Vijay Shinde

Mobile: +91- 9828636827

E-Mail: [email protected]

AML & KYC MANAGEMENT, STRATEGIC PLANNING & MGMT. PROFESSIONAL

Senior Business Savvy Professional; Having more than 10 years of experience in blending creative intellect / insight and sharp
planning skills for managing business operations & meeting top / bottom-line objectives

Targeting senior level assignments in AML & KYC Management

CORE SKILLS PROFILE SUMMARY

AML Operations  Skilled at ensuring that Know Your Customer (KYC) and Customer Due Diligence
(CDD/EDD) for new account opening and maintenance of existing major UK client
accounts in compliance with local regulations as well as the bank's global
KYC Operations & Due Diligence
procedure

Fraud & Regulatory Compliance  Experience in AML / KYC Compliance, CDD, EDD, Transaction Monitoring,
Transaction Screening, Negative Screening, Process Management, Fraud & Risk
Management, Client On boarding, Customer Service with excellent understanding
Quality Control & Risk Mgmt.
of regulatory aspects such as Anti Money Laundering legislation, Bank Secrecy Act
(BSA), Dodd Frank, USA Patriot Act, OFAC, SAR, FATF and so on
Escalation/Complaint Mgmt.
 Keen at reviewing all the KYC requirements for the new clients in the company
and producing a write up review of the clients in the system
Business & Portfolio Development
 Expert at maintaining an up to date knowledge of AML regulation & best
practices and use this knowledge to initiate enhancements to AML processes and
Profit Centre Operations procedures also increasing business effectiveness & efficiency whilst minimizing
potential money laundering risk
Grievances Management  Ensuring continuous follow-ups on compliance related audit/inspection
observations and incidents for systemic corrections; developing, implementing &
Channel Management (Dealers/ evaluating the compliance plans & promotes training activities to train the
Distributors) company staff about the corporate/banks’ compliance rules, standards and
obligations
Team Building & Leadership  Successfully attended training on Best-selling Techniques and achieved Best
Performer Reward by HDFC Bank

WORK EXPERIENCE

Since October 2015: Tata Consultancy Services, Mumbai as Assistant Manager

Key Result Areas:

 Identifying and verifying the identity of customers, performing classification checks, and reviewing any political connections
associated with the client.
 Performing quality checks on completed records from UK/AUS region according to Anti Money Laundering (AML) / Know
Your Customer (KYC) policies as part of due diligence process, Prepare MIS reports, Allocation of work, handling the status
calls etc.
 Managing the team operationally in terms of assigning the work, collating the status, reporting to senior Management on
the status of priorities.
 Providing timely feedback to the team members on the counts of errors and also the latest updates on the weekly basis and
reporting the same to Manager.
 Client On-boarding and KYC checks as per the CIP (Customer Identification Program) in line with UK and Australia Guidelines
which provides the guidance on the Anti-money laundering and financial sanction programs for HSBC and Westpac Bank.
 Understanding the customers background details (KYC – Know Your Customer), which includes identifying the sources of
income, employment status, nationality and other account details.
 Review the new client on-boarding requests received through internal systems based on Client type and domiciled country.
 Sourcing of documents and analysis of basic identity information as per CIP (Client Identification Program)
 Request for any additional information required and/or any missing information/documents from Client Integration Team
(Business relationship manager) to complete review as per the CIP Requirements.
 Identifying Principals (Directors/Shareholders) of the new client request in order to mitigate the risk relating to PEP’s
involved or any reputational risk involved with them.
 Conducting client classification and adding Flags to the new client requests based on the nature of the business and country
of domicile.
 Performing Due Diligence on the entity and related parties using various Internet tools (including Google Search, PCR,
Norkom, Country Registries).
 Conducting name searches of entities and individuals against Sanctions list received from World Check and performing
screening (PCR)
 Identification of PEP’s and escalating to AML Team for required approvals and risk classification.
 If any adverse information found on entity or principals escalating the same to AML Team for Enhance due diligence.
 Adhering to all the Audit and Compliance requirement to ensure that there are no breached and findings.

Project Details:

Project Name: Transaction Monitoring & Screening

 Analysis of the various cases based on Detection Scenarios and highlighting red flags to file a SAR (Suspicious Activity
Report)
 Escalation of Internal Suspicious Activity Report (SAR) to the FIU of the country if any abnormal and suspicious in nature.
 Review of potential name matches against transactions as part of client screening and filling SAR.

Highlights:

 Experience in process transitioning as a Process Trainer from Westpac Australia.

 Won accolades and awarded as “Star performer” with TCS.
 Played role as subject matter expert (SME) and internal quality checker.
 Received multiple appreciations for the Adopting the Clients in a tight deadline without breaching the Audit requirements.

Nov 2013- Sept 15: Deutsche Bank, Jaipur as Process Supervisor

Key Result Areas:

 Ensured & reviewed all KYC requirements for new and existing customers
 Performed initial and ongoing CDD reviews of the high and medium risk customers
 Conducted qualification reviews of high and moderate-risk customers & determined the appropriate risk rating

Feb 2012- Nov 2013: Bank of America, Gurgaon as Senior Team Member

Key Result Areas:

 To perform the Due diligence and Anti money laundering checks for New/Existing corporate clients, the individual beneficial
owner of the companies and on the companies as well.
 To verify the annual report of the clients and a detail analysis on the balance sheet to confirm it meets all the requirements.
 To do complete research on Memorandum and articles of association, Board resolution and other statutory documents to
pull the necessary information such as bearer share information, List of directors etc.
 Ensured that CDD compliance files are maintained, thoroughly documented and risks are responded to in a timely manner &
mitigated where applicable

June 2010 - Feb 2012: Eclerx Services Limited (Client Credit Suisse), Pune as Financial Analyst

 Opening new account for client.

 Perform Client Due Diligence for New/Existing corporate clients.
 Ensure the client information is latest and meeting the current CIB KYC Policies
 Interacting with on shore team on a daily basis.
 Resolving client queries on daily basis.
TECHNICAL SKILLS

 Microsoft Word, Outlook, Excel & PowerPoint

 Windows 98 / 2000 / XP and DOS

EDUCATION

B. com from Pune University, 2008.

MBA in Finance from Pune University, 2010.

PERSONAL DETAILS

Date of Birth: 23rd March 1988

Languages Known: English & Hindi
Address: B/104, Kesari Nandan CHSL, Borivali – East Mumbai 400066
Notice Period: 2 Months