Memoranda of Settlement

dated 10th April 1989

containing
(i) Fifth Bipartite Settlement regarding
Wage Revision and Changes in other
Service Conditions
and
(ii) Supplementary Settlement on
Computerisation and Mechanisation
regarding Modernisation of Bank Branches
between
Managements of ‘A’ Class Banks
(represented by Indian Banks’ Association)
and
their Workmen
(represented by AIBEA and NCBE)

INDIAN BANKS’ ASSOCIATION

Stadium House, 6th Floor, 81-83, Veer Nariman Road, Bombay
400 020.
 Memoranda of Settlement
dated 10th April 1989
containing
(i) Fifth Bipartite Settlement regarding
Wage Revision and Changes in other
Service Conditions
and
(ii) Supplementary Settlement on
Computerisation and Mechanisation
regarding Modernisation of Bank Branches
between
Managements of ‘A’ Class Banks
(represented by Indian Banks’ Association)
and
their Workmen
(represented by AIBEA and NCBE)

INDIAN BANKS’ ASSOCIATION

Stadium House, 6th Floor, 81-83, Veer Nariman Road, Bombay
400 020.
 Fifth Bipartite Settlement Item Clause/s Page/s
(10th April, 1989)
‘B’ Class Banks 24 20
Special Provision for State Bank 25 20
Regarding ‘A' Class Banks
of India
CONTENTS Special Provision for Bank of India . 26 20
Date of Effect and Operation 27 20-21
Item Clause/s Page/s Interpretation 28-29 21
Memorandum 1-2
Short Recital of the Case 3-4 SCHEDULES
Terms of Settlement 1 -3 4-6 I List of Banks 23 - 24
Scales of Pay 4.A 6-7 II-A Special Allowances for Clerical Staff 24-26
II-B Special Allowances for Subordinate Staff 27
Stagnation Increments 4.B 7-8
III Guidelines for Reimbursement of 27-34
Dearness Allowance 5 8-9
Hospitalisation Expenses
City Compensatory Allowance 6 9-10
Annexure I - Schedule for reimbursement of
House Rent Allowance 7 10-11 charges Incurred by workmen for
Special Allowances 8 11 Pathological etc. investigations 35-42
Washing Allowance 9 12 Annexure II - Operation Charges 43
Graduation Allowance 10 12 Annexure III - Scheme of Reimbursement of
Professional Qualification Increments 11 12 Expenses incurred by the
or Allowance workmen for Treatment Abroad 44-46
Medical Aid 12 13 IV Special Area Allowance —
Hospitalisation Charges 13 13 Names of Places and Rates of Allowances 47-52
Paradip Port Town Allowance 14 13 Annexure A - Memorandum of Settlement
Hill and Fuel Allowance 15 13-14 dated 23-2-1989 53-65
Special Area Allowance 16 14
Voluntary Cessation of Employment 17 14-16
Third Settlement on
Computerisation/Mechanisation
by the Employee
(10th April, 1989)
Part-time Employees 18 16-18
Memorandum 66-67
Provident Fund 19 19 Short Recital of the Case 68
Gratuity 20 19 Terms of Settlement 69
Payment of Overtime 21 19 Schedule
General Provisions 22 19 I List of Banks 71 - 72
Other Issues 23 20
 1 2
MEMORANDUM OF SETTLEMENT dated 10th April, 1989 Representing the 1. Shri D. P. Chadha
between the Managements of 54 ‘A’ Class Banks as represented Workmen 2. Shri K. K. Mundul
by the Indian Banks’ Association and their workmen as 3. Shri P. S. Sundaresan
represented by the All India Bank Employees Association and 4. Shri P. L. Syal
the National Confederation of Bank Employees. 5. Shri Tarakeswar Chakraborti
6. Shri N. Sampath
(Under Section 2(p) and Section 18(1) of the Industrial Disputes 7. Shri Sushil Ghosh
Act, 1947 read with Rule 58 of the Industrial Disputes (Central) 8. Shri Rajinder Sayal
9. Shri P. N. Tewari
Rules 1957).
10. Shri R. D. Trivedi
11. Shri Sudesh Kumar
Name of the Parties 54 Banks which are on date ‘A’ Class
12. Shri CH Easwar Rao
Banks and listed in Schedule I to this
13. Shri S. D. Dhopeshwarkar
Memorandum of Settlement
14. Shri T. B. Rai
and
their workmen. All India Bank Employees
Association
Representing the 1) Shri R. Srinivasan
Employers 2) Shri K. Manmohan Shenoi 1. Shri O. P. Gupta
(Member Banks) 3) Shri N. D. Prabhu 2. Shri S. N. Duber
4) Shri V. D. Kulkarni 3. Shri M. R. Awasthi
5) Shri C. R. Vaitheeswaran 4. Shri P. Lakshminarasaiah
6) Shri J. N. Tandon 5. Shri M. Rajagopal
7) Shri A. V. Rajagopalan 6. Shri P. Balagopala Menon
8) Shri R. R. Kothare 7. Shri Gurudas Chatterjee
9) Shri S. A. Farooqi 8. Shri M. M. Pednekar
10) Shri Ramesh Mishra 9. Shri Y. K. Arora
11) Shri V. P. Menon 10. Shri S. P. Raman
12) Shri G. Chandran 11. Shri G. K. Awasthi
13) Shri C. Krishnamurthi 12. Shri Balbir Singh Choudhry
14) Smt. B. Das Gupta
15) Shri A. K. Bakhshy National Confederation of
Bank Employees
Duly authorised on behalf of the
Indian Banks’ Association
 3 4
SHORT RECITAL OF THE CASE 1989 incorporating the various terms of agreement reached
WHEREAS as aforesaid as per Annexure-A.

(a) The Indian Banks’ Association (IBA) on behalf of its (g) The settlement reached as aforesaid amended, modified
member banks named in the Schedule to the respective and superseded the provisions of the Awards and the settlements
settlements signed settlements with the All India Bank referred to in the following Clauses 1 and 2 of this settlement.
Employees Association (AIBEA) and National Confederation (h) Clauses 18 and 19 of the aforesaid settlement provided
of Bank Employees (NCBE) representing the workmen that the parties shall further negotiate other demands and
employees of the banks mentioned in the said Schedule on issues including the modalities relating to the implementation
17th September, 1984 and 5th January. 1987 and 29th March, of the issues covered by the settlement reached as aforesaid
1987 regarding various terms and conditions of their service. and another settlement would be signed between the parties
The Settlement dated 17th September, 1984 was for a period at a later date which would include the terms and conditions of
of four years with effect from 1st July, 1983. the aforesaid settlement.
(b) The AIBEA and the NCBE (hereinafter jointly called the (i) In pursuant to and in accordance with the above referred
Unions) submitted fresh Charters of Demands for revision of provisions of the aforesaid settlement, the parties held further
wages and other service conditions on 26th May, 1987 and negotiations in respect of the other demands and modalities
21st May, 1987 respectively to the IBA and requested for relating to the implementation of the issues covered by the
negotiations with them, with a view to arriving at an amicable aforesaid settlement.
settlement. NOW, IT IS HEREBY AGREED AND DECLARED by and
(c) The IBA also raised with the Unions during negotiations between the parties hereto as under:-
issues on behalf of the managements of the concerned banks, TERMS OF SETTLEMENT
to be discussed and settled with a view to improving
productivity, efficiency; customer service, discipline and GENERAL
harmonious industrial relations. 1. In respect of 54 ‘A’ Class Banks listed in Schedule I, to
(d) The parties accordingly negotiated the said demands and this Memorandum of Settlement except the State Bank of India,
issues on several occasions and reached an agreement in Indian Overseas Bank, State Bank of Saurashtra and Bank of
respect of certain demands and issues. Baroda, the provisions of the Sastry Award as finally modified
and enacted by the Industrial Disputes (Banking Companies)
(e) The settlement incorporating the various terms of
Decision Act, 1955, the Industrial Disputes (Banking Companies)
agreement reached as aforesaid was under preparation. As it
Decision Amendment Act, 1957, and the provisions of the Award
was found time consuming, it was considered expedient to enter
of the National Industrial Tribunal presided over by Mr. Justice
into a. settlement incorporating the bare terms of agreement
K. T. Desai in Reference No. 1 of 1960 which Award inter alia
arrived at as aforesaid.
modifies certain provisions of the Sastry Award (hereinafter
(f) The parties (the IBA on behalf of its member banks named referred to as the Awards) as modified by the settlements dated
in the Schedule I to this settlement and the Unions representing 19th October 1966,12th October, 1970, 23rd July, 1971, 8th
the workmen employees of the banks mentioned in the same November, 1973, 1st August, 1979, 31st October, 1979, 21st
Schedule I) signed a settlement under Section 2(p) and Section April, 1980, 8th September, 1983,17th September, 1984 and
18(1) of the Industrial Disputes Act, 1947 read with Rule 58 of 5th January, 1987 shall govern the service conditions except
the Industrial Disputes (Central) Rules, 1957 on 23rd February, to the extent the same are modified by this settlement.
 5 6
2. (i) In respect of State Bank of India, the provisions of Saurashtra, Bank of Baroda, and Indian Overseas
the Awards as modified by the Settlements dated Bank with the All India State Bank of India Staff
31st March, 1967, 24th February, 1970, 15th Federation, All India Bank of Baroda Employees-
September 1970,1st August, 1979,31st October, Federation and the All India Overseas Bank
1979,21st April, 1980,8th September 1983,17th Employees’ Union, respectively, representing the
September, 1984 and 5th January, 1987 shall govern workmen of those banks (hereinafter referred to as
the service conditions of the workmen except to the the said separate settlements).
extent the same are modified by this settlement; 3. i) The provisions of the said Awards, the First Bipartite
(ii) In respect of State Bank of Saurashtra, the provisions Settlement dated 19th October, 1966 and/or other
of the Awards as further modified by the Settlements subsequent settlement(s) including the above
dated 11th November, 1966, 1st August, 1979, 31st mentioned separate settlements hereinafter
October, 1979, and 21 st April 1980, 8th September, collectively referred to as said settlements shall stand
1983,17th September, 1984, and 5th January, 1987 amended, modified or superseded to the extent and
shall govern the service conditions of the workmen in the manner detailed hereinunder;
except to the extent the same are modified by this (ii) Provisions in the aforesaid Awards/Settlements which
settlement; have not been amended/modified or superseded by
(iii) In respect of Bank of Baroda, the provisions of the this Settlement shall continue to remain in force;
Awards as further modified by the Settlements dated (iii) This settlement shall be in amplification of the
23rd December, 1966, 19th December, 1970, 1st aforesaid settlement entered into between the parties
August, 1979,31st October, 1979,21st April, on 23rd February, 1989 and in case of any different
1980,8th September, 1983, 17th September, 1984 interpretation- of similar provisions in the two
and 5th January, 1987 shall govern the service settlements, the interpretation which flows from this
conditions of the workmen except to the extent the settlement shall prevail.
same are modified by this settlement;
4. A. Scales of Pay
(iv) In respect of Indian Overseas Bank the provisions of
the Awards as further modified by the Settlements The revised scales of pay shall be as under:
dated 14th December, 1966, 17th December, 1970, (i) Subordinate Staff
29th July, 1972, 23rd March, 1973, 1st August, 1979,
30 25 30 35
31st October, 1979 and 21 st April, 1980, 8th 815 - - 835 - - 860 - - 980 - - 1120
September, 1983 17th September, 1984 and 5th 1 1 1 4
January, 1987 shall govern the service conditions of 40 50
the workmen except to the extent the same are - 1360 - - 1510 (20 years)
6 3
modified by this settlement;
(ii) Clerical Staff
(v) In respect of State Bank of India, State Bank of
Saurashtra, Bank of Baroda and Indian Overseas 50 75 100 110
900 - - 1000- - 1300- - 1700-
Bank, Settlements referred to in Clause 2(i), (ii), (iii) 2 4 4 4
and (iv) above refer to settlements entered into
120 215 120
between State Bank of India, State Bank of 2140- -2500- - 2715- - 2835 (20 years)
3 1 1
 7 8
Note: (a) Fitment in the new scales of pay shall be on a the scale in the cadre up to the date of effect of the
stage to stage basis. settlement shall get the second stagnation
(b) There shall be no change in the dates of annual increment on the date of completion of 6 years of
increments because of the fitment. service after reaching the maximum as required
under the new dispensation.
4. B. Stagnation Increments
(b) that a workman (belonging to the subordinate
Both the clerical and the subordinate staff shall cadre), who has completed 4 years of service after
be eligible for three stagnation increments at the reaching the maximum of the scale up to the date
rates and frequencies and subject to the terms of effect of the settlement shall get one stagnation
and conditions as enumerated below. increment on the 1st November, 1987 and the
The clerical and the subordinate staff on reaching second one after a period of one year from the date
the maximum in their respective scales of pay of completion of 4 years of service.
shall draw stagnation increments at the rate of (4) that a workman who has not received any stagnation
Rs. 120/- and Rs. 50/- each and at frequencies increment under the old dispensation owing to his not
of three years and two years respectively from completing the stipulated period of service after reaching
the dates of reaching the maximum of their scales the maximum of the scale according to old dispensation
as aforesaid. but has completed stipulated number of years according
Provided however to new dispensation shall get the first stagnation increment
on the 1st November, 1987. The workman will get the
(1) that a workman who has already received two stagnation second stagnation increment after completion of 6 years
increments as per the old dispensation up to the date of of service in clerical cadre or 4 years of service in the
effect of this settlement shall be eligible for the third and subordinate staff cadre after reaching the maximum of the
last stagnation increment under the new dispensation on pay scale and third stagnation increment, after completion
the 1 st November, 1987 or one year after the date of the of 9 or 6 years of service, as the case may be.
stagnation increment which the workman has got under
the old dispensation whichever is later. Note: Stagnation increments would not be given to an
employee who at any time after the commencement
(2) that a workman who has received one stagnation of the 8th September, 1983 Settlement and after being
increment under the old dispensation but has completed offered and/or selected for promotion refuses to
9 years of service in clerical cadre or 6 years of service in accept such promotion.
the subordinate staff cadre after reaching the maximum
of the scale of pay upto the date of effect of this settlement 5. Dearness Allowance
as the case may be shall receive the second stagnation The Dearness Allowance shall be payable as per the
increment under the new dispensation on 1st November, following revised rates:
1987 and the third and last stagnation increment under
(i) Subordinate Staff
the new dispensation on the 1st January, 1989.
(3) (a) that a workman (belonging to the clerical cadre) who 0.67% of ‘pay’ (I.e. Basic Pay, Stagnation Increments
has already received one stagnation increment Special Allowance if any, and Officiating Allowance, if
under the old dispensation but has not completed any, payable under this Settlement).
6 years of service after reaching the maximum of
 9 10
(ii) Clerical Staff B) Subordinate Staff
a) 0.67% of ‘pay’ up to Rs. 1650/- plus, (i) At the higher CCA — 6 1/2% of basic pay
Centres including the Max. Rs. 75/- p.m.
b) 0.55% of ‘pay’ above Rs.1650/- to Rs. 2835/-
State.of Goa.
plus,
(ii) At the lower CCA — 4% of basic pay
c) 0.33% of ‘pay’ above Rs. 2835/- Centres i.e. places Max. Rs. 50/-p.m.
‘Pay’ for the purpose of Dearness Allowance shall with population of
be Basic Pay, Stagnation Increments and Officiating 5 lakhs and over, State
Allowance, if any, under this settlement, but not Capitals, Chandigarh,
Special Allowance, if any. Pondicherry and
Port Blair.
Note: a) Dearness Allowance in the above manner shall
be paid for every rise or fall of 4 points over 600 Note: a) The City Compensatory Allowance in the State
points in the quarterly average of the All India of Goa where it was not payable on 1.11.1987
Average Working Class Consumer Price Index shall be payable with effect from 20th August,
(General) Base 1960 = 100. 1988.
b) It is clarified that there shall be no ceiling on b) Employees posted in the State of Goa and
Dearness Allowance. presently drawing Goa Allowance shall be eligible
to either Goa Allowance or City Compensatory
c) All other existing provisions relating to Dearness
Allowance as mentioned in Clause 6 above
Allowance Scheme shall remain unchanged.
whichever is higher.
6. City Compensatory Allowance
(c) All other existing provisions relating to City
The City Compensatory Allowance shall be payable as Compensatory Allowance shall remain
per the following revised rates: unchanged.

A) Clerical Staff 7. House Rent Allowance

(i) At the higher CCA 61/2% of basic pay The House Rent Allowance shall be payable as per
Centres including the Min. Rs. 65/- p.m. the following revised rates:
State of Goa Max. Rs. I50/-p.m. (i) At special places and semi-special places -12% of
(II) At the lower CCA – 4% of basic pay pay - Maximum Rs. 300/- p.m.
Centres i.e. places Min. Rs. 45/-- p.m. (ii) At places with population of 2 lakhs and over (other
with population of Max. Rs, 100/-p.m. than special and semi-special places) and state
5 lakhs and over, State capitals and capitals of union territories -10% of
Capitals, Chandigarh, pay - Maximum Rs. 250/- p.m.
Pondicherry and
Port Blair. (iii) At places with population of 10,000 and over but
below 2 lakhs-8% of pay - Maximum Rs. 200/- p.m.
 11 12
(iv) At places with population of less than 10,000 -6 1/ 9. Washing Allowance
2% of pay - minimum Rs. 55/- maximum Rs. 155/- Where the washing of livery is not arranged by the bank,
p.m. washing allowance at the rate of Rs. 25/- p.m. shall be
Ndte: (a) ‘Pay’ for the purpose of calculating House Rent payable to members of the subordinate staff entitled to
Allowance shall mean basic pay and wherever uniforms with effect from 1st January, 1989.
payable, stagnation increments, officiating 10. Graduation Allowance
allowance, and special allowance in full or in part
On and from the date of this settlement a newly recruited
as will be ranking for provident fund benefits.
graduate clerk shall be fixed at the first stage of the
(b) Where quarters are provided, House Rent clerical scale of pay and shall draw a fixed Graduation
Allowance shall not be payable and the rent to Allowance of Rs. 130/- p.m. which shall be a special
be recovered shall be 6% of the revised basic allowance and shall be in lieu of two advance increments
pay or the quantum of rent recoverable under and shall rank for only such benefits as in Clause 8
already existing formula, whichever is lower. above.
(c) All other existing provisions relating to House Rent On and from the date of this settlement any clerical
Allowance shall remain unchanged. staff who becomes a graduate or is a graduate at the
time of his promotion from subordinate staff shall only
8. Special Allowances
draw Graduation Allowance of Rs. 130/- p.m. in lieu of
(a) The special allowances payable to the clerical staff two advance increments.
in banks other than State Bank of India mentioned
Graduation Allowance of Rs. 130/- p.m. shall continue
in Schedule II-A hereto shall rank for existing
to be paid, even after the recipient reaches the
benefits on the amounts provided in the Schedule.
maximum of the clerical scale of pay.
(b) The special allowance payable to the subordinate In the case of existing graduate clerks who have
staff in banks other than State Bank of India received the benefit of 2 additional increments, the
mentioned in Schedule II-B hereto shall continue Graduation Allowance shall be payable on their
to rank for all existing benefits. reaching the maximum of the clerical scale of pay in the
(c) The duties, responsibilities and other provisions following manner:
relating to the special allowances in banks other - Rs. 65/- p.m. one year after reaching the 20th stage
than State Bank of India shall remain unchanged of the scale.
except where stated otherwise in this settlement
- Rs. 130/- p.m. two years after reaching the 20th stage
and/or Schedule hereto.
of the scale.
(d) In supersession of Clause V(b) of the Bipartite 11. Professional Qualification Increments or Allowance
Settlement dated the 17th September, 1984, the
rates and duties of special allowance carrying posts For the sake of clarity and to distinguish it from
for workmen staff in State Bank of India may be Graduation Allowance, the increments/educational
reviewed and settled at the bank level keeping in allowance now paid to the clerical staff for passing part
view the overall relativity in respect of special I or both parts of CAIIB/CAIB shall be called Professional
allowance under this settlement. Qualification Increments or Allowance as the case may
be.
 13 14
12. Medical Aid (iii) At places situated at a 6% of pay
height of over 1000 Max. Rs. 110/-
With effect from 1.1.1989, the reimbursement of medical
metres but less than 1500
expenses under medical aid scheme shall be restricted
metres and Mercara Town
to as under:
(b) At places which have a height of not less than 750
1) For workmen with service up to 5 Rs. 380/- p.a. metres and which are surrounded and accessible
years till the completion of 5th year only through hills with a height of 1000 metres and
2) For workmen who have completed Rs. 530/- p.a. 5 above, the Hill and Fuel Allowance shall be paid as
years service and above is payable at places situated at a height of 1000
metres and above but less than 1500 metres.
13. Hospitalisation Charges
(c) Hill and Fuel Allowance paid at any place not covered
a) In respect of bills related to the period between by (a) (i)- (ii) (iii) & (b) as above in terms of existing
1.11.1987 and 31.3.1989 already paid or submitted provisions, decisions, orders, bank level/local
and pending for payment, the benefit of higher settlements or practices shall cease to be payable
percentage of reimbursement provided in this with effect from the date of this settlement
settlement shall be extended within the rates and irrespective of the reason for or name by which it is
limits stipulated in the Fourth Bipartite Settlement. now paid.

b) Revised rates as given in Schedule-lII shall be The employees at such places presently in receipt of such an
effective from 1.4.1989. allowance, however, shall continue to draw the then allowance
as was drawn by them with their March, 1989 salary by way of
14. Paradip Port Town Allowance a fixed Personal Allowance so long they are posted at that
Employees posted and working in branches situated in place as workmen employees.
Paradip Port Town shall be paid Paradip Port Town 16. Special Area Allowance
Allowance (which is an ‘Other Allowance’) in lieu of the
The Special Area Allowance shall be payable at places
existing allowance, at 10% of the revised basic pay. There
specified in Column 1 of the Schedule IV hereto and at
shall be, however, no recovery on this account.
the rates stipulated in column 2 thereof against each such
15. Hill and Fuel Allowance place, subject to minimum and maximum amounts as set
out in column 3 thereof against each such place.
(a) The Hill and Fuel Allowance shall be payable as
per the following revised rates: 17. Voluntary Cessation of Employment by the Employee
The earlier provisions relating to the voluntary cessation
(i) At places situated at a 18% of pay
of employment by the employee in the earlier settlements
height of 3000 metres and Max. Rs. 450/-
shall stand substituted by the following:
above
a) When an employee absents himself from work for a
(ii) At places situated at a 8% of pay
period of 90 or more consecutive days, without
height of and over 1500 Max. Rs. 150/-
submitting any application for leave or for its extension
metres but below 3000
or without any leave to his credit or beyond the period
metres
 15 16
of leave sanctioned originally/subsequently or when the notice or gives an explanation for his absence
there is a satisfactory evidence that he has taken up within the said period of 30 days satisfying the
employment in India or when the management is management that he has not taken up another
reasonably satisfied that he has no intention of joining employment or avocation and that he has no intention
duties, the. management may at any time thereafter of not joining duties, the employee will be deemed to
give a notice to the employee at his last known have voluntarily retired from the bank’s service on
address calling upon him to report for duty within 30 the expiry of the said notice. In the event of the
days of the date of the notice, stating inter alia the employee submitting a satisfactory reply, he shall be
grounds for coming to the conclusion that the permitted to report for duty thereafter within 30 days
employee has no intention of joining duties and from the date of the expiry of the aforesaid notice
furnishing necessary evidence, where available. without prejudice to the bank’s right to take any action
Unless the employee reports for duty within 30 days under the law or rules of service.
of the notice or gives an explanation for his absence c) If an employee again absents himself within a period
within the said period of 30 days satisfying the of 30 days without submitting any application after
management that he has not taken up another reporting for duty in response to the notice given after
employment or avocation and that he has no intention 90 days or 150 days absence, as the case may be,
of not joining duties, the employee will be deemed to the second notice shall be given after 30 days of such
have voluntarily retired from the bank’s service on absence giving him 30 days time to report. If he reports
the expiry of the said notice. In the event of the in response to the second notice, but absents himself
employee submitting a satisfactory reply, he shall be a third time from duty within a period of 30 days
permitted to report for duty thereafter within 30 days without application, his name shall be struck off from
from the date of the expiry of the aforesaid notice the establishment after 30 days of such absence
without prejudice to the bank’s right to take any action under intimation to him-by registered post deeming
under the law or rules of service. that he has voluntarily vacated his appointment.
b) When an employee goes abroad and absents himself 8. Part-time Employees
for a period of 150 or more consecutive days without
submitting any application for leave, or for its extension The codified service conditions of part-time employees
or without any leave to his credit or beyond the period with such modifications as are considered necessary are
of leave sanctioned originally/subsequently or when as follows:
there is a satisfactory evidence that he has taken up 1. Clerical Staff
employment outside India or when the management
is reasonably satisfied that he has no intention of One third of the scale wages and one third of the annual
joining duties, the management may at any time increments, payable to full time employees where the total
thereafter give a notice to the employee at his last working hours do not exceed 12 hours per week.
known address calling upon him to report for duty Subordinate Staff
within 30 days of the date of the notice, stating, inter
If their normal total working hours per week are:
alia the grounds for coming to the conclusion that
the employee has no intention of joining duties and Up to 3 hours : at bank’s discretion with a
furnishing necessary evidence, where available. minimum of Rs. 60/-p.m.
Unless the employee reports for duty witin 30 days of
 17 18
More than 3 hours but : at bank’s discretion but (c) Permanent part-time employees drawing scale
less than 6 hours with a minimum of wages in banks other than in State Bank of India
Rs. 175/-p.m. will be eligible for Gratuity. Those in State Bank of
India, will however be eligible for Gratuity or Pension
6 hours to 13 hours : One third of the scale as per rules.
wages with proportionate
annual increment. (d) Permanent part-time employees drawing scale
wages shall be eligible for leave fare concession
More than 13 hours to : One half of the scale and leave encashment on pro-rata basis with effect
19 hours wages with proportionate from 1.4.1989.
annual increment.
3. Conversion to Full Time
More than 19 hours to : Three fourth of the scale For fitment of part-time employees consequent on their
29 hours wages with proportionate appointment on full time basis the pro-rata increments
annual increment. earned by them in the course of their part-time service
shall be converted (notionally and only for the purposes
Beyond 29 hours : Full scale wages of fitment) into full increments and their salary fitted from
the date of their appointment as full time employees after
Explanation: taking into account such notionally added increments, the
fraction of an increment, if any, being granted to them by
‘Scale wages’ shall mean basic pay, city compensatory advancing the date of their next increment suitably. The
allowance (as per Clause 6), if any, special/house rent/
advanced date of the increment, will in such cases, become
other allowance, if any, and dearness allowance payable
the date of their annual increment in future years.
under this Settlement to full time workmen.
When wages of part-time employees are refixed from 1/3
2. Part-time employees not drawing scale wages shall be to 1/2 or 3/4 or from 1/2 to 3/4 in the wage scales, the
eligible for only fixed monthly payment made to them by pro-rata increments earned by them in the course of their
the bank. Other part-time employees drawing scale wages service in the lower proportionate wage scale shall be
shall get only such benefits as are specifically provided taken into account for the purpose of fitment in the higher
hereunder: proportionate wage scale together with the benefit of
advancing the date of increment where the fraction of
(a) Permanent part-time employees drawing scale increment is involved as in the case of their absorption
wages are eligible for leave, medical aid and as full time employees.
uniforms.
4. Subject to the bank’s recruitment rules, preference will
(b) Permanent part-time employees drawing scale be given to permanent part-time employees drawing scale
wages are eligible for Provident Fund with effect wages in filling up full time vacancies in the same cadre,
from 1.9.1978. other things being equal.
 19 20
19. Provident Fund 23. Other Issues
The rates of Provident Fund contribution shall be revised (a) The residual issues of both the parties shall be
as under: mutually discussed and settled within a period of
six months from the date of this Settlement.
1) 10% of 80% of pay from 1.11.1987 to 31.12.1988.
(b) In respect of the items covered in this Settlement, if
2) 10%of 90%of pay from 1.1.1989 to 31.12.1989. there are any agreements/understandings/
3) 10% of full pay from 1.1.1990 onwards. arrangements for better in any bank the same shall
continue unless and until revised.
20. Gratuity
24. ‘B’ Class Banks
The existing Gratuity Schemes of the banks shall be
The revision of wages and other service conditions of the
modified to the extent that service rendered beyond the
workmen in ‘B’ Class Banks shall be completed through
complete years of service shall also be reckoned for
negotiations between the parties within a period of two
gratuity purposes if it is 6 months and more, but less than
months from the signing of this Settlement.
1 year.
25. Special Provision for State Bank of India
21. Payment of Overtime
In supersession of .Clause XXI of Bipartite Settlement dated
The overtime paid to the employees for the overtime work 17th September, 1984, special compensatory provisions
performed uptill 31st March, 1989 shall not be recalculated in respect of State Bank of India may be reviewed and
on account of this Settlement. settled at bank level.
22. General Provisions 26. Special Provision for Bank of India
(a) Improvement in Customer Service The employees in the Bank of India who were in the service
of the Bank on 1st January, 1970 and were drawing a
Both the managements and the unions appreciate
“Personal Allowance” will continue to draw the “Personal
the need to improve the customer service and the
Allowance” payable to them in terms of the Settlement
working of the offices of the banks. To achieve this,
dated 12th October, 1970 subject to that allowance being
both sides agree to maintain cordial industrial
consolidated as per the Scheme of the present Settlement
relations. The unions also appeal to the employees
in respect of Special Allowances.
to render full day’s work and extend courteous and
prompt customer service. 27. Date of Effect and Operation
(b) Business Hours (1) This Settlement unless provided otherwise shall
come into force with retrospective effect from 1st
The unions agree that any change in the business November, 1987 and shall be binding on the parties
hours is management’s prerogative. for five years from 1st November, 1987. Six months
(c) Security Staff before the Settlement expires, the unions may
submit their charter of demands to the IBA. The
Armed Guards and Watchmen shall be exempted negotiations will commence before the last 3
by the Unions from participating in strike/work months of the expiry of the Settlement.
stoppage.
 21 22
(2) The terms and conditions hereof shall continue to For Indian Banks Association
govern and bind the parties even thereafter until Sd/-
the Settlement is terminated by either party giving (S/Shri)
to the other a statutory notice as prescribed in law R. Srinivasan
for the time being in force.
A. V. Rajagopalan
(3) The AIBEA and the NCBE on behalf of the workmen
agree that during the operation of this Settlement R. R. Kothare
the workmen will not raise any demand of any nature S. A. Farooqi
whatsoever on any of the banks in respect of
Ramesh Mishra
matters covered by this Memorandum of Settlement.
G. Chandran
(4) Copies of the Memorandum of Settlement will be
jointly forwarded by the parties to the authorities C. Krishnamurthi
listed in Rule 56 of the Industrial Disputes (Central) A. K. Bakhshy
Rules, 1957 so that terms and conditions thereof
For All India Bank For National Confederation
are binding on the parties as provided in law.
Employees Association of Bank Employees
28. Interpretation Sd/- Sd/-
(S/Shri) (S/Shri)
If there is any difference of opinion regarding
interpretation of any of the provision of this Settlement D. P. Chadha O. P. Gupta
the matter will be taken up only at the level of the Indian P. S. Sundaresan S. N. Duber
Banks’ Association , and the All India Bank Employees
Tarakeshwar Chakraborti M. R. Awasthi
Association and the • National Confederation of Bank
Employees for discussion and settlement. N. Sampath M. Rajagopal

29. (a) This settlement is entered into between the parties P. N. Tewari P. Balagopala Menon
concerned taking due note of the various R. D. Trivedi
proceedings in relation to this settlement filed and
Witness:
pending as on date in various Courts in the country
Sd/-
including those in the Hon’ble Calcutta High Court,
(S/Shri)
Nagpur Bench of Hon’ble Bombay High Court, in
the High Court of Judicature at Allahabad, Lucknow Surinder Mohan Sushil Ghosh M. M. Pednekar
Bench and the Learned District Judge, Alipore, 24 N. Krishnamurthy P. L. Syal Y. K. Arora
Parganas, Calcutta.
cc to : 1. Asst. Labour Commissioner (Central)
(b) This Settlement is subject to and will abide by the
2. Regional Labour Commissioner (Central)
result of the said proceedings and the orders if any
which may be passed therein. 3. Chief Labour Commissioner (Central) New Delhi
4. The Secretary to the Government of India Ministry
of Labour, New Delhi.
 23 24
LIST OF BANKS SCHEDULE I 40. State Bank of Bikaner & Jaipur
1. Algemene Bank Nederland N. V. 41. State Bank of Hyderabad
2. Allahabad Bank 42. State Bank of India
3. American Express Bank Ltd., 43. State Bank of Indore
4. Andhra Bank 44. State Bank of Mysore
5. Bank of America NT & SA 45. State Bank of Patiala
6. Bank of Baroda 46. State Bank of Saurashtra
7. Bank of India 47. State Bank of Travancore
8. Bank of Maharashtra 48. Syndicate Bank
9. The Bank of Rajasthan Ltd., 49. Union Bank of India
10. The Bank of Tokyo Ltd., 50. United Bank of India
11. Banque Nationals De Paris 51. UCO Bank
12. Bareilly Corporation Bank Ltd., 52. United Industrial Bank Ltd.,
13. The Benares State Bank Ltd., 53. Vijaya Bank
14. Bharat Overseas Bank Ltd., 54. The Vysya Bank Ltd.,
15. The British Bank of the Middle East SCHEDULE ll-A
16. Canara Bank
17. Central Bank of India SPECIAL ALLOWANCES
18. Citibank N. A. For Clerical Staff
19. Corporation Bank
20. Dena Bank Amount of Amount
21. The Federal Bank Ltd., Special Ranking
22. Grindlays Bank p.l.c. Allowance for P. F.
23. The Hongkong & Shanghai Banking Corporation Rs. Rs.
24. Indian Bank 1. Telephone Operator 58 52
25. Indian Overseas Bank 2. Relieving Telephone Operator 30 27
26. The Jammu & Kashmir Bank Ltd., 3. Audit Clerk - Category ‘A’ 98 89
27. Karnataka Bank Ltd., Category ‘B' 185 167
28. The Karur Vysya Bank Ltd., 4. Comptist 115 104
29. The Laksmi Vilas Bank Ltd., 5. Telex Operator 145 130
30. The Mitsui Bank Ltd., 6. Teller 189 170
31. The Nedungadi Bank Ltd., 7. Punch Card Operator/Data
32. New Bank of India Entry Operator 161 145
33. Oriental Bank of Commerce 8. Accounting Machine Operator 248 224
34. Punjab National Bank 9. IBM/ICT Machine Operator 282 254
35. Punjab & Sind Bank 10. Stenographer 282 254
36 The Sangli Bank Ltd. 11. Head Clerk 282 254
37. Sonali Bank 12. Assistant Head Cashier-
38. The South Indian Bank Ltd., Units of 5 clerks and above 178 160
39. Standard Chartered Bank Units of 4 clerks and below 125 114
 25 26
13. Cashier - in - charge 189 170 3) Those who have passed Both Parts of CAIB/CAIIB -
of Cash in Pay Office Rs. 69/- p.m. after they complete 1 year
or Branch Rs. 138/- p.m. after they complete 2 years
Rs. 207/- p.m. after they complete 3 years
14. Head Cashier-
4) Those who are graduates/NDC and have passed Part I
Category ‘A’
of CAIB/CAIIB -
Units of 5 Clerks and above 248 224 Rs. 65/- p.m. after they complete 1 year
Units of 4 clerks and below 189 170 Rs. 130/- p.m. after they complete 2 years
15. Head Cashier -Category ‘B’ Rs. 199/- p.m. after they complete 3 years
Units of 5 clerks and above 282 254 5) Those who are graduates/NDC and have passed Both
Units of 4 clerks and below 224 202 Parts of CAIB/CAIIB -
Rs. 65/- p.m. after they complete 1 year
16. Head Cashier- 316 286 Rs. 130/-p.m after they complete 2 years
Category ‘C’ Rs. l99/-p.m. after they complete 3 years
17. Head Cashier- 350 316 Rs. 268/- p.m. after they complete 4 years
Rs. 337/- p.m. after they complete 5 years
Category ‘D’
Note: (a) Those who draw Graduation Allowance in lieu of
18. Head Cashier- 489 441
graduation increments, shall continue to draw the
Category ‘E' allowance after reaching the maximum in the
19. Special Assistant 524 473 scale. If they have passed Part I or Both Parts of
CAIIB they shall also be eligible for Professional
Qualification Allowance as given in (2) and (3)
20. Agricultural Assistant 139 125 above.

Graduation Allowance/Professional Qualification Allowance (b) Amounts ranking for Provident Fund shall be as
under:
For those workmen who hereafter reach or have already
Allowance Amount ranking for
reached 20th stage of the scale and have got increments in
Provident Fund
consideration of educational qualification(s), Graduation
Rs. Rs.
Allowance/ Professional Qualification Allowance shall be
65 58
payable as under:
69 62
1} Those who are graduates and/or NDC- 130 117
138 125
Rs. 65/- p.m. after they complete 1 year
199 179
Rs. 130/- p.m, after they complete 2 years 207 187
2) Those who have passed Part I of CAIB/CAIIB - 268 241
337 303
Rs. 69/- p.m. after they complete 1 year
 27 28
SCHEDULE II-B (b) A workman or his family member(s) will be
SPECIAL ALLOWANCES considered to have been hospitalised only if they
For Subordinate Staff are admitted as indoor patient(s) in the hospital in
respect of diseases/ accidents as mentioned above
Amount of
in sub-para (a). Medical expenses incurred for the
Special
Allowance hospitalisation will be reimbursed on the strength
of bills/vouchers to the extent of 90% in case of
1. Cyclostyle Machine Operator 49 himself and 60% in case of family members subject
2. Liftman 60 to limits prescribed hereunder.
3. Relieving Liftman 36 2. For the purpose of Medical Facilities.
4. Cash Peon 60
(i) The expression 'family’ of an employee shall mean
5. Watehman/Watchman-cum-Peon 60 the employee’s spouse, wholly dependent children
6. Armed Guard 101 and wholly dependent parents.
7. Bill Collector 101 (ii) The term ‘children’ shall include step children and
8. Daftary 119 legally adopted children but shall not include
married daughters including widowed daughters.
9. Head Peon 137
10. Air Conditioning Plant Helper 276 (iii) The term ‘parents’ shall include step mother wholly
dependent on the employee but shall not include
11. Electrician 276
step father.
12. Driver 312
(iv) The term ‘wholly dependent child/parent’ shall mean
13. Head Messenger in Indian Overseas Bank 233 such relative having a monthly income not
exceeding Rs. 500/- p.m. If the income of one of
SCHEDULE III the parents exceeds Rs. 500/- p.m. or the aggregate
income of both the parents exceeds Rs. 500/- p m
Guidelines for Reimbursement of
Hospitalisation Expenses both the parents shall not be considered as wholly
dependent on the employee.
1. Hospitalisation expenses will be reimbursed to Award Staff
in the bank to the extent of 90 per cent in case of self and (v) A married female employee may include her natural
60 percent in case of members of family subject to the parents or parents-in-law under the definition of
procedure for reimbursement of hospitalisation expenses family-but not both — provided that the parents/
as enumerated hereunder: parents-in-law are ordinarily residing with and wholly
(a) Hospitalisation charges to the extent stated above dependent on her.
will be reimbursed in case of all ailments and major 3. The reimbursement of hospitalisation expenses will be
accidents which require hospitalisation. restricted to the following charges:
 29 30
60% of amount 90% of amount 3.6 Physician’s and Consultant’s fees per visit:
actually incurred or actually incurred or
the amount men- the amount men- Visit at the Chamber
tioned below tioned below Major ‘A’ Class Cities
against each item against each item viz. Bombay, Delhi, Other Places
whichever is lower, whichever is lower,
Madras, Calcutta,
tor members of the for workman
Ahmedabad, Bangalore
family himself
and Hyderabad
3.1 (a) Hospital registration Rs. 20/- Rs.30/-
fees 60% of 90% 60% 90%
amount amount amount amount
(b) Surcharge/tax on Proportionate to the Proportionate to the actually actually actually actually
hospital bills extent of the Bill extent of the Bill incurred or incurred or incurred or incurred or
passed by the Bank passed by the Bank the amount the amount the amount the amount
as mentioned as mentioned as mentioned as mentioned
3.2 Charges for bed per day Rs. 30/- Rs. 40/- against each against each against each against each
(excluding charges for item whichever item, whichever item whichever item, whichever
board) is lower, for is lower, for is lower, for is lower, for
members of workman members of the workman
3.3 Diagnostic material As per Annexure I the family family himself himself
charges X-rays, hereto
pathological tests, ECG, First Rs. 60/- Rs. 80/- Rs. 40/- Rs. 60/-
etc. Consultation

3.4 Medicines/drugs, 60% or 90% as the Subsequent Rs. 30/- Rs. 40/- Rs. 20/- Rs. 30/-
injections, bandage and case may be of Consultation
dressing materials etc., actual expenses
except tonics incurred

3.5 Operation charges, etc. As per Annexure II

hereto
 31 32
Visit at Residence Visit made by Specialists at the Hospital
Special Visits
Major ‘A’ Class Cities
viz. Bombay, Delhi, Other Places Major ‘A’ Class Cities viz.
Madras, Calcutta, Bombay, Delhi, Calcutta, Other Places
Ahmedabad, Bangalore Madras, Ahmedabad,
Bangalore and Hyderabad
and Hyderabad
60% of 90% 60% 90%
60% of 90% 60% 90%
amount amount amount amount
amount amount amount amount actually actually actually actually
actually actually actually actually incurred or incurred or incurred or incurred or
incurred or incurred or incurred or incurred or the amount the amount the amount the amount
the amount the amount the amount the amount as mentioned as mentioned as mentioned as mentioned
as mentioned as mentioned as mentioned as mentioned against each against each against each against each
against each against each against each against each item whichever item, whichever item whichever item, whichever
item whichever item, whichever item whichever item, whichever is lower, for is lower, for is lower, for is lower, for
is lower, for is lower, for is lower, for is lower, for members of workman members of the workman
members of workman members of the workman the family himself family himself
the family family himself
During the Rs.25/- Rs. 40/- Rs. 20/- Rs. 25/-
In case of Rs. 55/- Rs. 100/- Rs. 40/- Rs. 75/- day time per visit per visit
emergency
leading to During night Rs. 40/- Rs. 60/- Rs. 25/- Rs. 40/-
hospitalisation time per visit per visit

Second Rs. 45/- Rs. 90/- Rs. 30/- Rs. 60 Routine visits Rs. 20/- Rs. 25/- Rs. 20/- Rs. 25/-
Consultation per visit per visit
4. The workmen or members of their families, as the case
Subsequent Rs. 30/- Rs. 60/- Rs. 20/- Rs. 40/- may be, will secure admission to the lowest paying beds in a
consultations Government/Municipal hospital or any ‘private’ hospital (i.e.
hospitals under the management of a trust, charitable institution
or a religious mission). The reimbursement will be restricted to
90% or 60% as the case may be, of the charges applicable to
the lowest paying beds in such hospitals according to the
hospital rules or the maximum amounts mentioned above
whichever is lower.
5. Normally, the workman and members of his family should
avail services of hospital as mentioned in para 4 above.
However, if he feels, that it is un-avoidable to seek service of a
 33 34
private nursing home/hospital, he can do so in one of the 10. Banks will have discretion to refuse payment of bills in
hospitals/ nursing homes, approved by the bank. cases where they are not satisfied about the genuineness of
Reimbursement in such cases will, however, be restricted to the bills.
the extent of the amount which would have been reimbursable 11. Ambulance Charges
in case of admission to a public or private hospital as
Ambulance Charges for removing the workman or his
mentioned in para 4 above. family members from residence to the hospital/nursing home,
6. Medical expenses incurred within 30 days of pre and or from hospital/nursing home to residence on discharge or
from one hospital to another hospital may be reimbursed in
post hospitalisation period on medical advice on account of
full.
the ailment/disease for which the person was hospitalised will
12. Medical Aid and Expenses Scheme
be considered as hospitalisation expenses for the
reimbursement purpose. Medical Expenses incurred in respect of the following
diseases which need domiciliary treatment as may be certified
7. The charges for a special nurse will be reimbursed at by the recognised hospital authorities and bank’s medical
90% or 60% as the case may be, of the actual amount incurred officer shall be deemed as hospitalisation expenses and
subject to a maximum limit of Rs. 100/- per shift at Bombay, reimbursed to the extent of 90% in the case of a workman and
60% in the case of his family.
Delhi, Calcutta, Madras, Ahmedabad, Bangalore and
Hyderabad and Rs. 60/- per shift for other places when the Cancer, Tuberculosis, Paralysis, Cardiac Ailment, Tumour,
Smallpox, Pleuresy, Diptheria, Leprosy, Kidney ailment.
services of such special nurse are considered essential by
the medical superintendent of hospital/nursing home. 13. The medical aid and reimbursement for expenses under
the Hospitalisation Scheme under this Settlement will be also
8. Hospitalisation charges in connection with maternity will available for medical treatment under the recognised systems
not be reimbursable. However, the expenditure incurred by of medicine viz., Ayurvedic, Unani, Homeopathy and
an employee in cases involving operative interference Naturopathy subject to the approval by the Authorised/
Approved Doctor of the Bank or as deemed fit by the bank.
because of complicated labour and caesarean operation and
subsequent hospitalisation thereto will be reimbursed under 14. Reimbursement of Hospitalisation Expenses incurred on
the hospitalisation scheme to the extent of expenditure incurred Treatment Abroad.
in excess of normal maternity charges and consequent The procedure to be followed in respect of reimbursement of
hospitalisation thereto with effect from 1.4.1989, subject, expenses incurred by workmen and their families on treatment
abroad shall be as laid down in Annexure-lll hereto.
however, to 90% or 60% as the case may be, of the amount
actually incurred or the limits as per Annexure-ll hereto. Note: In respect of bills related to the period between
1.11.1987 and 31.3.1989 already paid or submitted
9. The purchase of drugs/medicines will be restricted to and pending for payment, the benefit of higher
approved chemists and arrangements will be made by banks percentage of reimbursement provided in this
wherever possible to make direct payments to the chemists. Settlement shall be extended as per the rates and
limits stipulated in the Fourth Bipartite Settlement.
 35 36
ANNEXURE-I 60% of the 90% of the
amount actually amount actually
Schedule for Reimbursement of Charges
incurred or as incurred or as
Incurred by Workman for Pathological etc. Investigations
mentioned mentioned
60% of the 90% of the below which- below whichever
amount actually amount actually ever is lower, for is lower, for
incurred or as incurred or as family members worman
mentioned mentioned himself
below which- below whichever Rs. Rs.
ever is lower, for is lower, for
Prothrombin Time 30 40
family members workman
Erythrocytes Sedimentation Rate 15 20
himself
Rs. Rs. (Westergren’s method)
Urine Examination Sedimentation Rate 30 40
Urine Routine 15 20 (Both Methods) E S R
Urine for Albumin 15 20 Blood Culture 35 55
Urine for 17 Ketosteroids 75 125 Slot Culture 35 55
Urine Culture 40 55 GCDP 30 45
Urine for Column Count Test 40 55
Sensitivity Test 55 75
Serologteal Tests on Blood
Urine for Acid Fast Bacilli 35 50
Rose Waller Test or R A Test 50 100
(T B Culture)
Widal Test plus Clot Culture of Weil- 35 50
Stool Examination Felix or Other Agglutination Test
Stool Routine (Stool) 15 20 Brucella Agglutination Test* 45 60
Cold Agglutination Test for Virus 45 60
Examination of Blood Pneumonia
Blood Count with Indices 25 35 C Reactive Proteins** 70 90
Blood Count without Indices 20 30 Paul Bunnel Test 45 70
R B C and Hb with Indices 20 25
Serum for R A Test 45 70
R B C and Hb without Indices 15 20
Total W B C and Differential 15 20
Count (TC/DC) Test for Blood Transfusion
Blood Smears for parasites 15 20 Coomb’s Test direct 50 75
(MP etc) (for coating antibodies)
Blood for Microfilaria 30 50 Coomb’s Test (for complete and
Platelet Count 25 35 incomplete indirect antibodies) 85 135
Bleeding and Coagulation Time 20 30 Blood Grouping and Rh Factor only 25 45
(BT CT) (not for rnatching) for Non-maternity Cases
Clot Retraction Time 20 30
 37 38
60% of the 90% of the 60% of the 90% of the
amount actually amount actually amount actually amount actually
incurred or as incurred or as incurred or as incurred or as
mentioned mentioned mentioned mentioned
below which- below whichever below which- below whichever
ever is lower, for is lower, for ever is lower, for is lower, for
family members worman family members worman
himself himself
Rs. Rs. Rs. Rs.
Blood Transfusion per Bottle and Serum Calcium (S. Ca) 30 40
Donor’s fees (including Pathologist’s 130 180
Serum Phosphorous (S.P) 30 40
attendance and cross-matching)
Serum Alkaline Phosphatase 30 40
Skin Tests
Tuberculin Test (Mantaux) 35 50 Serum Acid Phosphatase 40 65
T T or M T Serum Glutamic Oxalic Transaminase 50 80
Scraping for Fungus 15 20
(SG DT)
Skin Clipping & smear for leprosy 35 50
Nasal smear for leprosy 25 40 Serum Lipase 50 80
Bio-chemistry Serum Glutamic Pyruvic Transaminase 50 80
Blood Urea/Calcium/Phosphorus/ 35 50 (ST PT)
Phosphatase/Sodium/Potassium each
Serum Anylase 50 80
Blood Urea Nitrogen 35 50
Urea Clearance Test 65 90 CPK 180 260
Creatinine Clearance Test 65 90 Glucose 6 Phosphate Dehydrogenase 95 140
Serum Proteins or Plasma Proteins 35 50
Serum Lactic Dehydrogenase (LDH) 85 120
Serum Proteins Electro Phoresis 85 110
Blood for Fibrinogen 45 60 Serum Lactic Dehydrogenase with 105 155
Blood for Creatinine 35 50 Isoenzyme
Blood Uric Acid 35 50
SMA 12 - 2 (14 Blood Chemistry) 160 250
Blood Sugar Curve (Glucose 110 150
Tolerance Test) G T C or G T T
CO2 Combining Power of Plasma 50 70 Liver Function Tests
Blood Cholesterol 35 50
Thymol Turbidity Test 30 40
Blood Protein Bound Iodine 110 160
(PBI) Cephalin Cholesterol Floculation Test 30 40
Blood Chlorides (S Cl) 35 50 Vanden Berghn Reaction and Icterus 50 70
Serum Sodium (S. Na) 30 40
Index (Quantitative Bilirubin)
Serum Potassium (S K) 30 40
Serum Iron (S. Fe) 60 80
Serum Iron Studies 85 120
 39 40
60% of the 90% of the 60% of the 90% of the
amount actually amount actually amount actually amount actually
incurred or as incurred or as incurred or as incurred or as
mentioned mentioned mentioned mentioned
below which- below whichever below which- below whichever
ever is lower, for is lower, for ever is lower, for is lower, for
family members worman family members worman
himself himself
Rs. Rs. Rs. Rs.
Takata Ara Reaction 50 70 Sputum Examination
Sputum Routine 35 50
Bromsulphalein Excretion Test 60 85
Sputum for Acid Fast Bacilli only 35 50
(Excluding Injection charges)
(Sputum AF B)
* For indoor patients only
Sputum for Culture (Culture for TB) 40 55
** For Rheumatic disease to be
C S F for Diptheria 40 50
reimbursed for hospitalised patients
Culture for Diptheria 30 40

Conjunctival Swab
Gastric Analysis
Conjunctiva! Swab for Microscopic 35 50 Gastric Contents for Routine Analysis 70 100
and Culture Examination (Gastric Analysis or Fractional Test
Meal)
Smear Examination for Micro Organism 30 40
Sternal Marrow Routine Cytology 70 100
Routine Culture for Blood, Urine, 40 55 (Bone Marrow)
Faeces, Sputum, Throat Swab, Pus Basal Metabolic Rate (BMR) 70 100
and Other Exudates Lung Function Test 70 100
Fluids or Exudates for Malignant Cells 45 60 Histo pathology
— Small Specimen 40 60
Pleural and Pericardial and Ascitic — Medium sized Specimen 85 120
Fluids — Large Specimen 140 200

Pleural Fluid for Routine Examination 40 60

Charges for X-rays
Pleural Fluid for Cultural Pericardia! 40 60 Charges per Plate/film 30 50
and Ascitic Fluids
 41 42
60% of the 90% of the 60% of the 90% of the
amount actually amount actually amount actually amount actually
incurred or as incurred or as incurred or as incurred or as
mentioned mentioned mentioned mentioned
below which- below whichever below which- below whichever
ever is lower, for is lower, for ever is lower, for is lower, for
family members worman family members worman
himself himself
Rs. Rs. Rs. Rs.
Barium Studies First Plate 40 60 sole discretion of the Bank.

Second and Third Plate (per plate) 30 45

C T SCAN
Subsequent Plate (per plate) 20 35 Brain/Head 225 375
Liver/Abdomen 180 300
Dental X-ray per Plate 15 20
Combined Thyroid scan with 90 150
Iodine uptake
Ultra Sonography and Thyroid uptake 30 50
Echocardiography Thyroid 50 85
Echoencephalography (ECHO) 100 165
Electro Cardiogram (E C G) 45 60
Electroencephalography (EEGy
Indual Test 50 70 Electromyography (EMG)
U C G (Phono-cardiography, Telemetry) 250 350
Rl
C, Cardiac Ex Test Stress Test) T3 60 100
Echo Cardiography 180 300 T4 60 100
TSH, LH, FSH, Prolactin 75 125
Cardio Version 180 260
(for each test)
Ultra Sonography 110 150 Testosterone 90 150
Parathyroid 90 150
US Guided Biopsy 150 200
Estrogen (Total) 90 150
US Follicular study 60 100 ACTH 90 150
HBsAg by RIA or EIA 110 175
Psychiatry Test
For Surgical investigation &
ECT 50 70 Treatment of Cancer
CO2 30 40 Scopies and Biopsies 240 400
Chemotherapy 180 300
Psychology Testing . 50 70
For Ihe following tests, etc. at the
ANNEXURE — ///
 ANNEXURE II
Operation Charges
Special Operation Major Operation Minor Operation

60% of the 90% of the 60% of the 90% of the 60% of the 90% of the
amounl actually amounl actually amounl actually amounl actually amounl actually amounl actually
incurred or the incurred or the incurred or the incurred or the incurred or the incurred or the
amounl as amounl as amounl as amounl as amounl as amounl as
mentioned mentioned mentioned mentioned mentioned mentioned
against each item against each item against each item against each item against each item against each item
whichever is whichever is whichever is whichever is whichever is whichever is
lower, for lower, for lower, for lower, for lower, for lower, for
members of the workmans himself members of the workmans himself members of the workmans himself
family family family
Rs. Rs. Rs. Rs. Rs. Rs.
(a) Operation Theatre 300/- 400/- 200/- 300/- 100/- 125/-
charges
43

(b) Anaesthetist’s Charges 275/- 350/- 150/- 250/- 75/- 100/-

(c) Surgeon’s Fees for 2250/- 3500/- 1250/- 2250/- 750/- 1000/-
Operation (including
Fees for Assistants)
(d) Expenses for dialysis, blood transfusion, Heart valve replacement, Angiography and pace-maker may be reimbursed at the rate of 60% for
family members and 90% for workman himself at the sole discretion of the bank.
- indicative list of special, Major and Minor Operation is appended below:
Special Operations
Cardiac including By-Pass Surgery, Brain, Lung and Cancer Operations and Kidney Transplantation Operation.
Major Operations
Kidney Stone, Prostrate, Thyroid, Caesarian Delivery, Gestrarectomy, Hysterectomy, Fractures, Amputations, S.P.Nailing, Discoidectomy, Retina
Detachment, Liver & Gall Bladder, Plastic Surgery {not for beautification), Hernia subject to Bank’s discretion (Time taken approximately 1 to
3hours).
Minor Operations s
D&C, Fissure, Circumcision, Small Hydrocele, Dilation, Vasectomy, Abscess, Bilat, Hydrocele, Appendix, Tubectomy, Piles, Fistula, Cataract,
Minor Operations Eye, Nose and Ear. (Time taken approximately 60 minutes or less).

6.
5.
4.
3.
2.
1.

(i)
(ii)
claim.
will not be allowed.

not be reimbursed.
the Government of India.
44

permissible to private citizens.

Cadaver Kidney Transplant;

the Workmen for Treatment Abroad
Scheme of Reimbursement of Expenses incurred by

on medical advice obtained in the manner indicated below,

Old operated by-pass surgery cases (in which the

for which treatment in India is not yet widely established:
The following ailments have been identified as ailments
directors being satisfied about reasonableness of the
reimbursement .may be allowed subject to the board of
be availed of by the eligible workmen. In such cases,
inadequate. The services provided by these hospitals may
of which treatment facility in ordinary hospitals are still
generally received for treatment abroad and in. respect
facility for specialists treatment for which requests are
Hospitals and clinics indicated in paragraph 9 below have
the purpose of treatment abroad to the same extent as is
Foreign exchange may be released to the workmen for
for travel abroad in connection with such treatment will
The reimbursement of expenses incurred on air passage
recognised by the Director General of Health Services of
in a government hospital or a nursing home specially
been incurred had such treatment been received in India
hereinafter and limited to the expenditure that would have
directors of the bank subject to conditions laid down
reimbursement may be authorised by the board of
choose to go on their own for treatment abroad,
to be widely established in the country, where workmen
In exceptional cases necessitating treatment of a kind yet
workmen and their family members on treatment abroad
As a rule, reimbursement of expenses incurred by
 45 46
initial operation was done abroad) needing (v) Bombay Hospital, Bombay.
revascularization;
(vi) Kasturba Hospital, Bhopal
(iii) Bone marrow transplant; (vii) Sree Chitra Tirunal Institute of Medical Sciences
(iv) Operative correction for high myopia cases; and and Technology, Trivandrum.

(v) Complex cyanote - Heart - Lesion and newly born (b) Kidney Transplant:
infants suffering from heart diseases. (i) Christain Medical College & Hospital, Vellore.
7. Reserve Bank of India (RBI) will constitute Medical Boards (ii) All India Institute of Medical Sciences, New Delhi.
at Bombay, Delhi, Calcutta and Madras and at such other
(iii) Post Graduate Institute, Chandigarh.
centres as may be considered necessary for the purpose
of recommending whether an employee would be covered (iv) Jaslok Hospital, Bombay.
under this Scheme. The annual cost incurred on meeting
(c) Blood Cancer:
of the Board by way of sitting fees, etc., shall be shared
on an annual basis by such of the banks which avail of (i) Tata Memorial Hospital, Bombay,
the services of the Medical Boards of examining cases of (ii) Cancer Institute, Adyar, Madras.
their workmen needing treatment abroad, in a manner as
may be decided by the Reserve Bank of India. The Medical (d) Complicated Heart Surgery Cases :
Board should make a specific recommendation and also (i) Southern Railway Hospital, Perambur, Madras.
give reasons for recommending treatment abroad. The
Medical Board will submit its report to RBI, which in turn, (ii) Christian Medical College & Hospital, Vellore.
could pass it on to the concerned bank. (iii) K.E.M. Hospital, Bombay.
8. For the purposes of reimbursement, as envisaged in the. (iv) All India Institute of Medical Sciences, New Delhi.
scheme, the schedule of charges as applicable for private
ward treatment at the All India Institute of Medical (v) Bombay Hospital, Bombay.
Sciences, New Delhi, enforced from time to time, should (vi) G. B. Pant Hospital, Delhi.
be adopted.
(vii) Sree Chitra Tirunal Institute of Medical Sciences
9. The following institutions have been identified as having and Technology, Trivandrum.
facilities for specialised treatment:
(viii) Post Graduate Institute, Chandigarh.
(a) Bypass Coronary Surgery: (ix) S.S.K.M. Hospital,Calcutta.
(i) Southern Railways Headquarters Hospital, (x) Samaritan Hospital, Alwaye (Kerala).
Perambur, Madras.
(xi) Kasturba Hospital, Bhopal (BHEL).
(ii) Christian Medical College and Hospital, Vellore.
(xii) N. M. Wadia Institute of Cardiology, Pune.
(iii) K.E.M. Hospital, Bombay.
SCHEDULE IV
(iv) Jaslok Hospital, Bombay,
 47 48
SPECIAL AREA ALLOWANCE Column 1 Column 2 Column 3

Column 1 Column 2 Column 3 Allowances Minimum Maximum

as Percen- Rs. per Rs. per
Allowances Minimum Maximum tage of basic mensem mensem
as Percen- Rs. per Rs. per pay
tage of basic mensem mensem
pay introduced
7. Other areas in 6 35 75
I. Area where the limits Doda Dist. which
have been revised have been declared
as backward areas
1. Baramula & 6 50 140 as per J & K State
Rupwera Dist. of Government SRS.
J&K No. 394 dt 5.9.1981
recast vide SRS.
2. Mizoram 12 125 225 No. 272dt.3.7.1982
8. Assam 6 25 70
3. Nagaland 12 100 300
9. Meghalaya 6 25 70
4. Andaman & 10. Tripura 6 50 100
Nicobar Islands
11. Manipur 6 50 100
(a) South 12 100 225 12. Arunachal Pradesh
Andaman (a) For 12 125 335
employees
(b) North & 12 100 260 posted in
Middle the remoter
Andaman region (as
specified in
(c) Little 12 100 300 M/O External
Andaman & Affairs letter
Narcondum No. 23/67/
Islands NI/62
dt. 6.6.63)
5. Sikkim 12 100 300 Districts
(b) For 12 110 300
6. Lakshadweep 12 150 300 employees
Islands posted in
II. Area where special other regions
allowance is additionally III. Areas where the limits
remain unchanged
 49 50
Column 1 Column 2 Column 3 Column 1 Column 2 Column 3

Allowances Minimum Maximum Allowances Minimum Maximum

as Percen- Rs. per Rs. per as Percen- Rs. per Rs. per
tage of basic mensem mensem tage of basic mensem mensem
pay pay
Poddar in
JAMMU AND KASHMIR 6 50 100 Kishtwar
Tehsil
1 . Kathua District (b) Niabat
(a) Niabat Bani Nowgam in
Kishtwar
(b) Lohi Tehsil
(c) Malhar 4. Leh District 6 75 150
(d) Machhodi (a) Zanskar
(b) Noyama
2. Udhampur District 6 50 100 (c) Nobra
(d) Other places
(a) Dudu
in the district
Bansant-garh
5. Poonch and Rajouri 6 50 100
(b) Lender districts area in Poonch
Bhamag and Rajouri districts
illaga excluding the towns of
(c) Thakrakote Poonch and Rajouri and
(d) Nagote Sunderbani and other
Urban areas in the two
(e) Tehsil districts.
Mahere 6. Areas not included in (1) 6 50 100
(i) For areas up to (5) above but which are
to Gool from within the distance of 8
Kamban side kms. from the line of
and areas up actual control or at places
to Arnas which may be declared as
fromKeasi qualifying for border
side allowance from time to
(ii) For the rest time by the State
of the areas Government for their own
staff
3. Doda District 6 50 100 HIMACHAL PRADESH
(a) Illaquas of 1. (a) Panji Sub-division 6 75 150
 51 52
Column 1 Column 2 Column 3 Column 1 Column 2 Column 3

Allowances Minimum Maximum Allowances Minimum Maximum

as Percen- Rs. per Rs. per as Percen- Rs. per Rs. per
tage of basic mensem mensem tage of basic mensem mensem
pay pay

of Chamba district Tehsil of Mandi

(b) Bhamnour Tehsil of district
Chamba district (c) Mangal Panchayat
(c) Lahaul and Spiti area of Solan
district district
(d) Kinnaur district (d) Other Seraj and
(e) Dadra - Kawar area Malana Panchayat
of Rehru Tehsil, area of Kulu district
Parganas of 3. (a) Janjehli Block of 6 50 100
Pandrabis and Chachiot Tehsil of
Atharabis Gram Mandi district
Panchayats of (b) Chopal Tehsil of
Munish, Darkali and Simla district
Kashapat of (c) Trans - Giri Tract of
Rampur Tehsil of Sirmour district
Simla district . (d) Churah Tehsil of
(f) Pargana of Chamba district
Pandrabis of Kulu (e) Kunr Panchayat
district and Belaj Pargana
(g) Chhota Bhangal of Chamba Tehsil
and Bara Bhangal of Chamba district
area of Palampur 4. Manali - Ujhi area Parvati 6 50 100
sub-division of and Lagg Valley and
Kangra district Banjar Block of Kulu district
2. (a) Gram Panchayat 6 50 100 UTTAR PRADESH
Deothi (Taklech (1) Dharchula, Musiyari, 6 50 100
areas) and Par- Joshimath and Bhatwari
ganas Chhaibis, Development Blocks and
Naubis, Sarabhan other areas of border
and Barabis of districts of Uttarkashi,
Rampur Tehsil of Chamoli and Pithoragarh
Simla District including the district
(b) Chhuhar Valley of headquarters of Uttarkashi only.
Joginder nagar
ANNEXURE —A
 53 54
Workmen 2. Shri K. K. Mundul
MEMORANDUM OF SETTLEMENT dated 1989 between the 3. Shri P. S. Sundaresan
Managements of 54 ‘A’ Class Banks as represented by
the Indian Banks’ Association and their workmen as 4. Shri P. L. Syal
represented by the All India Bank Employees Association 5. Shri Tarakeswar Chakraborti
and the National Confederation of Bank Employees. 6. Shri N. Sampath
7. Shri Sushit Ghosh
(Under Section 2(p) and Section 18(1) of the Industrial Disputes
Act, 1947 read with Rule 58 of the Industrial Disputes (Central) 8. Shri Rajinder Sayal
Rules 1957). 9. Shri P. N. Tewari
10. Shri R. D. Trivedi
Name of the Parties 54 Banks which are on date ‘A’ Class
Banks and listed in Schedule I to this 11. Shri Sudesh Kumar
Memorandum of Settlement 12. Shri CH Easwar Rao
and their workmen. 13. Shri S. D. Dhopeshwarkar
14. Shri T. B. Rai
Representing the 1) Shri R. Srinivasan
All India Bank Employees
Employers 2) Shri K. Manmohan Shenoi
Association
(Member Banks) 3) Shri N. D. Prabhu
1. Shri O. P. Gupta
4) Shri V. D. Kulkami
2. Shri S. N. Duber
5) Shri C. R. Vaitheeswaran
3. Shri M. R. Awasthi
6) Shri J. N. Tandon
4. Shri P. Lakshminarasaiah
7) Shri A. V. Rajagopalan
5. Shri M. Rajagopal
8) Shri R. R. Kothare
6. Shri P. Balagopala Menon
9) Shri S. A. Farooqi
7. Shri Gurudas Chatterjee
10) Shri Ramesh Mishra
8. Shri M. M. Pednekar
11) Shri V. P. Menon
9. Shri Y. K. Arora
12) Shri G. Chandran
10. Shri S. P. Raman
13) Shri C. Krishnamurthi
11. Shri G. K. Awasthi
14) Smt. B. Das Gupta
12. Shri Balbir Singh Choudhry
15) Shri A. K. Bakhshy
National Confederation of
Duly authorised on behalf of the
Bank Employees
Indian Banks’ Association
SHORT RECITAL OF THE CASE
Representing the 1. Shri D. P. Chadha
 55 56
WHEREAS Clerical Staff
(a) The Indian Banks’ Association (IBA) on behalf of its 50 75 100 110
member banks named in ‘the Schedule I to the respective 900 - - 1000- - 1300- - 1700-
2 4 4 4
Settlements signed settlements with the All India Bank
Employees Association (AIBEA) and National Confederation 120 215 120
of Bank Employees (NCBE) (hereinafter jointly called the 2140- -2500- -2715- -2835
3 1 1
Unions) representing the workmen employees of the banks
mentioned in the said Schedule on 17th September, 1984 and (20 years)
5th January, 1987 and 29th March, 1987 regarding various
3 stagnation increments of Rs. 120/- each with 3 years
terms and conditions of their service. The Settlement dated
frequency.
17th September, 1984 was for a period of four years with effect
from 1 st July, 1983. Subordinate Staff
(b) The AIBEA and the NCBE submitted fresh charters of 20 25 30 35
demands for revision of wages and other service conditions 815 - - 835 - - 860 - - 980 - - 1120
1 1 4 4
on 26th May, 1987 and 21st May, 1987 respectively to the IBA
and requested for negotiations with them, with a view to arriving 40 50
at an amicable settlement. - 1360- - 1510
6 3
(c) The IBA also-raised with the Unions during negotiations
(20 years)
issues on behalf of the managements of the concerned banks,
to be discussed and settled with a view to improving 3 stagnation increments of Rs. 50/- each with 2 years
productivity, efficiency, customer service, discipline and frequency. Stage to stage fitment,
harmonious industrial relations. 2. DEARNESS ALLOWANCE
(d) The parties accordingly negotiated the said demands and Over 600 points, quarterly average, for each cycle of 4
issues on several occasions and reached an agreement in points rise or fall :-
respect of certain demands and issues.
(i) Subordinate Staff - 0.67%
(e) The Settlement incorporating the various terms of (ii) Clerical Staff
agreement reached as aforesaid was under preparation and it
is time consuming. 1st Slab - upto Rs. 1650/- - 0.67%

(f) It is found expedient to enter into a settlement 2nd Slab - above Rs. 1650/- - 0.55%
incorporating certain terms of agreement arrived at as upto Rs. 2835/-
aforesaid. 3rd Slab - above Rs. 2835/- - 0.33%
NOW, IT IS HEREBY AGREED AND DECLARED by and 3. CITY COMPENSATORY ALLOWANCE
between the parties hereto as under: CCA Area I - 6 1/2%, Clerks Min. Rs. 65/-
1. SCALES OF PAY Centres Max. Rs. 150/-
Subordinate Staff Max. Rs. 75/-
CCA Lower - 4%, Clerks Mm. Rs. 40/-
 57 58
Centres Max. Rs. 100/- and for clerks and cashiers shall be revised and
reviewed on their merits.
Subordinate Staff Max. Rs. 50/-
Special allowances of clerical and subordinate staff,
4. HOUSE RENT ALLOWANCE calculated at 600 points of Index at which level the
revised pay scales have been constructed shall be
Existing Area Classification to continue. treated as ‘Pay’ and rank for superannuation benefits,
H.R.A., C.C.A., Special allowances of clerical staff shall
Rates 12%, 10%, 8% and 6 1/2 %. not, however, rank for Dearness Allowance while those
of the subordinate staff will rank for DA as usual.
Ceilings Rs. 300/-, Rs. 250/-, Rs. 200/-, Rs. 155/- (Min.
Rs. 55/-) respectively. 7. GRADUATE SPECIAL ALLOWANCE
On and from 1.4.1989 new graduate recruits will start at
5. WASHING ALLOWANCE the first stage of clerical scale of pay and shall draw a
fixed Graduate Special Allowance of Rs. 130/- p.m. in lieu
The washing allowance to subordinate staff will be
of two advance increments. The special allowance of Rs.
increased to Rs. 25/- p.m. with effect from 1.1.1989. 130/-p.m. shall not rank for Dearness Allowance but shall
6. SPECIAL ALLOWANCE rank for such benefits as are applicable to other special
allowance payable for special allowance duties. Any
(i) Subordinate Staff employee who becomes a graduate on or after 1.4.1989
shall only draw special allowance of Rs. 130/- p.m. in lieu
(a) Merger at 600 points + D.A. thereon. of two advance increments. Existing graduates on
reaching the maximum of the clerical pay scale shall draw
(b) Cash peons shall be required to carry cash not the special allowance of Rs. 130/- p.m.
exceeding Rs. 2000/-.
It is clarified that existing graduates on reaching the
(c) Armed guards and watchmen shall be exempted maximum of the clerical pay scale shall draw the special
allowance as under :-
by the Unions from participating in strike/work
stoppage. — Rs. 65/- after they have completed one year
after reaching 20th stage of the scale.
(ii) Clerical Staff
— Rs. 130/- after they have completed two years
15% increase, except in the case of Graduates Special after reaching 20th stage of the scale.
Allowance where applicable with no ceiling on 8. HOSPITALISATION SCHEME
maximum. Special Allowances will not rank for The expenses incurred on hospitalisation for treatment
dearness allowance and will rank for Provident Fund of an illness will be reimbursed to the extent of 90% for
etc. in the same manner as hitherto. employees and 60% for the family members of the amount
incurred or the ceilings laid down whichever is lower. The
(iii) The duties for the special allowance carrying posts ceilings fixed for various hospitalisation charges and
diagnostic charges will be reviewed and revised.
 59 60
9. MEDICAL AID ii) The Unions will appeal to the employees to render
full day’s work and extend courteous and prompt
1) For workmen with service upto Rs. 380/- p.a.
customer service. Managements will ensure better
5 years till the completion of
industrial relations.
5th year.
14. OVERTIME
2) For workmen who have Rs. 530/- p.a.
completed 5 years service and No difference of arrears of overtime upto 31.3.1989 shall
above. be paid’because of revision of pay and allowances.
15. PERIOD
Effective from 1.1.1989
The Settlement will be effective from 1.11.1987, except
10. OTHER ALLOWANCES where stated otherwise, for a period of 5 years. Six months
The rates of other allowances shall be negotiated and before the Settlement expires, the Unions may submit their
revised. charter of demands to the IBA. The negotiations will
commence before the last 3 months of the expiry of the
11. PART-TIME EMPLOYEES Settlement.
The service conditions of part-time employees as 16. OTHER ISSUES
contained in the operative parts of the Awards and
a) The residual issues of both the parties shall be
Bipartite Settlements shall be brought together in the
mutually discussed and settled.
Settlement and will include leave fare concession and
leave encashment on pro-rata basis to permanent part- b) In respect of the items covered in this Settlement if
time employees drawing scale wages. there are any agreements/understandings/
arrangements for better in any bank the same will
12. PROVIDENT FUND continue unless and until revised.
Provident Fund contribution will be revised as under:- 17. MODERNISATION
1) 10% of 80% of pay from 1.11.1987 to 31.12.1988. IBA appealed to the Unions (AIBEA/NCBE) that with a view
to improve the competitiveness of banks in rendering
2} 10% of 90% of pay from 1.1.1989 to 31.12.1989. better customer service and pending consideration of this
3) 10% of full pay from 1.1.1990 onwards. matter in the next Settlement on Computerisation/
Mechanisation, the Unions should agree to the
13. PRODUCTIVITY AND CUSTOMER SERVICE modernisation of at least one branch per bank at a
The following is agreed in the interest of better customer metropolitan centre during the year 1989.
service: IBA pointed out to the Unions that in some banks there
are separate settlements/understandings on this issue.
i) Business Hours
Unions’ agreeing to the IBA’s request should not,
The Unions agree that any change in the business therefore, affect any such separate settlement/
hours is management’s prerogative. understanding in banks.
 61 62
Unions agree to modernisation of one branch per bank 23. INTERPRETATION
for the year 1989 at only one of the metropolitan centres If there is any difference of opinion regarding
in the country. For this purpose necessary amendments interpretation of any of the provisions of this Settlement
to the Settlement dated 29th March, 1987 shall be made the matter will be taken up only at the level of the Indian
within a period of one month from date. Banks’ Association and the All India Bank Employees
Association and the National Confederation of Bank
18. The terms and conditions of this Settlement which modify
Employees for discussion and settlement.
the existing relevant provisions to the extent mentioned
therein shall form part of the Settlement to be signed 24. (a) This Settlement is entered into between the parties
between the parties at a later date as aforesaid. concerned taking due note of the various proceedings
in relation to this settlement filed and pending as on
19. The provisions of this Settlement shall take effect and date in various courts in the country including those
the financial benefits emanating therefrom shall be given in the Hon’ble Calcutta High Court, Nagpur Bench of
effect to within a period of 90 days from date and it is Hon’ble Bombay High Court, in the High Court of
further solemnly agreed that in the meantime the parties Judicature at Allahabad, Lucknow Bench and the
shall enter into a settlement on all other demands and Learned District Judge, Alipore, 24 Parganas,
issues and also incorporate therein the modalities, details, Calcutta.
etc., within a period of 30 days from the date hereof to (b) This Settlement is subject to and will abide by the result
the intents and purposes. of the said proceedings and the orders if any which
may be passed therein.
20. ‘B’CLASS BANKS

The revision of wages and other service conditions of the For Indian Banks’ Association
workmen in ‘B’ class banks shall be completed through Sd/-
negotiations between the parties within a period of two (S/Shri)
months from date.
R. Srinivasan
21. The parties agree that the matters agreed to under this C. R. Vaitheeswaran
Settlement shall be binding on them in terms of Section
J. N. Tandon
18(1) of the Industrial Disputes Act, 1947, and that this
Settlement shall be filed with the appropriate statutory A. V. Rajagopalan
authorities as required by Rule 58 of the Industrial S. A. Farooqi
Disputes (Central) Rules, 1957.
R. R. Kothare
22. Copies of the Memorandum of Settlement will be jointly G. Chandran
forwarded by the parties to the authorities listed in Rule
A. K. Bakhshy
58 of the Industrial Disputes (Central) Rules, 1957 so
that terms and conditions thereof are binding on the
parties as provided in law.
 63 64
For All India Bank For National Confederation SCHEDULE I
Employees Association of Bank Employees LIST OF BANKS
Sd/- Sd/- 1. Algemene Bank Nederland N. V.
(S/Shri) (S/Shri) 2. Allahabad Bank
3. American Express Bank Ltd.,
D. P. Crudha O. P. Gupta
4. Andhra Bank
P. S. Sundaresan M. R. Awasthi
5. Bank of America NT & SA
Tarakeshswar Chakraborti M. Rajagopa!
6. Bank of Baroda
N. Sampath Gurudas Chatterjee
7. Bank of India
P. N. Tewari P. Balagopala Menon
8. Bank of Maharashtra
R. D. Trivedi M. M. Pednekar
9. The Bank of Rajasthan Ltd.,
10. The Bank of Tokyo Ltd.,
Witness:
Sd/- 11. Banque Nationale De Paris
(S/Shri) 12. Bareilly Corporation Bank Ltd.,
K, R. Nayak N. Krishnamurthy P. L. Syal 13. The Benares State Bank Ltd.,
Sushil Ghosh Y. K, Arora G. K. Awasthi 14. Bharat Overseas Bank Ltd.,
15. The British Bank of the Middle East
c.c. to : 1. Asst. Labour Commissioner (Central) 16. Canara Bank
2. Regional Labour Commissioner (Central) 17. Central Bank of India
3. Chief Labour Commissioner (Central) New Delhi 18. Citibank N. A.
4. The Secretary to the Government of India, Ministry 19. Corporation Bank
of Labour, New Delhi.
20. Dena Bank
21. The Federal Bank Ltd.,
22. Grindlays Bank p.l.c.
23. The Hongkong & Shanghai Banking Corporation
24. Indian Bank
25. Indian Overseas Bank
26. The Jammu & Kashmir Bank Ltd.,
 65 66
27. Karnataka Bank Ltd., MEMORANDUM OF SETTLEMENT dated 10th April, 1989
28. The Karur Vysya Bank Ltd., between the Managements of 54 ‘A’ Class Banks as
represented by the Indian Banks’ Association and their
29. The Lakshmi Vilas Bank Ltd., workmen as represented by the All India Bank Employees
30. The Mitsui Bank Ltd., Association and the National Confederation of Bank
Employees
31. The Nedungadi Bank Ltd.,
(Under Section 2(p) and Section 18(1) of the Industrial Disputes
32. New Bank of India Act, 1947 read with Rule 58 of the Industrial Disputes (Central)
33. Oriental Bank of Commerce Rules 1957).
34. Punjab National Bank
35. Punjab & Sind Bank Name of the Parties 54 ‘A’ Class Banks and listed in
Schedule I to this Memorandum of
36. The Sangli Bank Ltd.,
Settlement and their workmen.
37. Sonali Bank
38. The South Indian Bank Ltd., Representing the 1) Shri R. Srinivasan
39. Standard Chartered Bank Employers 2) Shri K. Manmohan Shenoi
40. State Bank of Bikaner & Jaipur (Member Banks) 3) Shri N. D. Prabhu
41. State Bank of Hyderabad 4) Shri V. D. Kulkarni
42. State Bank of India 5) Shri C. R. Vaitheeswaran
43. State Bank of Indore 6) Shri J. N. Tandon
44. State Bank of Mysore 7) Shri A. V. Rajagopalan
45. State Bank of Patiala 8) Shri R. R. Kothare
46. State Bank of Saurashtra 9) Shri S. A. Farooqi
47. State Bank of Travancore 10) Shri Ramesh Mishra
48. Syndicate b ank 11) Shri V. P. Menon
49. Union Bank of India 12) Shri G. Chandran
50. United Bank of India 13) Shri C. Krishnamurthi
51. UCO Bank 14) Smt. B. Das Gupta
52. United Industrial Bank Ltd., 15) Shri A. K. Bakhshy
53. Vijaya Bank Duly authorised on behalf of the
54. The Vysya Bank Ltd., Indian Banks’ Association
 67 68
Representing the 1. Shri D. P. Chadh SHORT RECITAL OF THE CASE
Workmen 2. Shri K. K. Mundul WHEREAS
3. Shri P. S. Sundaresan (a) The parties to this Settlement were parties to and signed
4. Shri P. L. Syal Memoranda of Settlement dated the 8th September, 1983
5. Shri Tarakeswar Chakraborti (First Bipartite Settlement on Computerisation and
Mechanisation) and the 29th March, 1987 (Second
6. Shri N. Sampath Bipartite Settlement on Computerisation and
7. Shri Sushit Ghosh Mechanisation).
8. Shri Rajinder Sayal (b) In paragraph 22 of the Second Bipartite Settlement on
9. Shri P. N. Tewari Computerisation and Mechanisation dated 29th March,
10. Shri R. D. Trivedi 1987, it was agreed that further extension of
Mechanisation/ Computerisation in the Industry will be
11. Shri Sudesh Kumar reviewed by the parties after expiry of a period of three
12. Shri CH Easwar Rao years from the 8th September, 1986 and a fresh
13. Shri S. D. Dhopeshwarkar agreement entered into within a period of six months
thereafter.
14. Shri T. B. Rai
(c) During the Wage Negotiations for Fifth Bipartite, the Indian
All India Bank Employees
Banks’ Association sought on an interim basis, certain
Association
provisions in regard to Mechanisation and
1. Shri O. P. Gupta Computerisation in the Banking Industry which were
2. Shri S. N. Duber considered of a very urgent nature, pending review at
3. Shri M. R. Awasthi the appropriate time in terms of the paragraph 22 of the
Second Bipartite Settlement of Computerisation/
4. Shri P. Lakshminarasaiah Mechanisation dated 29th March, 1987.
5. Shri M. Rajagopal
(d) The unions were not in favour of carrying out a Mid-term
6. Shri P. Balagopala Menon review and wanted the IBA to take up the issue only when
7. Shri Gurudas Chatterjee the second settlement of Computerisation/Mechanisation
8. Shri M. M. Pednekar expired.

9. Shri Y. K. Arora (e) Both the parties, after discussions, finally agreed that
keeping in view the urgency of the matter as well as the
10. Shri S. P. Raman
desirability to review the Settlement at the appropriate
11. Shri G. K. Awasthi time only an interim provision in this regard could be made
12. Shri Balbir Singh Choudhry for the current year alone and a Settlement could be
signed to that effect,
National Confederation of
Bank Employees NOW THEREFORE, it is hereby agreed by and between the
parties hereto as follows:
 69 70
TERMS OF SETTLEMENT For Indian Banks’ Association
Sd/-
Modernisation of Bank Branches: (S/Shri)
1. With a view to improving the competitiveness of banks in R. Srinivasan
extending better customer service and pending A. V. Rajagopalan
consideration of this matter further in the Third Settlement S. A. Farooqi
of Computerisation/Mechanisation, each bank named in
Ramesh Mishra
the Schedule-l can in addition to Computerisation/
G. Chandran
Mechanisation provided for in the earlier settlements fully
C. Krishnamurthi
modernise one branch other than principal office during
the year 1989 at only one of the metropolitan centres or A. K. Bakhshy
in lieu thereof at a centre where the Head office of the For All India Bank For National Confederation
Bank is situated subject to the other provisions in clause Employees Association of Bank Employees
23 of the 2nd Bipartite Settlement on Computerisation
and Mechanisation dated 29th March, 1987. The previous Sd/- Sd/-
Bipartite Settlements dated 8th September, 1983 and 29th (S/Shri) (S/Shri)
March, 1987 are amended to the above extent. D. P. Chadha O. P. Gupta
2. In banks, where there are separate settlements or S.N. Duber
understandings on complete Modernisation/Full P. S. Sundaresan M. R. Awasthi
Computerisation, the same shall not be affected by this, Tarakeshswar Chakraborti M. Rajagopal
Settlement. N. Sampath P. V. Menon
3. If any doubt or difficulty arises regarding interpretation of P. N. Tewari
any provision of this Settlement, the matter shall be taken R. D. Trivedi
up only at the level of Indian Banks’ Association and the Witness:
All India Bank Employees Association and the National Sd/-
Confederation of Bank Employees for discussion and (S/Shri)
Settlement.
P. L. Syal Surinder Mohan M. M. Padneker
4. In respect of ‘B' Class Banks a similar Settlement as herein N. Krishnamurthy P. L. Syal
shall be signed simultaneously with the wage Settlement
for them. Sushil Ghosh Y. K, Arora
c.c. to : 1. Asst. Labour Commissioner (Central)
5. Copies of the Memorandum of Settlement shall be jointly
forwarded by the parties to the authorities as required by 2. Regional Labour Commissioner (Central)
Rule 58 of the Industrial Disputes (Central) Rules so that 3. Chief Labour Commissioner (Central) New Delhi
terms and conditions thereof are binding on the parties
4. The Secretary to the Government of India, Ministry
as provided in law.
of Labour, New Delhi.
 71 72
SCHEDULE 30. The Mitsui Bank Ltd.,
LIST OF BANKS 31. The Nedungadi Bank Ltd.,
1. Algemene Bank Nederland N. V. 32. New Bank of India
2. Allahabad Bank 33. Oriental Bank of Commerce
3. American Express Bank Ltd., 34. Punjab National Bank
4. Andhra Bank 35. Punjab & Sind Bank
5. Bank of America NT & SA 36. The Sangli Bank Ltd.,
6. Bank of Baroda 37. Sonali Bank
7. Bank of India . 38. The South Indian Bank Ltd.,
8. Bank of Maharashtra 39. Standard Chartered Bank
9. The Bank of Rajasthan Ltd., 40. State Bank of Bikaner & Jaipur
10. The Bank of Tokyo Ltd., 41. State Bank of Hyderabad
11. Banque Nationale De Paris 42. State Bank of India
12. Bareilly Corporation Bank Ltd., 43. State Bank of Indore
13. The Benares State Bank Ltd., 44. State Bank of Mysore
14. Bharat Overseas Bank Ltd., 45. State Bank of Patiata
15. The British Bank of the Middle East 46. State Bank of Saurashtra
16. Canara Bank 47. State Bank of Travancore
17. Central Bank of India 48. Syndicate Bank
18. Citibank N. A. 49. Union Bank of India
19. Corporation Bank 50. United Bank of India
20. Dena Bank 51. UCOBank
21. The Federal Bank Ltd., 52. United Industrial Bank Ltd.
22. Grindlays Bank p.l.c, 53. Vijaya Bank
23. The Hongkong & Shanghai Banking Corporation 54. The Vysya Bank Ltd.
24. Indian Bank
25. Indian Overseas Bank
26. The Jammu & Kashmir Bank Ltd.,
27. Karnataka Bank Ltd.,
28. The Karur Vysya Bank Ltd.,
29. The Lakshmi Vilas Bank Ltd.,