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Financial Literacy for Students

Students lack financial literacy skills when graduating high school, leaving them unprepared for managing credit cards, loans, and other financial responsibilities as adults. Implementing a required high school financial literacy class from grades 9-12 would help students learn key concepts like interest, credit cards, stocks, and depreciation. The class would cover topics such as using credit cards responsibly, understanding different financial products and services, and making educated financial decisions. Providing educational pamphlets and ensuring financial advisors are available on school campuses can also help students as they transition to independent adulthood. The overall goal is to benefit students and society by giving youth the knowledge to manage their money wisely.

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0% found this document useful (0 votes)
53 views2 pages

Financial Literacy for Students

Students lack financial literacy skills when graduating high school, leaving them unprepared for managing credit cards, loans, and other financial responsibilities as adults. Implementing a required high school financial literacy class from grades 9-12 would help students learn key concepts like interest, credit cards, stocks, and depreciation. The class would cover topics such as using credit cards responsibly, understanding different financial products and services, and making educated financial decisions. Providing educational pamphlets and ensuring financial advisors are available on school campuses can also help students as they transition to independent adulthood. The overall goal is to benefit students and society by giving youth the knowledge to manage their money wisely.

Uploaded by

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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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ENDING FINANCIAL ILLITERACY

JUNE 24, 2020

OVERVIEW
Students who attend the public schools of America are expected to excel in many subjects: like STEM
classes, language arts, and even physical education. However, once they reach the real word and are out
of their high school safety net, they realize they are unequipped for financial literacy. Credit card
companies and loan officers will get in contact with newly graduated students as soon as one starts
building credit. Without the proper education, more and more people are getting into debt fast. Having a
constant financial literacy class for students from 9-12 grade will give them the proper tools to make
educated decisions with their money.

Project Scope
 Require financial literacy as a class for all graduating students where there will learn about the following:
- Credit cards, debit cards, interest, stocks, depreciation rates,
 Ensure that while credit card companies are in areas of youth, also ensure that people offering financial advice
are there
 Have pamphlets available in college advisory rooms and libraries.

Project Plan

Scope Deliveries
Open the conversation up for Find out which material would be appropriate for students to learn
schools to prioritize financial
literacy
Create pamphlets with Find places that are appropriate to put the pamphlets
information

Affected Parties
 Parents
 Students
 Classrooms
 Banks
 Credit Card Companies
 Loan Agencies

Benefits

1
Financial literacy is knowledge that anyone can benefit from, regardless of age. It is especially important for students
to receive this education before going into adulthood. The benefits would be that people will have more awareness of
money and the way it works and will be able to make adult choices when it comes to how they spend and save their
money.

CONCLUSION
By creating spaces for students to discuss money, students in turn will benefit from being out in the real world. The
information collected in a pamphlet will add as a carry-on for students to look back on if they ever need quick
reminders of how money works.

Contact Information

Danielle Zepeda
[email protected]

801-123-4567

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