Home & Lifestyle Essentials
Home & Lifestyle Essentials
FA M I LY T R I PS ON A BUDGET
EASY
30-MINUTE
Yo u r f a m i l y ’ s n
MEALS
7 LIPSTICK
SHADES
A N YO N E
CA N W E A R
ew
P. 48
fa
FITTER &
vo
ri B E AT
ST R O N G E R te
P. BACK
IN JUST 17 PA I N
30 DAYS 5 TREATMENTS
P. 31 YOU CAN TRY
P. 38
BUY
YO U R
F I RST
K
HOW TO FINANCE
YOUR DREAM HOME
P. 70
SEPTEMBER 2016
31
14
EASY 30-MINUTE
MEALS
FITTER AND
STRONGER IN JUST
30 DAYS
38
BEAT BACK PAIN:
5 TREATMENTS YOU
CAN TRY
48
7 LIPSTICK SHADES
ANYONE CAN WEAR
70
BUY YOUR FIRST
HOUSE: HOW TO
FINANCE YOUR
DREAM HOME
78
A CHIC HOME
ON A BUDGET
100
MEANINGFUL
FAMILY TRIPS
ON THE COVER
Photograph by
Patrick Martires.
Styling by Kay
Isabedra-Silva of
Craftsmith Living.
Recipe by
Roselle Miranda.
Art direction by
Theodore Cruz.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 1
70
48
84
LEARN TO
STYLE YOUR
15
COFFEE TABLE
90
Stream All You Can Dr. Google Center of Attention
10 Ask The Experts 44 Lifestyle Change 86 Ask The Experts
Your Questions How I Finally Embraced Household Help &
Answered My Period Cleaning Tips
YOUR KITCHEN YOUR LOOK REAL LIFE A TRIBUTE
14 Good Food 48 Beauty Tips 90 Grandparents’ Month TO LOLOS
Fast And Easy Meals 7 Days of Lipstick For Lolo & Lola AND LOLAS
22 Dinner In A Flash 54 Beauty News 94 Good Deeds
Weeknight Easy 56 Beauty Finds A Vision Of Hope;
24 Healthy Eats Beauty Sponges 101 There & Back Again
Merienda 58 Office Fashion 98 Life Lessons
26 Guide Workwear Diaries Saving Grace
Supermarket Snacks
YOUR MONEY YOUR LEISURE
YOUR BODY 66 Personal Finance 100 Social Tourism
Expert Advice The Road Less Traveled
28 Health News
70 Housing Loans 106 Me-Time
30 Weight Loss
Financing Your Senior Moments
Drop 5 Lbs
First Home
31 30-Day Workout 108 At My House
74 Money News Isabel Roces-Trebol
Change Your Body &
Your Life In 30 Days 76 Ask The Expert
Money Matters
Tisha Alvar
EDITOR IN CHIEF
HAN FEAR
1 ]\U /a Sg 0O O U T MA AGER Romme C. Discipu o, Honey Dayry A esna,
S]`US D 1O\aSQ] 777 9\SZZS @S Sa@]aO`W] 8S`` 1OPOcObO\ 2W\UZOaO\ OU T
M N GER Ma. Leonissa Reyes, Rita M. Bar acena, Denise Dizon KE T
1VW\UUOg ; 1OPWb ;O`WQSZ AO[a]\/RO\WSZ 8SaaO[g\ @]RW\Oa < VOZW WO\O\
AD RTISI T Vani Arenal, Jackelyn Que, Sheena Calricia, Lorena Marfil
MARKETING
TS P T
TI MA AG R @] S` W\ @c W\O 8` R E Dorot y Joy Bu an
NIOR MAR TI ASS CIATE JC Brion, E iza et Acosta
U IOR A TI A O IATE Katrina Cami e Peña, Nei Emerson De Guzman,
’T AFRAID ” ace oo COO at erine Anne Ca eja, Mary Joyce Montino a
TRADE MA K TI D P RT T
and go” to sweet “Fall in love” to deceptively simple “Tell people how I really feel” .
MEDIA RELATIONS
I read somewhere that our choices shouldn’t reflect our fears but our ho es. Too M DI
M D MA AG R Grace Enri uez
IATE Jensine Q. Bo inao, Mi anny V. O o
often, people spend their lives choosin not to o after their dreams because the ’re
CIRCULATION
afraid to step outside their comfort zone. Those at the Gawad Kalinga (GK) Enchanted D P T L IR AG 5 S\ O 5W I L MA AGER-GMA Noreen
S W `] T M AGER F R EXP RT LI E DI TR TION B RIPTIO D I E
Farm in Bulacan, which we visited for this month’s “The Road Less Traveled” by Angel LE C gaaWa 8OdWS` KEY A
DWdWO\ ;O\O O\ KEY A
U TS GROUP HE D-
U TS GROUP HE D-
ERM KET
ERM KET D CO
D CO
IE
IE
T
T
Vivi n
Constantino Aquino , are going the completely opposite route. Dubbed the Silicon Valley O\O O\ KE A OU TS GROUP HE D- B
1 O` ]bbS 0O` Wa I L ER
T ES GAZI E H P
OR ;O` S :S\\ @SgSa K
D GMA I TR B T R
CCOU TS E I LI T
of Social Entrepreneurship, the place is teemin with people who are bravel chasin arjorie Abueme, Harold William Rey, Al redo Toldeo Jr., Jenni er Tolentino, Rejie
O cW ]b U IOR L R PRE E M
`g S 5]\hO Sh ;S `]aS BO[ ]]\U 8c WS 2c\\ 0O\bO\ DI TR T R PE I LI T
after their dreams and, in the process, are helpin make the world a better place. Bee Datin uinoo, Elaine Einosas, Eric Ferdinand Gasatan, Robert Revilla, Michael
W[ AO`[WS\b] /S`]\ <] OaQ] DI TR TIO R U E O` O A]`WO\]
One of the most inspiring conversations I had at the farm was with a young B RIPTIO A O IATE at anie Em ia o Maria G en a Uc i A ertino Ga rie
dS`O B RIPTIO SSOCI TE EM R 8]\ ;Og\O` =`bWh LI TI
Frenchman named Louis, who attended a presti ious business school then left his life o A OCIATE /\\O g\ /`O[ c ]
I ISTR
B RIPTIO A ISTR T C arissa Ma ic em
TS 3 \WS ;O`WS S ]a AO\b]a :WhS Bc[O W
DS ER O 8]S DO Sh T R I TR T RI T D
comfort in Paris to come here and become a chicken farmer. He recounted how, when he LI E O` ;O\W] S COORDI Jenny er Marcelo
irst arrived here, he was taken by GK ounder Tony Meloto to a school or PRODUCTION
PROD TIO MA E 3 Wh @ Wa PROD TIO M E ;O`g 8O\S >c\]
un erprivi ege i s, w ere everyone was as e a out is or er ream. Louis ta e PR D TIO COORDI 7`S\S ;Wa O\ AD E TISI G TRAFFI ER E izi R.
S @W] PROD CTIO RTI Dind R lla
a out seeing t e wor ; t e i s ta e a out
HEARST MAGAZINES INTERNATIONAL
than they had, but they had much bigger dreams,” he said. He also talked about listening PR IDE T/C 2c\ O\ 3 eO` a E IOR V PR IDE T/ F A
ENER L M G AW[]\ 6]`\S E IOR V PR IDE RE T
to his heart when, out of all the opportunities available to him, he chose to go to the FL SI G
T R
D BUSI E L
L P BLISHI D E
T 5OcbO[ @O\ E IOR V
R SO\SbbS 1 O\ E IOR
PR IDE T/
Philippines: “It’s a lot like love— ou ust know, no matter what an one else tells ou. ID T/EDITORIAL D E
E T R 9`WabS\ 7\ S`a] EDIT R
R 9W[ Ab OW` 0 \ F SHIO / E T R I M T
ITED TATE 8O\ 4`O\ Wa ITED KI GD
:W\ aOg <WQ ] a]\ O`WO DW\] `O ]dO KA AKH 3 \O ; \W dO D A
What is our heart tellin ou toda ? Ma we all openl listen to what it has to sa ;O\XW`O 2cbbO O TH FR CA Sa y Emer
and ma its voice be louder and more persistent than an o our ears oo House eeping is pu is e y SH Pu ications, Inc. A rig ts reserve .
hilippine Copyright 1998 by SH Publications, Inc. No part of this magazine may
be reproduced in any manner without the permission o the publisher. Opinions
xpressed in this magazine are the writers’ and are not necessaril endorsed b the
pu is er. T e pu is er reserves t e rig t to accept or reject e itoria or a vertising
materia . Unso icite manuscripts, p oto rap s, an artwor wi not e returne
unless accompanied by sel -addressed, stamped envelopes. Publisher assumes no
responsibility for unsolicited material. Address all correspondence and subscription
Alva inquiries to Goo House eeping, 7t F oor Ro insons Cy ergate Center Tower 3,
o insons Pioneer Comp ex, Pioneer St., Man a uyong City, P i ippines.
or orate we site: www.summitme ia.com.
ED R IN H EF or dealership/distributorship inquiry, contact Mr. Joel Valdez
facebook.com/goodhousekeeping.p 632 451-8888 loc. 109
rinte in t e P i i ine
Photograph by Dairy Darilag (Tisha). Makeup by Muriel Vega Perez. Hair by Elaine Ganuelas. Out it rom Miss Sel ridge
A Definitive Guide of a
Family-Friendly Community
Consider these things to make sure that your family lives within
cozy and convenient surroundings
T
residing in the Metro
have a steady routine to
follow. Probably one’s
day is composed of
coming to work, doing
errands and a huge
amount of time poured into getting stuck
in traffic. Lifestyle becomes practically
on the go and the only thing you’d wish
for is finding comfort and convenience in
just one place. The Grove by Rockwell
answers that need by opening The Grove
Retail Row, a resource place to address
The ideal place for everything you the community’s lifestyle needs.
need within the neighborhood
Have convenient access to the family’s necessities at Rustan’s supermarket.
STREAM
TV O’Clock
Stay in and chill with our
series recommendations
IFLIX P129/month
The beauty of iFlix is in its regional and local titles.
Here, you can find K-dramas like Boys Over Flowers,
indie gems such as Magnifico and Engkwentro, and
all the John Lloyd Cruz movies you could possibly
want. iFlix also has a well-curated collection of U.S.
titles, from kid-friendly Adventure Time to crowd
favorite F.R.I.E.N.D.S. and sleeper hit Mr. Robot.
IWANT TV P99/month
No need to rush home after work to catch your
favorite telenovelas. With iWant TV, SKYbroadband
and BayanDSL subscribers can watch the three For Dad: Chef’s Table on Netflix
most recent episodes of current ABS-CBN shows for Every episode has mouthwatering
free. ABS-CBN Mobile users have unlimited access dishes, kitchen drama, and inspiring
to current shows, old favorites like On the Wings of stories all rolled into one show.
Love, as well as exclusive mobile shows.
HOOQ P149/month
If you’re a Filipino film buff, Hooq is
the streaming service for you. It’s a
treasure trove of everything from
destination romantic movies (Milan,
Dubai) to action dramas (On the Job,
Dekada '70). Also worth noting is its
local TV collection, which includes
ABS-CBN’s My Binondo Girl, GMA’s My For Mom: Jane the Virgin on iWant TV
Husband’s Lover and Viva celebrity It’s a tagalized tongue-in-cheek take
specials and live concerts. Hooq also on telenovelas, gorgeous leading
has a collection of English, Korean, men, and relatable mommy struggles.
Indian, Indonesian, and Thai titles.
Text by Dyan Zarzuela. Photographs by iStockphoto (phone), Cartoon Network (Dexter), Netflix (Chef’s Table), and The CW (Jane).
THE MODERN PINAY’S
ESSENTIAL COMPANION TO
MANAGING VARYING ROLES
IN FAMILY
AND SOCIETY
YOUR QUESTIONS
your children. Do give accurate
Q
I get anxious thinking about having to talk to my crushes, even as you caution them
children about the birds and the bees one day. against being impulsive. Be open
At what age should I start talking to them about about how you feel and the values
that you want them to learn.
sex? How do I start the conversation and how Depending on the kind of
much should I tell them? communication you have with
your children, you can tell them
Teaching your children about sex starts from the time they learn about their quite a bit of information. In turn,
bodies and gender roles as toddlers. They begin by learning the parts of your children will feel comfortable
their bodies and how to act like a boy or a girl. As children get older, they enough to ask you questions when
need to learn how to relate to and empathize with other people. Part of sex they are in doubt. Do understand
education is imparting the values we want to teach our children. what information they seek and
Before graduating from primary school, children will study the help them discover the best
reproduction of plants and animals. These lessons typically bring about answers you can find together.
questions about how they were born. This is usually the time to talk —BOBOY ALIANAN AND
about their birth stories, including your pregnancy, labor, and birthing of VANGE ALIANAN-BAUTISTA
Photographs by Dairy Darilag and courtesy of Dr. Maria Rita Angela Bonuan-Salvador (columnists); Getty Images.
T H E E X P E RT S
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 11
Stressed at work? Try to
talk to your boss and
co-workers first before
ask the EXPERTS deciding to quit.
CA R E E R C O U N S E L
Q
and feel comfortable in your new My boss doesn’t have a family and spends more
tasks. Once you feel like you are time at work, and tends to keep us working late too.
sufficiently immersed in the job,
reassess if you are indeed unhappy I have two sons and a husband who is as busy as I
with the promotion, or simply am; hence, I can’t afford to be in the office longer
needed time to get used to it. than required. Should I just take a part-time job?
Note that simply quitting the
new role and going back to Before taking drastic measures, such as resigning, try to set boundaries
the old one may cause tension, between your current job and your personal life first. Your boss may not
negative reactions, and a negative understand the kind of pressure you are under to fulfill your role at work
impression among people while meeting your family’s needs, but she may learn to respect your other
around you. Your supervisors or priorities, if you have gained some credibility at work and fulfill what is
management will need to make expected of you within office hours.
adjustments all over again to If you can safely say that you’ve added value to your employer through
accommodate your decision. your achievements, then it’s time to test if you can set some boundaries
If you’ve gone through several between work and personal time. You can start by trying to steer meeting
months in the promoted job and schedules earlier in the day. You may say, “I need to leave at 6 p.m., to attend
still want to leave the role, don’t to my child’s school-related activities. May we set the meeting at 4 p.m.
just quit, as this may make you instead?” If you consistently try to do this, your boss and coworkers will get
seem impulsive or unprofessional. the message that you are no longer available after 6 p.m. This may work in
Instead, put together a plan for your favor as they learn to respect your personal time.
transitioning out of your promoted Alternately, this may also lead you to miss out on assignments or
role, giving recommendations responsibilities, which your boss may feel you will be unable to fulfill, due to
on how they can manage your your personal limits. However, if you are able to complete all your tasks and
movement out, and being still achieve your deliverables, this should not affect your job evaluation.
available until they find someone On the other hand, if you are unable to meet your deliverables due to your
to take your place. Be prepared personal life, then it’s worth switching to a career that allows you to meet your
that you may miss out on future other priorities. If your children and husband need more time and attention,
promotions as you may be such that you need to give up full-time employment, a part-time job that
deemed not ready or seasoned meets your financial needs may be a temporary solution until you find the right
enough for more senior roles. fit and balance between your personal responsibilities and career.
—MALOU TRENAS DEL CASTILLO —MALOU TRENAS DEL CASTILLO
YO U R K I TCH E N
! ; 7 < C B 3 ; 3 / : 7 2 3 / A 6 3 / :B 6 G 3 /B A A C > 3 @ ; / @ 9 3 B A < / 1 9 A
BACON
CHICKEN
& PASTA P.21
Photograph by Patrick Martires. Styling by Kay Isabedra-Silva of Craftsmith Living. Art direction by Theodore Cruz.
Better with Bacon fat is incredibly tasty! Store it in the ref until needed, and use it to make interesting bacon-
flavored desserts, stir fry vegetables, or whip up a salad dressing that a devout meat eater might like.
bacon
HOMEMADE
MINI SAUSAGE
PATTIES
P.19
FAST AND
EASY MEALS
Whether you need b on ide s or dinner inspir tion
<
B7@3A
TONKATSU
ONIGIRAZU
P.19
MINI
PEPPERONI
PIZZAS
P.19
Serve
immediately to
get gooey cheese.
INSTANT
CHICKEN
MAMI
P.21
PORK TONKATSU
ONIGIRAZU
An onigirazu is an onigiri, or Japanese rice
ball wrapped in nori (seaweed paper),
stuffed and eaten like a sandwich.
B/93A 30 MINUTES
;/93A 4 SERVINGS
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ZO`USSUUaPSObS\
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 19
your KITCH EN | GOOD FOOD
INSTANT
CHICKEN MAMI
Choose your favorite protein—chicken,
pork, beef, squid balls, or steamed BACON CHICKEN
siomai—to customize the flavors of this
DIY instant mami.
& PASTA
Anything wrapped in bacon is bound to
B/93A 10 MINUTES
NUGGETS
B/93A 30 MINUTES
PZ]QYab]TcVOZdSRV]`Wh]\bOZZg ;/93A 4 SERVINGS
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^OQYa\]e^SOaab`W\Ua`S[]dSRaZWQSR " YU QVWQYS\ bS\RS`Z]W\a bS\R]\a `S[]dSR
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ZO`USSUUa
QOZZ^c`^]aSTZ]c` 1 Heat enough oil in a deep frying pan. 1 Bring a pot of water to a boil. Salt water;
ZQO\]ZO]WZT]`RSS^T`gW\U
Fry tofu squares until browned on both add pasta. Cook until al dente, about 8
Q[Og]\\OWaST]`aS`dW\U
BPa^^`S^O`SR[cabO`RT]`aS`dW\U
sides. Drain on paper towels. Slice each minutes. Drain, reserving about 1/2 c.
AOZbO\RU`]c\RPZOQY^S^^S`b]bOabS square into 4 smaller squares. Set aside. pasta water, and keep warm. Set aside.
1 In a large bowl, combine chicken, cheese, 2 Meanwhile, season chicken breasts 2 Meanwhile, lightly season chicken
corn, eggs, and flour. Season to taste with with salt and ground black pepper. Place tenders with salt and ground black
salt and ground black pepper. Set aside. in a microwave-proof container, pour in pepper. Slice bacon into 3. Wrap a bacon
about 1/4 c. water, and cover without piece around each chicken tender. Set
2 In a deep sauté pan over medium heat, locking the lid into place. Cook in the aside, seam side down.
heat enough oil for deep frying. Test microwave 5 minutes or until chicken is
seasoning of fritter batter, and adjust. cooked through, checking at the 3 Heat a frying pan over medium heat.
3-minute mark if cooked through. Place chicken, seam side down, and fry
3 Drop the chicken mixture by the heaping until cooked, turning regularly. Transfer to
Remove from microwave. Using 2 forks,
tablespoonful into the hot oil. Avoid a plate, and keep warm.
shred chicken into bite-sized pieces.
crowding the pan. Use a slotted spoon to
remove fritters as each floats to the top. 3 To serve, place 1 1/2 Tbsp. soup base in 4 Turn down heat to low. Add olive oil then
Drain on a rack over paper towels. a bowl. Arrange noodles, tofu, chicken, garlic. Cook garlic, stirring until translucent
snow peas, carrots, and bean sprouts in but not browned. Add cooked pasta; toss
4 Meanwhile, mix mayonnaise and mustard to coat. Add reserved pasta water if
the bowl. Pour about 2 c. hot water into
together. Serve fritters immediately with needed. Season with red pepper flakes,
each bowl, stir, and serve immediately.
the mayo-mustard dip or pack together salt, and ground black pepper to taste. Toss
with steamed rice. in parsley before serving with chicken.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 21
30 - MINUTE MEALS
K I T E SY
Make a fresh and delicious dinner in less time than
you’d need to have takeout delivered.
Photographs by Mike Garten. Food styling by Sherry Rujikarn. Reprinted from U.S. Good Housekeeping.
LINGUINE WITH TUNA AND CHILIS sliced; 227 grams mixed mushrooms, thinly sliced;
Cook 340 grams linguine as label directs, reserving and 1/2 tsp. each salt and pepper. Cook 5 minutes,
1/2 c. cooking water. In 10-inch skillet on medium, stirring. Remove from heat. In pasta pot, toss cooked
heat 3 Tbsp. olive oil; add 3 cloves garlic, finely pasta, zucchini mixture and 1 can (180 grams) tuna
chopped, and 2 small fresh chilis, thinly sliced. Cook packed in oil, drained, adding reserved cooking
2 minutes, stirring. Add 2 medium zucchini, thinly water as needed. SERVES 4.
Q
I don’t use
ginger or
miso often.
Will they keep?
A: Yes! Both can
be stored for
GINGERY CHICKEN about two
AND SPINACH STIR-FRY months (ginger in
the freezer, miso
In a deep 12-inch skillet, heat 2 in the fridge).
Tbsp. canola oil; 2 cloves
garlic, chopped; and 1 Tbsp.
chopped and peeled fresh
ginger on medium 3 minutes,
stirring. Add 1/2 kg. skinless,
boneless chicken thighs,
coarsely chopped, and 1/4 tsp.
each salt and pepper. Cook 4
minutes. In small bowl, whisk 2
Tbsp. yellow or white miso
and 2 Tbsp. water until
smooth; add to skillet along
with 283 grams baby spinach.
Cover and cook 3 minutes or
until spinach begins to wilt,
stirring occasionally. Serve
with cooked brown rice.
SERVES 4.
GRILLED PORK
SCALOPPINE WITH
MANGO SALSA
Grill 2 medium ears corn,
shucked, 8 minutes or until
lightly charred, turning
occasionally; cut kernels off
cobs. Cover each of 4 thin
boneless pork loin chops
(about 142 grams each) with
large sheet plastic wrap; with
meat mallet or rolling pin,
pound to 1/4-inch thickness.
Brush pork all over with 1
Tbsp. olive oil; sprinkle with 1
tsp. chili powder and 1/4 tsp.
salt. Grill pork on medium-
high 2 minutes per side. Toss
together 2 packs (100 grams)
black beans, rinsed and
drained; 1 ripe mango, peeled
and chopped; corn kernels;
and 1/2 tsp. each salt and
pepper. Serve pork over salsa
with lime wedges. SERVES 4.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 23
your K I T C H E N | H E A LT H Y E AT S
Romaine mustard
1/4 tsp. lemon juice
lettuce, rinsed, leaves
separated
small bowl. Set aside.
ROLL each pastrami
mayo-mustard
mixture. Top with
Recipes by Roselle Miranda. Photographs by Patrick Martires. Styling by Kay Isabedra-Silva of Craftsmith Living. Art direction by Theodore Cruz.
to release each strip with Parmesan
8
min.
from its rolled form.
Set aside.
USE a vegetable
peeler to make thin
cheese. Repeat with
remaining
ingredients. Serve
immediately.
Makes 4 servings.
carrot strips. Finely
slice each strip.
10 Chickpea and
min. Seed Hummus
1/2 c. sunflower or Salt and ground black
pumpkin seed nuts pepper, to taste
1 can (400 grams) 3 Tbsp. fresh lemon juice
chickpeas 3 carrots, peeled, sliced
1/2 c. chickpea water into sticks, for serving
5 cloves garlic, peeled, 1 cucumber, seeds
smashed removed, sliced into
1/2 c. olive oil, divided for sticks, for serving
topping
SUPERMARKET SNACKS
Eat smarter with a few of our choice picks that are budget-friendly, too.
2
4 5
1
3
11
Text by Roselle Miranda. Photograph by Patrick Martires. Styling by Kay Isabedra-Silva of Craftsmith Living.
7
12
Art direction by Theodore Cruz. Products are available in leading supermarkets unless specified.
9
10
1 Hacienda Macalauan Live Yoghurt Non Fat, P24. Its live culture is good for your digestive system. 2 Dole Mixed Fruit, P25.50. Skip the mess of cutting
up fruit; just grab and go. 3 Healthy You Supreme Mix, P113.25, Robinsons Supermarket. Packed with protein and healthy unsaturated fats, each bite is a
satisfying crunch. 4 Jolly Time Crispy ’n White, P41.50. When the munchies hit, pop this for its natural flavor and airy texture. 5 Navel oranges, P35 each.
Get the fiber and Vitamin C that comes from eating the fruit. Winner! 6 M.Y. San Honey Graham Crackers, 200 grams, P28.50. Whole wheat flour and honey
are the star ingredients. 7 Mission Tortilla Chips Original Flavour, P84.50, SM Supermarket. Corn chips at their tastiest, unadorned form. Best paired with
a flavorful dip. 8 Chips Delight Striped Chocolate Chip Cookies, P55. Yes, you can have your cookie and eat it, too—in moderation. 9 Bravo! Tomato Garlic
Dip, P160. Super addictive, especially when paired with corn chips. 10 Whittaker’s Dark Ghana, P64.50. Go for a dark variant that’s portion-controlled and
pocket-friendly for your chocolate fix. 11 Nestlé Flavored Yogurt, P33. A fruit-flavored option with real fruit bits can satisfy your sweet tooth. 12 Ceres 100%
Juice Apple, P22.50. A delicious drink that doesn’t sacrifice your commitment to eating smart.
YOUR BODY
2 @ = > # : 0 A ! 2 /G E = @ 9 = C B 0 / 1 9 >/ 7 < B @ 3 /B ; 3 < B A
BSfbT`][Redbook>V]b]U`O^VPgWAb]QY^V]b]
Clean up In a recent study, women who were asked to sit in a messy kitchen—you know, papers strewn about,
a little… dishes in the sink—ate twice as many cookies as those in one that was neatly organized. It’s a classic
case of stress eating, says researcher Brian Wansink Ph.D., author of Slim by Design. “But that’s not all.
and trim When things seem out of control, you might think, ‘Why should I have to be in control?’” So when
way down you’ve only got time for one household chore, hide some clutter in a kitchen drawer.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 27
your B O D Y | H E A LT H N E W S
92
The percentage of
restaurant meals that
contain way too many
calories, according to a
Tufts University study.
How many, exactly?
Try 1,495—the average
found in a plate of
THE GYM American, Chinese, or
Italian food. And just
TAKE IT OR LEAVE IT
think: That’s without
dessert or a glass of
wine or the appetizer
sampler you just had
to have—talk about
EAT LESS, EXERCISE MORE? MAYBE NOT. Hate-sweating through hours of fitness #datenightdisaster.
classes won’t get you any closer to your goals, a study in Current Biology suggests. Consider splitting the
Researchers tracked more than 300 men and women for a week and found that entrée with your guy, at
those who were moderately active—the equivalent of walking a couple of miles a the very least, says study
day—burned as many calories as those who exercised far more, like five times a author Susan B. Roberts
week. Your metabolism may adapt to higher levels of activity. So keep moving, but Ph.D. That’ll be good for
don’t sweat about it. your wallet, too!
DO THIS TO CUT
Text from Redbook. Photographs by Getty Images.
5 lbs.
TIPS AND TRICKS
TO TRY TODAY
BE A
BETTER WEIGHT LOSS IN A WEEK
GOAL GETTER
Text by Tisha Alvarez (weight loss) and U.S. Good Housekeeping. Photographs
Calorie-controlled meals can now be conveniently brought to your doorstep, but
IF YOU DON’T SCHEME IT,
do they really deliver? We had a tester try The Fit Kitchen PH’s 1,200-calorie-per-
YOU CAN’T ACHIEVE IT.
day plan to see if it really works.
So first things first, set three
specific, measurable goals. THE COME-ON: Healthy meals, totaling 1,200 calories a day and developed by
Make one about your looks a team of chefs and nutritionist-dietitians, are delivered to you every day for five
(I will tone my arms and days. Individual results may vary, but dieters can safely lose two pounds in a week.
feel good going sleeveless),
The 1,200-calorie/day plan costs P2,100 for one week (prices go down if you sign up
for more than a week); 1,500- and 1,800-calorie plans are also available. For more
information, contact The Fit Kitchen PH through (63917) 880-9026 from 9 a.m. – 9 p.m.
daily, email [email protected], or follow fitkitchenPH on Facebook and Instagram.
BEAT BLOAT
Must-try tips from GH Nutrition Director Jaclyn London
M.S., R.D.: Don’t chew gum; lay off processed foods;
choose flat water over fizzy; and load up on produce
high in potassium, such as avocados, tomatoes,
oranges, and mangoes. Another trick: “Add nuts to
your breakfast,” says Jackie. “They’re full of magnesium,
which may also help you deflate.”
your B O D Y | 3 0 - D AY W O R K O U T
CHANGE YOUR
BODY—AND
YOUR LIFE—IN
30
DAYS
This baby-step, beyond-quick
plan doesn’t require a gym or
any more gear than a set of
dumbbells. Start it, stick with it,
and you’ll be blown away by
how strong you are.
THINK ABOUT THE LAST BIG PROJECT YOU TACKLED. only eight moves total, and starting with fewer
You made a list of things to accomplish, and gleefully reps will help you perfect them.
checked them off one at a time until it was done. Why Since no woman should have to go it alone, the
Text by Amy Schlinger. Reprinted from Redbook. Photographs by Ejay Leung of Midnight Bonkers.
not do that for fitness? “Real, lasting success is created Good Housekeeping Philippines team tried the plan
not in some massive show of effort, but in a series of too, and we’re leaner and stronger for it. But we know
small steps taken every day,” says fitness and nutrition as well as anyone that sometimes that to-do list has
expert Adam Rosante, author of The 30-Second Body. to be pushed off until tomorrow. That’s okay. “If it’s
And we do mean small: Rosante asks you to exercise been less than a week since you last worked out,
for only 45 seconds on the first day of this month-long pick back up where you left off,” Rosante says. “Any
plan. It begins with just jumping jacks (you’re already longer, start from the beginning.” It won’t be longer,
good at those!) and squats, and slowly builds until you though, because once you start this challenge, you
have a 30-minute, full-body, fat-burning workout you won’t want to stop. You’ll be like us: sweaty—and
can definitely do. How can we be so sure? There are dripping with confidence.
I
your B O D Y | 3 0 - D AY T
JUMPING JACK
DAY 1 DAY 11
You’vve known how to do
this move forever, but
don’t be tempted to sail
45 SECONDS through h the set. Keep your 3 MINUTES, 45 SECONDS
8C;>7<58/19A kneees aligned with your !8C;>7<58/19A
&A?C/BA toes, y
your arms high, and &A?C/BA
your butt tucked. &>CA6C>A
TIP SQUAT
&03<B=D3@@=EA
&=D3@63/2>@3AA3A
“These times are meant
m Stand with your
y
!#A31=<2>:/<9
to be goals. If it ta
akes feet shoulde er-
width apart, toes !#
# 8C;>7<5 8/19A
you longer to complete
a workout, that’s to otally pointed out
DAY 12
slightly; exte
end
fine. Keep working g, and
your arms out in
you’ll get better.” front of you.
—ADAM ROSANNTE, Squat down as far 4M MINUTES, 30 SECONDS
TRAINER as you can !## 8C;>7<58/19A
without losinng the
A?C/BA
DAY 8 TIP
DAY 3 3MMINUTES, 45 SECONDS
“If one of the exercises feels
too tough, try breaking it
2 MINUTES # 8C;>7<58/19A
up into smaller sets. Do two
8C;>7<58/19A
9A A?C/BA
presses, for example, then
DAY 6
&A?C/BA >CA6C>A
rest and repeat.”
&>CA6C>A 03<B=D3@@=EA
&03<B=D3@@=EA !A31=<2>:/<9 —ROSANTE
2 MINUTES, 30 SECONDS # 8C;>7<5 8/19A
#8C;>7<58/19A
DAY 13
DAY 4 &A?C/BA
&>CA6C>A DAY 9 6 MINUTES, 15 SECONDS
&03<B=D3@@=EA
2 MINUTES, 30 SECONDS "8C;>7<58/19A
A31=<2>:/<9 4 MINUTES, 30 SECONDS
#8C;>7<58/19A A?C/BA
#8C;>7<58/19A !8C;>7<58/19A
&A?C/BA >CA6C>A
# A?C/BA
&>CA6C>A 03<B=D3@@=EA
&03<B=D3@@=EA TIP # >CA6C>A
=D3@63/2>@3AA3A
# 03<B=D3@ @=EA
A31=<2 >:/<9 “The secret to any kind of "#A31=<2>:/<9
!#A31=<2 >:/<9
weight lifting: Take one "# 8C;>7<5 8/19A
! 8C;>7<5 8/19A
DAY 7
stronger. For these
“I didn’t think I’d be able #>CA6C>A
exercises to work, the key
to do the required #03<B=D3@@=EA
is to be consistent.”
number of push-ups or 3 MINUTES #=D3@63/2>@3AA3A
—ANGEL CONSTANTINO
squats that first week but 8C;>7<5 8/19A AQUINO, #A31=<2>:/<9
I did! If you keep at it, by A?C/BA MANAGING EDITOR #8C;>7<58/19A
Day 7, both exercises will >CA6C>A
be a cinch.” 03<B=D3@@=EA
—ROSELLE MIRANDA,
FOOD EDITOR
#A31=<2>:/<9
8C;>7<58/19A
DAY 10 DAY 15
REST! REST!
DAY 19
breath, repeat the same
7 MINUTES, 30 SECONDS now it’s time to challenge moves you just did except for
## 8C;>7<5 8/19A yourself. Doing the circuit a the first set of jumping jacks.
A?C/BA 10 MINUTES, 15 SECONDS second time through will build
DAY 25
>CA6C>A $# 8C;>7<5 8/19A your endurance.”
03<B=D3@ @=EA & A?C/BA —ROSANTE
& >CA6C>A
=D3@63/2 >@3AA3A REST!
0713>A 1C@:A & 03<B=D3@ @=EA
"#A31=<2 >:/<9 & =D3@63/2 >@3AA3A
A7BC>A & 0713>A 1C@:A
## 8C;>7<5 8/19A ##A31=<2 >:/<9 SIT-UP
S
& A7BC>A K
Keep your feet and hips on
$# 8C;>7<5 8/19A the floor and your hands
TIP behind
b ehind your head, using
“Don’t think for a second that only your abs to lift your
o
biceps curls are for men, that
they’ll make you look bulky.
DAY 20 back off the ground
b
until you’re sitting
u
REST! PLANK up straight.
u
That’s not true at all: They
5Sb W\ ^ZO\Y^]aWbW]\
actually work to make your with your forearms on the
arms leaner.” floor. Draw your butt
—ROSANTE down and belly in, so
your body is straight and
parallel with the ground.
your B O D Y | 3 0 - D AY W O R K O U T
DAY 26 TIP
19 MINUTES “Look forward to feeling the
# 8C;>7<5 8/19A strain in your muscles—that’s
A?C/BA how you know the exercises
>CA6C>A are working!”
03<B=D3@ @=EA —NICOLE SINDIONG,
STAFF WRITER
=D3@63/2 >@3AA3A
DAY 28
0713>A 1C@:A
# 8C;>7<5 8/19A
A7BC>A
26 MINUTES
!A31=<2 >:/<9
$# 8C;>7<5 8/19A
REST 1 MINUTE # A?C/BA
A?C/BA # >CA6C>A
>CA6C>A # 03<B=D3@ @=EA
03<B=D3@ @=EA # =D3@63/2 >@3AA3A
=D3@63/2 >@3AA3A # 0713>A 1C@:A
0713>A 1C@:A $# 8C;>7<5 8/19A
A7BC>A # A7BC>A
!A31=<2 >:/<9 "A31=<2 >:/<9
# 8C;>7<5 8/19A
REST 1 MINUTE
REST 1 MINUTE # A?C/BA
@S^SOb bVS aSQ]\R # >CA6C>A
set of moves. # 03<B=D3@ @=EA
DAY 30
# =D3@63/2 >@3AA3A
DAY 29
0713>A 1C@:A strength training (but keep up your cardio by
## 8C;>7<5 8/19A walking, running, or biking). You’ve earned it, and it’ll
A7BC>A
30 MINUTES, 30 SECONDS help your muscles repair and get ready for your next
!#A31=<2 >:/<9
% 8C;>7<5 8/19A challenge. After all, “this isn’t the end,” says Rosante.
REST 1 MINUTE & A?C/BA You’re fit enough now to do whatever you want.
A?C/BA & >CA6C>A Starting this routine over again from the beginning is
>CA6C>A & 03<B=D3@ @=EA
one option: If you work to improve your times, you’ll
03<B=D3@ @=EA & =D3@63/2 >@3AA3A
get stronger, and the variety built into it will keep
=D3@63/2 >@3AA3A & 0713>A 1C@:A
your fitness from plateauing. But why not sign up for
0713>A 1C@:A % 8C;>7<5 8/19A
A7BC>A & A7BC>A that boxing class you’ve been intimidated by, or tell
!#A31=<2 >:/<9 "#A31=<2 >:/<9 your coworker you can join the office football team
## 8C;>7<5 8/19A this year? You’re in a whole new place now—take
REST 1 MINUTE
advantage and amaze yourself.
REST 1 MINUTE & A?C/BA
@S^SOb bVS aSQ]\R & >CA6C>A
set of moves. & 03<B=D3@ @=EEA
& =D3@63/2 >@3AA3A
TIP & 0713>A 1C@:A
And yeah, you
& A7BC>A
“Knowing the workouts were have the right to
"#A31=<2 >:/<9
short made it easier for me to lie the heck down.
% 8C;>7<5 8/19A
get out of bed and do them.
I even did other exercises on REST 1 MINUTE
some days—and so can you!” @S^SOb bVS aSQ]\R aSb ]T
—TISHA ALVAREZ, moves.
EDITOR IN CHIEF
BACK IN
pins-and-needles sensation in your legs, or
numbness—kasi the nerves in the lower
back supply the legs—that’s usually the
time I would recommend that you see
someone. Or if it’s just back pain alone but
THE GAME
lasts more than one to two days straight
without getting relieved by rest, you
should also see someone.”
Judging by the number of treatment
centers and spas offering “therapy,” there
seem to be a good number of people
looking for relief from aches. While Dr. Sta.
Ana herself may send patients to those
Are your backaches keeping you from going about offering alternative treatments (like
your business? We give a rundown of alternative acupuncture and chiropractic), she still
recommends that you see your doctor, first
treatments that can provide relief from the pain. and foremost, if you are looking for relief
from persistent pain. “I think alternative
treatments can be used in conjunction
A
with traditional medicine. I would suggest
sk anyone if he or she would like a of back pain that she’s seen is muscle strain, that, if you want to go through alternative
back rub, and the answer would particularly in the lower back. “It’s called treatments, maybe you can see a
most likely be a resounding yes. lumbosacral muscle strain. Generally, that traditional doctor first, an ortho, just to
“It’s one of the most common complaints happens when patients either move check and make sure everything is okay.
in any population,” says Ana Rosario Sta. wrong—they pick up something heavy, do You can clear it first, and if the doctor says
Ana M.D., a fellow of the Philippine sudden movements—or they tell me that it’s okay, then you can go ahead with it.”
Orthopedic Association and consultant at they spent the entire day sitting without Got persistent pain? Read on for five
the Philippine Orthopedic Institute. “Even moving.” Suddenly picking up a toddler who treatments that might be able to help. See
non-orthopedic doctors see a lot of back demands to be carried, or spending an if there’s anything that suits you, then—as
pain patients at any given point in time.” entire day in front of your computer? Not Dr. Sta. Ana says—make your doctor’s
Dr. Sta. Ana says the most common cause great for your back. office your first stop.
Text by Tisha Alvarez and Nicole Sindiong. Photographs by iStockphoto. This feature is for information purposes only and should not be construed as medical advice.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 39
your B O D Y | B A C K PA I N T R E AT M E N T S
time we address the muscles, not only the to change into a black shirt and pajama
KARADA bones. Usually chiropractors address the bottoms, and then given a glass of warm
What it is: Karada is a form of body bone [issues]; yung sa muscles, iba pa,” water to drink. The actual session began
therapy from Japan that combines the explains Christina D.P. Cañete, a licensed with a consultation where the tester was
techniques of spinal adjustment and massage therapist and branch officer at asked about her lifestyle, habits, and areas
muscle stimulation to address body Karada in Greenbelt 1. of concern. After this, she was instructed
pains by restoring proper movement and The adjustment can be done alone, but to lie down on a bed as the therapist began
improving blood circulation. Hanna recommends complementing it “kneading and pressing” parts of her upper
It was conceptualized and founded by with a Body Treatment (BT), or Karada’s back (Atlas) and her lower back (Pelvis).
Koyasu Yuki, a Japanese national, who version of a deep tissue massage, to relax She was asked to shift positions several
underwent alternative treatments to the muscles. “People have to try this times: face down, face up, sideways, sitting
relieve injuries he sustained from a car because even if a normal person comes in up. The therapist repeated the procedure
accident. Among these treatments, Yuki here, we know for sure that he or she has a for every position.
found that chiropractic therapy was able shorter leg; he or she has stiff muscles; he After attending to the tester’s back, the
to ease some of the pain, although it left or she has an imbalance of the atlas and therapist shifted her focus to the tester’s
him seeking further remedies. “So what he the pelvis,” she says. legs. Upon assessing that the limbs were
did was, he tried other types of massages Karada sessions are performed by not aligned, the therapist stretched and
like Thai, Chinese, and then invented licensed massage therapists trained by a kneaded them before proceeding to
his own technique. That’s when he really Japanese Master, but clients can schedule massage the tester’s shoulders, head, and
felt cured,” says Hanna Stelton, General a session with the Japanese Master Trainer neck. “This is when the neck cracking
Manager of Karada Philippines. himself. However, Stelton says, “you have happened,” says our tester.
This patented technique is called the AP to book in advance because he goes from The first part of the treatment took 20
Balance. The letters AP stand for the two branch to branch.” minutes. And then the tester was led to
bones that are manipulated into alignment Clients can also choose the length of a separate room and asked to stand in
during the procedure: Atlas, the topmost their treatment: 20 minutes (Energizer), 45 front of a mirror with feet apart and hands
cervical bone, which connects your spine minutes (Therapeutic), and 60 minutes (The joined at the back. “She pulled on my
to your skull; and Pelvis, the base of your Bliss). “For first-timers, normally we do a hands downward as a test of my balance,
skeletal system. “If these are not aligned, 60-minute combination of the AP and BT.” and I instantly stumbled backward.” After
signals [in your body] are blocked, which The process: The tester suffered from this, the tester was asked to lie face down
will most likely cause stress, fatigue, and chronic pain in the upper right side of her on a mechanical bed, where the therapist
hormonal imbalance,” states Karada back due to scoliosis that she developed pressed parts of her pelvis and back “as
Philippines’s website. in her teens. This pain, she says, worsened she simultaneously pushed on the bed’s
Because of this spinal re-alignment and spread to her lower back after she pedals, making parts of the bed sink.”
component, Karada is often compared to gave birth over a year ago, and now due The tester was asked to stand in front of
chiropractic. And although Karada was to carrying her baby, and her awkward the mirror again, after the adjustment on
partly inspired by the latter, its proponents sleeping positions at night. “I breastfeed the mechanical bed, to repeat the balance
are quick to point out some differences: while in the side-lying position,” she says. test. “I managed to keep myself from
“We have mobilization, and at the same For the session, the tester was asked stumbling this time,” she says.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 41
your B O D Y | B A C K PA I N T R E AT M E N T S
Acupuncture needles
are as thin as a hair
strand and made of
sterile surgical-grade
stainless steel.
The Dangers of
IN THIS DAY AND AGE when you can prett much Google anything, it’s
understandable why most people turn to the I ernet for immediate answers to
questions our mothers had to line up at the ctor’s office for: “What does pain
in the right side of the abdomen mean?” “How to treat a diaper rash?” “What
are the symptoms of breast cancer?”
But though the World Wide Web seems to know it all, w you find online
shouldn’t automatically be construed as gospel truth. “Doing so op s up a
whole world of dangers,” cautions Nicco Jake Francis G. Alegro M.D., g eral
physician at Aster Medical Centre in Ortigas. Log out for a minute and read
on the serious consequences of your web-searching habits.
ys Isobel Garcia*, 30. “My doctor was
unavv lable, so I just Googled w t it
YOU RISK MISDIAGNOSING discussed with a physician. Nothing beats
meant. I e ed up reading ab t all sorts
the personal touch and the clinical eye.”
YOURSELF. A U.K. study found of scary heart c ditions!” en the
that one out of four women diagnose day of Isobel’s chec p came, her
YOU MAY END UP TAKING
themselves online, which results in two out doctor said she was fin “ s it turned
of ten wrongly suspecting that they have a THE WRONG MEDS. After out, I was just a little stressed. But not
serious disease at some point. This is also getting advice from a family member dying,” says Isobel, who vowed never to
true locally, with Dr. Alegro saying that who got her own info off the web, Mich Google her medical results again for her
almost half of his patients rely heavily on Lagdameo-Roque, 27, used an antibiotic own sanity.
the Internet. for a skin infection. “It turned out to While easy access to health
Admittedly though, there are advantages be the wrong antibiotic, which only information can empower patients and
to having a wealth of data readily available made things worse!” she says. “A simple improve awareness against diseases,
at your fingertips. Dodjie Angeles M.D., infection could’ve been resolved after the downside is that too much data—
general practitioner and faculty member at one trip to the doctor, but instead I and its misinterpretation—can cause
the University of Santo Tomas, says it helps ended up with sepsis, an emergency anxiety and even paranoia among the
with awareness. “For example, you learn surgery, and months of painful healing.” overthinking types. (Ever heard of
online that having breast cancer in the Simply put, it’s never wise to self- hypochondria?) For your own peace of
family increases your risk of having it, too. medicate, especially with drugs that mind, learn to set your limits. It’s good to
As a result, you become more observant normally require a prescription. Apart be aware, says Dr. Angeles, but draw the
of the signs, and may be able to detect it from causing serious side effects, “there line at irrelevant information that can do
earlier.” On the other hand, consuming too is the danger of developing antibiotic you more harm than good.
much info—and the wrong kind—may make resistance, as well as overdose,” says Dr. And should you need to look up
patients “believe they have a particular Alegre. “Another consequence is [you health info for yourself or your family,
sickness when in fact they don’t,” says may feel an] erroneous sense of healing, turn to reputable resources. “WebMD.
Dr. Alegre. Alternately, you may come to leading to the undetected progression of com and FamilyDoctor.org are both
a conclusion that your symptoms aren’t a disease,” adds Dr. Valdecanas. credible, as well as Medscape.com,” says
significant, when the truth is you need Dr. Alegre. Then again, these sources
medical attention, stat. Either way, you IT CAN CAUSE UNNECESSARY should only be used as guides and
only jeopardize your own health. Benedict ANXIETY. “After getting an ECG should never replace actual medical
Valdecanas M.D., medical director at Aegle (electrocardiogram) for my heart advice. Says Dr. Angeles, “As the line
Medical Wellness in Makati, recommends, palpitations, my result came back with goes: If symptoms persist, consult your
“Any info [found online] should still be the impression ‘borderline abnormal,’” doctor. Not Google.”
Text by Elaine Natividad Reyes. Photograph by iStockphoto. *Name has been changed to protect privacy.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 43
our B O D Y | PERIOD PRIDE
HOW I FINALLY...
EMBRACED MY PERIOD
This women’s health advocate and yoga teacher discovers the wonders of womanhood,
and sees her message spread across the globe in wider and wider circles.
MIND YOUR
MENSTRUATION
The patterns and rhythms Dona
noticed and felt in her own body
began to make sense as she trained
in foundations of Traditional
Chinese medicine and yin yoga with
Singapore-based teacher Victor
Chng. “It was in April 2012 when I
decided to consciously apply what
I learned from Victor in yin yoga, as
a way of dealing with the unnatural
pains and symptoms surrounding
my period. I could tell that there was
something important happening.”
Yin yoga, a practice that is
grounded heavily on Traditional
Chinese medicine beliefs, has you
Text by Chinggay Labrador. Photographs by Kurt Alvarez/ACME Visual Productions. Hair and makeup by Elaine Ganuelas.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 45
GOOD
HOUSEKEEPING
YOUR LO OK
:7>1=:=@AB=B@G03/CBGA>=<53AABG:7A6E=@9E3/@
Text and styling by Elaine Natividad Reyes. Photograph by Louie Aguinaldo.
The Sure, wearing lipstick can be a chore—from choosing the exact shade to carefully outlining your lips and then
constantly re-applying throughout the day. But that’s a small price to pay for the psychological benefits you can
lipstick reap: A 2015 study by Harvard University and a U.S. beauty brand found that women who wore lipstick four or
effect
more days a week have higher confidence levels than those who wear it less often, with red lipstick lovers being
dubbed as the most outgoing. Not convinced? Swipe one on now and feel the difference.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 47
1
SUNDAY
Don’t think you can ever pull
off orange on your lips? Try
its dainty sister, soft coral, a
pinkish orange that can easily
work across skin tones. Go for
a creamy formula with a little
sheen for an ultra casual look.
On Olivia: M.A.C. Cosmetics
Cremesheen Lipstick in Coral
Bliss, P1,050, M.A.C. Cosmetics,
Robinsons Magnolia 1/L
Fair or dark-
skinned ladies
can get away with
a brighter coral.
7 DAYS OF
LIPSTICK
Stuck in a beauty rut? Here’s an easy way to step up your makeup
game: Try a different shade of lipstick every day of the week. We’ve
handpicked seven totally wearable hues that you can swipe on
without fear. Pucker up!
2
your L O O K | BEAUT Y TIPS
MONDAY
Jumpstart the workweek
with a powerful espresso
shade (think café au lait, not
Americano) to show that you
mean business. This hue
Text and shoot production by Elaine Natividad Reyes. Photographs by Dairy Darilag (model); Louie Aguinaldo and courtesy of the brands (products). Makeup by Ara Fernando. Hair by Toni Santos.
3
Model: Olivia Medina of IM Agency. Tops, dresses, and accessories, all from Forever 21.
TUESDAY
Make a sweet statement
with a grown-up pink a.k.a.
fuchsia, balanced by a
neutral face. A velvet matte
finish gives an added touch
of restraint.
On Olivia: Lancôme Rouge
Définition Lipstick in 388 Le
Magenta, P1,395, Lancôme,
Greenbelt 5 1/L
P E M B ER 201 EEPING 49
your L O O K
4
| BEAUT Y TIPS
A bold color
WEDNESDAY
requires precise It’s often said that the perfect red
application! Use lipstick is the LBD of beauty—
a lip brush to every woman should have one!
define the edges. Zero in on a true red (and not
an orange-red or blue-red),
which looks great on practically
everyone.
On Olivia: Cathy Doll Geisha Hanza
akari
Lip Matte in Red Rose, P399, Watsons, SM
Megamall Bldg.A 2/L
5THURSDAY
If you want to play up your
peepers with shimmer or
dramatic eye shadow, toned
down lips in a warm peachy
nude hue provide the perfect
contrast. Steer clear of shades
that match your skin tone to
avoid looking washed out.
On Olivia: Colourpop Ultra
Satin Liquid Lipstick
i in Echo
Park, P400, instaggram.com
com/
makeupbuffetph h
6
FRIDAY
Who knew lilac lips could
look so classy? A gorgeous
mauve or a pale purple can
easily be your go-to shade
for a casual day or night out.
Lean toward more flattering
pinkish purples instead of
bluish ones.
On Olivia: Snoe Rouge Deluxe
Complete Lip Care X19 in
Mauv
uve Movement,
M P399, Snoe,
Rob
binsons For
Forum 1/L
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 51
your L O O K | BEAUT Y TIPS
7
SATURDAY
Look instantly sexy for date
night with wine on your lips—
the kind that lasts all evening.
When it comes to rocking a
berry pout, the darker your
complexion, the deeper and
richer you can go.
On Olivia: NYX
N XL Liquid Suede
Cream Lip
ipstick in Vintage,
V P460,
NYX, SM Megamall Bldg ldg.A 2/L
our LOOK | BE AUT Y NEWS
BEAUTY advisory
News flash: There’s real dan
NEW ORGANIC
FAVORITE
Once a humble apothecary where Londoners
flocked for homeopathic remedies and natural
potions, family-owned Neal’s Yard Remedies
SELF-HELP FOR has found its way to Manila. The much-lauded
certified organic label boasts handmade
Text by Elaine Natividad Reyes. Photographs by iStockphoto (woman); Louie Aguinaldo (Pixi); courtesy of Bioderma and Neal’s Yard Remedies.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 55
your LOOK | BE AUT Y FINDS
BEAU
1
Even the most expensive makeup can look
cheap when not applied well. Pick up a good
sponge and get ready to kiss that cakey, 2
heavy, and streaky finish goodbye.
Text and shoot production by Elaine Natividad Reyes. Art direction by Theodore Cruz. Model: Kara Gozali.
WORKWEAR
DIARIES
Deviate from boring uniforms with these updated takes on the
office dress code, whatever industry you’re in.
Photographs by EJAY LEUNG of Midnight Bonkers
Styling by MARGAUX ROMERO ALAMPAY
Hair and makeup by MURIEL VEGA PEREZ for Clinique
Assisted by MAYVE TORALBA
ON THE GO
Always on the move?
Be fashionably
mobile with comfy
knee-length trousers
and ballet flats.
A softly structured
carryall is both stylish
and functional.
Off-shoulder top, P795,
Details. Culottes, P1,980,
G2000, SM Megamall Mega
Fashion Hall 2/L. Gold flats,
P899, Sfera. Earrings,
P1,380, and scarf (on bag),
P8,580, both from Evita
Peroni. Leather tote,
P3,200, Costal Bags.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 59
BOSS LADY
Jazz up ho-hum
corporate wear by
pairing your pantsuit
with a bejeweled top.
Opt for fitted slacks for
a sexy silhouette.
Blazer, P5,380, G2000.
Jeweled top, P1,295, Details.
Trousers, P1,795, Dorothy
Perkins, SM Megamall Mega
Fashion Hall 3/L. Pumps,
P3,995, Melissa, SM
Megamall Bldg.A 2/L.
BUSINESS CHIC
Trade the boring collared
outfit for a dressy top-and-
pencil skirt combo that can
also work after-hours. Keep
a blazer handy should you
need to cover up.
Peplum top, P2,199, Sfera. Pencil
skirt,P1,195, Dorothy Perkins.
Heels, P5,999, Melissa. Necklace,
P699, rosette bangle, P349, plain
bangle, P399, all from Sfera.
Leather bag, P3,200, Costal Bags.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 61
your LO O K | O F F I C E FA S H I O N
GLAMAZON
If fancy events are part of
your everyday sched, go for
a killer dress in a striking
color—just opt for a below-
the-knee hemline to keep
things professional.
Dress, P4,995, Warehouse,
Robinsons Galleria 1/L. Earrings,
P1,480, and bracelet, P11,280, both
from Evita Peroni. Clutch, P1,159,
Sfera.
YO U R M O N E Y
?FLJ@E>CF8EJDFE<PE<NJ8JBK?<<OG<IK
Text by Nicole Sindiong. Photograph by Getty Images. *How to Turn Your Passion Into Profit is available at National Bookstore.
Passion: There are many benefits to starting a business. At the top of the list: the potential to earn more
than you would at an office job. But if you truly want to succeed as an entrepreneur, “it has to be
the secret to [about] more than just the money,” writes Dean Pax Lapid in the book How to Turn Your Passion
Into Profit*, which he co-authored with Bo Sanchez.
entrepreneurial According to Lapid, there is nothing wrong with wanting to earn, but your reasons for being
success in business need to be “something more personal, something more enduring.” He writes, “An
enormous passion for something within you already makes it half a battle won—meaning you
will fight it out and make it successful in spite of the odds.”
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 65
our M O N E Y | PERSONAL FINANCE
EXPERT ADVICE
Blame it on the lack of financial literacy subjects in school, or the fact that money is finite.
The hard truth is, keeping your finances in order is a tough job. But worry not, the pros can help.
SOME PEOPLE MAKE IT LOOK EASY, but for many, managing finances tends to WHAT IS A
be tricky. Sure, it usually boils down to some basic concepts: budgeting, saving, investing, FINANCIAL ADVISOR?
and paying off debt on time. But to do these properly and effectively is a whole other
By definition, a financial advisor is someone
conversation. Add to that the abundance of financial products available today—not to who has been trained and certified to give
mention the accompanying jargon—and it all gets pretty daunting. clients advice on money matters, including
If you’re well versed in these concepts, then you most likely fare better than most in investments and insurance, cash flow
navigating the maze of smart money management. If you’re not, know that you can always planning, retirement planning, and estate
ask for help. Even the best of us need assistance sometimes. As important life matters go, management, among others.
it pays to get an expert’s advice on what to do. And in the world of personal finance, this is These days, such professionals can go by
where financial advisors come in. various other titles like ‘financial planner,’
Text by Nicole Sindiong. Photographs by iStockphoto. This feature is for information purposes only.
SCOUTING FOR A
FINANCIAL ADVISOR
As with any financial service or product,
finding the ideal advisor greatly depends
on your objectives.
Say you’d like to start investing but are
unsure about which instrument matches
your risk appetite, or maybe you’re
thinking about getting insurance but are
unfamiliar with the types and terms. You’ll
probably work best with a commission-
based advisor who can lead you to the
specific products you need. Alternately, if
Before you hire a financial
you’re looking for guidance when it comes advisor, check his or
to coming up with a plan, and setting clear her background and
financial goals and seeing them through, certifications to make sure
he or she is right for the job.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 67
our M O N E Y | PERSONAL FINANCE
ADVISORY
Tiongson RFP, director of the Registered wealth with the guidance of a professionaal
Financial Planners Institute in a blog entry who can help you create and implement
in 2012. Because of its newness, it’s common a sound financial plan that matches your
for Filipinos to have reservations about goals, with all the possible options, along
seeking it. While the profession and service with its pros and cons.”
have gained more attention in recent years,
many continue to hold back from giving it a MYTH 3: PROFESSIONAL
try due to wrong or old impressions about it. FINANCIAL SERVICES COST A
LOT. The perception that an advisor or
MYTH 1: THEY ONLY WANT TO a planner’s services cost an arm and a leg
SELL YOU A PRODUCT. This notion could have stemmed from the fact that
may have had some truth to it a decade these professionals are viewed on the same Before choosing a financial
ago when financial agents were mainly level as lawyers, doctors, and engineers, planner, go through this
driven to make a sale in order to earn. what with the special training they
These days, inspired by the advent of
checklist to determine if
undertake and the titles attached to their
the financial planning profession and the names. But if you ask around, you’ll find
he or she is a good fit.
industry’s specialized training programs, that advisors’ rates vary widely, and you can
n
the approach of these financial service
companies has shifted from mere sales
easily find one that suits your budget. 9 CERTIFICATIONS
“Usually, planners charge based on the While track record will speak
to actual collaboration with clients, to capacity and the value they can give to
understand their objectives and provide a client,” says Sarmiento. He adds that
volumes of an advisor’s
solutions. those who have already made a name for competence—and there are
“Aside from being trained and licensed themselves in the field might charge a bit definitely good ones out there
to sell insurance and securities, most higher, but notes, “the value you get from
companies today equip their sales sans the acronyms appended
it will exceed what it cost you.”
agency with programs related to financial “Fees can range from as low as P1,000 to their names—you can’t deny
planning, which focuses on the needs of to as high as P1,000,000, depending the credibility a title adds to
the clients, rather than focusing only on an on the type of plan that is being asked
instrument or product itself,” says financial
his or her practice.
for,” explains Cruz. He advises clients to
planner Sarmiento. “shop around” to see if they are getting
their money’s worth. “Some planners,
9 TERMS OF
MYTH 2: ONLY THE RICH NEED
for example, offer free services after
COMPENSATION
FINANCIAL ADVICE. Some people may
feel they don’t need a financial advisor or consultation.” Knowing this can clue you in
planner because they don’t have much to Ultimately, if you do decide to seek on an advisor’s services, as
work with. But according to the experts, help, what’s important is you get it from well as give you ample time to
this is a misconception in every sense of someone you can trust. Says Sarmiento, “A
the word. “We give advice to people who
prepare your payments.
relationship has to be established before
do not have much assets and who are even acquiring a financial planner’s services.
mired in debt,” says PFA’s Cruz. Sometimes it takes a few meetings to get to
9 SERVICES
Echoing this sentiment, Sarmiento know the planner, and the client as well.” Many advisors today
continue their education
Even the most money-
savvy individual can
or undergo programs to
benefit from the advice specialize in certain fields
of an experienced
financial planner. of personal finance. Find
out if a potential advisor
can assist you with a
specific requirement like
retirement planning or
estate management.
Buying your dream
home is an exciting but
complicated process.
It’s important to be
informed and get
advice from experts.
FINANCING
YOUR FIRST HOME
Ready to take the leap and become a homeowner? Here’s a guide to the most common financing
options for home buyers, plus expert advice on shopping for your dream house.
PURCHASING A HOUSE or a condo for the first time can be new home, your first step should be a meticulous assessment of your
daunting, to say the least. This will likely be your biggest investment finances. “Be very, very honest about your capacity,” advises Ambas.
to date, with a bill you’ll be shouldering for the next few years or The 2.5 Rule is one way to determine how much you can afford,
even decades. While we can’t do all your homework for you, we’ve says Ambas. Simply take your net annual income (multiply your
rounded up some experts to shed light on your mortgage options monthly income by 12 or even 13, if you are a regular employee
and share their tips for saving a pretty penny on your way to receiving 13th month pay) and multiply it by 2.5. The result is the
becoming a homeowner. approximate cost of a property that your salary can afford if you
plan to take out a loan. If, for example, your monthly income is
BEGIN BY BEING HONEST P50,000, with an annual income of P650,000, then you can afford
“Ang real estate, it’s not as if bibili ka ng sapatos or computer mouse property worth P1.625 million.
online. You’re buying a piece of property that you’re spending your Bear in mind that the property’s selling price is just one of
life savings on,” says Rodel Ambas, head of content and research many expenses to consider. Apart from the down payment and
at Lamudi Philippines, a comprehensive online real estate platform the monthly mortgage payments, you have to weigh the costs of
operating in 32 countries. “You have to think of your purchase very, construction or renovation, monthly association dues, maintenance
very carefully. You don’t want to end up with a problematic house, and utilities, insurance, and government-related fees such as
or something you don’t actually need, or worse, something that you property tax.
cannot afford. It will cause you problems later on.” Remember, too, that your income is not the be-all and end-all of
It’s easy to get caught up in showroom visits, interior design your financial standing. Do you have any outstanding debts? What’s
magazines, and Pinterest boards, but once you decide to purchase a your lifestyle like?
Text by Micah Sulit. Photographs by Getty Images. This feature is for information purposes only and should not be construed as financial advice.
“For some people, kahit mataas na yung employment or income. For salaried factors. See “What You Need to Know
income nila, sumasabay yung lifestyle borrowers, some banks require that you about Interest Rates” for more information.)
nila,” says Argel Tiburcio, a financial earn at least P50,000 per month and/or Also consider whether the bank provides
adviser, investment planner, and licensed have been employed by the same company quality service and payment terms that suit
real estate broker. “Dadami ang expenses for at least two years. your needs.
nila, lalakas ang loob nilang mag-loan at Loan terms can be as long as 25 years, You should receive good service and
mag-swipe ng credit card.” Before they and the amount you can borrow depends support while your loan is in process and
know it, Tiburcio says, they’ve already on your income and the appraised value afterwards, says an assistant vice president
spent their future income. of the property. The bank determines and key account manager at another
Be upfront about how you are using the appraised value, which is different reputable local bank, who also asked to
your present cash flow, as well as how you from the market value or the selling price remain anonymous. Your account officer
will spend your future resources. Foresight of the property. On average, banks lend should offer professional advice and explain
is important, says Tiburcio. Some buyers a minimum of around P500,000 and a every detail of the loan process. As for the
are confident about the down payment maximum of 70 or 80% of the property’s payment terms, she advises comparing the
stage, only to be surprised by the higher appraised value. Again, most banks have charges for advance payments should you
mortgage payments down the road. Some mortgage calculators on their websites to decide to terminate the loan, as well as
fail to consider foreseeable expenses such help you determine how much you can penalties for late payments.
as tuition fees when their kids start school. loan and how much you need to pay back Don’t forget to ask about loan charges,
But don’t let the word “mortgage” scare monthly. such as handling and notarial fees. “Banks
you. “There are very few people who can While bank loans are generally the best normally charge a processing fee of around
afford to pay for a property in cash,” says option for mid- to high-income earners, the P5,000 and an appraisal fee of P3,000
Ambas. “Most home buyers need financial downside of bank financing is a stringent
help in the form of a loan.” Before buying approval process involving background
property or taking out a housing loan, checks and requiring you to gather several
LOAN LINGO
you can get an idea of the cost by using documentary requirements (see “Your
banks’ online calculators and your broker’s Requirement Checklist”).
sample computations for the down Ever heard of the Five Cs of Credit?
payment and monthly mortgage payments. These are the factors that lending
As a rule of thumb, mortgage payments You’ll encounter these words
institutions use to evaluate your
should not exceed 30% of your monthly often when shopping around for
creditworthiness: Character, Capacity,
income (or 40% of a couple’s combined Capital (your net worth), Collateral, and a housing loan.
income), which means only a third of your Conditions (external circumstances such as Mortgage A loan that enables
take-home pay should go toward repaying the economic climate).
your loans, including other outstanding
you to buy property, usually by
An assistant vice president in the
debts such as a car loan. Banks will check using real property as security
retail mortgage department of one of the
this debt-to-income ratio when you apply country’s leading banks, who asked not Collaterall Property that you
for a housing loan. to be named, says character is the most pledge as security for your
crucial factor in loan approval. “It refers
YOUR FINANCING mortgage. If you are unable to
to the borrower’s trustworthiness and
repay your housing loan, the
OPTIONS willingness to repay the loan,” she says.
“The borrower’s reputation, credit history, collateral will be forfeited and
The most common financing options for
home buyers in the Philippines are bank and how he managed to pay his previous used to pay your debt.
loans, a Pag-IBIG housing loan, and in- debts are evaluated.”
Principall The amount you
house financing. Capacity, or a borrower’s ability to repay
the loan, is also important. “Banks will borrow from a lending institution,
1 BANK LOANS consider the source of repayment of the excluding the interest
Bank financing is the first choice for most loan, that is, how stable the income or cash Term The duration of the loan
home buyers. “It’s always advisable to apply flow of the borrower is,” she adds.
for a housing loan from a commercial bank Ambas says, “It’s very common for Loan Maturity The end of the
because banks offer more flexible terms applicants to get rejected, so have your loan or the final payment date
and lower interest rates,” says Ambas. A finances sorted out before you apply for a
wide selection of banks and loan products loan.” You should also have enough cash to Amortization A payment
also gives you a lot of options. cover the down payment on the property, scheme in which a borrower pays
Eligibility and requirements vary slightly amounting to about 20% of the selling price. off his debt in regular monthly
across banks, but generally, you are eligible When you’re choosing among banks, the installments
for a home loan if you are a Filipino citizen institution’s reputation and interest rates
above 21 years old (but not more than 65 are obviously essential criteria. (Interest
years old upon loan maturity) with stable rates vary, depending on a number of
to P5,000, depending on the location of 2 PAG-IBIG HOUSING LOAN get an estimate of your monthly mortgage
property,” she adds. “Also, set aside 2 to The government-mandated Home payments.
2.5% (based on the principal) for bank Development Mutual Fund, also known as To start the application process, submit
charges—for example, P50,000 for a loan of the Pag-IBIG Fund, is the go-to lender for your requirements to Pag-IBIG’s Shaw
P2,000,000. These fees are not part of the low-income earners and borrowers who Boulevard, Kamias, or Imus branch for
bank’s income but are mandatory payments were not approved for a bank loan. properties in NCR, or for provincial
to the government.” You qualify for a Pag-IBIG housing loan properties, the Pag-IBIG office closest to
Banks require you to get Mortgage if you have been a member for at least two the property.
Redemption Insurance (MRI), which will years and have paid at least 24 monthly
contributions. You should be less than
3 IN-HOUSE FINANCING
pay for the loan in full in case the borrower
Property developers provide “in-house
dies, but you don’t have to get your housing 65 years old (but not more than 70 upon
financing,” which isn’t really a loan but an
loan and your MRI from the same bank, loan maturity), and with no outstanding
extended payment period. Third-party
says financial adviser Tiburcio, warning Pag-IBIG housing loan. Note that if you are
institutions are eliminated since you are
that some banks will lead you to believe self-employed, unemployed, or an OFW,
paying the developer directly.
otherwise. If you have a personal life you can still join the Pag-IBIG fund as a
In-house financing has a less rigorous
insurance policy and your loan amount is voluntary contributor.
approval process and minimal documentary
less than the policy’s face amount, you can Pag-IBIG is actually an attractive option
requirements. However, it’s more
because of its flexibility. The bank assistant
temporarily assign the bank as the recipient expensive, with interest rates of around 12%
vice president points out that the agency
so you don’t have to pay extra for an MRI. or higher, which are usually fixed. Terms
is “more lax” regarding minimum loan
Talk to a few banks before taking out a are also shorter; some developers only
amounts, while Ambas highlights the option
mortgage. “Don’t settle for the first bank allow a maximum of five years.
for up to three members who are first- or
that will offer you a loan,” recommends If you don’t have an approved loan by
second-degree relatives to avail of the same
Lamudi’s Ambas. “You can shop around for the start of your amortized payments, you
housing loan, using the same collateral. You might get automatically assigned to in-
better rates and better payment terms.” can also prepay your loan either partially or
Tiburcio adds that a good agent or broker house financing, says Tiburcio.
in full without penalty; advance payments
can give sound advice regarding your are deducted from the principal, which
financing options because he or she would WHAT YOU NEED
translates to savings on interest.
know the requirements of different lending On the flip side, Pag-IBIG only lends a TO KNOW ABOUT
institutions. Some developers also have maximum of P6 million and the interest INTEREST RATES
preferred or partner banks. rates are higher than those offered by The bank offering the lowest interest
The loan application process can take up banks. Currently, Pag-IBIG’s interest rates rate isn’t automatically the best option.
to three months, so if you’re shelling out a range from 6.5% for a three-year fixing “An interest rate is good if it is low but in
down payment over a one-year period, you period to 10% for a 30-year fixing period. totality, you have to compare re-pricing
should apply for a housing loan by the ninth Use the amortization calculator on Pag- rates, charges, insurances, and termination
or tenth month, says Tiburcio. IBIG’s website (pagibigfund.gov.ph) to fees,” says the bank key accounts manager.
There are two types of interest rates:
fixed interest rates and flexible (also called
Aside from paying for the variable) interest rates. Fixed rates remain
mortgage, you also need to the same for the entire loan term, while
consider the cost of insurance,
association dues, and utilities.
flexible rates can be renegotiated or re-
priced at set intervals. Different banks offer
different payment terms for flexible-rate
loans. Some loans re-price the interest rate
yearly, while others have a fixed interest
rate over a period of time called the “fixing
period.” Say you opt for a loan with an
interest rate of 7% for a five-year fixing
period—after five years, the rate will be re-
priced. Depending on the bank’s flexibility,
you can renegotiate for another fixed term
or switch to yearly re-pricing.
“Most banks market their flexible loans
with yearly re-pricing because those have
the lowest interest rates,” says Tiburcio. The
interest rate changes annually depending
on economic conditions, so there’s a risk
that the rate will increase every year.
“Fixed interest rates are normally
WHEN IT’S
expenses in check if you
want your golden years
to truly be golden.
OKAY TO SPEND
YOUR SAVINGS
WHEN IT COMES
TO SAVING, people
generally stash their
money in the bank and
leave it there so it can
grow. While sticking with
this practice may be
good for your finances,
you can also jeopardize
your overall financial well-
being if you’re too strict
about it. A 2015 study
published in the Journal
of Marketing Research
reports that people, when
faced with an emergency,
often choose to borrow
on credit rather than
sacrifice their savings
to cover the expenses.
THE KEY TO A
Respondents of the
study deemed this the
more “responsible” thing
SUCCESSFUL RETIREMENT
to do. But remember:
Interest compounds
over time, which is why
it may be prudent to just
IT’S NEVER TOO EARLY TO START PREPARING FOR RETIREMENT. While you’re
spend what you already
Text by Nicole Sindiong. Photographs by Getty Images and iStockphoto (piggy bank).
at it, here’s another valuable piece of advice: Pay extra attention to your spending
have in such situations.
habits when you get there. You can compute and set aside as much money as
“Maintaining savings is
you believe you’ll need to live comfortably after employment, but that may not be
an important financial
enough if you don’t modify your expenses.
goal. Yet, there are times
Noting that spending patterns determine success in retirement as much as saving,
when savings should be
the Employee Benefit Research Institute (EBRI) in the U.S. analyzed the spending
spent; for example, when
habits of a group of households up to six years after retirement. The findings,
people face unavoidable
published in 2015, reveal that while average spending dropped by 5.5% in the first
costs, and spending
two years, and by 12.5% by the third or fourth year, this decline in spending slowed
savings means avoiding
down after the fourth year of retirement. Furthermore, while 54.1% did cut back on
high-interest rate debt,”
spending after retiring, 45.9% of the households actually spent more than they did
the study notes.
before retirement in the first two years. This number went down to 33.4% by the
sixth year of retirement.
“A possible explanation for this could be that people may want to splurge as
they enter retirement by traveling or spending on their hobbies,” notes Sudipto
Banerjee Ph.D., researcher at EBRI. “Spending is one of the crucial economic factors
in retirement, so it is very important to understand the spending patterns of retired
households and the causes that drive their spending behavior. Understanding
spending patterns will not only help current retirees succeed, but also help
policymakers, employers, financial firms, and advisors assist current workers to have
a successful retirement.”
MONEY
MATTERS
Expert advice on how to manage your finances—NOW
Q
you can make sound decisions.
YOUR HOME
'" . * -: ) 0 . & t ) 0 6 4 & 6 1 , & & 1 t ) 0 8 5 0 4 5 : - & " $ 0 ' ' & & 5" # - &
Text by Tisha Alvarez. Photographs by Dairy Darilag. Styling by Beam Mariano. Art direction by Theodore Cruz.
Kiddie Here’s a cute way to display your kid’s projects and masterpieces: Stretch string or twine across
hooks, and use clips or pins (available in scrapbooking stores and book stores) to hang choice works
gallery of art. This is especially ideal for rented homes whose walls can’t be drilled or for surfaces that can’t
support heavy frames.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 77
City Meets
COUNTRY
Rustic elegance
beautifully mixes
with industrial
elements in this
family’s charming
townhouse.
y
your H O M E | F A M I LY H O M E
m r s rm
L y A a
e y n r a .
LIVING AREA
The couple decided to keep the cement
floor instead of installing tiles. Kara patiently
waited for stores to go on sale, and bought
the large sectional for a steal from Our
Home (ourhome.ph). The black chandelier is
from "4 -BNQT (Ortigas Home Depot,
Ortigas Avenue corner Meralco Avenue,
Pasig City). The console table was
custom-made in Sta. Rosa, Laguna; Kara just
painted it herself. She also painted the gray
and white stripes on the wall.
llesteros was growing up, she would Kara, a visual merchandiser. The color scheme unites
ernoons watching Rachel Ashwell’s all the elements, from the massive couch (big enough
n TV. Her love for the interior style is for Ace, who is over six feet tall) to the customized
three-bedroom townhouse she now console table to the whimsical accessories found
er husband, Ace, and their daughter, throughout the home (owl figurines, a spraypainted
ead of sporting a purely vintage- dinosaur, a unicorn head).
etic, the home also has industrial While the home exudes casual elegance, the look
eutral colors to keep it from looking surprisingly didn’t come at a hefty price: Most of the
overly frilly and feminine. pieces are budget finds or a result of Kara’s handiwork.
“Naging consistent na lang ako sa color palette na It’s proof of what a clear vision, an innate sense of
gray, white, black, and gold para hindi magulo,” says style, and a little help from Pinterest can achieve.
n ee menus
n eminders.
K I TC H E N
The stainless steel counter is from
"DF)BSEXBSF (acehardware.com),
while the stools are from )BOEZNBO
(handyman.com.ph). A lot of the
accessories in the kitchen were
inherited from Kara’s grandparents.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 81
your H O M E | F A M I LY H O M E
A S H I A’ S R O O M
Most kids’ furniture and
storage are colorful, so
Kara retained a neutral
color palette when it came
to the room’s walls and
beddings. Ashia’s bed is
made of pure narra and was
previously owned by Kara’s
dad. The polka dot wall
decals are from Cotton On
Kids (SM Megamall Atrium,
Mandaluyong City). Ashia’s
bags are hung on hooks
installed on the side of her
cabinet.
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KID-FRIENDLY
e f
e e g l
u so
l em a a l.
chic setup without worrying
about your child’s safety.
Text and styling by Dagny Madamba. Photographs by Kurt Alvarez/ACME Visual Productions.
long ottoman seat, or combine
two ottomans. Not only will you
have a sophisticated, baby-proof
center table, you’ll also have
additional seating.
QUICK TIP!
A tray can make a large table feel less
massive, and can also be used as a
catch-all for items that often go missing
(hello, remote controls!).
QUICK TIP!
Eric sofa (part of a set), P16,000; Wetland rug, P7,450; coffee table, P4,100; round tray, P620;
faux plant, P170; diamond-pattern vase, P1,100; iron candle holder with votive, P365; Aztec-
Not sure where to start? A foolproof
print throw pillow, P550; black and white pillow, P320; circle-print cushion, P305; gray pillow, formula for tabletop vignettes: a stack of
P435; zigzag-print pillow, P360; long plate, P660; all from Mandaue Foam, mandauefoam.ph. books + floral arrangement + a tray.
QUICK TIP!
Items on the coffee table often reflect the homeowner’s
personality. Before you buy, try to “shop” around the house
first—you may already have what you’re looking for.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 85
ask the EXPERTS
Q My son’s bedroom
walls have marks
from where he used to
stick posters with tape.
Photographs by Getty Images (dog) and iStockphoto; courtesy of columnists (profile photos).
How can I remove them
without having to
repaint the walls?
There is a product formulated
K E E P I NG I T C L E A N to remove sticky residue, such
as remnants of tape or stickers,
Q
Our dog relieves himself in our garage and even if we scuff marks on floors, or gum.
clean up after him every time, the smell lingers. How There are different brands,
such as Goo Gone, Glu Gone,
do I get rid of this foul odor for good? and Sticky Out, available in
hardware stores and some
Bleach is the most common solution for removing odors as well as disinfecting book stores. I use it to remove
the affected area. However, I do not recommend using bleach as it is harmful stubborn price labels on
and can lead to medical issues when used over time. Instead, try a basic vinegar newly bought products, or on
and baking soda solution: Pour some distilled white vinegar, which acts as a product labels of bottles that
neutralizer, on the affected area. Pour about half a cup of baking soda over I want to recycle. Just put a
the area. (You’ll see it fizzle.) Aside from removing the odor, this solution will little bit of the product on a
also wash away the odor-causing bacteria. The smell of vinegar will disappear cotton ball and rub it on the
soon enough. If the dog pees on the same spot, it would be wise to lay some sticky area. It will remove the
newspapers where he can relieve himself. That way, you can just pick up the sticky marks without harming
soiled newspaper after it’s been peed on, and the garage floor remains odor-free. the paint.
—MARIVIC ARAMBULO —MARIVIC ARAMBULO
ante
Ivy Tabla C
Christine Marivic Arambulo
THE
Darilag M.Arch
M Araneta-Ferreira
A Owner of The Cleaning
Principa Architect, Management consultantt
M Diva, which provides
a Archite
Structura ects and facilitator; conductss housekeeping
It may be wise to
M A I D M AT T E R S be friends with your
household helpers on
Q
social media so that you
can monitor their posts.
REAL LIFE
K I @ 9 L K < KF > I 8 E ; G8 I < E KJ > F F ; ; < < ;J C @ = < C < JJ F E J
Text by Elaine Natividad Reyes. Photograph by
Grand Parents, we ought to be more grateful to see our children growing up close to their lolos and lolas.
Previous research, like that from the University of Oxford, has shown that a high level of grandparental
benefits
iStockphoto.
involvement leads to fewer emotional and behavioral problems in kids, improving their overall well-
being. On the flipside, babysitting their apos helps seniors stay mentally sharp and reduces their risk for
depression, says another study. Earn brownie points—and some alone time—by penciling extra bonding
time for them this Grandparents’ month.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 89
real L I F E | G R A N D PA R E N T S ’ M O N T H
LOLO
to say that I was Grandma’s favorite
because I’m the first apo who happens to
be a girl. She used to buy me cute girly
clothes and lovely shoes to wear during
LOLA
Sunday mass. She also loved to tie my hair
in different styles—never once did I go to
school without fancy braids or hair clips.
But beyond the material stuff, she taught
me to work hard and do my best no matter
rate this month dedicated to what. There are still days when I think about
rents, GH asked people of all ages how things would have been if she were still
to share the most memorable stories they around. But knowing that she’s watching
have of their lolos and lolas—from funny from above fuels my passion to become an
anecdotes to the sweetest things that left a even better version of myself.
mark on their lives (and hearts!). —Cielo Anne, 29, on her Lola Adelaida
Text compiled by MM de Mesa and Angel C. Aquino. Photographs by Getty Images (grandfather and girl); iStockphoto (lipstick, boy); courtesy of featured women.
M
recalled that memory
y mom doesn’t always buy me the things I want. Once, when we last talked,
when we were with my grandparents, I wanted this toy despite the fact that
badly and my mom wouldn’t buy it. I asked my lolo if he could get she was already having
it for me. He said no because to him, it was my mom’s decision. problems recalling a lot
I begged nonstop until I blurted out, “You don’t have to follow of things. —Joys Camille,
Mommy because you are the parent! She has to follow you!” We all 30, on her Inang
laughed and I went home with the toy I wanted. —Andy, 12, on her
Lolo Joe
M y lola was my number one supporter back when I was still selling
handcrafted accessories. Whenever we met, she would always
ask me if I made some for her. When she passed away, my mom
found a small box in my lola’s cabinet containing all the accessories I
made and gave to her as a gift. —Ana, 30, on her Lola Matilde
A VISION
organization’s Christian Growth Ministries
Department.
RBI began when Dr. Arthur Lown, who
was blind since childhood and who had
OF HOPE
moved from the U.S. to the Philippines to
serve as the administrator of the Summer
Institute of Linguistics in Manila, decided
to produce a Braille version of the Filipino
bible. One thing led to another, and soon
he was producing cassette tapes and
Resources for the Blind, Inc. helps visually impaired large-print versions of the bible, which he
individuals become productive members of society distributed for free to those who needed
and gives them a chance at a brighter future. them. With over half a million visually
impaired people in the Philippines, Dr.
Lown was soon inundated with requests
for all kinds of assistance. Thus, in 1988, he
FE8I<>LC8INFIB;8P#D8I@8 parents, particularly when she started founded RBI.
AFP:<CFG<Q>F<JKF?<IF==@:< going to school. From employing a staff of eight, RBI now
@E:L98F#HL<QFE:@KP#where she Joyce recalls, “Yung una pong school has about 50 people working full time in its
spends the day working in front of her na nalaman nila ay doon sa Philippine offices in Manila, Cebu, and Davao. Aside
computer, conducting training seminars, National School for the Blind in Pasay. from Braille production and Christian
planning events, and performing other And since we’re living po in Sampaloc, growth ministries, the organization offers a
tasks that her job requires. It sounds like a [Manila] parang two, three days lang yata number of other services such as education
typical 30-year-old working girl’s day, with ako nakaka-attend doon kasi ang layo. (there is an in-house preschool, as well as
one difference: Joyce is completely blind. Nandu’n na yung parents ko sa point na referral services, as in Joyce’s case), and
Born at just seven months, Joyce had nagpaplano na sila, isa sa kanila magre- training and rehabilitation.
retinopathy of prematurity, a disorder resign just for them to be able to support Mayette Regala, who has been with RBI
wherein the retina—the part of the eye yung studies ko.” since it started and who is currently in
responsible for sight—detaches from That is, until her parents found out charge of accessible digital production,
the eye, causing visual impairment. Her about Resources for the Blind, Inc. (RBI), says that the help they offer varies from
condition became a challenge for her a non-government organization whose case to case: “Like, if a parent brings in
Text by Tisha Alvarez (A Vision of Hope), Lara Gaspar (There and Back Again). Photographs by Kurt Alvarez/ACME Visual Productions.
THERE AND
BACK AGAIN
A group of college students visits a community of
Dumagats in a remote village and unexpectedly
gets so much in return.
KF ><K KF J@K@F D8JC8# ><E<I8C the students wanted to give a little bit more.
E8B8I# HL<QFE =IFD D8E@C8# Mark John “MJ” Pamintuan, the
one has to go on a six-hour road trip, then President of the PSTA, says that there were
ride a jeepney for two hours through previous attempts to conduct an outreach
rough terrain, and cross 12 streams in good program for the Dumagats, but the PSTA
weather (20 in bad). On May 19, 2016, 13 didn’t push through with them because of
students from the Lyceum of the Philippines a lack of manpower and funds. In March
University-Manila (LPU), five students from of this year, they were finally able to pool
the Gyeongju University of South Korea, and together enough resources. “There was a
a few other volunteers made this journey so donation from Gyeongju University, there
that they could bring supplies and a bit of were funds from a PSTA activity, and then
good will to the Dumagats, the indigenous there were also donations from the student
people of Sitio Masla. teachers, from our own salary,” he says.
The volunteers were mainly members The student teachers listed down things
of LPU’s Professional Student Teachers they could bring with them—clothes, gifts,
Association (PSTA), made up of English and the food they would be eating and
tutors who provide language education to sharing with the community. They also
international students at LPU. The Korean thought of the games and other activities
volunteers were some of their students. they would conduct, and sent word to the
“The university is already helping the Dumagats that they were coming. Says
Dumagats,” explains Alfredo Diamante, the Diamante, “Since March, we informed them
Director of the International Affairs Office already that we will be coming, and the
of LPU, which oversees the PSTA. “It’s not children were already excited. The children
only my office helping them. I think all were always asking, ‘Where are they?’”
offices, all colleges are one in helping our “They became even more excited when
Dumagat brothers and sisters.” LPU has, they knew there would be Koreans!” adds
(Top) Joyce Lopez can use the special
computers at RBI; (above) optometrists in fact, already built a school, an ecolodge, MJ, explaining that the children had never
undergo special training conducted by RBI. and a greenhouse for the community, but met anyone from Korea.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 95
real L I F E | GOOD DEEDS
On the day of the trip, the Dumagat The volunteers were touched by the that there is more joy in giving than in
children eagerly met the volunteers as their Dumagats’ sincere show of gratitude, both receiving anything.”
jeepney pulled in. And although the Korean for the material gifts and, on a deeper level, Diamante noted that many of the
students struggled throughout the grueling the gift of life. Diamante reflects, “Sa mga Dumagat children seemed small for their
land trip, they proved to be crowd favorites elders, alam mo, kung makikita mo sila, age, and that their teeth needed attention,
at Sitio Masla. “Makikita mo na lang, yung parang kahit kamote lang ang kinakain so the plan is for their next outreach
isang Korean student, nakahiga do’n, may nila, parang wala silang problema. Doon project to be a medical mission. “Ang
mga limang Dumagat na kalaro,” says MJ. ko na-realize na dito sa Manila, people are plano, sa next na pagpunta namin doon,
“It’s really heartwarming because we never insatiable, talagang ang dami nating gusto. dadalhin ko naman yung mga doctors at
expected that these students would be like ‘I want this! I want this!’ Pero sila, you can saka yung dentist. Kasi parang nakikita
that to this community. Medyo maingat see the satisfaction already, kahit wala ko na ’yun ang kakulangan nila—yung
kami kasi baka ma-culture shock sila doon. silang trabaho, kahit wala silang kinikita nutrition, education din siguro ng mga
Pero hindi, sila pa yung nauuna mag- monthly, na kahit ganito lang kasimple parents [regarding their children’s health].
approach sa Dumagats, nakikipaglaro, mas yung buhay nila, they are satisfied.” I will be inviting parents para at least
maraming nahahakot na mga bata kaysa The volunteers stayed overnight, and the yung mga doctor sasabihin sa kanila kung
sa amin.” next day, the Korean students planted a ano yung mga kailangan. Or makapag-
The volunteers played games, shared tree before they all headed back to Manila, donate ng vitamins para sa mga kids. I’m
meals, and distributed supplies and gifts taking the experience with them. PSTA’s Vice coordinating now with the associations and
to the 60 families in the community. President for Internal Affairs Bea Leosala organizations na makakapag-donate sa
“In the evening, we had an event called says, “We may have given them food and amin ng mga toothbrush, toothpaste.”
Kapihan. It’s like a fellowship night, with some things that they may use for just MJ adds in jest, “Probably the next
the elders naman. We had coffee and hot a short period of time, but the lessons,
problem we’ll encounter is yung paano
chocolate with them,” says MJ. “What’s everything they taught us is something that
hindi matakot yung mga bata sa dentist!”
really heartwarming is that, when they I will treasure all my life.”
got coffee, they were really thankful. Kasi The Korean students likewise count the The PSTA and International Affairs Office
kung kami, iisipin namin na kape lang outreach program as a very memorable of the Lyceum of the Philippines University-
naman ’yon, but they were really thankful. experience. Says MJ, “We also had tours Manila welcome donations of any kind. You
And after, they sang, they offered their in Puerto Galera and Sagada as part of may contact Angel Moral, Vice President for
Dumagat song. Kumanta sila para sa their cultural immersion. According to our External Affairs, through (63915) 413-2260, or
amin, and even the kids joined, kahit gabi students, pinaka nagustuhan nila yung Jean Aubrey Prejido, Public Relations Officer,
na noon.” pagpunta nila sa Dumagat. It really proves through (63916) 731-6167.
SAVING GRACE
them, I walked toward them, extended my
arms, and embraced them.
What a precious gift it is from God
to be free from bitterness, anger, and
resentment. Imagine what kind of person
I’d be otherwise: a walking time bomb
ready to explode any minute. I wouldn’t
One year after losing her husband to a tragic road accident, want that; my son wouldn’t want a mom
Mariz Mendiola-Luis looks back on how faith helped her like that. Forgiveness allowed me and my
overcome the heartache and carry on. family to move forward and heal.
On the way home from Chris’s burial,
it hit me that I am a single parent. I’m
thankful that Mateo is a very loving and
ON THE MORNING OF SEPTEMBER 23, injuries as he was hit by an SUV. I’m so understanding boy, and that I have very
2015, I got a call from the hospital telling sorry, he did not make it.” Upon hearing supportive parents and siblings who go to
me that my husband, Chris, was in the those words, I did not go hysterical; I felt our house every day to be with us.
emergency room and that I needed to get at peace. Indeed, God was holding my This month marks a year since the
there ASAP. He had gotten into an accident hand through it.
YOUR LEISURE
KF L I @ J D N @ K ? 8 : 8 L J < 8 G C 8: < = F I J < E @ F I J 8K D P ? F L J <
Photograph by Dakila Angeles.
Text by Angel C. Aquino.
A day at The Gawad Kalinga Enchanted Farm sits on 38 hectares of lush, verdant land in Angat, Bulacan.
The farm teems with life, from fruit-bearing trees and vegetable gardens, to an assortment of farm
the farm animals like chickens, goats, ducks, and turkeys. But what makes this place unique are the social
enterprises that create world-class products. It’s a place where people from all over the world
gather together to learn, share ideas, and discover the true beauty of the Philippines.
SE PTE M B E R 2016 G O O D H OU S E K E E P I N G 99
your LEISU RE | SOCIAL TOU RISM
THE ROAD
LESS TRAVELED
On your next vacation, choose a destination where you can not only immerse
yourself in the local culture, but also make a difference in the community.
N@K?FM<I.#'''@JC8E;J#the Philippines is home to out the local economy? Sure, you can visit that beach or
a multitude of beautiful travel destinations. Whether stay at a luxurious hotel, but what if you could go to a
you’re looking to swim in turquoise waters down south place where your presence will truly be appreciated?
or breathe in the cool mountain air up north, you’ll never We talked to three tour operators in the Philippines
run out of places to see and explore. It also gives you an who are passionate about creating a meaningful travel
excuse to take unlimited selfies and post your photos experience, showcasing the country’s little-known sights
online for all your friends to see. and cultures, and bringing you to places off the beaten
But what if traveling could mean so much more than path. If you join them on a journey, they promise that
just seeing the sights? What if you could go somewhere, aside from a bag of souvenirs and a camera full of
meet and interact with the locals, and even help the Instagram-worthy photos, you’ll go home with
community by keeping their culture alive, and helping unforgettable memories and a heart that’s full.
3 4
1 2
Culture Shock is known for its home without learning their native
sumptuous food tours, where you dances and showcasing what you
can eat local food from different learned at the Cultural Night. (Price activities. Airfare and zipline not
towns and cities such as Makati and starts at P6,800/head for 3 days/2 included.)
San Juan, as well as its art and nights, inclusive of airport transfers,
To book a trip with Culture Shock PH,
history tours, which give you a meals, accommodations, and contact (63917) 714-6737;
glimpse into a place’s past. But its activities. Airfare not included.) cultureshockph.com; facebook.com/
most unique tours include an CultureShockPH; [email protected].
immersion in communities of the Jg\e[k`d\n`k_k_\KËYfc`
Talaandig tribe and the T’boli ;i\Xdn\Xm\ij`eCXb\ KAWIL TOURS
Dreamweavers. Osep recommends J\Yl#Jflk_:fkXYXkf%They
these tours for adventurous families say that if you really want to get to The island of Culion is an hour-and-a-
who are willing to sacrifice some know a particular culture, you need half boat ride from Coron in Northern
comforts for a fulfilling experience. to stay with the locals. There’s no Palawan. Kawil Tours co-founder Jun
better place to do this than in the Tibi first saw the tourism potential of
@dd\ij\pflij\c]`e traditional native homes of the Culion in 2009, when his Jesuit
guides are descendants of former Kawil’s packages are ideal for Another unique offering is a
lepers, and the type of service they families, even those with young 6-day/5-night expedition trip
provide is very genuine and children. Since these are private called Kawil Voyages, where you
personal,” he says. “I attribute it to tours, you can handpick which get to spend your nights in vacant
the fact that Culion was isolated for activities you’d like to do depending beaches around Culion or with
over a century, and they feel on your needs and interests. (Prices fisherfolk communities. “Instead of
appreciated whenever there are start at P9,000/head for 4 days/3 just spending money in Culion town
people visiting their place. When nights, inclusive of airport transfers, proper, we spend the money in
they tour people around, it meals, accommodations, private other places in Culion to help the
becomes a personal experience.” boat, and selected activities. Airfare community somehow,” explains
not included.) Jun. “By going around the entire
;`jZfm\ik_\kfneËj
_`jkfipXe[jg\e[k`d\ island, mas napapakalat yung flow
n`k_k_\cfZXcj`e:lc`fe% Spend the night in ng money. It creates the kind of
Instead of learning about Culion’s
DXcZXglpX@jcXe[Xe[ experience where you get to
history in the town museum, local
other pristine, mingle with the locals and stay in
tour guides share their personal le`e_XY`k\[`jcXe[j%If you their place.”
stories as they walk you through the want to take your experience to the Depending on the season,
different spots in town. After a day next level, why not try camping? “If tourists can also participate in
of island hopping, snorkeling, and we have guests who are very used coastal or sea cleanup activities,
diving, spend the night in Hotel to the outdoors, we spend the coral gardening, and mangrove
Maya, which sits on top of a cliff and night at a random beach and we go planting. (Prices vary depending
offers a stunning view of Culion Bay fishing for our food,” says Jun. “We on the activities and duration of
and the surrounding islands. The also offer trips that give travelers a your stay.)
community operates the hotel and chance to interact with locals,
To book a tour with Kawil Tours, log on
part of their income is used to especially indigenous communities to kawiltours.com; facebook.com/
support the Loyola College of Culion. like the Tagbanua.” KawilTours; [email protected].
SENIOR MOMENTS
Senior members can
Members and their
learn the gentle art
guests join the first
of Thai Chi every
Bingo social held at
Wednesday and
Sunshine Place
Saturday.
Ikebana, or flower
ccompany your mom and dad arranging, classes
to Sunshine Place, an exclusive produce stunning
pieces like this.
recreational center just for
senior citizens. For a
able monthly fee of P3,000,
rs can participate in the facility’s
many activities. They can socialize with
their peers at a cozy lounge and roof
deck, or get moving at a gym that
conducts health and wellness sessions
specifically designed for their capacity
to move. Sunshine Place can be their
den away from home.
Gather your mother’s amigas for an
afternoon of mahjong or flower arranging,
or invite your father’s kumpares to fight
night at the home theater area. If they
have an appreciation for art, let them Any interest your folks may
create their own masterpieces in have—art, music, religion, health and
Sunshine’s art classes. If dancing is their wellness, or socialization—can be
passion, enroll them in one of many nurtured and grown with a little help Melissa Gonzalez
classes, including flamenco or the highly from their friends at Sunshine Place. created this acrylic
popular Yeba, a Filipino dance program 56 Jupiter Street, Bel-Air, Makati City; (632) painting called
Sunflower Field.
that has participants grooving to OPM 856-4144, (632) 856-4162 or (63917) 515-5656,
facebook.com/SunshinePlace56Jupiter, or
and learning cultural folk dances. e-mail [email protected]
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celebs B E H I N D THE SCENES
MY
Profession:
Model and columnist
Lives with: HOUSEHOLD CHORE I ACTUALLY ENJOY:
Husband Fean,
daughter Alaia, and
pet dog Gus
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@isabelroces23