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Statement number 17
Issue date 14 January 2021
MISS N DUPLAVA Write to us at Box 3 BX1 1LT
12 BURCHELL ROAD Call us on 0345 300 0000
LONDON Visit us online www.lloydsbank.com
E10 5AZ
Your Branch 399 OXFORD STREET
Sort Code 30-96-38
Account Number 57262860
IBAN GB12 LOYD 3096 3857 2628 60
BIC LOYDGB21119

CLASSIC 15 December 2020 to 14 January 2021

Your Account Arranged Overdraft limit £250

Date of previous statement 14 December 2020
Balance on 15 Dec 2020 £0.78
Money in £6,157.57
Money out £6,157.91
Balance on 14 Jan 2021 £0.44
Arranged overdraft interest £0.24
You should review your account regularly to check whether it
remains appropriate for your circumstances.

Your Interest Rates Fees Explained

Club Lloyds Account Holders – The Club Lloyds maintaining the

Amount of Arranged Overdraft Arranged Overdraft account fee will be shown in the transactions overleaf as ‘'Club
£0.00+ 0.111% per day (49.9% EAR* variable) Lloyds fee’. If you are eligible to have this Maintaining the
account fee waived, you will also see a transaction described as
We apply the daily interest rate shown above to your arranged overdraft balance at the end of the day ‘'Club Lloyds waived’. This does not apply to non-Club Lloyds
*EAR is the Equivalent Annual Rate. This is the annual interest rate of an overdraft. This means you are charged customers.
over the year based on how often and how much you are overdrawn by, and the effect of compounding it - Other services - There are fees for other services you have asked
charging interest on interest already charged. This interest rate does not include any other fees and charges. for. You can find more details in your account conditions or at
www.lloydsbank.com.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.

Things you need to know
Getting in touch

J Write to us: Lloyds Bank,

PO Box 1, BX1 1LT Q Visit us in branch K Go online:
lloydsbank.com/contactus f Call: 0345 300 0000
7am-11pm, 7 days a week

Ways to manage your account About the fees we charge if you use your card abroad
Keep track of what's going in and coming out of your account at any time using: Personal Debit and Cashpoint® Card Charges - If you use your card to withdraw
• Internet Banking – View and manage your accounts online. Register at cash or make a payment in a currency other than pounds, the amount is converted
lloydsbank.com/internetbanking to pounds on the day it is processed by Visa using the Visa Payment Scheme
• Mobile Banking – Manage your account on the go with your mobile phone or exchange rate on the day. You can find the exchange rate by calling
tablet. Download our app from Google Play or the App Store. 0345 300 0000 (+44 1733 347 007 from overseas). If your account is held in the
Channel Islands or Isle of Man, call 0345 744 9900 (+44 1539 736626 from
• Telephone Banking – Our automated service is available 24/7, or you can talk
overseas). If you call before the transaction is processed the rate provided will be
to us between 7am and 11pm, 7 days a week. Not all services are available 24
an indication only.
hours a day, 7 days a week.
• Text Alerts – We can send mobile alerts to help you keep an eye on your If you use your debit card or your Cashpoint® card to withdraw cash in a currency
account balance, for example when you’re about to go into your arranged other than pounds (at a cash machine or over the counter) we will also charge a
overdraft. foreign currency cash fee of £1.50. Where you elect to allow the cash machine
operator/financial service provider to make the conversion to pounds we will only
Overdrafts - choosing the right way to borrow charge a foreign cash fee of £1.50. The provider of the foreign currency may make
An arranged overdraft can help out when you need to borrow in the short term. For a separate charge for conversion. We won't charge a foreign currency cash fee or a
example to pay an unexpected bill. But if you use it often and don’t reduce your foreign cash fee if you withdraw euro within the EEA or UK.
balance, it can turn into an expensive way to borrow. Our cost calculator, which you Where you use your debit card to make a purchase or other transaction (not cash
can find online at lloydsbank.com/overdrafts, tells you how much an arranged withdrawal) in a currency other than pounds, whether in person, or by internet or
overdraft costs. If you need to borrow money for a longer time, there may be other phone, we will also charge a £0.50 foreign currency purchase fee. The foreign
options better suited to your needs. For more information visit currency purchase fee does not apply to the Premier and Platinum debit cards; and
lloydsbank.com/borrow or call us to talk through your options. will not be charged if your payment is made in euro within the EEA or UK.
Check if your account is still right for you We will not make a charge for the withdrawal of cash in pounds within the UK,
Your banking needs can change over time so it’s important to check your account is however, the owner of a non-Lloyds Bank cash machine may. Other charges apply,
still right for you by visiting lloydsbank.com/currentaccounts to see our latest please see the banking charges guide for details.
current accounts. Keeping your data safe
Our interest rates We promise to keep your personal information safe and only use in the way you’ve
If we pay interest on your balance, your current interest rate is shown on the front of asked. See our privacy notice at lloydsbank.com/privacy or call us for a copy on
this statement. To find out what the interest rates are on our other accounts, visit 0345 602 1997.
lloydsbank.com/current-accounts/rates. Private Banking Customers visit
We’re here for you if something isn’t right
lloydsbank.com/private-banking. Alternatively ask us in branch.
We want to make sure you’re happy with the products and service we offer. But if
something goes wrong, let us know and we’ll do everything we can to put things
J Protecting yourself from fraud right. If you’re still not happy, you can ask the Financial Ombudsman Service to look
at your concerns, for free.
• Check your statements regularly - If something doesn’t look right or you
spot a transaction on your statement you didn’t make, call us straight away The Financial Services Compensation Scheme (FSCS)
on 0800 917 7017 or +44 207 4812614 if outside the UK. We may not be The deposits you hold with us are covered by the Financial
able to refund a payment on some types of account if you tell us more than Services Compensation Scheme (FSCS). Every year we’ll
13 months after the date it happened. send you an information sheet which tells you the types of
• Keep your statements in a safe place - If you want to throw them away, you deposits covered and the protection offered by the FSCS.
should do it in a secure way, like shredding them – please don’t just put them For more information visit FSCS.org.uk
in the bin.
We send statements and other communications from time to time for legal
• Helping you stay protected - We’ll do all we can to help you avoid fraud. Visit reasons or to let you know about changes to your accounts or services.
lloydsbank.com/security for ways to protect yourself and information on
the latest scams. When you call us your call may be monitored or recorded in case we need to check
we have carried out your instructions correctly and to help improve our quality of
• If your card, cheque book or PIN is lost or stolen - Call us straight away on
service.
0800 096 9779 or +44 1702 278 270 if outside the UK – lines are open
24/7.
• The freeze card feature in our Mobile Banking app lets you quickly freeze and
unfreeze different types of transaction on your cards whenever you need to.
Find out more at
lloydsbank.com/help-guidance/customer-support/lost-or-stolen-cards

If your vision is impaired – please contact us for an alternative

format such as large print, Braille or audio CD.
If your hearing or speech is impaired – you can contact us using the Relay UK Service or via Textphone on 0345 300 2281 (lines are open 24 hours a
day, 7 days a week). SignVideo services are also available if you're Deaf and use British Sign Language at lloydsbank.com/signvideo
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Fair lending – we adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk
Statement No. 17 Sort Code 30-96-38
14 January 2021 Account Number 57262860
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CLASSIC

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
14 Dec 20 STATEMENT OPENING BALANCE 0.78
16 Dec 20 DEB CLASSIC HOTEL CD 3216 32.80 32.02 OD
16 Dec 20 CHG DAILY OD INT 0.03 32.05 OD
17 Dec 20 CHG DAILY OD INT 0.03 32.08 OD
18 Dec 20 FPI GLENLEE LIMITED NAVIGATE 339.78 307.70
53023246056300000N
18 Dec 20 FPO N DUPLAVA 600000000691321036 18DEC20 307.00 0.70
13:38
21 Dec 20 DEB Hotel on Booking.c CD 3216 19DEC20 32.80 32.10 OD
21 Dec 20 CHG DAILY OD INT 19/12 0.03 32.13 OD
21 Dec 20 CHG DAILY OD INT 20/12 0.03 32.16 OD
21 Dec 20 CHG DAILY OD INT 0.03 32.19 OD
22 Dec 20 CHG DAILY OD INT 0.03 32.22 OD
23 Dec 20 CHG DAILY OD INT 0.03 32.25 OD
24 Dec 20 FPI GLENLEE LIMITED NAVIGATE 369.47 337.22
06023212032088000N
24 Dec 20 FPO N DUPLAVA 200000000692299116 24DEC20 337.00 0.22
10:13
31 Dec 20 FPI CAMPOS LINO J CLEAN RP4679969304203400 36.00 36.22
04 Jan 21 FPO N DUPLAVA 400000000702198217 02JAN21 36.00 0.22
14:01
05 Jan 21 DEB Hotel on Booking.c CD 3216 32.51 32.29 OD
05 Jan 21 CHG DAILY OD INT 0.03 32.32 OD
06 Jan 21 FPI GLENLEE LIMITED NAVIGATE 298.69 266.37
31172403154766000N
08 Jan 21 FPI GLENLEE LIMITED NAVIGATE 202.29 468.66
64023254766959000N
08 Jan 21 FPO N DUPLAVA 600000000699857139 08JAN21 430.00 38.66
03:50
08 Jan 21 DEB CANSIN SUPERMARKET CD 3216 7.58 31.08
11 Jan 21 DEB CLASSIC HOTEL CD 3216 09JAN21 30.98 0.10
11 Jan 21 BGC SLC DISBURSEMENTS 589.00 589.10
11 Jan 21 BGC SLC DISBURSEMENTS 4,322.34 4,911.44
11 Jan 21 FPO N DUPLAVA 400000000705887257 11JAN21 4,911.00 0.44
07:31
11 Jan 21 STATEMENT CLOSING BALANCE 6,157.91 6,157.57 0.44
Payment types:
DEB - Debit Card FPI - Faster Payment FPO - Faster Payment BGC - Bank Giro Credit
CHG - Charge
Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if that
happened on a weekend or a Bank Holiday.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.

Statement No. 17 Sort Code 30-96-38
14 January 2021 Account Number 57262860
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CLASSIC

Ways to manage your arranged overdraft.

No matter what current account you have, we have several features to help you manage your money.
Mobile and Internet Banking - You can access Internet and mobile banking 24 hours a day 7 days a week. By making use of Internet
Banking you can track your money, make payments and transfers and see your statements.
Alerts - We can also send you mobile alerts. Alerts can help you manage your money and avoid charges. They remind you when you
need to pay cleared funds into your account. They can also help you avoid going into an unarranged overdraft or having payments
refused. Unless you’ve opted out, you’ll automatically receive alerts provided we have an up to date mobile number for you.
To find out more visit www.lloydsbank.com/alerts
Calculating the cost - If you have an arranged overdraft with us, would like to increase the limit on an existing one, or are thinking of
applying for an arranged overdraft, you can calculate the cost using our cost calculator tool at www.lloydsbank.com/overdrafts
You can also find general information about the cost of arranged overdrafts at www.lloydsbank.com/overdrafts
Keeping track of your borrowing - An overdraft is there to help out when you need to borrow in the short term. But if you use it
often and don’t reduce your balance, you could pay more in charges than other forms of borrowing.
You should consider if an arranged overdraft facility is the most suitable option for you to borrow money. If you would like to discuss
potential alternative options that we may be able to provide please contact us on 0345 300 0000. You can see our range of
borrowing options at www.lloydsbank.com/borrow
You should also consider whether your account type is still right for you.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.