<# charges and fees
A summary of the charges and fees for your pricing plan
Quantity 1
Smartpay Fuse transaction fee £0.15
Consumer Debit Cards 1.00% Commercial/Business Debit Cards 1.90%
UK Visa Debit 1.00% Visa Business Debit 1.90%
UK Visa Electron 1.00% Mastercard Business Debit 1.90%
Visa International Debit 1.00% Consumer Credit & Premium Cards 1.00%
Visa UK VPAY 1.00% Visa Credit 1.00%
International Visa VPAY 1.00% Visa Premium Credit 1.00%
UK Mastercard Debit 1.00% Mastercard Credit 1.00%
Mastercard International Debit 1.00% Mastercard Premium Credit 1.00%
UK Maestro 1.00% Commercial Credit Cards 1.90%
Maestro International Debit 1.00% Visa Commercial Credit 1.90%
Mastercard Commercial Credit 1.90%
Additional Fees
Electronic Authorisation £0.00
Refunds £0.00
Card not present 0.00%
International transaction fee 1.90%
Chargeback fee £20.00
Monthly fees
Minimum billing £0
Electronic Authorisation fee
Your payment acceptance facility will automatically seek authorisation for all transactions where applicable. If
you need to process a transaction manually, you should follow the authorisation process detailed within your
procedure guide. Please visit barclaycard.co.uk/business/merchant-procedure-guide for more information.
Refund fee
This fee will apply to every refund you process
Card not present fee
This fee applies to any transaction that takes place when the cardholder is not present e.g. a transaction taken
over the phone or online. This is an additional fee on top of your transaction charges.
International transaction fee
If your merchant outlet is in the UK, this applies to all sales and unique transactions where the card issuer is
outside of the UK. If your merchant outlet is in the European Economic Area, this applies to all sales and unique
transactions where the card issuer is outside of the EEA. This fee also applies to UK and EEA transactions where
the product is defined as Global by the schemes (e.g. Visa Virtual B2B or MasterCard Global Wholesale Travel).
This is an additional fee on top of your transaction charges.
Chargeback fee
This is a handling fee charged when a cardholder disputes a payment with their card issuer. There are many
reasons this could happen. For instance, when a customer doesn’t recognise the payment or a refund they are
expecting is not showing as having come through to their account. For more information, read our beginner’s
guide to chargebacks.
Monthly minimum billing amount
If in any month the total merchant service charges for a billing point are less than the minimum billing amount,
charges will be rounded up to the minimum billing amount for that month.
Multicurrency charges
If you send us any payments in a currency other than the one you are settled in, you will be charged. Charges are
calculated based on the currency processed and the exchange rate, these charges are between 1% - 1.5% of the
exchange rate applied, also known as a loading fee. If you expect to take multicurrency payments, you may find it
beneficial to sign up for Barclaycard Multicurrency services. For more information, please email us at
[email protected].
Please note
The charges and fees in this document do not include VAT / relevant tax. Where applicable, VAT will be
charged at the relevant rate
We will review your pricing from time to time. If we do need to make any changes, we will give you at least
two months’ notice before doing so
Barclaycard is a trading name of Barclays Bank PLC and Barclaycard International Payments Limited.
Barclays Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct
Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Registered in
England No. 1026167. Registered Office: 1 Churchill Place, London E14 5HP.
Barclaycard International Payments Limited, trading as Barclaycard, is regulated by the Central Bank of Ireland.
Registered Number: 316541. Registered Office: One Molesworth Street, Dublin 2, Ireland, D02 RF29. Directors:
James Kelly, Mary Lambkin Coyle, Peter Morris and David Rowe.
