Personalised proposal for securing your family
with
Hi H H,
Thank you for choosing ICICI Prudential
Life Insurance to secure your loved ones
financially.
Scan the code
to watch the product video
Snapshot of your plan
Details of the Life Assured (person covered under the policy):
Name Age Gender
HH 25 Male
You pay
You pay premium for 15 years
Year
Mar 2024 Mar 2038 Mar 2069
You get
Coverage Coverage details Coverage term
45 years
In your absence, your nominee
Life cover from Mar 2024
will receive a lump sum of ` 1,00,00,000/-
to Mar 2069
Detailed break-up of premium amount incl. of taxes
Yearly Applicable Tax benefit
taxes under
Premium
`
Life cover ` 27,072/- ` 4,874/- Section 80C
Total Yearly Premium ` 27,072/- + ` 4,874/- =` 31,946/-
The above premium is payable for 15 years.
Why choose us:
` 7.72 Cr ` 2.36 Lakh Cr
Lives covered as on Benefits paid till
March 31, 2023 March 31, 2023
` 2.50 Lakh Cr Quick claim settlement
Assets under management as on Quick claim settlement
March 31, 2023 process available
Tax Saving
Tax benefits may be applicable on
premiums paid & benefits received
ICICI Prudential Life Insurance Company. IRDAI Regn No. 105.CIN:L66010MH2000PLC127837.
ICICI Prudential Life Insurance Company Limited. Registered Address:1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025.ICICI Pru iProtect Smart,
UIN: 105N151V10 . For more details on the risk factors, term & conditions please read the policy document. COMP/DOC/Sep/2023/279/4228.
Benefit Illustration of ICICI Pru iProtect Smart (UIN:105N151V10)
A Non-Linked Non-Par Life Individual pure risk premium product
Prepared For: Mr. H H
Sales Channel : ICICI Bank
Customer Details
Age : 25 years Smoker / Non-Smoker : Non-Smoker
Gender : Male
Policy Details
Payment details : Benefit details :
Premium payment term : 15 years Policy Term : 45 years
Premium payment frequency : Yearly Benefit Option : Life
Yearly premium : Rs. 27,072 Death benefit payout option : Lump Sum
Please refer the section "Premium details" for a detailed break-up of
premium payable
A discount on 1st year’s premium of Death Benefit, Terminal Illness and Sum Assured on Death or : Rs. 10,000,000
Waiver of Premium on permanent disability (excluding rider premiums, Terminal Illness
underwriting extra premiums and taxes) shall be applicable for salaried
customers where sum assured is greater than or equal to Rs. 15,000,000.
This discount will be 10% for a Regular Pay policy and 15% for a Limited
Pay policy.
Accidental Death(AD) Benefit : Rs. 0
Accidental Death(AD) Benefit : 0 years
Period
Accelerated Critical Illness : Rs. 0
(ACI) Benefit
Accelerated Critical Illness : 0 years
(ACI) Benefit period
Premium Details
Benefit Death Benefit/ Accidental Death Accelerated Critical Total (1+2+3)
Terminal Illness Benefit (2) Illness Benefit (3)
Benefit and Waiver
of Premium on
Permanent Disability
due to Accident(1)
Yearly Premium (i) Rs. 27,072/- Rs. 0/- Rs. 0/- Rs. 27,072/-
GST (ii) Rs. 4,874/- Rs. 0/- Rs. 0/- Rs. 4,874/-
Total Yearly premium payable (i + ii) Rs. 31,946/- Rs. 0/- Rs. 0/- Rs. 31,946/-
Surrender: Unexpired Risk Premium Value is payable if you choose to surrender the
policy during the policy term. Please refer the policy terms & conditions for more
details
Tax benefits: Premiums paid under Death Benefit may be claimed as deductions under section 80 C of Income Tax Act, 1961.
Please note:
i. The above information must be read in conjunction with the sales brochure and policy document.
ii. The above illustration is applicable to a standard life from medical, life style and occupation point of view.
iii. In case of permanent disability due to accident, all future premiums payable under this policy will be waived off.
iv. In the event of Accelerated Critical Illness, the Death Benefit is reduced to the extent of Accelerated Critical Illness Benefit
paid. Please refer to the policy terms & conditions for complete details.
v. Tax benefits may be available as per the prevailing Income Tax laws.
I ___________________________(Name), having received the information I ___________________________(Name), have explained the
with respect to the above,have understood the above illustration before above illustration and the terms and conditions of this product to
entering into the contract. the Policyholder.
Policyholder's Signature :___________________________ Marketing official's Signature :
Place : Company Seal :
Date : Place :
Date :
ICICI Prudential Life Insurance Company Limited.
1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email:
[email protected] www.iciciprulife.com
