Get
quality healthcare
anywhere in the
world 2023
Introducing
Care Advantage with
GL BAL COVERAGE
under add-on policy Protect Plus.
Key Highlights
Wider coverage High Sum Insured Unlimited e-consultation
on pre & post Option of `6 crore** with general physician
Hospitalization* at our network*
*With Protect Plus add-on cover against payment of additional premium.
**Other SI options are also available.
Plan Details:
Care Advantage
Sum Insured-
25 L / 50 L / 100 L 200 L / 300 L / 600L
on annual basis (in Rs.)
Room Rent / Room Category No Sub-limit No Sub-limit
ICU Charges No Sub-limit No Sub-limit
In-Patient Care Up to SI Up to SI
Day Care Treatment Up to SI Up to SI
Pre-Hospitalization Medical Pre-Hospitalization for 60 days & Pre-Hospitalization for 60 days &
Expenses and Post-Hospitalization Post-Hospitalization for 180 days; Post-Hospitalization for 180 days;
Medical Expenses Maximum up to SI Maximum up to SI
Ambulance Cover Up to SI Up to SI
Organ Donor Cover Up to SI Up to SI
10% increase in SI per Policy Year 10% increase in SI per Policy Year
in case of claim-free year; Max up in case of claim-free year; Max up
to 50% of SI to 50% of SI
No Claims Bonus (NCB) (10% decrease in SI per Policy (10% decrease in SI per Policy
Year in case a claim has been Year in case a claim has been
paid; Such decrease is only in SI paid; Such decrease is only in SI
accrued as NCB) accrued as NCB)
Automatic Recharge Up to SI Up to SI
AYUSH treatment Up to SI Up to SI
Health Portal- Healthy tips Health Portal- Healthy tips
reminder, etc. Discount Connect - reminder, etc. Discount Connect-
Discounts on services such as Discounts on services such as
Health Services
consultations, diagnostics, consultations, diagnostics,
maternity etc at our network maternity etc at our network
Unlimited E-Consultations Available for Consultations with Available for Consultations with
General Physicians at our network General Physicians at our network
Add-on Protect Plus with Global Cover*
1. World wide exc. USA,
Optional
Canada included
Global Coverage# 1. World wide excluding India; or
2. Option to opt for World wide
2. World wide exc. USA ,
excluding India
Canada, India
Only Planned Hospitalization All Planned Hospitalization +
Coverage
is covered Emergency Hospitalization
In-patient Hospitalisation Up to SI Up to SI
Advance Technology Methods Upto 10% of SI Up to SI
Organ Donor Cover N/A Up to SI
Room Rrent/ ICU No Limit No Limit
Pre-Hospitalization Medical
30 days and 60 days respectively; 60 days and 120 days respectively;
Expenses and Post-Hospitalization
Covered Up to Sum Insured Covered Up to Sum Insured
Medical Expenses
Local Road Ambulance Up to SI Up to SI
Air Ambulance N/A Up to SI
Repatriation of Mortal Remains N/A Upto 5 Lakh
upto SI; Min. Hospitalization
Compassionate Visit N/A
required is 5 days
*With Protect Plus add-on cover against payment of additional premium. # Not available to the person with following status
NRI/PIO/OCI/Dual Citizenship/Foreign National/Persons employed or studying abroad etc.
Care Advantage-Optional covers*
50% increase in SI per Policy Year in case of claim-free
No Claims Bonus Super (NCBS) year; Max up to 100% of SI
(50% decrease in SI per Policy Year in case a claim has
been paid; Such decrease is only in SI accrued as NCBS)
Air Ambulance Cover Up to Rs 5 Lacs
Smart Select For listed Hospitals : Up to SI;
Other Hospitals : Up to SI with an additional
co-payment of 20% per claim
Applicable PED Wait Period of 4 Years, will be
Reduction in PED Wait Period
reduced to 2 Years
Option to opt 5% / 10% / 15% / 20% per claim, for all
Co-Payment Option
customers whose entry age is below 61 years
Option to waive off the mandatory 20% co-pay per claim for
Co-Payment Waiver
customers whose entry age is 61 years and above.
Annual Health Check-up Annual
Room Rent Modification Single private room category
*Optional Covers will not applicable to benefits offered under Add-on policy Protect Plus
Wait Periods:
Base Sum Insured (SI) - on Annual
25 L / 50 L / 75 L / 100 L / 200 L / 300 L / 600 L
Basis (in Rs.)
30 Days Initial Waiting Period Yes
24 Months Specific Diseases
Yes
Waiting Period
48 Months Pre-existing Diseases
Waiting Period Yes
Note: In case of portability policy, Insured is required to serve full waiting period under Protect Plus Add-on Cover.
waiting period will be applicable on the benefits offered under Care Advantage and Add-on policy Protect Plus.
ABOUT US
CARE HEALTH INSURANCE LIMITED
Care Health Insurance is a specialized health insurer offering products in the retail segment for Health
Insurance, Top-up Coverage, Personal Accident, Maternity, International Travel Insurance and Critical
Illness along with Group Health Insurance and Group Personal Accident Insurance for Corporates, Micro
Insurance Products for the Rural Market and a Comprehensive Set of Wellness Services. With its operat-
ing philosophy being based on the principal tenet of ‘consumer-centricity’, the company has consistently
invested in the effective application of technology to deliver excellence in customer servicing, product
innovation and value-for-money services.
Care Health Insurance was awarded ‘Smart Insurer of the Year’ and ‘Sales Champion of the Year’ at The
Economic Times Insurance Summit & Awards 2022. The company was also conferred the ‘Best Health
Insurance Product’ and ‘Best Health Insurance Agents’ at the Insurance Alertss Awards, 2021, and was
adjudged ‘Best Medical/Health Insurance Product Award’ at FICCI Healthcare Excellence Awards 2019.
Care Health Insurance Limited
Regd. Office: 5th Floor, 19 Chawla House, Nehru Place, New Delhi-110019
Corresp. Office: Vipul Tech Square, Tower C, 3rd Floor, Golf Course Road,
Sector-43, Gurugram-122009 (Haryana)
Website: www.careinsurance.com
Disclaimer: This is only summary of selective features of product and add-on policy .
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
Please seek the advice of your insurance advisor if you require any further information or clarification.
Insurance is a subject matter of solicitation.
CIN:U66000DL2007PLC161503 UAN:23035631 UIN:CHIHLIP23150V022223 (Care Advantage)
UIN:CHIHLIA23153V012223 (Protect Plus)
IRDAI Registration Number - 148
REACH US @
Self Help Portal:
www.careinsurance.com/self-help-portal.html
Care Health- WhatsApp
Submit Your Queries/Requests:
Ver: MAR/23/AP
Customer App 8860402452
www.careinsurance.com/contact-us.html
