HOW TO:
BUILD BUSINESS
CREDIT
BEGINNERS GUIDE
BUILD BUSINESS CREDIT FAST STEP BY
STEP GUIDE TO A SOLID BUSINESS
CREDIT FOUNDATION
* THIS ENTIRE PROCESS CAN BE DONE IN 60-90 DAYS*
1. Come up with your Business Name
2. Where will your business be located -+ this wil be your address or
use a virtual office address.
OPUS
IPOSTAL
ANYTIME MAILBOX
3. Apply for your LLC
4. Apply for your EIN - its free• www.irs gov
5. Apply for your DUNS number
6. Make a business logo
7. Get a business telephone number Local and Toll Free
Global Voice Direct
8. Register your business number with 411
9. Get your business a simple 1 page website, unless you need
something with more pages.
10. Create a business email- something professional
[email protected]11. Find your Naics - Sic Code
(you need this when opening bank account)
12. Open a Business Bank Account
13. Freeze your Personal Credit
14. Make Social Media accounts for your Business - Facebook, Twitter,
Instagram etc.
15. Add your Business to Yelp
16. Establish Business presence with Google
17. Add your Business to Bing
18. Get Domain name and Website Hosting
Business Credit Bullder Accounts
1. Gredit Strong
2. Divvy
3. Brex
4. Hertz Rent a Car
5. Enterprise Rent a Car
6. Lowes Account Receivables
7. Winn Dixie Grocery
8. Amazon Net 55 www amazon com/credit
9. Best Buy Business Advantage
10. Dell Business credil
11. Pitney Bowes Postage account
12. Floor n Decor
13. JC Penny
14. Uber for Business
15. Grubhub for Business
16. Tiffany & Co
17. Sams Club Store Card
18. Verizon Wireless Business Account
19. Credit Strong 10K Business Loan
20. Guitar Center
21. Home Depot Commercial
22. B and H Photos
23. Tractor Supply
24. Amazon Net 55 www amazon com/cientin
25. NTB ( national tire and battery)
26. Oreillys Auto Parts
27. AuloZone Aulo Paris .
28. Advanced Auto Parts
29. Budget Car Rental
30. Discount Tires
31. Menards Commercial Credit Account
32. TMobile Wireless for Business
33. AT&T Wireless for Business
Apply for all No PG Corporate Credit
Cards
1. Capital on Tap
2.Getkleercard
3. GetDivvy
4. Brex
5.Torpago
6.Sams Club Mastercard
1.
Get 5-10 Tier 1
Accounts
1. Quill www.quill.com
2. Grainger www.grainger.com
3. Uline www.uline.com •
4. Supplyworks Home Depot Pro
5. Sunbelt Rentals
6. Crown Office Supplies
7. Summa Office Supplies
8. Strategic Network Solutions
9. Wise Business Plans
10. Business Tshirt Club
11. Monopolize Your Markelplace
12. Ceo Creative
13. Creative Analytics
14. Puller Web
15. Msc Direct
16. Shirtsy
17. Pilot Axle Fuel Card
18. 1P Business Solutions Fuel Card
19. US Plastics
20. AtoB Fuel card
21. Circle K Fuel Card
22. Ohana Office Products DIllos.
23. Red Spectrum
24. SykesMarketng Group
25. Biz Credit Central thins
26. Burst Biz
27. Alob Fuel Card www.a
28. Amazon PBI hoSTam
Business Credit Auto Financing
Now go to Allys website ittps://woww.ally com/auto/dealer-
locator/ to see what dealers in your area they work with. Go
there, choose car, Ask for Corporate Finance Manager (fleet
sales ) Or you can check out www.Vroom.com to see if you like
anything. If you do Call 1-855-524-1300 and inquire about
business vehicie financing via Ally Bank Get your car NO PG
Short Term Rental Leasing
Call local: upscale Apartment complexes ask for Corporate
Leasing Manager - schedule an appointment to come look at a
few units. Rent you an apartment NO PG
What does PG mean ?
Personal Guarantee (you will be responsible for debt if your
business defaults on the credit given.
If your personal credit is GOOD, you can bypass Tier 1, go
straight to Tier 3 get a few Cash Credit Cards, then circle back
to Tier 1 to solidify your business credit foundation.
If your personal credit strong 750+ now is a good time to move
on to Tier 3 Bank Cash Credit Cards
1. Chase Bank
2. Barik of America
3. PNC Bank
4. US Bank
5. AMEX
6. Wells Fargo
7. Truist Bank
Stay away from Capital One and Discover Business credit cards
they report utilization onto your Personal Credit reports
