2
Digit Private Car Package Policy Schedule
(AKA the paper you pull out when you get pulled over)
This is one of the most important things in your car, along with your car freshener, loose
change, and mobile holder. Carry it with you always. (Not on you, on your smartphone,
ideally.)
PB
UIN NO.:IRDAN158P0005V01201718
Go Digit General Insurance Ltd.
Policy No: D023562577
Page No: 1 of 7
Let's talk about you
It’s the details that ensure this policy is yours
PB
YOUR DETAILS PARTNER DETAILS
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Name: HRISHIKESH K MAHAJAN Partner Name: DIGIT WEBSITE
Registration Number: MH14CC9419
Partner Code : 1000651 / 1000651
Policy Number: D023562577 / 01102020
BN
Partner Mobile Number:
FH Mobile Number: xxxxxxxxx0369
Email:
[email protected] 20101
Call us at 1800-258-5956 to update your contact details. This will help us give you a smooth claim process.
PB
IG
58
There’s one more thing we know about you, you are now a DIGIT customer. That means you have the coolest
insurance company working for you.
41 These are your policy details.
It’s what the fine folks at traffic enforcement will want to see.
Policy no D023562577 / 01102020 Policy Issue Date 01-Oct-2020
Period of Policy for Own Damage Cover and From 02-Oct-2020 21:31:02
Add on(s) (if opted) To 01-Oct-2021 23:59:59
From 02-Oct-2020 21:31:02
Period of Policy for Third Party Liability
To 01-Oct-2021 23:59:59
G
Period of Policy for From -- --
PA Owner-Driver To -- --
NCB % (Current Policy) 0% Invoice No IA022422016
Additional Excess (`) -- Invoice Date 01-Oct-2020
0
Coverages Opted Package Policy Voluntary Deductible --
Compulsory Deductible 1000
1
1388 Add On(s) Opted
Address Pimpri Chinchwad-411017
66.
Petr
This is what you pay us.
A Think of us as your car's bodyguards.
Policy No: D023562577
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Own Damage Premium [A] (`) Liability Premium [B] (`)
Total Basic Own Damage Premium (`) 6507 Basic Third-Party Liability (`) 3221
NCB Discount Amount (`) PA cover for Owner-Driver (`) --
Others (`) -4230 TP for Bi-fuel kit (`) --
Own Damage Premium (`) 2277 PA cover for 5 passengers 0 (`) --
Add-On(s) Premium (`) 0 Legal Liability to Paid Driver (`) --
PA cover for Paid Driver (`) --
Total OD Premium (`) 2277 Total Act Premium (`) 3221
5498
Net Premium (A+B) (`) 32212277
IGST @ 18% = (`990) 990
0
Final Premium (`) 6488
Premium is offered on the basis of additional information shared by you.
The above total OD premium is inclusive of all applicable loading / discounts viz (automobile association memberships,
voluntary excess, anti-theft handicap person, driver tuition, fiber glass, CNG/ LPG unit, geographical extension, imported
vehicle etc., wherever applicable).
If the “Own Damage Cover” under your policy is cancelled during the policy period, then your policy shall be governed by
standard terms and conditions of Third Party Cover for the remaining policy period
This is everything we know about your car.
Other than how much you love it.
Registration Pimpri
MH14CC9419 RTO Location Seating Capacity 5
No. Chinchwad,MAHARASHTRA
Make FORD Model/Vehicle Variant (Sub-Type) FIESTA/1.4 EXI
MAJBXXMRTBAB535 1388
Engine No. Chassis No. UNKNOWN Cubic Capacity
93 CC
Odometer
Fuel Type Petrol Year of Regn. 2010 --
Reading (km)
ENDORSEMENT
Invoice Number Invoice Date Gross Premium Igst Cgst Sgst Utgst Cess Net Premium
IA022382733 2020-10-01 6488.00 990.00 0.00 0.00 0.00 0.00 5498.00
IA022422016 2020-10-02 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Your Vehicle IDV
Sum Inusred for
Vehicle Non-Electrical Electrical CNG/LPG Trailer Total
Year PA Owner Driver
IDV (`) Accessories IDV (`) Accessories IDV (`) IDV (`) IDV (`) IDV (`)
Cover (`)
Year 1 188773 -- -- -- -- 188773 --
Year 2 -- -- -- -- -- -- --
Year 3 -- -- -- -- -- -- --
Follow these rules like you follow the rules of the road.
Policy No: D023562577
Page No: 3 of 7
Geographical Area Any accidental loss, damage and/or liability caused, sustained or incurred within India shall
be covered subject to Policy Terms and Conditions, unless specifically agreed and endorsed.
Limitation as to use The policy covers use of the vehicle for any purpose other than hire or reward, racing, pace
making, reliability trial, speed testing and use for any purpose in connection with the Motor
(Which roughly translates to: No
crazy stunts with the car.) Trade.
Any person including the insured
Person or Class of persons entitled to 1) Provided that a person driving holds a valid & effective driving license at the time of the
drive accident and is not disqualified from holding or obtaining such a license.
(Or why you shouldn't ask your 8-year-old to 2) Provided also that the person holding a valid & effective Learner's license may also drive
park your car.) the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor
Vehicles Rules, 1989 and any subsequent amendment as applicable.
Limits of Liability 1) Under Section I of the policy - IDV as shown in the schedule.
(How we will help you get back on the 2) Under Section II - 1 (i) of the policy: Death of or bodily injury - Such amount as is necessary
road to recovery. to meet the requirements of the Motor Vehicles Act, 1988.
3) Under Section II - 1 (ii) of the policy: Damage to Third Party Property - ` 750000
4) P.A. Cover for Owner Driver under Section III (CSI) - ` 0
More important details you don't want to skim over
Previous Insurer Bajaj Allianz General Insurance Co. Ltd.
Previous Policy No. 506063 Previous Policy
19-Oct-2011
Expiry Date
IMT – Endorsements IMT-22
GSTIN/UIN Number Unregistered State Code 27
Payment Mode Bank Name
Cheque/Transation No -- IFSC/MICR No
Receipt No.
Premium Payment
Details
Date Nominee Details
Financier Details --
Details of Existing Excluding existing damages; Right Fender-Minor Scratch;Left Front Door-Minor Scratch;Rear
Damages Bumper-Minor Scratch;Front Bumper-Minor Scratch;
Other Details
Policy No: D023562577
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Big legal words.
Policy Version Digit Translation
NCB Declaration Basically, we trust you have been
open and honest, and we covering
The premium has been charged and policy has been issued subject to NCB declared by you as an insured. In the event of NCB found you in good faith. Remember, trust
wrongly declared at any point of time during policy period, all benefits and coverages under the Policy in respect of section I of the Policy will works both ways.
stand forfeited. If there is any disagreement, write to us within 7 days from the date of issuance of policy or before the start date of period of
insurance whichever is earlier.
Important Notice:
The company may cancel the policy by sending 7 days notice in case of fraud, misrepresentation, non disclosure of material fact or non co- Honesty is the best policy.
operation of the insured. This policy is subject to the standard policy wordings, warranties and conditions applicable for this product in
addition to Indian Motor Tariff.
Break-in Insurance
If there is a gap in your cover, we need
The policy is issued subject to acceptance of risk after evaluation of the Vehicle Inspection report. Own Damage cover (Section – I) would not to check your car. If your car is good,
commence unless the satisfactory Vehicle Inspection report has been received by us. If the Company does not receive the Vehicle Inspection we’re cool. If it’s not, let’s talk.
report or the report is adverse, the Company, at its discretion, will cancel Policy as per the Motor Tariff.
Pre-existing Damages:All types of pre-existing damages or cost of repair of such damage will be excluded at the time of claim We can't cover damages already done
settlement, as per the attached images. to your car,before we took over
Cheque dishonor / Non-receipt of payment Your policy goes through if and when
If premium paid through Cheque, the policy is void ab-initio in case of dishonor of Cheque or non-receipt of payment. your cheque goes through. You'll
agree it's only fair.
Violation of Motor Vehicle Act:
This policy is issued in accordance with the provision of Chapter X and Chapter XI of MV act, 1988 and any subsequent amendment as
Keep your promises and we will keep
applicable. Any violation will forfeit all benefits and coverages under the Policy. The insured is not indemnified if the vehicle is used or driven ours.
otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in Certificate in
order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the Clause headed (Avoidance Of Certain Terms And
Right Of Recovery) in the policy.
PUC Declaration: The Policy has been issued subject to valid Pollution Under Control (PUC) Certificate disclosed by you as an insured on or before the date of commencement of
the Policy .
Important Note: Please inform the Company in case of change on account of addition of CNG/PNG kit.
The Policy has been issued without Compulsory Personal Accident Cover to Owner Driver on the basis of your declaration that you do not hold a valid Driving
License on or before the date of commencement of this Policy / already have an alternate Personal Accident insurance cover of Rs. 15 Lakhs
Note: The "Digit Translation" is only to aid your understanding of the policy. The terms and conditions detailed in this policy schedule as well as the policy
document sent by Digit shall prevail in case of any dispute.
For & On Behalf of Go Digit General Insurance Ltd.
Praveen Bhat
Vice President - Customer Experience
[email protected]
Authorized Signatory Consolidated Stamp Duty is Deposited with Department of
Printed, Signed, and Executed at Bengaluru Stamps, Bengaluru.
Hey, our document is now digitally signed
Click here to view the certificate.
Go Digit General Insurance Ltd. Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka 560095. IRDAI
Reg No. 158 CIN U66010PN2016PLC167410, GST Reg. No.: 29AACCO4128Q1ZW HSN: 9971/General Insurance Services, GSTIN Address: Bengaluru
Online Website Business Atlantis 95 4th B Cross Road Koramangala Industrial Layout 5th Block Bengaluru Karnataka PIN 560095
In case of claim or any other query, please contact our 24-hour Call Centre at 1800-258-5956 or email us at [email protected] or visit our website
www.godigit.com.
This is the end of the document and the beginning of a wonderful relationship.
Photographs and documents submitted by you
1. Images of photographs of Insured Vehicle, RTO Registration Certificate (RC) and any other document submitted by you during pre-inspection are
reproduced below.
2. Pre-existing Damages: All types of pre-existing damages or cost of repair of such damage shall be excluded at the time of claim settlement.
3. Please note that the Company reserves the right to deny a claim as well as cancel the policy in case of fraud, misrepresentation, non-disclosure of material
fact as per policy terms and conditions.
4. In case you have any queries or note any discrepancies in the photographs/RC/any other document, please reach out to us at 1800-258-5956 within 7
days from Policy Issue Date.
Policy No: D023562577
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Right Side Left Side
Front Side
Wind Shield
Back Side Back Right Corner
Front Right Corner
RC Book Back
Policy No: D023562577
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RC Book Front Dash Board
Back Left Corner CHP
Engine Chamber Front Left Corner
Policy No: D023562577
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