IN THE UNIT LINKED POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

This advertisement is designed for combination of benefits of two or more individual and separate products named Max Life Flexi Wealth Plus Plan (A Unit-linked,
Non-participating Individual Life Insurance Plan | UIN: 104L115V02) and Max Life Critical Illness and Disability Secure Rider (A Unit-linked, Non-participating Individual
Pure Risk Premium Health Insurance Rider | UIN: 104A034V01).
These products are also available for sale individually without the combination offered / suggested. This benefits illustration is the arithmetic combination and
chronological listing of combined benefits for individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned
herein before concluding the sale

SMART PROTECTION
FOR THE SELF-MADE INDIAN ##
PRESENTING

SMART F lexi
PROTECT SOLUTION

A MARKET LINKED PROTECTION SOLUTION WHICH IS A COMBINATION OF

MAX LIFE MAX LIFE

FLEXI
WEALTH PLU S
CRITICAL ILLNESS
AN D D I S A B I L I T Y
A Unit Linked Non-Participating
SECURE RIDER
Individual Life Insurance Plan. Unit-Linked Non-Participating Individual Pure Risk
UIN: 104L115V02 Premium Health Insurance Rider UIN: 104A034V01

FEATURES

Enhanced life cover plus savings Comprehensive protection against Death,

with market linked returns Critical Illness and Total Permanent Disability

~Easy issuance with video medical

examination and relaxed financial Tax benefits##
documentation

ELIGIBILITY CRITERIA

PARAMETERS LIMIT

Age at Entry Minimum: 18 years | Maximum: 50 years

(as of last birthday)

Base Plan Sum Assured Minimum: ` 50 Lakhs | Maximum: ` 1 Cr.

Coverage Options Base plan: Till age 65, 70, 75, 80 and 85 years
Critical Illness & Disability Secure rider: Maximum till age 75 years

Minimum Base Plan Premium ` 90,000

Premium Payment Term 5, 10 and 15 years

(PPT) Rider PPT will be same as Base plan PPT

Premium Mode Annual only

 EXAMPLE

Mr. Rohan is a 35 year old who runs a small pottery business. He has invested in the Smart Flexi
Protect Solution to get enhanced financial protection in a market linked plan with Critical Illness
and Disability Secure Rider Platinum Plus Variant which gives coverage against listed
64 critical illnesses and total permanent disability.

Smart Flexi Protect &

Annualised Premium Policy Term Sum Assured
Solution Premium Payment Term

Flexi Wealth Plus ` 1,14,943 10 years 30 years ` 1 Cr.

Critical Illness & Disability ` 12,000 10 years 10 years ` 30 Lakhs

Secure Rider
(Platinum Plus Variant)

**Total Installment Premium (incl. GST) ` 1,29,103

Minimum Assured Death Benefit = ` 1 Cr.

Critical Illness and Disability Secure Rider Cover = ` 30 Lakhs

Policy
Years 1 2 3 4 5 6 7 8 9 10 30

Age: 65 Years
Mr. Sharma Rider terminates but minimum assured
Age: 35 Years life cover of 1 Cr. continues

Maturity Benefit
At @ 4%“: 14,99,970
Mr. Sharma is diagnosed with cancer in year 7.
At @ 8%“: 43,43,563
He receives a sum assured of ` 30 Lakhs to
cover his hospitalisation expenses.

YOU GIVE YOU GET

Protection = Minimum assured life cover of ` 1 Cr.

Health = ` 30 Lakhs Cover against 64 Critical Illness and

Total Premium Total Permanent Disability
(incl. GST)
` 12,91,030
Savings = Market Linked Returns @ 4%“: 14,99,970 | @ 8%“: 43,43,563

A S S E TS U N D E R
MANAGEMENT
WINNING T R UST
E V E RYDAY

^As per Annual Audited Financials for the FY 2021-22 | *As per Public Disclosures 2022.
The premium shall be adjusted on the due date even if it has been received in advance.
The fund values shown at maturity are basis selection of self managed investment strategy under Balance Fund (SFIN: ULIF00225/06/04LIFEBALANC104).
#
This solution is available for purchase by all consumers
Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The Policyholder will not be able to withdraw the money invested in Linked Insurance Products completely or partially till the end of the fifth policy year.
Max Life Critical Illness and Disability Secure Rider | A plan designed to provide additional protection against an unfortunate diagnosis of the listed Critical Illnesses
There is a waiting period of 90 days for major CI conditions / TPD and 180 days for minor CI conditions from the date of policy issuance or date of revival, whichever is later
~
On adverse medical disclosures or underwriting findings, physical medical examination or financial documentation might be called.
##
You may be entitled to certain applicable tax benefits on your premiums and policy benefits. Please note all the tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you. Tax benefits are subject to changes in tax laws.
**Total Installment Premium is the Premium payable as per premium paying frequency chosen, it excludes GST and applicable taxes, cesses or levies, if any; and includes loadings for modal premiums, Underwriting Extra Premium and Rider Premiums if any.
&
Annualised Premium means premium amount payable in a Policy Year, excluding any Rider Premiums, underwriting extra Premiums on riders and applicable taxes, cesses or levies, if any.
“The assured rates of returns, 4% and 8%, are only assured rates. These are not guaranteed and they are not the upper or lower limits of returns of the Funds selected in your policy, as the performance of the Funds is dependent on number of factors including future
investment performance. For more information, please request for your policy specific illustration. Past performance is not necessarily indicative of future performance
Unit Linked Insurance Products (ULIPs) are different from the traditional products and are subject to the risk factor. The premiums paid in the Unit Linked Life Insurance Policies is subject to investment risks associated with capital markets and the NAVs of the units may
go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his / her decision. Max Life Insurance is only the name of the life insurance company Max Life Flexi Wealth Plus Plan (A Unit-linked,
Non-participating Individual Life Insurance Plan | UIN: 104L115V02) is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable
charges from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these funds, their future prospects or returns
LIFE INSURANCE COVERAGE IS AVAILABLE IN THIS PRODUCT. APPLICABLE TAXES, CESSES, AND LEVIES AS IMPOSED BY THE GOVERNMENT FROM TIME TO TIME WILL BE DEDUCTED FROM THE PREMIUMS RECEIVED.
Max Life Insurance Company Limited is a joint venture between Max Financial Services Limited and Axis Bank Ltd. Max Life Insurance Co. Ltd., Corporate Office: 11th Floor, DLF Square Building, Jacaranda Marg, DLF City Phase II, Gurugram - 122 002 (Haryana). Insurance is
the subject matter of solicitation. Trade logo displayed belongs to Max Financial Services Ltd. and Axis Bank Ltd. respectively and with their consents, are used by Max Life Insurance Co. Ltd. For more details on risk factors, Terms and Conditions, please read the sales
prospectus carefully before concluding a sale. Customer Helpline Number: 1860 120 5577. Website: www.maxlifeinsurance.com, SMS 'LIFE' to 5616188.
ARN: Max Life/AURAA/Channel Marketing/Agency/Product One Pagers/SFPS/August 2022 IRDAI Regn. No. - 104

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