First National Bank of Botswana

First National Bank of Botswana

(a) Accessibility Facilitation Charges Charge (Pula) Cash Deposit at Branch - Maximum P 52 419.65 - Maximum 0.71% of the Pula value
Flat fee P 5.55 Excess notice: SWIFT cost on establishment (Cable costs) P 142.00
(i) Cash Withdrawals
ad val per P 100 P 0.44 - Minimum P 44.80 Extension or renewal of letter of credit 0.56% of the Pula value
Cash @ Till Free
Cheque Deposit Branch and ATM Free - Maximum P 109.15 - Minimum P 482.70
FNB ATM/ Cardless withdrawal / Mini ATM Up to P500 = P2.65
Cash Withdrawal Above P500 = P5.25 (v) Foreign Currency Accounts -Personal Renewal of facility 1.14% - Maximum 0.56% of the Pula value
Other Banks ATM Up to P500 = P7.90 Monthly maintenance N/A - Minimum P 669.50 Increase of amount of letter of credit 0.59% of the Pula value
Above P500 = P10.50
Violation of minimum balance N/A ITC enquiry P 15.65 - Minimum P 480.95
International ATM Withdrawal (Cash P 29.25
Advance) Monthly bank statements Free CRB P 6.10 - Maximum 0.59% of the Pula value
(ii) FNB Branch Interim bank statements P 7.25 (vii) Credit Cards Drawing commission on letter of credit 0.26% of the Pula value
Over The Counter withdrawal P 0.39 per P 100 Copies of old bank statements P 29.30 Joining – Application/Administration Fee P 105.05 - Minimum P 79.95
- Minimum P 7.84 Over-the-counter cheque deposits Free Annual Card Fees - Maximum 0.26% of the Pula value
- Maximum P 560.00 Amendments (incoming SWIFT transfers) Free Low income (Firstcard) P 151.30 Amendment of letter of credit P 143.70
(iii) Card Purchases Amendments (outgoing SWIFT transfers) Medium income (Gold card) P 212.90 Couriering of documents P 123.75
Card Purchases Local Free South Africa Rand (ZAR) R 109.10 High income (Platinum card) P 243.15 Revolving and standby letter of credit 0.71% of the Pula value
Card Purchases International P 7.42 United States Dollars (USD) $ 27.25 High income (Private Clients card) P 262.65 - Minimum P 513.35
(iv) Linked Account Transfers British Pounds (GBP) £ 13.60 Other - Maximum 0.71% of the Pula value
FNB (Electronic) - ATM, Online, Cellphone, P 3.85 Euro (EUR) € 20.95 Additional Authorized User P 151.30 Cancellation - If approved by beneficiary P 745.70
Tel. & Scheduled
Other *** Voucher retrieval per voucher already paid P0.00 Document checking P 551.20
FNB Branch P 37.20
Deposit of foreign cash 3.19% of Pula value Card Replacement Fee P 97.35 Overseas bank charges are for the accounts of the applicant.
(v) Payments
- Minimum P 20.00 Copy of history statement P 35.60 All fees based on the Pula value of the exchange
App Payment, ATM, Online Banking P 3.85
Withdrawals in Foreign Currency 3.19% of Pula value Cash withdrawal (iv) Foreign Bills (collection charges)
Cell Payment (Other) P 5.00
- Minimum P 20.00 Own ATM P 7.75 Outward collection handling P 129.65
External Debit Order P 7.26
Withdrawals in Pula Free Other local ATM P 11.05 Documentary bills P 324.20
Internal Debit Order Free
Incoming SWIFT transfers: 0.26% of Pula value International ATM P 50.75 Clean bills 0.31%
Cheque Payment P 8.05
- Minimum P 108.10 Declined transaction P 0.00 - Maximum P 550.00
FNB Branch P 7.21
- Maximum P 419.35 Branch over the counter cash withdrawal Inward collection handling P 97.20
Stop Payments - Branch P 160.00
Transfer to other banks by SWIFT, Telex or drafts, and travellers cheques (per Own bank P 36.70 Documentary bills P 308.00
Stop order to other banks (International) P 155.70 transaction)
Other local bank P 0.00 Extension after maturity P 162.10
Issue of bank Cheque per Leaf P 83.05 South Africa Rand: 0.36% of amount
International bank 2.54% Cable charges P 142.50
(vi) Scheduled Payment Related Fees - Minimum R 138.35
- Minimum P 68.05 (v) Bonds/Guarantees/Indemnities
Establishment and Amendment (App and Free - Maximum R 629.00
Online Banking) - Maximum P 627.00 Guarantees
British Pound: 0.35% of amount
Establishment (FNB Branch) P 14.15 Point of Sale purchases Shipping guarantees(bill of lading Indemnities)
- Minimum £ 13.35
Amendment (FNB Branch) P 3.95 Own bank Free Establishment 1.14%
- Maximum £ 53.95
(vii) Prepaid Purchases Other Local bank Free Quarterly commission 0.61%
United States Dollars: 0.36% of amount
Airtime Free International bank Free Increase of amounts 1.14%
- Minimum $ 15.70
Electricity Free Lost card protection insurance P 36.70 Extension of tenure 1.14%
- Maximum $ 67.05
(viii) Balance Enquiries Outstanding balance on credit card 0.16% of revolving balance - Minimum P 518.80
Euro: 0.35% of amount insurance
Electronic (FNB ATM, Online Banking, Free Amendment P 302.60
Cellphone) - Minimum € 5.35 Fee for where balance is Over the limit 3.05%
Property Guarantees
Other Bank's ATM Free - Maximum € 46.65 - Minimum P 98.30
Establishment fee 1.18%
POS Free Foreign Currency Account Card Fees - Maximum P 129.00
Subsequent 0.59%
(ix) Statements Annual Card Fee: Balance enquiry
Commission on guarantee 0.61%
Cellphone Statements Free South Africa Rand (ZAR) R 125.00 Own ATM Free
Extension of tenure 1.18%
Current Month E-mailed Statement Free United States Dollars (USD) $ 8.00 Other local ATM P 0.00
- Minimum 1.18%
Posted Statement Free British Pounds (GBP) £ 6.50 International ATM P 0.00
Amendment P 513.35
Branch - Interim Bank statement P 7.25 Euro (EUR) € 7.00 Interim bank statement P 7.75
Assessment fee P 302.60
Historical Branch Statements P 29.30 Card Purchases Free Impound credit card
Other Guarantees
Copies of Deposit Slips P 29.30 International ATM Withdrawal Fee International P 0.00
Establishment fee 1.20%
Incomplete deposit slip P 15.95 South Africa Rand (ZAR) R 38.00 Local P 0.00
Other***
Additional Statements United States Dollars (USD) $ 2.40 Introduction letter for international bank P 0.00
Every subsequent 6 month period 0.61%
Daily P 81.90 British Pounds (GBP) £ 1.80 Other***
Amendments commission P 241.10
Weekly P 27.30 Euro (EUR) € 2.00 Monthly statement Free
Bonds
Bi-Monthly P 13.65 Balance Enquiries (International ATMs): Impound card fee – Fax charges P 0.00
Performance/Tender Bonds
(x) Convenience and Value Adds South Africa Rand (ZAR) R 8.00 Unpaid Cheque/Debit Order P 225.00
Establishment: 1.21%
Send Money using eWallet P 10.00 United States Dollars (USD) $ 0.50 FNB Stop order P 14.00
- Minimum P 567.40
(xi) Payment Notifications British Pounds (GBP) £ 0.40 NON FNB Stop order P 14.00
- Maximum no max dependent on value
E-mail Free Euro (EUR) € 0.45 Self select PIN Free of bond
SMS Free Card Replacement Fee: (d) Trade Facilitation Charges Quarterly commission n/a
Fax Free South Africa Rand (ZAR) R 140.00 (i) Foreign Exchange Charges Amendments commission P 248.55
(b) Investment / Intermediation Charges United States Dollars (USD) $ 9.00 Local SWIFT bank transfer Outwards 0.33% of Pula value (e) Payment And Clearing Charges
(i) Term Deposit British Pounds (GBP) £ 7.00 - Minimum P 77.80 (i) Cheque Book Forms

*2% of the balance over the remaining period to maturity. Early redemption fees Euro (EUR) € 8.00 - Maximum P 378.20 Standard cheque book
should not be deducted from the principal. In the event that the 2% interest penalty is Insufficient Funds at Point of Sale: International SWIFT bank transfer 0.33% of Pula value 20 to 50 pages (40 Forms) P 57.77
larger than the interest earned, the minimum fee will default to the interest earned.
South Africa Rand (ZAR) R 7.00 - Minimum P 113.30 101 and above (200 Forms) P 114.86
Balances Penalty
United States Dollars (USD) $ 0.45 - Maximum P 486.65 Vetting of Privately printed cheque books/ P 155.99
50.01-200.00 P 56.70 forms
British Pounds (GBP) £ 0.35 International SWIFT bank transfer (Online) 0.25% of Pula value
200.01-1,000.00 P 113.45 (ii) Deposit Books
Euro (EUR) € 0.40 - Minimum P75.65
1,000.01-10,000.00 P 283.70 20 to 50 pages Free
(c) Advances/ Loans - Maximum P345.85
10,000.01-100,000.00 P 849.50 50 to 100 pages Free
Personal Loans Purchase of foreign notes 3.10% of Pula value
100,000.01-500,000 P 1,169.50 101 and Above Free
First Loans - Minimum P 19.95
500,000.01+ Negotiable (iii) Account Services
Application Free - Maximum 3.10% of Pula value
(ii) Current Accounts Certificate of Balance P 67.80
Processing/Arrangement/facility Fee 1.27% Sale of foreign notes 3.10% of Pula value
Pay as You Use Audited info provided P 372.60
- Minimum P 643.75 - Minimum P 19.95
Monthly Account fee Paypal Withdrawal Service 1.68%
- Maximum P 4,969.75 - Maximum 3.10% of Pula value
Smart P 14.35 (iv) eWallet
Early repayment penalty Free Bills negotiated and returned unpaid
Gold P 20.00 Withdrawal, Cash@Till, POS Purchase with Cashback
First Funding Easy Loan - Foreign cheque No charge
FNBy P 8.10 All transactions Free
Processing/Arrangement/facility Fee 1.30% Inward SWIFT bank transfer 0.36%
FNBy NEXT P 10.70 eWallet Reversal
- Minimum P 303.85 - Minimum P 39.45
Unlimited/ Bundled Pricing Electronic P 2.30
- Maximum P 4,042.75 - Maximum P 194.50
Monthly Account fee Branch P 11.30
Property Finance Draft request to stop
Smart P 40.35 Prepaid purchases
Tender letter/Agreement in principle SWIFT cable cost P 142.00
Gold P 75.00 Airtime Free
- FNB Customers P 27.90 Other***
Platinum P 162.00 Electricity Free
- Non FNB Customers P 69.15 Inward foreign transfers 0.27% of Pula value
Private Clients P 276.40 Other
Assessment fee P 69.15 - Minimum P 104.25
(iii) Savings Accounts Balance enquiry Free
Copy of title deed requests P 69.15 - Maximum P 432.30
Future Save Monthly fee Free
Copy of bond requests P 69.15 (ii) Letters of Credit (inward - exports)
Monthly Account Fees P 6.25 Dormancy fee P 0.00
Processing/Arrangement 1.10% Advising commission P280.95
Minimum Account Balance P 100.00 (v) Penalty/Other Fees
- Minimum P 705.55 Confirming commission - Half yearly charge 0.51% of the Pula value per 6
Minimum Account Balance for Fee Rebate P 103.50 months opt Unpaid Cheque P 280.00
- Maximum P 51,500.00
Free Transactions 2 Free - Minimum P 437.75 Unpaid Debit Order P 169.60
WesBank
Fee per Transaction thereafter P 11.30 - Maximum 0.51% of the Pula value per 6 Honouring Fee (Charged per item in excess
Documentation fee (Loan processing) 0.86% months opt of your account limit)
Future Forward
- Minimum P 949.50 Negotiation of documents - Cheques & Debit Orders P 75.00
Monthly Account Fees P 0.00
- Maximum P 75,000.00 Amendments (other than extensions) P 145.90 - Card Purchases P 50.00
Minimum Account Balance P 50.00
Legal fees Cancellation - If approved by beneficiary P 703.10 Inward Unpaid Item P 0.00
Minimum Account Balance for Fee Rebate N/A
- Repossessions release P 142.65 Extension of tenure 0.56% of the Pula value Deposit of Post - Dated Cheque P 41.95
Free Transactions 4 Free
- Handling fee for sold repossessions P 669.50 - Minimum P 435.50 Card Replacement Fee - Chip and Pin P 79.95
Fee per Transaction thereafter P 6.60
- Storage and insurance per agreement P 243.05 - Maximum 0.56% of the Pula value POS Declined Transaction Fee P 0.00
Poloko
- Valuation fee Third Party fees Document examination - Other** Failed Scheduled Transaction - Online/ P 0.00
Monthly Account Fees P 0.00 Electronic
- Cross border deals per agreement P 2,616.20 Payment and /or negotiation 0.25% of the Pula value
Minimum Account Balance P 500.00 (f) Cash Plus
- Document fee P 1,941.55 - Minimum P 364.10
Minimum Account Balance for Fee Rebate N/A eWallet Cash Out
- Arrears letter P 14.00 - Maximum 0.25% of the Pula value
Free Transactions 1 Free All transactions Free
- Statement copies sent to auditors P 38.85 iii) Letters of Credit (outward - imports)
Fee per Transaction thereafter P 36.00 Cash out of FNB Account
- Issuing cheque for refund to non-fnb P 37.75 Establishment of letter of credit (Sight) - 0.56% of the Pula value
Other Products Monthly Maintenance Fee Half yearly charge P 25 - P 250 P 2.50
- Issuing cheque for refund to fnb Free
Student P 3.00 - Minimum P 467.45 P 251 - P 500 P 5.00
- Cross border authority letter P 14.30
Islamic P 20.00 - Maximum 0.56% of the Pula value P 501 - P 1 000 P 7.50
- Change of Ownership P 14.30
Non-Resident P 20.00 Establishment of letter of credit (Standard) 0.56% of the Pula value P 1 001 - P 2 000 P 10.00
- Final letter of settlement P 14.30 - Half yearly charge
Free Banking P 20.00 P 2 001 - P 5 000 P 15.00
- Faxing of copies of documentations P 22.15 - Minimum P 467.45
(iv) Deposits P 5 001 - P 9 000 P 20.00
- Emailing of statements Free - Maximum 0.56% of the Pula value
Cash Deposit at ATM Cash Deposit into FNB Account P 0.31 per P 100
Overdrafts Establishment of letter of credit 0.71% of the Pula value
ad val per P 100 P 0.43 (Deferred) - Half yearly charge Prepaid Electricity Purchase Free
Authorised facility arrangement 1.27%
- Minimum P 453.95 Prepaid Airtime Purchase Free
- Minimum P 693.15