Annexure-IV

STATEMENT OF STOCK & BOOK DEBTS AS ON

FSM-3/1
NAME OF THE COMPANY/UNIT:: , A/c No.
Part A: INVENTORIES
(Rs. Cr/Lacs)

Opening Stock Stock In Stock Out Closing Stock

Quan Unit Value Quan Unit Value Quantity Unit Valu Quanti Unit Value
tity rate tity rate rate e ty rate
RAW MATERIALS:
1 BOULDER 1000 1200 1200000 1000 1200 1200000 2000 1200 2400000
2 STONE CHIPS 1500 2500 3750000 1500 2500 3750000
3 CHIPS 400 1800 720000 400 1800 720000
4 SAND 4000 2800 11200000 4000 2800 11200000
5 STRUCTURAL STEEL 10 210000 2100000 10 210000 2100000
6 TREATED WOODEN 800 2400 1920000 800 2400 1920000
BLOCK 400 1200 480000 400 1200 480000
7 RAW WOOD
Total 22570000

Opening Stock Stock In Stock Out Closing Stock

Quantit Unit Value Quanti Unit Value Quantity Unit Value Quantit Unit rate Value
y rate ty rate rate y
IV Stores
[E]
V Spares
[F]
VI. TOTAL
[A+B+C+D+E+F]
Additional Information Amount
[i] Stocks against unpaid Bills
under Usance LCs
 [ii] O/S Buyer’s Credit / LoC
[iii] O/S Sundry Creditors in
excess of Level accepted in
CMA, if any [excluding (i) & (ii)
above]
SUB-TOTAL [i+ii+iii]
Part B : BOOK DEBTS FSM-3/2
1. Age analysis of Book Debts considered good (including bills discounted but excluding deferred receivables)
(Rs in Crs/ Lacs)
Dues from Upto 6 months More than 6 Total book debts Out of the total book Within the cover period
months debts, bills discounted sanctioned (………. Days/
with the Bank Months)
Number Amount Number Amount Number Amount Number Amount Number Amount
Government and semi government
Organization
Associates/ affiliates/ subsidiaries
Others
Total

2. Only where drawings are permitted directly against Book Debts (List of major debtors, i.e., covering at least 60% of the total book debts mentioned above)
(Rs. in Crs./ Lacs)
Outstanding upto 6 months Outstanding more than 6
months
Number Amount Number Amount
Part C : OTHER INFORMATION
PARTICULARS Projected for current accounting Upto the end of the last month During the month under report
year
NET SALES (Gross Sales – Excise
duty/ Sales Tax) *
PRODCUTION
CONSUMPTION OF RAW
MATERIALS
CONSUMPTION OF STORES
SUNDRY CREDITORS Year end: XXXX At the end of the Month:
*to check vis-à-vis projections.

Notes:
• ‘A’ items should cover at least 60% of the value of stocks under each head. Other items may be clubbed together.
• The stocks should be exclusive of materials received for job work but inclusive of materials sent out for processing etc., particulars of the latter should be
shown separately indicating quantity, value and names of such processors, etc., along with appropriate certificates from such parties, to the effect that
they (i) have received such materials from the borrower for processing, etc., (ii) hold the goods in trust for the bank; and (iii) undertake to deliver such
stocks to the Bank or its authorized agents without demur whenever called upon to do so.
• Particulars (items, quantity and value) of stocks more than a year old and included hereinabove should be shown separately & given in additional
information.
• Particulars of tailor-made/ custom-built products, which are found defective/rejected by the designated buyer should be given separately & given in
additional information.
• Valuation of stocks, etc., should be on the same basis as adopted for the statutory balance sheet and should be applied on a consistent basis. If the market
value of any item is less than the value disclosed in this statement, the market value should be indicated by way of a footnote.
• This statement should be furnished for all the units financed by the Bank, unit-wise.
• Where the stock statement represents only a part of total stocks of a borrower, a summary of the total stocks inclusive of stocks shown in this statement
should be submitted along with this statement classified into raw materials, stock-in-process, stores and spares, finished goods and book debts, if
necessary e.g. where a single line of activity is financed by the Bank and some other banks; where different lines of activity are financed by the Bank and
some other Banks.
Certificates:
We hereby certify that –
a) the quantity and quality of the above noted stocks and other assets pledged/hypothecated to the Bank are true and that the said stocks and assets are the
absolute property of the ___________________________ company and that the said stocks and assets are not subject to any lien, claim or charges whatsoever.
b) The stocks and other assets above noted have been valued in the same manner and on the same basis and principles as adopted for the company’s last audited
and published accounts for the year ended ………………….
c) The stocks lying with outside processors included herein above and charged to the Bank, the company are in possession of valid documents of title thereto, and
are the absolute property of the company and are not subject to any liens, claims or charges whatsoever;
d) In the case of stocks and assets shown as being in transit and charged to the Bank, the company are in possession of valid document of title thereto and that the
company’s title to such stocks & assets is not subject to any liens, claims/ charges whatsoever;
e) Book debts hypothecated to the Bank shown above are good and do not include any book debts which in our opinion are bad or doubtful of recovery;
f) No order of attachment or any notice or process from any Court or any other statutory authorities has been received by the company in respect of the whole or
part of the said stocks and assets charged to the Bank;
g) The company have complied with all the requirements of ……………………………. (e.g. Cotton Textiles Control Order 1965) and carried out all the instructions issued
by the ………………………….. (e.g. the Textile Commissioner) pursuant to the powers vested in him under the same order;
h) The above noted stocks and assets (excepting those which are not subject to fire hazards) are fully insured against fire and ………….. risks as per statement of
insurance policies attached and that all the conditions and warranties contained in the insurance policies have been complied with and the said policies are valid
enforceable;
i) The particulars of stocks of assets and all the other information furnished hereinabove have been taken from and are in agreement with the company’s books of
accounts maintained in the normal course of business and or other books and records maintained in accordance with statutory or other requirements

Authorised Signature
Summary of Stock & Book Debts position as on 28.02.2020 as per the Stock Statement dated 13.03.2020 (For Calculation of Drawing Power)
FSM-3/4
Valuation done at the Items Market Margin Advance
lowest of cost, market or Value of value (3-5)
controlled rates stocks
1 2 3 4 5 6

(i) Raw Materials (Annexure IV, FSM-3/1, Part A [A+B])

Less: i. O/S Unpaid Bills under Usance LCs
ii. O/S Buyers’ Credit / LoC
iii. O/S Sundry Creditors in excess of level accepted in CMA,
if any [Excluding (i) & (ii) above]
NET VALUE OF RM ELIGIBLE FOR DP [A]
(ii) Store (Annexure IV, FSM-3/1, Part A [E])
(iii) Stock-in-process (Annexure IV, FSM-3/1, Part A [C])
(iv) Finished goods (Annexure IV, FSM-3/1, Part A [D])
(v) Spares (Annexure IV, FSM-3/1, Part A [F])
TOTAL – INVENTORY [B]
2 (v) Book-Debts within sanctioned cover period excluding
bills discounted (FSM-3/2, Part B)
*NET VALUE OF RECEIVEABLES [C]
TOTAL OF [B+C]= D
FBWC Limits sanctioned by Banking System [E]
ELIGIBLE DRAWING POWER (Lower of D OR E)
*Note: Any special Stipulation regarding financing of Receivables of Associates/ Subsidiaries, Others, etc. to be taken out into
account.