere appreciation for their
professional inputs and cooperation extended during the execution of study activities.
The guidance, help and advice provided by Mr. Binod Paudel, Executive Director of RAN, were
highly helpful and instrumental in accomplishing the assigned tasks. Ms. Ambika Kaudal and
Ms. Sakuntala Neupane deserve our sincere thanks and gratitude for the support and advice they
provided throughout the study period. Their constant support and guidance proved immensely
useful in producing this report. Similarly, Mr. Arun Khanal, Computer Data Analyst deserves
special thanks for his assistance in computerization of data and data analysis.
The study would not have come out in this form without the help and cooperation of field
supervisors; namely Ms. Radhika Shrestha, field enumerators namely Ms.Junu Khanal, Ms. Visu
Thapa, Ms. Bimala Rai, Ms. Joti Kuikel, Mr. Laxmi P Acharya, Mr. Santosh Kafle, Ms. Tika
Maya Ale, Mr. Prakash Bhatta, Ms. Sabina Thapa, and Ms. Bhagawati Acharya.
Our special thanks go to the respondents of the household surveys, of various focused group
discussions undertaken in the concerned districts and market centers. I must acknowledge all the
district presidents of Central Dairy Cooperatives Association of Nepal (CDCAN), District Milk
Producer Cooperative Union (DMPCU), local level livestock officer, private dairy
representatives, and local level representatives such as mayors, deputy mayors, president, vice
president, ward chairpersons, and ward members for their supports.
The technical study team members; Mr. AL Yadav, team leader, and Mr. Suvash Khanal,
cooperative expert have successfully completed the study. They deserve my sincere appreciation.
II
Table of Content
Chapter I Introduction 1
1.1 Background 1
1.2 Study Objectives 3
1.3 Scope of the study 4
1.4 Methodology 4
1.4.1 Selection of districts and MPCs 4
1.4.2 Data collection methods/tools 6
1.4.3 Data management and analysis 7
1.5 Limitation of the study 8
Chapter II Presentation and Analysis of KAP Survey 10
2.1 Cooperative Act and Regulation 10
2.2Establishment and registration of MPCs 12
2.2.1 Legal Provision for the MPCs Establishment 12
2.2.2 Registration of the cooperatives 13
2.3 Cooperative Principles 13
2.4 Cooperative Membership 15
2.4.1 Legal Provision regarding membership 15
2.4.2Membership Qualification 15
2.4.3 Under-qualified members 17
2.4.4 Membership-Gender Mix 19
2.4.5 DMPCU and CDCAN Membership 20
2.5 Rights and Duties of Members 21
2.6 Institutional Membership 22
2.7 Policy and Procedures 23
2.8 General Assembly 24
2.9: Executive Committee 28
2.10 Account Supervision Committee 29
2.11 Cooperative Fund and Accounts 31
2.12 Information Discloser 33
2.13Monitoring and Control 35
III
2.14 FGD Findings 37
2.15 CDCAN Assessment 39
REFERENCES
ANNEXEX
Annex A: Proposed Action Plan
Annex E: Photographs
IV
List of Table
Table 1.1: Executives, Members and Staffs of MPCs 2
Table 1.2: Investment, Loan, Reserves, Total Assets of MPCs2Study Objectives 3
Table 1.3: Number of MPCs with male and female members in sample districts 5
Table 1.4: Capital fund, deposit, loan, reserve and assets of MPCs in sample districts 5
Table 1.5: Sample size of the study for the primary data collection 6
Table2.1: Awareness of the Officials, Members and Farmers regarding Cooperative Act, 2074
B.S. 10
Table 2.2: Attitude of officials, members, and farmers regarding the role of cooperative
regulators 10
Table2.3: KAP Assessment Question: Does the Cooperative Act, 2074 has covered sufficient
scopes to promote and regulate the cooperative of Nepal? 11
Table 2.4: Awareness of officials to establish the cooperative 13
Table 2.6: Awareness and adaptation of the Cooperative Principles 14
Table 2.7Awareness regarding minimum members required for establishing an MPC 16
Table 2.8: Qualification of Members to be a member in a MPC 16
Table 2.9: Member of MPC doing separate dairy business 17
Table 2.10: Percent of members doing milk production or cattle/buffalo farming 17
Table 2.11: % of executive/account supervision committee members not producing milk 18
Table 2.12: Percent of member more than one member from same household 18
Table 2.13: Gender Composition in Executive and Account Supervision Committee 19
Table 2.14: Awareness of MPCs official for the criteria to be member in DMPCU and the
CDCAN 20
Table 2.15: Awareness of MPCs official regarding roles of DMPCU and the CDCAN 21
Table 2.16: Awareness of MPCs official regarding the rights of members 21
Table 2.17: Members of Cooperative organizations/association fulfilled their duties 22
Table 2.18: % cooperative shareholding by other cooperative/institution 22
Table 2.19: % cooperative shareholding in other cooperative/institution 23
Table 2.20: Cooperative legal and policy documents 24
Table 2.21: Practice of AGM annually or not 24
Table 2.22: Respondent awareness of AGM Procedures, and last AGM date 25
V
Table 2.23: The AGM notice sent to the members/farmers 26
Table 2.24: Respondent answer of who can take part in the AGM 26
Table 2.25: Members presented in last AGM 27
Table 2.26: Election process of executive and account supervision committee 27
Table 2.27: Members from MPCs’ executive committees is also the member the committee of
next cooperative 28
Table 2.28: Dismiss/Withdrawal of Executive Committee Members 29
Table 2.29: Same person in executive and account supervision committees 29
Table 2.30: More than one person from same house in executive and account committees 30
Table 2.31: Dismiss/Withdrawal of Account Supervision Committee Members 31
Table 2.32: The Members Fund 31
Table 2.33: Summary of Books of Account 32
Table 2.34: Account and Book Keeping System 32
Table 2.35: Auditing Frequency 33
Table 2.36: Extent the respondent has informed about the internal information 33
Table 2.37: Extent of information access of the members 34
Table 2.38: Medium of Information Dissemination 34
Table 2.39: Process of internal information dissemination 35
Table 2.40: Provision of Annul Budget Control 35
Table 2.41: Extent of Regulatory Bodies doing monitoring in cooperative societies 36
Table 2.42: Focused Group Discussion Details 37
Table 2.43: Committees Members and staffs of the CDCAN 39
List of Figure
VI
ACRONYMS
A.D. Anno Domini
ADBN Agricultural Development Bank of Nepal
AGM Annual General Meeting
B.S. Bikram Sammat
CDCAN Central Dairy Cooperative Association Limited Nepal
CM Cooperative Members
DDC Dairy Development Corporation
DMPCU District Milk Producers’ Cooperative Union
DoC Department of Cooperative
FGD Focus Group Discussion
GA General Assembly
GoN Government of Nepal
ICA International Cooperative Alliance
IGA Initial General Meeting
KAP Knowledge, Attitude and Practices
MCS Milk Cooperative Society
MPA Milk Producers’ Associations
MPC Milk Producing Cooperative
MPCS Milk Producer Cooperative Society
VII
Chapter I
Introduction
1.1 Background
The common need of milk producers is to obtain a fair price for their milk and this is fulfilled
through collective marketing. Milk is considered to be one of the most sensitive agricultural
commodities, requiring special and timely care, and this can be provided conveniently as well
through the collective operation of milk producer cooperative society (MPC). Apart from the
collection and marketing of milk, other services, such as dairy inputs, extension services,
veterinary health care, artificial-insemination services, provision of animal feed, fodder seed,
planting material, fertilizers and credit, and training and education, are provided through
cooperatives. These would act as business associations owned and operated by members for their
entire benefit. The main constraint that milk producers seek to overcome by acting collectively is
the marketing of their product. The need to be assured of a secure market is a real one. It can be
met by dairy farmer’s cooperatives by establishing their own collection system and milk
treatment facility in order to convert their perishable primary produce, which requires special and
timely attention into products with longer-keeping quality for marketing purposes.
History of dairy cooperatives in Nepal dates back to the First Five Year Plan (1956-61) when the
dairy cooperatives were formed in Tusal Village of Kavre district. However, the dairy
cooperatives became more effective only after December 1981, when Dairy Development
Corporation (DDC) initiated the milk producers oriented program by encouraging the farmers to
form their own Milk Producers’ Associations (MPAs) along with the lines of cooperative
principles. The MPAs operated under the by-laws prepared by DDC. They had no formal legal
status. They operated as single purpose primary cooperatives with milk trade and support to milk
production as their main activities.
In order to enable the MPAs with the formal legal identity and to make them more autonomous,
DDC took initiation to convert these MPAs into MPC in February 1989. For this, it encouraged
and facilitated to register these MPAs in the Cooperative Office of Government of Nepal (GoN).
Like the MPAs, majority of MPCs also operate as single purpose primary cooperatives. The
main function of these MPCs is to collect milk from the farmers (both the members as well as
non-members), test it for quality, transport it for selling to the nearest milk chilling centers/milk
processing plants of DDC and/or private dairies; receive payment for the milk from them; and
distribute the payment to the individual milk supplier farmers. Apart from milk collection
business some of the MPCs have also started the operation of milk chilling vats; and milk
processing for producing various dairy products. According to the available information, there
were 1,658 MPCs all over the country in July 2017 (www.deoc.gov.np).
The Cooperative Act, 1992 (2048 B.S) was a major breakthrough in the cooperative movement
of Nepal. This made several provisions related with flexibility to implement programs for
improvement of economic condition of poorest of the poor populace in the rural areas. The act
provided an opportunity to the Nepalese people to establish independent and autonomous
cooperative societies by themselves, according to their capacity to fulfill their own needs. The
Cooperative Act 1992 A.D had firstly accepted the cooperative principles and provided a legal
base both for the establishment of cooperative societies, federations and application of
cooperative values, norms and principles into practice. The Constitution of Nepal, 2015 has
“Study on the Milk Producers' Cooperatives with special reference to Knowledge, Attitude and Practice (KAP) of Cooperative Management" Page 1
considered cooperative sector as one of the three pillars 1 for national development. The
Cooperative Act, 1992, which is now replaced by a new Cooperative Act, 2017 of the
government that governs these MPCs other cooperatives, and cooperative associations.
A fundamental role of dairy cooperatives is guaranteeing members a market for their milk. Milk
producers align with their cooperatives, making them their primary marketing agent for the raw
milk from ground level. Members then ship all the milk they produce to the cooperative which
finds a market for that volume.
At present, 1,658 MPCs are working in 58 districts of the country that have 1,653 Board members
elected out of 105,893 general members. They are supported with 1,651 staff/personnel (Table 1.1). The
total investment in the sector is more than Rs 822,050,000 throughout the country (Table 1.2).
In Thousand Rs
No of Milk
Capital
Coop Deposit Loan Reserve Total Assets
Fund
Nepal 1658 330980 850339 812097 9953 822050
Eastern Development
269 84101 185028 239299 7289 247488
Region ( EDR)
Central Development
1039 116306 549188 334910 157 335067
Region (CDR)
Western Development
189 55081 91149 165538 1168 166706
Region (WDR)
Mid-western
125 70080 24267 65778 315 66093
Development Region
1
Other two pillars are private sector and government
“Study on the Milk Producers' Cooperatives with special reference to Knowledge, Attitude and Practice (KAP) of Cooperative Management" Page 2
(MWDR)
Far Western
Development Region 36 5412 1037 6571 24 6596
(FWDR)
Source: Department of Cooperative, 2017
The dairy cooperatives in Nepal have adopted a three-tier system of which the MPCs are the
first-tier primary level cooperatives. In the second tier, MPCSs in different districts have formed
district level DMPCUs, which are registered under Cooperative Act as district level bodies, and
their main objectives are to deliver programs designed to support the increased production and
processing of milk and milk products and to contribute to the financial and social uplift of the
rural milk producers. Only dairy farmers are allowed to enroll as members and they must commit
to supplying milk exclusively to the cooperative. While the day-to-day functioning of the
cooperative is managed by full-time salaried employees, the committee or board of the
cooperative, consisting of only elected members, makes the decisions on the affairs of the
cooperative. Primary-level cooperatives bring together members with similar interests at village
level to work towards common goals. This system can also identify good leadership talent that
would be given a chance to develop through interaction with other community leaders.
In the third tier, the MPCs and DMPCUs have formed CDCAN. The CDCAN is registered as
their central-level cooperative organization. Established in 1993, CDCAN is a national level
tertiary organization of all milk producers' cooperatives at primary and secondary levels.
CDCAN aims to bring increased economic benefits to milk producers and to contribute to make
the country self-reliant in clean and high-quality milk and related products. It also implements
policy advocacy activities at the central level to represent the interest of member organizations.
The federation has the power to act on such issues as pricing policies, extension, training, control
of milk and milk product imports, subsidies and credit.
The MPCs have become one of the major actors in the present day dairy sector of Nepal by being
a strong channel between the rural milk producers and the milk processing industries. However,
majority of the present MPCs is found to be operating in a condition of disarray. The available
information shows that the MPCs have not been able to generate enough capital bases for
providing real support to their member milk producers and have become agents between the milk
producers and the milk processing industries. Presently, except a few, most of the MPCs in
Nepal are playing a limited role of collection and sale of unprocessed milk to either DDC or
private dairies. In this regard, the study is done to examine the effectiveness of the policy
provisions, ground reality of the MPCs and the district and central level realities of the problem.
“Study on the Milk Producers' Cooperatives with special reference to Knowledge, Attitude and Practice (KAP) of Cooperative Management" Page 3
To examine the implementation of provisions of Cooperative Act in the operation and
management of the MPCs;
To find out the gaps in knowledge, attitude and practice of legal provisions in the operation
and management of the MPCs; and
To suggest appropriate measures to improve the knowledge, attitude and practice of the
MPCs' office bearers and members about the legal provisions of the Cooperative Act.
1.4 Methodology
Out of 58 districts (population) having functional MPCs, 10 districts (sample) were selected for
the study. They represent all seven provinces of the country; Ilam district in province 1; Sarlahi
in province 2; Kavre, Makwanpur and Chiitwan in province 3; Tanahu in Gandaki province;
Rupandehiand Dang in province 5; Surkhet in Karnali province; and Kailali district in Sudur
Paschim province (Figure 1: Map showing sample districts). As per the TOR these districts were
selected on the basis of number of MPCs actively functioning within the province.
The sample districts number of adequate number of MPCS and each MPC has significant
number of male Executive Committee members as well as general members. The MPCs in
selected districts are also reported to have representation of both males and females (Table 1.3)
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Table 1.3: Number of MPCs with male and female members in sample districts
Number of Number of
Districts Number of General Number of
MPCs Board Executives
Members Staffs
F M T F M T F M T
Ilam 117 189 900 1089 1464 6637 8101 3 221 224
Sharlahi 153 348 1030 1378 404 4494 6098 20 150 170
Kavre 271 419 1393 1812 2456 4879 7879 25 28 53
Makawanpur 54 76 221 297 1363 4023 5386 17 54 71
Chitwan 143 488 832 1320 4923 14040 18963 38 166 204
Tanahu 24 60 159 219 298 366 664 22 29 51
Rupandehi 49 116 441 557 1505 2849 4354 13 72 85
Dang 16 60 89 149 160 534 694 2 16 18
Surkhet 15 78 49 127 244 643 887 14 3 17
Kailali 17 69 88 157 438 475 913 7 7 14
Total 859 1903 5202 7105 13255 38940 53939 161 746 907
Source: Department of Cooperative, 2017
The MPCs in sample districts are also reported to have been equipped with significant amount of
deposit and loan disbursement (Table 1.4).
Table 1.4: Capital fund, deposit, loan, reserve and assets of MPCs in sample districts
In Thousand Rs
No of Milk Coop
Capital Fund Deposit Loan Reserve Total Assets
Ilam 117 7741 18453 34902 0 34102
Sharlahi 153 585 0 0 0 0
Kavre 271 817 152 953 89 1045
Makawanpur 54 4252 17669 22088 0 22088
Chitwan 143 46001 259228 118604 0 118604
Tanahu 24 3010 13274 19446 1084 20530
Rupandehi 49 12420 23378 56763 0 56763
Dang 16 4855 1362 1310 0 1310
Surkhet 15 9420 3880 4805 0 4805
Kailali 17 4244 1018 5520 24 5544
Total 859 93,345 338,414 264,391 1,197 264,791
Source: Department of Cooperative, 2017
Altogether 113 MPCs were selected from 10 districts (Table 1.5). Since there are only one
CDCAN, and only one DMPCU per district, all CDCANs and DMPCUs were covered.
However, Kailali and Dang districts do not have DMPCU. Similarly, the number of milk
producing farmers and cooperative members sampled amounted to a total of 565.
This sample size was finalized during discussion held on inception between the technical team of
the client i.e. National Dairy Development Board (NDDB) and consulting team of the study.
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Table 1.5: Sample size of the study for the primary data collection
Systematic Random Sampling (SRS) technique was adopted to allocate MPCs and MPF/CM n
sample districts. For this, number of milk cooperatives in each district was listed. From this list,
milk cooperatives to be included in the study were selected. After the milk cooperatives were
selected, number of milk supplying farmers or members of MPCs from these cooperatives were
listed. From this list, required number of farmer samples was derived. However, consideration
were also given to select the higher, medium and lower quantity supplying milk cooperatives and
farmers as well. The survey was made representative as far as possible by including all the strata
of the observation such as age of establishment, number of members in MPCs and level of milk
collection (Annex B). This is further elaborated in survey guidelines (Annex C) that was used
during the survey. The sampled cooperatives are illustrated with address, contact person, and
contact numbers (Annex D).
For the collection of the primary data, a survey guideline was prepared and followed. Desk
study, field survey, consultation with relevant government officials, observation of the MPCs'
operation had used to undertake the assignment. Secondary data collected from the published and
unpublished reports of Cooperative Development Board, National Cooperative Federation of
Nepal, NDDB, CDCAN, concerned DMPCUs, MPCs, etc. were reviewed. The following
primary sources of information collection were used to solicit Knowledge, Attitude and Practices
(KAP) of the members associated with the sample MPCs in each of 10 sample districts.
Farm Household Survey: Altogether 565 farm households were covered (5 per MPC) to
administer the structured questionnaires with. They were chosen in consultation with DMPCU. A
list of MPCs was made to select a total 135 MPCs and 565 MPFs/CMs. Separate structured
questionnaires were used for them (Annexes C: Survey Guideline in Nepali language).Trained
enumerators were mobilized to administer the questionnaires. The list of the cooperatives
surveyed is presented in the Annex D.
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Focus Group Discussions (FGDs): The FGDs were organized at eight centers with the
participation of all concerned stakeholders. About 10-12 persons represented from institutions,
cooperatives, CDCAN, DMPCU, MPCs, milk producers associations, farmers associations,
private sector input suppliers and milk collectors etc. participated in FGDs. Semi-structured
checklists (Annex C: Survey Guideline in Nepali Language) translated into Nepali were
administered during the FGD sessions that were moderated by Field Supervisors with assistance
from trained enumerators. The information on MPCs with special reference to Knowledge,
Attitude and Practice (KAP) of Cooperative Management was sough with special focus on the
provisions of Cooperative Act, 2017.
Raw data collected from the field were entered in Excel in order to systematize data processing.
The crude data were processed and analyzed by using SPSS software. Cleaned and labeled data
in Microsoft Excel format were prepared. From the data set, required tables are prepared in the
Microsoft Word format for analysis and interpretation. Various policy analysis and
recommendations are made with the findings of the study for the strategic development of the
milk cooperative; strengthen existing and potential dairy cooperative, practitioners and dairy
farmers. A separate analysis section has been made in study report for each components of KAP
in each tier of the milk producer cooperatives and associations.
The study follows the KAP methodology that is an opinion based qualitative survey. Therefore
the nature of the data is strongly verbal and qualitative.
Understanding of KAP
K: Knowledge is a set of understandings, knowledge and of “concern issues such as Problematic
Cooperatives” It is also one’s, capacity for imagining, one’s way of perceiving. Knowledge of a
Cooperative Management considered to be beneficial. However, this does not automatically
mean that this behavior will be followed.
A: Attitude is a way of being a position. These are leanings or “tendencies to….”. This is an
intermediate variable between the situation and the response to this situation. It helps explain
that among the possible practices for a subject submitted to a stimulus, that subject adopts one
practice and not another.
KAP survey data are essential to help plan, implement and evaluate MPCs’ operations by
gathering information about what the cooperative office bearers and general members know
about operating and managing MPSs. The KAP survey can identify knowledge gaps, cultural
beliefs, or behavioral patterns that may facilitate understanding and action, as well as pose
problems or create barriers for making efforts to improve the operations of the MPSs. It can
identify information that is commonly known and attitudes that are commonly held. A KAP
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survey is also used to identify needs, problems and barriers in MPs movement, as well as
solutions for improving quality and accessibility of MPCs' services.
The percentage, frequency counts, and the rating in linker scale chart are used to analyze such
qualitative data.
Generating KAP data was difficult to get from farmer level due to the lack of adequate
knowledge and awareness of respondents in the rural areas. In some districts, inconsistencies
were observed in information generated from FGDs and farm household surveys; particularly
those related to practices of existing act. This was resolved by further probing with the local
knowledgeable persons. Largely, heads of the MPCs such as Chairpersons or Managers were
interviewed during KAP survey. In the absence of them, knowledgeable members were
approached for interview.
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Figure 1: Map showing 10 sample districts
Surveyed Districts
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Chapter II
Presentation and Analysis of KAP Survey
2.1 Cooperative Act and Regulation
The assessment of the awareness/knowledge of the officials and the milk producing cooperative
practitioners regarding the Cooperative Act, 2074 is based on the results of two separate
questionnaires, one was related to officials of the MPCs and another the separate two questions
were asked. On the questions “to what extent the Cooperative Act, 2074 is capable to regulate
and promote the milk producer cooperative in root, district and central level”, 59.3% of
cooperative officials unaware of the provisions. Only 16.8% expressed that the act is
contributing positively to promote the MPCs (Table 2.1).
Table2.1: Awareness of the Officials, Members and Farmers regarding Cooperative Act, 2074 B.S.
On the other spectrum, 40.4% of farmers and members of MPCs said they had even not heard of
Cooperative Act, 2074 (Table 2.1). The survey results adequately suggest that all the
practitioners including general and executive members of MPCs are not fully aware of the
Cooperative Act, 2074 that necessitates more efforts on information dissemination in the future.
Table 2.2: Attitude of officials, members, and farmers regarding the role of cooperative regulators
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Kavre 22 0.0% 63.6% 13.6% 22.7% 110 13.7% 33.3% 13.7% 39.2%
Matawan 15 6.7% 33.3% 13.3% 46.7% 75 8.0% 21.3% 13.3% 57.3%
Rupandehi 10 0.0% 30.0% 50.0% 20.0% 50 4.0% 14.0% 24.0% 58.0%
Sharlahi 10 0.0% 30.0% 40.0% 30.0% 50 0.0% 27.6% 48.3% 24.1%
Surkhet 6 0.0% 50.0% 0.0% 50.0% 30 0.0% 20.0% 35.0% 45.0%
Tanahu 8 0.0% 50.0% 37.5% 12.5% 40 0.0% 22.5% 22.5% 55.0%
Total 113 4.4% 44.2% 24.8% 26.5% 565 5.1% 30.9% 24.8% 39.3%
Source: Field Survey, 2075
Table2.3: KAP Assessment Question: Does the Cooperative Act, 2074 has covered sufficient
scopes to promote and regulate the cooperative of Nepal?
The roles of the regulators are highly desirable for the implementation and information
dissemination of existing rules and regulations inside the cooperatives. Regarding this an
attitudinal questioner such as to what extent do you think the cooperative regulators are
performing for the progressive development, and regulation of the sector? was asked. The
attitude of public toward the quality of service delivery is not satisfactory since, only 4.4%
officials and 5.1% farmers were adequately satisfied. The district wise satisfaction scores are
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presented in the table 2.2. Moreover, the statistics regarding the DMPCUs are presented in Table
18 of Annex B.
2.2Establishment and registration of MPCs
During the initial phase of dairy cooperative development, the DDC took an initiation to
establish the cooperatives in various parts of rural village of Nepal. Establishment of Milk
Cooperatives in primary level is done with the ground necessity of the milk farmers for selling of
their raw milk. The legal provisions for the establishment of the cooperatives are presented
below.
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documents, within 15 days, stating the required formalities, office of register shall request to
fill the application again to the applicants.
Cooperative society is legal entity with limited liabilities, separate common seal, acting as a
natural personal while doing the business and financial transactions.
Working area for the milk cooperative shall be within one municipal area but can be
increased with required increase in volume and scope of business activities.
Furthermore, sampled cooperatives were observed whether they were properly registered in
concerned offices or not, regarding this all 100% cooperatives are registered in Division
Cooperative Office (DCO) and Tax office (PAN). But, majority of the MPCs are not registered
in municipal office. The table 2.5 shows the further statistics regarding the percent and number
of Cooperative registered in various authorities/associations.
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Participation, Autonomy and Independence, Education, Training, and Information, Co-operation
among Co-operatives, and finally, Concern for Community.
Table 2.5: Percent and Number of Cooperative registered in various authorities/associations
The inherent institutional structures and legal provisions have made a vibrant environment for
adopting the cooperative principles in the operational stream of the cooperatives. Regarding this,
the Knowledge assessment was done for the officials and the members of the cooperative by
asking question as “do you know the cooperative principles?” The survey statistics are presented
in the table 2.6. About 77.9% officials are aware about the cooperative principles, but 43.9%
farmers or members lack the knowledge about the cooperative principles. Moreover, the
respondent from DMPCU answers that they all know the cooperative principles and the 100%
DMPCUs are adopting the cooperative principles. Moreover, the DMPCU offices of Chitwan
and Makawanpur have written the seven cooperative principles in their offices boards.
Official Members/Farmers
District
N Yes No N Yes Partially None
Chitwan 20 80.0% 20.0% 100 41.2% 36.1% 22.7%
Dang 4 50.0% 50.0% 20 5.0% 40.0% 55.0%
Ilam 15 80.0% 20.0% 45 14.3% 48.6% 37.1%
Kailali 3 100.0% 0.0% 15 0.0% 60.0% 40.0%
Kavre 22 77.3% 22.7% 110 10.8% 47.1% 42.2%
Makawanpur 15 93.3% 6.7% 75 4.0% 34.7% 61.3%
Rupandehi 10 80.0% 20.0% 50 6.0% 60.0% 34.0%
Sharlahi 10 50.0% 50.0% 50 1.7% 50.0% 48.3%
Surkhet 6 50.0% 50.0% 30 0.0% 45.0% 55.0%
Tanahu 8 100.0% 0.0% 40 2.5% 27.5% 70.0%
Grand Total 113 77.9% 22.1% 565 12.7% 43.4% 43.9%
Source: Field Survey, 2075
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2.4 Cooperative Membership
Members of a co-operative are individuals (natural persons) or cooperatives (for district and
central level cooperative unions) who are users of a co-operative’s services or participate in its
business enterprise as consumers, workers, producers or independent business owners. Members
are also the co-operative’s stakeholders, co-owners and co-decision makers with authority over
major business decisions. Open membership to all persons implies that there should not be a high
threshold to become a member. Generally a member’s share in a co-operative is set at a nominal
rate, although members may also be encouraged to make a contribution to the co-operative’s
capital. Membership shares which provide equity capital tend to be much higher to finance
business operations in producer or worker co-operatives. However, if the share capital required
to become a member is set at a high level, it may be a barrier to people joining a co-operative.
Where significant share capital is necessarily required from new members, arrangements for
payment over time, such as installment payments, or credit facilities from an associated co-
operative bank or credit union, should be made available.
Subjective Cooperative Societies are the members of Subjective district level union, all
cooperative societies and the subjective unions are members of district level cooperative union;
however it should be only within district for.
Subjective Cooperative Societies, district level subjective unions are the members of Subjective
province level Union, all cooperative societies and the subjective unions are members of
province level cooperative union; however it should be only within province.
Subjective Cooperative Societies, district level subjective unions, province level subjective
unions are the members of subjective central level cooperative federation, all cooperative
societies and the subjective unions are members of central level cooperative federation.
2.4.2Membership Qualification
The assessment of the awareness/knowledge of the officials and the milk producing cooperative
practitioner, regarding the qualification requirement for the establishment of the MPCs, two
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questions were asked. First question was “how many members are required to establish an
MPC? The second question was “what are the qualifications required to be a member of an
MPC? Regarding this, most of the practitioners were familiar with the provision of Cooperative
Act, 2048, i.e. the required number is at least 25 members. But, existing act requires 30 members
in primary cooperatives.
Furthermore, district wise statistics on answers to the first question are shown in Table 2.7, and
same on second question are presented in Table 2.8. The average size of membership in MPCs is
191. Only three cooperatives under survey had 25 members. In this case, existing act also has
agreed to accept the provisions of the cooperative act, 2048 for those cooperatives which were
already established and in operation before the amendment of the existing act. Moreover, the
majority of the respondent agrees that the only milk producing or cattle farming farmers should
be allowed to be the member of the MPC.
Officials Members/Farmers
Milk Producing or Cattle Farming Farmers 92.0% 88.9%
Accepted Cooperative Principles 74.3% 51.2%
Others 19.5% 0.4%
No of Respondents 113 565
Source: Field Survey, 2075; other implies the respondent answering the provisions of the cooperative act.
The attitudinal questions as: how many members are appropriate for the MPC was asked. Most
of the respondent answers it is ok to have the number required by the existing act but in case of
large area covering cooperative, the economies of scale can be created and the efficiency of the
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cooperative will be increased with the activities increments. So, for the MPC, it is better to make
more members as possible.
2.4.3 Under-qualified members
The assessment of practices of the officials and the milk producing cooperative practitioners,
regarding the members violating the cooperative rules and principles in the MPCs, various
questions were asked. Answers to the questions “Whether any members doing dairy business
competing with the underlying cooperative or not” are documented in Table 2.9. , “Do all the
members producing the milk or doing cattle/buffalo farming or not”?, do all the executive
committee, and other functional committees members doing cattle farming or not?.
Officials Members/Farmers
District
N Yes No N Yes No
Chitwan 20 10.0% 90.0% 100 7.2% 92.8%
Dang 4 0.0% 100.0% 20 5.0% 95.0%
Ilam 15 16.7% 83.3% 45 2.9% 97.1%
Kailali 3 0.0% 100.0% 15 0.0% 100.0%
Kavre 22 12.7% 87.3% 110 4.9% 95.1%
Makawanpur 15 6.7% 93.3% 75 2.7% 97.3%
Rupandehi 10 10.0% 90.0% 50 2.0% 98.0%
Sharlahi 10 20.0% 80.0% 50 10.3% 89.7%
Surkhet 6 0.0% 100.0% 30 0.0% 100.0%
Tanahu 8 0.0% 100.0% 40 2.5% 97.5%
Grand Total 113 7.7% 92.3% 565 4.7% 95.3%
Source: Field Survey, 2075
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The table 2.10 shows that at least 14.8% of the MPC members are not doing milk producing
business. Similarly, Table 2.11 shows that 23% of the cooperative executive and account
supervision committee are not doing the cattle or buffalo farming for the milk production
purpose.
Officials Farmers/Members
District
N Yes No N Yes No
Chitwan 20 10.0% 90.0% 100 6.2% 93.8%
Dang 4 25.0% 75.0% 20 0.0% 100.0%
Ilam 15 53.3% 46.7% 45 20.0% 80.0%
Kailali 3 0.0% 100.0% 15 20.0% 80.0%
Kavre 22 22.7% 77.3% 110 18.6% 81.4%
Makawanpur 15 20.0% 80.0% 75 12.0% 88.0%
Rupandehi 10 10.0% 90.0% 50 8.0% 92.0%
Sharlahi 10 40.0% 60.0% 50 29.3% 70.7%
Surkhet 6 16.7% 83.3% 30 35.0% 65.0%
Tanahu 8 12.5% 87.5% 40 7.5% 92.5%
Grand Total 113 23.0% 77.0% 565 14.6% 85.4%
Source: Field Survey, 2075
Moreover, Table 2.12 shows the multiple numbers of cooperatives, whether they are from same
households or not, and figure2shows the same members are the members in other similar
cooperatives or not. The legal provision prohibits multiple members from same household and
same members in multiple cooperatives of similar nature.
Table 2.12: Percent of member more than one member from same household
Officials Farmers/Members
District
N Yes No N Yes No
Chitwan 20 10.0% 90.0% 100 1.0% 99.0%
Dang 4 25.0% 75.0% 20 0.0% 100.0%
Ilam 15 26.7% 73.3% 45 2.9% 97.1%
Kailali 3 0.0% 100.0% 15 13.3% 86.7%
Kavre 22 36.4% 63.6% 110 0.0% 100.0%
Makawanpur 15 20.0% 80.0% 75 0.0% 100.0%
Rupandehi 10 30.0% 70.0% 50 4.0% 96.0%
Sharlahi 10 50.0% 50.0% 50 20.7% 79.3%
Surkhet 6 33.3% 66.7% 30 5.0% 95.0%
Tanahu 8 0.0% 100.0% 40 0.0% 100.0%
Grand Total 113 24.8% 75.2% 565 3.7% 96.3%
Source: Field Survey, 2075
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Members not doing primary business of the cooperatives and those are in account functional
committees members shows a potential threat of conflict of interest between the milk producing
farmers. For some case and time, some members might have recently left the milk producing
professions, some members might be there for supporting in institutional capacity building, but
primarily, it is not good practice to be cooperative members and the functional committee
members in MPCs, if they are not doing milk producing activities.
Yes No
12%
88%
The figure shows the total and average members of gender based composition of the members.
Moreover, Table 2.13 shows the gender based female composition in executive committee and
the account supervision committee of the cooperative. The inclusion of female members is more
than 33%, but in executive and account supervision committees the ratio is less than 33%. The
inclusion of female and other disadvantaged group needs to be promoted and for the balance
development approach. Moreover, the statistics regarding the DMPCUs are presented in Table
19 of Annex B.
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Kailali 31 14 45.2% 9 4 44.4%
Kavre 256 53 20.7% 50 9 18.0%
Makawanpur 140 50 35.7% 40 10 25.0%
Rupandehi 102 32 31.4% 30 6 20.0%
Sharlahi 244 82 33.6% 24 4 16.7%
Surkhet 36 20 55.6% 9 3 33.3%
Tanahu 70 21 30.0% 23 7 30.4%
Grand Total 1296 381 29.4% 302 61 20.2%
Source: Field Survey, 2075
Female
40%
Male
60%
Table 2.14: Awareness of MPCs official for the criteria to be member in DMPCU and the CDCAN
District N Yes No
Chitwan 20 85.0% 15.0%
Dang 4 75.0% 25.0%
Ilam 15 90.0% 10.0%
Kailali 3 100.0% 0.0%
Kavre 22 75.5% 24.5%
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Makawanpur 15 66.7% 33.3%
Rupandehi 10 80.0% 20.0%
Sharlahi 10 50.0% 50.0%
Surkhet 6 86.7% 13.3%
Tanahu 8 50.0% 50.0%
Grand Total 113 80.2% 19.8%
Source: Field Survey, 2075
Table 2.15: Awareness of MPCs official regarding roles of DMPCU and the CDCAN
District N Yes No
Chitwan 20 70.0% 30.0%
Dang 4 75.0% 25.0%
Ilam 15 80.0% 20.0%
Kailali 3 66.7% 33.3%
Kavre 22 59.1% 40.9%
Makawanpur 15 40.0% 60.0%
Rupandehi 10 70.0% 30.0%
Sharlahi 10 50.0% 50.0%
Surkhet 6 50.0% 50.0%
Tanahu 8 75.0% 25.0%
Grand Total 113 57.5% 42.5%
Source: Field Survey, 2075
District N Yes No
Chitwan 20 85.0% 15.0%
Dang 4 75.0% 25.0%
Ilam 15 66.7% 33.3%
Kailali 3 100.0% 0.0%
Kavre 22 50.0% 50.0%
Makawanpur 15 40.0% 60.0%
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Rupandehi 10 100.0% 0.0%
Sharlahi 10 50.0% 50.0%
Surkhet 6 66.7% 33.3%
Tanahu 8 75.0% 25.0%
Grand Total 113 66.4% 33.6%
Source: Field Survey, 2075
Officials Members/Farmers
District
N Yes No N Yes Partially No
Chitwan 20 75.0% 25.0% 100 51.5% 43.3% 5.2%
Dang 4 50.0% 50.0% 20 25.0% 75.0% 0.0%
Ilam 15 93.3% 6.7% 45 60.0% 40.0% 0.0%
Kailali 3 100.0% 0.0% 15 13.3% 86.7% 0.0%
Kavre 22 77.3% 22.7% 110 49.0% 31.4% 19.6%
Makawanpur 15 66.7% 33.3% 75 26.7% 61.3% 12.0%
Rupandehi 10 90.0% 10.0% 50 28.0% 58.0% 14.0%
Sharlahi 10 50.0% 50.0% 50 22.4% 75.9% 1.7%
Surkhet 6 50.0% 50.0% 30 40.0% 50.0% 10.0%
Tanahu 8 75.0% 25.0% 40 12.5% 70.0% 17.5%
Grand Total 113 74.3% 25.7% 565 36.7% 53.3% 10.0%
Source: Field Survey, 2075
Officials Members/Farmers
District
N Yes No N Yes No
Chitwan 20 10.0% 90.0% 100 1.0% 99.0%
Dang 4 0.0% 100.0% 20 0.0% 100.0%
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Ilam 15 6.7% 93.3% 45 2.9% 97.1%
Kailali 3 33.3% 66.7% 15 0.0% 100.0%
Kavre 22 9.1% 90.9% 110 9.8% 90.2%
Makawanpur 15 0.0% 100.0% 75 8.0% 92.0%
Rupandehi 10 10.0% 90.0% 50 2.0% 98.0%
Sharlahi 10 20.0% 80.0% 50 5.2% 94.8%
Surkhet 6 0.0% 100.0% 30 0.0% 100.0%
Tanahu 8 0.0% 100.0% 40 0.0% 100.0%
Grand Total 113 8.0% 92.0% 565 4.3% 95.7%
Source: Field Survey, 2075
Officials Members/Farmers
District
N Yes No N Yes No
Chitwan 20 70.0% 30.0% 100 13.4% 86.6%
Dang 4 25.0% 75.0% 20 0.0% 100.0%
Ilam 15 13.3% 86.7% 45 2.9% 97.1%
Kailali 3 33.3% 66.7% 15 0.0% 100.0%
Kavre 22 18.2% 81.8% 110 32.4% 67.6%
Makawanpur 15 86.7% 13.3% 75 24.0% 76.0%
Rupandehi 10 30.0% 70.0% 50 6.0% 94.0%
Sharlahi 10 30.0% 70.0% 50 6.9% 93.1%
Surkhet 6 0.0% 100.0% 30 0.0% 100.0%
Tanahu 8 75.0% 25.0% 40 62.5% 37.5%
Grand Total 113 41.6% 58.4% 565 18.9% 81.1%
Source: Field Survey, 2075
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Table 2.20: Cooperative legal and policy documents
District N Yes No
Chitwan 20 100.0% 0.0%
Dang 4 75.0% 25.0%
Ilam 15 100.0% 0.0%
Kailali 3 100.0% 0.0%
Kavre 22 86.4% 13.6%
Makawanpur 15 93.3% 6.7%
Rupandehi 10 100.0% 0.0%
Sharlahi 10 60.0% 40.0%
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Surkhet 6 50.0% 50.0%
Tanahu 8 100.0% 0.0%
Grand Total 113 89.4% 10.6%
Source: Field Survey, 2075
Similarly, special general meeting shall be called by cooperative register in the case of violation
of cooperative principle, cooperative rules and regulations, circulations and orders of the
authorities. In this case, AGM should be done with in the 35 days of circulation given by the
cooperative authorities (Cooperative Act, 2074). From the field observation, the practices of the
special general meetings are not seen in both MPCs and the DMPCUs.
The knowledge assessment of the procedures and orientation of the last AGM were asked to the
MPCs and CMs respondent respectively and the statistics are presented in the Table 2.22. The
Table shows the 86.7% of the MPCs officials are aware about the procedures and the 88.7%
members and farmers were aware about the last AGM date. The result implies that the AGM
procedures are conducted properly and the procedures are recognized promptly by the
cooperative members and farmers. Similarly, the same assessment was done to the officials of
the DMPCUs and the result shows all respondents were well aware about the procedures of the
AGM.
Table 2.22: Respondent awareness of AGM Procedures, and last AGM date
Official Members/Farmers
Do you know that when the last AGM
Do you know the procedures of AGM? was Conducted?
District N Yes No N Yes No
Chitwan 20 75.0% 25.0% 100 94.8% 5.2%
Dang 4 100.0% 0.0% 20 95.0% 5.0%
Ilam 15 93.3% 6.7% 45 97.1% 2.9%
Kailali 3 100.0% 0.0% 15 60.0% 40.0%
Kavre 22 86.4% 13.6% 110 90.2% 9.8%
Makawanpur 15 86.7% 13.3% 75 98.7% 1.3%
Rupandehi 10 100.0% 0.0% 50 98.0% 2.0%
Sharlahi 10 90.0% 10.0% 50 62.1% 37.9%
Surkhet 6 66.7% 33.3% 30 55.0% 45.0%
Tanahu 8 87.5% 12.5% 40 95.0% 5.0%
Grand Total 113 86.7% 13.3% 565 88.7% 11.3%
Source: Field Survey, 2075
The cooperative bylaws that govern a cooperative, along with its jurisdiction, and articles of
association, contain the rules governing an AGM. The AGM procedures are started with the
executive committee decision of the AGM date which is generally done after receiving the
annual audit report from the external auditor. Then the members and farmers are sent the notice
regarding the AGM date and venue. The 88.3% respondent CMs and farmers said that they were
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informed through a formal letter regarding the AGM date, time and place. Moreover, MPCs and
DMPCUs’ respondents are informed about the AGM through formal letter in most of the case.
But, other mediums are also used to send the notice for it. Table 2.23 shows the further statistics
of the AGM notice. Moreover, observation also shows that the CMs were informed about the
AGM mostly 30 days before the AGM but minimum of 15 days to maximum of 2 months. But
the 100% DMPCUs and CDCAN members are informed through letter and phone 1 month
before the AGM date.
The Cooperative Act, 2074 says that all the cooperative members are eligible member to be the
participants and the voters of the AGM. But in some case, the non-members but farmers also
participated in the AGM. Tables 2.24 and 2.25 show the gender wise member representation in
AGM of the MPCs. The Table shows in majority of districts’ MPCs are allowing the non-
members milk supplier farmers in the AGM. But, few 2.9% respondents insisted that only
executive members were allowed to participate in AGM.
Table 2.24: Respondent answer of who can take part in the AGM
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Tanahu 40 97.5% 0.0% 2.5%
Grand Total 565 94.9% 2.9% 3.9%
Source: Field Survey, 2075; other implies the non-member milk supplying farmer
Total Average
District N Female % Male %
presence presence
Chitwan 20 3191 160 31.6% 68.4%
Dang 4 91 23 11.0% 89.0%
Ilam 15 1166 78 39.6% 60.4%
Kailali 3 132 44 65.2% 34.8%
Kavre 22 2454 112 26.9% 73.1%
Makawanpur 15 3504 234 31.2% 68.8%
Rupandehi 10 1337 134 27.6% 72.4%
Sharlahi 10 789 79 30.9% 69.1%
Surkhet 6 184 31 23.9% 76.1%
Tanahu 8 648 81 44.9% 55.1%
Grand Total 113 13496 119 31.6% 68.4%
Source: Field Survey, 2075
In most of the cases, AGM participants were given the copy of AGM agendas and the audit
report along with the letters. In most jurisdictions, the following agendas must be discussed at an
AGM:
Minutes of previous meeting: The minutes of the previous year's AGM must be presented
and approved.
Financial statements: The MPCs presents its previous year annual audit report and current
annual proposed budget to its members for approval.
Distribution of dividends: This often includes the decision of the payment of a dividend.
Election of the executive committees and the account supervision committees: The
shareholders elect the board of directors for the upcoming year.
Additional elements of an AGM: The members may use an AGM as an opportunity to
express their concerns.
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Table 2.26: Election process of executive and account supervision committee
The KAP assessment of the AGM shows that the member’s participation in AGM is highly
representative. In some of case, milk supplying farmers other than members are also presented in
the AGM, but the functional committees such as executive committee, account supervision
committee, etc. is selected on the basis of consensus. Moreover, the respondent asked to select
such committees through consensus rather than through election since the election process
divides the cooperative members politically and the conflict among the stakeholders goes hostile
throughout the governing period of the committees.
Moreover, the act has prohibited the executive committee members of MPCs to be the member
of next cooperative. The assessment regarding those provisions was done and the Table 2.27
shows that around 11% official accepted that the same persons are in executive committee of the
MPCs and other cooperative but not similar to the MPC. In such case, member should drop the
position from one of the executive committee. The assessment regarding the dismissed or the
withdrawal of the executive committee members were done. The Table 2.28 shows that only few
members are dismissed against the offence or the charges.
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Table 2.27: Members from MPCs’ executive committees is also the member the committee of next
cooperative
Official Farmers/Members
District N Yes No N Yes No
Chitwan 20 15.0% 85.0% 100 5.2% 94.8%
Dang 4 0.0% 100.0% 20 0.0% 100.0%
Ilam 15 6.7% 93.3% 45 8.6% 91.4%
Kailali 3 66.7% 33.3% 15 0.0% 100.0%
Kavre 22 13.6% 86.4% 110 20.6% 79.4%
Makawanpur 15 0.0% 100.0% 75 8.0% 92.0%
Rupandehi 10 0.0% 100.0% 50 0.0% 100.0%
Sharlahi 10 10.0% 90.0% 50 8.6% 91.4%
Surkhet 6 33.3% 66.7% 30 0.0% 100.0%
Tanahu 8 12.5% 87.5% 40 5.0% 95.0%
Grand Total 113 11.5% 88.5% 565 8.2% 91.8%
Source: Field Survey, 2075
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Table 2.29: Same person in executive and account supervision committees
Official Farmers/Members
District N Yes No N Yes No
Chitwan 20 0.0% 100.0% 100 0.0% 100.0%
Dang 4 0.0% 100.0% 20 0.0% 100.0%
Ilam 15 0.0% 100.0% 45 2.9% 97.1%
Kailali 3 0.0% 100.0% 15 0.0% 100.0%
Kavre 22 0.0 % 100.0% 110 3.9% 96.1%
Makawanpur 15 0.0% 100.0% 75 0.0% 100.0%
Rupandehi 10 0.0% 100.0% 50 2.0% 98.0%
Sharlahi 10 0.0% 100.0% 50 1.7% 98.3%
Surkhet 6 0.0% 100.0% 30 0.0% 100.0%
Tanahu 8 0.0% 100.0% 40 0.0% 100.0%
Grand Total 113 0.0% 100% 565 1.4% 98.6%
Source: Field Survey, 2075
Moreover, the act has prohibited the account members of account supervision committee
members to be the employee of the same cooperatives, to be the same person in both executive
committee and the account supervision committee and to be the members in executive committee
and account supervision committee from same household. The assessment regarding those
provisions was done and Table 2.29 shows that official denied that the same persons are in
executive and account supervision committees, but 1.4% members and farmers doubt the facts.
Similarly, the Table 2.30 shows the MPCs from the Sharlahi, Surkhet and Tanahu, were the
persons from same house in either executive committee or in account supervision committees. In
such cases one of the members from same house should drop the position. The assessment
regarding the dismissed or the withdrawal of the Account Supervision Committee members were
done.
Table 2.30: More than one person from same house in executive and account committees
Official Farmers/Members
District N Yes No N Yes No
Chitwan 20 0.0% 100.0% 100 0.0% 100.0%
Dang 4 0.0% 100.0% 20 0.0% 100.0%
Ilam 15 0.0% 100.0% 45 2.9% 97.1%
Kailali 3 0.0% 100.0% 15 0.0% 100.0%
Kavre 22 0.0% 100.0% 110 2.9% 97.1%
Makawanpur 15 0.0% 100.0% 75 1.3% 98.7%
Rupandehi 10 0.0% 100.0% 50 2.0% 98.0%
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Sharlahi 10 10.0% 90.0% 50 15.5% 84.5%
Surkhet 6 16.7% 83.3% 30 0.0% 100.0%
Tanahu 8 12.5% 87.5% 40 0.0% 100.0%
Grand Total 113 2.7% 97.3% 565 2.9% 97.1%
Source: Field Survey, 2075
Table 2.31 shows that only few members are dismissed against the offence or the charges. The
account supervisory committee’s principal objectives are to perform, or to select a qualified
individual to perform the annual audit, member account verification, and periodic internal audits
of operational areas throughout the year. It stresses that because of the technical nature of the
supervisory committee it is imperative that the elected committee members have “hands on”
experience in accounting and auditing. Many MPCs cannot afford an external auditor, so their
only option is to have the supervisory committee perform all auditing functions.
The summary of the account details are provided in Table 2.33. The Table shows the increment
of all indicators such as Income, Expenditures, Profits, Assets and Loan in average of all the
MPCs. Moreover, regarding the value of the members capital and reserve fund, the Makawanpur
district is richest in comparison with other district.
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Sharlahi 10 43,895 0.6% 2,845,360 17.0%
Surkhet 6 10,683 0.1% 486,861 1.7%
Tanahu 8 855,572 9.9% 1,550,499 7.4%
Grand Total 133 521,902 100.0% 1,261,461 100.0%
Source: Field Survey, 2075
The Cooperative Act, 2074 has made provision to keep the double entry books of account for the
MPCs, and DMPCUs. Tables 2.34 and 2.35 show the Book Keeping system and the Auditing
frequency of the cooperatives. The results show that 27.4% MPCs are using electronic
computing system and 12.4% MPCs are using double entry book keeping. Moreover, all 100%
DMPCUs are keeping double entry book keeping system. Moreover, 68% of the cooperative
keeping their books of accounts in register note book or in written form rather than in
computerized system.
The existing act requires auditing through the certified auditor within the 3 month of completion
of the each fiscal year. Regarding this, 89.6% of the MPCs are doing the internal auditing, and
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93.8% MPCs are doing external auditing at least once a year. Moreover, all DMPCUs are doing
external auditing regularly but 25% (please see Annex B, Table 21 for detail) the DMPCUs are
not doing internal auditing of the books of account.
The auditing detects errors and frauds with suggestions for their prevention. Similarly it helps to
avoid such mistakes being committed the accounts are kept up-to-date. Moreover, the auditors
are the competent persons in the fields of accounts and financial laws so can render the advices
to the cooperatives for the improvements.
Table 2.36: Extent the respondent has informed about the internal information
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Sharlahi 10 60.0% 40.0% 0.0%
Surkhet 6 16.7% 83.3% 0.0%
Tanahu 8 50.0% 50.0% 0.0%
Grand Total 113 57.5% 42.5% 0.0%
Source: Field Survey, 2075
Regarding this, respondents were asked: to what extent do you have the knowledge of the internal
information of the cooperatives? Tables 2.36 and 2.37 show 57.5% official and 15.2% members
knew all the internal information of the cooperative act. Whereas, 18.2% cooperative members
said that they do not have access to the internal information of the MPCs. The further statistics
are shown in Tables 2.36 and Table 2.37.
The existing act has made a provision of proper record keeping of either financial or non-
financial information such as minutes of meetings, monitoring reports, internal procedures, AGM
activities, etc. There are different means for cooperatives to disclose information such as annual
reports, interim reports, prospectuses, press releases, etc. Moreover, the financial disclosure is
intended to provide information on the operating activities, and the financial and business
situation of a firm to an interested audience. Tables 2.38 and 2.39 show the respondent answers
for the means of information dissemination process in MPCs. Most of the officials and the
members said that the internal information are disseminated mostly through Notice board, oral
communication, and writing letters. The DMPCU statistics means of the information
disseminations are presented in Table 22 of Annex B.
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Table 2.38: Medium of Information Dissemination
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Table 2.40: Provision of Annul Budget Control
District N Yes No
Chitwan 20 100.0% 0.0%
Dang 4 50.0% 50.0%
Ilam 15 66.7% 33.3%
Kailali 3 100.0% 0.0%
Kavre 22 50.0% 50.0%
Makawanpur 15 86.7% 13.3%
Rupandehi 10 90.0% 10.0%
Sharlahi 10 70.0% 30.0%
Surkhet 6 33.3% 66.7%
Tanahu 8 75.0% 25.0%
Grand Total 113 73.5% 26.5%
Source: Field Survey, 2075
Moreover, the budgetary control is a continuous process which helps in planning and co-
ordination. It provides a method of control too. A budget is a means and budgetary control is the
end-result. In Nepalese cooperative society the practice of estimation budget is done before the
AGM. The annual budget is determined and passed by general assembly which is implemented
by the executive members and the staffs.
According to the cooperative act, the monitoring and control of the cooperative must be done by
the regulatory bodies such as Department of cooperative, Cooperative Division Office, Local
Bodies, and union and federation for the primary level cooperative. From the Table 2.41, the
14.2% MPCs officials experienced regular monitoring of the MPCs, 52.2% officials experienced
the occasional monitoring of the MPCs, and 33.6% official does not experienced the monitoring
from concern authorities. Similarly, 37.5% DMPCUs (of Chitwan, Makawanpur and Rupandehi)
said they are doing regular monitoring of the MPCs and 25% said they are doing monitoring
irregular and rest are not doing the monitoring for their members (see Annex B, Table 23 for
detail).
Mostly, the monitoring and controlling process oversees all the tasks necessary to ensure that the
approved and authorized project is within scope, on time, and on budget to reduce the risk of any
activities. This process involves comparing actual performance with planned performance and
taking corrective action to yield the desired outcome when significant differences exist.
Monitoring and controlling process should be continuously performed throughout the year in the
cooperative. Those processes required to track, review, and orchestrate the progress and
performance of the MPCs.
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Table 2.41: Extent of Regulatory Bodies doing monitoring in cooperative societies
The FGD were done in the DMPCU level in surveyed districts. The main objective of the FGD
was to find out the list of the MPCs to be surveyed and for the KAP assessment of the group of
the concern stakeholders. The FGD date and the number of participants are presented in Table
2.42.
No of Participants
SN DMPCU Date Male Female Total
1 Chitwan 2075/11/10 12 1 13
2 Ilam, 2075/10/29 10 2 12
3 Kavre 2075/12/07 19 1 20
4 Makawanpur 2075/10/25 11 2 13
5 Rupandhi 2075/10/27 9 1 10
6 Sharlahi 2075/10/25 8 2 10
7 Surkhet 2075/10/23 11 1 12
8 Tanahu 2075/11/12 8 2 10
9 Total 88 12 100
Source: Consultant Compilation, 2076
The findings of the FGDs are not varied with the findings of the primary KAP surveys.
Moreover, the participants of the FGDs were more educated and experienced leaders and the
executives of the MPCs, DMPCUs and the CDCAN. The participants discussed the cooperative
issues very well. However, some time the discussion goes out of the issues but the moderator
cooperated to make discussion fruitful. The potential and relevant information raised during the
FGD are illustrated below:
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The root level MPCs are established with the ground necessity of the milk producing
farmers. The selling of the milk in the market is only the source of earning money for some
small farmers. The modern livestock farming started with the establishment of the MPCs
creating the employment and enterprising opportunities in local level. Therefore, the role of
root level MPCs are highly significant for the upliftment of the socio-economic condition of
the rural farmers. Most of the MPCs facing the problem of retirement of the cooperative
members from the milk producing profession and their children are not following the same
profession. In this case, most of the cooperative members are passive and not supplying the
milk for the collection centers or the MPCs.
MPCs are formed with the minimum capital investment of the local farmers with the support
of the dairy industries such as DDC, local milk traders, local line agencies, and in some case,
by the initiation of the root level milk producing farmers. The DMPCUs are formed with the
initiation of the CDCAN in central level and MPCs officials in local level. All MPCs,
DMPCUs, and CDCAN are incorporated under the cooperative act, and registered in division
cooperative office, PAN offices, cooperative associations/federations, municipal offices, and
the cooperative banks. The participants were positive of the integration of the division
cooperative office and municipal offices
The cooperative stockholders are positive and aware satisfactory about the cooperative
principles. Moreover, district level union and stakeholders are also providing the trainings
and awareness program regarding the principles. Due to this, MPCs, DMPCUs, and CDCAN
have practices of the proper and good governance, and transparency inside those institutions.
But more awareness and the trainings are required to implement the actual values of the
cooperative principles in root level. But due to the lack of clear direction and provisions
regarding the principles in the cooperative act, the valid measurement indicators for the
implementation has seen.
The farmers and members of the cooperative are supplying the milk in MPCs, MPCs
providing various services regarding awareness, trainings, livestock credit, feedings and
medications, insurances services, artificial inseminations, etc. But around 40% of the
cooperatives (mostly cooperative with fewer activities, newly established, low coverage area,
and of rural areas) are not doing all those functions due to the capacity constraint.
The most of the MPCs do not have the internal policy and procedures in written forms. But
transparent and moral ethics of the members and executives helps to run cooperative
smoothly. But in some case problem of interest of conflict are also seen due to the lack of
such policy. The DMPCUs are also facing same problems. But with the limited resources,
CDCAN is doing its best to help its members in root level.
The AGM is done annually within the 6 month of the completion of the each fiscal year in
most of the case, but special AGM is done rarely. However, the initial AGM is done by
newly established cooperatives. The main functions carried out by the AGM are:
election/selection of the executive committees, account supervision committees; approval of
previous auditing reports and upcoming budget and work plan, membership distribution,
dividends etc. The district like Chitwan and Makawanpur, majority of MPCs do the AGM
before Dashain and provide the dividend for its members. Moreover, they are allowing the
non-member milk supplying farmers to participate in the AGM.
Though nomination and the election schedules are published for the election of executive and
account supervision committees, the selection of the members of the executive and account
“Study on the Milk Producers' Cooperatives with special reference to Knowledge, Attitude and Practice (KAP) of Cooperative Ma nagement" Page 38
supervision committees is based on the consensus between the members rather than doing the
election in most of the case. However, all formalities are carried out. The consensus helps the
MPCs and DMPCUs to make a unified institution. The political standings of the members
also dominate during the process of consensus. This should be minimized for the professional
development of the cooperative. Moreover, MPCs those selected the executive members
from the election process experienced the dissatisfaction and the rivalry among the
cooperative members after the election also.
Most of the cooperative maintain the reserve fund from its regular profit annually. General
reserve is maintained in most of the case. But the control is not done for such reserve. The
reserve funds are utilized for investment in chilling vat, buildings, etc. The cash amount is
low in such reserve headings.
Role of the account supervision committee is very crucial for the internal auditing and
publication of affaires. Almost all cooperative are doing the internal auditing at least a year.
Moreover, the committee does the short of the financial affairs before the disbursement of the
cash to the milk supplying farmers and members. The training and capacity building should
be done for the members of the account supervision committee.
The CDCAN and DMPCU are working for the establishment of computerized record keeping
system in MPCs. Though some few capable MPCs are using electronic book keeping system,
most of them are doing single entry manual book keeping system. But the electronic milk
quality and quantity measurements are in practice widely in Chitwan, Makawanpur,
Rupandehi, districts.
The MPCs are not in observable conditions of the conflict of interest. But, due to the distance
and proximity problem, some members left and establish new MPC nearby their proximity.
In case of such conflict, the discussion and meeting with the concern stakeholders are done
for resolving it. The DMPCUs also do arbitration if required for.
The MPCs are supervised by the DMPCU in most of the case but supervision is not regular
and enforceable. There is no any practice of fines and punishment for its members. However
moral pressures are given to the members in case of offence against the rules and goals of the
cooperatives.
The majority of the participants of the FGDs have knowledge of the existing cooperative act.
But they asked for separate bylaw addressing the issues of the milk producing cooperatives.
Some outlined issues are: Milk producing farmers should be separately defined by the law;
The tax exemptions should be given to the MPCs and should not treat them as milk industry;
Subsidy and Grant are provided with complex procedures and the real milk producer farmer
are not receiving those due to time and capacity constraint, therefore the subsidies are
received by non-milk producing persons/institutions; etc. Regarding this, such subsidy and
grant must be provided in kind basis rather than in cash basis. For this they asked kind
subsidy in artificial insemination, livestock insurance, veterinary services, hybrid cattle,
trainings, etc. through the existing MPCs.
CDCAN is the central level association acting as umbrella organization of the MPCs and
DMPCUs. Though there are 1658 number of MPCs all over the country, around 50% of them are
the members of the CDCAN. The CDCAN has 827 MPCs from 45 districts and 35 DMPCUs as
“Study on the Milk Producers' Cooperatives with special reference to Knowledge, Attitude and Practice (KAP) of Cooperative Ma nagement" Page 39
its members. The establishment of the CDCAN was to enhance the institutional advocacy of the
milk producing farmers and the MPCs in action and policy level. It was established 25 years
back in 2049. It is registered in Department of Cooperative, Inland Revenue Office (PAN)
registration, National Cooperative Federation Nepal, National Cooperative Bank, etc.
Numbers
SN Particulars
Total Male Female
1 Advisory Committee 6 6 0
2 Executive Committee 20 18 2
3 Account Supervision Committee 3 3 0
4 Staffs 3 1 2
5 Total 32 28 4
Source: Annual Report 2074/75, CDCAN
The office observation and personal interview of the existing staffs was done during the study
period to explore various KAP related assessment. The observation shows that the institutional
policy documents clearly identifies the accepted the cooperative principles and values. Existing
manager and the executive committee members are the resource persons for the various trainings
such as good milk production practices, cooperative principles, etc. conducted by the CDCAN
for the support of its members. The various policies such as good milk production policy,
account policy, staff administration policy, etc. are formulated and implemented. Officials are
aware about the various provisions of the cooperative acts. The AGM is held annually with
proper annual reporting and the budget planning for the next year. The last 25 thAGM was held in
Nijgud, Bara in 13thof Kartik 2075.
Acting as umbrella organization, the CDCAN is doing the monitoring and capacity building
programs for its members. It has been providing the trainings to its members regarding Account
Management, Leadership Development, Milk Analyzer Operation and Maintenance, Good Milk
Production Practices, etc. throughout the year as per the request asked by its members.
Moreover, it has been supporting the members to seek the concessional credits from
governmental line agencies. Furthermore, it has been promoting the livestock insurance,
statistical record keeping of milk data, low cost quality feeding materials, observation tours, and
dairy instruments distribution related activities targeting the MPCs, CMs, and Farmers.
The CDCAN follows the double entry book keeping system using both manual and
computerized system. The financial and other information is disseminated through the annual
publications of the activities. The internal auditing is conducted by account supervision
committee and the separate report is presented in the AGM. The annual statutory auditing is also
carried out regularly by the licensed external auditor. The regular sources of incomes are the
“Study on the Milk Producers' Cooperatives with special reference to Knowledge, Attitude and Practice (KAP) of Cooperative Ma nagement" Page 40
membership fees, grants from different NGOs and INGOs, the service charges of training and
capacity building programs conducted to its members. The capital fund, reserves, loans profit
and loss statistics are presented in the figure 4. The figures show that, the profits, capital base,
and the reserves are increasing in last three years, whereas the assets are decreasing during the
period.
9,000,000.00
8,000,000.00
7,000,000.00
6,000,000.00
5,000,000.00
FY 2072/73
4,000,000.00
3,000,000.00 FY 2073/74
2,000,000.00 FY 2074/75
1,000,000.00
-
Share Capital Resurve Fund Total Assets P&L
FY 2072/73 2,378,100.00 2,607,061.85 8,586,418.32 74,251.24
FY 2073/74 2,502,100.00 3,418,051.22 7,741,221.82 180,027.14
FY 2074/75 2,555,100.00 3,797,432.70 7,080,044.87 278,381.48
“Study on the Milk Producers' Cooperatives with special reference to Knowledge, Attitude and Practice (KAP) of Cooperative Ma nagement" Page 41
Chapter III
Findings, Recommendations, and Conclusion
3.1 Findings
After accessing the KAP of the milk producing cooperatives, following findings are generated:
1. About 59.6% farmers and members have heard about the cooperative act, 2074. And, most of
the cooperative practitioner knew about the provisions of the Cooperative Act, 2048.
2. The respondents, who knew about the existing act, insisted that the existing act is not
sufficient to explain all the activities regarding establishment and objectives of the MPC,
quality and standard benchmarks, livestock grants, livestock insurance and medications,
working areas, etc.
3. Most of the MPCs facing the problem of retirement of the cooperative members from the
milk producing profession and their children are not following the same profession. In this
case, most of the cooperative members are passive and not supplying the milk for the
collection centers or the MPCs.
4. The Cooperative Act, 2074 requires respective cooperative society and the associations to
formulate required policy and procedures as per the necessity. But, almost 69% of the
cooperatives are not formulating such policies. The question is not only the formulation of
such policies, but also the implementation and the impacts of such policies should be taken
into consideration.
5. The role of functional committees and the staffs are satisfactory
6. The record keeping and information system is quite convectional but working properly, the
members have faith on existing account keeping, quality performance of the staffs. Most of
the MPCs are doing proper auditing externally and internally at least one time in the year
through Account Supervision Committee and external auditors.
7. A budget is a means and budgetary control is the end-result. In Nepalese cooperative society
the practice of estimation budget is done before the AGM.
8. The monitoring and control of the cooperative must be done by the regulatory bodies such as
Department of Cooperative, Cooperative Division Office, Local Bodies, and union and
federation for the primary level cooperative. But only 14.2% respondent experience a regular
monitoring and controlling from concern authorities. In this regard, the provision of account
supervision committee is highly appreciable.
9. Among the surveyed district, overall condition of MPCs of Chitwan, Makawanpur and the
Rupandehi is found to be satisfactory and the rest of the districts are relatively performing
lower regarding knowledge and practice of the cooperative dynamics.
3.2 Recommendations
After assessment of the KAP of the officials and members of MPCs in Nepal following
recommendations are forwarded:
The results shows that awareness of MPC practitioners for the newly enacted cooperative not
adequate, therefore they are required to have the copy of the act in their office and learn by at
least core executives such as Chairperson, Account Committee Coordinator, etc. It is also
“Study on the Milk Producers' Cooperatives with special reference to Knowledge, Attitude and Practice (KAP) of Cooperative Ma nagement" Page 42
beneficial if members are aware about the existing act. This will help for the members’
oversight for the internal performance of the MPCs.
The government is recommended for enactment of a separate by-law for the MPC. For this,
concerned authorities are recommended to work jointly for improving the model local level
Cooperative Act, 2074 as suggested by this study.
Since no social security provides the retirement benefits for the milk producing farmers, a
compulsory retirement contribution system should be established to provide benefits as per
the production of the milk and such fund shall be managed by professional institutions such
as Employee Provided Fund, Social Security Fund, etc., and the fund must be guaranteed by
the governmental bodies. Moreover, in such contribution, government shall make some
contribution as milk producing subsidy for the farmers. Next, the membership should be
always open and easily transferable. These provisions must be clearly defined in the
upcoming milk and milk producing cooperatives policy/by-laws.
The institutional membership between cooperative shall be enhanced. That means, the MPC
shall be member of DMPCU, CDCAN, or nearby MPCs in a mutual ways. This will reduce
the competitiveness of the business, enhance the resource sharing: for example, they can buy
larger capacity chilling vat, transportation equipment, etc.
The annual budget is determined and passed by general assembly which is implemented by
the executive members and the staffs. But the periodic review and practice of budget
variance analysis will help budgetary control.
3.3 Conclusion
Majority of farmers and members have heard about the Cooperative Act, 2074. But most of the
cooperative practitioners knew all provisions of the Cooperative Act, 2048. Generally, the legal
formalities are looked after by the annual auditors and the legal advisor in every organization;
therefore, from the field observation, most of the cooperative practitioners accepted and showed
their faith on the provision of existing acts and rules. The roles of the DMPCU and the central
level CDCAN are highly desirable for providing various services to the cooperatives. In this
regards, government agencies such as NDDB, Department of Cooperative, etc. are helping to
formulate policy documents. Moreover, other District Cooperative Unions and Cooperative
Federations are also providing such services. The AGM of the cooperatives are functioning very
well. Most of the officials and the members are aware about the formal procedures of the annual
general meeting. Mostly, all cooperatives are doing AGM annually; but most of the cooperative
are selecting their executive and account supervision committee members without doing election
but with common consensus.
“Study on the Milk Producers' Cooperatives with special reference to Knowledge, Attitude and Practice (KAP) of Cooperative Ma nagement" Page 43
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“Study on the Milk Producers' Cooperatives with special reference to Knowledge, Attitude and Practice (KAP) of Cooperative Ma nagement" Page 44
ANNEXES
Table18: Attitude of officials, members, and farmers regarding the role of cooperative regulators
(This table shows the percentage of the answer of the question “to what extent do you think the cooperative
regulators are performing for the progressive development, and regulation of the sector?” asked to the DMPCU
respondent during the primary survey done in Falgun to Chaitra 2075 in various sample cooperatives of the 10
districts of Nepal.)
District N Good Not Good Don't know
Chitwan 1 0.0% 100.0% 0.0%
Ilam 1 100.0% 0.0% 0.0%
Kavre 1 0.0% 0.0% 100.0%
Makawanpur 1 0.0% 0.0% 100.0%
Rupandhi 1 100.0% 0.0% 0.0%
Sharlahi 1 0.0% 0.0% 100.0%
Surkhet 1 100.0% 0.0% 0.0%
Tanahu 1 100.0% 0.0% 0.0%
Grand Total 8 50.0% 12.5% 37.5%
8 Kavre Shree Umadevi DPC Madan Deupur 7 Binod Prasad Paudel 9741246223
Padam Prasad
16 Kavre Sikharpur Shreerampati DPC Pachkhal 7 9841100935
Ghorasaini
Krishn Prasad
17 Kavre Janmilan DMC Mandandeupur 9 9818971199
Sapkotaa
18 Kavre Shree Ranitar DPC Mandandeupur 7 11412088
19 Kavre Shree Anekot MPC Pachkhal 1 Tulasi Prasadd Sapkota 9841511420
20 Kavre Shree Milan DPC Mandandeupur 8 Dom Prasad Parajuli 9813385986
Shree Bahuudeshiya
21 Kavre Mandandeupur 12 Hari Prasad Parajuli 9849313788
Janpkshiy DPC
22 Kavre Shree Kalidevi MPC Dhulikhel 11 Narayan P Badal 9841271954
3 Makawanpur
Makawanpur Laligurash DC Gadhi 5 Sitaram Timilsina 9855071331
5 Makawanpur 9855077553\
Makawanpur Shree Janjagriti MC Gadhi 5 Dipesh Dahal 9845577553
6
Makawanpur Kishan DPC Hetauda UMPa 17 Devraj Adhikari 9845301455
7 Dhan Bahadur
Makawanpur Anggareshwor DPC Hetauda UMPa 17 Adhikari 984553615
8 Makawanpur
Makawanpur Shree Himal DPC Gadhi 6 Balram Bajgai 9845542464
9
Makawanpur Bangsha Gopal DPC Hetauda UMPa 7 Laxman Sapkota 9855071640
10 Makawanpur
Makawanpur Mankamana DPC Gadhi 3 Balram Humagai 9855075800
12 Makawanpur
Makawanpur Narayani DPC Gadhi 6 Nabaraj Gautam 9845057255
13
Makawanpur Chetanshil DPC Hetauda UMPa 17 Dipak Dhakal 9845167519
14
Makawanpur Janhit DC Hetauda UMPa 3 Ramhari Thapa 9845442883
3 Mukundeshwor
Chitwan Krishak Paropakar DPC Khairhni 3 Dawadi 985506213
4
Chitwan Amritdhara DPC Ratn 4 Krishn Datt Paudel 945198032
5
Chitwan Jivandhara DPC Ratn 12 Kishwor Bagale 9845109962
6
Chitwan OmSairam DPC Khairhni 12 Gyanedra Bartaula 9845112583
7 Chandra Prasad
Chitwan Himchuli DPC Ratn 15 Lamichhane 56563420
8 Narayan Bahadur
Chitwan Shree Shiv sangkar DPC Khairhni 13 Khadka 9845083095
9 Ram Prasad
Chitwan Jayanepal Kisan Kalyan DC Bharatpur 15 Upadhya 9845068215
15 Arjun Prasad
Chitwan Shree Nabjankalyan Ratn 16 Bhattarai
16 Chitwan Kanchan DPC Kalika 6 Hari Prasad Dangal 9745034579
17 Chitwan Annapurn DPC Bharatpur 6 Karuna Pokhrel 56400139
18 Chitwan Devnagar DPC Bharatpur 6 Janadan Paudel 9855063371
19 Chitwan Premwanto DPC Bharatpur 7 Rishiram Adhikari 9845219223
Laxmi Narayan
20
Chitwan Mankamana DPC Kalika 6 Chaulagai 9845139746
6 Ram Krishn
Tanahu Bhukbhuke DC Bandipur 1 Adhikari 9846323260
7
Tanahu Shree Chintutar DPC Byash 5 Khadanand Acharya 9846235952
8 Yam Bahadur
Tanahu Sewar DPC Byash 10 Kuwar 9846242226
2 Prem Bahadur
Rupandhi Shangkarnagar DPC Tilotama 1 Bhandari 9857025857
3
Rupandhi Devdah DC Devdah 6 Prakash Aryal 9857059577
4
Rupandhi Shree Guras DPC Devdah 3 Dilnath Pande 9847110888
5
Rupandhi Shree Janutthan DPC Devdah 2 Bedhraj Gaudel 9857022031
7 Shobhakhar
Rupandhi Shree Panchmrit DPC Tilotama 6 Bhandari 9847382230
8 Khem Prasad
Rupandhi Divjyoti MDPC Tilotama 8 Gautam 9847042516
9
Rupandhi Shree Malawardevi DPC Kanchan 3 Baburam Dhakal 9847429444
10
Rupandhi Saljhandi DPC Sainamaina 4 Tilkram Ghimire 9857072327
4 Ganesh Prasad
Dang Divjyoti MDPC Tulsipur 18 Sharma 98487982181
;xof]u
v= p4]Zo
3= dfkb08x?M
!= ;Demf}tf / cled'lvs/0fM kl/rfng ug]{ ;+:yf -clwsf/sf nflu kx'Fr g]kfn_ / ;DjlGwt\
;e]{If0fstf{sf ljrdf låklIfo ;Demf}tf ul/g]5 / ;e]{If0fstf{x?nfO{ nlIft ul/ ;+:yf dfkm{t Ps
lbg] ;e]{If0f cled'lvs/0f ;+rfng ul/g]5 . ;f] tflnddf ;Dk"0f{ ;e]{If0fstf{x?sf] clgjfo{
;xeflutf x'g'kg]{5 .
@= k"j{ kl/If0fM s]lGb|o b'Uw pTkfbs ;xsf/L ;+3 ln= df x'g] nlIft ;d'x 5nkmn /
k|ZgfjnLx?sf] k"j{ kl/If0f (Pre Test) df ;Dk"0f{ ;e]{If0fstf{x?sf] clgjfo{ ;xeflutf
/xg]5 .
#= k"j{ tof/LM ;e]{If0fstf{x? :ynut ;e]{If0fdf hfg' k"j{, /fli6«o b'Uw ljsf; jf]8{ / clwsf/sf
nflu kx'Fr g]kfn dfkm{t :ynut ;dGjosf nflu kq lng'kg]{ . ;fy}, cg';"lr ! df /x]sf] r]s
lni6 cg';f/sf tof/Lx? k'/f u/L lrGx nufO{ cg';"lr ! nfO{ kl/of]hgf Joj:yfks (Project
Manager) ;+u ?h' u/fpg' kg]{5 .
$= :ynut sfo{x?M
$=!= ;DjlGwt\ lhNnf b'Uw pTkfbs ;xsf/L ;+3;+u clgjfo{ ?kdf ;dGjo ug]{, bkmf $=$
cg';f/ nlIft ;d'x 5nkmnsf ;xefuLx?sf] 5nkmn / lgwf{/0f ug]{, bkmf $=%=s sf]
gd:sf/ Û d o; If]qsf] b'Uw pTkfbs ;xsf/L ;+:yfx?sf] cWoogsf] nflu 5nkmn ug{
u}/x]sf] 5' . of] cWoog /fli6«o b'Uw ljsf; af]8{sf] ;xof]udf clwsf/sf nflu kx'Fr g]kfnn]
ug{ nflu /x]sf] 5 . o; cWoogaf6 o; If]qdf ;/f]sf/jfnf lgsfox?nfO{ b'Uw Aoa;fosf]
/0fg}lts k|a4{g ug{ ;xof]u k'Ub5 . ca d s]lx k|Zgx? tkfO{x?;Fu ;f]Wg]5' . o;af6 k|fKt
;"rgf cWoogsf] glthf xfFl;n ug{ dfq k|of]u x'g]5 . tkfO{x?n] lbg'ePsf] ;"rgf uf]Ko /fVg]
5f} . t;y{, ;lx hjfkm lbP/ cWoognfO{ ;kmn agfO{lbg' xf]nf .
gf]6M o; kmf/ddf c+u|]hLdf n]lvPsf K, A, P eGg] zJbx? ;e]{If0fstf{sf nflu ;"rs dfq} x'g\ .
v08 s M k|fylds hfgsf/L
!= 5nkmn u/LPsf] :yfgM
-s_ s]lGb|o b'Uw ;xsf/L ;+3 ln= -v_ lhNnf b'Uw pTkfbs ;xsf/L ;+3
$= ;+3sf] sfo{ If]q -;b:ox?sf] 7]ufgfsf] cfwf/df_M
:jLs[t z]o/ k'FhL hDdf z]o/ kF'hL k|lt z]o/ d'No s}lkmot
s= hu]8f sf]if ?
v= ;+/lIft k'FhL lkmtf{ sf]if ?
u= ;+3 k|j4g sf]if ?
3= cGo sf]if ?
(= ;+3sf] sfg"gL klxrfg
gf]6M dxTjk"0f{ ljifox? eGgfn] M ;xsf/L ;+:yfsf] u7g tyf btf{, ;+:yf / ;+3sf pb]Zo tyf
sfo{, ljlgod tyf cfGt/Ls sfo{ljlw, ;b:otf, ;fwf/0f ;ef, ;ldlt ug7g, n]vf ;'kl/j]If0f
;ldlt cflb nfO{ ;Demg] .
!=@ k|Zg g+= !=! df olb 5 eg] A
;xsf/L P]g @)&$ df s] s:tf kl/jt{g jf ca aGg] sfo{ljlw / ljlgoddf ;d]6\g' kg{] ljifox?
s] s] xf]nfg\ <
!=# g]kfndf b'Uw ;xsf/Lsf] ljsf;, k|j4{g / ;'kl/j]If0f ug{] lgsfo / clwsf/Lsf] e'ldsf s:tf]
5 < s_ /fd|f] 5 v_ l7s} 5 u_ /fd|f] 5}g 3_ yfxf 5}g
s:tf] x'g'k5{ h:tf] nfU5 < A
-;xsf/L ljefu, ;xsf/L af]8{, ;xsf/L d+Gqfno, ;+3 tyf /fHo ;xsf/Lx?, :yflgo lgsfo, CDCAN,
DMPCU, NDDB etc._
@=@ lhNnf b'Uw pTkfbs ;xsf/L ;+3÷s]lGb|o b'Uw pTkfbs ;xsf/L ;3+ ln= sxfF sxfF btf{
x'g'k5{ eGg] hfgsf/L 5 < 5 5}g
hfgsf/L 5 eg], sxfF sxfF xf]nf < K
!= $=
@= %=
#= ^=
of] ;3+ sxfF sxfF btf{ ePsf] 5 < P
!= $=
@= %=
#= ^=
;+3 btf{sf jf/]df tkfO{sf] ;'emfj s]xL 5g\ < A
#=# o; ;+3sf] ;+rfns ;ldlt / n]vf ;'kl/j]If0f ;ldltdf dlxnfsf] ;xeflutf slt /x]sf] 5
<
ljj/0f hDdf ;b:o ;+Vof dlxnfsf] ;+Vof dlxnfsf] k|ltzt
;+rfns ;ldlt
n]vf ;'kl/j]If0f ;ldlt
#=$ lhNnf b'Uw pTkfbs ;xsf/L ;+3 (DMPCU) / s]lGb|o b'Uw pTkfbs ;xsf/L ;+3 ln=
-CDCAN) df ;b:o x'g s] s:tf ;xsf/L P]g cg';f/ dfkb08 k'/f u/]sf] x'g'k5{ eGg] yfxf
5< yfxf 5 yfxf 5}g
yfxf 5 eg], pNn]v ug{'xf];\
#=^ lhNnf / s]lGb|o ;+3sf ;b:ox?sf] clwsf/x? s] s] x'g\ yfxf 5 < 5 5}g
yfxf 5 eg], s'g s'g clwsf/, s;/L k'/f ePsf] 5 <
clwsf/x? clwsf/ k'/f ubf{ lg:s]sf] kl/0ffd
yfxf 5 eg], s'g s'g clwsf/, s] sf/0fn] k'/f ug{ g;lsPsf] xf] <
clwsf/x? k'/f x'g g;Sg'sf sf/0fx?
$= ;xsf/L l;4fGt
$=! tkfO{nfO{ ;xsf/L l;4fGtsf] jf/]df hfgsf/L 5 <
s_ 5 v_ 5}g
5 eg], s] s] xf]nf <
gf]6M ;xsf/L l;4fGt eGgfn]M -!_ :j+rflnt tyf v'Nnf ;b:otf, -@_ ;b:ox?4f/f k|hftfGqLs
k4ltdf lgoGqLt, -#_ ;b:ox?sf] cfly{s ;xeflutf, -$_ :jtflnt tyf :jtGq, lzIff, -%_ tflnd
tyf ;'rgfsf] k|zf/0f, -^_ ;xsf/Lx? ljrsf] ;xsfo{ / -&_ ;fdflhs pQ/bfloTj .
$=@ b'Uw pTkfbs ;xsf/L ;+:yf÷lhNnf b'Uw pTkfbs ;xsf/L ;+3 (DMPCU)÷s]lGb|o b'Uw
pTkfbs ;xsf/L ;+3 ln= -CDCAN) sf p2]Zo / sfo{x?sf jf/]df hfgsf/L 5 <
s_ 5 v_ 5}g
$=# b'Uw pTkfbs ;xsf/L ;+:yfnfO{ :yflgo :t/df k|j{¢g ug{ CDCAN / DMPCU n] s]
e'ldsf lgjf{x 5 <
lgjf{x u/]sf] e'ldsfx?M
!=
@=
#=
%=@ o; ;+3 ;+rfngsf nflu lnlvt ;+rfng sfo{ljlw, gLlt, lgod tyf ljlgodfjnLx? s] s]
jg]sf 5g\ <
!= #=
@= $=
^=$ aflif{s ;fwf/0f ;efsf] bfloTj / clwsf/sf af/]df tkfO{nfO{ hfgsf/L 5 <
5 5}g
d'Vo d'Vo bfloTj / clwsf/x? s] s] x'g\ <
*=!) ;+3n] ;b:ox?sf] lgodg u/L s] s:tf b08 ;hfosf] Joj:yfkg u/]sf] 5 <
*=!! ;+3n] cfGtl/s / afXo ;/f]sf/jfnfx?sf] åGb s;/L ;dfwfg u/]sf] 5 <
!=
@=
#=
$=
Joj:yfksM
cWoIfM
Joj:yfksM
cWoIfM
Joj:yfksM
cWoIfM
Joj:yfksM
cWoIfM
Joj:yfksM
cWoIfM
Joj:yfksM
cWoIfM
Joj:yfksM
cWoIfM
Joj:yfksM
gd:sf/ Û d o; If]qsf] b'Uw pTkfbs ;xsf/L ;+:yfx?sf] cWoogsf] nflu 5nkmn ug{
u}/x]sf] 5' . of] cWoog /fli6«o b'Uw ljsf; af]8{sf] ;xof]udf clwsf/sf nflu kx'Fr g]kfnn]
ug{ nflu/x]sf] 5 . o; cWoogaf6 o; If]qdf ;/f]sf/jfnf lgsfox?nfO{ b'Uw Aoa;fosf]
/0fg}lts k|a4{g ug{ ;xof]u k'Ub5 . ca d tkfOx?;+u 5nkmn ug{ uO/x]sf] 5' . o;af6 k|fKt
;"rgf cWoogsf] glthf xfFl;n ug{ dfq k|of]u x'g]5 . tkfO{x?n] lbg'ePsf] ;"rgf uf]Ko /fVg]
5f} . t;y{, ;lx hjfkm lbP/ cWoognfO{ ;kmn agfO{lbg' xf]nf .
gf]6M o; kmf/ddf c+u|]hLdf n]lvPsf K, A, P eGg] zJbx? ;e]{If0fstf{sf nflu ;"rs dfq} x'g\ .
nlIft ;d"x 5nkmn
!= 5nkmn ul/Psf] :yfgM
!=# 7]ufgf
$= b'Uw pTkfbs ;xsf/L ;+:yfdf aflif{s ;fwf/0f ;ef s;/L ;+rfng x'G5 < ;fwf/0f ;efn] s] s:tf sfo{x? u5{g\ <
o;n] kf/]sf ;s/fTds /
xfnsf] cj:yf gs/fTds c;/x? ;'wf/ ug{'kg{] ;jfnx?
b'Uw pTkfbs
;xsf/L ;+:yf
*= ;xsf/Ldf s:tf] n]vf k|0ffnL 5 < n]vf tyf ljlQo >f]t lgoGq0f k|0ffnL s] s] 5g\ < cfGtl/s / afXo n]vf kl/If0fsf] cj:yf s:tf]
5<
!)= ;b:ox?sf] ;b:otf s;/L vf/]h x'G5 < cfGtl/s tyf afXo ;/f]sf/jfnfx? aLrsf] åGb s;/L Joj:yfkg x'g] ub{5 <
!@= ;xsf/L s;/L ;'kl/j]If0f lgodg x'G5 < b08 hl/jfgf clkn s;/L x'G5 <
Questionnaire Number:………..
gd:sf/ Û d o; If]qsf] b'Uw pTkfbs ;xsf/L ;+:yfx?sf] cWoogsf] nflu 5nkmn ug{
u}/x]sf] 5' . of] cWoog /fli6«o b'Uw ljsf; af]8{sf] ;xof]udf clwsf/sf nflu kx'Fr g]kfnn]
ug{ nflu/x]sf] 5 . o; cWoogaf6 o; If]qdf ;/f]sf/jfnf lgsfox?nfO{ b'Uw Aoa;fosf]
/0fg}lts k|a4{g ug{ ;xof]u k'Ub5 . ca d s]lx k|Zgx? tkfO{x?;Fu ;f]Wg]5' . o;af6 k|fKt
;"rgf cWoogsf] glthf xfFl;n ug{ dfq k|of]u x'g]5 . tkfO{x ?n] lbg'ePsf] ;"rgf uf]Ko /fVg]
5f} . t;y{, ;lx hjfkm lbP/ cWoognfO{ ;kmn agfO{lbg' xf]nf .
gf]6M o; kmf/ddf c+u|]hLdf n]lvPsf K, A, P eGg] zJbx? ;e]{If0fstf{sf nflu ;"rs dfq} x'g\ .
v08 s M k|fylds hfgsf/L
!= 5nkmn ul/Psf] :yfgM
!=! k|b]z / lhNnf s'g xf] < -l7s lrGx nufpg'xf];\_
k|b]z ! k|b]z @ k|b]z # k|b]z $ k|b]z % k|b]z ^ k|b]z &
Onfd ;nf{xL sfe|] tgx'F ?kGb]xL bfª s}nfnL
dsjfgk'/ ;'v]{t
lrtjg
:jLs[t z]o/ k'FhL hDdf z]o/ kF'hL k|lt z]o/ d'No s}lkmot
s= hu]8f sf]if ?
v= ;+/lIft k"lh sf]if ?
u= ;+3 k|j4{g sf]if ?
3= cGo sf]if ?
*= ;xsf/Lsf] sfg"gL klxrfg
gf]6M dxTjk"0f{ ljifox? eGgfn]M ;xsf/L ;+:yfsf] u7g tyf btf{, ;+:yf / ;+3sf pb]Zo tyf
sfo{, ljlgod tyf cfGt/Ls sfo{ljlw, ;b:otf, ;fwf/0f ;ef, ;ldlt ug7g, n]vf ;'kl/j]If0f
;ldlt cflb nfO{ ;Demg] .
!=@ k|Zg g+= !=! df olb 5 eg] A
;xsf/L P]g @)&$ df s] s:tf kl/jt{g jf ca aGg] sfo{ljlw / ljlgoddf ;d]6\g' kg{] ljifox?
s] s] x'g\ <
!=# g]kfndf b'Uw ;xsf/Lsf] ljsf;, k|j4{g / ;'kl/j]If0f ug{] lgsfo / clwsf/Lsf] e"ldsf s:tf]
5<
s_ /fd|f] 5 v_ l7s} 5 u_ /fd|f] 5}g 3_ yfxf 5}g
s:tf] x'g'k5{ h:tf] nfU5 < A
-;xsf/L ljefu, ;xsf/L af]8{, ;xsf/L d+Gqfno, ;+3 tyf /fHo ;xsf/Lx?, :yflgo lgsfo, CDCAN,
DMPCU, NDDB etc._
#= ;b:otf
#=* o; ;xsf/Lsf] sfo{;ldlt / n]vf ;’kl/j]If0f ;ldltdf dlxnfsf] ;xeflutf slt /x]sf] 5
<
ljj/0f hDdf ;b:o ;+Vof dlxnfsf] ;+Vof dlxnfsf] k|ltzt
sfo{ ;ldlt
n]vf ;’kl/j]If0f
;ldlt
#=( lhNnf b’Uw pTkfbs ;xsf/L ;+:yf ;+3 (DMPCU) / s]lGb|o b’Uw pTkfbs ;xsf/L
;+:yf ;+3 -CDCAN) df ;b:o x'g s] s:tf ;xsf/L P]g cg';f/ dfkb08 k'/f u/]sf]
5}g eg], s'g s'g ljifo / s] sf/0fn] k'/f ug{ g;lsPsf] xf] <
ljifox? k'/f x'g g;Sg'sf sf/0fx?
#=!# o; ;xsf/Ldf cGo ;xsf/L jf Joj;flos kmd{, u'7L jf ;+:yfsf] ;]o/ 5 ls 5}g <
s_ 5 v_ 5}g
5 eg], pNn]v ug{'xf];\
#=!$ o; ;xsf/Ln] cGo ;xsf/L jf ;+:yf jf Joj;fodf z]o/ nufgL u/]sf] 5 of 5}g <
s_ 5 v_ 5}g
5 eg], pNn]v ug{'xf];\
#=!% s] ;xsf/L ;b:ox? o:t} b'Uw ;xsf/Lsf] cGo s'g} :yfgdf klg ;b:o 5g\ <
s_ 5 v_ 5}g
5 eg], pNn]v ug{'xf];\
$=@ b’Uw pTkfbs ;xsf/L ;+:yf ÷s]lGb|o b’Uw pTkfbs ;xsf/L ;+:yf ;+3 -
CDCAN)÷lhNnf b’Uw pTkfbs ;xsf/L ;+:yf ;+3 (DMPCU) sf p2]Zo / sfo{x? jf/]df
hfgsf/L 5 <
s_ 5 v_ 5}g
5 eg], s] s] xf]nf <
$=# b’Uw pTkfbs ;xsf/L ;+:yf nfO{ :yflgo :y/df k|j{¢g ug{ CDCAN / DMPCU n] s]
e"ldsf lgjf{x u/]sf 5g\ <
CDCAN n] lgjf{x u/]sf] e'ldsfx?M DMPCU n] lgjf{x u/]sf] e'ldsfx?M
!= !=
@= @=
#= #=
%= ;xsf/Lsf cfGtl/s ljlgod / sfo{k4tL
%=! ;xsf/Lsf] b:tfj]hx?
%=@ o; ;xsf/L ;+rfngsf nflu lnlvt ;+rfng sfo{ljlw, lglt, lgod tyf ljlgodfjnLx? s]
s] jg]sf 5g\ <
!=
@=
#=
^=@ aflif{s ;fwf/0f ;efsf] bfloTj / clwsf/sf af/]df tkfO{nfO{ hfgsf/L 5 <
5 5}g
d'Vo d'Vo bfloTj / clwsf/x? s] s] x'g\ <
bfloTjx? clwsf/x?
!= !=
@= @=
#= #=
&=# n]vf ;’kl/j]If0f ;ldlt / ;+rfns ;ldltdf Ps} JolQm 5g\ of 5}gg\ <
*=!! ;xsf/Ln] cfGtl/s / afXo ;/f]sf/jfnfx?sf] 4Gb s;/L ;dfwfg ug{'k5{ <
!=
@=
#=
$=
gd:sf/ Û d o; If]qsf] b’Uw pTkfbs ;xsf/L ;+:yf x?sf] cWoogsf] nflu 5nkmn ug{
u}/x]sf] 5' . of] cWoog /fli6«o b'Uw ljsf; af]8{sf] ;xof]udf clwsf/sf nflu kx'Fr g]kfnn]
ug{ nflu/x]sf] 5 . o; cWoogaf6 o; If]qdf ;/f]sf/jfnf lgsfox?nfO{ b'Uw Aoa;fosf]
/0fg}lts k|a4{g ug{ ;xof]u k'Ub5 . ca d s]lx k|Zgx? tkfO{x?;Fu ;f]Wg]5' . o;af6 k|fKt
;'rgf cWoogsf] glthf xfFl;n ug{ dfq k|of]u x'g]5 . tkfO{x?n] lbg'ePsf] ;"rgf uf]Ko /fVg]
5f} . t;y{, ;lx hjfkm lbP/ cWoognfO{ ;kmn agfO{lbg' xf]nf .
gf]6M o; kmf/ddf c+u|]hLdf n]lvPsf K, A, P eGg] zAbx? ;e]{If0fstf{sf nflu ;"rs dfq} x'g\ .
v08 s M k|fylds hfgsf/L
!= pQ/bftfsf] ljj/0f
&= -k|=g= ^=` df tflnd 5 eg]_ ;xsf/Ln] s[ifsnfO{ k|bfg u/]sf tflndx? s] s] 5g\ <
s_ kz'kfng 5 5}g
v_ cfxf/ Joj:yfkg 5 5}g
u_ ;xsf/L l;4fGt 5 5}g
3_ :j:y b'w pTkfbg 5 5}g
ª_ uf]7 ;'wf/ 5 5}g
r_ cGo
!)= ;xsf/L;+u tkfO{sf] ck]Iff s] 5 <
ck]Iff
!=@ g]kfndf b'Uw ;xsf/Lsf] ljsf;, k|j4{g / ;'kl/j]If0f ug{] lgsfo÷clwsf/Lsf] e'ldsf s:tf]
5<
s_ /fd|f] 5 v_ l7s} 5 u_ /fd|f] 5}g 3_ yfxf 5}g
s:tf] x'g'k5{ h:tf] nfU5 < A
-;xsf/L ljefu, ;xsf/L af]8{, ;xsf/L d+Gqfno, ;+3 tyf /fHo ;xsf/Lx?, :yflgo
lgsfo, CDCAN, DMPCU, NDDB etc._
@=* ;xsf/LnfO{ r':t b'?:t jgfO{/fVg o;sf ;fwf/0f ;b:o÷s[ifsx?sf] bfloTjx? s] s] x'g\ <
@=( s] ;xsf/L;+3sf kbflwsf/Lx?n] cfkm\gf] ;j} bfloTjx? k'/f u/]sf 5g\ <
u/]sf 5g\ cf+lzs u/]sf 5g\ s]lx klg u/]sf 5}gg\
@=!) o; ;xsf/Ldf cGo ;xsf/L jf Joj;flos kmd{, u'7L jf ;+:yfsf] ;]o/ 5 ls 5}g <
@=!! o; ;xsf/Ln] cGo ;xsf/L jf ;+:yf jf Joj;fodf z]o/ nufgL u/]sf] 5 of 5}g <
s_ 5 v_ 5}g
5 eg], pNn]v ug{'xf];\
#= ;xsf/L l;4fGt
#=! tkfO{nfO{ ;xsf/L l;4fGtsf] jf/]df hfgsf/L 5 <
s_ 5 v_ cf+lzs hfgsf/L 5 u_ hfgsf/L 5}g
#=@ b'Uw pTkfbs s[ifsx?nfO{ k|j{¢g ug{ ;xsf/Ln] s] e'ldsf lgjf{x u/]sf] 5 <
lgjf{x u/]sf] e'ldsfx?M
!=
@=
#=
$=# jflif{s ;fwf/0f ;efdf sf] sf] n] efu lng kfp5g\ <
;fwf/0f ;b:o ;j}n] xfn ljBdfg sfo{;ldltsf kbflwsf/Ln]
cGo
$=$ aflif{s ;fwf/0f ;efsf] bfloTj / clwsf/sf af/]df tkfO{nfO{ hfgsf/L 5 <
5 5}g
$=% ut cf=j= @)&$÷)&% sf] jflif{s ;fwf/0f ;efsf] jf/]df tkfOnfO{ hfgsf/L 5 <
;efsf] ldlt hDdf pkl:ylt dlxnf k"?if
;efsf] nflu ;"rgf slt lbg klxn] ;fj{hlgs ul/Psf] lyof] <
sfo{ ;ldltsf] rog lgjf{rgjf6 ePsf] xf] jf ;xdltdf ePsf] xf] <
xfn ljBdfg cWoIf slt jif{b]lv cWoIf kbdf jxfn x'g'x'G5 <
xfn ljBdfg sf]iffWoIf slt jif{b]lv ;f]lx kbdf jxfn x'g'x'G5 <
gd:sf/ Û d o; If]qsf] b’Uw pTkfbs ;xsf/L ;+:yf x?sf] cWoogsf] nflu 5nkmn ug{
u}/x]sf] 5' . of] cWoog /fli6«o b'Uw ljsf; af]8{sf] ;xof]udf clwsf/sf nflu kx'Fr g]kfnn]
ug{ nflu/x]sf] 5 . o; cWoogaf6 o; If]qdf ;/f]sf/jfnf lgsfox?nfO{ b'Uw Aoa;fosf]
/0fg}lts k|a4{g ug{sf nflu of]hgf jgfpg cfjZos ;"rgfx? ;+sngdf ;xof]u k'Ub5 .
tkfO{jf6 tkl;n jdf]lhdsf sfuhftx?sf] ck]Iff ul/Psf] x'bfF ;xh} pknJw u/fO ;xof]u
ul/lbg'x'g]5 eGg] d}n]÷xfldn] ck]Iff u/]sf 5f} .
;xsf/L ;+:yfaf6 Nofpg' kg{] ;"rgf / sfuhftx?