MODULE 1

Wealth Creation, Management, and its Value

Is the entrepreneur born or made? Nature or Nurture? It doesn't matter! But certainly, one must
first be born before he can be made. There are traits and character that make it favorable for one
to be an entrepreneur. It takes one to be one.

The Chinese Way

We admire the Filipino-Chinese for their entrepreneurial success and we wonder how come they
are almost always in business. We are witnesses to how many of them live simple lives, even if
they possess wealth that can afford a luxury. It is their historical circumstances that made them
entrepreneurs. Thanks to Professor Benito Lim,

a Chinese academician, for this story. We can recall that in history, many of the Chinese escaped
their motherland to find a safer and more comfortable refuge anywhere. If they did not drown
crossing oceans, they most likely had arrived in a country with nothing but themselves. As
refugees, they had no documents that would have enabled them to work formally, or study
officially forcing them to engage in various survival activities like smalltime trading. They turned
to each other for support and engaged in buy-and-sell business or any business just to earn a living.
They learned

the value of every cent they earned through sweat and blood. They passed on the lessons of
discipline in handling money; and made their children part of their transformation - initially for
survival but eventually towards progress. The children need not be forced into business. Their
exposure while they were growing up and the comfortable life that they experienced through
business were reasons enough for them to follow the footsteps of their parents. Then, they improve
upon what their parents have modeled to accomplish. Many of them have built their own empire.
Most of the richest Filipinos in the Philippines are Chinese. Mall kingpin John Gaisano described
his cousin John Gokongwei as so poor than "no one else can be poorer when they started.”

Activity 1

Name a Filipino Chinese Entrepreneurs and Write their profile as an entrepreneur. From their humble beginnings
till they reach the peak of their success, their endeavors and how they overcome it.
 The Old Filipino Ways

As the Chinese were fighting for survival and slowly were building their empires, many Filipinos
were fascinated by the American dream - studying to prepare for global employment, selling their
agricultural lands to afford college education, and selling more properties (or borrowing money)
to pay for the placement fees in the pursuit of the popular Filipino vision of overseas employment.
The years of struggle overseas gave some degree of comfort to the growing family. Their children
were educated to continue the vicious cycle of servitude in foreign land of milk and honey, and to
take the risk of weakening the basic societal unit - the family. They did not have the money for a
start-up but had money for placement fees towards foreign employment, which they see as less
risky than a business start-up.

The country of highly educated and skilled professionals remains poor. There is a high rate of
unemployment because there are more of those looking for jobs than those who are creating them.
Many creative Filipinos have become dormant in expressing such creativity in ways that will give
birth to products and services - and profit eventually. Many are aware that business offers a great
fortune, but they quit even before trying and get more attracted to the security and stability of
employment.

Abaca: The native natural fiber represents the best in the Filipino
Strong Malakas
Resilient Matibay
Exceptional Kakaiba
By Elizabeth Potter Sievert By Amb. Grace Princesa

The Entrepinoy Generation

The recent times have changed the landscape. More and more young people have considered the
option of entrepreneurship. Those who were born from 1977 to 1994 are referred to as Millennials
who belong to the Generation Y and are observed to be more inclined to pursue entrepreneurship
than the Generation X (born between 1965 and 1976) and their older counterparts, the Baby
Boomers (born between 1946 and 1964).

The digital technologies have engaged the Millennials to explore the road less travelled by, as the
same have simplified many areas of business. Technology, which the young generation is very
comfortable with, has simplified business and has reduced the world into one small global village.
They are not called digital natives for nothing. Their restlessness and dynamism are towards
entrepreneurship. favorable characters

It is about time that the Filipinos make this entrepreneurial pledge and embrace the new age. The
best time to be an entrepreneur is NOW.
 The Filipino character has transformed into calculating risks and seizing opportunities. The
employment-oriented Filipino culture has embraced the opportunities of the globalizing world, the
ASEAN economic integration and the Asian century.

More stories are told, and greater appreciation is explicitly expressed for the role of
entrepreneurs in the society and the world.

The Evolution of Wealth

The human history has been through three ages and is facing the emergence of a new age
We have been through the agricultural age where wealth was measured by the land that the family-
owned Nations fought wars and invaded territories to enlarge territorial domains. The richest were
those who owned vast acres of lands. We neglected (and continue to neglect) agriculture. Farmers
had to send their children to school to be off the farm. Many farmers remained poor even if the
opportunities were great. The government gave inadequate support for their technology and
productivity. Then came the industrial age when the wealth was anchored on the industries that
supplied the modernizing needs of humans. The wealth in lands shifted to the production of the
then emerging modern necessities of living like transportation, home appliances, and widespread
industrialization. The richest were those who owned factories and manufacturing facilities that
simplified the complexities of modern living.

Then, the third age dawned! This is the information and communication age, with information and
communication that try to eliminate the inconveniences of time and space. This is our current age!
The richest persons now are those who provide technology to communicate and to manage
information. Wealth shifted to those whose genius links people through revolutionary media and
ever-evolving digital gadgets and applications for information, communication, media, and
technology. Communication and transaction have become Realtime without regard to space.

There is the dawning of the new age: the Conceptual Age! This is the age of the entrepreneurs
Through the inventions and innovations to make contemporary living more meaningful, there are
emerging needs that only entrepreneurs can provide. Entrepreneurs purposively respond to the
growing needs and wants of the population that is growing bigger in the world that is getting
smaller in terms of connectivity and dynamics. The time to be an entrepreneur is NOW!

The Demands of the Conceptual Age

The conceptual age is the age of the entrepreneurs! We will live favorably and amass
wealth abundantly in the conceptual age if we are creative, innovative, and empathic. Creativity
is thinking new things. It is developing new ideas and discovering new ways of looking at problems
and opportunities. Innovation is doing new things. It is applying creative solutions to enhance
 people's lives. Empathy is our ability to put ourselves in the shoes of another,
without losing our objectivity. We feel what others feel but can still be very logical
about it. These are inherent qualities of successful entrepreneurs. They improve upon what is
already there using creativity and innovation. And this is done through feeling through the needs
and wants of the prospective customer or buyer of the product or service. t is applying creative
solutions to enhance people's lives. Empathy is our ability to put ourselves in the shoes of another,
without losing our objectivity. We feel what other feel but can still be very logical about it. The
academic world identified these indispensable 21st century skills:

1) Information, Media and Technological skills;

2) Learning and Innovation Skills;
3) Effective Communication Skills; and
4) Life and Career Skills.

All these skills are essential requisites to entrepreneurial living. The UNESCO has the four
pillars of learning, namely, Learning to Know, Learning to Do, Learning to Be, and Learning to
Live Together. Entrepreneurs should have solid pillars of knowing, doing, being, and living
together. Successful entrepreneurs are always hungry for knowledge as they feed their wanting to
know. They itch into execution as they satisfy their passion to do. They can envision to be who
they dream and choose to be. And they are highly sociable beings who live together with others in
abundance. Central to these is the learning to change, which entrepreneurs are keen about -
creativity and innovation. Are you the entrepreneur of the new age? Do you have what it takes to
be a successful entrepreneur? Can you learn entrepreneurship? Is there an entrepreneurial gene in
you that awaits awakening? Can you be effective? Can you be efficient?

The Science and Art of Entrepreneurship

Entrepreneurship is a human activity that used to be based on gut feel (close to gambling) but has
become a well-studied undertaking bound for the success of the enterprise, happiness of the
entrepreneur, and fulfillment of its purpose.

The commonsensical and gut-feel entrepreneurship has transformed into an entrepreneurial

science and art. The entrepreneurial science has the empirical knowledge and dynamic processes
for effectiveness. These results from the practice, evidences and researches transformed into
principles and theories. The entrepreneurial art has sharpened the leveraging tools and the spoken
standards for efficiency. These tools resulted from the adoption of various best practices and
benchmarks of successful experiences and models.

Effectiveness is doing the right thing, which is derived from the science of entrepreneurship
Efficiency is doing the thing right, which is derived from the art of entrepreneurship
 Entrepreneurial excellence is doing the right thing right, from the beginning
and all the time (and in an organization, by everyone).

EFFECTIVENESS EFFICIENCY
of doing the right thing! EXCELLENCE of doing the thing right!

Entrepreneurship is not about risk-taking anymore. It is about the entrepreneur using science and
art towards excellence. The calculated risk is much easier for entrepreneurs to take than the gamble
of simple risk-taking. There are researches, evidence-based practices, theories, and laws for the
dynamic science of entrepreneurship. There are tools, processes, benchmarks, best practices, and
standards for its art. These mitigate the entrepreneurial risks.

The science and art of entrepreneurship, however, should not place the entrepreneur inside the box
to be less creative and innovative. It should not tame the daring personality of entrepreneurs to be
less tolerant to uncertainty and ambiguity. It should not structure that spontaneity of the
entrepreneurs to be non-conventional. These are simply guides and templates based on the
experiences of others.

Two Faces of Entrepreneurs

A global study pointed out that the universally mentioned rewards of starting a business are
flexibility, income, and growth. Occasionally mentioned rewards are wealth and the development
of a product. The question is why would a person engage in entrepreneurship?

Some entrepreneurs are driven by opportunities. They are prepared when opportunities come, and
they are lucky. They are called opportunity-driven entrepreneurs. The children of entrepreneurs
have opportunities to continue what their parents have started or may have easier access to
opportunities, which could relate to what their parents have initiated. Those who studied business,
especially those who had focused on entrepreneurship have been facilitated by their curriculum
towards the pursuit of opportunities.

But more entrepreneurs are born out of the necessity to survive. There are necessity-driven
entrepreneurs who had limited choice in life and were forced into trying something they may have
not clearly understood.

The good examples of necessity-driven entrepreneurs are the ordinary C-students who may have
nothing to impress prospective employers with and ended up alone with themselves exploring
anything. The honor students, with competitive academic records, are readily employed and are
secured by the irresistible stability that employment gives. The C-students may have not learned
in the classroom lessons so well. They may have been busy learning in the streets where they
 cultivated the different forms of intelligences that could make them dream
beyond grades, relate above classroom norms, and survive outside the four corners
of the classroom.

In later life, the A-students become more comfortable stepping up the ladder of the corporate or
professional world serving their career in the kingdom of their employers. On the other hand, the
C-students are building the bricks of their own humble empire from scratch. Many of the C-

students get lucky enough to grow the business that they may need the intelligence of the A-student
who they can afford to employ-not for vengeance but for real help they need.

In many class reunions, some of the ordinary C-students who found themselves in the
entrepreneurial world offer a great surprise to the class intellectuals, and to the teachers who may
have given them failing marks.

Two Faces of Entrepreneurs

A global study pointed out that the universally mentioned rewards of starting a business are
flexibility, income, and growth. Occasionally mentioned rewards are wealth and the development
of a product. The question is why would a person engage in entrepreneurship? Some entrepreneurs
are driven by opportunities. They are prepared when opportunities come, and they are lucky. They
are called opportunity-driven entrepreneurs. The children of entrepreneurs have opportunities to
continue what their parents have started or may have easier access to opportunities, which could
relate to what their parents have initiated. Those who studied business, especially those who had
focused on entrepreneurship have been facilitated by their curriculum towards the pursuit of
opportunities. But more entrepreneurs are born out of the necessity to survive. There are necessity-
driven entrepreneurs who had limited choice in life and were forced into trying something they
may have not clearly understood. The good examples of necessity-driven entrepreneurs are the
ordinary C-students who may have nothing to impress prospective employers with and ended up
alone with themselves exploring anything. The honor students, with competitive academic records,
are readily employed and are secured by the irresistible stability that employment gives. The C-
students may have not learned in the classroom lessons so well. They may have been busy learning
in the streets where they cultivated the different forms of intelligences that could make them dream
beyond grades, relate above classroom norms, and survive outside the four corners of the
classroom.

In later life, the A-students become more comfortable stepping up the ladder of the corporate or
professional world serving their career in the kingdom of their employers. On the other hand, the
C-students are building the bricks of their own humble empire from scratch. Many of the C-
students get lucky enough to grow the business that they may need the intelligence of the A-student
who they can afford to employ-not for vengeance but for real help they need. In many class
reunions, some of the ordinary C-students who found themselves in the entrepreneurial world offer
a great surprise to the class intellectuals, and to the teachers who may have given them failing
marks.
 Purpose-Driven Entrepreneurship

You need to investigate your KASH but above SEE level. Entrepreneurs need to
have the Knowledge, Attitude, Skills, and Habits that are favorable for entrepreneurial success.
Knowledge is that found in the head, as attitude is that in the heart and the skills is that which the
hands can do.

As the Pope Francis advised. "Feel what you think and feel what you do; do what you think and
what you feel". The harmony of the knowledge, skills and attitude leads to competence. The
consistent and frequent practice of behavior leads to habits, which are automatic and mostly
reflexive actions. Habit can be very destructive and difficult to change. Control it before it controls
you. There are positive habits for effectiveness, and Stephen Covey prescribed seven (plus another
one) habits of highly effective people.

The KASH should be above SEE level, which are the Self, the Enterprise, and the Environment.
Great entrepreneurs have mastered these. The self as entrepreneur is the central figure in
entrepreneurship. The enterprise is what the entrepreneur builds as a business onward to
becoming an empire. The environment is what the entrepreneur considers in every step of the way
Entrepreneurship Education centers on the mastery of the self, the enterprise, and the environment.

The entrepreneur's purpose should be aligned with the enterprise, and the environment.
The purpose answers the question why! Why the entrepreneur is in business should be aligned
with why the enterprise is built and why the environment will be most favorable for it.

When the WHY is big enough the HOW is going to be easy. This is what I call purpose-
driven entrepreneurship. When there is alignment of purpose, the universe will be there to
support it.
 ACTIVITY 2
Entrepreneurial Traits

The essence of entrepreneurial behavior is identifying opportunities and putting useful ideas into practice. But what makes one a
successful entrepreneur?

Before we expound on these, let us apply some science in it as I enjoin you to assess yourself using this tool. Thanks to Karen Rose
Vardeleon for developing this tool. Just check the appropriate column as it applies to you.

Entrepreneurial Traits Inventory

CD
True ALL True MOST True MOST True ALL
of the of the time of the time of the time
time of of the left of the right of the right
the left (4) (3) (2) (1)
I can be totally immersed in my business Maintaining focus on a project is not my greatest strength.
I am willing to sacrifice my time and energy for my business. While I want to work on my business full time, other
priorities require my attention.
My friends have commented on my strong sense of discipline. My friends have commented on my lack of organization and
control.
It's easy for me to follow through my decisions. I often wish I were more decisive.
My optimism is not dampened by adversities and failures. I need more practice in being stress resilient.
L
I've been able to guide my team towards the delivery of If I want results, I usually rely more on myself than on others
substantial results
I can communicate my vision (destination) to people to I have a fair idea what my vision is, but I need help
influence them. communicating it to others.
In my experience, most people deserve the trust they're given. In my experience, most people don't deserve the trust they're
given.
There is always something to improve in the current system. I am comfortable with the status quo.
I admire people who can sacrifice profit for integrity. I admire people who have gotten ahead through cunning.
OO
I have spotted many business opportunities this past month. Opportunities are rare lately. people who spot them are
extremely lucky.
I am comfortable to explore the unknown. I need a lot of information before I jump into an endeavor.
I see opportunities in what others see as problems. I must confess that obstacles bring nothing but frustration to
me.
I see things differently. I have a conventional outlook.
I know what the people around me need and want. The motivations of other people are often a mystery to me.
CSA
I easily adapt to change. I find change anxiety provoking
I search on how I can Improve things around me. I find security in keeping things as they are.
I can stand on my own. I've been told I could be more independent.
I am open-minded. I sometimes don't notice my biases.
I am creative. I am derivative.
MTE
I am highly competitive. I find competition highly stressful.
I set high standards and goals. I believe in the principle of doing what's "good enough".
I don't settle for less. I can be satisfied with less.
I am very demanding of myself and others. I would hate it if others described me as ambitious and
demanding.
I know exactly what I want. I've yet to discover what I want.
TAU
I am ready to take risks. Right now, I can't afford to take much risk.
I defer more to my gut feel (intuition). I defer more to my rational analysis of the situation.
I am not afraid of uncertainties. I take pains in eliminating uncertainty in my life.
I dare getting into something that others may not choose to do There is likely good reason why others don't walk certain
so. paths.
When a lot is on the line, my first instinct is to engage other When a lot is on the line, my instinct is to rely on my own
people to work with me. skills and judgment.
 SCORING AND INTERPRETATION:
4 points for every "True all of the time of the left"
3 points for every "True most of the time of the left"
2 points for every "True most of the time of the right"
1 point for every "True all of the time of the right"
For every trait category the minimum score is 5 points the maximum is 20. The lowest composite score
would be 30 the highest 120. The higher the score, the higher the personality fit for entrepreneurship.

SUMMARY OF YOUR ENTREPRENEURIAL TRAITS

CODE ENTREPRENEURIAL TRAITS SCORE RANK
CD Commitment and Determination
L Leadership
OO Opportunity Obsession
CSA Creativity, Self-Reliance, and Ability to Adapt
MTE Motivation to Exceed
TAU Tolerance of Risk, Ambiguity and Uncertainty

Here are some quotes on the Entrepreneurial Traits

Commitment and "It's your dedication. It's your knowledge of the business that you are in you must personally take care of that.
Determination Once you start-whatever opportunity comes your way, you are there to see it. If someone were running it for you,
do you think that person would tell you when the opportunity comes? I really has to be you.”
William Belo (Wilcon Depot)
Leadership "In the Philippines, we are so hierarchical. People are afraid of the future. But you can't be afraid of it Somebody
has to attempt to try to lead, to change and put it forward Jump: try it. Imagine that could be done. It is possible."
Maria Ressa (Rappler)
Opportunity "Be curious and observant; look around you. Opportunities abound (you just look with an entrepreneur's eye.
Obsession Always innovate! The way to survive today and the future is to always be one step ahead of the competition."
EC & Niño Caruncho (Mr. Quickie)
Creativity, Self- "You have to be fluid with how you run things. You should change the play/game. You don't wait a week or a
Reliance, and Ability month. Change the play/game as often as needed."
to Adapt Jose Magsaysay Jr. (Potato Corner)
Motivation to Exceed "Each challenge is an opportunity to learn and to prove yourself equal to the challenge. Business, like life, is full
of ups and downs Business is also like boxing. During the first round, you might get knocked down and come
away with bruises. But provided you do not get knocked out (or go bankrupt), you have a chance at another round
and will prevail."
Andrew Gotianun Sr. (Filinvest Development Corp)
Tolerance of Risk, "Faith gives you strength to see you through the many difficulties entrepreneurs encounter. With faith comes
Ambiguity and perseverance, which allows you to get through the clouds and enjoy the sunlight."
Uncertainty Cathy Turvill (Nurture Wellness Village)

Research from across decades found traits as common among individuals who evolved a successful
entrepreneurs. There are six themes of desirable traits that successful entrepreneurs have and all of these
are acquirable. Aspiring entrepreneurs should intentionally develop these traits:
Commitment and determination begin with the entrepreneurs being totally immersed in the business.
They are not governed by the usual 8:00 in the morning routine that ends in the 5:00 in the afternoon sigh
of relief for a day's end. The discipline of entrepreneurship carries the personal sacrifice of time and energy,
and in many instances at the expense of family and in extreme form even of health (both discourage) These
traits are also manifested by the entrepreneurs' decisive nature and persistence. They stand by their decision
no matter how unpopular it could be Their determination may be challenged by allure but will win over it
with passionate optimism of what lies ahead. Their resilience amidst adversity stands out. Study asserts that
every successful entrepreneur behind prominent brands that we see around as an average of 2.7 times of
failure. With commitment and determination, entrepreneurs persist.

Leadership is both an innate trait and an essential process in entrepreneurship. Entrepreneurs can achieve
results through others. Their power to influence is so remarkable that they need not do very thing by
themselves. They maintain integrity and set examples. They see the future much ahead than the others.
Then, they build teams through that vision, which is the ideal state of the future. They know where they are
going much ahead for others to see. That vision of the future excites their followers to get things done.
Their restless minds love constant changes and hate the status quo, but because they can win the trust of the
followers, they move in unison towards the same vision. They communicate the vision. Then, they motivate
everyone to do their part in getting there together. Entrepreneurs lead from within use they can win the trust
of the followers, they move in unison towards the same vision. They communicate the vision. Then, they
motivate everyone to do their part in getting there together. Entrepreneurs lead from within.

Opportunity Obsession refers to the special. sensitivity of the entrepreneurs to detect and seize
opportunities around them. In many instances, they don't wait for opportunities to come, as they believe
opportunities never come. Instead, they create opportunities in every special way. While others see the glass
as half empty, they see the same glass as half full then proceed to fill it up. They see solutions in what others
may see as problems. They will not let go of the chance to connect with people, ask question and explore
the unknown as a goldmine. They are not opportunists who victimize others but are opportunity-seekers
who give what is apparently negative the chance to translate it into positive. With this mindset, they can
have a good grasp of the market. Successful entrepreneurs have mastered the art of value creation, which
results from their obsession to keep track of the opportunities sparked co they embrace. They create value
out of a simple idea had to buy and can find the right timing to sell it to the right That made person at the
right price.

Tolerance of Risk, Ambiguity and Uncertainty is a central feature of entrepreneur. They are not gamblers
who simply take risks. Th are entrepreneurs who calculate risk, not afraid of but can decide and convince
themselves as whether the risk is worth taking. Ambiguity and uncertainty drive the coward away but attract
the interest of the entrepreneurs. Confident of the innate gut feel of possibilities, and resilient enough see
failure as a welcome partner of learning, the entrepreneurs feed with risk. The unknown is seen as an
advantage as few will take the road le travelled by Entrepreneurship is calculate minimizing and sharing
risk. The gut feel is derived from their high emotional intelligence a whole brain thinking. They listen to
what they feel. They are intuitive and trust their instinctive faculties.

The Creativity, Self-Reliance and Ability to Adapt of the entrepreneurs roll in one what they use as
powerful tool to be unique and different. Open-mindedness and non-conventional thinking allow the
entrepreneurs to learn quickly and adapt to changes. They are restless with the status quo. The entrepreneurs
love and welcome changes Their creativity sparks innovation, which are two major essential elements of
 entrepreneurship. Creativity is the mental process that leads to the innovative
application. (These will be discussed further in the next chapter). Entrepreneurs have a high
level of self-awareness and control. They are self-confident with their ability to perform
even to be alone. The self-reliance facilitates their adaptive capabilities to different situations.

Motivation to Excel is what drives entrepreneurs to be highly competitive. They know what they want, set
high goals and are demanding of results. They don't value efforts - just results! They don't settle for less
and always make sure that they do the right thing right from the beginning and all the time, by everyone.
They acknowledge that they are not perfect and that there is no such thing; but even as they allow and
tolerate mistakes, they demand perfection. This is how they achieve excellence. They set high standards,
which becomes their personal discipline and eventually radiates as an organizational culture a silent internal
rule that everyone else follows.

ACTIVITY 3
Technical and Business Management Skills

Entrepreneurship is not only a mindset but also a skill set. Aside from personal traits, entrepreneurs need
to assimilate technical and business leadership skills. These will be discussed further in the next chapters.
But this table enlists some of these skills. It may serve as your initial checklist. Give each a rating based on
your mastery of it. Indicate (5) if you have mastery of it: (4) if you are relatively good at it; (3) if you have
average competency of it; (2) if you are interested but, yet to learn; and (1) if you don't even understand it.

Technical Skills Rating Business Leadership Skills Rating

Technology and Information Skills Leading and Control Skills
Enterprise Development Efficient Resource Management Skills
Communication skills Accounting & Finance
Human Relations and Motivational Skills Decision-making & Problem-Solving Skills
Network Building Skills Ethics and Laws in Business
Interpersonal Skills Research & Development
Coaching & mentoring Sales and Marketing
Action Research Human Resource Management
Learning Readiness Planning and Goal Setting Skill

Now, you know what you need to learn! There are abundant of learning resources about them! Learn and
grow intentionally.

The Entrepreneur in the Spotlight

Imagine yourself being interviewed by Ms. Julie Yap Daza in her show and being asked the following
questions so you can Tell the People. Try to answer these questions and discover answers to questions worth
thinking and feeling about.

1) Why did you choose to be in business?

2) How did you get started? What help did you need?
3) What was the hardest step in setting up your business?
4) How much was your capital and where did it come from?
5) What is your unique selling proposition?
6) How important is advertising to you and your business? How did you do it?
7) What is your secret in keeping your customers loyal?
8) How do you fight your competition?
 9) How many months did it take you to have return on your investment?
10) What is the most fulfilling part of being in business?
11) How do you see your business five years from now?
12) Going back in time, what would you have done differently?

12 Wellness Habits for Entrepreneurs

1. BELIEVE! The power of the mind is so strong that it can influence your body to be well or ill. But th
crucial part of who you are is the power of choice and the choices you make in life. Choose life by believing
that you are a child of God imbued with talent and grace. Your life matters because you count
2. RESPECT! If you believe in yourself - your goodness and your strength then self-respect is whe follows.
By respecting yourself you will do everything good for yourself - body, mind and spirit. Above a you will
nourish your body with nutritious food, feed your mind with positive thoughts, and nurture your spirit with
all things noble
3. BALANCE! Your body, if exposed to extremes can be pushed to its limits. When it reaches, saturation
point it can and will break down. The key is to have balance - both at work and at home, and in everything
you do. Practice moderation in all things.
4. EAT RIGHT! Follow the food guide pyramid - in the order of what to eat from most to least. vegetables,
fruits, grains/carbohydrates, proteins (fish, chicken, pork, red meat), oils - nuts, other oils sugar:
5. HYDRATE! Drink 10-15 glasses of water daily. This is non-negotiable as the body is 70% water.
6. EXERCISE! Move your body 20-30 minutes daily by adopting a regular exercise program. Walk, run
swim, bike, dance etc. Take your pick Sweat it out, everyday!
7. SLEEP! Get enough quality sleep - from 7-8 hours nightly. If you have insufficient sleep, learn how to
catnap. It is only during sleep when the body releases growth hormones to keep you young looking
8. GO NATURAL! Increase fresh foods and decrease processed foods in your lifestyle habits. The less
processed the food, the more nutritious it is. Go with green vegetables and fruits.
9. MANAGE YOUR STRESS! Your body needs to rest and relax. Too much work will lead to a stressful.
And too much stress can depress the immune system, which could lead to sickness. Practice meditative
eating daily Pray and meditate.
10. FORGIVE! To lighten your burden, you must unload the heaviness from inside. For healing take place
in your life, forgive all those who have wronged you. Watch how your life will change for the better.
11. LAUGH! Look at the brighter, more cheerful side of life. Laugh as much as you can. Not only does it
raise your metabolism but also your immune system. So, laugh to live long, and stay young.
12. LOVE! And the greatest of these is to have a heart that loves unconditionally. When you act with and
speak from love, you increase your inner power. Love heals. Love that you may heal yourself and Others