Z103 Notification of Divorce GEPF
Z103 Notification of Divorce GEPF
Private Bag x63 34 Hamilton Street Call Centre : 0800 117 669
Pretoria Arcadia E-mail :[email protected]
SOUTH AFRICA Pretoria Website :www.gepf.co.za
0001
This form must be completed where a member of the GEPF divorces and the decree of divorce or settlement agreement requires a portion of the
pension interest of such a member in the GEPF, be paid to the ex-spouse
Important!
1. All sections and fields must be completed except where an option is exercised
2. All attachments must accompany the exit form and where certified copies of documents are required, the certification may not be older than 6 months on receipt of the
documents in GEPF.
6. Firstname
7. Middle names
8. Maiden name
9. Salary No. 10. Income tax No.
18. Date of Divorce: C C Y Y M M D D 19. Has the member divorced more than once? Yes No
20. If divorced more than once, please provide the dates of the previous divorces:
Divorce 1 C C Y Y M M D D NB: If any of these divorces have not been reported to the GEPF, please
attach copies of the divorce decrees (and settlement agreements) to this
Divorce 2 C C Y Y M M D D submission.
It is critical for correct calculation of the divorce benefit AND subsequent
service reduction of the member, to have the information of all the
Divorce 3 C C Y Y M M D D
divorces that may affect the members' pension, on hand.
1
2 C O D E
2. Residential
address
of member
C O D E
ALL PAGES OF THIS FORM MUST BE COMPLETED IN ORDER FOR THIS FORM TO BE VALID AND THE RELEVANT PARTIES MUST INITIAL THIS PAGE
Page 1 of 6
Z102
R R R R R R R R
R R R R R R R R
R R R R R R R R
R R R R R R R R
R R R R R R R R
R R R R R R R R
R R R R R R R R
R R R R R R R R
5. Surname
6. First Name
7. Middle names
8. Maiden name
2. Residential
address
of member
ALL PAGES OF THIS FORM MUST BE COMPLETED IN ORDER FOR THIS FORM TO BE VALID AND THE RELEVANT PARTIES MUST INITIAL THIS PAGE
Page 2 of 6
F) CERTIFICATION PARTICULARS BY EMPLOYER (Compulsory for all types of transactions)
(b) All pension contributions payable by the member have been recovered and paid over in full.
(c) The member is fully aware of the contents of this form and any liabilities that he /she may have.
Signature 1
Compulsory
Designation
Telephone No. C O D E
Fax No. C O D E
E-mail address
Signature 2
Designation
Telephone No. C O D E
Fax No. C O D E
E-mail address
The GEPF respects privacy and personal information of its members and pensioners and therefore subscribes to the
provisions of the Protection of Personal Information Act 4 of 2013. Visit www.gepf.co.za to view GEPF Privacy Policy
and Privacy statement.
Page 6 of 6
Government Employees
Pension Fund
INSTRUCTION SHEET
1. This exit form must be completed where a member of the GEPF is required to notify the
GEPF of a divorce
2. All sections and fields must be completed except where an option is exercised
3. All required attachments must accompany the Z103 form. Where certified copies of
documents are required, the certification may not be older than 6 months on receipt of the
documents in GEPF.
2. If the particulars of a member on his or her ID are not correct, those particulars must be corrected at
DoHA as soon as possible and the corrected information used to support the application. GEPF
validates all personal particulars against DoHA and mismatched information will be rejected for
correction.
3. It is imperative that the members current active tax number be furnished on the Z102, and that the
member ensures all tax matters with SARS are resolved prior to submission of the documentation.
Employer Information
Occupation code will be one of the following:
1. IT IS CRITICAL THAT THE GEPF BE INFORMED OF ALL DIVORCES THAT REFER TO, OR HAVE AN
IMPACT ON THE PENSION INTEREST OF A MEMBER IN THE GEPF
• If more than one divorce is being reported, separate Z103's containing the service information noted
above, must be completed for each divorce.
• In order for the divorce benefit due to the ex-spouse and service reduction of the member to be
correctly calculated, the documentation for the separate divorces MUST be submitted together OR in
the order the divorces took place.
1. It is critical that a member provide the correct contact details to GEPF in order to ensure that GEPF
can communicate benefit and other information to a member. Please note that some of this
information is communicated to SARS and incorrect information will result in delays in finalizing the
tax directives to be issued.
2. Please note that GEPF fully complies to POPIA – no member information will be shared with
third parties unless there is a legislative requirement to do so.
3. The fastest and most secure communication between GEPF and the member is by e-mail and SMS
– please ensure that the correct contact details are supplied to ensure effective member
communication
1. It is critical that the correct service particulars for a member be provided as this will affect the
calculation of the divorce benefit due to the ex-spouse and the service reduction of the member.
2. The service information required pertains to the service immediately prior to the date of
divorce and must be reported as follow:
• Date of divorce prior to and up to 30 April 1996:
Last three years salary scales completed up to the date of divorce.
• Date of divorce between 1 May 1996 and 30 April 1997:
Two seperate Z103's (Z102's)
- First Z103 (Z102) completed from 1 May 1993 up to 30 April 1996
- Second Z103 (Z102) completed from 1 May 1996 to date of divorce
The two documents to reflect the last three years salary scales completed up to the date of
divorce.
• Date of divorce prior ton or after 1 May 1997:
Last two years salary scales completed up to the date of divorce.
3. All periods of leave without pay where no contributions were made to the GEPF, as well as all
periods of bought service must be reported.
2. If the particulars of the ex-spouse on his or her ID are not correct, those particulars must be
corrected at DoHA as soon as possible and the corrected information used to support the
application. GEPF validates all personal particulars against DoHA and mismatched information will
be rejected for correction.
3. It is imperative that the ex-spouse's current active tax number be furnished on the Z103, and that
the ex-spouse ensures all tax matters with SARS are resolved prior to submission of the
documentation.
4. Please note that the GEPF requests a tax directive from SARS and processes that tax directive in
the prescribed manner. If the parties to the divorce have any agreements regarding taxation of
benefits, it is a matter between those parties and SARS - the GEPF cannot intercede on behalf of
the member or the ex-spouse and is not party to resolving tax issues.
5. It is critical that a ex-spouse provide the correct contact details to GEPF in order to ensure that
GEPF can communicate requirements and divorce information to the ex-spouse. Please note that
some of this information is also communicated to SARS and incorrect information will result in
delays in finalizing the tax directives to be issued.
6. Please note that GEPF fully complies to POPIA – no member information will be shared with
third parties unless there is a legislative requirement to do so.
GENERAL INFORMATION
1. A benefit choice form will be forwarded to the ex-spouse for completion once the divorce notification
and supporting documents have been validated by the Clean Break Unit.
Should the ex-spouse not respond within the prescribed period, the divorce benefit will be
processed to unclaimed and the necessary service reduction applied to the member.
2. If both spouses are members of the fund, the same process applies to both spouses in their
individual capacities
3. The GEPF will execute the court orders as issued and received.
No variance to the requirements of the court orders will be considered unless a variance order is
issued by the court and provided to the GEPF prior to the processing of the divorce benefit.
4. Once the processing of the divorce benefit has been completed, the member will be able to view the
service reduction applied on the benefit statement issued to him or her. The service reduction does
not change the nature of the benefit a member receives on exit - only the value i.e. if a member
retires with more than ten years actual service, he or she will still receive a gratuity and an annuity,
but the value of the gratuity and annuity will be calculated based on the reduced service.
Required Attachments:
1. Originally certified copy of decree of divorce
5. If the ex-spouse refuses to provide any of the documentation in question, the employer needs to
confirm so in writing
The instructions and information above may be subject to change from time to time
By submission of this form the employer confirms that the information provided herein is true and correct and that the member authorized the GEPF/GPAA to
process his or her personal information in compliance with the Protection of Personal Information Act, 2013 and the GEPF and/or GPAA Privacy Policies on
the websites www.gepf.co.za and www.gpaa.gov.za.