Farmers Value Insurance Package®
Preliminary Estimate
Prepared for Anakaren Zempoalteca
565 Winchester Ave
New Haven, CT 06511-1921
Agent : Oluwatoyin Joshua Ogunbiyi Prepared By: Oluwatoyin Joshua Ogunbiyi
303 Linwood Ave Ste 1F
Fairfield, CT 06824
[email protected] www.farmersagent.com/oogunbiyi
Telephone - (203) 884-6718
farmers.com Proposal Date: 10/12/2023 Prepared For: Prepared By:
Anakaren Zempoalteca Oluwatoyin Joshua Ogunbiyi
25-4991 6-19
Farmers Value Insurance Package®
Preliminary Estimate
Insurance Package Summary
Coverage Proposed
Automobile Coverages (Per Unit) Number of vehicles = 1
Bodily Injury/ Property Damage Liability (1000s) 25/50/25
Uninsured Motorist (1000s) 25/50
Comprehensive Deductible 1,000
Collision Deductible 1,000
Glass Deductible Buyback Included
Rental Reimbursement / Loss of Use 50
Six Month Premium $1,775.30
Summary
Total Package Premium, excluding Fees and Surcharges $1,775.30
This is merely an estimate. It is not a policy of insurance, a binder or offer to insure. This estimate reflects rates in effect as of the date of this estimate and is
subject to revision, including revision based on verification of information and inspection if needed. Individual policy estimates may include discounts for
purchasing multiple lines of business. Issuance of a policy and rates are subject to underwriting guidelines and consumer reports, including credit-based
insurance score (where applicable), motor vehicle reports, and loss history. If estimate includes 6-month auto policy, annual premium reflects a full year of
auto premium based on the 6-month estimate. Coverages are provided by entities that are a part of the Farmers Insurance Group of Companies®.
farmers.com Proposal Date: 10/12/2023 Prepared For: Prepared By:
Anakaren Zempoalteca Oluwatoyin Joshua Ogunbiyi
25-4991 6-19
Farmers Value Insurance Package®
Preliminary Estimate
Automobile Insurance Estimate
Estimate Number: 50906667 Policy Number: Policy 1 Proposed Effective Date: 10/19/2023
Proposal 1
Underwritten By Mid-Century Insurance Company
Term Length 6 months
Auto Coverage Information
V1: 2012 Jeep
Compass 4D 4Wd
Latitude
Proposal 1
Coverage Limits/Ded Premium
Bodily Injury Liability 25/50 $639.80
Property Damage Liability 25 $403.80
Uninsured/ Underinsured Motorist 25/50 $102.30
Bodily Injury
Comprehensive Deductible 1,000 $80.80
Collision Deductible 1,000 $441.40
Rental Reimbursement 50 $87.50
Glass Deductible Buyback Yes $19.70
Vehicle Premium $1,775.30
Auto Premium Summary
Proposal 1
Term Premium $1,775.30
Policy Fee $15.00
Term Premium and Fees (excludes any applicable billing fees) $1,790.30
farmers.com Proposal Date: 10/12/2023 Prepared For: Prepared By:
Anakaren Zempoalteca Oluwatoyin Joshua Ogunbiyi
25-4991 6-19
Farmers Value Insurance Package®
Preliminary Estimate
Auto Discounts
Proposal 1
Discount Type Applies to Vehicle(s)
ePolicy 1
EFT 1
Safe Driver 1
Auto/Renter -
Good Payer 1
Total Estimated Discount Savings as of $579.60
Date of Mailing
Covered Driver(s)
Proposal 1
Covered Driver(s) Anakaren Zempoalteca
This is merely an estimate. It is not a policy of insurance, a binder or offer to insure. This estimate reflects rates in effect as of the date of this estimate and is
subject to revision, including revision based on verification of information and inspection if needed. Individual policy estimates may include discounts for
purchasing multiple lines of business. Issuance of a policy and rates are subject to underwriting guidelines and consumer reports, including credit-based
insurance score (where applicable), motor vehicle reports, and loss history. If estimate includes 6-month auto policy, annual premium reflects a full year of
auto premium based on the 6-month estimate. Coverages are provided by entities that are a part of the Farmers Insurance Group of Companies®.
farmers.com Proposal Date: 10/12/2023 Prepared For: Prepared By:
Anakaren Zempoalteca Oluwatoyin Joshua Ogunbiyi
25-4991 6-19
Farmers Value Insurance Package®
Preliminary Estimate
Billing Options
Policy / Account Next Payment Term Installment Initial Fees/ Amount Due
Number Pay Plan Due Premium Amount2 Installment3 Surcharges4 Today
Auto Policy 1 1-Pay $1,724.20 $1,724.20 $15.00 $1,739.20
2-Pay 12/19/2023 $1,809.10 $904.55 $904.55 $15.00 $919.55
Monthly EFT 11/19/2023 $1,775.30 $295.87 3
$295.95 $15.00 $310.95
Monthly 11/19/2023 $1,904.60 $317.42 3
$317.50 $15.00 $332.50
Credit/Debit Card
Monthly 11/19/2023 $1,904.60 $285.693 $476.15 $15.00 $491.15
2 Includes Service Charges
3 Excludes Service Charges
4 May include surcharges as a result of state requirements or assessments.
This is merely an estimate. It is not a policy of insurance, a binder or offer to insure. This estimate reflects rates in effect as of the date of this estimate and is subject to revision, including revision based on
verification of information and inspection if needed. Individual policy estimates may include discounts for purchasing multiple lines of business. Issuance of a policy and rates are subject to underwriting
guidelines and consumer reports, including credit-based insurance score (where applicable), motor vehicle reports, and loss history. If estimate includes 6-month auto policy, annual premium reflects a full
year of auto premium based on the 6-month estimate. Coverages are provided by entities that are a part of the Farmers Insurance Group of Companies®.
farmers.com Proposal Date: 10/12/2023 Prepared For: Prepared By:
Anakaren Zempoalteca Oluwatoyin Joshua Ogunbiyi
25-4991 6-19
Farmers Value Insurance Package®
Preliminary Estimate
Coverage Choices Home Insurance
Below are some general descriptions of insurance coverage. You Dwelling: Farmers® Homeowners insurance gives you options
should consult your policy for terms, conditions and limits of so you can choose the coverage you want. Your house is covered
your own insurance coverage or the coverage being offered. for many types and causes of loss, subject to common exclusions
including, but not limited to, wear and tear, earth movement,
Automobile Insurance earthquake, mold, flood and nuclear hazard.
BIPD (Liability): One of the most important coverages in your
Personal Property: Homeowners insurance covers many
auto policy is bodily injury and property damage liability
household contents and personal belongings. You may think
coverage. This coverage compensates individuals who claim
your furniture, clothing, TV, DVD and PC aren't worth a lot but
that they were injured or suffered property damage because of
the value of those items adds up fast.
the ownership, maintenance, or use of your insured auto, up to a
limit that you select. Separate Structures: Separate structures on your property
(such as detached garage or tool shed) other than those used for
Uninsured/Underinsured Motorist: This coverage
business purposes are covered up to 10% of the coverage limit
compensates you, members of your household, and your
on your house. Higher limits are available for additional
passengers, up to a limit that you select, for bodily injury from an
premium.
accident with a motorist who has no insurance or is
underinsured. Uninsured Motorist protection can also Loss of Use: If you can't live in your house after a covered loss,
compensate you if you're injured by a hit and run driver or if we reimburse you for many of the increased costs of living in
you're injured as a pedestrian. hotels, meals, etc., up to the applicable limit of insurance and for
up to the time period specified.
Medical: This coverage pays reasonable and necessary medical
bills and funeral expenses, up to a limit you select, for you or a Personal Liability: Pays when you’re legally liable for someone
passenger injured while riding in your vehicle. Coverage also else’s bodily injury or property damage resulting from an
extends to you or a family member when riding as a passenger in accident or negligent acts by you or household members - on or
someone else's vehicle or when struck by a vehicle as a off premises. This also includes the acts of your pets.
pedestrian.
Guest Medical: Pays medical costs, up to the limit selected by
Comprehensive & Collision (material damage): you, for guests who are injured at your residence, regardless of
Comprehensive coverage compensates you for damage to your your legal liability.
vehicle from fire, theft, falling objects, riots, storms,
earthquakes, floods, collision with a bird or animal and other Umbrella Insurance
natural occurrences. Collision coverage compensates you for
This coverage provides you with higher limits, selected by you,
damage to your vehicle that results from a collision with another
for the types of liability coverages you already have. The
vehicle or object.
Umbrella policy also provides coverage under certain
Collision Plus / Loss of Use: This coverage is designed to assist circumstances for liability not covered by underlying insurance.
you with expenses you may incur in excess of the deductible
resulting from a Collision and/or Comprehensive loss. Life Insurance
Life insurance can help you plan for needs such as replacement
Towing and Roadside Service: When you or your loved ones of lost income, a mortgage, education funding, or more. Life
are stranded because your car will not operate and you need insurance may be one of the greatest gifts you can give to those
help, our dispatch service will send the nearest professional to you love. Consider your specific situation to help decide the
you - 24 hours a day, 365 days a year. And with the coverage you want. Your Farmers agent can help provide you
sign-and-drive feature in many of our coverages, you may not with options so you can select the coverage that best fits your
need a credit card or check to get the help you need. situation.
farmers.com Proposal Date: 10/12/2023 Prepared For: Prepared By:
Anakaren Zempoalteca Oluwatoyin Joshua Ogunbiyi
25-4991 6-19
