ww foe, THE INVEST eT FORTECLIO. THE roucrio.oeR MAX OMX INSURANCE Build your savings & protect your family, your way! Presenting @ MAX LIFE ONLINE SAVINGS PLA A personalised plan designed for you to grow your savings and also protect your family's financial future, even in your absence. Choose the Plan Variant as per your need Choose your Annualized Premium. Choose your Premium Payment Term and Policy Term Choose your Investment strategy Choose from the available Sum Assured multiple depending on your age and chosen Product Variant @ o ° =] Li) Completely er early till ehe end ot ith year AXIS BANK MAX OM INSURANCE QA Max Financial Services and @®MS Joint VentureVariant 4 Thisvariant helps youlnvest systematically therebyreatingweath to flflyour dreams Cover-Dependneonyour ae up te tree cover multiple optiens ae avallable under tisvaant [Death bereft Ondestho the Life nsred anytime during theterm ofthe po the pay wllget terminated and the narlnee wl gt highest of ‘Maturity tenatit- on Matty, yeu willbe eligbie to ecevea Lup Sum amount, provided settiement option hasnot been eercised, equal the Fund vale Variant 2 Thievariantwllhepyouirwestyurhard earned mane wlelypls ensure your chile deeame areintet veninyour absence CCover-Te cover mulipe under this variate at 10 tines the Anas Premium Death berefit- Ondesthof the ite nsured anytime during the term cf the poly thepolicy shallcontiruetilth en of thePolcyTermand the ‘nominee shall get Limp Sum benefit payable mmedatly on death, followed by reglarpayoutsintheform of Farly Ince Benefit ard te Fund Value atthe endot the Paley Term Inaditon alloustandingpreniuns afer the datecf death ofthe felnaredwllbefurded bythe Company, Maturity teneft- On Maturity. yeu villbeetgbief receivea Luep Sum Amount. provided etlenentootion has nc bes exercised, equaltothe Fund Vas Variant 1 Fexbilty to choose Premium Payment Ter and Poy Term basis future finanlal goals For maturty age <+70 years choose PremiamPayment Term (5 to 52 years) and Policy Term to 52 years) For maturty age between 71 yeas to 8S years choose Premium Peycrt Ter (10 to 67 years) nd Pelcy Term (10067 yeas) Variant 2 Complete ety wth option to choose» Premium Payment Ter (St 20 year) andPlicy Term (Sto 20yexr| betleyour need Flexibi lity of Investment ‘Crows ram 5 Fands sper iskappeiteAeratvy, you may elect Dynan Fund Alecaton Ivestene Sate to slepuard your investments agabst ‘marit volatites Dynamic Fund Alzaions walslefor customers cooing poly tei <=20 years Low charges to boost customer returns ‘Therese Premium Allocatonard Plt Admirist-ation Charge uncer this product. Ther willbe only Mortality and Funé Management Charge Tax benefits ‘You may be ents tocertan appcable tax benefits 2 per prvalng tax ows a ea eerie me STS Coverage Al rasioualsnacoraance withthe Boara Approveo Underwritng Paley Minimum Age of Lite reurecatenery $8 yeor (age aon set irtheay Moxinun Asef ori 60 years fe rsurec at Ener Vacint25a pare (age as on test birthday Matinun Maturty Age of Varian 4:85 Years{Onlyfor >= 20 ay variants) heb sured. 70 ears(Appteabe for >= 5P3y variants) (ageasontestoirnday Variant 2:64 years Picea PotcyTerm:- ‘Variant: Minium 9 years: Mantmum 32 yestsfor Maturity Age <=70 Years pers ‘Minimum 49 years; Masur G7 years for Maturky Age beeen 71 years ancS years orl 2: Minute 5 years: Mant 90 ars, Pleka Premium Payment Term PeOR et ‘Variant: Minune s years: Maximum up o slectea Pocy Term Maturity Age<=70years ‘Minute 20 years: Mastrum up toseeciec Policy Ter for Maturity Age between 73 years and 85 years ‘rian 2: Minune 5 years Maninum upto selected POcy Ter“Annual Mos 12000 Semiannial Moce: 6000 Guartery Mode: €,000 MontiyMode €1,009 “Annualized Preniun” means Premium anountpayableln Polley Yeo, excudng any RiderPremiuns, Underwriting ‘BaraPremium on riders and apllabietnes,cesresorleves ay Minimuce Annualized Premium Macinum Anpuatsed Prem Nolin subject othelinits determhed in accordance withthe Board zpproved urdermitie poteyof the Comoany Premium Payment Moce ‘Annual, Semi-Annual, Quarterly and Monthy “The Sum Assured under the product is defied ashigherof cover ultpl tes the Annuaised Premium oF 03 tenes the product of Polley Term and Annualized Premium ‘The cover mukiple uncer hi product Varies with the two ava Variant 1: Max cover multiple lowes Sum Assured Mukipie ei 18-45, 46-55 S68 above Variant 2: Ma cove ul Mexia Sum Avsured [Nolinitoubjectto the limits determined in accordance with the Bourdaporoved underwriing policy of the Company Variant ‘On death f the Life Insured anytime durrg the term ofthe policy, the nominee hal gethighest of thefolowing benafis: "Stim Ascured equal ta higher of Cover maltipie tines the Armuslced Prenaum er 01 tines the product of Policy Term and Annualized Premium|reduced hy applicable partial withdrawals, fan), 105% Total premium pad received unto the date of death. or Total Fund Vale ascon the cate of death) “The Policy Terminatezon the dosth of LifeInaured. Settlement option willnot be provided. Plesta mat that the'appieale pata withdrsuale mentioned ove refers tal the partial withdrawals made ding the te vearsperled immediatly preceding the death othe litelnsured. Voriant2 ‘On death ofthe Life insured arytine dering the term of thepliy the poi shallcontinue til the endothe Policy Term nd thenominee shal get the folowing benefits 2 Limp Sum Benet: Immedistaly onthe death of the Lite Insured. higher of Sum Aesured (equal to higher of 10 tim the ‘Arntalized Prenium of 5 times the prodscto! Policy Term and Anruaised Premium), or 105% of Total premiums Panera ‘received uptothe diteof death wl be paie bbFanilyInceme Benefit:A Family Income Benefit equalto 1% of the Sum Assured wil be pad each month starting fom the Pali aniversary date ef every month folowing er coinciding withthe date ofdeathot the Lifelnsuredtllthe end Of the Poley Term, subject to a minimum cf 36 monthly payments and 9 maximum of 120 menthly payments Please rote in cae of death of Life Insured with less than 36 months left til the end of Poicy Term, there wil be 2 Lump Sum payment of remaining instalments (36 less monkhly istalments already pad) wit the last monthly payout at ‘end ofthe Policy Term ‘¢Fundingof Premium: Under ths benef, the Company vl und al future oustanding premiums 2s and when due under the Paley 4. Fund Value shal be paid as on the date of maturity Please note that after the death of Le insured the benefilary wil ‘not be alowed toner cise switches, premlumreditecion pall wither ava, surerer and settlement option wil ot beprovided ‘On maturity. youvil be elinbletoreceivean amount provided setlerrent option has not been eerised equal tothe Fund Value, where the Fund Value lb calculated a: Maturity Benet Fund Value = Sumsation of Number of Uns Funds) multi by the respective NAV cf the Fund) as 0 the date of maturity lease Note: Incas the Maturity Date anon working éayfor the Company or markets then next working day's NAV vill be apolicable ‘You can opt fer Dynamic Funa Allocation option ort a the Inception ef ply. Under ts option, asets under management Shale maintained amongst Growth Super Fundand Secure Fund i apre-defned proortion that changes depending eben the Years eft to maturky as pet the marx below Switching of esting Fund Value sal happen on the poly amiverarY and [Aloeston af promlumrecchea artorgst the funds shal happen on te date of receipt of such premlumor premium aueds'e, \ihickevr ster. Inthe proportion mentioned inthe table below. You donot have sn option toredrect remimsor effec unit Sitenes during the period this option Isinforce You may oft cut ofthe “Dynami FurdAllestion” option anytine dung the Policy Term which ithenbeeffetivefrem thenect oly anniversary Once otedoxt."Dmami Fund locaton’ cannot be ‘opted again, Asapostopting out vou wil be lowed to exercise free Switches or Premium Redrection options Dynamic Fund Aleation Where theareduct acoulesa surrender vaeduring the fst five yers.onrecelpt of intimation that you wishto surrender the paley during thefirst ve years the funé value ater deductionof applicable clscortinuarceckatge, shal be t'aeferredto the Surrender Sicontinued policy und. The surrender vali equivalent tothe Discontinued PolcyFund alueshall becore payable onlyater the competion ofthe lnck-I-peied. On surrender, after thelock-In-peiod, the surenger vale shall eat leat equa othe fund valueas on thedate of surender Tat benefit ar abject to the changes In tot laws. Youmay be entitled to certain apoicabletaxbenettson Your aremiums and Top Benehts pales Benefits. Pease note ta athe tax benefits aresublect ote tas avs eval at the ime of payment o premiunsor ecelpt of benefits by you. You nay sek nindependert advice on tas benefits fromyourtaxadvisor ‘You ave apetiog of 5 ays, (30 days te pale issourcedth-ough Distance Marketing Mode) fomihe date of receipt the Pealcytoreview the terms and endions ofthe Polcy and weve youdlsogee tony o those ert contin youhave the ‘option te feturn he lly stating the reason or your objections uponviich yeu shal be ened te an amount whieh il be Free Look Period tual tonon-allecated premium plus charges levied by eancaliton of unis pl Fund Value at the date of carcalaton, le Charges deducted towards mortality sn rider benef sy rede ll ppiesbe txes, costes a levee 2 impored bythe {goverment from time to tne) forthe perfod of cover, expences incurred on madies examination fan, and on account of Stam duty Opies ocsprionon “The plleyholderha an option o decressethe premium upte 50% ofthe ovina Annualized Prem subject tothe minimum postlackin rami iit erly once pos the end of Sear leckin pried. Formere deta pleasereter to thedetaled prospectusavalable at ww maxlfensurane.comVariant 1 Example 1: Mr. Gupta aged 45 years purchased Max Life Online Savings Plan (Variant 1) with the details as below: Premium Payment Term = 5 years; Policy Term = 10 years: Mode of Payment = Annually Annualized Premtum = % 10,00,000; Fund chosen: Growth Fund; Cover Multiple: 10 times of Annualized Premium v4 #3807081 ABH #8 79.68,787 ‘Annualised Premium or€ 1090000 & e€ ¢ € € €: at “Please nat thatthe ave assumed ates of return @ <% and 8% pa. esoetvey fer Balanced Fund. are oly scenarios a these rates after recovering all paieable charges, ‘These arent maraned an they arent the upoe or wer mts of returns of the Funds selectedn you: policy. =the performance othe Funds s dependent on numberof factors inclutirg fue nvestent performance. For more riferatin please requstforyeurpotcy spect bereft istration, Kinly nots that the above are cn stators Seid nt reste ay rigts nd of obligations aa the stualenpererce onthe contact ray besiferet fromthe sated. The premiums mentored above are cle t SIleppecbe toes cesses and levies 3s Irposeeb the Goverment Example 2: Mr. Gupts aged 45 years purchased Max Life Online Savings Plan (Variant 1) with the details 25 below: Premium Payment Term = 5 years: Policy Term = 10 years: Mode of Payment = Annually ‘Annualized Premium = € 40,00,000; Fund chosen: Growth Fund; Cover Multiple: 10 times of Annualized Premium ‘Mr. Gupta unfortunately died at end of 3° policy year ‘Annuslised Premium of €20,00,000 Payable Monthly Death Beefs higher ot ‘um Assured 3,00,00.000 10547 of Prembams paid 3.18,000 Fund vatie @6%"€ 93,22,775:@48"€ 90.75.70, Death of Mr. Gupta at the end of 2 Policy Year. Tota Payout € 1,00,00000 ane the policy gets terminated La ' a = = ave awe 1 avn Swe one Te ove ove 109 we Patey Term “Please nate thatthe ave assumed rates of return @ <% and 8K pa espetvey fer Balanced Fund, ae only senasos a these ates afer recovering all ppb charges, “ese arene grand cndtny arent the upper or lower Ht of eterno the Funds lected your ply, the performance ot the Funde e dapendnt on a umber of {aciorsincluting ture investment performance Fat ve nfermation please request tor yourpotey specie beef atratlon, Kiely ots thatthe stove 3 en istatone 2nddo terete an lhts and of ollestions and th actual exoetienceon the contract maybedferentfromthe lusrated. The premiums mentored above ae nclsie of iTlsppesbe taxes, cesses and lees as Inposed by the Government.Variant 2 Example ‘Mr. Gupta aged 45 years purchased Max Lite Online Savings Plan (Variant 2) with the details as below: Premium Payment Term = 5 years; Policy Term = 10 years; Mode of Payment = Annually Annualized Premium = & 10,00,000; Fund chosen: Growth Fund van #€5276:200 ABH R7276 777 =e ¢ = € €: Paley Term “Pleas note thatthe above assumed rates of retun @ 2% and 8% pa. respectively fr Balanced Fut are ony scenals at these rates aftr recovering il apglcable charges, ‘Theseare net guasanced znthey arent the uope or wer mits of eters othe Funds elected nyu alc. 3: the performance ofthe Funds s dependent ona aumbe f faciorsincutirg future investment performance. For more frmation pease requestfo your aoc specie vere lusration. Kindy rote thatthe above are cny ust ations anddo ct creteany rights and obligations and te actual experience nthe contrat ray be diferent fromthe ilistated. The gresiums mentioned aboveareircusve ct Sitspplesbetaes cesses an eve at imporee byte Government Example 2: Mr. Gupta aged 45 years purchased Max Life Online Savings Plan (Variant 2) with the details as below: Premium Payment Term = 5 years; Policy Term = 10 years; Mode of Payment = Annually Annualized Premium = %10,00,000; Fund chosen: Growth Fund ‘Mr. Gupta unfortunately died at end of 3° policy year . 1% of Sum Assured (100000) MATURITY VALUE Death of Mr. Gupta at the end of 3% Potiey year of Sum Assured ( » ere ‘Death Benet €3,00,00.000 Dayatle menthlyfor 7 yeare omnia a sc s i s ¢ gs Eg ven @ i 2 5 5 5 5 & 22:2 2 = “Please note thatthe akoveausuned rates of return @ 4% an 0% pa. respecte for Balance Fund, are ony scenarios at hese rates after recovering all pplicble charger. ‘Tes arene guaranreed sod they aren the sppar or nar links of etre o tha Funde lected nou plc ae the performance of ths Funder dopendanton a umber ef {actors including ture nvestment pervormance Fat moe nfermation pease requestor your pale specie beef lustration, Kina rote hat the akowe ae cnylistations ‘nd do et create an its and of lizations and the actual exoerienceonthe contract ray bedieret fromthe llstrated. The premiunsmentonedaboveaeleclsivect all spplicbe taxes, cesses and eves as Impose by the GovernmentPremium location Charee Ni Polcy Alnistration Charge (Al Years) NI Fund Management Charge “Theis achargelovadae» porcontage ofthe valu of seets ad shal be appropriated unvay daly by adeating tha Not Atel Vshu of th Fund: Therate tobe loviod wil be qual tothe anata, a penbelou: ded by ‘365 and multiplied bythe numberof days thet have elased since the previous unit valuation date, The chartes ‘pected belon are guaranteed an stat change dri th poleyifetine. The anual rato Fund Management Gigs sasbolone Ee Ee ea ih Grom Fund oa ven Gin UFOS: VozoALFEHIGHGRID4) ss ‘Growth Sper fund ae we {Shin UIFOLZovOZOTLIFEGRWSUPION {SrN UliFoo:2sououLFEcROWHH0S ae ks (Gen uuroor2souourceaLancioa 2908 Metin Grn Uursoasioeouuresecuneso4 ee i Dicontnunce ol Fane ‘Sulu oyster comet ot ne to plenieaes eye Mertaity Charge ‘The motaitychare wilbeleviedon the bas cum a kon ever monthly anniversary by canceling nts fromthe unit account starting rom the dat of commencement of pine mertaly charge il be 0934 ‘tained age bass over the curation of thecontract, Suinat Rsk (SAR) or the two varlans under the products defined as follows. Variant ‘Max ax Sum Assured 105% of total aremams receved) - Tota Fung Value.) Base ote thatthe sbve deft Sum Assured edscey pale art witha, any, shale Variant ‘he Surat Rsk or the Varlant2 deine asthe sumof folowing: {Hlahe & Som Aas 1023 premium reeves i edie of exh resent value af teva berafts willbe ealetiated ata decour ate 3569.4 The mortally chargesare unisex andare giatanteed for theertirePolcy Term During settlement period fr both varants- Mas (105% of Total premlans paid Total Fund Value 0) ‘utrender/Disconthuance Charge “nls charge snl be levied on the Fu Vale tte tie of Discontinuance orale or efecting Complete Wiherawal surrererwkerer is eae, spe Ue folowing table Ine*Potey Year “s * 5000 No Surrender iscomlnvance Charge atallbe eed from” Plly Yesronmards ‘This cherge neapreszed os he loner of UOsof Anmalaed Premium Xe af Pune Value, faedrupec amaunt where Xard_/vary acoralng tothe yoatofpremumdlicontinuanes / surrender switen Cage ‘Aasuitenes wilbetree ct enage PremlumRedection Charge “There snochares for sremum etrection A maximaryo sb premium erections areallowedinany Peley year Paria withdrawal Parti withdrawalsare free of any charge. A maximum of twopartil withdrawals ar alonedin ay policy ear Micelanecus Charges ‘There are no miscellaneous charges LIFE INSURANCE COVERAGEISAVALLABLE IN THIS PRODUCT INSURANCE PRODUCT IS OFFERED AND UNDER WRITTEN BY MAX LIFE INSURANCE CO.LTD. THE LIFE INSURANCE CONTRACT IS BETWEEN THE PROPOSER AND MAN LIFE INSURANCE. ‘Max Lifeinsurance Company Limleas a Joint Venture between Max Financial services ited and Mitsu Sumitomo insurance Co. Umlted, Max elnsuranee Co. Le {i Flee, DLF Seuore Buldhng, Jcaranda Mare DLF Cty Phase Il, Gurugram [Haryan) - 122 002. Unit Lnked Inautanca Products are efferent irom the traditions Ineuranca products ard are subject tothe rick factor. The Promism paidin Une Lintes Ireurance Peices are aubjoct to investment cick teoelated with capil Imarkats and the NaVe ofthe Units may goup or down based onthe performance offund and factors influencing the capital maker andthe Polleytoler insured i Fesponsble fer Ns her dedsions. Ma» Life Insurance Company Limited Is oly the name ofthe Insurance Company and MAX LIFE ONLINE SAVINGS PLAN is enly the name of the Unit Linked Nlon-Fartielpating Invidual Life Insurance Plan cantract and dces not mn sny way incicate the quallty ef the contract te future respects or returns, Please krow the asoclatediace and the applleabe charges trom jour insurance agent or te intermediary or polcy document ofthe insurer ‘The various fans offered uncer ths contract are the names of the frids and do natin any way indicate the quallty of these funda, thelr futore prospect ae hot Indicate the future pertarmance a! the funds, Vou nay be ented to certain spplicable tax bones on Your peemiume and galley ene. Pleate note al the {ax benehts are sublect to tax laws prevalling atthe time of payment of premium or recelltof benefits by you. Tax benefits ave subject to changes i ax laws ‘rade logos dsplayed belong to Max Fractal Services Lt, ndMitslSumitoma insurance Co, Lt respectivelyand sreused by vac Uf Insurance Co Lt. under a Ieense Insurance lsthe subject matter of soletaton Yeu cancal us on curCustemer Hebline Number, 1860 120.9577 or visit www.manifelnsuance.con. ‘Axis Bank Lidl the Corporate Agent of Max ife Insurance Co Lt. Axl Bank Ld, Bombay Dyeing Mls Compeund, Pandurang Suahkar Marg, Worl, Mua - 400025. ‘The purchave of s Man Life Insurance product by AslsBanks customer Is purely on a voluntary bass As Ans Bank's not nthe business of Insurance, there iso ARN: Max Lfe/AURAA/AxlvOSP/LeaMet/aruary 2020 {IRDAI Certieate Registration No.CAD0S9 | IRDAI Registration No. 108, REWARE OF SPURIOUS /FRAUD PHONE CALLS? ROA etre nace ihe aig rance pote noun