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Cibil

The document provides consumer credit information for an individual. It includes personal details, credit scores from two models, credit account information including types, balances and payment history, as well as credit inquiries made in the past.
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© © All Rights Reserved
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0% found this document useful (0 votes)
238 views

Cibil

The document provides consumer credit information for an individual. It includes personal details, credit scores from two models, credit account information including types, balances and payment history, as well as credit inquiries made in the past.
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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CONSUMER CIR

CONSUMER: SARAN DATE:03-06-2021

MEMBER ID: BN01162090 TIME: 22:49:07

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 3,90,72,67,064

CONSUMER INFORMATION:
NAME: SARAN SARAN V

DATE OF BIRTH: 21-05-1998 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
792 1: HIGH BALANCE BUILD-UP ON REVOLVING TRADES

PERSONAL LOAN SCORE


807 1:
2:
LOW AVERAGE TRADE AGE.
LOW PROPORTION OF SATISFACTORY TRADES.
3: NOT ENOUGH AVAILABLE CREDIT.
4: TOO FEW SATISFACTORY BANKCARD ACCOUNTS.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) KNBPS1504R

UNIVERSAL ID NUMBER (UID) 865305306834

© 2021 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: SARAN DATE:03-06-2021

MEMBER ID: BN01162090 TIME: 22:49:07

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 3,90,72,67,064

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

MOBILE PHONE 8667416187

OFFICE PHONE 32460000

NOT CLASSIFIED 9159802582

EMAIL CONTACT(S):
EMAIL ADDRESS

[email protected]

ADDRESS(ES):

ADDRESS :NO 40 MGR SALAI PERUNGUDI TAMIL NADU 600096

CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:31-07-2019

ADDRESS :AMAZON DEVELOPMENT CENTRE INDI NO 40 SP INFOCITY PERUNGUDI CHENNAI TAMIL NADU 600096

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE:RENTED DATE REPORTED:30-09-2018

ADDRESS :NO 48 KANNAGI STREET SELVAGANAPATHI , NAGAR SENEERKUPPAM ,, ,NEAR JAMALS LUXOR APPARTMENT , CHENNAI TAMIL
NADU 600056

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:10-09-2018

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

PERSONAL LOAN 31-07-2020 OTHERS Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 2 HIGH CR/SANC. AMT: 1,51,524 CURRENT: 0 RECENT: 08-07-2019

OVERDUE: 0 OVERDUE: 0 OLDEST: 12-09-2018

ZERO-BALANCE: 2

ENQUIRIES

© 2021 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: SARAN DATE:03-06-2021

MEMBER ID: BN01162090 TIME: 22:49:07

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 3,90,72,67,064

ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 2 0 0 1 29-06-2019

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 08-07-2019 SANCTIONED: 1,50,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 07-07-2020 CURRENT BALANCE: 0
DISCLOSED CLOSED: 07-07-2020 PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 13,397
OWNERSHIP: INDIVIDUAL 31-07-2020
PMT HIST START: 01-07-2020
PMT HIST END: 01-07-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 XXX 000 000
07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 12-09-2018 HIGH CREDIT: 1,524


ACCOUNT NUMBER: NOT LAST PAYMENT: 20-03-2020 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: CREDIT CARD 30-04-2021
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-04-2021
PMT HIST END: 01-09-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19

000 000 000 000 000 000 000 000 000 000 000 000 000 000
10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 29-06-2019 PERSONAL LOAN 2,00,000

NOT DISCLOSED 10-09-2018 CREDIT CARD 1,000

END OF REPORT ON SARAN

© 2021 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: SARAN DATE:03-06-2021

MEMBER ID: BN01162090 TIME: 22:49:07

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 3,90,72,67,064

All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL
Limited based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and
accepts the following: While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or
omissions caused by inaccurate or inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate
reproduction of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further,
TransUnion CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion
CIBIL responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend;
(ii) enter into or not to enter into any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR
is governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.

© 2021 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359

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