Fees & Charges of American Express Credit Cards

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The University City Alo Biman

The Agora
American American American of Dhaka American Bangladesh
American American American
American Express Express Express Express American Express Credit American
Particulars Express Credit Express Gold Express Card
Credit Card (Local) Platinum Gold FC Platinum FC Express Card Card Express Card
Card (Dual) Credit Card issued by City
Credit Card Credit Card Credit Card issued by
Bank
City Bank
Annual Fee1 BDT 1,500 BDT 2,000 BDT 5,000 BDT 25,000 USD 65 USD 325 BDT 3,000 - BDT 3,000 BDT 4,000
Supplementary Card BDT 2,000
BDT 750 BDT 1,000 BDT 2,500 BDT 12,500 N/A N/A BDT 1,500 BDT 1000 BDT 1,500
Annual Fee2
Card Replacement Fee BDT 300 BDT 500 BDT 750 BDT 1,000 USD 10 USD 15 BDT 600 BDT 500 BDT 600 BDT 750
Captured Card BDT 300
BDT 200 BDT 250 BDT 300 BDT 350 USD 5 USD 5 BDT 250 BDT 250 BDT 250
Replacement Fee
Late Payment Charge BDT 600 or BDT 850 or BDT 1000 or BDT 600 or BDT 600 or BDT 700 or BDT 850 or
BDT 500 USD 15 USD 20
USD 10 USD 15 USD 20 USD 10 USD 10 USD 15 USD 15
Cash Advance Fee BDT 150 or BDT 150 or BDT 150 or BDT 150 or BDT 150 or BDT 150 or
BDT 150 or 2.5% BDT 150 or 2.5% N/A N/A
(Local) 3 2.5% 2.5% 2.5% 2.5% 2.5% 2.5%
Cash Advance Fee USD 4 or USD 4 or
N/A USD 4 or 2.5% USD 4 or 2.5% USD 4 or 2.5% USD 4 or 2.5% USD 4 or 2.5% USD 4 or 2.5% USD 4 or 2.5%
(International)4 2.5% 2.5%
Over Limit Charge BDT 750 or USD BDT 1000 BDT 1500 BDT 750 BDT 750 BDT 750 BDT 1000
BDT 500 USD 20 USD 25
15 or USD 20 or USD 25 or USD 15 or USD 15 or USD 15 or USD 20
Monthly Interest Rate
(Purchase & Cash 2.25% 2.25% 2.25% 2.25% 2.25% 2.25% 2.25% 2.25% 2.25% 2.25%
Advance)
EMI Interest Rate
1.42% 1.42% 1.42% 1.42% N/A N/A 1.42% 1.42% 1.42% 1.42%
(Monthly)
Statement Retrieval
BDT 100 BDT 100 BDT 100 BDT 100 USD 2 USD 2 BDT 100 BDT 100 BDT 100 BDT 100
Fee Per Statement
Cash Advance Limit 50% of Credit 50% of Credit 50% of Credit 50% of Credit 50% of Credit 50% of Credit 50% of Credit 50% of Credit 50% of
50% of Credit Limit
Limit Limit Limit Limit Limit Limit Limit Limit Credit Limit
Out of Town Cheque
BDT 100 BDT 100 BDT 100 BDT 100 N/A N/A BDT 100 BDT 100 BDT 100 BDT 100
Collection Fee
Markup N/A 2% 2% 2% 2% 2% 2% 2% 2% 2%
City Shield Coverage
0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
Fee5.
Balance Transfer Fee 1% 1% 1% 1% N/A N/A 1% 1% 1% 1%
Monthly Balance
1.42% 1.42% 1.42% 1.42% N/A N/A 1.42% 1.42% 1.42% 1.42%
Transfer Interest Rate
Certificate Fee BDT 300 BDT 300 BDT 300 BDT 300 USD 3 USD 3 BDT 300 BDT 300 BDT 300 BDT 300
CIB Fee BDT 150 BDT 150 BDT 150 BDT 150 USD 2 USD 2 BDT 150 BDT 150 BDT 150 BDT 150
SMS Notification Fee6 BDT 200 BDT 200 BDT 200 BDT 200 USD 3 USD 3 BDT 200 BDT 200 BDT 200 BDT 200
BDT 500 or
BDT 500 or USD BDT 500 or BDT 500 or BDT 500 or USD BDT 500 or USD BDT 500 or
USD 50 or 5% USD 50 or 5% USD 50 or
Minimum Due for BDT 500 or 5% 50 or 5% USD 50 or 5% USD 50 or 5% 50 or 5% 50 or 5% USD 50 or 5%
whichever is whichever is 5%
Monthly Repayment7 whichever is higher whichever is whichever is whichever is whichever is whichever is whichever is
higher higher whichever is
higher higher higher higher higher higher
higher
Priority Pass Lounge
Visit Bill (Per Visit Per N/A N/A USD 32 USD 32 USD 32 USD 32 N/A N/A N/A USD 32
Person)8
Priority Pass
N/A N/A BDT 1,000 BDT 1,000 USD 15 USD 15 N/A N/A N/A BDT 1,000
Replacement Fee9
BDT 2000 BDT 2000 USD 25 BDT 2000 or BDT 2000 BDT 2000
International Lounge (Adult) (Adult) (Adult) USD 25 (Adult) (Adult) (Adult)
N/A N/A N/A N/A
Access Fee 10 BDT 1000 BDT 1000 USD 15 BDT 1000 or BDT 1000 BDT 1000
(child) (child) (Child) USD 15 (Child) (child) (child)
Legal Notice Fee BDT 250 BDT 250 BDT 250 BDT 250 USD 4 USD 4 BDT 250 BDT 250 BDT 250 BDT 250
Early Settlement Fee 2% of the 2% of the 2% of the 2% of the 2% of the 2% of the 2% of the
2% of the
(Preferred EMI & remaining remaining remaining N/A N/A remaining remaining remaining remaining
remaining balance
FlexiLoan ) balance balance balance balance balance balance balance
SI Execution Failure
BDT 100 BDT 100 BDT 100 BDT 100 BDT 100 BDT 100 BDT 100
Fee ( Due to BDT 100 USD 2 USD 2
or USD 2 or USD 2 or USD 2 or USD 2 or USD 2 or USD 2 or USD 2
Insufficient Fund)

Updated as of 01 January, 2020

* 15% VAT will be charged as applicable

* Balance Inquiry/ Mini Statement Fee BDT 5.00 (Inclusive of VAT) will be Applicable for all ATMs other than City Bank ATMs & Q-Cash network ATMs
* Flat interest rate will be used to calculate the interest payable for EMIs

1. Will be applicable for the issued cards. Annual fee is imposed once the card is issued or renewed irrespective of the card activation status. Annual fee for existing City Bank Credit
Cardmember will be BDT 2,000 for The Agora American Express Card issued by City Bank. The University of Dhaka American Express Card issued by City Bank, There will be no annual
fee for the University of Dhaka faculties and executives. A BDT 1,500 charge will be applicable for all the University of Dhaka alumni
2. For American Express Credit card, The Agora American Express Card issued by City Bank, The University of Dhaka American Express Card issued by City Bank and American Express
st st
Gold Credit Card, 1 supplementary card is free. For American Express Platinum Credit card, 1 two Supplementary cards are free. The mentioned charge is applicable for any
further supplementary cards
3. Per transaction BDT 150 or 2.5% whichever is higher
4. Per transaction USD 4 or 2.5% whichever is higher
5. Facility not valid for 2 months overdue card accounts. Cardmembers will be charged 0.35% City Shield Coverage Fee of total card outstanding on a monthly basis on the months’
end outstanding balance
6. Transaction Alert Service will be provided to all City Bank American Express Cardmembers and charges for SMS notifications will be applicable for both Primary & Supplementary
 Cards separately
7. On closing balance
8. Lounge visit is complimentary for Platinum Primary Cardmember. The bill is applicable for all other Cardmembers and any accompanying guest
9. One Platinum Supplementary Cardmember will enjoy complimentary Priority Pass
10. Access fee for guest(s) per person (i.e. Except for Gold Primary: one companion and up to 2 children below 12 years & Gold Supplementary: him/herself with up to 2 children below 12
years at the City Bank American Express International lounge in Hazrat Shahjalal International Airport up to 5 times visit a year. Platinum Primary: 3 companions Adult/Child & Platinum
Supplementary: 2 companions Adult/Child) at the City Bank American Express Platinum lounge in Hazrat Shahjalal International Airport. City Alo American Express Cardmembers will get
50% off on regular lounge access fees up to 5 times visit a year. Regular Lounge visit fee will be applicable from 6th visit onwards. Only Dhaka University Faculties and staffs will get
access up to 5 times visit a year with DU Amex cards. Biman American Express Cardmembers will get access up to 3 times visit a year with one companion and up to 2 children below 12
years.

Clearing Cheque Processing Fee:

Cheque Amount Fee Amount (Inclusive of VAT)
Less than BDT 50,000 Nil
BDT 50,000 to less than BDT 500,000 BDT 10.00
BDT 500,000 and above – Normal Clearing BDT 25.00
BDT 500,000 and above – Same Day Clearing BDT 60.00

Card Cheque- Fees & Charges:

Particulars Amount/Rate*
Cheque Book Issuance Fee First Cheque Book (10 leaves) Free
Second one and onwards (10 leaves) BDT 250
Card Cheque Processing Fee BDT 150 or 1.50%
Card Cheque Return Fee (for insufficient limit only) BDT 500
Stop Payment on Clearing Cheque BDT 200 per Cheque
Stop Payment on entire Cheque Book BDT 300

*15% VAT will be charged as applicable