Department of Education

Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

The Academic Impact of Financial Struggle of ICT Student of Tapinac

Senior High School

by:

JOHN CHRISTOPHER DELGADO

RYANJEK TISADO
JOHN CARLO SEVILLA
JIMSON ARCILLA PERSIA

A Manuscript
Submitted in Partial Fulfillment
of the Subject Requirements in
Practical Research I

Submitted to:

Darryl G. Ramos
Subject Teacher

May 2023
 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

CERTIFICATE OF ACCEPTANCE

This research entitled The Academic Impact of Financial

Struggle of ICT Student of Tapinac Senior High School ) prepared,
completed, and submitted by (John Christopher Delgado, Jimson Persia,
John Carlo Sevilla, RyanJeks Tisado) of (ICT, 11, B) was evaluated by the
Committee and recommended for acceptance.

SCHOOL RESEARCH EVALUATION COMMITTEE

ARJAY CALING
MERCY CORTEZ
JC EMMANUEL DUMLAO
GLORIA ANN NIVERA
Member

CORSKIE M. SAN JOSE, Ed.D.

Chairman, Research Manager

RAYMUND F. CAMACHO
Adviser, OIC-Asst. Principal

CARINA L. ROXAS
Adviser, Principal II

(Date of Acceptance)

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

TABLE OF CONTENTS

TITLE PAGE………………………………………………...…………………………… 0
TABLE OF CONTENTS ………………………………………...……………...…….… 1
CHAPTER
1 THE INTRODUCTION
Context and Rationale ..……………………………………………..……... 2
Theoretical Framework …………………………………………..….…… 3
Study of the Framework…………………………………………...……….. 4
Statement of the Problem ……………………………………...….……….. 6
Assumption………………………………………………..……….……….. 6
Scope and Delimitation …………………………………………...………… 7
Significance of the Study ……………………………………..…….………. 7
Definition of Terms ……………………………………………...………… 8
1 METHODOLOGY
Types of Research …………………………………………..……………….
8
Respondents ……………………………………………………..….…...….. 8
Sampling Method ……………………………….……….………...…………
9
Research Instrument ……………………………………………….…….… 9
Data Collection Procedure ………………………………………..…….…
10
Ethical Considerations …..……………………………………..……….…
10
Data Analysis …………………….…………………………….…..…….… 11
Work Plan ……………………………………………………………….….. 11
Cost Estimates …………………………………………..……..……..…… 12
REFERENCES …………………………………………………………………..… 13
APPENDICES ………………………………………………………………….….. 16
A. Instruments ……………………………………………………….………… 17

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

B. Letters …………………………………………………………….………… 18
Annexes ………………………………………………………………….…………. 18
A. Research Information …………………………………………….……….. 19
B. Proponent Information …………………………………………………….. 20
C. Declaration of Anti-Plagiarism and Absence of
Conflict of Interest ………………………………….……………...………. 21

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

Chapter I
THE INTRODUCTION

Context and Rationale

Financial challenges are a critical concern for individuals, particularly

students. Many students face the difficulty of managing their expenses, particularly

those who come from underprivileged backgrounds. Consequently, students are

forced to make tough choices, such as deciding whether to allocate funds for food

or other basic necessities. Some also experience health problems that can

negatively impact their financial stability.

Olufemioladebinu et al. (2018) posited that students from low socio-

economic backgrounds tend to exhibit poor academic performance compared to

their peers from more affluent families. Furthermore, Asri et al. (2017) asserted that

students from higher economic backgrounds have access to a more stimulating

learning environment, making it possible for them to excel and achieve better

academic outcomes compared to those from low-income families. Nnamani, Dikko,

and Kinta (2014) also suggested that financial difficulties experienced by students

significantly contribute to their poor academic performance, which in turn impacts

the overall quality of education. Early literature suggests that financial problems

lead to financial stress, which ultimately influences the academic performance of

students. In a study conducted by Widener (2017), financial stress was consistently

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

linked to low academic performance among students. As Asri et al. (2017) noted,

there are numerous factors that affect academic performance, but family socio-

economic status is a significant factor as it impacts financial management, which

can either motivate or discourage students from pursuing academic success.

Asri et al. (2017) argued that inadequate financial management could result

in an individual's inability to manage stress, leading to adverse effects on their daily

life, including physical illness and depression. This assertion is supported by Asri et

al.'s (2017) study, which identified financial problems as a leading cause of stress

among students. Students experiencing financial difficulties may feel anxious and

dizzy, which can lead to tension and other related health problems.

Financial plays an important role in students’ academic performance.

Financial problems are a serious issue that needs to be addressed as it leads to
multiple stages of problems such as health issues and academic performance.
Dang and Bulus (2015) education is a high-cost social service therefore insufficient
financial support will be a problem for students to enhance themselves in
academics thus leading to poor academic performance.

As ICT students, it is crucial that we conduct this type of research in order to

fully understand the financial challenges that we will face in the future, particularly in

college. This will also help us to identify and raise awareness among other students

who will also be enrolled in ICT courses in order to give them an insight that can

inform them and to highlight the challenges, financial support that is required, and

many other things.

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

Theoretical Framework

According to Beata Swiecka, the earliest known use of the term financial

literacy can be traced back to 1992, when report for the National Foundation for

Educational Research (NFER) commissioned by NatWest Bank, defined financial

literacy as “the ability to make informed judgments and take effective decisions

regarding the use and management of money” ( Noctor, Stoney, Straddling, 1992).

Financial literacy as a theoretical construct was championed by the Jumpstart

Coalition for Personal Financial Literacy in its inaugural 1997 study JumpStart

Survey of Financial Literacy Among High School Students. In this study Jumpstart

defined “financial literacy “as “the ability to use knowledge and skills to manage

one’s financial resources effectively for lifetime financial security.” Financial

education is aimed at increasing financial knowledge and skills, rationalizing

financial decisions, efficiency of personal finance management, and implementation

of assumed financial and non-financial goals. It is a process that can begin at every

stage of life and last a lifetime. The process of acquiring financial competences

starts with acquiring knowledge, which should (but not necessarily does) translate

into enhanced skills. It may end at the stage of gaining knowledge and bring about

no change in the financial behaviours. The recipients receive knowledge, but do not

use it in practice, thereby their attitudes remain unchanged. It helps the students to

gain more knowledge about saving and spending, planning and budgeting and

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

practice decision making. To hone their skills to managing money, considerate of

well-being of others.

Framework of the Study

INPUT PROCESS OUTPUT

The Academic Data Gathering

1. Questionnaire
Impact of
2. Interview
Financial Struggle Seek financial
Data Analysis support and apply
of ICT Student of
1. Thematic for scholarship.
Tapinac Senior
Analysis
High School

Figure 1

The figure on this page shows the input-process-output technique for the

study. The conception of this study set out to determine the effect The

Academic Impact of Financial Struggle of ICT Student of Tapinac Senior

High School.

Statement of the Problem

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

Students that study information and communication technology (ICT) at

Tapinac Senior High School may perform poorly academically, which may have an

effect on their prospects for a future profession. The purpose of this study is to

determine the magnitude of this effect and the particular difficulties that ICT

students confront as a result of budgetary limitations.

Specifically, it seeks to answer the following questions:

1. What level of financial hardship do ICT students at Tapinac Senior High

School experience?

2. What particular difficulties do students studying ICT experience because

of a lack of funding?

3. What effects does the lack of money have on the academic success of

ICT students at Tapinac Senior High School?

4. What can Tapinac Senior High School and other important stakeholders

do to help ICT students who are struggling financially achieve better

academic results?

Assumption

The following is the assumption of the study:

Financial struggles may lead to students being unable to afford necessary

school supplies, transportation to school, and other expenses associated with

attending school. Students may also have to work long hours to support themselves

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

and their families, leaving less time and energy for studying and completing

schoolwork.

Scope and Delimitation

High School will be the main focus of this study. The study will look at how

The academic effects of financial hardship on ICT students at Tapinac Senior

articular population's academic success, attendance, and involvement in school are

related to their financial challenges. The study will also look at the support systems

available to these students and how well they work to lessen the detrimental effects

of financial hardship on academic achievement.

The sample size and the characteristics of the student population are just

two of the aspects that limit this study. Only Tapinac Senior High School ICT

students who have struggled with money while attending the school will be included

in the study. The results of this study might not apply to other student populations or

educational settings.

Significance of the Study

The beneficiaries of studying the academic impact of financial struggle on

ICT students at Tapinac Senior High School are:

Students. The ICT students themselves are the study's main beneficiaries.

The study can offer light on the particular difficulties experienced by these students

and how financial limitations may affect their academic performance by looking at

how financial hardships have an impact on their academic success. The research

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

can aid in educating students about potential challenges they might face and

directing them toward the right sources of assistance and resources.

Teachers and School Administrators. Teachers and school administrators

at Tapinac Senior High School can benefit greatly from the study's findings.

Understanding how financial difficulties affect ICT students' academic performance

might help educators pinpoint the precise areas where students might need further

assistance. With the help of this information, specific interventions and programs

can be created to meet the needs of kids who are struggling financially and improve

their academic performance.

Parents and Families. By addressing the potential effects of financial

hardship on their children's education, the study can be helpful to parents and

families of ICT students. It can aid in parents' comprehension of the difficulties their

kids may encounter and inspire them to look for accessible aid and support

systems. Furthermore, the results might give parents advice on how to best help

their kids academically despite financial constraints.

Policymakers and Educational Authorities. The results of this study can

help policymakers and educational authorities in their decision-making processes.

In order to reduce educational inequities and provide equal opportunities for all

students, policies and strategies should take into account the academic effects of

financial hardship on ICT students. It can aid in the creation of financial aid

schemes, scholarships, or other projects that help ICT students who are struggling

financially and encourage their academic success.

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

Research Community. By enhancing the body of knowledge already

available on the effects of financial hardship on students pursuing ICT education,

the study can help the larger research community. It can be used as a guide for

future studies looking into related topics in various settings and as a foundation for

further investigation and exploration of viable remedies to overcome financial

barriers in education.

Definition of Terms

ICT. Information and Communication Technology (ICT) in education is

the mode of education that use information and communications technology to

support, enhance, and optimise the delivery of information.

Intervention. the act of interfering with the outcome or course especially of a

condition or process (as to prevent harm or improve functioning)

Anxiety. It is the body's natural response to stress and it is the feeling of fear

or apprehension about what's to come.

Socio-Economic. Socioeconomics (also known as social economics) is the

social science that studies how economic activity affects and is shaped by social

processes. In general, it analyzes how modern societies progress, stagnate, or

regress because of their local or regional economy, or the global economy.

Underprivileged. not enjoying the same standard of living or rights as the

majority of people in a society.

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

12
 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

Chapter 2

METHODOLOGY

This chapter presented the type of research, respondents, sampling method,

research instrument, data collection procedure, ethical consideration, data analysis,

work plan and cost estimates.

Furthermore, this chapter will go into detail on how the study will be carried

out and how relevant results will be obtained.

Type of Research

This qualitative research study used to be able to gather information and

perceive the academic impact of the financial struggle of ICT students at Tapinac

Senior High School.

Qualitative method is used to understand people's beliefs, experiences,

attitudes, behavior, and interactions. According to Bhandari (2020), Qualitative

research involves collecting and analyzing non-numerical data (e.g., text, video, or

audio) to understand concepts, opinions, or experiences. It can be used to gather

in-depth insights into a problem or generate new ideas for research. Pathak, Jena,

Kalra (2013), Qualitative method is used to understand people's beliefs,

experiences, attitudes, behaviour, and interactions. It generates non-numerical

data. The integration of qualitative research into intervention studies is a research

strategy that is gaining increased attention across disciplines.

This study specifically focuses on understanding a research query as a

humanistic or idealistic approach to the impact of financial problems on students.

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

The researcher uses a correlation design to understand people's beliefs,

experiences, attitudes, and behaviours, particularly those of students who are

dealing with financial struggle.

Setting and Participants

The participants of this research are senior high of tapinac high school, who

are chosen through the purposive sampling. They were selected using this criterion:

(1) Respondent should be a student in SHS in Tapinac Senior High School; (2)

Respondent should be ICT student of senior high school; (3) Respondent should be

willing to answer the question.

Table 1

The participants of the study

ICT Frequency Percentage

11 A 20 25.00%

11 B 20 25.00%

12 A 30 25.00%

12 B 30 25.00%

Total 100 100%

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

Sampling Method

This study is going to use convenience sampling. According to Etikan and

others (2016), convenience sampling (also known as availability sampling) is a type

of non-probability/non-random where members of the target population that meet

certain practical criteria, such as easy accessibility, availability at a given time, or

the willingness to participate are included for the purpose of the study. Convenience

sampling is either a collection of subjects that are accessible or a self-selection of

individuals willing to participate which is exemplified by the volunteers. The

researchers used the convenience sampling since it is the easiest way to gather

respondents and conduct a survey.

Research Instrument

In this study, the researcher will be using the questionnaire survey form to

gather answer from respondents. The questionnaire is a set of orderly arranged

questions carefully prepared to answer by a group of people designed to collect

facts and information. The questionnaire has (2) two parts. The questionnaire

consisted of items that determined the Impact of Financial Struggle of ICT Student

of Tapinac Senior High School.

Data Collection Procedures

The researcher asked permission to the Department Head of ICT strand to

allow them perform research and disseminate the questionnaire.

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

The researchers select the ICT curriculum and conducted an in-depth

understanding of questions after receiving approval. That before study was

conducted, each participants was given the opportunity to discuss and sign

informed consent. The participants were informed that the data would be kept

confidential, relevant and accurate.

Ethical Considerations

Bhandari (2021) Ethical considerations in research are a set of principles

that guide your research designs and practices. When discussing the academic

impact of financial struggles faced by ICT students at Tapinac Senior High School,

there are several ethical considerations that should be taken into account.

First and foremost, it is important to protect the privacy and confidentiality of the

students involved in the study. This means that any data collected must be kept

anonymous and secure, and any identifying information should be removed or

anonymized before analysis. Additionally, informed consent should be obtained

from all participants, and they should be made aware of the purpose and potential

outcomes of the study.

Secondly, it is important to avoid any bias or discrimination against the

students based on their financial situation. The study should focus on the academic

impact of financial struggles, rather than making assumptions about the students'

abilities or potential based on their financial status.

Thirdly, it is important to ensure that the study does not further disadvantage

the students or their families. This means that any recommendations or

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

interventions should be designed to provide support and assistance, rather than

adding to the students' financial burdens.

Finally, it is important to acknowledge and address any power imbalances that

may exist between the researchers and the students. The study should be

conducted in a respectful and collaborative manner, with the students' voices and

perspectives being valued and incorporated into the research finding.

Data Analysis

Thematic analysis is the process of identifying patterns or themes within

qualitative data. Braun & Clarke (2006) suggest that it is the first qualitative method

that should be learned as ‘..it provides core skills that will be useful for conducting

many other kinds of analysis’ (p.78). A further advantage, particularly from the

perspective of learning and teaching, is that it is a method rather than a

methodology (Braun & Clarke 2006; Clarke & Braun, (2013). This means that,

unlike many qualitative methodologies, it is not tied to a particular epistemological

or theoretical perspective. This makes it a very flexible method, a considerable

advantage given the diversity of work in learning and teaching

Work Plan

Activities Outputs/Deliverables Target date

Pre-planning • Problem Identification May-June 2023

• Ways and means

Data Gathering • Availability of Data to be May-June 2023

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

used

Research and • Research Write-up May-June 2023

Paperwork

Defence and • Presentation of Research to May-June 2023

Revisions Panel

• Revised Output

Cost Estimates

Qty. Description Total Estimated Cost

100 pcs. Hard copy 300to 400 pesos

4 pcs. Folder 50 pesos

Total 450 pesos

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

REFERENCES

 Asri, N. M., Abu Bakar, N., Laili, I. A., & Saad, S. (2017). Status Kewangan

Dan Tekanan Dalam Kalangan Mahasiswa. Jurnal Pengguna Malaysia,

5(29), 63–83. Retrieved from

http://macfea.com.my/wp-content/uploads/2018/11/Artikel5-JPM-Jilid-29-

Dis-2017.pdf

 Bhandari, P., (2020) What is Qualitative in “Research/ Methods and

Examples”. Scribb. Retieved (may,2023), from

https://www.scribbr.com/methodology/qualitative-research/

 clarke, V. & Braun, V. (2013) Teaching thematic analysis: Overcoming

challenges and developing strategies for effective learning. The

Psychologist, 26(2), 120-123.

https://ojs.aishe.org/index.php/aishe-j/article/download/335/553/1557#:~:text

=2.,kinds%20of%20analysis'%20(p.

 Etikan, I., (2016). “American Journal of Theoretical and Appied Statistics”

Hacettepe University. Near East University.

https://www.researchgate.net/publication/304339244_Comparison_of_Conv

enience_Sampling_and_Purposive_Sampling

 Pathak, V., Jena, Kalra, S., (2013),Qualitative Research. Dr. Sanjay Kalra,

Bharti Hospital and BRIDE, Karnal, Haryana, India. India.

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3757586/

 Olufemioladebinu, T., Adediran, A. A., & Oyediran, W. O. (2018). Factors

Influencing the Academic Achievement of Students’ in Colleges of

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

Education in Southwest, Nigeria. Journal of Education and Human

Development, 7(3), 109–115. Retrieved from

https://eprints.kuptm.edu.my/1788/1/THE-FINANCIAL-PROBLEMS-AND-

ACADEMIC-PERFORMANCE-AMONG-PUBLIC-UNIVERSITY-STUDENTS-

IN-MALAYSIA.pdf

 Swiecka, B., (2019) Financial “Literacy and Financial Education” Szczecin

Germany and Poland

https://www.researchgate.net/publication/331841533_1_A_theoretical_fram

ework_for_financial_literacy_and_financial_education

 Olufemioladebinu, T., Adediran, A. A., & Oyediran, W. O. (2018). Factors

Influencing the Academic Achievement of Students’ in Colleges of

Education in Southwest, Nigeria. Journal of Education and Human

Development, 7(3), 109–115. Retrieved from:

https://eprints.kuptm.edu.my/1788/1/THE-FINANCIAL-PROBLEMS-AND-

ACADEMIC-PERFORMANCE-AMONG-PUBLIC-UNIVERSITY-STUDENTS-

IN-MALAYSIA.pdf

 Sarina Yusuf. (2020). ‘The Financial Problems And Academic Performance

Among Public University Students In Malaysia’. Universiti Pendidikan Sultan

Idris (UPSI). The Asian Journal of Professional & Business Studies, 2020.

http://journal.kuptm.edu.my/index.php/ajpbs/article/view/52

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

APPENDIX A

Survey – Questionnaire

The Academic Impact of Financial Struggle of ICT Student of Tapinac Senior

High School

NAME:

AGE:

CURRICULUM:

Dear Students,

You are invited to participate in our study by responding to our questionnaire. It

takes about 15 minutes to complete the questionnaire. The study focuses on

students' attitudes on using ICTs. The information acquired will only be used for the

current study; it won't be disclosed to anybody else. We value your assistance.

1. Did the financial problem effects your academic performance?

2. I forgot to do my activities requirements because of thinking about how to

provide money for my school fees (tuition fees, subject requirements, and

activities, curricular activities).

3. When I got the Job, I needed to balance my time to study and my time for

work.

4. . Have your parents having a hard time putting up the money for you to go

to school?

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

5. I have to find a Scholarship.

6. I cannot participate in class discussions because my mind is preoccupied

with my financial problems.

7. I cannot participate in class discussions because my mind is preoccupied

with my financial problems.

8. I always stay quiet and aloof of my classmates during group activities.

9. I am satisfied with my academic performance in terms of financial status.

10. I cannot pay attention in class because of how tired I am from helping my

parents earn money.

11. I do not participate in activities that require financial contribution because

of the lack of financial support.

12. I always spend and I go to the mall.

13. I borrow some money to buy stuff.

14. I always keep track of my expenditure and income.

15. I set aside money for future needs/wants.

16. I request money from my parents to buy personal needs.

17. I spend more money when I am with my friends to have a good time.

18. I spend my allowance every day.

19. I have trouble staying productive in doing my school works.

20. spend my allowance when I’m craving for something.

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

Annex A

A. RESEARCH INFORMATION

RESEARCH TITLE

The Academic Impact of Financial Struggle of ICT Student of Tapinac Senior

High School
SHORT DESCRIPTION OF THE RESEARCH

The research focuses on investigating the impact of The Academic Impact of

Financial Struggle of ICT Student of Tapinac Senior High School.
RESEARCH CATEGORY RESEARCH AGENDA CATEGORY

€ National € Child Protection

€ Region € Teaching and Learning

€ Schools division € Human Resource Management

€ District € Governance

€ School € DRRM

€ Applied Research € Gender and Development

€ Action Research € Inclusive Education

€ Others (please specify)

FUND SOURCE AMOUNT

Group Contribution 400

Total Amount 400

Annex B

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

B. PROPONENT INFORMATION

LAST NAME: First Name: Middle Name:

Delgado John Christopher

BIRTHDATE SEX: STRAND/GRADE/SECTION:

08/05/2003 Male ICT/11/B

CONTACT CONTACT EMAIL ADDRESS:

NUMBER 1: NUMBER 2: [email protected]

09936675384 09451403082

EDUCATIONAL

BACKGROUND TITLE OF RELATED RESEACH PROJECT

Elementary:

GRADUATED

Junior High School:

GRADUATED

SIGNATURE OF PROPONENT:

LAST NAME: First Name: Middle Name:

Sevilla John Carlo Alfar

BIRTHDATE SEX: STRAND/GRADE/SECTION:

04/16/1996 Male ICT/11/B

CONTACT CONTACT EMAIL ADDRESS:

NUMBER 1: NUMBER 2: [email protected]

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 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

09810494405 09465163089

EDUCATIONAL

BACKGROUND TITLE OF RELATED RESEACH PROJECT

Elementary:

GRADUATED

Junior High School:

GRADUATED

SIGNATURE OF PROPONENT:

LAST NAME: First Name: Middle Name:

Tisado RyanJeks Diaz

BIRTHDATE SEX: STRAND/GRADE/SECTION:

03/25/2006 Male ICT/11/B

CONTACT CONTACT EMAIL ADDRESS:

NUMBER 1: NUMBER 2: [email protected]

09496100351 09856558733

EDUCATIONAL

BACKGROUND TITLE OF RELATED RESEACH PROJECT

Elementary:

GRADUATED

Junior High School:

GRADUATED

SIGNATURE OF PROPONENT:

25
 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

26
 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

Annex C

DECLARATION OF ANTI-PLAGIARISM

I, John Christopher Delgado, Jimson Persia, John Carlo Sevilla, RyanJeks Tisado.

understand that plagiarism is the act of taking and using another’s ideas and

works and passing them off as one’s own. This includes explicitly copying

the whole work of another person and/or using some parts of their work

without proper acknowledgement and referencing.

2. I hereby attest to the originality of this research proposal and has cited

properly all the references used. I further commit that all deliverables and

the final research study emanating from this proposal shall be of original

content. I shall use appropriate citations in referencing other works from

various sources.

3. I understand that violation from this declaration and commitment shall be

dealt with accordingly by the Department of Education.

NAME: John Christopher Delgado

Jimson Persia

John Carlo Sevilla

RyanJeks Tisado

SIGNATURE:____________________

DATE:

27
 Department of Education
Region III
SCHOOLS DIVISION OFFICE OF OLONGAPO CITY
TAPINAC SENIOR HIGH SCHOOL
Donor St., East Tapinac, Olongapo City, Zambales

DECLARATION OF ABSENCE OF CONFLICT OF INTEREST

I, John Christopher Delgado, Jimson Persia, John Carlo Sevilla, RyanJeks Tisado.

understand that plagiarism is the act of taking and using another’s ideas and

works and passing them off as one’s own. This includes explicitly copying

the whole work of another person and/or using some parts of their work

without proper acknowledgement and referencing.

2. I hereby attest to the originality of this research proposal and has cited

properly all the references used. I further commit that all deliverables and

the final research study emanating from this proposal shall be of original

content. I shall use appropriate citations in referencing other works from

various sources.

3. I understand that violation from this declaration and commitment shall be

dealt with accordingly by the Department of Education.

NAME: John Christopher Delgado

Jimson Persia

John Carlo Sevilla

RyanJeks Tisado

SIGNATURE:____________________

DATE:

28