s[lif tyf kz'kGIfL ladf

o;sf lawL tyf k|lsofx?

Kf|:t't stf{ M
8f= ch'{g kl08t -Pd=le=P:;L=_
kz' k|hgg tyf k|lawL la1
pk= Kf|fWofks
1
lxdfnog sn]h ckm Plu|sNr/n ;fO{G;]h P08 6]Sgf]nf]hL -lxsf:6_
 s[lif aLdf ;DaGwL
g]kfn ;/sf/sf] lgb]{zg, lgb]{lzsf tyf
sfo{qmd

2
 k|:t'ltsf] laifoj:t'
s= aLdf tyf s[lif aLdfdf ;DaGwL ;+lIfKt hfgsf/L
v= jfnL tyf kz'kG5L aLdf lgb]{zg, @)^(
u= afnL tyf kz'wg aLdfsf] lk|ldoddf cg'bfg pknAw
u/fpg] lgb]{lzsf, @)&)
3= lhDd]jf/L ;lxt sfo{of]hgf

3
aLdf tyf s[lif aLdf ;DaGwL
;fdfGo hfgsf/L

4
!= aLdf eg]sf] s] xf] <
aLdf eg]sf] aLldt / aLds -aLdf sDkgL_ b'O{ kIfsf]
aLr lnlvt?kdf ul/Psf] s/f/ xf] .

 h;df aLldt kIfn] eljiodf lglZrt hf]lvd ePdf

Ifltk"lt{ kfpg] p2]Zon] lgZrt /sd tf]lsPsf]
;dodf ltg]{ sa'n u/]sf] x'G5 .

aLds kIfn] xfgL gf]S;fgL ePdf k"j{ lgwf{l/t zt{

-aLdf n]v_ cg';f/ Ifltk"lt{ lbg] sa'n u/]sf] x'G5 .
5
qmdzM
 csf]{ zAbdf æaLdf eg]sf] laleGg lsl;dsf
hf]lvdx?nfO{ Ps kIfaf6 csf]{ kIfdf x:tfGt/0f
ug]{ Pp6f k|lqmof xf]Æ .

 cyf{t hf]lvd /Iffj/0f ug{ aLldt / aLds aLr

Pp6f lglZrt ;dosf] nflu lglZrt /sd
a'emfpg] ;xdlt xf] .

6
@= aLdf Joj;fosf lsl;d <

aLdf Joj;fo d"ntM tLg lsl;dsf 5g\ .

!_ hLjg aLdf Jofj;fo

@_ lghL{jg aLdf Jofj;fo -s[lif aLdf lghL{jg aLdf

Joj;fo cGtu{t aLdf ul/G5_
#_ k'gaL{df Jofj;fo 7
#= s[lif aLdf eg]sf] s] xf] <
v]tL ul/Psf vfBfGg, t/sf/L, kmnkm"n, gub]jfnL,
cf}Bf]lusjfnL, dT:o kfng, df}/L kfng, /]Zd v]tL,
Rofp v]tL nufot laleGg k|sf/sf afnLx? /
3/kfn'jf kz' tyf kG5Lx?sf] hf]lvd /Iffj/0fsf]
nflu ul/g] aLdf g} s[lif aLdf xf] .

 afnL tyf kz'wgsf] xfgL gf]S;fgL ePdf cfly{s

Ifltk"lt{sf nflu ul/g] aLdf s[lif aLdf xf] .
8
$= s[lif aLdf lsg ug]{<
s_ s[lifsf] Joj;foLs/0fsf] nflu hf]lvd Go"gLs/0f ug{
v_ cfly{s ;'/Iffsf] nflu .
u_ s[lif C0f k|fKt ug{ ;lhnf]sf] nflu .
3_ s[lif Joj;fosf] lg/Gt/tfsf] nflu .

9
%= aLdf Aoj;fo ug{ Ohfht kfPsf sDkgLx? slt j6f 5g\<
aLdf sDkgL ;+Vof
hLjg tyf lghL{jg aLdf sDkgL !
hLjg aLdf sDkgL *
lghL{jg aLdf sDkgL !^
hDdf @%

10
 aLdf ;ldltaf6 hf/L

afnL tyf kz'kG5L aLdf lgb]{zg,

@)^(
-ldltM @)^( df3 ! ut] b]lv nfu" ePsf]_

11
!= s[lif aLdf s'g s'g aLdf sDkgLx?n] ug]{ <
 k|To]s lghL{jg aLdf sDkgLn] ;DaGwLt If]qdf nlIft u/L
afnL tyf kz'kG5L aLdf Joj;fo ;+rfng ug'{kg]{ .
lghL{jg aLdf sDkgLx?M
!=g]kfn OG:of]/]G; sDkgL lnld6]8
@ lb cf]l/PG6n OG:of]/]G; sDkgL lnld6]8
# g]zgn OG:of]/]G; sDkgL lnld6]8
$ lxdfnog hg/n OG:of]/]G; sDkgL lnld6]8
% o'gfO6]8 OG:of]/]G; sDkgL -g]kfn_ lnld6]8
^ lk|ldo/ OG:of]/]G; sDkgL -g]kfn_ lnld6]8
& Pe/]i6 OG:of]/]G; sDkgL lnld6]8 12
 lghL{jg aLdf sDkgLx? -qmdzM_
* g]sf] OG:of]/]G; lnld6]8
( ;u/dfyf OG:of]/]G; sDkgL lnld6]8
!) PnfOG; OG:of]/]G; sDkgL lnld6]8
!
!! Pg=la= OG:of]/]G; sDkgL lnld6]8
!@ k|'8]lGo; OG:of]/]G; sDkgL lnld68]
!# lzv/ OG:of]/]G; sDkgL lnld6]8
!$ n'lDagL hg/n OG:of]/]G; sDkgL lnld6]8
!% Pg Pn hL OG:of]/]G; sDkgL lnld6]8
!^ l;4fy{ OG:of]/]G; lnld6]8
!& /fli6«o aLdf ;+:yfg 13
@= s[lif aLdf s;/L / sf] dfkm{t ug{ ;lsG5 <
s[lif aLdf ;DaGwLt sDkgLn] tf]s]sf] afnL tyf kz'kG5L
aLdf clestf{, JolSt, ;d"x, ;+ul7t ;+:yf dfkm{t u/fpg
;lsg]5 .

14
#= s[lif aLdfn] /Iffj/0f ug]{ hf]lvdx? s] s] x'g\<
 d[To'
 k"0f{ :yfoL ?kdf cztm
 cfunfuL, r6\ofª
 e"sDk,
 af9L, 8'jfg, v8]/L
 klx/f], e":vng,
 cfFlw a]x/L, cl;gf, lxpFm jf t';f/f],
 cfsl:ds b'3{6gfhGo afx\o sf/0fx?,
 ls/f tyf /f]uaf6 x'g] xflg–gf]S;fgL
 laiffbLaf6 x'g] gf]S;fgL -df5f_ 15
$= s[lif aLdf ubf{ bfaL gnfUg] cj:yfx? s] s] x'g\<
 Nffk/jfxLsf] sf/0faf6 Iflt ePdf
 ;/sf/L lgsfo jf cGo dfGotf k|fKt lgsfosf]
cfb]zdf gi6 u/]df
 rf]/L ePdf
 em'§f ljj/0f lbPdf
 aLdf u/]sf] ;+s]t k6\6f km]nf gk/]df .
 aLdfn]vdf tf]lsPsf] ;do leq bfaL gu/]df . 16
% kz'wgsf] aLdf+s s;/L sfod ug]{<
s_ ufO{ tyf e}+;L
ufO{ pGgt :yfgLo
-aLdfÍ ;Ldf_ -aLdfÍ ;Ldf_
afR5L -! jif{;Ddsf]_ ?=#),))) ?=!),)))
afR5L -! jif{ b]lv ?=&%,))) ?=@%,)))
dflysf]_
b'wfn' ufO{ ?=!,%),))) ?=%),)))
e}+;L
kf8L -!* dlxgf;Ddsf]_ ?=#),))) ?=!%,)))
kf8L -!* dlxgf dflysf]_ ?=^),))) ?=#),)))
b'wfn' e}+;L ?=!,@%,))) ?=&),))) 17
% kz'wgsf] aLdf+s s;/L sfod ug]{<
v_ uf]? tyf /fFuf

/fFuf] jf ;fF9] aLdfÍ ;Ldf s}lkmot

k|hggsf] nflu -/fFuf] ?=&),))) jf jf:tljs d"No
jf ;fF9]_
9'jfgL jf hf]Tg] ?=$),))) ,,
-uf]? jf /fFuf]_
18
 % kz'wgsf] aLdf+s s;/L sfod ug]{<
u_ gfs tyf rf}+/L

gfs ÷rf}+/L aLdfÍ ;Ldf s}lkmot

afR5L ?=!@,))) Jff jf:tljs d"No

sf]/]nL ?=@%,))) ,,
b'wfn' ?=%),))) ,,
jo:s ofs ?=*),))) ,,
19
 % kz'wgsf] aLdf+s s;/L sfod ug]{<
3_ e]8f afv|f tyf a+u'/

e]8f afv|f tyf a+u'/ aLdfÍ /sd s}lkmot

df;'sf] nflu ?=*))) pd]/ cg';f/ :yfgLo
kflnPsf ahf/ d"No adf]lhd
kf7f kf7L pTkfbgsf ?=!)))) ,,
nflu kflng] dfp
20
% kG5Lsf] aLdf+s s;/L sfod ug]{<
ª_ kG5L

kG5L aLdfÍ ;Ldf

a|f]on/ -cf7 xKtfsf]_ ?=$))
n]o;{ ?=&))
xfF; -n]o;{_ ?=&))
xfF; -df;' pTkfbg_ ?=^))
21
% s[lif jfnLsf] aLdf+s s;/L sfod ug]{<
r_ afnL aLdf
afnL aLdfÍ ;Ldf
wfg dGqfnon] pknAw u/fPsf] :yfg ljz]if
nfut adf]lhd
t/sf/L ,,
kmnkm'n ,,
cfn' ,,
df5f ,, 22
^= aLdf x'g] kz'sf] pd]/ slt x'g]<
kz'wg pd]/ s}lkmot
ufO{ @ aif{ cyjf klxnf] j]t ePsf] b]lv
!) jif{;Dd
e}+;L @ aif{ cyjf klxnf] j]t ePsf] b]lv
!) jif{;Dd
afR5L–sf]/]nL jf ^ dlxgfb]lv @ jif{;Dd
kf8L
;fF9] jf /fFuf # b]lv & jif{;Dd
uf]? Jff /fFuf # b]lv !@ jif{;Dd
e]8f, afv|f / a+u'/ # dlxgf b]lv ljs|Lsf nflu tof/
23
x'Gh]n;Dd
&= aLdf x'g] afnLsf] If]qkmn slt x'g]<

ef}uf]lns If]q If]qkmn

t/fO{ ! s7f

kxf8 )=% /f]kgL

Dff5f kfngsf] nflu Go"gtd @)) ju{ dL6/sf] kf]v/L /

sDtLdf # lkm6 ulx/fO{ ePsf] x'g' kg]{
6«fp6 df5fsf] xsdf k|ljlwssf] l;kmfl/; cg';f/sf] ;+/rgf
x'g'kg]{ . 24
*= jfnL tyf kz'kG5L aLdfsf] lk|ldod tyf sdLzg slt x'g] <
aLdfsf] lsl;d jLdf z'Ns -lk|ldod_ Ph]G6 sld;g
aLdfÍsf] -jLdf lk|ldodsf]_
jfnL aLdf %Ü !%Ü

kz' aLdf %Ü !%Ü

kG5L aLdf
— Joj;flos ^Ü !%Ü
— 3/kfn'jf %Ü
dT:o aLdf
— dT:o @Ü !%Ü
— kf]v/L ;d]t #Ü 25
(= s[lif aLdfdf bfaL e'QmfgL /sd slt k|ltzt k|fKt x'G5<

kz'wg aLdf+ssf] afnL tyf dT:o aLdf+ssf]

d[To' ePdf () k"0f{ ?kdf Iflt ()
k|ltzt ePdf k|ltzt
k"0f{ ?kdf %) cf+lzs Iflt d"NofFÍg
:yfoL czQm k|ltzt ePdf adf]lhd
ePdf
26
 पशध
ु न वीमागर्ाा चाहिने आवश्यक
कागज पत्रिरु
 kz'wg aLdf k|:tfa kmf/d .

 u|fxs kl/ro kmf/d . -gful/stf k|df0f kqsf] k|ltlnkL, u|fxssf]

s'g} kmd{ 5 eg] kmd{ btf{ ePsf] k|ltlnkL _

 kz' lg/f]uLtfsf] k|df0f kq .

 aLdf ug]{ kz'sf] xfn;fn} lvr]sf] Psn kmf]6f] .

 aLldt kz' klxrfgsf] nfuL rflxg] ;+s]t lrGx -Tag_ clgjfo{
nufpg' kg]{ 5 .

 ;DalGwt ls;fgsf] ;Dks{ g+= -Phone No., Mobile No_ x'g' kg]{ .
 aLdf ul/Psf] kz' klxrfgsf] nfuL nufOPsf] ;+s]t lrGx x/fPdf
lnlvt hfgsf/L sDkgLdf u/fO{ glhssf] k|fljlws dfk{mt aLdf
sDkgLsf] k"j{ :jLs[tL lnO{ csf]{ nufpg' kg]{ .

 aLldt kz'sf] ;+s]t lrGx aLdfn]vdf / kz'df km/s k/]sf] v08df

;DalGwt sDkgLdf oyflz3| hfgsf/L u/fO{ ;Rofpg' kg]{ .
!)= s[lif aLdfsf] bfaL e'tmfgL s;/L dfFu ug]{ <

s_ Ifltsf] ;"rgf lbg]

aLdfn]vn] /Iffj/0f u/]sf] hf]lvdx?sf sf/0faf6 aLldtsf]
s[lif afnLsf] xflg gf]S;fgL ePdf ;f]sf] !% lbg leq /
kz'kG5Lsf] xsdf # lbgleq

Ifltsf] ;"rgf aLdf sDkgL jf aLdfn]vdf pNn]v eP

adf]lhdsf] lgsfo / cjlw leq lnlvt?kdf lbg] .
29
 पशध
ु न वीमा र्ावीगर्ाा चाहिने
आवश्यक कागज पत्रिरु
१. kz'wgsf] d[To' ePsf] sf/0f :ki6 x'g] ul/ lnlvt hfgsf/L #
lbg leq clgjfo{ u/fpg' kg]{ .
२. d[To' ePsf] kz'sf] :ki6 klxrfg lrGx b]lvg] u/L kmf]6f] .
s=_ k'/f z/L/ b]lvg] –! Yffg kmf]6f]
v=_ ;+s]t lrGx b]lvg] kmf]6f] – @ yfg
u=_ vfN8f]df k'l/g] a]nfsf] ! yfg kmf]6f] .
३. kz' bfjL kmf/d .
 पशध
ु न वीमा र्ावीगर्ाा चाहिने
आवश्यक कागज पत्रिरु
४. kz'lrlsT;ssf] kdf0fkq .
५. ;/hdLg d'r'Nsf . -glhssf] ;lwof/ ;lxt_

६. lhNnf kz';]jf sfof{nosf] kq .

७. aLdfn]v / /l;bsf] k|ltlnkL .

!#= aLdfn]v s'g} sf/0fn] /2 ug'{ kg]{ ePdf s] ug]{<

aLdsnfO{ & lbg] lnlvt ;"rgf lbO{ aLldtn] aLdfn]v

/2 ug{ ;Sg] .
 o:tf] cj:yfdf aLdsn] aLldtnfO{{ aLdfn]v /2 ePsf]
ldltn] afFsL cjlwsf] aLdf z"Ns ;dfg'kflts b/df
lkmtf{ ug]{ .
 t/ of] k|jwfg # dlxgf eGbf dflysf] aLdf cjlwsf
aLdfn]vdf dfq nfu" x'g] . 32
!%= s[lif aLdfdf bfaL ;DaGwL lajfb pTkGg ePdf s] ug]{<
laldt / lads aLr slxn] sfFxL Ifltsf] sf/0f Pj+
kl/df0faf/] ljjfb pTkGg x'g ;S5 . To:tf] cj:yfdf
pTkGg ePdf aLdf lgodfjnL, @)$( sf] lgod ##
jdf]lhd aLdf ;ldltdf ph'/L ug{ ;lsg]5 .
aLdf ;ldlt Ps cw{Goflos lgsfo klg xf] / o;nfO{
lhNnf cbfnt ;/x Goflos lg?k0fsf] clwsf/ /x]sf] 5 .
olb aLdf ;ldltn] u/]sf] lg0f{o lrQ ga'em]df ;DalGwt
kIfx? k'g/fj]bg cbfnt / ;jf]{Rr cbfntdf hfg ;Sb5g
d'2f km;}nfsf] cltl/Qm ljjfb ug]{] kIfx? aLr aLdf
;ldltn] dWo:ytf u/]/ klg ;d:of ;dfwfg ug{ ;Sb5 . 33
!^= ljz]if Joj:yfx?
 ;xs/L ;+:yf dfkm{t aLdf ePdf s'n aLdf z'Nsdf !%
k|ltzt 5'6 lbOg] . t/ ;f]xL ;:yf, ;d"x aLdf clestf{
ePdf sldzg / ;+:yfut 5'6 dWo] s'g} Ps ;'ljwf dfq
k|fKt ug{ ;lsg] .
 k|fljlwsn] kz'wgdf ;+s]t k§f nufpg] sfo{ ug]{5 .
 ;+s]t k§f nufpFbf nfUg] vr{ clwstd ?= &% x'g] .
34
35