TABLE OF CONTENTS

I. INTRODUCTION 1
Literature Review 2
Theoretical/Conceptual Framework/Paradigm of the Study 3
Significance of the Study 3
Aims and Objectives of the Study 4
II. METHODOLOGY 4
Study Design 4
Sample/ Population of the study 4
Data Gathering tools 5
Data Gathering Procedures 6
Treatment of Data 7
Ethical Considerations 7
III. REFERENCES 7
IV. APPENDICES 10
Letter 10
Curriculum Vitae 11
 COMMUNITY DEVELOPMENT FUND
MANAGEMENT OF COOPERATIVE
IN LA TRINIDAD, BENGUET

Bantigue, Rhein Kyle D.

Depalog, Ronnie S.
Pakias, Jeffreyson M.
Reyes, Charles Andrew L.
Tan, Joseph Wilson
Lami-ing, Donna Mae A.
Ansang, Liezel P.
Cunson, Michelle B.
Dewayen, Sarah Mae B.
Ebias, Ellen Grace G.
Quiaño, Manel D.

INTRODUCTION

A cooperative (also known as co-operative, co-op, or coop) is an autonomous association

of persons united voluntarily to meet their common economic, social, and cultural needs and
aspirations through a jointly-owned and democratically-controlled enterprise. According to
REPUBLIC ACT No. 9520, there are seven cooperative principles which are: Voluntary and
Open Membership; Democrative Control; Member Economic Participation; Autonomy and
Independence; Education, Training and Information; Cooperation among Cooperatives; and
Concern for Community. The seventh principle which is the Concern for Community is related
to this study. This principle means that cooperatives work for the sustainable development of
their communities. Cooperatives frequently have social goals which they aim to accomplish by
investing a proportion of trading profits back into their communities. This proportion of trading
profits, which also called net surplus, is being allocated in one of the Philippine cooperatives’
fund which is called community development fund. Community development fund was being
spent for the sustainable development of cooperatives’ communities through policies approved
by their members.
The Philippine Cooperative Code of 2008 (RA 9520) requires all types of cooperatives to
allocate their net surplus every year. The net surplus of every cooperative shall be distributed to
the reserve fund, education and training fund, community development fund, optional fund, and
the remaining net surplus shall be made available to the members. In this research, different
community development fund management will be studied. Article 86 (3) of RA 9520 states that,
“An amount for the community development fund, which shall not be less than three per centum
(3%) of the net surplus. The community development fund shall be used for projects or activities
that will benefit the community where the cooperative operates. On July 15, 2019 a
memorandum circular no. 2019-11 also known as the “POLICY GUIDELINES GOVERNING
THE ALLOCATION AND UTILIZATION OF THE COMMUNITY DEVELOPMENT FUND
(CDF) OF THE COOPERATIVE” has been implemented to all cooperatives. This will support

1
the RA 9520 and pursuant to Section 3 (I) of R.A. 6939 it will strengthen the policy in governing
the allocation and utilization of the community development fund of the cooperatives.
The primary objective of every cooperative is to help improve the quality of life of its
members but they also have responsibilities to the communities within their boundaries. Having
an effective and efficient management of cooperative community development fund is very
beneficial for the community in their environment. It will not only help the community to bloom
economically but it can also help the cooperative to build a good relationship to the community.
There are many ways of spending cooperative’ community development fund. Some examples of
these are helping the needy and oppressed like helping the children and senior citizen in the
community by giving them gifts such as school supplies and toys for children, medicine for
senior citizens, and whatever they need that are necessary for their daily survival. They can also
hold seminars about health and daily lifestyle, business, and etc. The cooperative can also help
their community by restoring the natural resources of the environment especially if they are
using natural resources in operating their enterprise. For example, planting trees as a
compensation for cutting of trees for constructing a building to promote sustainable development
and environmental protection. By doing these, the people in the community can continue to
enjoy the natural environment while experiencing economic growth.
But, where does the cooperative spend their community development fund? When do
they spend it? How they spend it? Does it really help the community? Does the MC no. 2019-11
really affects the management of community development fund? This research will answer these
questions along with the different management of cooperatives’ community development fund in
La Trinidad, Benguet.

Literature Review
The Community development fund or CDF shall be used for projects or activities that
will benefit the community where the cooperative operates. The concern of the study is to
determine how this fund is allocated and to what area are prioritized in the distribution of the
fund. Health and sanitation; education; mutual aid or death aid; calamity assistance;
environmental concerns; support to elderly, persons with disabilities, solo parents, children,
gender and development, anti-drug campaign, and peace and order; infrastructure; and livelihood
for non-members should be considered in the utilization of the CDF (Lotes P. Lab-oyan,
2019,"Community Development Fund of Cooperatives",
http://www.baguioheraldexpressonline.com).
Based on the recent study conducted by the Benguet State University-Institute of Social
Research that was published by Sunstar Baguio, on actual usage of the CDF, cooperatives in the
Cordillera Administrative Region spent an average of P51,827 per year based on a survey of
actual community projects and activities implemented by cooperatives in the last five years. The
most common community development projects implemented by cooperatives are support
services or programs in relation to primary and secondary education; health; environment; and
culture. Often in cooperation and collaboration with line agencies and barangay LGUs, there is
success in the implementation of these projects conducted or funded from the Community
Development Fund of cooperatives.
Furthermore, one point of interest that this study aims to achieve is to determine if the
utilization of the CDF is inclined with its purpose. The data analysis for CDF for Mwea
constituency shows that, though the project purposes were to benefit the community, only the
influential people were involved in implementing them.

2
 Non-governmental and private sectors are important players in governance and
cooperatives lie hidden as either both. It is stated that the success of a cooperative is beneficial to
the local economy. Allocating a part of its surplus to the community for its development. (Dr.
Edna Co., “Taking Stock: Philippine Experiences in Cooperative – LGU Collaboration”)

Theoretical/Conceptual Framework/Paradigm of the Study

To identify the challenges faced by the cooperatives due to the Memorandum Circular no.
2019-11 and to fill the knowledge gap, the team will use a quantitative research. In quantitative
research, the team will gather many reliable evidences and information as much as possible
instead of getting a short quantity but high quality information. This method was use to gather
much data as we need and compare it to each other and draw a conclusion about it. The team will
gather data in the cooperatives in La Trinidad, Benguet. Among the four main types of
quantitative research, which are Descriptive Design, Correlational Design, Quasi-Experimental
Design, and Experimental Design, the team will use the Descriptive Design, Descriptive design
is also sometimes called Survey Research and it is the most fundamental tool for all quantitative
research methodologies and studies. Descriptive Design seeks to describe the current status of a
variable or phenomenon. The researcher does not begin with a hypothesis, but typically develops
one after the data is collected. Data collection is mostly observational in nature (Hina Fatima,
2019).
There are two types of research paradigm which are called positivist paradigm and
interpretivist paradigm. Positivist paradigm is usually being used in a quantitative research while
interpretivist is usually being used in a qualitative research. Since the team will use a quantitative
research, the team will also use a positivist paradigm. Positivists believe that the findings of one
study can be generalized to another study of a similar kind regardless of it is conducted in a
different environment and situations (readingcraze).

Significance of the Study

It is known that cooperatives are a great help to the community. They provide
employment to the residents and the goods and/or services they offer are greater in comparison
to other. The significance of the study is to identify the challenges faced by the cooperatives in
La Trinidad, Benguet that are already following the Memorandum Circular no. 2019-11. It will
increase the awareness of the people in the community and its members and how cooperative
manages its transaction. Raising awareness is much needed as Cooperative Development Fund is
one of the direct help that a cooperative give to the community. The findings will help the
administrators of the cooperative align their goals and objectives toward the growth of the
cooperative and improve its operation. This is to inform and expand the understanding of
incoming and existing members of the cooperative on how cooperative works and their
responsibilities as part of the entity. The result of the study may be used by the administrators in
implementing new policies and strengthen their operations to grow and increase its value. The
acquired information may also be used by the cooperatives identify areas of improvement in their
operation while expanding its horizon and serving the needs of its member. The results of this
study would make a significant difference to the cooperative community in the province. The
cooperatives would be aware about the current operations regarding the management of their
funds as well as the financial problems they currently experience so as to be of better position to

3
uplift the livelihood, welfare, and economic status of the communities whom they served. The
results may use by the cooperatives to identify areas of improvement in their operation while
expanding its horizon and serving the needs of its member. It serves as a guide for the
administrators of cooperatives in better administering and managing cooperatives. The
cooperative policy makers would get ideas to update or improve old policies as well as the
making of new policies for the regulation of cooperatives. This would likewise provide insights
for Cooperative Development Authority about the effects of their implemented Memorandum
Circular no. 2019-11 that they may take into consideration when administering interventions for
the continuing growth and development of cooperatives in the province.

Aims and Objectives of the Study

The fundamental aim of this study is to evaluate and assess the management of
Community Development Fund as a tool for community development. The objectives of
the study are:
 To assess the effectivity of CDF management of Benguet Cooperatives.
 To identify the challenges faced by the cooperatives due to the implementation of the
CDA Memorandum Circular no. 2019-11.
 To examine the level of management involvement in the utilization of the fund.
 To identify the causes of poor management of cooperative funds focusing on its impact in
community development
 To identify the effectiveness of the cooperatives’ current management in spending their
CDF by comparing outputs against stated objectives.
 To determine what projects have been supported by the CDF.
 To determine how the cooperatives select projects on which CDF is utilized.
 To analyze how cooperative funds are being allocated and how it contributes to
community development.
 To provide possible strategies and ideas to help Benguet cooperatives in properly
allocating their funds in developing the community.
 To give awareness to the cooperatives about the needs of the community.
 To present possible actions to take for better improvement of CDF management.

METHODOLOGY

Study Design
This study focuses on cooperatives operating at La Trinidad, Benguet. The ultimate
respondents of the study are the representatives of each cooperative registered under Cooperative
Development Authority to obtain information regarding its operation through the questionnaires
prepared by the proponents and validated by Research and Development Center of University of
Baguio. The proponents choose descriptive design to collect information from the respondents
regarding its cash fund management. The responses will be accumulated to assess and
understand the transaction and operations of the cooperative as well as the differences and
commonality of the answer of each respondent before drawing a conclusion.

Sample/ Population of the study

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 The sample population is determined by the location of the research in this case we are
conducting our research in La Trinidad, Benguet about its cooperatives. We listed the available
cooperatives to be interviewed their names are listed below:

TABLE No. 1

NO. COOPERATIVES IN LA TRINIDAD, BENGUET ADDRESS

1 BSU COM. Multipurpose Cooperative BSU Compound, Km. 5 Balili,
Balili Road, La Trinidad, Benguet
2 SRT Cooperative of La Trinidad – Swamp, KM 6 KM6  in Betag Street, La Trinidad,
Benguet
3 BATJODA Multipurpose Cooperative Bahong Road, La Trinidad,
Benguet
4 Multipurpose Cooperative of COA-CAR Employees COA-CAR Regional Office,
Kilometer 5 Halsema Highway, La
Trinidad, 2601 Benguet
5 DEPED-CAR Employees Multipurpose Cooperative Department of Education (CAR
Office), La Trinidad, Benguet
6 La Trinidad Vegetable Trading Post Multipurpose Pico Road, Barangay Pico, La
Cooperative Trinidad, 2601

7 BSU Orchidarium Multipurpose Cooperative km5, La Trinidad, Benguet,

Baguio - La Trinidad - Bontoc
Rd, La Trinidad, Benguet

The target population for this research includes the representative of each cooperative in
La Trinidad, Benguet. In this study, we will gather information through the representatives of the
cooperatives to be interviewed. For some studies, this number of population may not be enough
but it can surely satisfy the research to be conducted. Gathering information about community
development fund management of cooperative through a knowledgeable representative will be a
great help.

Data gathering tools

For the purposes of this research, face-to-face interviews were used to gather data.
Face to face personal interview is considered to be the most common data collection
instrument for qualitative research, primarily because of its personal approach (Anastasia,
2017). Considering data collection tools, the interview is conducted by the use of pre-
constructed questionnaires which was used as an interview guide for the interviewer and
was prepared to guide the researcher in performing the interview for the satisfaction of
the research objectives.

The following are some of the interview questions:

1. Please tell us a little bit about yourself and what you do for the cooperative.
2. What are *cooperative name*'s goals for the community?
3. How is the cooperative's CDF being used to help the community?

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  How do you conduct your social audit?
4. Do you believe that the programs enacted by the cooperative are sustainable for the
community?
5. How much of the net surplus in percentage is being allocated to the CDF?
6. Do you believe that this percentage is enough to fund the community development
programs in such a way that the programs will be sustainable moving forward?
7. What are the internal controls put into place in the management of the communicty
development fund?
8. Have there been instances wherein the recorded amount and the actual amount of the
community development fund differed?
9. Would you say that these internal controls are sufficient?
10. How has the community response been with regards to the programs enacted by the
cooperative?
11. Personally, how would you like to improve the management of the CDF?
12. What experiences do you have with respects to this particular CDF personnel/
manager position?
13. How often do you conduct projects involving the CDF?
14. When was the last time you’ve conducted projects regarding:
a. Health and sanitation b. Education c. Mutual aid d. Calamity assistance
e. Environmental concerns f. Elderly supports
15. Did the project continued to grow and develop in the community after the
cooperative’s assistance?
16. Could you tell us about how the community continued to sustain the project after the
cooperative’s assistance?
17. What The duties and responsibilities of officers and employees are segregated and
separated.
18. Are the signing authorities clearly defined?
19. Are the accounting records are properly maintained and secured?
20. How do you develop a comprehensive annual work plan for board approval,
including time schedule, budgets and scope?
21. Do the coop follow the developed budget plan?
22. Do the coop prepares audit report on a timely basis?
23. Do the coop provides status reports on a quarterly basis?

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 24. Do the coop follow the implemented Memorandum Circular no. 2019-11?
25. What are the challenges faced by the cooperative in following the MC no 2019-11?
These are accompanied by follow-up questions from the researcher to gain a more
in-depth understanding during the interview.

In addition, the researchers decided to use an observation method. The goal of

using observation as a method is to develop an understanding of the phenomena that is as
objective and accurate as possible provided by the limitations of the method and that it
enhances the quality of data collection and provide more reliable information (DeWALT
and DeWALT, 2002). Observation is done based on the researcher’s experiences upon
encountering several outreach programs and projects contributed by the cooperatives to
the community.

Data Gathering Procedures

The researchers made use of various sources in gathering data. The researchers
have used the allotted time given to read different materials that are relevant to the study
being conducted in developing the questionnaire so as to serve the intended respondents.
The questionnaire consisted of a set of questions that were put forward to participants
drawn from the population under study. After being approved, a requesting letter to
conduct the interview will be presented to the Dean of School of Business Administration
and Accountancy to the selected locale of the study. Some certain questions were
prepared, so as for the researcher to guide the interview encountered during the interview.
The respondents will be informed about the nature of the study. The informed consent of
each respondent will be secured to ensure freedom of choice and provide avenue for the
respondents to voluntarily consent or decline participation in the study. The interview
that will be use in the study is face-to-face interview. The interview involves direct verbal
interaction between the researchers and the respondents. The researchers have maximized
the use of intent to gather related information from journals, researches, and websites.
The researchers are aware of the possible difficulties that there may be throughout the
data collection process

Treatment of Data
The responses to the interview questions by the cooperative respondents were
statistically analyzed with the data requirements of the study. The gathered data were
carefully examined and determined if it is a reliable information or not. Only reliable
information was used in the study. For the researchers to interpret the data gathered,
descriptive and summary statistics were used which shall encompass the measure of
central tendency. Measure of central tendency describes the center position of a
distribution for a data set which shall be determined by computing the mean. The
frequencies, ratios and proportions of the responses shall also be computed. A 0.05 level
of significance will be utilized to result with a 95% confidence level. The 5% level of
significance represents the probability of rejecting a null hypothesis by the test when it is
really true.

Ethical Considerations

7
 In order to have a comprehensive research guideline, ethics on research is crucial.
Therefore, in conducting this research, it is assured that research participants should not be
subjected to harm in any ways whatsoever, their safety will always be a priority. Recent
information and valuable data will be used in this study. Before conducting any interviews to the
respondents, it is within reason that consent from these respondents are given and participants
have rights to withdraw from the study at any given time if they wish to do so. Appropriate
permission will be ensured to for the usage of the given information and data. Privacy and
confidentiality will not be taken lightly to ensure the respondents’ safety and security. The
disclosures of the information given will be based on the permission whether they are willing to
disclose their identity or otherwise. Furthermore, the usage of any secondary information and
valuable data from any source will be acknowledged with appropriate reference. Hence, the
ethical aspects mentioned above will be followed with strict compliance in the making of this
research.

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cooperatives/
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https://www.grocer.coop/articles/cooperative-community-funds
 Fulbag Singh & Balwinder Singh, 2006. "Funds Management In The Central Cooperative
Banks Of Punjab— An Analysis Of Financial Margin," The IUP Journal of Bank
Management, IUP Publications, vol. 0(3), pages 74-80, August. Retrieved from
https://ideas.repec.org/a/icf/icfjbm/v5y2006i3p74-80.html
 Dr. Edna Co. Taking Stock: Philippine Experiences in Cooperative - LGU Collaboration.
Retrieved from http://www.ombudsman.gov.ph/UNDP4/wp-
content/uploads/2012/12/Chap1_CoopLGU.pdf
 Sam Maghimbi (2010). Cooperatives in Tanzania mainland: Revival and growth. Retrieved
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ania.pdf
 Nazura Manap, Pardis Tehrani (2014). The Contribution of Cooperative Law to Economic
Development in Malaysia. Retrieved from
https://pdfs.semanticscholar.org/bca1/3f0c25a7b45f4fca6b9196a19b065173c1d1.pdf
 Nyaguthii, E. Oyugi, L. A.(2013). INFLUENCE OF COMMUNITY PARTICIPATION ON
SUCCESSIFUL IMPLEMENTATION OF CONSTITUENCY DEVELOPMENT FUND
PROJECTS IN KENYA: CASE STUDY OF MWEA CONSTITUENCY. Retrieved from
http://ijern.com/journal/August-2013/49.pdf
 CHIBOMBA, D. N.(2013).The Constituency Development Fund as a tool for Community
Development: A case study of Katuba Constituency in Zambia. Retrieved from
https://pdfs.semanticscholar.org/c8d2/2c090eda01320dfe8ecf826e9c04c410faab.pdf

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 Gios, G., & Santuari, A.(2002). Agricultural cooperatives in the county of Trento(Italy):
Economic, organizational and Legal Perspectives https://scholar.google.com/scholar?
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 Wilson Majee & Ann Hoyt (2011) Cooperatives and Community Development: A
Perspective on the Use of Cooperatives in Development. Retrieved from
https://doi.org/10.1080/10705422.2011.550260
 White, H; Menon, R; Waddington, H; (2018) Community-driven development: does it build
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http://researchonline.lshtm.ac.uk/4647488/
 Meira, Deolinda & Bandeira, Ana & Ávida, Patrícia. (2018). Literacy in the cooperative
sector evaluated through the reserve for cooperative education and training.
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e_cooperative_sector_evaluated_through_the_reserve_for_cooperative_education_and_traini
ng/links/5c31daff458515a4c7111c95/Literacy-in-the-cooperative-sector-evaluated-through-
the-reserve-for-cooperative-education-and-training.pdf
 Sebhatu, K.T. (2011). Management of Savings and Credit Cooperatives from the Perspective
of Outreach and Sustainability: Evidence from Southern Tigrai of Ethiopia.
http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.963.8877&rep=rep1&type=pdf
 Boland, M. (2012). Cooperative Finance and Equity Management
https://www.google.com/url?
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egQIAxAB&usg=AOvVaw2XpuOAhnmlGWdw6nb6nU2k
 A. Mahendran, Getachew Joriye, Jimma Ararso. (2015) Funds Management of Cooperative
Bank of Oromia, Head Office, Addis Ababa, Ethiopia: Integrated Ratio Assessment
Approach.https://www.google.com/url?
sa=t&source=web&rct=j&url=http://iaard.net/images/Funds
%25E2%2580%2599%2520Management%2520of%2520Cooperative%2520Bank%2520of
%2520Oromia.pdf&ved=2ahUKEwiq8Oes_IHkAhXIA4gKHXRsCHk4FBAWMAl6BAgBE
AE&usg=AOvVaw0KaHu_c5hkGXmL-Eckv6xr
 Mhembwe, S. & Dube, E., (2017). The role of cooperatives in sustaining the livelihoods of
rural communities: The case of Rural Cooperatives in Shurugwi District, Zimbabwe.
Retrieved from https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6014090/
 Zhang, L. & Li, S., (2018). Financial Management in New Types of Agricultural Business: A
case study of Farmer's Cooperatives in Weixian Country. Retrieved from
https://econpapers.repec.org/article/agsasagre/275802.htm
 Farah Alo Mdulid(2016):Institutional Viability Of The Cooperative In Northern Samar And
The Variates Affecting It Retrieved from https://www.ijstr.org/final-

9
 print/sep2015/Institutional-Viability-Of-The-Cooperative-In-Northern-Samar-And-The-
Variates-Affecting-It.pdf
 Gilberto M. Llanto: The Financial Structure and Performance of Philippine Credit
Cooperatives Retrieved from https://dirp3.pids.gov.ph/ris/dps/pidsdps9404.pdf
 DeWalt, Kathleen M. & DeWalt, Billie R. (2002). Participant observation: a guide for
fieldworkers. Walnut Creek, CA: AltaMira Press.
 Lotes P. Lab-oyan, 2019,"Community Development Fund of Cooperatives", Retrieved from:
http://www.baguioheraldexpressonline.com.
 Dr. Edna Co., “Taking Stock: Philippine Experiences in Cooperative – LGU Collaboration”)

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APPENDICES

Letter

SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY

General Luna Road, Baguio City Philippines 2600
Prefax No.: (074)-442-3071 Website: www.ubauio.edu E-mail
Address: [email protected]

Dear Ma'am/Sir,
Good day! We, the students of University of Baguio currently enrolled in SYNTHS1,
would like to conduct an interview about the community development managing system of your
cooperatives and the overall management system.
This interview will be conducted to gather all the necessary information of our research
titled “Community Development Fund Management of Cooperatives in La Trinidad Benguet,
which will allow us, and the other students of SYNTHS1 to get acquainted with and obtain
profound understanding of the cooperative management system particularly about the managing
system of the community development fund. We look forward to the possibility of this interview,
and your cooperation will be very much appreciated.
Respectfully,

Tan, Joseph Wilson R. Bantigue, Rhein Kyle D. Depalog, Ronnie S.

Reyes, Charles Andrew L. Lami-ing, Donna Mae A. Ansang. Liezel P.

Cunson, Michelle B. Dewayen, Sarah Mae B. Ebias, Ellen Grace G.

Quiaňo, Manel D.

Noted by:

Jeffreyson M. Pakias, CPA, MBA

Group Adviser

Approved by:

Rhad Vic F. Estoque, CPA, CMA, MBA

BSAC Program Chair

Dr. Kareen B. Leon, CPA, CMA

SYNTHESIS1 Adviser/Dean of SBAA

11
Curriculum Vitae

RHEIN KYLE DE LEON BANTIGUE

Skills Summary

 Sound knowledge in computer literacy with background in using SAP

 Resilient to any situation
 Sense of leadership
 Microsoft Office Word, Excel, and Access Specialist
 Able to work well with others and open-minded

Experiences

 On-the-job trainee at Robinsons Bank, June - July, 2019

 1st Junior Philippine Institute of Accountants League – First Runner -Up in Auditing
Quiz Bee

Education

Bachelor of Science in Accountancy 2016 to present

University of Baguio
Baguio City

Bachelor of Science in Accountancy 2015-2016

Adventist University of the Philippines
Silang, Cavite

Pangasinan National High School March 2015

Lingayen, Pangasinan

UCCP Binmaley Economical Learning Center Inc. March 2011

Binmaley, Pangasinan

Childrens’s World Special School 2005-2010

Binmaley, Pangasinan

Organizations/Affiliations

Member National Federation of JPIA 2015-present

12
 Seminars and Trainings

Microsoft Office Specialist May 4, 2016

History of Indigenous People in the Cordillera March, 2017
Knowing Your Rights as Future Employee April, 2017
National Accounting Summit July, 2019

13
 RONNIE SINONG DEPALOG

Skills Summary

 Sound knowledge in computer literacy with background in using SAP

 Effective Oral and Written Communication

Experiences

 On-the-job trainee at Pakias Accounting Firm, January 2019 – April 2019

Education

Bachelor of Science in Accountancy 2016 to present

University of Baguio
Baguio City

Bachelor of Science in Accountancy 2014-2016

Saint Louis University
Baguio City

Saint Paul’s Academy 2012-2014

Sayangan, Paoay, Atok Benguet

Benguet State University – Secondary Laboratory School 2010-2012

La Trinidad, Benguet

Organizations/Affiliations

Member National Federation of JPIA 2014-present

14
 CHARLES ANDREW LERIN REYES

Skills Summary

 Sound knowledge in computer literacy with background in using SAP

 Effective Oral and Written Communication

Experiences

 On-the-job trainee

Education

Bachelor of Science in Accountancy 2015 to present

University of Baguio
Baguio City

Organizations/Affiliations

Member National Federation of JPIA 2015-present

15
 JOSEPH WILSON ROŇ O TAN
Skills Summary

1. Theoretical knowledge and understanding of Accounting

1) Good communication skills
2) Computer Literate

Experiences

 Accumulated 160 hours of On-the-Job Training (OJT) at Robinsons Bank Baguio

Branch - June to July 2019
 1ST UB JPIA League – Participant, MAS Quiz Bee
 1st UB JPIA League – Participant , RFBT Quiz Bee

Education

Bachelor of Science in Accountancy 2015 to present

University of Baguio
Baguio City

Mount Carmel College of Casiguran 2011 to 2015

Casiguran, Aurora

Organizations/Affiliations

 2015–2019: National Federation of Junior Philippines Institute of Accountants -

Member
 2013-2015: School Publication (THE BEADS) – News Writer
 2013-2015: School Broadcasting (CNBS) - Technical

Seminars and Trainings

 Accumulated 45 hours training in Fundamentals of Computer, MS Windows, MS

Word, MS Excel & MS PowerPoint of APEC Mobile Digital Opportunity Center
Program of FilChi Love and Care Foundation - from April 06, 2015 to April 25, 2015
 1st National Accounting Summit - June 2019
 Train Law Updates Seminar – October 2018

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 LIEZEL P. ANSANG

Skills Summary

 Sound knowledge in computer literacy with background in using SAP

 Effective Oral and Written Communication
 Able to work under pressure
 Multi-task effectively
 Profound interpersonal skills

Experiences

 On-the-job trainee at Adag, Bialno & Co.(AB&Co), June, 2019 – July, 2019

Education

Bachelor of Science in Accountancy 2015 to present

University of Baguio
Baguio City

Mabaca Elementary School March, 2010

Valedictorian
Mabaca, Tanudan, Kalinga

Organizations/Affiliations

Member National Federation of JPIA 2015-present

Seminars and Trainings

Born into a faction, Choose to progress, Serve to excel August 2018

A proper mindset of a leader in the corporate world April 2018
Impact of Student Leadership to Corporate Life April 2017
Knowing your rights as future employees April 2017

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 MICHELLE BAJADOR CUNSON

Skills Summary

 Sound knowledge in computer literacy with background in using SAP

 Effective Oral and Written Communication

Experiences

 On-the-job trainee at Zambales Rural Bank, Magsaysay Avenue, January, 2019-

March,, 2019

Education

Bachelor of Science in Accountancy 2014 to present

University of Baguio
Baguio City

Organizations/Affiliations

Member National Federation of JPIA 2014-present

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 SARAH MAE BAWAYAN DEWAYEN

Skills Summary

 Sound knowledge in computer literacy with background in using SAP

 Effective Oral and Written Communication

Experiences

 On-the-job trainee at National Commission on Indigenous Peoples, January, 2019-

March,, 2019

Education

Bachelor of Science in Accountancy 2013 to present

University of Baguio
Baguio City

Bachelor of Business Administration 2016 to present

University of Baguio
Baguio City

Organizations/Affiliations

Member National Federation of JPIA 2013-present

Seminars and Trainings

Financial Management Practicum December 2019

Bookkeeping NCIII April 2019

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 ELLEN GRACE GABRIEL EBIAS

Skills Summary

 Sound knowledge in computer literacy with background in using SAP

 Effective Oral and Written Communication

Experiences

 On-the-job trainee

Education

Bachelor of Science in Accountancy 2015 to present

University of Baguio
Baguio City

Organizations/Affiliations

Member National Federation of JPIA 2015-present

20
 DONNA MAE A. LAMI-ING

Skills Summary

 Sound knowledge in computer literacy with background in using SAP

 Effective Oral and Written Communication
 Quick to adapt to different work surroundings
 Able to build relationships with co-workers
 Ability to work under pressure
 Quick-learner

Experiences

 On-the-job trainee at Acosta-Corpuz Business Consulting and Advisory, July, 2019

Education

Bachelor of Science in Accountancy 2015 to present

University of Baguio
Baguio City

Urdaneta City National High School 2015

Urdaneta City, Pangasinan

Cabaruan Elementary School 2011

Urdaneta City, Pangasinan

Organizations/Affiliations

Member National Federation of JPIA 2015-present

21
 MANEL D QUIAŇ O

Skills Summary

 Hardworking, Honest and Trustworthy

 Ability to finish quality task on time with less supervision
 Able to work well with others and open-minded

Experiences

 On-the-job trainee at Adag Bialno and Company, May to July, 2019

 Treasury Assistant at Shopping Center Management Corporation SM Baguio Mall
Admin,May 21,2013-May21,2016

Education

Bachelor of Science in Accountancy 2018 to present

University of Baguio
Baguio City

Saint Louis University 2012

Bachelor of Science in Business Administration
Major in Financial Management
Mary Heights Bakakeng Campus
Baguio City, Philippines

Lepanto National High School 2008

PacoMankayanBenguet

Lepanto Elementary School 2004

PacoMankayanBenguet

Organizations/Affiliations

Member National Federation of JPIA 2018-present

Seminars and Trainings

Monetary Policies and Central Banking September 16, 2012

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Know your Legal Rights Lecture Series II: September 16, 2012
Anti-Violence against Women and Their Childrens Acts of 2004
Trends in Financial Management September 25, 2011
Stock Trading and Investment: Fundamental and Technical Analysis February 20, 2011

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