STATE OF INDIANA ) IN THE ST.
JOSEPH CIRCUIT COURT
)SS:
COUNTY OF ST.JOSEPH ) CAUSE NO: 71C01-2304-MI-000157
BANK OF NEW YORK MELLON FKA THE )
BANK OF NEW YORK, et al.., )
)
Plaintiff, )
vs. )
)
JOHN TIFFANY et. al., )
)
Defendants. )
v. )
)
Pastor Mario L. Sims, and Tiffiny Sims, )
)
Defendants/Counter-claimants, )
)
v. )
)
Shannon O'Connell Egan, )
Nathan Blaske, Dinsmore & Shohl LLP, )
Jennifer Snook, Marinosci Law Group, )
Peter Agostino, Devon Maclennan-Cade )
as Resolution Specialist Regulatory )
Complaints for the Bank of America, )
the Bank of America, N.A., )
Bank of New York Mellon FKA, )
Bank of New York Mellon, )
Erik E. Blumberg, Andrew L. Kraemer, )
and Johnson, Blumberg & Associates, )
Bradley P. Colborn, )
and DOES 1 through 10, inclusive, )
)
Counter Claim Defendants. )
VERIFIED ANSWER TO COMPLAINT AND COUNTERCLAIMS FOR
ACTION TO QUIET TITLE, FOR VIOLATIONS OF THE INDIANA
CONSTITUTION, CIVIL BREACH OF CONTRACT, Indiana Code § 32-29-7-
77, AND FOR DAMAGES AND INJUNCTIVE RELIEF DEMAND FOR JURY
TRIAL
1
Counter claimants Pastor Mario L. Sims, a Honorably discharged
United States Marine Corps veteran, and a Pastor, and his wife, Tiffiny
Sims, pro se, both Black, African-American citizens of the United States of
America and of the State of Indiana, of and owners of a non
denominational church, for their ANSWER to complaint state:
First Defense
• Lack of Personal Jurisdiction, insufficient service and
improper service pursuant to Trial Rule 4 et seq., and Trial
Rule 12, et seq.,
Second Defense
• Plaintiff failed to renew its judgments before the expiration of
the first on May 31st and this action is now moot.
Third Defense
• The Counter claim defendant's “PLAINTIFF'S RESPONSE TO
DEFENDANT'S VERIFIED MOTION TO QUASH SERVICE AND
DISMISS COMPLAINT TO RENEW JUDGMENT WITH
PREJUDICE” paragraph 10., admits the need to serve “Alias
Summons” is a judicial admission that the initial efforts to
serve Mario and Tiffiny Sims was deficient.
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Fourth Defense
• The Judgment lien expired on May 31, 2023, there was no
authority for the scheduled Sheriff sale on June 8, 2023 and is
should have been ordered canceled bur for local corruption
which has been addressed in the pending motion to correct
error and AMENDED VERIFIED MOTION FOR CHANGE OF VENUE
OF COUNTY BECAUSE OF SYSTEMIC DOCUMENTED CORRUPTION
IN ST. JOSEPH COUNTY DIRECTED AGAINST MARIO L. SIMS FOR
DECADES.
Fifth Defense
• Counter claim defendant misleading the Court on factual
matters to obtain a judgment. On or about April 28, 2023, the
Counter claim defendant allegedly filed this action in this
Court, but knowingly and intentionally failed to serve Mario
and Tiffiny Sims at 23778 Grove Street, South Bend, Indiana,
where they have lived since November 2008, which the Plaintiff
knew from prior litigation 71D04-1001-MF-00164 BANK OF
NEW YORK MELLON FKA THE BANK OF NEW YORK, et
al..,vs. JOHN TIFFANY et. al. Because the Counter claim
defendant was aware of the Counter claim defendants correct
address but deliberately served them at an address neither he
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nor his wife lived at since 2008, this was a negligent deliberate
effort to obtain judgment by defrauding this Court.
• Wrong property address on the In Rem Judgment and Decree
of foreclosure. Counter claim defendant has made no effort to
correct the wrong property address used by the Court in
entering the In Rem Judgment and Decree of Foreclosure as
23778 Grove Street, MISHAWAKA, Indiana which is in a
different city, than where the home is in fact located at 23778
Grove Street, SOUTH BEND, Indiana. Counter claim defendant
did not make any argument about this being a scriveners error
which would have required it at the very least to be corrected
with notice. Instead it made no argument or effort to correct
the incorrect address shown on the judgment lien.
Sixth Defense
• The Complaint is barred by the Indiana Constitutions
protections. 508 VALPARAISO UNIVERSITY LAWREVIEW [Vol.
38, 67 JAMES H. MADISON, THE INDIANA WAY 98 (1986), 68
WILLIAM P. McLAUCHLAN, THE INDIANA STATE
CONSTITUTION: A REFERENCE GUIDE 2 (1996), John D.
Barnhard, Democratic Influences in Territorial Indiana, 43
INDIANA MAc. OF HIST. 8-22 (1947). Article 1, section 11 of the
4
Indiana Constitution of 1816 provided: "That all Courts shall be
open, and every person, for an injury done him, in his lands,
goods, person, or reputation, shall have remedy by the due
course of law; and right and justice administered without
denial or delay." IND. CONST. of 1816, art. I, § 11.
Seventh Defense
• The Counter claim defendant Complaint is barred by contributory
negligence and it and its agents own reckless misconduct and
illegality.
COUNTERCLAIM
Counter claimants Pastor Mario L. Sims, and Tiffiny Sims, pro se,
Black, African-American citizens of the United States of America, a
Honorably discharged United States Marine Corps veteran, and a Pastor of
and owners of a non-denominational church, for their Counter claim
against the Plaintiff and Counter claims against state against Defendants
Shannon O'Connell Egan, Nathan Blaske, Dinsmore & Shohl LLP, Jennifer
Snook, Marinosci Law Group, Peter Agostino, Devon Maclennan-Cade as
Resolution Specialist Regulatory Complaints for the Bank of America, the
Bank of America, N.A., Erik E. Blumberg, Andrew L. Kraemer, Johnson,
Blumberg & Associates, Bradley P. Colborn, and DOES 1 through 10,
inclusive, states as follows:
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Introduction
1. This suit is brought pursuant to the Indiana Constitution, and the
protections assured by Section 23 apply fully, equally, and without
diminution to prohibit any and all improper
grants of unequal privileges or immunities, including not only those
grants involving suspect classes or impinging upon fundamental
rights but other such grants as well., action to Quiet Title (Indiana
Code 32-30-3-1, et. seq.), Indiana Code § 32-29-7-77 and also for breach
of contract, for money damages, injunctive and declaratory relief.
Parties
2. Plaintiff Pastor Mario L. Sims, is an adult citizen and resident of the
Indiana, that owns a home at 23778 Grove Street, South Bend,
Indiana 46628.
3. Defendant Erik E. Blumberg, is a manager of Johnson, Blumberg &
Associates, a law firm based in Chicago, Illinois, when the relevant
events occurred, failed to take reasonable steps to end the unlawful
conduct alleged in this complaint.
4. Defendant Andrew L. Kraemer, is employed by Johnson, Blumberg &
Associates, a law firm based in Chicago, Illinois when the relevant
events occurred.
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5. Defendant Shannon O'Connell Egan, is employed by Dinsmore &
Shohl LLP, a law firm based in Cincinnati, Ohio, when the relevant
events occurred.
6. Defendant Nathan Blaske, is employed by Dinsmore & Shohl LLP, a
law firm based in Cincinnati, Ohio, when the relevant events
occurred.
7. Defendant Dinsmore & Shohl LLP, is a law firm based in Cincinnati,
Ohio, when the relevant events occurred, failed to take reasonable
steps to end the unlawful conduct alleged in this complaint after
being put on notice. (See attached email to its partners)
8. Defendant Jennifer Snook, is employed by Marinosci Law Group, in
its northern Indiana offices, when the relevant events occurred.
when the relevant events occurred, failed to take reasonable steps
to end the unlawful conduct alleged in this complaint.
9. Defendant Marinosci Law Group a law firm operating in several
states when the relevant events occurred.
Bank of America's history of discrimination and racial animus
10.Defendant Bank of America operates in several states when the
relevant events occurred. It should be noted Bank of America has a
documented history of discrimination against people of color and
agreed to pay $335 million to resolve allegations that its
7
Countrywide unit engaged in a widespread pattern of discrimination
against qualified African-American and Hispanic borrowers. Over
the past six years, Bank of America has entered into or been subject
to 51 major legal settlements, judgments, and regulatory fines. Taken
together, they add up to $91.2 billion in monetary and non monetary
damages.
11.Defendant Peter Agostino, is self employed by the law firm of
Anderson, Agostino and Keller, located in South Bend, Indiana, when
the relevant events occurred, and during the time he represented
borrower sent a letter requesting payoff information, but failed to
follow up and later his firm, through Defendant Bradley P. Colborn,
represented the Defendants CAUSE NUMBER 71D07-1902-CT-000063
MARIO L. SIMS vs. ATTORNEY DAVID M. BENGS;SHELLPOINT
NEW PENN FINANCIAL,UNDER ITS ASSUMED NAME DOING
BUSINESS AS SHELLPOINT MORTGAGE SERVICING; ATTORNEY
JEFFREY J. HANNEKAN; THE BANK OF NEW YORK MELLON FKA
THE BANK OF NEW YORK, AS TRUSTEEE FOR
CERTIFICATEHOLDERS CWABS INC, )ASSET-BACKED
CERTIFICATE, SERIES 2005-BC5, failing to take reasonable steps to
end the unlawful conduct alleged in this complaint, in fact joining in
for a profit.
8
12.Defendant Bradley P. Colborn, is employed by the law firm of
Anderson, Agostino and Keller, located in South Bend, Indiana when
the relevant events occurred. He failed to take reasonable steps to
end the unlawful conduct alleged in this complaint.
13.Defendant Devon Maclennan-Cade, is a Resolution Specialist
Regulatory Complaints for the Bank of America, a mortgage
servicer operating in several states when the relevant events
occurred. He breached the oral contract with the Plaintiff, and
failed to take reasonable steps to end the unlawful conduct alleged
in this complaint, in fact joined in the racial discrimination.
14.Defendant the Bank of America, N.A. a mortgage servicer operating
in several states when the relevant events occurred, failed to take
reasonable steps to end the unlawful conduct alleged in this
complaint.
15.Defendant Johnson, Blumberg & Associates, failed to take
reasonable steps to end the
unlawful conduct alleged in this complaint after being put on notice.
16.Plaintiff alleges that the conduct in the complaint was motivated by
any discriminatory animus.
Introduction
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17.Plaintiff, who is black, who the Defendant s know is black, brings
this lawsuit to remedy harm caused by the Defendants racial
discrimination in violation of the Indiana Constitution, Indiana
Code 32-30-3-1, et. seq.), Indiana Code § 32-29-7-77, and also for
breach of contract.
Facts
Creation of the Gordian knot
18.The facts will show Counter-claimants used racial animus and denial
of access to the court by St. Joseph County officials to deny the
counter claimants efforts to remove the lien of John Tiffany from his
home.
19.Further the below facts will show how Counter claimants instead of
proceeding with the already begun VA mortgage process in 2010
followed the suggestion of the Bank of New York Mellon's foreclosure
counsel, David Bengs, Marinosci Law Group, to assume the mortgage
on the home he was buying on land contract from John Tiffany. This
was the beginning of the making of the knot.
20.This narrow path of assumption later allowed the Counter claim
Defendants to use this one string guitar to play a song, using the
words: no matter how many times the Plaintiff submitted
assumption paperwork ( Bengs suggested route because it was
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speedier) which was not received until December of 2014 from
Shellpoint, 4 years after Agostino's letter, so claim Counter-
claimants the did not submit all the needed paperwork.
21.The authorization of John Tiffany was required by BONY Mellon.
This was sought by having John Tiffany's attorney, Pete Agostino
write a letter to Bengs, giving John Tiffany's authorization. Bengs
did not respond, strangely Agostino did not follow up and his client
John Tiffany was forced to file Chapter 7, even though the Counter-
claimants were ready to obtain a VA mortgage or assume the home.
22.In 2012, while Tiffany was in Chapter 7, a representative of
BONYMellon then servicer Resurgent, Dawn Loflin, falsely stated to
the Indiana Attorney General ( the Attorney General later entered
an finding that John Tiffany, a licensed real estate agent had in fact
not used the $26,000 in down payment and monthly payments the
Plaintiff had paid him to pay his mortgage. Strangely, with no
investigation, the 7th Circuit later, ( in an opinion issued by an
anonymous panel of judges in the then all white 7th Circuit, who
created non existence facts, later determined the Counter-claimants
had somehow conspired with Tiffany), in writing, that her firm had
no idea where Tiffany was nor knew how to contact him, although he
was in Chapter 7, in the processing of discharging their mortgage.
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23.Counter-claimants obtained a default against Loflin when she failed
to appear in the suit filed in St. Joseph County.
24.During proceedings in federal court an attorney with the firm of
Dinsmore & Shohl LLP, Jeffrey Hannaken, obtained the credit
report of someone other than the Counter-claimant Mario Sims as an
exhibit to show the Counter-claimants did not have sufficient credit
for a mortgage (although the VA had committed to funding his
mortgage with a proper payoff)
25.In 2022 another member of Dinsmore & Shohl LLP, Counter claim
Defendant Blaske stated on the record a payoff could not be
provided because his client Shellpoint was not involved at the point
one was requested and they had no third party authorization, which
was not true as they had two by this time. Shellpoint under oath
earlier stated $429,358.24 was owed.
26.In 2022 Devon Maclennan-Cade, is a Resolution Specialist
Regulatory Complaints for the Bank of America, at first states he is
the sole contact in this matter and a pay off letter can be obtained
once a third party authorization is submitted after John Tiffany
signs it. He provides a the third party authorization, the Counter-
claimants obtain John Tiffany's signature and submits it to Devon
Maclennan-Cade, is a Resolution Specialist Regulatory Complaints
12
for the Bank of America only to have him submit documents the
Counter-claimants assumes is a payoff, but is later informed by
Devon Maclennan-Cade, is a Resolution Specialist Regulatory
Complaints for the Bank of America, Bank of America ceased
servicing this mortgage in 2013 and to contact Shannon O'Connell
Egan, of Dinsmore & Shohl LLP, who writes in October of 2022 what
Devon Maclennan-Cade, is a Resolution Specialist Regulatory
Complaints for the Bank of America, Bank of America sent was not a
pay off (of course she did not bother to provide a pay off even after
being in position of three as are attached) and contrary to what
Defendant Blaske, of Dinsmore & Shohl LLP, stated on the record
in the summer of 2022, a payoff could not be provided because his
client Shellpoint was not involved at the point one was requested
and they had no third party authorization, which was not true as
they had two by this time.
27.Then we have Blumberg Associates, LLC filing for Sheriff sale,
refusing to provide the Plaintiff a payoff because they do not have
authorization which in fact there were three by that time. Even after
the Counter-claimants provided this firm with three authorizations,
it refused to provide a pay off.
13
28.All of the authorizations, including a telephone log from Shellpoint
obtained during discovery showing John Tiffany even called and
gave verbal authorizations, along with a finding from Federal
Magistrate Gotsch US District Court Northern Indiana, that
Shellpoint/BONY Mellon had received authorization, a facts supports
the above allegations and all allegations in this complaint.
Events in 2022 that triggered this instant action
29.Attorney Andrew L. Kraemer, of Chicago based Johnson, Blumberg
Associates, LLC filed the attached Notice of Sheriff Sale July 28,
2022, and caused the same to be served on Counter-claimants and his
wife, Tiffiny Sims, without first failing to comply with Indiana Code
§ 32-29-7-77 .
30.Counter-claimant Mario Sims was forced to file a Chapter 13
Bankruptcy solely to stay the Sheriff sale. See IN RE: Mario Lamont
Sims, Sr. Debtor, Case No. 22-30910, United States Bankruptcy Court,
Northern District of Indiana.
31.In legal filings in CAUSE NUMBER 71D07-1902-CT-000063 MARIO L.
SIMS vs. ATTORNEY DAVID M. BENGS;SHELLPOINT NEW PENN
FINANCIAL,UNDER ITS ASSUMED NAME DOING BUSINESS AS
SHELLPOINT MORTGAGE SERVICING; ATTORNEY JEFFREY J.
14
HANNEKAN; THE BANK OF NEW YORK MELLON FKA THE BANK
OF NEW YORK, AS TRUSTEEE FOR CERTIFICATEHOLDERS
CWABS INC, )ASSET-BACKED CERTIFICATE, SERIES 2005-BC5,
the company, NewRez LLC f/k/a New Penn Financial, LLC d/b/a
Shellpoint Mortgage Servicing (Shellpoint Mortgage Servicing),
denied it is legally responsible for the acts or inactions as successor
to Resurgent Mortgage Servicing.
32.In previous complaints made by the Counter-claimants to the
Consumer Financial Protection Bureau during the summer of 2022
NewRez LLC f/k/a New Penn Financial, LLC d/b/a Shellpoint
Mortgage Servicing (Shellpoint Mortgage Servicing), responded that
the Counter-claimants should to contact Bank of America as master
servicer.
33.Counter-claimants immediately contacted the representative Bank
of America, for the Master Servicer, Devon Maclennan-Cade,
Enterprise Resolution, Bank of America, and advised him the
Plaintiff and his wife have a deed to the property at 23778 Grove
Street, South Bend, Indiana 46628, and previously provided third
party signed authorizations from borrower John Tiffany.
15
34. Devon Maclennan-Cade, advised the Counter-claimants, in writing
that he would be the sole contact for Bank of America as servicer
regarding this matter.
35.Further the Counter-claimants advised Devon Maclennan-Cade, that
November of 2008, Counter-claimants entered into a land contract to
purchase a home for them to reside at 23778 Grove Street South
Bend Indiana from a Indiana licensed Realtor John Tiffany
(“Tiffany”) for $180,000.00.
36.A land contract was used in 2008 as the Counter-claimants was in the
process of selling the original marriage residence in Granger,
Indiana and he would not be able to obtain a second mortgage until
the first home sold.
37.The land contract called for the Counter-claimants to put $12,000.00
down and making monthly payments of $1,400.00 for three years.
38.Counter-claimants put the $12,000.00 down and made timely monthly
payments of $1,400 beginning December 1, 2008.
39.The original marriage residence in Granger, Indiana, sold and
Counter-claimants began applying in November 2009 for a VA loan
on 23778 Grove street, South Bend, Indiana.
40.Counter-claimants discovered in December of 2009, that Tiffany had
not used the $26,000.00 ($12,000 down payment and $1,400 timely
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monthly payments) paid to him by the Plaintiff to pay his mortgage
on the property that was held by Bank of New York, and serviced
then by Resurgent.
41. On March 17, 2010, Tiffany, in a letter authored by his then legal
counsel, Attorney Peter Agostino, requested the paperwork to
authorize Counter-claimants to obtain the needed paperwork to
remove Tiffany's lien from the property by using either assumption,
cash purchase or VA mortgage.
42. Had the Counterclaim Defendants timely responded to the March
2010, arguably Counter-claimants would have provided a pay off to
the VA to pay off Tiffany's mortgage, eliminating the need for
foreclosure and any additional cost and fees. But they failed to
timely do so.
43. On 06/22/2011, John Tiffany filed a Chapter 11 Cause 11-32492-hcd
listing 23778 Grove Street, South Bend, Indiana with Bank of New
York/Shellpoint as a creditor.
44. On 07/20/11 the Counter-claimants filed a Adversary Proceeding #:
11-03045-hcd herein, pursuant to 523(a)(2), false pretenses, false
representation, actual fraud. 03/22/2012 Judge Dee's of the US
District Bankruptcy Court entered an “Order Granting Stipulation
For Dismissal With Prejudice” (related document(s)37 Motion to
17
Dismiss Adversary Proceeding filed by Defendant John Andrew
Tiffany). (ama) (Entered: 03/22/2012) which allowed John Tiffany to
give the Simses a “Quit Claim Deed” transferring Tiffany's interests
to 23778 Grove Street South Bend, Indiana. No bank or servicer
objected.
45. Counter-claimants had been certified for a Veterans Administration
Loan previously and had sought a VA loan on 23778 Grove Street but
was unable to provide any prospective lender with the required
paperwork.
46. After Counter-claimants provided those prior signed authorizations
to Devon Maclennan-Cade Resolution Specialist, Regulatory
Complaints, Bank of America, stated they were sufficient for the
prior master servicer Bank of New York Mellon/Shellpoint but in
order for Bank of America to discuss stopping the Sheriff sale and to
allow him to send Counter-claimants a payoff so they could redeem
prior to the sale as allowed by Indiana law before the Sheriff sale,
Indiana Code Section 32-29-7-77, Bank of America required Counter-
claimants to provide him signed third party authorizations in its
name.
47.After he was provided same by the Counter-claimants on August 22,
2022, he left a voice mail Thursday August 24, 2022, acknowledging
18
he received it and saying he could now speak with us and he would
respond in writing to our request for a payoff letter, and giving
Counter-claimants 90 days to obtain a VA mortgage.
48.More than 7 days elapsed and Bank of America never did.
49.Nor did any of the counter claim Defendant law firms serving as
collection agents Shannon O’Connell Egan, and Nathan Blaske, of
Dinsmore & Shohl LLP, nor has Erik E. Blumberg Managing
Member, Johnson, Blumberg & Associates, LLC, Attorneys at Law
230 West Monroe Street, Suite 1125 Chicago, Illinois 60606 provided a
payoff letter, within 7 days of August 24, 2022.
50.Nathan Blaske stated during a hearing, and on the record in,
CAUSE NUMBER 71D07-1902-CT-000063 MARIO L. SIMS vs.
ATTORNEY DAVID M. BENGS;SHELLPOINT NEW PENN
FINANCIAL,UNDER ITS ASSUMEDNAMED DOING BUSINESS AS
SHELLPOINT MORTGAGE SERVICING; ATTORNEY JEFFREY J.
HANNEKAN; THE BANK OF NEW YORK MELLON FKA THE BANK
OF NEW YORK, AS TRUSTEEE FOR CERTIFICATEHOLDERS
CWABS INC, )ASSET-BACKED CERTIFICATE, SERIES 2005-BC5, a
payoff could not be provided because he had to protect his client,
John Tiffany's privacy, when in fact Blaske was fully aware: 1. John
Tiffany had provided Shellpoint two authorizations submitted
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beginning in 2010 (Attorney Pete Agostino letter) and 2015
(Authorization) from borrower John Tiffany which were sufficient
for Shellpoint to have provided Plaintiff a payoff letter according to
Devon Maclennan-Cade Resolution Specialist, Regulatory
Complaints, Bank of America, and borrower John Tiffany had been
discharged in his Chapter 7 of his personal liability, and the Plaintiff
by virtue of the deed and multiple authorizations, was acting on
behalf of John Tiffany. Bradley P. Colburn, who is employed by Pete
Agostino's law firm stood silent at the hearing and failed to state
Agostino had requested pay off paperwork in 2010.
51. Jennifer Snook, and Marinosci Law Group, as collection agents,
were aware of the two authorizations submitted in 2010 (Attorney
Pete Agostino letter) and 2015 (Authorization) from borrower John
Tiffany were sufficient for Shellpoint to have provided Plaintiff a
payoff letter according to Devon Maclennan-Cade Resolution
Specialist, Regulatory Complaints, Bank of America, and was aware
of John Tiffany's chapter 7 Bankruptcy discharge in 2012, and were
aware of the third party authorizations in August of 2022 as it was
provided to them by the Counter-claimants via email.
52.Counter claim Defendants have repeatedly and wholly failed to
comply after receiving signed several third party written
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authorizations and verbal authorization to the servicers from their
former borrower John Tiffany as recent as August 2022, and being
aware of his Chapter 7 discharge yet continue to attempt to collect
the debt from John Tiffany instead of complying with the signed
authorizations
53. John Tiffany had provided the Counter-claimants with a quit claim
deed to act on his behalf after his Chapter 7 discharge, so Counter-
claimants could pay off Tiffany's mortgage so Counter-claimants
can clear the stain on the title.
54.All named counter claim Defendants as attorneys and collection
agents for financial institutions, know or should have known a
mortgage loan has two legal components. The first component is
personal liability for the amount borrowed.
55.The other is the security interest, or lien, the lender takes in your
home.
56.John Tiffany's Chapter 7 bankruptcy discharge eliminated his
personal liability on the secured mortgage loan, but it did not
eliminate the lien
57.The all white defendants have relied upon racism in the
predominately white judiciary in Indiana and the 7th Circuit (until
recent appointments) in support of their racially motivated
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discrimination, in conspiracy, to fail to comply with the Indiana
Constitution, Indiana Code 32-30-3-1, et. seq.), Indiana Code § 32-29-
7-77, and also for breach of contract.
Shannon O'Connel Egan's history of willful discrimination and racial
animus and documented hostility in St. Joseph County and of the white
judiciary to deny Mario Sims rights under the Indiana Constitutionally
58. Shannon O’Connell Egan, has even bragged about the white courts
refusal to grant sanctions or rule on the merits of the Counter-
claimants motions for sanction directed toward the white attorneys
involved in CAUSE NUMBER 71D07-1902-CT-000063 MARIO L. SIMS
vs. ATTORNEY DAVID M. BENGS;SHELLPOINT NEW PENN
FINANCIAL,UNDER ITS ASSUMED NAME DOING BUSINESS AS
SHELLPOINT MORTGAGE SERVICING; ATTORNEY JEFFREY J.
HANNEKAN; THE BANK OF NEW YORK MELLON FKA THE BANK
OF NEW YORK, AS TRUSTEEE FOR CERTIFICATEHOLDERS
CWABS INC, ) ASSET-BACKED CERTIFICATE, SERIES 2005-BC5.
(See attached PETITION FOR WRIT OF CERTIORARI and letter).
22
59.Shannon O’Connell Egan even stated on the record CAUSE
NUMBER 71D07-1902-CT-000063 MARIO L. SIMS vs. ATTORNEY
DAVID M. BENGS;SHELLPOINT NEW PENN FINANCIAL,UNDER
ITS ASSUMED NAME DOING BUSINESS AS SHELLPOINT
MORTGAGE SERVICING; ATTORNEY JEFFREY J. HANNEKAN;
THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW
YORK, AS TRUSTEEE FOR CERTIFICATEHOLDERS CWABS INC, )
ASSET-BACKED CERTIFICATE, SERIES 2005-BC5 it was her intent
to ensure the Counter-claimants would have to bid on his home at a
sheriff sale, of Indiana Code § 32-29-7-77.
60.After Devon Maclennan-Cade Resolution Specialist, Regulatory
Complaints, Bank of America provided documents from its files
showing a principle balance due of $126, 257.96 and the Counter-
claimants agreed to pay that amount, a letter from Shannon
O’Connell Egan, sent to the Counter-claimants stated that was not
the pay-off and yet she again, failed to produce a timely pay-off, in
fact producing none.
61.If Shannon O’Connell Egan defense is Counter-claimants did not
contact HER requesting the payoff, by way of her letter of October
she was aware the request had been made along with a signed third
party authorizations (further she was aware of prior authorizations
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from Pete Agostino and those made verbally and in writing to her
clients Shellpoint/BONY/Resurgent that Devon Maclennan-Cade
Resolution Specialist, Regulatory Complaints, Bank of America,
stated was sufficient from those entities to have complied.). Finally
Egan made no effort in her October 2022 letter to comply, nor
provided another form if required.
62.But for the above listed facts, which plausibly show that race was the
but-for cause of Counter-claimants being denied a timely pay-off on
his home at 23778 Grove Street, South Bend, Indiana 46628, Plaintiff
was harmed.
History of St. Joseph County, State of Indiana and the white
judiciary dealings with Pastor Mario Sims
63.In 2008, Mario and Tiffiny Sims did what millions of Americans do
ever year: buy a home.
64.That began a nightmare of corruption motivated by Mario Sims’
history in St. Joseph County that is fully stated below, that has
lasted since that time until today, with real estate agent John
Tiffany taking $26,000.00 from the Sims’, not paying this bank.
65.Then after the Sims reached out to Tiffany’s attorney Pete Agostino
at the direction of the then bank attorney David Bengs for Tiffany’s
permission for the Sims’ to obtain a VA mortgage on the property at
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23778 Grove Street which Mario Sims, who as a honorably
Discharged United States Marine qualified for and simply needed
John Tiffany’s agreement.
66. Agostino never provided the agreement from Tiffany, Tiffany went
into Chapter 7 where the Chapter 7 Trustee and Judge agreed for
Tiffany to deed ownership of the property to Mario and Tiffiny Sims
which he in fact did.
67.The Bank never provided a payoff, but denied to the Indiana
Attorney General it knew Tiffany’s whereabouts during its
investigation in response to a complaint filed by the Sims’, had one
of their attorneys use a social security number that did not belong to
Mario Sims, knowing it was false, to claim his credit would not allow
the purchase although since 2008 the Sims solely own a $6 million
church free and clear that is on the historic registry and a rental
property in South Bend Indiana, another bank attorney claiming he
had no authority to give Sims a payoff, a bank employee claiming the
Sims would be given a payoff if they received a signed authorization
from Tiffany but when that was presented to the bank Attorney
Shannon Egan she claimed was not enough for her to comply and
many other acts where white attorneys representing the bank knew
the judiciary in federal courts located in Indiana and in the 7th
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Circuit Frank McKinney and David Hamilton both knew Mario Sims
and were located in Indiana prior to being elevated to the bench on
the 7th Circuit) were racist to use racism to deny the Sims simply to
remove the banks lien.
68. The result has been for the first time in recorded history in America
and anonymous panel of Judges on the 7th Circuit, angered because
Mario Sims cited articles from Judges, lawyers and civil rights
groups about racism in the bench and bar, in his filings before that
court, made up a record to sanction Mario so he would have no
access to the federal court in the 7th Circuit unless he would pay a
fine to the bank’s racist Attorney Shannon Egan, which Mario Sims
will never do.
69.All Mario and Tiffiny Sims started out to do in 2008 was buy their
home, and after 15 years, the bank which presented an affidavit
showing it has spent over $500,000 an amount that continues to
grow, to conspire with corrupt judges to deny them from doing what
the law allows them to do. But the law is perverted to deny truth.
70.The Plaintiff has had a demonstrated undue influence over the St.
Joseph County Courts, local Attorneys who are citizens of St. Joseph
County.
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71. The presiding Judge, John Broden of this court, was the former
Chairman of the St. Joseph County Democratic party, formerly
employed both in the South Bend City Legal Department under then
Mayor Joe Kernan, a St. Joseph County Public Defender, and was a
former Democratic Party State Senator with close ties downstate
with the current Chief Justice of the Indiana Supreme Court.
72. Beginning in 1989, Mario Sims has been an outspoken opponent of
the corruption in St. Joseph County Democratic Party and St.
Joseph County itself.
73. As an activist, journalist and civil rights leader (Chairman of the
Board of the St. Joseph County Urban League and Interim Executive
Director, Executive Committee member NAACP) and currently as a
Senior Pastor, Doulos Chapel, founder of two local citizen watch dog
groups, Citizens United for Better Government (CUBG) and People
United for Better Government (PUBG), and Christian civil rights
organization, South Bend Leadership Coalition (SBLC), a journalist
co-hosting A.M., radio talk show on WIWO, a print journalist featured
in a local newspaper, radio and television host on “What’s Truth” a
international talk show and host of Doulos Chapel’s monthly public
access and You Tube shows, continues to be an outspoken opponent
of the corruption in St. Joseph County.
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74. Mario Sims was an announced Republican Party candidate for
Mayor of the City of South Bend, and opponent of Democrat Mayor
Joe Kernan, in 1994 before he was set up and wrongly convicted for
allegedly raping his then wife in a St. Joseph County Court that was
presided over by a Democratic Party Judge Jeanne C. Jourdan who
was later was forced to recuse herself after in 1995 Mario Sims filed
an unchallenged post-conviction evidence which was was placed on
the record by Mario Sims that her daughter had been sexually
assaulted by a black man yet she was allowed to preside over Mario
Sims criminal case where he had been falsely charged with raping
his then wife.
75. Mario Sims, represented by three attorneys, one Attorney John
Ulmer, a twenty year law enforcement off that had graduated from
the FBI academy before becoming an attorney and serving as a
Deputy City Attorney with Elkhart City, the other Attorney Tom
Godfrey who had been a La Porte County Deputy Prosecutor in his
over 30 year career in law, conducted due diligence and placed the
following facts, that have never been contradicted before judge,
John Broden: “In April of 2019, ABC21 News Anchor and
Investigative Reporter and now NBC UNIVERSAL MEDIA, LLC
Reporter Alexis Rivas Shear, contacted Mario L. Sims, a Senior
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Pastor of Doulos Chapel, 608 South St. Joseph Street, South Bend,
Indiana by telephone and asked if she could come to the church.
76. Shortly after her call she arrived at the church with a cameraman
and another Reporter.
77. Reporter Alexis Rivas Shear, disclosed Tim Corbett, who in 1994 was
a South Bend Police Officer, and later, Commander of St. Joseph
County Metro Homicide Unit under the control of the St. Joseph
County Prosecutor’s Office, stated to her that he had planted
evidence in the State of Indiana vs. Mario L. Sims in 1994.
78. She then recorded an interview of Pastor Sims.
79. While conducting the interview, she received a telephone call from
her station. After concluding the call, she advised Pastor Sims, that
her station executives had informed her based on Tim Corbett's
admission she is now a witness to a crime and to return to the
station immediately.
80. As she left, she advised Pastor Sims to hold off for at least a week
taking any public action as she wanted to discuss with her station
executives what they wanted her to do with the story.
81. Prior to coming to Doulos Chapel that day she also gave a verbal
statement to Elkhart Police Department Officer Davin Hackett,
regarding Tim Corbett's admission of planting evidence in Mario
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Sims criminal case, who in turn reported it to Internal Affairs at
EPD, and also to former South Bend Board of Public Safety
President Pat Cotrell, who is also a former South Bend Police Officer
and to former South Bend Police Officer and to City Councilman
Derek Dieter.
82. After a week went by and not hearing from Reporter Alexis Rivas
Shear, Pastor Mario contacted her by phone. During that call she
stated she was afraid for her life.
83. Sims was aware that at least one law enforcement officer supervised
by Tim Corbett in his position as St. Joseph County Metro Homicide
Commander, had previously harassed former South Bend Reporter
Jacklyn Kelly to the point she was forced to leave town.
84. Corbett also encouraged his supporters to harass Pastor Sims
causing him to file several police reports with the Indiana State
Police and St. Joseph County Police.
85. Reporter Alexis Rivas Shear stated it was okay though for Pastor
Sims to act on what she had told him.
86. In September of 2019 Pastor Sims was made aware from an article by
The Young Turks that Mayor Pete Buttigieg, Mike Schmuhl, and the
City Legal Department were aware that Tim Corbett was a racist and
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had bragged about planting evidence to gain convictions of black
defendants.
87. The Young Turks had obtained relevant discovery from the suit in
which the City of South Bend had paid $500,000.00 to Tim Corbett
and four others.
88. Because of the 12- and 1/2-years Pastor Sims was totally innocent
and was wrongly incarcerated after Tim Corbett planted evidence in
his case and the numerous and continuous efforts to frustrate his
ability to gather evidence needed to overturn his conviction that has
since 2012 been in the hands of those named above.
89. To shore up the false case against Pastor Sims, Tim Corbett
fabricated evidence. Based on the force of the fabricated evidence by
Tim Corbett, Sims was charged, prosecuted, and convicted of rape
and criminal deviant conduct. He was sentenced to 27 years in
prison. Never giving up on proving his innocence, Pastor Sims
worked tirelessly to show that he had absolutely nothing to do with
this crime, including making Access to Public Records Request to
the South Bend City legal department.
90. Mrs. Karen DePaepe former Director of Communications with the
South Bend Police Department, disclosed to South Bend City legal
department at their request, Pete Buttigieg, Mike Schmul as then
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Mayor Buttigieg’s Chief of Staff, City of South Bend City Legal staff,
Stephanie Steele, Tasha Reed Outlaw, Cristal Briscoe (“ City Legal”),
were aware that Corbett was racist and had planted evidence to gain
convictions of black defendants from their positions and
responsibilities in the City legal department, discovery in the tape
case and from direct questions they asked Karen DePapaepe. Both
Stephanie Steele and Cristal Briscoe are St. Joseph County Judges
and chose not to disclose the criminal acts they heard.
91. Pastor Sims, who had known he had not raped his wife and believed
in 1994 before, during and after his criminal trial that Tim Corbett
had planted evidence and that Tim Corbett was a racist but could
not prove it previously until The Young Turks story in September of
2019 gave physical evidence to support what News Reporter Alexis
Rivas Shear had disclosed. Tim Corbett has never been charged with
a crime and the County of St. Joseh contiunes to defend his criminal
acts.”
92. People identifying themselves as Buttigieg supporters have
threatened to disrupt Doulos Chapel services and burn the church
and have actively interfered with efforts to raise funds for the
church which houses feeds and clothes the homeless, calling the
Pastor a “rapist” and creating online sites to dissuade the public
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from associating with him and have filed false reports with the St.
Joseph County Board of Health regarding the church and other
entities.
93. After Pastor Sims refused to agree to help the South Bend Police
keep the peace at then candidate Donald Trump rally in South Bend
in 2016 five City Inspectors showed up at Doulos Chapel for an
unannounced inspection, solely for the purposes of harassing Pastor
Sims, and only left after Pastor Sims contacted FOX28. The Reporter
determined all the inspectors found was a leaking roof.
94. In January of 2023, the Democrat Mayor and Democrat controlled
City Council, many who call themselves “Christians” after years of
refusing to acknowledge Doulos Chapel’s non for profit status and
taxes the church water bill, turned the church water off after Pastor
Sims refused to pay the bill fr the period the City taxed the church
after paying the water bill from 2013until 202 wit taxes.
95. The County and City gave over $8 million to Sheila McCarthy, to
house the homeless after she dumped buckets of pee and poop on the
belongings of a homeless couples tent on Doulos Chapel property.
McCarthy was never charged although there are many witnesses,
including Rev. Canneth Lee a current City Councilman, it was the
subject of a news story on ABC57, a video was made and a police
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report was made. McCarthy employs Tracy Lilieart who made a false
Police report that there was a “meth lab” in Doulos Chapel, and was
never charged.
96. Judge John Broden, and his Magistrate Andre Gammage, have
manipulated and ignored the settled law in filings by Mario and
Tiffiny Sims in this case and in a related case involving Mario and
Tiffiny Sims’ in an effort to attempt to cost the Sims’s their home.
97. Broden presiding over the civil case failed by Sims to address the
never denied criminal allegations against Corbett, determined the
allegations were res judicata although no court order exists showing
those facts first came to light in April of 2019 and following had ever
been heard. The matter is pending with the United States Supreme
Court as no Indiana Court would address Corbett’s never denied
criminal acts on the merits.
98. Mario Sims has had to file 9 Judicial complaints against John
Broden for things such as ruling on a praecipe for submission filed
by Mario Sims, which although it was a clear violation of the trial
rules, his friend, the Chief Judge of the Indiana Supreme Court,
determined was not a violation.
99. Attorney Peter Agostino was attorney for John Tiffany a defendant
and who has influence in St. Joseph County as a Attorney from his
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firm represents County government and Agostino himself represents
the County before the U.S. Supreme Court in the matter pending
before it in Mario Sims’ Petition for Certiorari.
FIRST CAUSE OF ACTION AS TO ALL DEFENDANTS: VIOLATION OF
THE INDIANA CONSTITUTION
100. Counter claimaints refers to and incorporates by reference
each foregoing and subsequent paragraph of this Complaint as
though fully set forth herein.
101. The Indiana Constutution prohibits racial discrimination.
102. Pastor Mario L. Sims is a Black/African American citizen of the
United States.
103. As set forth above Counter claimants Defendants, were
motivated by racial animus, in conspiracy as all Counter claimants
Defendants are lawyers or a financial institution, that have
knowledge of matters alleged herein, have met either by telephone,
in person, via electronic communication or face to face, authored
filings or letters, or at various times represented parties or
corporations in this or prior suits and failed to prevent the harm to
the counter claimants or joined in. The Counter claimant defendants
can not point to any race-neutral justification for their conduct.
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Continuing wrong/harm
104. Counter claim Defendants Jennifer Snook, Marinosci Law
Group, and Peter Agostino, knew that John Tiffany had provided his
third party authority beginning in 2010 as Agostino authored a letter
to Attorney David Beng who was represented by Snook in a prior
action regarding Counter claimants thwarted efforts to assume the
mortgage or buy the property outright involving Shellpoint/Bank of
New York, yet Agostino as partner of his firm contracted to defend
Shellpoint/Bank of New York, and assigned Bradley P. Colborn, to
defend the actions of the servicer knowing John Tiffany had already
provided his authority. These Counter claimant Defendants knew
that there was authorization from John Tiffany for the Counter
claimants to act on his behalf, but never provided a payoff letter but
never disclosed this fact to any court, in fact in the case of Counter
claimant Defendant Nathan Blaske, denied it.
105. The record clearly shows Counter claimants had permission
from John Tiffany and Tiffany was no longer a client because of the
bankruptcy, Blaske mislead the court and Bengs attorney failed to
correct Bengs’ statement which this court previously relied upon as
true. To request a pay off, the law does not require the requirement
of any wording stating it is for an assumption or outright purchase
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cash or otherwise requires after requesting a pay off to contact
racist Counter claimant Defendant Shannon Egan to grovel for one.
106. The Counter claim Defendants had authorization from John
Tiffany for the Mario and Tiffiny Sims to act on his behalf, but never
provided a payoff letter.
107. The Counter claimant Defendants ignored the Indiana
Constitution discriminating against Mario and Tiffiny Sims, because
they Black, for a profit. They would have never done this to a white
citizen who simply sought to get a pay off and there is no race
neutral justification.
108. Counter claimants seeks compensatory and punitive damages
as the above demonstrates that the counter claim Defendants
engaged in a discriminatory practice or discriminatory practices
with malice or with reckless indifference to the State protected
rights of an aggrieved individual, the Counter claimants and that the
Court grant temporary, preliminary, and permanent injunctive relief
prohibiting Defendants from engaging in further discriminatory
conduct.
109. Beginning April 2023, Andrew L. Kraemer, and Johnson,
Blumberg & Associates representing the Plaintiff/counter claim
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Defendant Bank of New York failed to renew its judgments before
the expiration of the first on May 31, 2023.
110. Counter claim Defendants Bank of New York through its
agents again file for Sheriff sale, this time to be held June 8, 2023 all
without with proper service 71D04-1003-MF-00164 per service on
Mario and Tiffiny Sims in CAUSE NO: 71D06-0912-MF-000967 and
CAUSE NO: 71C01-2304-MI-000157 in an effort to mislead the courts.
This time Tiffiny Sims files Chapter 13 to stay the sale pending
resolution of this suit.
111. Counter claim Defendant Andrew L. Kraemer, knowingly and
intentionally failed to serve Mario and Tiffiny Sims at 23778 Grove
Street, South Bend, Indiana, where they have lived since November
2008.
112. Counter claim Defendant Andrew L. Kraemer, acknowledges
that service to that address was improper therefore it is serving via
alias summons to Mario and Tiffiny Sims correct current address as
serving a former dwelling of the Sims' however, service upon a
defendant's former residence is not sufficient to confer personal
jurisdiction.
113. On or about April 28, 2023, the Counter claim Defendant
allegedly filed this action in this Court, but knowingly and
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intentionally failed to serve Mario and Tiffiny Sims at 23778 Grove
Street, South Bend, Indiana, where they have lived since November
2008, which the Plaintiff knew from prior litigation 71D04-1001-MF-
00164 BANK OF NEW YORK MELLON FKA THE BANK OF NEW
YORK, et al..,vs. JOHN TIFFANY et. Al
114. Counter claim Defendant has made no effort to correct the
wrong property address used by the Court in entering the In Rem
Judgment and Decree of Foreclosure as 23778 Grove Street,
MISHAWAKA, Indiana which is in a different city, than where the
home is in fact located at 23778 Grove Street, SOUTH BEND, Indiana.
Plaintiff did not make any argument about this being a scriveners
error which would have required it at the very least to be corrected
with notice. Instead it made no argument or effort to correct the
incorrect address shown on the judgment lien.
SECOND CAUSE OF ACTION CIVIL BREACH OF CONTRACT AS TO
Devon Maclennan-Cade Resolution Specialist, Regulatory Complaints,
Bank of America,
115. Counter claimants refers to and incorporates by reference
each foregoing and subsequent paragraph of this Answer/Counter
complaint as though fully set forth herein.
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116. Counter claimants and the Counter claim defendant, Devon
Maclennan-Cade, Resolution Specialist Regulatory Complaints for
the Bank of America, made an agreement in August of 2022.
117. The agreement was oral and in writing.
118. Under the agreement the parties were required to have former
borrower John Tiffany sign the third party authorization Bank of
America emailed by Devon Maclennan-Cade, Resolution Specialist
Regulatory Complaints for the Bank of America, and return same via
email before required Counter claimants to provide him signed
third party authorization in its name August 22, 2022, he would
respond in writing to our request for a payoff letter, cancel the
Sheriff sale and give Counter claimants 90 days to obtain a VA
mortgage, allow the congregation of Counter claimant Pastor Sims'
church to raise the funds to pay off 23778 Grove Street to use as a
parsonage or pay off the mortgage with cash.
119. Devon Maclennan-Cade, Resolution Specialist Regulatory
Complaints for the Bank of America, left a voice mail Thursday
August 24, 2022, acknowledging he received the former borrower
John Tiffany's sign the third party authorization and saying he could
now respond in writing to our request for a payoff letter, and giving
Counter claimants 90 days to obtain a VA mortgage.
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120. Devon Maclennan-Cade, Resolution Specialist Regulatory
Complaints for the Bank of America, sent Counter claimants paper
work showing a principle balance of $126,257.96.
121. Devon Maclennan-Cade, Resolution Specialist Regulatory
Complaints for the Bank of America, failed to comply with the
agreement as on October 24, 2022 Shannon O’Connell Egan, as
counsel for servicer Shellpoint, sent a letter to the Plaintiff that
stated what Devon Maclennan-Cade, Resolution Specialist
Regulatory Complaints for the Bank of America, provided was not
the pay-off and yet she again,in fact producing none.
122. Counter claimants seeks compensatory and punitive damages
in the amount of the original purchase price of the home of
$180,000.00 trebled as the above demonstrates acts taken with malice
in breaching the agreement between them and Devon Maclennan-
Cade, Resolution Specialist Regulatory Complaints for the Bank of
America.
THIRD CAUSE OF ACTION AS TO ALL COUNTER DEFENDANTS:
ACTION TO QUIET TITLE
123. Counter claimants refers to and incorporates by reference
each foregoing and subsequent paragraph of this Answer/Complaint
as though fully set forth herein.
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124. Counter claimants refers to and incorporates by reference
each foregoing and subsequent paragraph of this Answer/Complaint
as though fully set forth herein.
125. Counter claimants are in possession of the property located at
23778 Grove Street, South Bend, Indiana 46628 by virtue of a quit
claim deed in the name of Mario L. Sims and Tiffiny Sims, subject to
a mortgage in the name of John Tiffany. John Tiffany's personal
liability for the mortgage was discharged via Chapter 7.
126. Counter claimants solely owns legal title to and sufficient
interest in the property and is thereby legal authorized to file this
quiet title action.
127. Counter claimants interest is valid while Bank of America's
competing interest is not.
128. Counter claimants files this quiet title action to remove a
cloud in title in the form of the lien held Bank of America created by
John Tiffany.
129. John Tiffany's personal liability was discharged and he
provided the Counter claimants and Bank of New York and its
servicer Bank of America with a third party authorization so
Counter claimants could negotiate with those entities to remove the
lien.
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130. Bank of New York and Bank of America as servicer as shown
above has acted with unclean hands and in bad faith with respect to
the subject of the complaint and has violated Indiana's state
Constitution to unlawfully prevent and interfere with the Counter
claimants removing its lien/cloud on the title and therefore should
be permanently stayed from collecting John Tiffany's lien against
23778 Grove Street, South Bend, Indiana and the lien removed.
RELIEF REQUESTED
WHEREFORE, Counter Claimants respectfully requests the
following relief:
A. Counter Claimants re-alleges and incorporates by reference all of
the preceding paragraphs in this complaint,
B. Trial by jury on all issues so triable;
C. General and special compensatory damages;
D. Punitive damages;
E. Injunctive relief ordering ; temporary, preliminary, and
permanent injunctive relief prohibiting Counter claim Defendants from
engaging in further discriminatory conduct or from selling Mario and
Tiffiny Sims home via Sheriff sale or any other conveyance;
F. Such further and different relief as is just and proper or that is
necessary to make Mario and Tiffiny Sims whole.
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Verification
We, Mario L. Sims, and Tiffiny Sims, verify under the penalties for
perjury the above and foregoing is true to the best of our knowledge and
belief.
/s/ Mario L. Sims
/s/ Tiffiny Sims
Respectfully submitted,
/s/ Mario L. Sims
Mario L. Sims
23778 Grove Street
South Bend, Indiana
/s/ Tiffiny Sims
Tiffiny Sims
23778 Grove Street
South Bend, Indiana
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CERTIFICATE OF SERVICE
The undersigned hereby certifies that we served the ” via email to
Plaintiff’s counsel of record and all other counsels that have entered their
appearance by operation of the electronic docket this 11th day of June,
2023.
/s/ Mario L. Sims
/s/ Tiffiny Sims
Dated: June 11, 2023
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