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Tugas 3 MSDM - Eirene Lestari P Hutagaol

The document provides details about the job description and competencies for the role of Head of Commercial Banking. The role is responsible for reviewing and approving commercial credit proposals, developing and monitoring credit programs, and reviewing credit policies. Key competencies include integrity, leadership, communications, and result orientation. Technical competencies include strategic planning, credit risk management, and knowledge of lending operations.

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Eirene Lightinthedark Hutagaol
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64 views2 pages

Tugas 3 MSDM - Eirene Lestari P Hutagaol

The document provides details about the job description and competencies for the role of Head of Commercial Banking. The role is responsible for reviewing and approving commercial credit proposals, developing and monitoring credit programs, and reviewing credit policies. Key competencies include integrity, leadership, communications, and result orientation. Technical competencies include strategic planning, credit risk management, and knowledge of lending operations.

Uploaded by

Eirene Lightinthedark Hutagaol
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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TUGAS 3 MSDM – EIRENE LESTARI P HUTAGAOL

Job Title : Head of Commercial Banking

Division : Wholesale Banking

Job Definition : Performs direct supervisory duties of loan generation staff. Assumes responsibility and
is accountable for adherence to Bank policies and procedures, as well as all applicable
state and federal laws and regulations pertaining to employment and banking.

Job Responsibility : a. Responsible for the review and approval of commercial credit proposals of the Bank
and to maintain a good balance between returns and risks exposure.

b. Engages the development, implementation, review and monitoring of various credit


programs and providing training and coaching to continuously upgrade the competency
of the team members.

c. Review and develop the Bank's credit approval policies and guidelines as well as
participate in ad hoc projects of investigative or trouble-shoorting nature on specific
customer portfolio.

d. Leads a team of credit approvers to ensure high standard credit quality of the portfolio
by using various credit assessment tools.

Job Title Head of Commercial Banking


Competencies 40 Competencies
Type of Competencies Name Proficiency Importance
Competencies
Core Integrity Level 5 High
Competencies Leadership Level 4 High
Communications Level 4 High
Critical and Analytical Level 4 High
Result and Target Level 4 High
Oriented
Open and Honest Level 5 High
Client Driven Level 4 High
Relationship Management Level 4 High
Self Confidence Level 5 High
Information Seeking Level 4 High
Managing Multiple Level 4 High
Priorities
Role Build effective team Level 4 High
Competencies relationships, ensuring the
team members are
committed to the common
purpose.
Contribute to the Level 4 High
development of team
members, encouraging
the acquisition of
additional skills and
providing opportunities
for them to be used
effectively.
Provide direction to the Level 4 High
wider team on strategy,
best practice operations
and business
development.
Encourage self- Level 4 Medium
development by example.
Trust team members to Level 4 High
get on with things – not
continually checking.
Training and supervising Level 4 Medium
banking staff
Functional Knowledge of Level 4 Medium
Competencies Organization
Product and Service Level 4 High
Business Market Level 4 High
Business Design Level 4 Medium
Process Management Level 4 High
Risk Management Level 4 High
Lending, asset / liability Level 4 High
management, and risk
management
Marketing and Level 4 High
Communication
Financial Service Industry Level 4 High
Planning and Problem Level 4 High
solving management
Staffing, Hiring, Selection Level 4 Medium
Technical Strategic Planning Level 4 Medium
Competencies Credit Risk Management Level 4 High
Financial Reporting Level 4 Medium
Lending operational Level 4 High
Distributor Financing Level 4 High
Branch Administration Level 4 High
Privatization, Level 4 High
restructuring, acquisition
and merger
Accounting, internal audit Level 4 High
and controls reform
Formulating loan Level 4 High
structure
Preparing reports for Level 5 High
board committees for
review
Responsible for ongoing Level 5 High
monitoring of credit
quality of personal loan
portfolio
Management information Level 4 High
systems, automation, e-
banking and operations

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