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Easy Retirement Savings with RBC

This document provides information about a new retirement savings plan offered by Ardene in partnership with RBC. It allows employees to make pre-tax payroll deductions into a retirement savings plan after 3 months of employment. RBC will also help employees build a personalized retirement plan. To sign up, employees need two pieces of ID, their employee number, social insurance number, and Ardene's plan number. They can sign up in person at an RBC branch or over the phone.

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Chahat Jaura
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136 views1 page

Easy Retirement Savings with RBC

This document provides information about a new retirement savings plan offered by Ardene in partnership with RBC. It allows employees to make pre-tax payroll deductions into a retirement savings plan after 3 months of employment. RBC will also help employees build a personalized retirement plan. To sign up, employees need two pieces of ID, their employee number, social insurance number, and Ardene's plan number. They can sign up in person at an RBC branch or over the phone.

Uploaded by

Chahat Jaura
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Important:

This document is for your information only. Please scroll to the bottom
and click “Complete” to acknowledge that you have read it. Doing so
will not register you to the RSP deductions.

Saving for Retirement Just Got Easier!


For some of you, retirement is still a long time in the future, whereas for others it could be right around the corner.
Regardless of your situation, we believe it is important to set yourself up today for the kind of retirement you’d
like to have in the future.

With that in mind, Ardene has partnered with the Royal Bank of Canada (RBC) to offer employees across Canada
who have a minimum of three months of service the opportunity to make regular contributions to a Retirement
Savings Plan through pre-tax payroll deductions (as a percentage % of your pay). RBC will also help you build a
personalized retirement plan, with the guidance of a Financial Planner, that takes into consideration your current
situation and your plans for the future.
Your participation is voluntary and at any time you may change the amount of your contributions or stop
contributing to the plan by notifying the Ardene Payroll department.

What Do You Need to Sign-Up?


 Two pieces of identification (passport, driver’s license, etc.)
 Your employee number and social insurance number
 Ardene’s plan number: 015665

How to Sign-Up?
IN PERSON BY TELEPHONE
 Visit your local RBC branch (Find it here  Call 1-888-769-2566 and let RBC know you’d like to
https://maps.rbcroyalbank.com). set up a retirement savings plan through your
 An RBC advisor will review your requirements, employer.
provide guidance on your investment options,  An RBC advisor will open your account, review your
and fill out the required form with all of your requirements, explain your investment options and
information. complete the paperwork for you over the phone.
 You will then receive a copy of your completed  You will then receive a copy of your completed
application form for your records and a copy for application form for your records and a copy for
you to forward to the Payroll department by you to forward to forward to the Payroll
email: [email protected] department by email: [email protected]

Did You Know?


o You can have Retirement Savings Plans with more than one financial institution. Just keep track of how much
you've contributed to stay within your contribution limits set by the Canada Revenue Agency (CRA).
o You won't be taxed on your contributions and investment growth until you make withdrawals, presumably
during retirement. At that time, it will be taxed as income and most likely at a lower rate since you'll be earning
less compared to what you earn now.
o Your savings in a Retirement Savings Plan can help you purchase a home or continue your education. Find out
more on the CRA website: www.cra-arc.gc.ca

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