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SOCIAL SCHEMES
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SMALL SAVING SCHEMES

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• The government has a number of small Savings schemes, like the Public Provident Fund, Senior Citizen Savings Scheme
(SCSS), National Savings Certificate, Sukanya Samriddhi Yojana (SSY), Kisan Vikas Patra, and various deposit schemes
available at the Post Office.
• In Budget 2023, Finance Minister Nirmala Sitharaman too revised some of the small savings schemes. She proposed
to double the deposit limits for Senior Citizen Savings Scheme (SCSS) and Monthly Income Account Scheme (MIS) and
also introduced a new small savings scheme — Mahila Samman Savings Certificate.

INTEREST RATES (APRIL-JUNE 2023)

Mahila Samman Savings Certificate

• The Mahila Samman Savings Certificate is a one-time savings scheme for women announced by the government in
Budget 2023. The scheme aims to empower women by increasing their participation in investments.
• It is a government-guaranteed scheme where women can earn a fixed interest of 7.5%. This scheme is available for
investment for two years only, starting from April 1, 2023, to March 31, 2025. After this period, you cannot invest in
this scheme.

Sukanya Samriddhi Yojana

• The Sukanya Samriddhi Yojana (SSY) is a small deposit scheme by the Ministry of Finance exclusively for a girl child.
SSY was launched by the Hon'ble Prime Minister on 22nd January 2015 as a part of the Beti Bachao Beti Padhao
campaign. The scheme is meant to meet the education and marriage expenses of a girl child.
• The Minimum Investment is ₹250 per annum; The Maximum Investment is ₹1,50,000 per annum.
• The Maturity Period is 21 years.
• At present, SSY has several tax benefits and the highest rate of interest among all the Small Savings Schemes i.e. 8%.
• The principal amount deposited, interest earned during the entire tenure, and maturity benefits are tax-exempt under
Section 80C.
• The account can be transferred anywhere in India from one post office/Bank to another.
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• A premature withdrawal of up to 50% of investment is allowed after the child gains the age of 18 years even if she is
not getting married.
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KISAN VIKAS PATRA

• Launched initially in April 1988 by Government.

• Distributed through the post offices.
• It was then discontinued by the UPA government in 2011. (Because Shyamala Gopinath committee said that KVP is
used for money laundering)
• This scheme was reintroduced in November 2014.
• Launched under Government Savings Certificates Act 1959.
• As per the official notification of the Ministry of Finance, the new rate will be 7.5% and the account will now mature
in 115 months.

ELIGIBILITY TO INVEST IN KVP:

• Any citizen of India and an adult is eligible to invest.

• An adult can also invest on behalf of a minor also.
• Two adults can jointly invest in KVP.
• A trust can also invest.
• Not eligible: Business entities like, a company or institutions, NRIs, Hindu Undivided Family (HUF) is not eligible to
invest in KVP.

Features:

• KVP are available in the Denomination of Rs. 1000, 5000, 10,000 and 50,000.
• No Upper Ceiling on Investment.
• KVP can be bought using cash, cheque, demand draft BUT
o If Rs.50,000 or more invested, then PAN card copy is prerequisite.
o If Rs.10 lakh invested, client will have to give proof of income also.

National Savings Certificates

• The National Savings Certificates is a fixed income investment scheme that can be open with any post office branch.
It is a kind of savings bond that encourages mainly small to mid-income investors to invest while saving on income
tax.
• It can be bought from the nearest post office with a fixed maturity period of 5 year.
• There is no maximum limit on the purchase of NSCs and there is a fixed interest of 7.7% per annum.
• Hindu Undivided Families, trusts, private and prude limited companies, NRIs not allowed to invest in NSCs.
• The principal invested in NSC qualifies for tax savings under section 80c of Income tax Act up to Rs. 1.5 lakhs annually.
• NSC certificates are accepted as collateral or security for secured loans in banks and NBFCs.

Public Provident Fund

• The Public Provident Fund PPF was a scheme launched in 1968 by the National Savings Institute. It is one of the savings
schemes offered by the post office. The government backs PPF; hence returns are guaranteed.
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Senior Citizen Savings Scheme

• SCSS was launched with the main aim of providing senior citizens in India a regular income after they attain the age
of 60 years old.
Eligibility

• Indian citizens above the age of 60 years.

• Retirees in the age bracket of 55-60 years who have opted for Voluntary Retirement Scheme (VRS) or Superannuation.
• Retired defence personnel above 50 years and below 60 years of age.
Features:

• It has a maturity period of five years. But, a depositor can extend one’s maturity period for another three years.
• Individuals are allowed to operate more than one account by themselves or open a joint account with their spouse.
• Eligible investors can make a lump sum deposit
• Minimum Deposit– Rs. 1,000 (and in multiples thereof)
• Maximum Deposit– Rs. 15 Lakh or the amount received on retirement, whichever is lower (Increased to Rs 30 lakh in
Budget 2023).
• Under SCSS, the interest amount is paid to the accountholders quarterly.
• After one year of opening the account, premature withdrawal is allowed.
• Deposits in SCSS qualify for deduction u/s 80-C of Income Tax Act.
Senior Citizen Welfare Fund

• The Senior Citizen Welfare Fund (SCWF) is a fund which provides financial support to the Below Poverty Line (BPL)
category senior citizens.
• It was introduced by the Government of India to help senior citizens who do not have any means of livelihood. The
SCWF was instituted by the Finance Act, 2015. It came into effect on 18.03.2016.

Pradhan Mantri Suraksha Bima Yojana (PMJJBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMSBY) and Atal Pension
Yojana (APY)

• The schemes were launched by Prime Minister Narendra Modi on 9th May 2015 in Kolkata, West Bengal. These
schemes have been successful in providing affordable insurance and security to people.
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

• Scheme: PMJJBY is a one-year life insurance scheme renewable from year to year offering coverage for death due to
any reason.
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• Eligibility: Individuals in the age group of 18-50 years having a savings bank or a post office account are entitled to
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enroll under the scheme. People who join the scheme before completing 50 years of age can continue to have the
risk of life covered up to age of 55 years upon payment of premium.
• Benefits: Life cover of Rs. 2 Lakh in case of death due to any reason against a premium of Rs. 346/- per annum.
Pradhan Mantri Suraksha Bima Yojana (PMSBY)

• Scheme: PMSBY is a one-year accidental insurance scheme renewable from year to year offering coverage for death
or disability due to accident.
• Eligibility: Individuals in the age group of 18-70 years having a savings bank or a post office account are entitled to
enroll under the scheme.
• Benefits: Accidental death cum disability cover of Rs.2 lakh (Rs.1 lakh in case of partial disability) for death or disability
due to an accident.
• The annual premium for PMSBY has been increased from Rs 12 to Rs 20.
Atal Pension Yojana

• The Atal Pension Yojana (APY) was launched to create a universal social security system for all Indians, especially the
poor, the under-privileged and the workers in the unorganised sector. It is an initiative of the Government to provide
financial security and cover future exigencies for the people in the unorganized sector. APY is administered by Pension
Fund Regulatory and Development Authority (PFRDA) under the overall administrative and institutional architecture
of the National Pension System (NPS).
• Eligibility: APY is open to all bank account holders in the age group of 18 to 40 years and the contributions differ,
based on pension amount chosen.
• Benefits: Subscribers would receive the guaranteed minimum monthly pension of Rs. 1000 or Rs. 2000 or Rs. 3000 or
Rs. 4000 or Rs. 5000 at the age of 60 years, based on the contributions made by the subscriber after joining the
scheme.
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SOCIAL SCHEMES – 2
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योजनाओं
प्रधानमंत्री जन धन योजना

• प्रधानमंत्री श्री नरे न् द्र मोदी ने 15 अगस् त, 2014 को स् वतंत्रता ददवस के अवसर पर अपने संबोधन में पीएमजेडीवाई की
घोषणा की थी 28 अग को कार्यक्रम की शुरुआत करते हुए प्रधानमंत्री ने इस अवसर को गरीबों को दु चक्र से मुक्ति ददलाने
का उ व बतार्ा था
• प्रधान मंत्री जन धन र्ोजना (पीएमजेडीवाई) दव ीर् सेवाओं, अथाय त् बैंदकंग / बचत और जमा खातों, प्रेषण, क्रेदडट, बीमा, पेंशन
तक स ी तरीके से पहुं च सुदनद त करने के दलए दव ीर् समावेशन के दलए रा र ीर् दमशन है

• ओवरडर ा ूनतम आर्ु सीमा- 18 वषय

• ओवरडर ा ूनतम आर्ु सीमा- 65 वषय

• प्रधान मंत्री जन धन र्ोजना (PMJDY) - दव ीर् समावेशन के दलए रा र ीर् दमशन, सफल कार्ाय र्न के आठ साल पूरे दकए
पीएमजेडीवाई की ापना के बाद से 46.25 करोड़ से अदधक लाभादथयर्ों ने 1,73,954 करोड़ रुपर्े की रादश जमा की है
56% जन-धन खाताधारक मदहलाएं हैं और 67% जन धन खाते ग्रामीण और अधय-शहरी क्षेत्रों में हैं
पीएमजेडीवाई खाताधारकों को जारी दकए गए 31.94 करोड़ रुपे काडय

प्रधानमंत्री मुद्रा योजना

• प्रधान मंत्री मुद्रा र्ोजना (पीएमएमवाई) गैर-कॉपोरे ट, गैर-कृदष लघु / सूक्ष्म उ मों को 10 लाख तक के ऋण प्रदान करने के
दलए माननीर् प्रधान मंत्री ारा 8 अप्रैल, 2015 को शुरू की गई एक र्ोजना है

• इन ऋणों को पीएमएमवाई के तहत मुद्रा ऋण के रूप में वगीकृत दकर्ा गर्ा है र्े ऋण वादणक्त৸क बैंकों, आरआरबी, लघु
दव बैंकों, एमएफआई और एनबीएफसी ारा ददए जाते हैं

• उधारकताय ऊपर उक्त क्तखत दकसी भी उधार सं ान से संपकय कर सकता है र्ा www.udyamimitra.in इस पोटय ल के मा म
से ऑनलाइन आवेदन कर सकता है

• पीएमएमवाई के त ावधान में मुद्रा ने 'दशशु', 'दकशोर' और 'तरुण' नामक तीन उ ादों का दनमाय ण दकर्ा है , जो लाभाथी सूक्ष्म
इकाई/उ मी की वृक्त /दवकास और दव पोषण की जरूरतों के चरण को दशाय ता है और ातक/दवकास के अगले चरण के
दलए एक संदभय दबंदु भी प्रदान करता है
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मेक इन इं डिया

• प्रधानमंत्री ने दसतंबर 2014 में रा र दनमाय ण की ापक पहल के तहत मेक इन इं दडर्ा पहल की शुरुआत की थी भारत को
एक वैद क दडजाइन और दवदनमाय ण केंद्र में बदलने के दलए तैर्ार दकर्ा गर्ा, मेक इन इं दडर्ा एक मह पूणय क्त दत के दलए
समर् पर प्रदतदक्रर्ा थी

• र्ह पहल दु दनर्ा भर के संभादवत दनवेशकों और भागीदारों को ' ू इं दडर्ा' की दवकास गाथा में भाग लेने के दलए एक खुला
दनमंत्रण है

• मेक इन इं दडर्ा ने 27 क्षेत्रों में मह पूणय उपलक्त र्ां हादसल की हैं इनमें दवदनमाय ण और सेवाओं के रणनीदतक क्षेत्र भी शादमल
हैं

• डिडनमााण क्षेत्र

• इसमें एर्रो ेस और रक्षा, ऑटोमोदटव और ऑटो घटक, फामाय ूदटक और दचदक ा उपकरण, जैव-प्रौ ोदगकी,
पूंजीगत सामान, कपड़ा और पररधान, रसार्न और पेटरोकेदमक , इलेक्ट्रॉदनস दस म दडजाइन और दवदनमाय ण
(ईएसडीएम), चमड़ा और जूते, खा प्रसं रण, र और आभूषण, दशदपंग, रे लवे, दनमायण, नवीन और नवीकरणीर्
ऊजाा शाडमल हैं ।

• सेिा क्षेत्र

• इसमें सूचना प्रौ ोदगकी और सूचना प्रौ ोदगकी सक्षम सेवाएं (आईटी और आईटीईएस), पर्यटन और आदत सेवाएं ,
दचदक ा मू र्ात्रा, पररवहन और रसद सेवाएं , लेखा और दव सेवाएं , ऑदडर्ो दवजुअल सेवाएं , कानूनी सेवाएं , संचार
सेवाएं , दनमाय ण और संबंदधत इं जीदनर्ररं ग सेवाएं , पर्ाय वरण सेवाएं , दव ीर् सेवाएं , दशक्षा सेवाएं शादमल हैं

• मेक इनइं डिया पहल के उद्दे श्य

• दवदनमाय ण क्षेत्र की क्षमता को प्रदत वषय 12-14% तक बढाना

• 2022 तक दवदनमाय ण क्षेत्र में 100 दमदलर्न अदतररि नौकररर्ां पैदा करना

• 2022 तक जीडीपी में मै ुफैक्चररं ग सेक्ट्र की दह ेदारी बढाकर 25% करना

• समावेशी दवकास को बढावा दे ने के दलए शहरी गरीबों और ग्रामीण प्रवादसर्ों के बीच कौशल का पर्ाय दवकास
सुदनद त करना पर्ाय वरणीर् रूप से दटकाऊ दवकास को प्रो ादहत करना

• भारतीर् दवदनमाय ण क्षेत्र की वैद क प्रदत धाय कता को बढाना

• रे लवे, बीमा, रक्षा और दचदक ा उपकरणों जैसे दवदभ क्षेत्रों को अदधक प्र क्ष दवदे शी दनवेश (एफडीआई) के दलए
खोला गर्ा था

स्टार्ा अप इं डिया

• ाटय अप इं दडर्ा र्ोजना की घोषणा पहली बार 2015 में प्रधानमंत्री नरें द्र मोदी ने की थी

• ाटय अप इं दडर्ा पहल 16 जनवरी 2016 को माननीर् प्रधान मंत्री ारा शुरू की गई थी

• ाटय अप इं दडर्ा इदनदशएदटव ने उ दमर्ों का समथयन करने, एक मजबूत ाटय अप पाररक्त दतकी तंत्र बनाने और भारत को
नौकरी चाहने वालों के बजार् नौकरी रचनाकारों के दे श में बदलने के उ े से कई कार्यक्रम शुरू दकए हैं इन कार्यक्रमों
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को एक समदपयत ाटय अप इं दडर्ा टीम ारा प्रबंदधत दकर्ा जाता है , जो औ ोदगक नीदत और संवधयन दवभाग (डीपीआईआईटी)
को ररपोटय करता है
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• एक कंपनी को ाटय अप के रूप में पररभादषत दकर्ा जाता है र्दद इसका मुূालर् भारत में है , जो 10 साल से भी कम समर्
पहले खोला गर्ा था, और इसका वादषयक कारोबार ₹ 100 करोड़ से कम है

• स्टार्ा अप इं डिया योजना के डलए पात्रता:

o र्दद र्ह भारत में एक प्राइवेट दलदमटे ड कंपनी, एक साझेदारी फमय, र्ा एक सीदमत दे र्ता साझेदारी के रूप में
पंजीकृत है ,

o पंजीकरण के बाद 10 साल तक की अवदध के दलए

o र्दद दनगमन/पंजीकरण के बाद दकसी भी दव ीर् वषय में इसका वादषयक कारोबार 100 करोड़ रुपर्े से अदधक नहीं
हुआ है

o र्दद र्ह नवाचार, दवकास र्ा सुधार के मा म से उ ादों, प्रदक्रर्ाओं र्ा सेवाओं में सुधार करने की कोदशश कर रहा
है , र्ा र्दद र्ह नौकरी सृजन र्ा धन सृजन के दलए एक मजबूत क्षमता के साथ एक े लेबल कंपनी मॉडल है
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• ाटय अप इं दडर्ा र्ोजना के लॉ होने के बाद सरकार की ओर से आई-मेड प्रोग्राम नाम से एक नर्ा प्रोग्राम लॉ दकर्ा गर्ा
था

• आई-मेड कार्यक्रम का उद् घाटन 9 फरवरी, 2016 को दकर्ा गर्ा था

• मोबाइल ऐप डे वलपमेंट इकोदस म (आई-मेड) फ्रेमवकय में नवाचार एक 5 साल का कार्यक्रम है , दजसके तहत 11 सं ानों
को चरण 1 का दह ा बनने के दलए चुना गर्ा था

• कार्यक्रम के दू सरे चरण में भाग लेने के दलए एक सौ (100) सं ानों का चर्न दकर्ा जाएगा और चरण III में 35,000 सं ान
शादमल होंगे

• कार्यक्रम का लশ भारतीर् उ दमर्ों को 1 दमदलर्न मोबाइल ऐप ाटय -अप बनाने में मदद करना है जो अंततः भारतीर्
र्ूदनकॉनय बन सकते हैं

स्टार्ा अप इं डिया सीि फंि योजना

• भारत में ाटय अप पाररक्त दतकी तंत्र को बढावा दे ने के दलए, रे ल, वादण৸ और उ ोग, उपभोिा मामले, खा और सावयजदनक
दवतरण के माननीर् कैदबनेट मंत्री श्री पीर्ूष गोर्ल ने 19 अप्रैल 2021 को ाटय अप इं दडर्ा बीज दनदध र्ोजना शुरू की

• इस र्ोजना का उ े ाटय अप को उनके शुरुआती चरणों में दव ीर् सहार्ता प्रदान करना है जैसे दक अवधारणा का प्रमाण,
प्रोटोटाइप, उ ाद परीक्षण, बाजार प्रवेश और ावसार्ीकरण

• एक बार जब एक ाटय अप को प्रारं दभक चरण में पूंजी तक पहुं च दमल जाती है , तो र्ह उ म के दलए उस र तक पहुं चने
की क्षमता में सुधार करता है जहां एं जेल दनवेशकों, उ म पूंजी फमों, बैंकों और अ दव ीर् सं ानों से धन की मां ग की जा
सकती है

• ाटय अप इं दडर्ा सीड फंड ीम (एसआईएसएफएस) को 2021-22 से शुरू होने वाली 4 साल की अवदध के दलए मंजूरी दी
गई है इस र्ोजना का उ े ाटय अप को अवधारणा, प्रोटोटाइप दवकास, उ ाद परीक्षण, बाजार प्रवेश और ावसार्ीकरण
के प्रमाण के दलए दव ीर् सहार्ता प्रदान करना है र्ह 1 अप्रैल 2021 से 945 करोड़ रुपर्े के कोष के साथ लागू दकर्ा गर्ा
है
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स्टार्ा -अप के डलए फंि ऑफ फंि

• ाटय -अप ््स के दलए फंड ऑफ फंड् स (एफएफएस) का अनावरण माननीर् प्रधान मंत्री ारा 16 जनवरी, 2016 को ाटय -
अप इं दडर्ा एक्शन ान के अनुरूप दकर्ा गर्ा था

• भारत सरकार ने पूंजी उपल ता बढाने के साथ-साथ दनजी दनवेश को उ ेररत करने और इस तरह भारतीर् ाटय अप
पाररक्त दतकी तंत्र के दवकास में तेजी लाने के दलए 10,000 करोड़ रुपर्े का एक कोष बनार्ा

• इस फंड की ापना ाटय अ के दलए फंड ऑफ फंड् स (एफएफएस) के रूप में की गई थी, दजसे कैदबनेट ारा अनुमोददत
दकर्ा गर्ा था और जून 2016 में उ ोग और आं तररक ापार संवधयन दवभाग (डीपीआईआईटी) ारा ादपत दकर्ा गर्ा था

• एफएफएस सीधे ाटय अप में दनवेश नहीं करता है , लेदकन सेबी-पंजीकृत वैकक्त क दनवेश फंड (एआईएफ) को पूंजी प्रदान
करता है , दजसे डॉटर फंड के रूप में जाना जाता है , जो बदले में उৡ क्षमता वाले भारतीर् ाटय अप में पैसा दनवेश करते हैं

• दसडबी को बेटी दनदधर्ों के चर्न और प्रदतब पूंजी के संदवतरण की दे खरे ख के मा म से एफएफएस का प्रबंधन करने का
अदधदे श ददर्ा गर्ा है

• फंड का फंड वेंचर कैदपटल और वैकक्त क दनवेश फंडों में डाउन र ीम दनवेश करता है जो बदले में ाटय अप में दनवेश करते
हैं फंड का गठन इस तरह से दकर्ा गर्ा है जो एक उ ेररत प्रभाव पैदा करता है दवदभ जीवन चक्रों में ाटय अप को दव
पोषण प्रदान दकर्ा जाता है

• 28 फरवरी 2023 तक, दसडबी ने 103 एआईएफ को 8294.95 करोड़ रुपर्े और 74 एआईएफ को 3,654.89 करोड़ रुपर्े
दवतररत दकए गए हैं 818 ाटय अप को बढावा दे ने के दलए कुल 14,828 करोड़ रुपर्े डाले गए हैं

स्टार्ा अप के डलए क्रेडिर् गारं र्ी योजना (सीजीएसएस)

• उ ोग और आं तररक ापार संवधयन दवभाग (डीपीआईआईटी) ाटय अप के दलए क्रेदडट गारं टी र्ोजना (सीजीएसएस) की
ापना को अदधसूदचत करता है

• सरकार ने सेबी पंजीकृत वै कक्त क दनवेश दनदधके अंतगयत अनुसूदचत वादणक्त৸क बैंकों, गैर -बैंदकंग दव ीर् कंपदनर्ों
(एनबीएफसी) और उ म ऋण दनदध (वीडीएफ) ारा डीपीआईआईटी मा ता प्रा ाटय अप को ददए गए ऋणों को ऋण
गारं टी प्रदान करने के दलए ाटय अ के दलए क्रेदडट गारं टी ीम की ापना की है सीजीएसएस का उ े पात्र
उधारकताय ओं अथाय त डीपीआईआईटी मा ता प्रा ाटय अप के दव पोषण के दलए सद सं ानों (एमआई) ारा ददए गए
ऋणों के क्तखलाफ एक दनददय सीमा तक क्रेदडट गारं टी प्रदान करना है

स्टैं ि-अप इं डिया

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• माननीर् प्रधानमंत्री जी, श्री नरें द्र मोदी ने 15 अग , 2015 को अपने तंत्रता ददवस संबोधन में आदथयक सशक्तिकरण और
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रोजगार सृजन के दलए जमीनी र पर उ दमता को बढावा दे ने के दलए अपने गेम चेंजर अदभर्ान " ाटय -अप इं दडर्ा" ैं ड-
अप इं दडर्ा का अनावरण दकर्ा

• डॉ. बाबासाहे ब भीमराव अ ेडकर की 125 वीं जर्ंती के उ व के साथ मेल खाने के दलए शुरू की गई ैं ड -अप इं दडर्ा
र्ोजना, अनुसूदचत जादत, अनुसूदचत जनजादत और मदहला उ दमर्ों जैसे लोगों के वंदचत क्षेत्र तक पहुं चने के दलए सं ागत
ऋण संरचना का लाभ उठाने का प्रर्ास करती है तादक वे रा र के आदथयक दवकास में भाग ले सकें

• इस र्ोजना से दे श भर में क्त त 1.25 लाख बैंक शाखा नेटवकय के मा म से कम से कम 2.5 लाख उधारकताय ओं को लाभ
होगा

• अनुसूदचत जादत/अनुसूदचत जनजादत और मदहला उ दमर्ों के बीच उ दमता को बढावा दे ने के दलए ैं ड अप इं दडर्ा र्ोजना
की पररक ना की गई थी

• इस र्ोजना का समग्र उ े 10 लाख से 1 करोड़ के बीच बैंक ऋण की सुदवधा प्रदान करके आबादी के वंदचत लोगों तक
पहुं चने के दलए सं ागत ऋण संरचना का लाभ उठाना है , जो एससी /एसटी और मदहला उ दमर्ों ारा ादपत गैर-कृदष क्षेत्र
में ग्रीन फी उ मों के दलए 7 साल तक चुकार्ा जा सकता है र्ह उ म दवदनमाय ण, सेवाओं र्ा ापार क्षेत्र में हो सकता है

• पात्रता

• एसटी और / र्ा मदहला उ मी, 18 वषय से अदधक आर्ु के

• र्ोजना के तहत ऋण केवल ग्रीन फी पररर्ोजना के दलए उपल है ग्रीन फी इस संदभय में, दवदनमाय ण र्ा सेवाओं
र्ा ापार क्षेत्र में लाभाथी के पहली बार उ म को दशाय ता है

• गैर- क्तिगत उ मों के मामले में कम से कम 51% शेर्रधाररता और दनर्ंत्रण दह ेदारी एससी / एसटी र्ा मदहला
उ मी के पास होनी चादहए

• उधारकताय दकसी भी बैंक /दव ीर् सं ान के दलए दडफॉ नहीं होना चादहए

प्रधानमंत्री गरीब कल्याण पैकेज (पीएमजीकेपी)

• र्ह गरीबों के दलए 1.70 लाख करोड़ रुपर्े का एक ापक राहत पैकेज है तादक उ ें कोरोना वार्रस के क्तखलाफ लड़ाई
लड़ने में मदद दमल सके और उ ें आव क आपूदतय खरीदने और आव क जरूरतों को पूरा करने में सक्षम बनार्ा जा सके
• इसकी घोषणा माचय 2020 में की गई थी

• I. सरकारी अ तालों और ा दे खभाल केंद्रों में कोदवड-19 से लड़ने वाले ा कदमयर्ों के दलए बीमा र्ोजना

o सफाई कमयचाररर्ों, वाडय -बॉर्, नसों, आशा कार्यकताय ओ,ं पैरामेदडস, तकनीदशर्नों, डॉक्ट्रों और दवशेष৯ों और अ
ा कार्यकताय ओं को एक दवशेष बीमा र्ोजना ारा कवर दकर्ा जाएगा

o कोई भी ा पेशेवर, जो कोदवड -19 रोदगर्ों का इलाज करते समर् कुछ दु घयटना का दशकार हो जाता है , तो उसे
र्ोजना के तहत 50 लाख रुपर्े की रादश से मुआवजा ददर्ा जाएगा

o केंद्र के साथ-साथ रा৸ों के सभी सरकारी ा केंद्रों, क ाण केंद्रों और अ तालों को इस र्ोजना के तहत कवर
दकर्ा जाएगा, लगभग 22 लाख ा कार्यकताय ओं को इस महामारी से लड़ने के दलए बीमा कवर प्रदान दकर्ा
जाएगा

• II. पीएम गरीब कल्याण अन्न (अन्न) योजना

भारत सरकार अगले तीन महीनों में वधान के कारण खा ा ों की अनुपल ता के कारण दकसी को भी, दवशेष रूप से दकसी भी
गरीब पररवार को परे शान नहीं होने दे गी

80 करोड़ क्ति, र्ानी भारत की लगभग दो-दतहाई आबादी इस र्ोजना के तहत कवर की जाएगी

उनमें से प्र ेक को अगले तीन महीनों में उनकी वतयमान पात्रता का दोगुना प्रदान दकर्ा जाएगा

र्ह अदतररिता दन:शु होगी

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• उपर्ुयि सभी क्तिर्ों को प्रोटीन की पर्ाय उपल ता सुदनद त करने के दलए, अगले तीन महीनों के दलए क्षेत्रीर्
प्राथदमकताओं के अनुसार प्रदत पररवार 1 दकलो दाल प्रदान की जाएगी

• र्े दालें भारत सरकार ारा मु में प्रदान की जाएं गी

• III. प्रधानमंत्री गरीब क ाण र्ोजना के तहत

डकसानों को लाभ:

• पीएम दकसान र्ोजना के तहत 2020-21 में दे र् 2,000 रुपर्े की पहली दक अप्रैल 2020 में ही फ्रंट-लोड और
भुगतान की जाएगी

• र्ह 8.7 करोड़ दकसानों को कवर करे गा

• पीएम गरीब क ाण र्ोजना के तहत नकद ह ां तरण:

गरीबों की मदद:

• कुल 20.40 करोड़ पीएमजेडीवाई मदहला खाताधारकों को अगले तीन महीनों के दलए प्रदत माह 500 रुपर्े की अनुग्रह
रादश दी जाएगी

गैस डसलेंिर:

• पीएम गरीब क ाण र्ोजना के तहत, अगले तीन महीनों के दलए 8 करोड़ गरीब पररवारों को मु में गैस दसलेंडर
प्रदान दकए जाएं गे

संगडित क्षेत्रों में कम िेतन भोडगयों की मदद:

• 100 से कम श्रदमकों वाले वसार्ों में 15,000 रुपर्े प्रदत माह से कम वेतन पाने वालों को अपना रोजगार खोने का खतरा है

• इस पैकेज के तहत, सरकार ने अगले तीन महीनों के दलए उनके पीएफ खातों में मादसक वेतन का 24 प्रदतशत भुगतान करने
का प्र ाव दकर्ा है

• इससे उनके रोजगार में वधान को रोका जा सकेगा

िररष्ठ नागररकों (60 िर्ा से अडधक), डिधिाओं और डदव्ांगों के डलए सहायता:

• कोदवड-19 के कारण आदथयक वधान के कारण लगभग 3 करोड़ वृ दवधवाएं और दद ां ग श्रेणी के लोग असुरदक्षत हैं

• सरकार अगले तीन महीनों के दौरान कदठनाइर्ों से दनपटने के दलए उ ें 1,000 रुपर्े दे गी

मनरे गा

• पीएम गरीब क ाण र्ोजना के तहत, मनरे गा मजदू री में 1 अप्रैल, 2020 से 20 रुपर्े की वृक्त की जाएगी मनरे गा के तहत
मजदू री वृक्त से एक श्रदमक को सालाना 2,000 रुपर्े का अदतररि लाभ दमलेगा

• इससे लगभग 13.62 करोड़ पररवारों को लाभ होगा

• र्ं सहार्ता समूह:

• 63 लाख र्ं सहार्ता समूहों (एसएचजी) के मा म से संगदठत मदहलाएं 6.85 करोड़ पररवारों का समथयन करती
हैं

• कोलैटरल फ्री लेंदडं ग की सीमा 10 रुपर्े से बढाकर 20 लाख रुपर्े की जाएगी

• VI. पीएम गरीब क ाण पैकेज के अ घटक

संगडित क्षेत्र:
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• कमयचारी भदव दनदध दवदनर्मों में संशोधन दकर्ा जाएगा तादक महामारी को उनके खातों से 75 प्रदतशत रादश र्ा
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तीन महीने के वेतन, जो भी कम हो, के गैर-वापसी र्ो৓ अदग्रम की अनुमदत दी जा सके

• ईपीएफ के तहत पंजीकृत चार करोड़ श्रदमकों के पररवार इस दवंडो का लाभ उठा सकते हैं

भिन एिं अन्य सडन्नमााण कमाकार कल्याण डनडध:

• भवन और अ सद माय ण कामगारों के दलए क ाण दनदध के सरकार अदधदनर्म के अंतगयत सृदजत की गई है

• दनदध में लगभग 3.5 करोड़ पंजीकृत श्रदमक हैं

• रा৸ सरकारों को इन श्रदमकों को आदथयक वधानों से बचाने के दलए सहार्ता और सहार्ता प्रदान करने के दलए इस दनदध
का उपर्ोग करने के दनदे श ददए जाएं गे

डजला खडनज डनडध

• रा৸ सरकार को दजला खदनज दनदध (डीएमएफ) के तहत उपल धन का उपर्ोग सीवीआईडी -19 महामारी के प्रसार को
रोकने के साथ-साथ इस महामारी से प्रभादवत रोदगर्ों के इलाज के संबंध में दचदक ा परीक्षण, ीदनंग और अ
आव कताओं की सुदवधाओं को बढाने और बढाने के दलए करने के दलए कहा जाएगा

पीएम-डकसान योजना

"प्रधान मंत्री दकसान स ान दनदध (पीएम-दकसान)" भारत सरकार से 100% दव पोषण के साथ एक केंद्रीर् क्षेत्र की र्ोजना है

र्ह 1.12.2018 से चालू हो गर्ा है

इस र्ोजना के तहत सभी भूदम धारक दकसान पररवारों को तीन समान दक ों में प्रदत वषय 6,000 रुपर्े की आर् सहार्ता प्रदान की
जाएगी

र्ोजना के दलए पररवार की पररभाषा पदत, प ी और नाबादलग बৡे हैं

रा৸ सरकार और केंद्र शादसत प्रदे श प्रशासन उन दकसान पररवारों की पहचान करें गे जो र्ोजना के ददशादनदे शों के अनुसार सहार्ता
के दलए पात्र हैं

र्ह धनरादश सीधे लाभादथयर्ों के बैंक खातों में ह ां तररत की जाएगी

पीएम स्टर ीर् िेंिर आत्मडनभार डनडध (पीएम स्वडनडध)

• आवास और शहरी मामलों के मंत्रालर् ारा 01 जून, 2020 को पीएम र ीट वेंडर आ दनभयर दनदध (पीएम दनदध) शुरू की
गई थी, तादक र ीट वेंडसय को उनकी आजीदवका को दफर से शुरू करने के दलए दकफार्ती कार्यशील पूंजी ऋण प्रदान दकर्ा
जा सके, जो कोदवड-19 लॉकडाउन के कारण प्रदतकूल रूप से प्रभादवत हुए हैं

• र्ोजना की अवदध शुरू में माचय 2022 तक थी इसे ददसंबर 2024 तक बढा ददर्ा गर्ा है , दजसमें संपाद यक मुि दकफार्ती
ऋण कोष, दडदजटल लेनदे न को अपनाने में वृक्त और र ीट वेंडसय और उनके पररवारों के समग्र सामादजक-आदथयक दवकास
पर ान केंदद्रत दकर्ा गर्ा है

• दवक्रेता 10,000 रुपर्े तक के कार्यशील पूंजी ऋण का लाभ उठा सकते हैं , दजसे एक वषय की अवदध में मादसक दक ों में
चुकार्ा जा सकता है

• पहले के ऋणों के पुनभुयगतान पर दू सरी और तीसरी बार क्रमशः ₹ 20,000 और ₹ 50,000 तक का बढा हुआ ऋण

• ऋण के समर् पर/शीघ्र पुनभुयगतान पर, दतमाही आधार पर प्र क्ष लाभ अंतरण के मा म से लाभादथयर्ों के बैंक खातों में 7%
प्रदत वषय की दर से ाज सक्त डी जमा की जाएगी

• लोन के ज ी चुकाने पर कोई जुमाय ना नहीं लगेगा

• र्ह र्ोजना प्रदत माह 100 रुपर्े की रादश तक कैश बैक प्रो ाहन के मा म से दडदजटल लेनदे न को बढावा दे ती है
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SOCIAL SCHEMES – 3
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SCHEMES
Ayushman Bharat:

• Ayushman Bharat Programme is an umbrella health scheme of the Government of India.

• The Ayushman Bharat programme was launched in 2018 to address health issues at all levels – primary, secondary,
and tertiary. It has two components:

• Pradhan Mantri Jan Arogya Yojana (PM-JAY), earlier known as the National Health Protection Scheme (NHPS)

• Health and Wellness Centres (HWCs)

Ayushman Bharat – Pradhan Mantri Jan Aarogya Yojana (AB-PMJAY)

• Ayushman Bharat – Pradhan Mantri Jan Aarogya Yojana (AB-PMJAY) was launched by the Prime Minister, Shri
Narendra Modi on 23rd September, 2018 at Ranchi, Jharkhand.

BENEFITS UNDER THE SCHEME:

• Ayushman Bharat- Pradhan Mantri Jan ArogyaYojana (PMJAY) will provide a cover of up to Rs. 5 lakhs per family per
year, for secondary and tertiary care hospitalization.

• Over 10.74 crore vulnerable entitled families (approximately 50 crore beneficiaries) will be eligible for these benefits.

• PMJAY will provide cashless and paperless access to services for the beneficiary at the point of service.

• PMJAY will help reduce catastrophic expenditure for hospitalizations, which impoverishes people and will help
mitigate the financial risk arising out of catastrophic health episodes.

• Entitled families will be able to use the quality health services they need without facing financial hardships.

• The scheme’s financing will be divided as follows: 60:40 for all states and UTs with their own legislative, 90:10 for
Northeast states and the three Himalayan states of Jammu & Kashmir, Himachal Pradesh, and Uttarakhand, and 100%
for UTs without a legislature.

• States are also allowed to carry on with their healthcare programs.

Health and Wellness Centres (HWCs)

• Creation of 1,50,000 Health and Wellness Centres which will bring health care closer to the homes of the people.

• These centres will provide Comprehensive Primary Health Care (CPHC), covering both maternal and child health
services and non-communicable diseases, including free essential drugs and diagnostic services. The first Health and
Wellness Centre was launched by the Prime Minister at Jangla, Bijapur, Chhatisgarh on 14th April 2018.

National Health Authority

• The National Health Authority is the governing organization in charge of carrying out India’s major public
health insurance/assurance scheme, the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.

• Chief Executive Officer- S Gopalakrishnan

Ayushman Bharat Digital Mission

• Ayushman Bharat Digital Mission was launched on 15th August 2020 as a pilot in six Union Territories - Andaman &
Nicobar, Chandigarh, Dadra & Nagar Haveli and Daman & Diu, Ladakh, Lakshadweep and Puducherry.

• Features of the Mission:

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• It is a digital health ecosystem under which every Indian citizen will now have unique health IDs, digitised
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health records with identifiers for doctors and health facilities.

• The scheme will come under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.

• It comprises six key building blocks — HealthID, DigiDoctor, Health Facility Registry, Personal Health Records,
e-Pharmacy and Telemedicine.

• The National Health Authority is the implementing agency for the Ayushman Bharat Digital Mission.

• The core building blocks of the mission is that the health ID, DigiDoctor and Health Facility Registry shall be
owned, operated and maintained by the Government of India.

• Private stakeholders will have an equal opportunity to integrate and create their own products for the market.
The core activities and verifications, however, remain with the government.

• Under the Mission, every Indian will get a Health ID card that will store all medical details of the person
including prescriptions, treatment, diagnostic reports and discharge summaries.

• Health ID is a randomly generated 14-digit number used for the purposes of uniquely identifying persons,
authenticating them, and threading their health records (only with their informed consent) across multiple
systems and stakeholders.

• DigiLocker has successfully completed its second level of integration with Ayushman Bharat Digital Mission (ABDM).

• DigiLocker users can now digitally store health records and link them with Ayushman Bharat Health Account (ABHA)

• DigiLocker is a secure cloud-based document storage and exchange platform launched in 2015 under the Ministry of
Electronics and Information Technology.

• DigiLocker can be used now as a health locker for storing and accessing health records.

PM Ayushman Bharat Health Infrastructure Mission or PM Atmanirbhar Swasth Bharat Yojana:

• PM Ayushman Bharat Health Infrastructure Mission was launched on 25th October, 2021.

• PM Ayushman Bharat Health Infrastructure Mission is the one of the largest pan-India scheme for strengthening
healthcare infrastructure across the country.

• The objective of PM Ayushman Bharat Health Infrastructure Mission is to fill critical gaps in public health
infrastructure, especially in critical care facilities and primary care in both the urban and rural areas. It will provide
support for 17,788 rural Health and Wellness Centres in 10 High Focus States. Further, 11,024 urban Health and
Wellness Centres will be established in all the States.

• Critical care services will be available in all the districts of the country with more than 5 lakh population, through
Exclusive Critical Care Hospital Blocks, while the remaining districts will be covered through referral services.

• Centrally Sponsored Components:

• Support for 17,788 rural Health and Wellness Centres in 10 High Focus States.

• Establishing 11,024 urban Health and Wellness Centres in all the States.

• 3382 Block Public Health Units in 11 High Focus states. Support for other States/UTs under XV Finance
Commission Health Sector Grants and NHM.

• Setting up of Integrated Public Health Labs in all districts.

• Establishing Critical Care Hospital Blocks in all districts with population more than 5 lakhs.

• Central Sector Components

• 12 Central Institutions as training and mentoring sites with 150 bedded Critical Care Hospital Blocks;
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• Strengthening of the National Centre for Disease Control (NCDC), 5 New Regional NCDCs and 20 metropolitan
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health surveillance units;

• Expansion of the Integrated Health Information Portal to all States/UTs to connect all public health labs;

• Operationalisation of 17 new Public Health Units and strengthening of 33 existing Public Health Units at Points
of Entry, that is at 32 Airports, 11 Seaports and 7 land crossings;

• Setting up of 15 Health Emergency Operation Centres and 2 container based mobile hospitals; and

• Setting up of a national institution for One Health, 4 New National Institutes for Virology, a Regional Research
Platform for WHO South East Asia Region and 9 Bio-Safety Level III laboratories.

Recent in News:

• The Government of India and the World Bank today signed two complementary loans of $500 million each to
support and enhance India’s health sector development.

• Through this combined financing of $1 billion, the Bank will support India’s flagship Pradhan Mantri-
Ayushman Bharat Health Infrastructure Mission (PM-ABHIM), launched in October 2021, to improve the
public healthcare infrastructure across the country.

• In addition to the national level interventions, one of the loans will prioritize health service delivery in seven
states including Andhra Pradesh, Kerala, Meghalaya, Odisha, Punjab, Tamil Nadu, and Uttar Pradesh.

Pradhan Mantri Bhartiya Janaushadhi Pariyojana:

• Pradhan Mantri Bhartiya Janaushadhi Pariyojana (PMBJP) was launched by the Department of Pharmaceuticals,
Ministry of Chemicals & Fertilizers, Government of India in November, 2008.

• In September 2015, the 'Jan Aushadhi Scheme' was revamped as 'Pradhan Mantri Jan Aushadhi Yojana' (PMJAY). In
November, 2016, to give further impetus to the scheme, it was again renamed as "Pradhan Mantri Bhartiya
Janaushadhi Pariyojana" (PMBJP).

• Bureau of Pharma PSUs of India (BPPI) is the implementation agency for PMBJP.

• The Bureau of Pharma PSUs of India works under the Ministry of Chemicals & Fertilizers.

• PMBJP stores have been set up to provide generic drugs, which are available at lesser prices but are equivalent in
quality and efficacy as expensive branded drugs.

eSanjeevani
• eSanjeevani was launched in November 2019.

• eSanjeevani app is powered by the Ministry of Health and Family Welfare (MoHFW).

• eSanjeevani, first-of-its-kind telemedicine initiative by any country has two variants:

• eSanjeevani Ayushman Bharat-Health and Wellness Centre(AB-HWC):

• A Doctor-to-Doctor telemedicine service under Ayushman Bharat-Health and Wellness Centres scheme of the
Government of India, to provide general and specialised health services in rural areas and isolated
communities.

• Doctor-to-Doctor telemedicine service is based on a Hub-and-Spoke model. ‘eSanjeevani AB-HWC’ enables

virtual connection between the beneficiary (along with the paramedic and a generalist) at the spoke i.e. HWC
and the doctor/specialist at the hub (tertiary healthcare facility/hospital/medical college).
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• This facilitates real-time virtual consultation from doctors & specialists at the hub with the beneficiary
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(through paramedics) at the spoke. The e-prescription generated at end of the session is used for obtaining
medicines.

• ‘eSanjeevaniAB-HWC’ was implemented with a vision to provide quality health services to maximum number
of citizens by leveraging potential of Information Technology bypassing hindrances of geography, accessibility,
cost and distance. Currently, eSanjeevaniHWC is operational at around 50,000 Health & Wellness Centres.

• eSanjeevaniOPD:

• This is a patient-to-doctor telemedicine service to enable people to get outpatient services in the confines of
their homes. ‘eSanjeevaniOPD’ has also been speedily and widely adopted by citizens in all parts of the
country. It is available as a mobile app for both Android and iOS based smart phones, and these apps have
seen over 3 million downloads.

Pradhan Mantri Swasthya Suraksha Yojana (PMSSY)

• The Pradhan Mantri Swasthya Suraksha Yojana (PMSSY) was announced in 2003 with the objectives of correcting
regional imbalances in the availability of affordable/ reliable tertiary healthcare services and also to augment facilities
for quality medical education in the country.

• The scheme was approved in March 2006.

• PMSSY has two components:-

• Setting up of AIIMS

• Upgradation of Government Medical College(GMC)/ Institutions.

(i) Setting up of AIIMS

• Each New AIIMS to add:-

• State of the art Modular OTs and diagnostics facilities.

• 15-20 super specialty departments.

• 750 Beds.

• 100 UG (MBBS) seats.

• 60 B.Sc. (Nursing ) seats.

• Focus on PG education and Research.

• Total 22 new AIIMS have been announced so far under this component

(ii) Upgradation of Government Medical College(GMC)/ Institutions.

• Each up-gradation project would be adding :-

• 8-10 Super Speciality Departments.

• Around 15 new PG seats.

• 150-250 beds

• 75 Projects have been considered under this component under different phases:-

• Phase I & II: 19 GMCs

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• Phase lll : 39 GMCs

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• Phase lV : 13 GMCs

• Phase V(A) : 2 GMCs

• Phase V(B): 2 GMCs

Pradhan Mantri Swasthya Suraksha Nidhi

• The Union Cabinet, chaired by the Prime Minister, Shri Narendra Modi has approved the Pradhan Mantri Swasthya
Suraksha Nidhi (PMSSN) as a single non-lapsable reserve fund for share of Health from the proceeds of Health and
Education Cess levied under Section 136-b of Finance Act, 2007.

• Salient features of the PMSSN

• A non-lapsable reserve fund for Health in the Public Account;

• Proceeds of share of health in the Health and Education Cess will be credited into PMSSN;

• Accruals into the PMSSN will be utilized for the flagship schemes of the Ministry of Health & Family Welfare
namely,

• Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

• Ayushman Bharat - Health and Wellness Centres (AB-HWCs)

• National Health Mission

• Pradhan Mantri Swasthya Suraksha Yojana (PMSSY)

• Emergency & disaster preparedness and responses during health emergencies

• Any future programme/scheme that targets to achieve progress towards SDGs and the targets set out
in the National Health Policy (NHP) 2017.

AYURSWASTHYA YOJANA

• Ayurswasthya Yojana is an umbrella scheme that has been developed to roll out authentic classical Ayush
interventions for promoting community health care.

• The scheme is being implemented from the Financial Year 2021-22 by merging two erstwhile schemes of this Ministry
namely-

• Central Sector Scheme of Grant-in-Aid for Promotion of AYUSH Intervention in Public Health Initiatives (PHI)
and

• Central Sector Scheme for assistance to AYUSH organizations (Government / Non-Government Non-Profit)
engaged in AYUSH Education/ Drug Development & Research / Clinical Research etc. for upgradation to
Centre of Excellence (CoE)

• It consists of two parts:

• AYUSH and Public Health: To encourage the use of AYUSH interventions in community healthcare.

• Up-gradation of facilities to Centre of Excellence: To encourage the construction of cutting-edge/specialized

AYUSH medical health units in reputable AYUSH and Allopathic institutions in the Government and Non-
Government sectors.

The objectives of the Centre of Excellence component of the AYURSWASTHYA Yojana are as under: -
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• To support the establishment of advanced/ specialized AYUSH medical health units in reputed AYUSH and Allopathic
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institutions both in Government and Non-Government sectors.

• To support creative and innovative proposals for the establishment and upgradation of functions and facilities of
reputed institutions to strengthen competencies of AYUSH professionals in education technology, research &
innovation and other fields necessary for the promotion of AYUSH at national as well as international levels.

• To support creative and innovative proposals for prestigious organizations which have well-established buildings and
infrastructure, and wish to work for AYUSH systems to the level of Centre of Excellence.

The maximum admissible financial assistance under the Centre of Excellence component of AYURSWASTHYA Yojana, to
an organization/institute is Rs.10.00 crores for a maximum period of three years.

Studentship Program for Ayurveda Research Ken (SPARK)

• The Central Council for Research in Ayurvedic Sciences (CCRAS), has started the Studentship Program for Ayurveda
Research Ken (SPARK) for Ayurveda (BAMS) students studying in recognised Ayurveda colleges.

• Objective:

• To help students develop an acumen for research and to further support and incentivise their research ideas.

• The selected fellows will be offered financial support of Rs.50,000 under the fellowship.

• Initially, there will be a total of 100 seats per session and further details may be accessed at the program
portal.

POSHAN ABHIYAN

• Poshan Abhiyaan was launched by Hon’ble Prime Minister on 8th March, 2018 in Jhunjhunu district of Rajasthan. The
focus of Abhiyaan is to lay emphasis on nutritional status of adolescent girls, pregnant women, lactating mothers and
children from 0-6 years age.

• The programme, through use of technology, convergence and community involvement with a targeted approach
strives to reduce the level of stunning, under-nutrition, Anemia and low birth weight in children, as also focus on
adolescent girls, pregnant women and lactating mothers, thus holistically addressing malnutrition.

• The target of the mission is to bring down stunting in children (0-6 years), from 38.4% in 2016 to 25% by 2022.

• NITI Aayog was mandated to conduct monitoring and evaluation periodically to assess the progress and impact of the
programme.
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• In the report Preserving Progress on Nutrition in India: “Poshan Abhiyaan In Pandemic Times” NITI Aayog assessed
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the implementation of POSHAN Abhiyaan since its inception and also analysed the impact of the COVID-19 pandemic
on nutrition and health services. Following are the key findings of the report:

• Poshan Abhiyaan has helped to bring a strong focus on improving nutrition outcomes during the first 1,000 days.

• Poshan Abhiyaan has enabled a nation-wide jan-andolan catalysing nutrition related behaviour change at scale for
positive impact on feeding and health care practices.

• Poshan Abhiyaan demonstrated that the processes for inter-sectoral convergence are effectively operationalized
through in place institutional mechanisms at multiple levels.

• Poshan Abhiyaan showed that technology can be leveraged for real time monitoring of large scale health and nutrition
programmes.

• Poshan Abhiyaan supported the resilience of health and nutrition systems during covid-19 pandemic.

• The theme of this year’s Poshan Pakhwada 2023 is "Nutrition for All: Together Towards a Healthy India".

MISSION POSHAN 2.0 SCHEME

• Mission POSHAN 2.0 was launched by Finance Minister Nirmala Sitharaman in February 2021 to prevent any further
backsliding of nutrition indicators.

• The announcement was made as the government decided to devote attention and resources towards integrating
numerous nutrition schemes in the country.

• Mission POSHAN 2.0 brings together the Integrated Child Development Services (ICDS)—Anganwadi Services,
Supplementary Nutrition Programme, POSHAN Abhiyaan, Scheme for Adolescent Girls and National Crèche Scheme.

• POSHAN Gyan Portal

• On April 13, 2021, NITI Aayog, in partnership with the Bill and Melinda Gates Foundation and the Centre for
Social and Behaviour Change, Ashoka University, launched POSHAN Gyan, a national digital repository on
health and nutrition.

• POSHAN Tracker Mobile Application

• One of the major objectives under the POSHAN Abhiyaan is to leverage technology for monitoring and
improve service delivery for beneficiaries including children (0-6 years), pregnant women and lactating
mothers.

• In this direction, a robust ICT-enabled platform—‘POSHAN Tracker’—was developed by the MoWCD and
launched on January 13, 2021 to ensure real-time monitoring of providing supplementary nutrition for
improving nutritional status of beneficiaries and real-time information for prompt supervision and
management of services.

• Pilot Programme under Mission POSHAN 2.0

• In February 2021, the union government under Mission POSHAN 2.0 and in accordance with the Ministry of
AYUSH (Ayurveda, Yoga, Naturopathy, Unani, Siddha, Sowa-Rigpa and Homoeopathy) formulated a plan to
develop a robust AYUSH-based nutrition and health system.
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• For this, a pilot programme will be rolled out at ~10,000 Anganwadi centres to test the efficacy of AYUSH-
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based intervention and nutritional support in addressing problems of malnutrition and malnourishment. Data
generated in this initiative will be scientifically evaluated and analysed by the MoWCD.

• The objective of the programme is to create a mechanism to promote “healthy diet and lifestyle modification
as per Ayurveda” as well as prevent and overcome malnutrition by providing proper AYUSH care to pregnant
and lactating mothers, and children at various stages.

Poshan Vatikas or Nutri- gardens

• Poshan Vatikas or Nutri- gardens are being set up across the country to provide easy and affordable access to fruits,
vegetables, medicinal plants and herbs.

• Nutri-garden

• Nutri-garden is an advanced form of kitchen garden in which fruits and vegetables are grown as a source of
food and income.

• In order to provide the right kind of nourishment, Poshan Vatikas or Nutri-gardens are being set under
POSHAN Abhiyaan.

• It will provide easy and affordable access to locally produced fruits, vegetables, medicinal plants and herbs to
women and children straight from a nutri-garden at or near an Anganwadi Centre.

• Poshan Vatikas can play an important role in enhancing dietary diversity by providing key micronutrients
through local fruits and vegetables.
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SOCIAL SCHEMES – 3
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Production Linked Incentive (PLI) Scheme

• PLI Schemes are a cornerstone of the Government’s push for achieving an Atmanirbhar Bharat.

• The objective is to make domestic manufacturing globally competitive and to create global Champions in
manufacturing.

• The first three PLI Schemes were approved earlier in March, 2020 and these were followed by another 10 New PLI
Schemes in November, 2020.

• March 2020

• Key Starting Materials (KSMs)/Drug Intermediates (DIs) and Active Pharmaceutical Ingredients (APIs):
Department of Pharmaceuticals

• Large Scale Electronics Manufacturing: Ministry of Electronics and Information Technology

• Manufacturing of Medical Devices: Department of Pharmaceuticals

• November 2020:

• Electronic/Technology Products: Ministry of Electronics and Information Technology

• Pharmaceuticals drugs: Department of Pharmaceuticals

• Telecom & Networking Products: Department of Telecommunications

• Food Products: Ministry of Food Processing Industries

• White Goods (ACs & LED): Department for Promotion of Industry and Internal Trade

• High-Efficiency Solar PV Modules: Ministry of New and Renewable Energy

• Automobiles & Auto Components: Department of Heavy Industry

• Advance Chemistry Cell (ACC) Battery: Department of Heavy Industry

• Textile Products: MMF segment and technical textiles: Ministry of Textiles

• Specialty Steel: Ministry of Steel

• September 2021

• Drones and Drone Components: Ministry of Civil Aviation

• In the Union Budget 2021-22, presented on 1st February 2021, the Finance Minister announced an outlay of INR 1.97
Lakh Crores for the Production-Linked Incentive (PLI) Schemes for 13 key sectors.

National Green Hydrogen Mission:

• TYPES OF HYDROGEN BASED ON EXTRACTION METHODS

Grey Hydrogen: It is produced via coal or lignite gasification (black or brown), or via a process called steam methane
reformation (SMR) of natural gas or methane (grey). These tend to be mostly carbon-intensive processes.

Blue Hydrogen: It is produced via natural gas or coal gasification combined with carbon capture storage (CCS) or carbon
capture use (CCU) technologies to reduce carbon emissions.

Green Hydrogen: It is produced using electrolysis of water with electricity generated by renewable energy. The carbon
intensity ultimately depends on the carbon neutrality of the source of electricity (i.e., the more renewable energy there
is in the electricity fuel mix, the "greener" the hydrogen produced).

• India has set its sight on becoming energy independent by 2047 and achieving Net Zero by 2070.
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• To achieve this target, increasing renewable energy use across all economic spheres is central to India's Energy
Transition.
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• Green Hydrogen is considered a promising alternative for enabling this transition.

• Hydrogen can be utilized for long-duration storage of renewable energy, replacement of fossil fuels in industry, clean
transportation, and potentially also for decentralized power generation, aviation, and marine transport.

• The National Green Hydrogen Mission was approved by the Union Cabinet on 4 January 2022.

STRATEGIC INTERVENTIONS FOR GREEN HYDROGEN TRANSITION (SIGHT)

• The mission outcomes projected by 2030 are:

Development of green hydrogen production capacity of at least 5 MMT (Million Metric Tonne) per annum with an
associated renewable energy capacity addition of about 125 GW in the country

Over Rs. Eight lakh crore in total investments

Creation of over Six lakh jobs

Cumulative reduction in fossil fuel imports over Rs. One lakh crore

Abatement of nearly 50 MMT of annual greenhouse gas emissions

Financial Outlay:

• The initial outlay for the Mission will be Rs.19,744 crore, including an outlay of Rs.17,490 crore for the SIGHT
programme, Rs.1,466 crore for pilot projects, Rs.400 crore for R&D, and Rs.388 crore towards other Mission
components.

National Infrastructure Pipeline

• Launched in August 2020, the National Infrastructure Pipeline (NIP) is a first-of-its-kind, whole-of-government
exercise to provide world-class infrastructure across India, and improve the quality of life for all citizens.

• In order to become a five trillion-dollar economy by 2024 – 25, India needs to spend about US$ 1.4 Tn on
infrastructure. National Infrastructure Pipeline is a project to achieve this level of investment in infrastructure sector.

• The initial sanctioned amount for National Infrastructure Pipeline is ₹102 lakh crore. Infrastructure projects under NIP
will receive an equal share of contribution in terms of capital expenditure from the Centre and States of 39% each
while Private Sector share being 22%.

• During the fiscals 2020 to 2025, sectors such as Energy (24%), Roads (19%), Urban (16%), and Railways (13%) amount
to around 70% of the projected capital expenditure in infrastructure in India.

Gati Shakti – National Master Plan for Multi-modal Connectivity

• Prime Minister Shri Narendra Modi has launched the Gati Shakti – National Master Plan for Multi-modal Connectivity
in New Delhi on 13th October 2021.
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• Gati Shakti — a digital platform — will bring 16 Ministries including Railways and Roadways together for integrated
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planning and coordinated implementation of infrastructure connectivity projects.

• It will incorporate the infrastructure schemes of various Ministries and State Governments like Bharatmala,
Sagarmala, inland waterways, dry/land ports, UDAN etc.

• Economic Zones like textile clusters, pharmaceutical clusters, defence corridors, electronic parks, industrial corridors,
fishing clusters, agri zones will be covered to improve connectivity & make Indian businesses more competitive.

• It will also leverage technology extensively including spatial planning tools with ISRO imagery developed by BiSAG-N
(Bhaskaracharya National Institute for Space Applications and Geoinformatics).

• It also intends to build 11 industrial corridors and two new defence corridors in Tamil Nadu and Uttar Pradesh.
Another goal is to bring 4G connectivity to all villages.

• The gas pipeline network will be expanded by 17,000 kilometres.

• It will aid in meeting the government's ambitious targets for 2024-25, such as increasing the length of the national
highway network to 2 lakh kilometres and constructing more than 200 new airports, heliports, and water aerodromes.

• The Gati Shakti scheme is based on six pillars –

• Comprehensiveness,

• Prioritization,

• Optimization,

• Synchronization,

• Analytical, and

• Dynamics.

Bharatmala Project:

• On October 24th, 2017, the Government approved a series of projects focused on boosting infrastructure in the
country. The total cost of the project is around Rs 7 lakh crore and also includes the visionary Bharatmala project.
Under the Bharatmala project, 34,800 km of highways would be constructed at the cost of Rs 5.35 lakh crore.

• The highway projects aims at the development of over 80,000 km of highways in the next five years. The ambitious
project will considerably reduce the time taken for transporting goods, will generate job opportunities and will
drastically improve road connectivity.

• NHAI, National Highway and Industrial Development Corporation (NHIDCL) and state public work departments have
been given the responsibility for the successful execution of the biggest highway project yet. The Government has
also taken steps to ensure that roads are developed under Pradhan Mantri Gram Sadak Yojana.

• The National Highways Authority of India (NHAI) proposes to issue tenders for the construction of some sections of
the roads under Phase-2 as early as the first half of FY24 so that a big chunk of these expressways and highways
become operational in line with remaining projects under Phase-1 that is now scheduled to be completed by 2027.
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Pradhan Mantri Gram Sadak Yojana

• PMGSY - Phase I was launched in December, 2000 as a 100 % centrally sponsored scheme.

• Under the scheme, 1,35,436 habitations were targeted for providing road connectivity and 3.68 lakh km. for
upgradation of existing rural roads in order to ensure full farm to market connectivity.

• PMGSY - Phase II

• The Government of India subsequently launched PMGSY-II in 2013 for upgradation of 50,000 Kms of existing
rural road network to improve its overall efficiency.

• While the ongoing PMGSY - I continued, under PMGSY phase II, the roads already built for village
connectivity was to be upgraded to enhance rural infrastructure.

• The cost was shared between the Centre and the states/UTs.

• PMGSY - Phase III

• Phase III was approved by the Cabinet during July 2019.

• It gives priorities to facilities like:

• Gramin Agricultural Markets (GrAMs)

• GrAMs are retail agricultural markets in close proximity to the farm gate, that promote and
service a more efficient transaction of the farmers’ produce.

• Higher Secondary Schools and

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• Hospitals.
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• Under the PMGSY-III Scheme, it is proposed to consolidate 1,25,000 Km road length in the States. The
duration of the scheme is 2019-20 to 2024-25.

Sagarmala:

• The concept of Sagarmala was approved by the Union Cabinet on 25th March 2015. As part of the programme, a
National Perspective Plan (NPP) for the comprehensive development of India’s 7,500 km coastline, 14,500 km of
potentially navigable waterways and maritime sector has been prepared which was released by the Hon’ble Prime
Minister, on 14th April, 2016 at the Maritime India Summit 2016.

• Sagarmala could boost India’s merchandise exports to USD 110 billion by 2025 and create an estimated 10 million
new jobs (four million in direct employment).

• Vision of the Sagarmala Program is to reduce logistics cost for EXIM and domestic trade with minimal infrastructure
investment. This includes:

• Reducing cost of transporting domestic cargo through optimizing modal mix Lowering logistics cost of bulk
commodities by locating future industrial capacities near the coast Improving export competitiveness by developing
port proximate discrete manufacturing clusters Optimizing time/cost of EXIM container movement.

• Projects Under Sagarmala

• As part of Sagarmala Programme, more than 574 projects (Cost: Rs. 6.01 Lacs Cr.) have been identified for
implementation, during 2015-2035, across the areas of port modernization & new port development, port
connectivity enhancement, port-linked industrialization and coastal community development.

Health Sector Schemes

• National Health Policy (NHP), 2017 envisages raising public health expenditure from the existing 1.15% to 2.5% of GDP
by 2025 in a time bound manner.

National Vaccination Programme:

• The National Vaccination Programme in India was launched in 1978 as the Expanded Programme of immunization
(EPI).
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• Once the program gathered traction in 1985, it was expanded into the Universal Immunization Programme (IP), which
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was to be executed gradually to reach every district in the nation by 1989-1990.

• In 1992, UIP joined the Child Survival and Safe Motherhood Programme. immunization Programmes have been a
significant part of the National Reproductive and Child Health Care Programme since 1997.

• Starting from 2005, the National Rural Health Mission (NRHM) has placed a strong emphasis on this area.

Mission Indradhanush:

• Mission Indradhanush (MI) was launched by the Ministry of Health and Family Welfare (MOHFW) on 25th December
2014 with the aim of expanding immunization coverage to all children across India.

• As a part of Mission Indradhanush, pregnant women and children under two years of age are to receive vaccinations
against diseases that vaccines can prevent.

• Children across socio-economic, cultural and geographical spectrums in India, are being immunized under this
program.

• The Mission Indradhanush aims to cover all those children who are either unvaccinated, or are partially vaccinated
against vaccine preventable diseases.

• India’s Universal Immunisation Programme (UIP) provide free vaccines against 12 life threatening diseases, to 26
million children annually.

• The Universal Immunization Programme provides life-saving vaccines to all children across the country free of cost to
protect them against Tuberculosis, Diphtheria, Pertussis, Tetanus, Polio, Hepatitis B, Pneumonia and Meningitis due
to Haemophilus Influenzae type b (Hib), Measles, Rubella, Japanese Encephalitis (JE) and Rotavirus diarrhoea.
(Rubella, JE and Rotavirus vaccine in select states and districts).

Intensified Mission Indradhanush (IMI)

• It was launched in October 2017.

• Under IMI, greater focus was given on urban areas which were one of the gaps of Mission Indradhanush.

• It focused to improve immunisation coverage in select districts and cities to ensure full immunisation to more than
90% by December 2018 instead of 2020.

Intensified Mission Indradhanush 2.0

• On December 2, 2019, the Intensified Mission Indradhanush (IMI)2.0 was introduced throughout India.

• It was a nationwide immunisation drive to mark the 25 years of Pulse polio programme (2019-20).

• It had targets of full immunization coverage in 272 districts spread over 27 States.

• It aimed to achieve at least 90% pan-India immunisation coverage by 2022.

Intensified Mission Indradhanush 3.0

• IMI 3.0 was launched in 2021.

• Focus of the IMI 3.0 was the children and pregnant women who had missed their vaccine doses during the Covid-19
pandemic.

• Beneficiaries from migration areas and hard to reach areas were targeted as they might have missed their vaccine
doses during Covid-19.

Intensified Mission Indradhanush (IMI) 4.0

• In Feb 2022, Ministry of Health virtually launched Intensified Mission Indradhanush (IMI) 4.0 to ensure Routine
Immunization services reach the unvaccinated and partially vaccinated areas.
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• The pace of routine immunization has slowed down due to the Covid-19 pandemic, and the ultimate goal of IMI 4.0
is to fill the gaps.
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• The rounds of Intensified Mission Indradhanush 4.0 will be conducted in 416 districts, including 75 districts identified
for Azadi ka Amrit Mahotsav across 33 States/UTs.

Nikshay Poshan Yojana(NPY)

• NI-KSHAY-(Ni=End, Kshay=TB)

• The NPY was launched in 2018 by the Ministry of Health and Family Welfare.

• Ministry of Health & Family Welfare (MoHFW) has launched the Direct Benefit Transfer (DBT) scheme for nutritional
support to tuberculosis patients as Nikshay Poshan Yojana(NPY).

• Under it, a financial incentive of Rs 500 per month is provided to each notified TB patient for the entire duration of
his treatment.

• Through the Nikshay Poshan Yojana, the Central Government of India has taken it upon itself to help the TB patient
afford good nutritious food that will help fend off the disease and bring down the death rate by a large margin.

Pradhan Mantri TB Mukt Bharat Abhiyaan

• The President of India, Smt Droupadi Murmu virtually launched the Pradhan Mantri TB Mukt Bharat Abhiyaan on
September 9, 2022.

• The Pradhan Mantri TB Mukt Bharat Abhiyaan has been envisioned to bring together all community stakeholders to
support those on TB treatment and accelerate the country’s progress towards TB elimination.

• According to the United Nations Sustainable Development Goals, all nations have set the goal of eradicating TB by the
year 2030. But the Government of India has set the target of eradicating TB by the year 2025 and efforts are being
made at every level to fulfill this resolution.

Ni-kshay Mitra initiative

• The Ni-kshay Mitra initiative ensures additional diagnostic, dietary, and vocational support for those undergoing TB
treatment, and encouraged elected officials, corporations, non-profit organizations, and individuals to come forward
as donors to aid the patients in finishing their journey to recovery.

• Under the Pradhan Mantri TB Mukt Bharat Abhiyaan (Ni-kshay Mitra Initiative) implemented by the Ministry of Health
& Family Welfare, 9.55 lakh out of the 9.69 lakh consented TB patients across the country have been adopted by Ni-
kshay Mitra (as on 09.03.2023).