wll ‘ CENTRAL GOVERNMENT EMPLOYEES brill ene ORG ae CHENNAI (PHASE Iilll) HOUSING SCHEME: CGEWHO RULES eof.¢.saa.va-sit. ferasnach data wert oafardt scam snare daca bi Dees EMPLOYEES WELFARE HOUSING ORGANISATION FA Wi ipath Bhawan, Janpath, New Delhi-110001 Ph.: 011-23717249, 20730722, "23986408 a 01 23717260 » Webste www.cgewho.in » E-mail : [email protected] » miiia | Completed and Handed over Projects of CGEWHO MOHALI (Ph-1) - 603 DUs BHUBANESWAR (Ph-l) - 256 DUs HYDERABAD (Ph-lll) - 380 DUs ‘Completion Year : 2013 Completion Year : 2013 Completion Year : 2013 il cae LUCKNOW - 130 DUs AIMT (Pht) NOIDA (Ph-V) - 576 DUs ‘Completion Year : 2008 ‘Completion Year : 2007 NERUL (Ph-1) - 384 DUs AHMEDABAD - 310 DUs Completion Year : 1996 Completion Year : 2005 KOCHI - 43 DUs HYDERABAD Ph - 344 DUS Completion Year : 2001 Completion Year : 2001 GURGAON (Ph-1) - 1088 DUs KHARGARH - 1230 DUs NOIDA (Ph-l) - 508 DUS ‘Completion Year : 1999 Completion Year : 1998, Completion Year : 1998.CGEWHO INDEX TO CONTENTS PART-A: CHENNAI (PHASE III) HOUSING SCHEME [> TwangrawaifromaScheme Ls 1 [Introduction [oz 26 [Cancellation Charges 15, 2 [Location 02 27 [Possession 16 3__| Salient Features 02 28 [Delay in Taking Over 16 [5 frevatte DeairoronemgUmEyaE [or] [2 [Hanng er is a ee 30_[Mutual Exchange of Dwelling Unit 16 S| Basle Specihentionn 3 31 [Co-operative Society Apartment 16 7 [Payment Schedule 05 \Gismens-Ansnciailon’ | Construction Schedule 06) linet ae [Loan Arrangements 06] [3 Jownersmip Ta 10_[ Sale of Applications 06 34 [Succession 18 11 _| Receipt of Applications 07 35 [Transfer is] 12 [Allotment 07] — [36 [Liability of the COEWHTO 18 13 | Refund o7 37 [Amendments to the Rules 18 14 [important Points 07, of the Organisation 38 [Acceptance of Application 18 PART-B : CGEWHO RULES [ef aretirato ‘40 [Misrepresentation or Suppression of Facts _[19 1 [Preamble 09 2 | Definitions 09 3 | eligibilcy [oo] PART-C: ANNEXURE(s) & APPLICATION FORM 4_[ Special Eligibility Criteria 10] [1A Block Floor Plan Typical Units Annexure | 20 I ebiinte RoC 10 2_| B- Block Floor Plan Typical Unit: Annexure 21 e {11 | 3_| € Block Floor Plan Typical Unit: Annexure | 22 _ {12 | [4 [D-Block Floor Plan Typical Units AnnemarelV | 23 Ea ee ene 5_| Proforma for Payment Deposit: Annexure-V | 24 Technical Brochure p12) 6_| Proforma for Change of Address: Annexure-Vi] 25 10 | Stations: 12 Ti | Hesees Pan {2} | 7_[ Format of Pre-Receipt: Annexure-VIl 26 12 [How to Apply 12] [8 [Format of affidavit: Annexure-Vitt 27 13 | Registration of Applications 13 ‘9_| Format of Release Deed: Annexure-IX 28, 14 | Reservation for SC/ST/ 13 10 | Format of Special Power of Attorney: Annexure-X | 29 Physically Handicapped Applicants 1 | Format of Tripartive Agreement: Annexure-X! | 30 15 | Confirmation of Booking 13 12 | Undertaking about Loan detail: Annexure-I [33 | 16 [Cost of Dwelling Units/Flats 13| [75 [applications for Membership Annexure [34 a pepmene Schade <4} [Tia [Acceptance And Undertaking: Anexurel [35 [a9 TGhangesinPaymentssehedule [4] | ** | Avotcatontorn Amouenv |” 20 | Mode of Payment 14 — 21 | Payment of Interest 14 Part-D: Application Kit (Application | (i) 22 | Rebate: [74] | form with one copy of CGEWHO be to 23 | Loan Arrangements 15 Rules: to submitted duly signed and_| (xviii) 24 [Allotment of Specific Unit 15] | completed for allottment to CGEWHO wmfe 4 CGEWHO PART A: CHENNAI (PHASE III) HOUSING SCHEME 1, INTRODUCTION/BACKGROUND 1) Central Government Employees Welfare Housing Organisation (CGEWHO), an autonomous body of Ministry of Housing & Urban Poverty Alleviation, Govt. of India and registered under the Societies Registration Act 1860, specifically created for execution of housing projects for Central Government Employees, on No Profit No Loss, self financing basis throughout country. It has at present, to its, credit, on-going housing schemes at Mohali (Phase II-615 DUs), Mohali, Sector-79 (SAS Nagar-316 DUs) and Greater Noida (2130 DUs) and further, 3061 dwelling units under various stages of planning, Thirty Projects at following locations have been completed. No. [Project completed at No of DUs 1,2 | Chennai (Phase-1 & 1) 1096 3 Nerul, Ne lumbai 384 4,5 _[ Panchkula (Phase-1 & 1) 338 6,7 _ | Kolkata (Phase-I & II) 1158 8,9 _| Noida, Sector-51 (Phase 1& 11) 1200 10 | Kharghar, Navi Mumbai 1230 uurgaon, Sector-56 (Phasel&I)| 1940 13__ | Chandigarh 305 14 Banglore (Phase I) 603 15, 16| Hyderabad (Phase, I & III) ‘902 17 18 Kochi 43 19, 20| Pune (Phase 1 & II) ‘307 21, 22] Noida, Sector-82 2276 23 | (Phase lll, IV&V) 24 [Ahmedabad 310 25, 26| Jaipur (Phase 1 & II) 756 27 [Lucknow 130 28 Mohali (Phase 1) 603 29 _ | Bhubneshwar (Phase I) 256 30 | Meerut (Phase I) 00 ii) After successful completion of housing projects as mentioned above, CGEWHO is now launching its next housing scheme at Chennai, ‘Tamil Nadu. Besides the present scheme at Chennai, CGEWHO's forth-coming schemes may include Vishakhapatnam (Phase-I) and Meerut (Phase-II). iii) This brochure, outlines details and ‘Rules and Regulations’ governing the Chennai (Phase III) Housing Scheme. ;. LOCATION ‘The plot admeasuring undivided share of approximately 12 acres out of total approx. 23.92 acres located on Poonamallee-Avadi Main Road, Parthipattu village. Distances ofimportant place(s) by road are: Avadi Railway Station 3.0 Kms, ISBT 3.0 Kms. Chennai Airport 9.2 Kms, Please see location place of Plot in the back side of cover page. It isa part of the contiguous land where Chennai (Phase Ul) project of CGEWHO isalready completed. 1) All DUsare provided with balcony(ies). ii) Located in developed area of Poonamallee Avadi Main Road. {ii) Fully functional project with bituminous road, paved walk ways, electrification, water supply, sewage disposal system, area drainage system, community facilities, horticulture/ plantations, parks, boundary wall, security gates & postetc. iv) Allthe blocks are provided with lift facility. v) All approvals have been obtained from the Statutory Authorities @Rainwater harvesting for augmenting water resources Efficient Plans. Super Built-up Area calculated as peractual. Construction as per approved plans by the MDA. ELIGIBLE CATEGORIES PRIORITYI i) Central Government Employees: Serving or retired Central Govt. Employees, who are covered by the definition as given at Para 2(vil) of PartB ofthis Brochure, will be eligible. ii) Spouses of deceased employees: Spouses of the deceased Central Govt. Employees or deceased retired employees would be eligible, if the deceased employee would have qualified by criteria (i) above. iii) Employees of CGEWHO, with a minimum of one year of service, will be eligible. PRIORITY IL i) Employees in service of Central PSUs, State Govts., Union Territory Administration, Autonomus Bodies, Corporations, Nationalised Banks ete. fi) Serving uniformed employees of the Ministry of Defence and serving employees of Ministry of Railways. Note: 1) Allotments shall be made in the order of priority, depending upon the number of applications received, as mentioned above. However, in case the number of applications received from Priority I applicants outnumber the number of dwelling units proposed to be built; a Draw of lots will be held at CGEWHO's Head Office, New Delhi. ii) An eligible Central Government Employee can make only one application for one DU/Flat only. Where both husband and wife are eligible, only one can apply. iti) Before submission of application, applicants must ensure their eligibility regarding their Central Govt, employment and other conditions given under Para 4 of Part B of these Rules. In case, an allotment is still made in contravention of the CGEWHO Rules due to any oversight, it will be the responsibility of the applicant to inform this Organisation, once itcomes to his/her knowledge. PRIORITY - UI General Public, including retired/spouses of deceased employees of Priority-II Note: Allotments shall be made in the order of priority, depending upon the number of applications received, as mentioned above. However, in case the number of applications received from Priority 1 applicants outnumber the number of dwelling units proposed to be built, a Draw of lots will be held. The unsuccessful applicants, if any, will be considered alongwith the Priority II applicants, in the same manneras for Priority | applicants, so on. @)‘Theprojectis planned with appox.4.220 dwvallingunioe with connected central amenities The base tentative details of the dwelling units (subjectto change without any notice) areas under: Type |] Accommodation [Configuration] Tentative Area [Non-Refundable [Earnest [Tentative cost] With lift |in Sq. ft / Approx| Application Fee |Money | of DU/Flat q. p pp! No.ofDU/Flats(s} (inRs) — |Deposit| (figure in to be built lakhs) : Drawing-cum-Dining, (1BHK) Miche oad Bath, Stilt+ | 562 sqft. / 400 nos. 500 50,000] 14.05 one WCand Balcony | 10 Storey Drawing-cum-dining, é two bedrooms, fapnky |litchen,two toilets, | tte — |intaseft/240nes} 500 50000] 27.95 Balconies 40 storey Drawing-cum-dining, three bedrooms, fo Kitchen three tailets, | Stite — |is27sqit./340n0s} 1000 —‘|100,000] 38.18 Balconies Th stoiey, Drawing-cum-dining i three bedrooms, (4BHK | Saree tollets, Stilt+ —[1742sqft./240n0s} 1000 -—‘|1,00,000} 43.55 one servant room with| 10 storey WC, Kitchen, balconies Note: 1) Types, Areas, No. of DUs and Cost, as indicated above are tentative and subject to revision. However, further details will be communicated through "Technical Brochure’, ii) Application Fee is Non-Refundable. A combined Bank Draft for Earnest Money Deposit (EMD) and Application Fee may be submitted alongwith application, iii) Earnest Money Deposit (EMD) will be considered as partpaymentof the installment(s), onallotment. iv) Planning permission hasalready been obtained from the Avadi Muncipality /CMDA. v)__Asingle block of Community center shall be provided at the complex which shall be partially meant for the Chennai (Phase I!) beneficiaries and partially for Chennai (Phase Ill) beneficiaries, vi) Escalation and additional statutory levies shall be charged extra vii) ‘There are limited car parkings under stilts available and will be charged separately @ Rs. 2.5 lakhs. In case demandis higher, allotment shall be made through draw of lots.CGEWHO fe SI Particulars TypeA Type B Type Type D a) Internal wall/ ceiling Oil Bound | Oil Bound Distemper | Same as for Type A | Same as for Type A | Same as for Type A Distemper b) External wall | Weatherproof Paint| Same as for Type A | Same as for Type A | Same as for Type A ©} i) General floor | Vitrified tiles Same as for Type A | Same as for Type A | Same as for Type A ii) Kitchen Ceramic Tiles Same as for Type A | Same as for Type A | Same as for Type A Ceramic Tiles d) Bath flooring Glazed tiles| Same as for’Type A | Same as for Type A | Same as for Type A dado 7 ft. height Polished Granite ) Kitchen Platform 600 mm | Same as for'Type A | Same as for Type A | Same as for Type A high Glazed tiles | Sameas for Type A | Same as for Type A | Same as for Type A dado 2' high f) Window Aluminum ‘Same as for Type A | Same as for Type A | Same as for Type A 8) Door Frame/Shutter| Wooden/Flush doors | Same as for Type A | Same as for Type A | Same as for Type A Copper wiring in 1h) Electrical Wiring | concealed PVC _—_| Sameas for Type A | Same as for Type A | Same as for Type A Conduits INSTALMENT| PARTICULARS STAGE WHEN TO BE CALLED On applying | Earnest Money Deposit (EMD) ‘Along with application by the last date of receiving application(s), or extension thereof. Ast 30% of cost of DU/Flat less EMD | On issue of letter of allotment 2nd 15% of cost of DU/Flat After commencement of work. 3rd 20% of cost DU/Flat After attaining 45% progress of the work. 4th 15% of cost DU/Flat After attaining 65% progress of work ©nl CGEWHO sth | 20% of cost DU/Flat After attaining 80% progress of work. 6th & final Actual cost towards escalations, interest towards equalization charges, Apartment Owners’ Association Charges, and other statutory levies/charges, if any with cost of parking if applicable On completion of the project. Notes : i) Separate call-up or Demand notice for each installment shall be sent giving 30 days, for effecting the payment. ii) All payments are to be made by Bank Drafts only drawn in favor of CGEWHO A/C No 0267101523034 CANARA BANK, NEW DELHL.' w Ale No. 02671015 23034 iii) Asmentioned in the payment schedule above, escalation component, ifany, Apartment Owners‘ Association charges @ 1.5% of the final cost of dwelling unit, reserve fund @ 1.5% of the final cast of the dwelling unit, stamp duties and other levies, interest towards equalization charges and statutory payments, ifany shall be computed and charged along with the final installment, at the time of offering physical possession of the dwelling unit. However, the organization reserves its right to call any amount towards escalation even during the tenancy ofthe project. iv) Beneficiaries are advised to remain in contact with CGEWHO and keep visiting our website www.cgewho.in regarding issue of call-up notice(s) etc. CONSTRUCTION SCHEDULE Project work will be tentatively completed within 48 months; from the last date of 2nd installment which would be called on the commencement of construction. House Building Advance is admissible to Central Government Employees for acquiring houses from the CGEWHO, as per OM No. I/17015/1/91-H.IlL dated 04.09.1991, issued by the then Ministry of Urban Development against mortgage of the property, in favor of the President of India. Additional funds, if required, can be borrowed from other Financial Institutions like HUDCO, HDFC, GICHFL, LICHFL, and Housing subsidiaries of the Nationalized Banks etc. on the basis of secon mortgage of property allotted by CGEWHO, Explanations: Applicants are to apply for loan directly to their respective Departments/ Financial Institutions. All possible assistance will, however, be provided by the CGEWHO, including the documents, as required by the concerned Institution(s). 10.SALE OF APPLICATIONS — Intending applicants may obtain the CGEWHO Rules Brochure at a cost of Rs. 100/- in cash or through Bank Draft in favour of 'CGEWHO A/C No oMe No. 02670523034 0267101523034 CANARA BANK, NEW DELHI’ payable at New Delhi from following points: CGEWHO's Head Office | Hard copy of 'CGEWHO at 6th Floor, ‘A Wing, | Rules Brochure’ JANPATH BHAWAN, Janpath, Available from New Delhi-110001 30.05.2016 CGEWHO Project office | Hard copy 'CGEWHO at Poonamallee Avadi, Main Road Rule Brochure’ Contact Qs». Srinivasan Available from (M) 0444464154 30.05.2016 Alternatively Rs.100/- towards the Downloading cost of brochure to be from CGEWHO's added along with EMD & wabsiter. Application Fees while applying in case of eee Downloaded Form. 11.RECEIPTOF APPLICATIONS Duly completed applications will be received only at the Head Office at New Delhi, either by post or by hand. Applications by hand can be deposited in the «office onall the working days, 30.05.2016 30.06.2016 ‘Scheme open from: Scheme Closeson 12.ALLOTMENT After the receipt of application forms, complete in all respects, from all the eligible applicants, a ‘draw oflots' will be conducted at the Head Office in case of over subscription, within four months of the formal closure of the scheme or extension therefore, in the presence of an officer nominated by Ministry of Housing & Urban Poverty Alleviation, CGEWHO ol The date of the ‘draw’ will be intimated to all the applicants, either individually or web-published at: www.cgewho.in The result of the ‘draw’ will be communicated to all the applicants individually or will be published in the official website of CGEWHO {www.cgewho.in} Otherwise, allotments shall be made to all the eligible applicants in case, the scheme is subscribed by more than 50% of no(s) DU(s) to be built. 13.REFUNDS = In case of over-subscription, refund to unsuccessful allottees will be made within two months from the date of draw which will be held within four months from the date ofclosure ofthe scheme orextension, ifany. As per rules of the organization, interest @ 5% per annum is payable, if the Earnest Money is not refunded to unsuccessful allottees within two months from the date of draw of ots. In case of under-subscription and if applications are received less than 50% of DU/Flat(s) the refund will be made within six months from the closure of the scheme or extension thereof without interest; beyond six months interest @ 5% payable from the date of closure ofthe scheme or extension, thereof. 14. IMPORTAN CLARIFICATION — 1) Change of Address : All correspondence will be made with the applicants/beneficiaries on the address mentioned at SI No. 13 of the Application Form, Any change of address should be notified to the CGEWHO, New Delhi, in the format given at Annexure-ViofPart'C’ ii) In order to provide prompt and efficient service to the beneficiaries visiting our office, for deposit of applications, payment and with scheme enquiries, it will be entertained in our office on all working days between 0930 and 1300 Hours iii) Beneficiaries are advised to ensure that their ceainl CGEWHO Registration number and Name is mentioned correctly, while remitting payments and corresponiting with thisoffice. iv) Beneficiaries are requested to send their payments under a separate covering letter and notto club their queries like Change of Address, in the same letter. Call-up notices for instalments, for all the schemes, are sent to all the confirmed beneficiaries and published in our website ie. www.egewho.in, mentioning therein the last date of payment. For payments received beyond the stipulated date, interest towards equalisation charges becomes chargeable, as per Para 18 of the "CGEWHO Rules’ Waiver of interest is not possible and hence beneficiaries are advised NOT to enter into avoidable correspondence requesting for waiver of interest towards equalisation charges. vi) Beneficiaries forwarding the Tripartite Agreement for availing HBA/ loan from HUDCO/HDFC/LICHFL/GICHFL etc. are requested to forward one extra copy of the agreement. All copies should be signed by the beneficiaries and duly witnessed. One copy will be retained and the remaining copies, duly signed by the authorised signatory, will be sent back to the beneficiary. vii) Interest @ 15% per annum is charged for late payment of instalment (for exact no. of days). Interest is also charged to late joiners on all the instalments called for at the time ofjoining (from the respective dates of instalments) as stated above, In case of change from lower category to higher category, interest on differential amount ischarged oneach instalment. 1. No interest is paid to member beneficiaries to whom confirmed allotment has been made. No interest is paid when a_ beneficiary withdraws from a scheme. Interest is paid to waiting list members @ 5% per annum, provided they are on the waiting list fora minimum period ofoneyear. 3. Waiting list members will not be entitled to interest if allotment made to them is not accepted. However, they will not be charged any cancellation charges til thirty days from date of issue ofallotmentlletter. No interest is paid in case the beneficiaries change from higher to lower category. No interest is paid for early payment of instalment. No interest is paid if the project is delayed due to any circumstances whatsoever. Interest on EMD to non-allottees in the case of draw is paid only in circumstances explained in Para (21) of Part B of CGEWHO brochures, Computation of interest (Debit/Credit) is doneat _ the time ofcalling up of the final instalment. 7. CGEWHO is providing a service to the beneficiaries within its minimum means and resources, So the organisation's liability towards the allotment of DUs shall be limited to refund of the amount deposited by the beneficiaries, in case the beneficiary is not satisfied with the quality of dwelling units being offered to him/er at the time of handing over possession of the dwelling unit/as well as for any delay in the project due to unavoidable circumstances. No compensation shall be admissible on any ‘account or reason which may be noted by the applicants while applying for any of the CGEWHO's Housing Scheme. viii) Beneficiaries who are promoted from the waiting list will be charged interest @ 15% per annum from the respective date of instalments towards equalization charges. The rate of interests subject tochange. @CGEWHO onl PART B : CGEWHO RULES i) The Central Government Employees Welfare Housing Organization is a ‘Society’ established topromote, control and coordinate the development of housing schemes at selected places, all over India, on no profit-no loss and self financing basis as a welfare measure, The Society is a registered body under the Societies Registration Act of 1860. li) Its aim is to provide welfare housing service of quality to the Central Governmentemployees, iii) The rules have been drawn up to give the Central Government employees, serving and retired, a perception of the task and an understanding of the Organisation's commitment to them and their own obligations in this matter: Such a brochure cannot be all comprehensive, Applicants may, therefore, contact the organisation's Head Office in New Delhi for clarifications. ‘General Body’ means the list of Members given under Para 6 of the Memorandum of Association, ii) ‘Governing Council’ means the list of members given under Para 5 of the Memorandum of Association. iii)'CGEWHO' means the Central Government Employees Welfare Housing Organisation. iv)'Scheme’ means the ‘self-financed housing project’ announced by the CGEWHO. v) ‘Dwelling Unit of DU’ means a single storey/duplex type/flat type of housing unit constructed in independent group housing or multistoreyed construction or marked plots. i) 0 vi) Beneficiary’ means an eligible applicant whose booking for a dwelling unit has been confirmed by the CGEWHO. vii)For the purpose of CGEWHO, a Central Government Employee is an individual who is appointed by or on behalf of the President of India and whose pension both charged and voted. is debitable to the Consolidated Funds of India, or is under old/new Pension Scheme includingthe All India Services officials. However, employees of ‘State’ and Union Territory Administration are not included. Further such Central Govt. employees as are eligible under similar Orgaisation like AWHO, AFNHB, IRWOare also NOT included. 3.ELIGIBILTIY ELIGIBLE CATEGORIES PRIORITY! 1) Central Government Employees : Serving or retired Central Govt. employees, who are covered by the definition as given at Para 2 (vii) ofPartB ofthis Brochure, will be eligible. ii) Spouses of the deceased employees : Spouses ofthe deceased Central Government Employees or deceased retired employees would be eligible, if the deceased employee would have qualified by criteria (i) above. )) Employees of the CGEWHO, with a minimum of oneyear of service, will be eligible, PRIORITY II i) Serving employees of Central PSUs, State Govts,, Union Territory Administration, Autonomous Bodies, Corporations, Nationalised Banks ete. ii) Serving uniformed employees of the Ministry of Defence and serving employees of Ministry oful CGEWHO Railways and covered under Priority-I like Lok Sabha and Rajya Sabha Secretariate etc. Note i) Allotments shall be made in the order of priority, depending upon the number of applications received, as mentioned above. However, in case the number of applications received from Priority J applicants outnumber the number of dwelling units proposed to be built, a Draw of lots will be held at CGEWHO's Head Office, New Delhi. ti) An eligible Central Government employee can make only one application for one DU/Flat only. Where both husband and wife are eligible, only one can apply. lif) Before submission of application, applicants must ensure their eligibility regarding their Central Govt. employment and other conditions given under para 4 of Part 'B' of these Rules, In case, an allotment is still made in contravention of the CGEWHO Rules due to any oversight, it will be the responsibility of the applicant to inform this Organisation, once it comes to his/her knowledge. PRIORITY - III General Public, including retired/spouses of deceased employees of Priority-II Note: Allotments shall be made in the order of priority, depending upon the number of applications received, as mentioned above. However, in case the number of applications received from Priority I applicants outnumber the number of dwelling units proposed to be built, a Draw of lots will be held. The unsuccessful applicants, if any, will be considered alongwith the Priority Il applicants, in thesamemanner as for Priority !applicants, soon. 1) Where both husband and wife are eligible, only one ofthem can apply. (0) ii) Employees, serving or retired, owning residential property, in his/her, or in the name of his/her spouse in the city/town, where the CGEWHO is planning a Scheme, will not be eligible for that Scheme. For this purpose, urban agglomerates contiguous to the city of the scheme (e.g. Delhi, Noida, Greater Noida, Gurgaon, Faridabad) will be considered as one city / town / location. iii) Individual will be generally entitled to only one dwelling unit under CGEWHO Schemes anywhere in the country. However, when the scheme is undersubscribed even after three advertisements and opened for General Public any individual can apply for the second dwelling unit if s/he is not owning any house/flat from CGEWHO in that Municipal Limit of the city/town. Priority for this second dwelling unit shall be given in the order of preference in Eligibility Criteria ie. Priority 1 shall be considered first. iv) An employee who has been dismissed from the service, would cease to be a beneficiary of the Scheme and will not be eligible to apply. v) Eligibility and other conditions attached to the allotment of land by the Municipal and Local Development Authorities, as applicable to such Scheme, would prevail. vi) The terms and conditions, as imposed by the Land Allotting Agency/Plans Approving Authority, in respect of cost, FAR, Bye-laws eligibility etc, shall prevail and be binding on the beneficiary ofthe CGEWHO. 5. HOUSING CONCEPT Subject to availability of land, dwelling units and garages in single units, multiple units, row housing, multi-storeyed building, group- housing or marked plots may be planned, subject to the approval of the local civic authorities, These plans will be announced as Scheme,as applicable.6. TYPE OF HOUSES ‘The CGEWHO may build houses or flats of the following types : One bed-room units - Type A/L; Two bed-rooms units - Type B/M; Three bed-rooms units - Type C/N and Four bedroom units in Type D. These may be built with or without scooter/car garages/stilts. The design, the layout and the built-up area in each type may vary from place to place. More types may be added with consequent changein Rule 7. 7. OPTION TOAPPLY FORTYPEOFUNIT The applicant may apply for any one of theabove types of units linked with the Group of which he/she belongs,asunder: a ee AorL(1BHK) |, B&A ae ae BorM (BHI) |CB&A | sbove| onwards CorN(3BHK) |paa — [RS4200 |PB2 Denn) — [A [andabove| awards Note 1) Change of dwelling unit from one type to another type, provided otherwise eligible as per this para, can be entertained subject to payment of additional Application Fee and Earnest Money, as applicable, and availability of vacancies in that articular type ofdwelling unit. However, change to a lower type of category will not entitle the applicant for refund of differential Application Fee but will entitle him for refund/appropriate adjustment of the differential Earnest Money paid. qa) ccomo if ii) Change from one scheme to another scheme is not permitted. For doing so, an applicant should first withdraw /undertake to withdraw his allotment {from the existing scheme and apply afresh in the new scheme, if he so desires (subject to payment ofcancellation charges, asper rules). iii) Request for change of DU from one type to another, within the same scheme, or change from one scheme to another, after physical possession of the originally allotted DU has been taken, are liable to be rejected, Further, incase the changeas ‘mentioned at sub-para (i) & (ii) above have been agreed to and implemented, it will be construed that the applicant had joined the revised type of DU/scheme from the very inception and all the Payments received/yet to be received will be treated, accordingly. CGEWHO's decision in this regard shall be final and the beneficiary will not have any claim whatsoever. iv) In case an existing beneficiary of the CGEWHO under any scheme, wishes to apply for the announced Housing Scheme, he may do so by paying the Application Fee only and clearly stating in the Affidavit' the facts regarding his earlier registration with the CGEWHO. In the event of confirmed allotment under any Housing Scheme, the concerned beneficiary will have to surrender any one of the two registrations, In case of surrender of original allotment, withdrawal charges shall be deducted, if applicable, as per the rules and remaining amount will be transferred to his/er retained registration account of Housing Scheme. Failure to state the facts in the application may invite cancellation ofboth the applications/ allotments.fal CGEWHO Plans and specifications will be drawn up for each type of dwelling unit to meet the basic needs of the group and conforming to the bye-laws of the civic authorities. Different specifications may be considered for each type of dwelling unit, After approval of the plans by the local statutory authorities, the plans of dwelling units and layout and the major specifications will be published in a Technical Brochure and circulated/distributed to all the beneficiaries. These, however, are subject to change prior to or during execution, at the discretion of the CEO, CGEWHO. CGEWHO undertakes construction of the housing projects as, per approved plans and beneficiaries shall have no right to claim any changes or challenge the methods or procedures adopted during the construction. Major building efforts of the CGEWHO will be concentrated in areas where there is concentration of Central Government employees. Other places may be added depending on availability ofland and years ata time will be promulgated for the benefit of all Central Government employees. Revised Schedule will be announced as and when the Master Plan is rolled through CGEWHO's newsletter. 1). The CGEWHO will announce the Scheme, giving location, station, types, covered areas and approximate cost of each unit for inviting applications, (2) ii) An employee who is eligible to become beneficiary, may obtain the CGEWHO Rules/Scheme Brochure along with Application Form the nominated office/Head Office, on payment of Rs.100/- in cash or through bank draft drawn in favour of ‘CEO, CGEWHO payable at New Delhi. iii) On receipt of the Application Form and the ‘CGEWHO Rules’, the applicant should fill the Form and return the same to the CGEWHO by the specified time, alongwith: a) Bankdraft, asunder: Type [Non-Refundable [Refundable] Total of [Application Fees} EMD |Amount flat (in Rs.) (inks) | (inks) aan 500 50,000 | 50,500 asim) 500 50,000 | 50,500 (BH) 1000 1,00,000 |1,01,000 tenn] 1000 1,00,000 |1,01,000 Note: Rs, 100/- to be added towards cost of (CGEWHO Rules Brochure' with above amount, in case, applicant is using downloaded application form. b) Affidavit as per the format prescribed in the CGEWHO Application Form. ¢)_ Pay slip or copy of PPO duly attested. No interest will be payable on Earnest Money deposited alongwith the application for the first Six months calculated from the day following the closing date of scheme, including extension, if any. Thereafter beyond three months a simple interest @ 5% per annum will be payable to unsuccessful allottess til the date of refund. On allotment, the Earnest Money paid (along with the application) shall bedeemed to be a part of the instalment(s) and the beneficiary will be treated as if he had made part payment ofthe first instalment. 13. REGISTRATION OF APPLICATIONS On scrutiny of the Application Form, the applicants will be registered for a dwelling unit inthe Scheme. 15%.75% & 1% of the DUs/Flats¢ ofall hatypad in all the housing schemes of CGEWHO will be reserved for SC/ST/Physically Handicapped (who are appointed in the Central Government on Physically Handicapped quota as per Govt of India Rules or become handicapped during employment with more 75% disability) applicants respectively, with a stipulation that there will be a minimum of one DU of each type in the reserved category and fractions, ifany, will be rounded offto the nearest full number: The procedure adopted in suchallotmentsshallbeasunder: () Im case of more number of applicants belonging to SC/ST/Physically Handicapped categories, after first conducting the draw for the reserved categories alone, unsuccessful applicants shall be considered in the draw for general category of applicants. Those who will succeed in the general draw will geta confirmed allotment, and the remaining applicants, if any, shall be placed on the general waiting list as well as the one created especially for the reserved category of applicants. However, in case of less number of applications than the number of DUs reserved, the balance DUs (after giving confirmed allotment to the applicants belonging to the reserved category) shall automatically stand de-reserved, and will be considered in the general draw. (3) Gi) (ii) wy) 15.CONFIRMATION OF BOOKING CGEWHO of ‘The applicants desirous of being considered in the ‘Reserved’ category, will be required to submit an attested photocopy of the ‘Caste'/'Disability’ Certificate from the appropriate competent authority. These ‘Reservations’ for SC/ST will be applicable to ‘Priority I' applicants only. The reservation for Physically Handicapped will beapplicable to all category of applicants. The spill over and unsubscribed dwelling units, if any, under SC/ST/Physically Handicapped quota shall be allotted (after exhausting of SC/ST/PH waiting list) to eligible applicants under Priority I belonging to general category of CGEWHO Rules in order of seniority established from the date of receipt of application in CGEWHO. In case of two applications are received on same date than allotment shall be made in order of date of demand draft of EMD, submitted with the application, If the registered applicants for a given project exceed the number of dwelling units, a draw of lots will be held at the Head Office separately for each type. Successful applicants will be given ‘confirmation of booking’ by an Allotmentletter. The cost of dwelling units, with or without garages, for each Scheme will be worked out by the CGEWHO and intimated at the time of announcing the Scheme. The cost will, inter alia, include interest on investment in land purchased for a scheme, common amenities, cost of reserve funds, charges towards registration of land etc. The costs will be reviewed at different stages of construction and will be subject to escalation, on account of market prices, labour wages, Cooperative Society/nfl CGEWHO Apartments Owners’ Association's charges, essential alterations, additions etc. All revisions of cost will be charged to the beneficiaries and they willbe liable to pay the same. 17.PAYMENT SCHEDULES Beneficiaries will be required to pay instalments on the self-financing basis. The payments will be on call. Please also see para-7 of Part ‘A’ of this Brochure. 18, LATE PAYMENTS Beneficiaries who join a Scheme, late or are promoted from the waiting list, after the initial enrollment or are late in paying their instalments, will be charged interest from the respective dates of instalments towards equalisation charges. The rate of interest on these payments will be 15% per annum. This rate of interest is subject to change. ‘The CGEWHO reserves its right to terminate the registration and cancel the allotment without giving any further notice, in case of default in making the scheduled payment beyond 120 days from the lastdate of payment. NOTE: Once an allotment has been cancelled, for any reason whatsoever, it cannot be revived under any circumstances. However, in extreme cases, the Competent Authority may agree to re-activate the allotment provided the request is accompanied by requisite outstanding payments. 19. CHANGESIN PAYMENT SCHEDULES ‘The CGEWHO will make every effort to indicate the prices of the dwelling units as accurately as possible but the costs may vary. Adjustments in payments and schedules may become necessary, commensurate with the progress of construction, Beneficiaries will be intimated of the changes as they occur. ay) 20.MODE OF PAYMENT ~ All payments will be made by Demand Draft / Pay Order only on any Scheduled Bank payable at New Delhi, drawn in favour of the CGEWHO A/c 0267101523034 Canara Bank duly endorsed ‘payee A/c only’. Payments in cash or cheque will notbe accepted. 21. PAYMENT OF INTEREST i) No interest will be payable by the CGEWHO to the beneficiaries on any instalment paid after the confirmation of booking. Beneficiaries, to whom. confirmed allotment has been made, shall also not’ be entitled to any interest on installments paid, in the event of cancellation/ withdrawal. ii) No interest will be payable by the CGEWHO on the Application Fee, which isnon-refundable. iii) No interest will be payable on Earnest Money deposited alongwith the application for the first four months calculated from the day following the closing date of scheme, including extension, if any. Thereafter, beyond two months a simple interest @ 5% per annum will be payable to unsuccessful allottes till the date of refund. On allotment, the Earnest Money paid (alongwith the application) shall be deemed to be a part of the instalment(s}ige and the beneficiary will be treated as ifhe had made partpayment of the first instalment. Ifa beneficiary pays the total cost of dwelling unit within 45 days of the confirmation of booking, a rebate of 2.5% will be given. However, this or any other rebate is not applicable for making any advance payment of the tentative cost of the dwelling unit. Further, this rebate is available to the applicants receiving allotment, on announcement ofthescheme,Applicants joining the scheme, during its operation, subject to availability and offering to make early payments will not be entitled to this rebate. 23.LOAN ARRANGEMENTS: 1) Beneficiaries who are still in Central Government employment may be entitled to House Building Advance as admissible to Central Government employees in accordance with the rules of the Government of India. ii) The CGEWHO will assist the beneficiary for taking housing loan from Nationalized Banks, HUDCO and other financial institutions subject to execute necessary documents by the beneficiary. Loan on second mortgage may also be possible, however, the receipt of loan cannot be guaranteed. ‘The quantum of loan will, inter-alia, depend on the repaying capacity of the beneficiary. The allotment of block, floor, specific dwelling unit will be conducted by a draw of lots at the Head Office towards the end of the projectand the results be intimated to each beneficiary. Allotments of a specific flat/ floor, as a result of the draw, shall be final and no requests for change shall be entertained, RESERVATIONS: i) Reservation will be made upto 3% of ground/lowest floor flats in each scheme for handicapped personnel in the CGEWHO's Housing Schemes. ii) Personnel with the following disabilities will be eligible for such reservations: a) Orthopaedically handicapped - severe (75% andabove) b) Visually handicapped - severe (75% and above) (15) CGEWHO afl c) Mentalillness- severe (75% and above) iii) Availability of the above facility is restricted only totheallottee, his/her spouse and children only. iv) Percentage of disability would be certified by the Head ofPeptt. ofa GovernmentHospital. 25. WITHDRAWAL FROM A SCHEME Ifa beneficiary wishes to withdraw from a scheme, he should submit a written request to the CGEWHO, alongwith the following documents. a) Letter ofallotmentin original (ifissued) b) Original receipt(s) issued by this office against the payment(s) madeby the beneficiary c) Pre-receipt as per proforma placed at Annexure VII. Allottees withdrawing from a scheme will not be refunded their application fee, nor will they be entitled to any interest payment. No interests paid to confirmed allottees. Allottees withdrawing after the date of commencement of construction, will be required to pay withdrawal charges @ 15% of the first instalment. Allottees withdrawing after allotment of specific floor/flats will be required to pay withdrawal charges @ 20% of the first instalment, Such refund will be made within 45 days of the receipt of the request for withdrawal alongwithall required documents. 26. CANCELLATIO! = Inaddition to the Application Fee, 15% /20% of the first instalment will be levied as cancellation charges in case cancellation or withdrawal is sought after the commencement of construction/ allotment of specific unit respectively. These charges will also be levied on beneficiaries whose booking has been cancelled by the CGEWHO for want of timely payment or any other reason whatsoever.fa 4 CGEWHO The beneficiary will be given a notice of two months to take the allotted unit, provided he/she has completed all formalities, paid all the dues, executed all the Deeds (Format at annexure and Rule 32) and obtained a Clearance Certificate from the CGEWHO. 28,.DELAYINTAKINGOVER The allotment of an individual who fails to take possession of the dwelling unit for three months after expiry of the notice period (inspite of making payment of following overhead charges per month orpartthereof), shall be liable to be cancelled by the CEO, CGEWHO. Under special circumstances, such an allottee may approach the Chief Executive Officer, CGEWHO for an extension of this period which may be granted by the CEO asa special case for another maximum period of three months only, ‘Type of dwelling Overhead Charges unit/flat (in Rs.) /per Month Aor L (1 BAK) 500 Bor M (2 BHK) 1500 Cor N(3 BHK) 2000 D (4 BAK) 3000 In the event of a beneficiary failing to take physical possession of the flat within 12 months of issue of the final call up letter, in spite of having paid the maintenance charges as above, the possession shall be given from the CGEWHO's Head Office only, and not from the site office, on ‘as is-where is’ basis. Further, in such a case any request for repairs, defect rectification etc will not be entertained. The beneficiary, who takes possession late will, however, be obliged to pay to the concerned Apartment Owners Association/ Society, the monthly up-keep & maintenance charges, as leviedby it weef. the date made applicable by the a6) AOA or the date of allotment, whichever is earlier. -29.HANDINGOVER = The dwelling units will be offered on ‘as-is-where- is’ basis after the Contractor and Architect have certified their completion. However, defects and deficiencies observed by the beneficiaries at the time of handing over/taking over, may be recorded in the documents, These will be examined and rectified, wherever applicable, in the defectliability period. 30.MUTUAL EXCHANGE OF Mutual exchange of type of DUs, during the currency of the scheme, or specific floor flat, after the draw has been conducted, may be permitted within the same scheme, or schemes managed by the same AQA/ Society subject to the two beneficiaries giving an undertaking to effect all the future payments, as called, and not to seek withdrawal from the scheme. However, in extreme situations, the Chief Executive Officer, may agree to accept withdrawal from the scheme, subject to paymentof double the normal ‘withdrawal charges! i.e, 30% / 40% of the 1st instalment (para 25 of the CGEWHO Rulerefers). Beneficiaries of each Scheme would form a Cooperative Society/Apartment Ownership Association under local laws governing such bodies. Every beneficiary will pay the Membership Fee for the Society /Association. In addition, a sum equal to 1.5% of the final cost of the dwelling unit will be charged from each beneficiary and credited to the account of his Society/Association, for its running expenses. The Society/Association, willadminister the colony, look after its maintenance, attend to common property and provide guidelines for civic standards. The Society /Association will be governed by its byelaws. “PROCEDURE & OBLIGATIONS” (a) Coinciding with or after issue of the final call up notice, the CGEWHO will hold a General Body meeting ofall the beneficiaries to electthe office bearers of the proposed Apartment Owners’ Association. (b) Such elected adhoc Committee, of the proposed Apartment Owners Association, will aim at formally constituting the Association, including framing of its by-laws under the local laws governing such bodies, and register the same with the appropriate competent authorities. (On completing the formalities regarding registration of the Association, the ad-hoc Committee would be required to convene a General Body meeting of all the beneficiaries to elect and constitute a regular Executive Committee. (4) The duly elected adhoc Committee will take over all the common areas/services/facilities of the project within 6 months of its constitution - a period during which CGEWHO will maintain the residential complex and debit the actual maintenance expenses so incurred to the Apartment Owners’ Association account. (e)In case the adhoc/regular Committee fails to take over the common services/facilities/areas within a further period of 4 months, the CGEWHO shall be at liberty to wind up its operations at site, including demobilising its man power, leaving the complex in ‘as is-where is’ condition, at the discretion of the Chief Executive Officer, CGEWHO. However, during these 4 months period, though the CGEWHO shall maintain the complex at the cost of an CGEWHO oa Apartment Owners’ Association, it will charge an additional amount of Rs. 150/- per beneficiary per month for the services so provided which-will be over and above the actual cost of maintenance and debitthe same to the Apartment Owners’ Association account, before handing over the balance ofamounttoiit. (8 While some amounts will be transferred to the ad-hoc Committee by the CGEWHO, for meeting day to day expenses, bulk of the AOA charges collected will be transferred to the regular Executive Committee only, on a formal request bythe President/Secretary, butafter taking over all the common areas/services/facilities of the project. However, no interest would be paid by the CGEWHO to the AOA, on the amounts collected from the beneficiaries towards AOA 32. ‘An undertaking covering the followi be given byall the beneficiaries: ng aspects will i) Abide by the laws, bye-laws, rules and regulations of the Central or State Governments, the Civic bodies, the CGEWHO and the Cooperative Society/ Apartment Ownership Association. ii) Shall not sub-divide, extend, amalgamate, or carry out structural design or layout changes to the dwelling unit and garages without the prior permission in writing ofthe Civic Authority. iii) The dwelling units and garages/stilts would be used for the sole purpose of living and car/ scooter parking. Any commercial exploitation of these would be deemed to be a violation of terms and conditions. vi)Facilities like stair-cases, passages, terraces, parks, lifts etc and common spaces and services, will be utilized by the beneficiary, along with other beneficiaries of the Scheme and no one will haveofl CGEWHO exclusive right to their usage, nor make any alterations thereto. At the time of execution of Transfer Deed in favour of a beneficiary, he/she will have the option to register the dwelling unit in his/her own name, or jointly register it with one or tworelations outof the undermentioned: a) Wife/Husband b) Son/sons, daughter/ daughters, including legally adopted children c) Parents (in case of unmarried & widows without children) 4) Brother/Sister (in case of unmarried & widows without children) In the event of the death of the beneficiary before the dwelling unit is taken over, his/her spouse or dependent children, whoever has been shown as the nominee in the Application, will be eligible to continue in the Scheme and to avail of the benefits under the Scheme. In case of unmarried members, these privileges will be extended to the dependent parents only. However, such changes in CGEWHO's records shall be made subject to the nominee fulfilling certain criteria and submitting requisite setof documents. ‘The beneficiaries will not be permitted to dispose off the dwelling unit by way of Sale/Transfer/ Assignment/ Long Lease/ by execution of Power of Attorney, under any circumstances, before transfer ofthe legal title of the dwelling unit by the CGEWHO in favour of the beneficiary. Any such transfer shall result in cancellation of allotment of the dwelling unit, in which case the allottee will pay penalty, as (as) prescribed under the heading ‘Cancellation Charges‘After transfer of the legal title of the dwellng unit in favour of the beneficiary, he/she may dispose off his/her dwelling unit, with prior permission of the concerned 'Kendriya Vihar Apartment Owners Association/ Society’,as per its bye-laws. In extreme situations beyond the control of CGEWHO, CGEWHO may be obliged to abandon a Scheme. In such a case, its liability would be to refund the deposits in full, with interest, in accordance with the Rules, less handling charges of 1% and Application Fee. ii) The CGEWHO is only providing a service. It can in no way be held responsible for any claims of damages which may arise due to any reason whatsoever, including any commission or omission, by the CGEWHO or its employees. ‘The General Body is empowered to amend, alter or delete any of the Rules, as well as the Memorandum of Association, ‘The Chief Executive Officer, CGEWHO has the right of final acceptance of an application, its registration, booking and allotment of the dwelling unitand garages/stilts. 4) All matters of disputes relating to CGEWHO Rules, which are likely to affect the rights of the beneficiaries, vis-a-vis, the CGEWHO, may be referred to the President of the Governing Council. The President shall appoint Arbitrator to adjudicate in the matter, whose decision shallbe final and binding on the beneficiary and the CGEWHO. Request for arbitration of a dispute will be entertained only if it is made within two months of the cause of the action and prior to taking possession of the house. Possession will not be given till the arbitration proceedings are complete, Appointment of an Arbitrator will not be objected to on the ground that he/she is a person subordinate to the President, is a member of the Governing Council or the Executive Committee, is associated with the functioning ofthe CGEWHO, orisa beneficiary of aScheme. iii) President of the Governing Council shall have the privilege and authority to appoint a new successor to the Arbitrator after his demitting the office of Arbitrator on account of the transfer, resignation, retirement, death or any such eventuality, whereby the adjudicating Arbitrator is incapacitated to adjudicate the dispute between the parties, iv) All suits and legal proceedings of any kind against CGEWHO shall be instituted only in the appropriate courts in Delhi, notwithstanding the location of the property, which may be subject matter of the dispute. All the arbitration proceedings/hearings shall be held in Delhionly. (a9) Ifitis found, at any time that an applicant has given false information or suppressed certain material facts, or has transferred the rights of the dwelling unitin any manner whatsoever, his/her application will be rejected, and the registration/booking of dwelling unit will be cancelled without making any reference to the applicant. He/ she will also be debarred from participating in future schemes. In such cases, allottees will pay penalty as prescribed underthe heading “Cancellation Charges”. OTHER SALIENT FEATURES REGARDING LOANS FROMFINANCIALINSTITUTIONS i) The period of loan varies from 5 to 20 years. Repayment will, generally not extend beyond retirement. ii) Co-borrowers: Earning members of a family like wife, son, daughter, father and mother can join as co- borrowers for increasing the amount of Joan iii) The admissibility of loan is dependent on the repaying capacity of the borrowers and the co- borrowers opted by the beneficiary. iv) Loan is generally disbursed only after applicant has invested his own share in full,il CGEWHO Annexure-1 BED ROOM 3.00X3,28 DINING 2.48X2.03 DRAWING/LIVING 2.93X3.15, A-BLOCK FLOOR PLAN TYPICAL UNITCGEWHO ao Annexure-II 00M 3.80X4.10 seDROoW | 30¢420 |e ait a = = ef : ee cu = E Dining 280x3.10 ect | B-BLOCK FLOOR PLAN TYPICAL UNIT (ay4d cocme Annexure-III BED ROOM 3.80X3.50, UVING 9.30X3.60 N.BED ROOM 4:30X4,20 DINING 4.30X2.60 ig : J eg is i = BED ROOM a ne a =4 GRAN INA fgg Re ise 3.30X3.10 is = $.60X4.00 C-BLOCK(TYPE-1 & II) FLOOR PLAN TYPICAL UNIT (22)BVING 3:50%290, ONIN 4,703.20 CRAWING: 3.800420 SERVANTROOM 240%3.30 D-BLOCK FLOOR PLAN TYPICAL UNIT (23) CGEWHO i. Annexure-IV | ae ROOM | S.80x.80 }) BED ROOM 3.304410,& 4 CGEWHO PART C: CHENNAI (PHASE III) HOUSING SCHEME PROFORMA FOR PAYMENT DEPOSIT Annexure-V (Photocopy may be used :: to be used for payment thr. DD/pay order/cheques of HBA/F') To, From The E.O Name of the Scheme: Central Govt. Employees Registration No. : Welfare Housing Organisation ‘Address: 6th floor, ‘A’ Wing, Janpath Bhawan, Janpath, New Dethi- 110001 Subject : Deposit of Instalment/Part Payment against Registration No. Sir, Enclosed herewith please find the following Demand Draft/Banker's Cheque against___ instalment for the Housing Scheme. This amount has been drawn from my H.B.A./Housing Loan from HDFC, GICHFL, LICHFL, Bank/other financial institutions (name)__/Personal Resources. sL| Demand Draft / Banker's | Date of DD/BC ‘Amount Drawn on, Cheque No. (in Rs) (BANK's NAME) al TOTAL ‘Thanking you, Yours faithfully, Date (Signature) (24)cccmo fl Annexure-VI PROFORMA FOR CHANGE OF ADDRESS (Photocopy may be used) To, From: The CEO Name of the Scheme Central Govt. Employees Registration No, : Welfare Housing Organisation ‘Address: 6th floor, ‘A’ Wing, Janpath Bhawan, Janpath, 7 New Delhi - 110001 [> Subject : Change of correspondence address in CGEWHO's Record :: Registration No. Sir, With reference to above, my correspondence address may please be changed to Old Address : New Changed Address : po + Yours faithfully, Date (Signature) Thanking you, (25)CGEWHO Annexure-VII PRE-RECEIPT (Photocopy may be used) Received a sum of Rs. (Rupees) vide D.D./Pay Order No___dated. drawn on Canara Bank from Central Government Employees Welfare Housing Organisation towards full and final payment of amount due to me oncancellation of my Registration No. for. Housing Scheme. 2. further certify that! have notavailed anyloan or a) I have been sanctioned HBA of Rs, which have availed Rs.. or b) _Thavebeen sanctioned an amount of Rs. By. ‘Name of the Financial Institution) of which Ihave availed Rs. Sign over Rs. 1/- Revenue Stamp Regn.No.: Name Address: Note: Please give full details ofall the loans availed by you. (Signature of applicant) (This form should be submitted duly filled while a beneficiary withdraws from any scheme including wait listed applicants) (26)f Annexure-VIII CGEWHO AFFIDAVIT (To be use incase of death of any beneficiary) Lo. widow/son/daughter/brother/sister/ of Late Shri/Smt aged years residing at... on oath and state as follows: (@ That Late Shri / Smt. sister /brother who expired on.. (i) That Late Shri / Smt... Central Government Employees Welfare Housing Organisation (CGEWHO) at vide registration ni (iii) That my husband/wife/son/daughter/sister/brother died on behind the following legal heirs: Name Age a) b) 3 (iv) That Late Shri / mt dated . do hereby affirm ‘as my husband/wife/son /daughter/ date) at. (place). was a registrant of a housing schemepromoted by (Station) (date) leaving died interstate/executed registered will bequesthing his/her interest in the aforesaid registration for a dwelling unit at (project) . ..(station) in my favour. A _-has been/ is being furnished to CGEWHO. alsonominated me/. photocopy of registered will date (v) ThatLateShri/smt. unit) at project. ‘dwelling (v) That no other heirs have any objection in case the dwelling unit mentioned above is transferred in favour of, (vi) That! indemnify harmless CGEWHO in respect of any claim which may be made hereinafter by any of the legal heirs or any third party in respect of the aforesaid dwelling unit. (viii) That | am eligible to be registered for being allotted the aforesaid mentioned dwelling unit as per the rules ofallotment of CGEWHO. (ix) lownthe following properties: Particularsof the Station Area Property a) b) c) d) DEPONENT (ote: This affidavit is to be executed on a non-judicial stamp paper of Rs. 10/- or as may be applicable in the State where this Affidavit is executed. The Affidavit be attested by a First-Class Magistrate or a Notary Public. To be executed by the nominee to whom the property is to be transferred.) @7fl coem Annexure-IX RELEASE DEED idow/ son/daughter/brother/sister of Late Shri/Smt. aged years residing do hereby state as follows: i) ThatLate Shri/sm .wasaregistrant of Central Government Employees Welfare Housing Organisation (CGEWHO) in respect ofa type dwelling unitat station) promoted by CGEWHO vide registration no ii) That Shri /Smt Late Shri/Smt lied on. lied inter of. iii) That release and relinquish my rightin the aforesaid type. atproject. husband. ..dwelling unit, in favour of my father mother / mother / brother / sister / wife / further state that I shall have no claim whatsoever in respect ofthe aforesaid flat in case the same is transferred in favour of iv) | hereby indeminify CGEWHO harmless in case of any body makes a claim in respect of aforesaid flat for and on my behalf i respect of my right which I have released a Release Deed in favour of. IN WITNESS whereof] have signed this document/deed at his day of. 2 WITNESS: EXECUTED 1 DEPONENT 2 (Note: This Affidavit is to be executed on a non judicial stamp paper of Rs. 10/- or as may be applicable in the State where this Affidavit is executed. The Affidavit be attested by a First-Class Magistrate or Notary Public to be executed by other legal heir(s} except in whose favour the property is to be transferred separately or jointly. (29)C0 CC EC0C0 CE.,_ QL LL I= CGEWHO inl Annexure-X SPECIAL POWER OF ATTORNEY . son/daughter/wife of Shri residentof.. amanallottee of FlatNo on. space No. - and scooter parking space No. CGEWHO's housing scheme at. Thereby constitute and appoint Shri/Smt Shri... as my lawful attorney for performing the following: i) Totake physical possession of the DU from CGEWHO. ii) To enter into correspondence and receive documents/receipts from the CGEWHO, iil) To apply for electricity/water connections. My attorney's signatures are attested here under: Signature of Attorney Signature of Attorney attested by the beneficing Date : Place: DEPONENT (Note: This affidavit isto be executed on a non-judgicial stamp paper of 10/- or as may be applicable in the Peon mere this affidavit is executed The Affidavit be attested by a first class class Magistrate ora Notary Public, may used for taking over peaceful physical possession.) ee)fe 4 CGEWHO (TO BE EXECUTED ON A NON-JUDICIAL STAMP PAPER) RTITE. thdayof_.. 20 between Annexure-XI ‘This agreement made on this 1. Mr/Mrs $/o(D/o)Shri R/o (Name and Address) (Hereinafter learned as 'Borrower' which term shall unless repugnant in the context shall include his/her heirs, executors, administrator and assigns) of the First Part. 2. Central Govt Employees Welfare Housing Organisation (hereinafter referred to as Organisation) The Organisation registered in July 1990 under the Society's Registration Act XI of 1860 vide Registration No.S.21181 dated 17.7.90 having its registered office at CGEWHO Janpath Bhavan, 6th Floor, 'A’ Wing, Janpath, New Delhi- 110 001 (hereinafter termed as Organisation) which term unless repugnant of the context shall include its successors, administrators and assigns of the second part. 3 (Name of Banik) a body corporate constituted under the Bank Act___ represented by one of its branches situated at (hereinafter termed as Bank) which expression shall unless repugnant to the context shall include its assigns, administrations and successors of the third part. 4. AND whereas the Borrower has been allotted a house/flat (Regn. No. ) situatedat____to be constructed by the Organisation as per agreement dated wherein the borrower is required to make payment(s) to the Organisation in lump sum/instalments as provided under the terms of allotment. WHEREAS the Borrower has under the provisions framed by the bank for a housing loan for the purpose of purchase of house/flat from Organisation. The Bank therefore has agreed to sanction a loan ofRs.___——___(Rupees only) to the Borrower (hereinafter referred to bas Housing Loan for Purchase of House/Flat) subject to the terms and conditions, the Borrower is also required to furnish to the Bank interalia other securities, the mortgage of the above said house/flat and the Organisation has agreed to render all assistance to Borrower/Bank to comply with this condition and in particular agreed to obtain permission to mortgage from the lessor and or such other person/authorities as may be required. 5. AND WHEREAS the Borrower and the Bank has entered/agreed to enter into the loan Agreement incorporating therein the terms and conditions regarding Housing Loan for purchase of House/Flat. 6. AND WHEREAS the Borrower has represented that the would not be able to mortgage the above said house/flat until such time the full payment is made towards its cost and the said house/flat has been conveyed to the Borrower by the Organisation towards consideration of the said loan sanctioned to the Borrower. (30)CGEWHO inf AND WHEREAS the Borrower has requested the Bank to disburse the said loan to the Borrower notwithstanding the borrowers inability to create mortgage at this stage on the strength of this agreement. It is hereby agreed to and by between the parties hereto on the terms and conditions set forth hereinbelow. 1. That the Borrower hereby authorise the Bank to made disbursement(s) of the sanctioned loan to the Organisation directly on behalf of borrower and any such payment made to the CGEWHO shall be deemed to be the payment(s) made to borrower shall in each case the liable for the payments of loan disbursed on his behalf to the Organisation as though the same has been disbursed directly to borrower. If there is any delay in payments to the Organisation, it will be treated as default on the part of borrower and the borrower shall be liable to pay the Organisation the penalty/interest on such delayed payment, if any, according to the terms of allotment and policy of the Organis: 2.That the Organisation shall maintain a separate account of the borrower and adjust the payment received by it from the Bank towards the cost of above said house/flat allotted in favour of the Borrower, 3. That the Organisation hereby consents that the Bank shall have a lien on the house/flat and Borrower may furnish the house/flat as security for the housing loan to be obtained from the Bank and also to create mortgage in favour of the Bank in respect of the said house/flat. 4. That the Borrower undertakes that on execution of the sale deed/lease deed after delivery of possession, The Borrower shall deposit the said deed directly to the Bank. 5. That the house/flat shall form part of the security for the housing loan sanctioned by the bank and as. soon as the sale deed/lease deed as executed by the Organisation, the borrower shall create mortgage in favour of the Bank, as security for the housing loan for the purchase of house/flat in the form and manner as desired by the Bank. 6. That if for any reason there is an increase/escalation in the cost of dwelling unit by Organisation, the same shall be paid and borne by the borrower as the case may be as per the agreement between them without any reference to the bank and until such payment(s) is/are made, the bank shall have right to suspend further disbursement of the sanctioned loan remaining loan instalments in favour of the Borrower. 7. That during the currency of the loan Organisation shall not transfer the house/flat to any other person without the previous written consent of the Bank, 8.That in the even of the cancellation of allotment of the Borrower by the Authority, for reason whatsoever, the Organisation shall refund to the Bank forthwith, the entire amount received from it as per CGEWHO Rules. 9. That the Organisation shall not issue duplicate allotment letter and possession letter tdhe borrower without obtaining the prior written consent of the Bank. 10, That is the event of default by the borrower, the Bank may at its discretion enforce the security by sale to a .. Contd.. G1)af CGEWHO person in consultation with the Organisation and Organisation shall accept the purchase of house/flat in place of borrower who shall be eligible to acquire the flat/dwelling unit as per rules of the Organisation, after the purchaser's complying with the necessary requirements of the Organisation in this respect. IN WITNESS WHEREOF THE parties hereto have signed this Agreement on the day, month and Year above first written. Regn. No. Address of the Borrower (Signature of the Borrower) WITHNESSES (Signature with full names & addresses) Signature on behalf of the Organisation WITNESSES (Signature with full names & addresses) Signature on behalf of the Bank WITNESSES (Signature with full names & addresses) G2CGEWHO ool Annexure-I NAME REGISTRATION NO. DESIGNATION PRESENT OFFICE ADDRESS MOBILE NO. Chief Executive Officer, Central Government Emplyees Welfare Housing Organisation, Janpath Bhavan, 6th Floor, ‘A’ Wing., Janpath, New Delhi-110001 Sub: coimati Dear Sir, 1 understand that the cost as intimated by CGEWHO is tentative and final cost will be worked out after settlement of the final bills of contractors. | undertake to pay or receive the difference, if any, on completion of the final costing by CGEWHO. Talso inform you that I have raised the following loans to finance the said dwelling unit : House Building Advance (from Central Govt) Amount Loan A/c No. Loan from HD FC Loan from LIC Housing Finance Loan from GIC Housing Finance Loan from Banks (name of the Bank) Loan from other institutions (State the name of the institution) —— I request that the original title deeds of the property may please be sent to (Head of the financial institution) at the following address under intimation to me: Thanking you, Yours faithfully, Name Correspondence Address (To be signed and submitted before taking over physical possession of DU.) (33)ol CGEWHO Annexure-II APPLICATION FOR MEMBERSHIP (T0 BE SUBMITTED IN DUPLICATE) NAME REGN. NO. ADDRESS To The Secretary, Kendriya Vihar Apartment Ownership Association, Sub : Application for Membership and Declaration, Sir, 1 wife / son / daughter of + wish to become a member of your Apartment Ownership Association. My particulars are as undel a) Myageis years. b) Ihave been allotted type ""Flat No. on floor in Block No. and parking no & in Kendriya Vihar, vide Registration No. and possession in likely to be given soon/has been given on ©) Neither I nor my spouse nor my dependent children have any other residential flat within the complex covered by your Association, d) I shallabide by the current bye laws of the Association and any alterations(s)/amendment(s) or revision(s) that may be made during my membership. | further declare that I shall abide by the rules framed in accordance with the bye-laws. e) I shall not sell/transfer/mortage or dispose off the flat in any manner without the prior permission of the CGEWHO and Association, nor shall | use it for any commercial purpose. Signature of the Applicant (To be signed and submitted before taking over physical possession of unit) G4)CGEWHO aol Annexure-IIT ACCEPTANCE AND UNDERTAKING (TO BE EXECUTED ON A NON JUDICIAL STAMP PAPER OF RS.50/- DULY ATTESTED BY NOTARY PUBLIC OR FIRST CLASS MAGISTRATE : To be submitted before taking over peaceful possession of Unit) WHEREAS,[__ sn wife daughter of resident of as a result of an application made to the Central Government Employees Welfare Housing Organisation (CGEWHO), have been allotted a type " ", Flat No,___ in Block No. on Floor and Stilt No. situated in "KENDRIYA VIHAR" (hereinafter called the flat/dwelling unit). 2. hereby convey my acceptance to the allotment of flat/parking space as per terms and conditions of allotment and I further undertake as follows : (a) I fully accept, agree and shall abide by all the Rules and Regulations, and the terms and conditions that are set forth in the ‘CGEWHO Rules’ brochure, as amended from time to time, and the terms and conditions given inthe CGEWHO allotment letter on the subject. (’) Iwill abide by all the terms and conditions and laid down in the allotment letter issued by the CGEWHO. (Q_Lundertake to declare that as per the CGEWHO Allotment Rules there is no change in status of my property since my registration under "Kendriya Vihar‘, promoted by the CGEWHO, in so far as I/my spouse do not own any residential plot or house at ‘ (4) I will not make any additions and /or alterations in the flat, without prior permission in writing from the CGEWHO and the local municipal/civic authority. | will not amalgamate the flat with any other dwelling unit and will not subdivide it. fe) | will not use the flat for any purpose other than residential. | will not allow any commercial activity in the flat.() | will utilise and maintain, alongwith other allottees, the staircasse, passage, terrace, roads and other common areas/conveniences/facilities and { understand fully that | have no exclusive right to their use. I will use these without causing any inconvenience to other allottees and users. (g) | will become member of the "Apartment Owners Association : formed by all the allottees for managing, administering and maintaining the complex and shall abide by all the bye laws of the Association. (a) 1 will pay my share of subscription towards maintenance and upkeep of the flat, staircase and the surrounding common areas and water and sewerage treatment plants, as determined from time to time by the concerned Association. (1 am aware that portions of the land not allotted to me in the residential scheme have either been allotted to someone else or kept reserved for common use and services, which shall be managed by the registered Apartment Ownership Association, of which I will be a constituent part. I shall in no (G5)