000681

Norristown Bell Credit Union

1407 Erbs Mill Road
Blue Bell PA 19422
RETURN SERVICE REQUESTED Statement Of Account
Account: 13955
Phone Inquiries to: (610)275-8440 Period: 02/01/2015
Thru: 02/28/2015

000130
SHAHEED TAYLOR Keep just ONE credit card in your wallet – your
2223 FLOREY LN APT. E8 NBCU VISA®. Contact our Visa department
ROSLYN PA 19001 today for an application to get yours!

NOTICE: See last page for important information

013955-000 Regular Share Beginning Balance 3,358.50

02/06/15 ACH Deposit TWP OF ABINGTON DIRECT DEP 036002241658249 150.00 3,508.50
02/20/15 ACH Deposit TWP OF ABINGTON DIRECT DEP 036002241676811 150.00 3,658.50
02/27/15 Withdraw 1,000.00- 2,658.50
02/28/15 Dividend 0.40 2,658.90
Rate:0.15%; ANNUAL PERCENTAGE YIELD EARNED:0.15%; Avg
Dly Bal:$3,458.50
Ending Balance 2,658.90
Average Daily Balance This Period: $3,458.51 Number of days in Period: 28
2014 Dividends Paid: $6.45 2015 Year-To-Date Dividends Paid: $0.81

*** TOTAL 2014 Share Dividends: 6.45 ***

PERIODIC STATEMENT
Visit us online at: www.nbcu.org.
Thank you for being our valued member!
FAX Inquiries to: (610) 275-6473

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Norristown Bell Credit Union Statement Of Account (continued) Account: 13955

CONSUMER BILLING RIGHTS SUMMARY
(These billing rights apply to consumer accounts only. These rights do not apply to business accounts or business account holders.
Please refer to your Credit Union or your Business Account Agreement for specific rights regarding Business Accounts.)

IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS,

PLEASE USE ADDRESS AND TELEPHONE NUMBERS ON FRONT OF YOUR STATEMENT TO CONTACT US.

In case of errors or questions about your electronic transfers, please use address and telephone numbers on front of your statement to contact us as
soon as you can. If you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt, we
must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared.

(1) Tell us your name and account number

(2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error
or you need more information.
(3) Tell us the dollar amount of the suspected error.

If you tell us orally, we may require that you send us your complaint or question in writing within 10 business days.

We will tell you the results of our investigation within 10 business days after we hear from you and will correct any error promptly. If we need more
time, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will recredit your account within 10 business
days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask
you to put your complaint or question in writing and we do not receive it within 10 business days, we may not recredit your account.

If we decide that there was no error, we will send you an written explanation within 3 business days after we finish our investigation. You may ask for
copies of the document that we used in our investigation.

IN CASE OF ERRORS OR QUESTIONS ABOUT LOANS ON YOUR STATEMENT

If you think your statement is wrong or if you need more information about a transaction on your statement, write us on a separate sheet of paper at
the address at the top of the reverse side as soon as possible. We must hear from you no later than 60 days after we sent you the first statement on
which the error or problem appeared. You can telephone us, but doing so will not preserve your rights.
In your letter, give us the following information:

(1) Your name and account number.

(2) The dollar amount of the suspected error.
(3) Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you
are unsure about.

You do not have to pay any amount in question while we are investigating, but are still obligated to pay the parts of your outstanding balance that are
not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question.

FACTA: We may report information to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your
credit report.

DAILY PERIODIC RATE ... ANNUAL PERCENTAGE RATE ... FINANCE CHARGE

The DAILY PERIODIC RATE and the ANNUAL PERCENTAGE RATE used to compute the FINANACE CHARGE for each loan is printed at the
bottom of each loan's history. The DAILY PERIODIC RATE is applied to your balance for each day such balance is outstanding. The balance used to
compute the FINANACE CHARGE is the actual outstanding unpaid principal balance each day after credits are subtracted and new advances and
other charges are added.

Dates shown are the dates the credit union posted the amount to your account.

USE THESE EASY STEPS TO HELP BALANCE YOUR CHECKBOOK TO YOUR CHECKING ACCOUNT STATEMENT
OUTSTANDING CHECKS 1. Enter your checkbook balance
CHECK NO AMOUNT 2. Subtract service charges from your checkbook (if any) -

SUB TOTAL

3. Add dividends earned to your checkbook (if any) +

IMPORTANT: Be sure you have added automatic share transfers!

ENDING CHECKBOOK BALANCE

Be sure the above total appears in your checkbook. =

4. Enter "ending balance" from this statement

5. Add deposits (if any) not yet shown on this statement +

SUB TOTAL

6. In the space provided on the left, make a list of those checks not yet paid

7. Subtract the Total of the outstanding checks from the left -

TOTAL 8. TOTAL =
*** The TOTAL in step 8 should match the ENDING CHECKBOOK BALANCE above. ***

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Norristown Bell Credit Union Statement Of Account (continued) Account: 13955

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