Excel Amortization Schedule with Irregular Payments

https://www.exceldemy.com/excel-amortization-schedule-with-irregular-payments/

Loan Details User Inputs

Original Loan Terms (Years) 20
Original Loan Amount $250,000
Annual Percentage Rate (APR) 6.00%
Loan Date (mm/dd/yy) 3/10/2017 << mm/dd/yyyy
Payment Type End of the Period
Payment Due Monthly
Interest Compounded Monthly
Extra Amount You Plan to Add $200
Extra Payment (Recurring) Pay Bi-monthly << Only available for 'Weekly' and 'Mo
Extra Payment Starts from Payment No. 24

Monthly Payment 1791.08

Payment Extra Payment Extra Payment

Due Date Due Payment
No. (Recurring) (Irregular)

1 4/10/2017 1,791.08
2 5/10/2017 1,791.08
3 6/10/2017 1,791.08
4 7/10/2017 1,791.08
5 8/10/2017 1,791.08
6 9/10/2017 1,791.08
7 10/10/2017 1,791.08
8 11/10/2017 1,791.08
9 12/10/2017 1,791.08
10 1/10/2018 1,791.08
11 2/10/2018 1,791.08
12 3/10/2018 1,791.08
13 4/10/2018 1,791.08
14 5/10/2018 1,791.08
15 6/10/2018 1,791.08
16 7/10/2018 1,791.08
17 8/10/2018 1,791.08
18 9/10/2018 1,791.08
19 10/10/2018 1,791.08
20 11/10/2018 1,791.08
21 12/10/2018 1,791.08
22 1/10/2019 1,791.08
23 2/10/2019 1,791.08
24 3/10/2019 1,791.08 200.00
25 4/10/2019 1,791.08
26 5/10/2019 1,791.08 200.00
27 6/10/2019 1,791.08
28 7/10/2019 1,791.08 200.00
29 8/10/2019 1,791.08 10,000.00
30 9/10/2019 1,791.08 200.00
31 10/10/2019 1,791.08
32 11/10/2019 1,791.08 200.00
33 12/10/2019 1,791.08
34 1/10/2020 1,791.08 200.00
35 2/10/2020 1,791.08
36 3/10/2020 1,791.08 200.00
37 4/10/2020 1,791.08
38 5/10/2020 1,791.08 200.00
39 6/10/2020 1,791.08
40 7/10/2020 1,791.08 200.00
41 8/10/2020 1,791.08
42 9/10/2020 1,791.08 200.00 10,000.00
43 10/10/2020 1,791.08
44 11/10/2020 1,791.08 200.00
45 12/10/2020 1,791.08
46 1/10/2021 1,791.08 200.00
47 2/10/2021 1,791.08
48 3/10/2021 1,791.08 200.00
49 4/10/2021 1,791.08
50 5/10/2021 1,791.08 200.00
51 6/10/2021 1,791.08
52 7/10/2021 1,791.08 200.00
53 8/10/2021 1,791.08
54 9/10/2021 1,791.08 200.00
55 10/10/2021 1,791.08 25,000.00
56 11/10/2021 1,791.08 200.00
57 12/10/2021 1,791.08
58 1/10/2022 1,791.08 200.00
59 2/10/2022 1,791.08
60 3/10/2022 1,791.08 200.00 15,000.00
61 4/10/2022 1,791.08
62 5/10/2022 1,791.08 200.00
63 6/10/2022 1,791.08
64 7/10/2022 1,791.08 200.00
65 8/10/2022 1,791.08
66 9/10/2022 1,791.08 200.00
67 10/10/2022 1,791.08
 68 11/10/2022 1,791.08 200.00
69 12/10/2022 1,791.08
70 1/10/2023 1,791.08 200.00 10,000.00
71 2/10/2023 1,791.08
72 3/10/2023 1,791.08 200.00
73 4/10/2023 1,791.08
74 5/10/2023 1,791.08 200.00
75 6/10/2023 1,791.08
76 7/10/2023 1,791.08 200.00
77 8/10/2023 1,791.08
78 9/10/2023 1,791.08 200.00
79 10/10/2023 1,791.08
80 11/10/2023 1,791.08 200.00
81 12/10/2023 1,791.08
82 1/10/2024 1,791.08 200.00
83 2/10/2024 1,791.08
84 3/10/2024 1,791.08 200.00
85 4/10/2024 1,791.08
86 5/10/2024 1,791.08 200.00
87 6/10/2024 1,791.08
88 7/10/2024 1,791.08 200.00
89 8/10/2024 1,791.08
90 9/10/2024 1,791.08 200.00
91 10/10/2024 1,791.08
92 11/10/2024 1,791.08 200.00
93 12/10/2024 1,791.08
94 1/10/2025 1,791.08 200.00
95 2/10/2025 1,791.08
96 3/10/2025 1,791.08 200.00
97 4/10/2025 1,791.08
98 5/10/2025 1,791.08 200.00
99 6/10/2025 1,791.08
100 7/10/2025 1,791.08 200.00
101 8/10/2025 1,791.08
102 9/10/2025 1,791.08 200.00
103 10/10/2025 1,791.08
104 11/10/2025 1,791.08 200.00
105 12/10/2025 1,791.08
106 1/10/2026 1,791.08 200.00
107 2/10/2026 1,791.08
108 3/10/2026 1,791.08 200.00
109 4/10/2026 1,791.08
110 5/10/2026 1,791.08 200.00
111 6/10/2026 1,791.08
112 7/10/2026 1,791.08 200.00
113 8/10/2026 1,791.08
114 9/10/2026 1,791.08 200.00
115 10/10/2026 1,791.08
116 11/10/2026 1,791.08 200.00
117 12/10/2026 1,791.08
118 1/10/2027 1,791.08 200.00
119 2/10/2027 1,791.08
120 3/10/2027 1,791.08 200.00
121 4/10/2027 1,791.08
122 5/10/2027 1,791.08 200.00
123 6/10/2027 1,791.08
124 7/10/2027 1,791.08 200.00
125 8/10/2027 1,791.08
126 9/10/2027 1,791.08 200.00
127 10/10/2027 1,791.08
128 11/10/2027 1,791.08 200.00
129 12/10/2027 1,791.08
130 1/10/2028 1,791.08 200.00
131 2/10/2028 1,791.08
132 3/10/2028 1,791.08 200.00
133 4/10/2028 1,791.08
134 5/10/2028 1,791.08 200.00
135 6/10/2028 1,791.08
136 7/10/2028 1,791.08 200.00
137 8/10/2028 1,791.08
138 9/10/2028 1,791.08 200.00
139 10/10/2028 1,791.08
140 11/10/2028 1,791.08 200.00
141 12/10/2028 1,791.08
142 1/10/2029 1,791.08 200.00
143 2/10/2029 1,791.08
144 3/10/2029 1,791.08 200.00
145 4/10/2029 1,791.08
146 5/10/2029 1,791.08 200.00
147 6/10/2029 1,791.08
148 7/10/2029 1,791.08 200.00
149 8/10/2029 1,533.36
 Summary
Rate (Per Period) 0.500%
Total Payments $349,212.85
Total Interest Paid $99,212.85
Est. Interest Savings $80,645.79
Total Periods 149
Total Periods 12 Years, 5 Months, 0 Days
Time Saved 7 Years, 7 Months, 0 Days

y available for 'Weekly' and 'Monthly' Payment Frequency

Interest Principal
Balance
Paid Paid
250,000.00
1,250.00 541.08 249,458.92
1,247.29 543.78 248,915.14
1,244.58 546.50 248,368.64
1,241.84 549.23 247,819.40
1,239.10 551.98 247,267.42
1,236.34 554.74 246,712.68
1,233.56 557.51 246,155.17
1,230.78 560.30 245,594.87
1,227.97 563.10 245,031.76
1,225.16 565.92 244,465.84
1,222.33 568.75 243,897.10
1,219.49 571.59 243,325.50
1,216.63 574.45 242,751.05
1,213.76 577.32 242,173.73
1,210.87 580.21 241,593.52
1,207.97 583.11 241,010.41
1,205.05 586.03 240,424.39
1,202.12 588.96 239,835.43
1,199.18 591.90 239,243.53
1,196.22 594.86 238,648.67
1,193.24 597.83 238,050.84
1,190.25 600.82 237,450.01
1,187.25 603.83 236,846.18
1,184.23 806.85 236,039.34
1,180.20 610.88 235,428.46
1,177.14 813.94 234,614.52
1,173.07 618.01 233,996.52
1,169.98 821.10 233,175.42
1,165.88 10,625.20 222,550.22
1,112.75 878.33 221,671.89
1,108.36 682.72 220,989.18
1,104.95 886.13 220,103.04
1,100.52 690.56 219,412.48
1,097.06 894.02 218,518.47
1,092.59 698.49 217,819.98
1,089.10 901.98 216,918.00
1,084.59 706.49 216,211.52
1,081.06 910.02 215,301.50
1,076.51 714.57 214,586.93
1,072.93 918.14 213,668.78
1,068.34 722.73 212,946.05
1,064.73 10,926.35 202,019.70
1,010.10 780.98 201,238.72
1,006.19 984.88 200,253.84
1,001.27 789.81 199,464.03
997.32 993.76 198,470.27
992.35 798.73 197,671.55
988.36 1,002.72 196,668.83
983.34 807.73 195,861.09
979.31 1,011.77 194,849.32
974.25 816.83 194,032.49
970.16 1,020.92 193,011.57
965.06 826.02 192,185.55
960.93 1,030.15 191,155.40
955.78 25,835.30 165,320.10
826.60 1,164.48 164,155.63
820.78 970.30 163,185.33
815.93 1,175.15 162,010.18
810.05 981.03 161,029.15
805.15 16,185.93 144,843.22
724.22 1,066.86 143,776.36
718.88 1,272.20 142,504.16
712.52 1,078.56 141,425.60
707.13 1,283.95 140,141.65
700.71 1,090.37 139,051.28
695.26 1,295.82 137,755.46
688.78 1,102.30 136,653.16
683.27 1,307.81 135,345.35
676.73 1,114.35 134,231.00
671.15 11,319.92 122,911.08
614.56 1,176.52 121,734.55
608.67 1,382.40 120,352.15
601.76 1,189.32 119,162.83
595.81 1,395.26 117,767.57
588.84 1,202.24 116,565.33
582.83 1,408.25 115,157.08
575.79 1,215.29 113,941.79
569.71 1,421.37 112,520.42
562.60 1,228.48 111,291.94
556.46 1,434.62 109,857.32
549.29 1,241.79 108,615.53
543.08 1,448.00 107,167.53
535.84 1,255.24 105,912.29
529.56 1,461.52 104,450.78
522.25 1,268.82 103,181.95
515.91 1,475.17 101,706.79
508.53 1,282.54 100,424.24
502.12 1,488.96 98,935.29
494.68 1,296.40 97,638.88
488.19 1,502.88 96,136.00
480.68 1,310.40 94,825.60
474.13 1,516.95 93,308.65
466.54 1,324.53 91,984.12
459.92 1,531.16 90,452.96
452.26 1,338.81 89,114.15
445.57 1,545.51 87,568.64
437.84 1,353.23 86,215.41
431.08 1,560.00 84,655.41
423.28 1,367.80 83,287.61
416.44 1,574.64 81,712.97
408.56 1,382.51 80,330.45
401.65 1,589.43 78,741.03
393.71 1,397.37 77,343.66
386.72 1,604.36 75,739.30
378.70 1,412.38 74,326.92
371.63 1,619.44 72,707.47
363.54 1,427.54 71,279.93
356.40 1,634.68 69,645.25
348.23 1,442.85 68,202.40
341.01 1,650.07 66,552.34
332.76 1,458.32 65,094.02
325.47 1,665.61 63,428.41
317.14 1,473.94 61,954.48
309.77 1,681.31 60,273.17
301.37 1,489.71 58,783.46
293.92 1,697.16 57,086.30
285.43 1,505.65 55,580.66
277.90 1,713.17 53,867.48
269.34 1,521.74 52,345.74
261.73 1,729.35 50,616.39
253.08 1,538.00 49,078.40
245.39 1,745.69 47,332.71
236.66 1,554.41 45,778.30
228.89 1,762.19 44,016.11
220.08 1,571.00 42,445.11
212.23 1,778.85 40,666.26
203.33 1,587.75 39,078.51
195.39 1,795.69 37,282.83
186.41 1,604.66 35,678.17
178.39 1,812.69 33,865.48
169.33 1,621.75 32,243.73
161.22 1,829.86 30,413.87
152.07 1,639.01 28,774.86
143.87 1,847.20 26,927.66
134.64 1,656.44 25,271.22
126.36 1,864.72 23,406.50
117.03 1,674.05 21,732.45
108.66 1,882.42 19,850.04
99.25 1,691.83 18,158.21
90.79 1,900.29 16,257.92
81.29 1,709.79 14,548.13
72.74 1,918.34 12,629.80
63.15 1,727.93 10,901.87
54.51 1,936.57 8,965.30
44.83 1,746.25 7,219.05
36.10 1,954.98 5,264.07
26.32 1,764.76 3,499.31
17.50 1,973.58 1,525.73
7.63 1,525.73 0.00
Excel Amortization Schedule with Irregular Payments

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