PFSL Investments Canada Ltd.

Your Statement of Account

October 1, 2023 to December 31, 2023

Head office
RANDY REYES 6985 Financial Drive, Suite 400
49 Vanier Dr Mississauga, ON L5N 0G3
#509- (800) 387-7876 English
Kitchener ON N2C 2H8 (800) 265-4804 French
(905) 813-5313 Fax
[email protected]
Your Representative
Maritonne Mendoza
1116 Mid-Way Blvd
Unit 9
Mississauga, ON L5T2H2
(800) 245-1892
Statement ID: 2243652

Summary of your investment accounts on December 31, 2023 (in Canadian $)

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1
Opening Market Value Closing Market Value
Account Type PFSL Account # on Oct 01, 2023 on Dec 31, 2023
TFSA 13401160CZ $0.00 $152.07

Combined Market Value of all accounts (in Canadian $) $0.00 $152.07

Note: Important disclosures related to the information above appear at the end of this statement.
 RANDY REYES Page 2 of 4

13401160CZ TFSA Account Acct Opened:

Owner: RANDY REYES Oct 10, 2023

1 Funds Held in your Account on December 31, 2023

Unit Price on Market Value on
Fund Name
Book Cost 2 Units Held Dec 31, 2023 Dec 31, 2023
MFC FuturePath Canadian Growth Fund PA - FE $37.52 3.1540 $12.1895 $38.45
(MFC13612-78024293)
MFC FuturePath US Core Fund PA - FE (MFC13630-78024293) $7.50 0.5930 $12.7173 $7.54

MFC FuturePath Global Growth Fund PA - FE $15.00 1.2440 $12.3493 $15.36

(MFC13642-78024293)
MFC FuturePath Global Balanced Fund PA - FE $91.04 8.1770 $11.0946 $90.72
(MFC13684-78024293)

Total of account holdings (in Canadian $) $151.06 $152.07

Note: Important disclosures related to the information above appear at the end of this statement.

D Transactions in your account from October 1 to December 31, 2023

Gross
Transaction Type Trade Date Units Unit Price Net Amount
Amount
MFC FuturePath Canadian Growth Fund PA - FE (MFC13612- 78024293)
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Contribution PAC Oct 30, 2023 1.1110 11.0212 $12.50 $12.25

Contribution PAC Nov 28, 2023 1.0360 11.8202 $12.50 $12.25

Reinvested Dividend Dec 22, 2023 0.0010 12.1363 $0.02 $0.02

Contribution PAC Dec 28, 2023 1.0060 12.1716 $12.50 $12.25

MFC FuturePath US Core Fund PA - FE (MFC13630- 78024293)

Contribution PAC Oct 30, 2023 0.2060 11.8772 $2.50 $2.45

Contribution PAC Nov 28, 2023 0.1940 12.6501 $2.50 $2.45

Contribution PAC Dec 28, 2023 0.1930 12.7227 $2.50 $2.45

MFC FuturePath Global Growth Fund PA - FE (MFC13642- 78024293)

Contribution PAC Oct 30, 2023 0.4410 11.1014 $5.00 $4.90

Contribution PAC Nov 28, 2023 0.4060 12.0700 $5.00 $4.90

Contribution PAC Dec 28, 2023 0.3970 12.3569 $5.00 $4.90

MFC FuturePath Global Balanced Fund PA - FE (MFC13684- 78024293)

Contribution PAC Oct 30, 2023 2.7760 10.5890 $30.00 $29.40

Contribution PAC Nov 28, 2023 2.6550 11.0751 $30.00 $29.40

Reinvested Dividend Dec 22, 2023 0.0950 11.0471 $1.04 $1.04

Contribution PAC Dec 28, 2023 2.6510 11.0922 $30.00 $29.40

 RANDY REYES Page 3 of 4

IMPORTANT DISCLOSURES

This is a statement of all settled transactions in your mutual fund account(s) processed through PFSL Investments Canada Ltd.
during the period shown. All dollar value amounts are shown gross amount in Canadian dollars unless otherwise noted. All
investment transactions and holdings are registered in the client’s name at the applicable fund company. USD fund holdings and
transactions are shown in their base currency (USD). The market value of account holdings (in CAD) converts USD holdings to
Canadian dollars at the December 31, 2023 exchange rate of 1.3226 per US dollar.
1 “Market Value” is the price at which an investment can be sold on the open m arket at a specific point in time. The
market value of an investment fund is its “Net Asset Value”. This is usually calculated by investm ent managers once per
day.
2 “Book Cost” m eans the total am ount paid to purchase an investment, including any transaction charges related to the
purchase, adjusted for reinvested distributions, return of capital and corporate reorganizations. The book cost shown in
this statement may not be suitable for income tax purposes, as it may not reflect all required adjustments. It is important
for you to keep records of all your investm ent transactions and consult your income tax advisor to properly determine your
gains and losses for income tax purposes.

Deferred Sales Charge and Low Load Funds

Effective June 1 st, 2022 the Deferred Sales Charge (DSC) and Low Load (LL) options are no longer available for new
purchases. If, prior to June 1st, 2022 you purchased units of a mutual fund using the DSC or LL option, a sales charge may
be payable by you when you redeem your units. Funds subject to sales charges are identified by name descriptions that end
with “DSC” or “LL”. For mutual funds, the sales charge is usually based on the net asset value of your units/shares at the
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time that you redeem and is deducted from the amount you receive for the units/shares. Sales charges decline to zero after
a specific number of years. There are some variations in how sales charges are calculated. For specific inform ation about
the units that you own, check the Fund Facts document for each of your funds or contact your representative.

AGF Platform Funds TM / Mackenzie FuturePath FundsT M (“PD Funds”)

If you purchase a PD Fund whose description ends with “ADV” or “FE-ADV”, your representative received an advance
paym ent from PFSL. If you purchase a PD Fund whose description ends with “FE”, your representative did not receive an
advance payment from PFSL. If you sell an “ADV” fund within five years of the original purchase date your representative
will be required to repay up to 100% of the advance amount received.
Purchases of “FE-ADV” funds are automatically switched-in to the “ADV” version of the fund immediately after purchase, at
no cost to you, and are reflected in the transaction activity on your statement. At the end of five years, units in “ADV” funds
are automatically switched-in to the “FE” version of the fund, at no cost to you, and are reflected in the transaction activity on
your statement.
“FE”, “ADV”, or “FE-ADV” PD Funds are not subject to redemption charges; however, all applicable withholding taxes,
government grant repayments, unpaid Dealer Service Fees, and unpaid annual maintenance fees may apply at the tim e of
redemption.

Annual Account Maintenance Fee for PD Fund Accounts

As described in the Fund Facts document you received at time of purchase, an annual account maintenance fee (the “fee”)
of up to $50 may be charged to each PD fund account.

For 2024, we have set the annual account maintenance fee at $35. If you opened an AGF account in January, February, or
March 2023 your fee will be charged in April 2024. All other accounts will be charged in the anniversary month of the
account’s opening date. For 2024, the annual fee will be waived if your account has a market value of $50,000 or more, has
an active weekly, bi-weekly, semi-monthly, or monthly Pre-Authorized Contribution (PAC) plan, or if it is a Group savings
plan (Group RRSP, Group TFSA, etc.) or a DPSP, RESP, FHSA, LIRA, RLSP, RRIF, RPP, LIF, LRIF, PRIF or RLIF account
type.

General Disclosures

Transactions made on or near the end of the reporting statement period m ay appear on the next statement. While care is
taken in preparation of this statement, no guarantee is made as to its accuracy. Please check this statem ent W ITHOUT
DELAY. It is your obligation to advise us of any error, omission or objection within 45 days of the statement date in writing,
by em ail or by fax.
 RANDY REYES Page 4 of 4

IMPORTANT DISCLOSURES

Fee transactions include the PFSL dealer service fee plus applicable taxes. If you own the AGF Platform Funds TM or AGF
Series O funds, fee transactions also include AGF’s management fee plus applicable taxes. Most other m utual funds,
including the Mackenzie FuturePathTM Funds, charge the management fee directly to the fund. In addition, if you own the PD
Funds, an annual account maintenance fee of up to $50 may be charged by PFSL in accordance with your account
agreement.
In the annual Report on Charges and Other Compensation, we will provide you with a summary of the account maintenance
fee and/or dealer service fees earned by PFSL during the year. Additional inform ation about fees and charges associated
with your mutual fund(s) is included in the Fund Facts docum ent(s), a copy of which can be obtained from your
representative upon request.
For m ore information about representative compensation, PFSL’s product offering and conflicts of interest, please visit
www.primericacanada.ca to review the Conflicts of Interest Disclosure and Relationship Disclosure Docum ent. If you have
any questions, please contact your representative.
Mutual Funds offered through PFSL Investments Canada Ltd., Mutual Fund Dealer. Commissions, trailing com missions,
management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before
investing.
Mutual funds are not guaranteed. Further, money market m utual funds are not covered by the Canada Deposit Insurance
Corporation or by any other government deposit insurer. The values of all mutual funds change frequently and past
performance m ay not be repeated. There are no guarantees that a mutual fund will be able to maintain its net asset value
per security at a constant amount or that the full am ount of your investm ent in the m utual fund will be returned to you.
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Customers’ accounts are protected by the MFDA Investor Protection Corporation (“IPC”) within specific limits. Customers
with accounts in Quebec are generally not covered by the IPC. Please refer to the IPC Coverage Policy on the website at
www.mfda.ca/ipc for a description of the nature and limits of the coverage, or contact the IPC at 1-888-466-6332.

(End of Statement)
 PFSL Investments Canada Ltd.
Your Investment Performance
For the period ending December 31, 2023

RANDY REYES
49 Vanier Dr
#509-
Kitchener ON N2C 2H8

Your TFSA Account 13401160CZ

This report tells you how your account has performed as of December 31, 2023. It can help you measure your
progress toward meeting your investment goals. Speak to your representative if you have questions about this
report. It is important that you tell your representative if your personal or financial circumstances have
changed. Your representative can recommend adjustments to your investments to keep you on track to
meeting your goals.

Total value summary

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Change in the value of your account

$200
You opened your account on October 10, 2023.
$160 $150 $152
Your investments have increased by $2.07 since you opened
your account.
$120
Your investments have increased by $2.07 during the past year.
Net amount invested1 and market value 2 $80
You have invested a net amount of $150.00 since you opened your
account. The market value of your account on December 31, 2023 $40
is $152.07.
$0

Net amount Market value of

invested since account on
you opened Dec 31, 2023
your account

Change in the value of your account

Jan 1, 2023 to Since you opened
Dec 31, 2023 your account

Opening market value $0.00 $0.00

Purchases and transfers-in $150.00 $150.00
Withdrawals and transfers-out $0.00 $0.00
Change in the market value of your account $2.07 $2.07
Closing market value $152.07 $152.07
 RANDY REYES Page 2 of 2

Your personal rates of return TFSA Account 13401160CZ

Since you opened

Past year Past 3 years Past 5 years Past 10 years your account
N/A3 N/A3 N/A3 N/A3 N/A3

Information about your personal rates of return

The table above shows the annualized total percentage return of your account for the period ending December
31, 2023. Returns are calculated after charges have been deducted. These include charges you pay for advice,
transaction charges and account related charges, but not income tax.

Keep in mind your returns reflect the mix of investments and risk level of your account. When assessing your
returns, consider your investment goals, the amount of risk you're comfortable with, and the value of the advice
and services you receive.

The total percentage return means the cumulative realized and unrealized capital gains and losses of an
investment, plus income from the investment, over a specified period of time, expressed as a percentage. For
example, an annual total percentage return of 5% for the past three years means that the investment
effectively grew by 5% a year in each of the three years.
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The returns in this table are your personal rates of return. Your returns are affected by changes in the value
of the securities you have invested in, dividends and interest that they paid, and also deposits and withdrawals
to and from your account. If you have a personal financial plan, it will contain a target rate of return, which is
the return required to achieve your investment objectives. By comparing the rates of return you actually
achieved (shown in the table) with your target rate of return, you can see whether you are on track to meet
your investment objectives. All calculations are based in Canadian dollars.

In accordance with Canadian regulatory requirements, we use a money weighted method to calculate rates of
return. Contact your representative if you want more information about this calculation.

Contact your representative to discuss your rate of return and investment objectives.

1
“Net amount invested” means the sum of all deposits into your account, including the market value of all deposits and
transfers of securities into your account but not including any reinvested interest, dividend, or capital gain transactions,
LESS the market value of any withdrawals and transfers out of your account.

2
“Market value” is the price at which an investment can be sold on the open market at a specific point in time. The market
value of an investment fund is its “Net Asset Value”. This is usually calculated by investment managers once per day. If we
cannot reasonably determine the market value then we have excluded that investment from the calculation of your return.

3
“N/A” Your account was not open for the entire reporting period specified.
 PFSL Investments Canada Ltd.
Your Report on Charges and Other
Compensation
For the period ending December 31, 2023

RANDY REYES
49 Vanier Dr
#509-
Kitchener ON N2C 2H8

Your TFSA Account 13401160CZ

This report summarizes the compensation that we received directly and indirectly in 2023. Our compensation comes from
two sources;
1. What we charge you directly. Some of these charges are associated with the operation of your account. Other
charges are associated with purchases, redemptions, and other transactions you make in the account.
2. What we receive through third parties.

Charges are important because they reduce your profit or increase your loss from investing. If you need an explanation of
the charges described in this report, your representative can help you.
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Charges and Compensation

Charges you paid directly to us

Operating Charges
No operating charges were levied against your account during the period
Transaction Charges
Comm ission on purchases of mutual funds with a front-end sales charge (see note 2) $3.00
Total charges associated with transactions we executed for you $3.00

Total charges you paid directly to PFSL Investments Canada Ltd. $3.00

Compensations we received through third parties (note 3)

Comm issions from m utual fund managers on purchases of DSC mutual funds (see note 4) $0.00

Trailing commissions from mutual fund managers (see note 5) $0.00

Total compensation we received through third parties $0.00

Total Charges and compensation we received in 2023 $3.00

Notes
1. For certain fund series, rather than receiving a trailing commission directly from the fund manager, a service fee is payable by you to
PFSL Investments Canada Ltd. (PFSL). This fee is deducted from your account on a periodic basis, based upon the average asset value
in your account during the period.

2. Front-end commission is an initial sales charge fee when you buy units or shares of a mutual fund. Over the past year, you paid $3.00 in
this type of commission.
3. PFSL is the principal distributor of the AGF Platform FundsTM and Mackenzie FuturePath FundsTM (the “PD Funds”). In exchange for
acting as the principal distributor and providing services to the fund managers, PFSL receives a percentage of the management fees
earned by the fund managers on the PD Funds. This compensation is not allocated to individual investment accounts, so it is not
reflected in the statement of Compensation we received through third parties above. For further information, please review the PFSL
Relationship Disclosure Document at www.primericacanada.ca.

4. If you purchased units of mutual funds on a deferred sales charge (DSC) basis, we received a commission from the investment fund
manager. During the year, these commissions amounted to $0.00. Deferred sales charges usually decline to zero after a specific
number of years.
 PFSL Investments Canada Ltd.
Your Report on Charges and Other
Compensation
For the period ending December 31, 2023

Notes
5. We received $0.00 in trailing commissions in respect of securities you owned during the 12-month period covered by this report.
Investment funds pay investment fund managers a fee for managing their funds. The managers pay us ongoing trailing commissions for
the services and advice we provide you. The amount of the trailing commission depends on the sales charge option you chose when you
purchased the fund. You are not directly charged the trailing commission or the management fee. These fees affect you because they
reduce the amount of the fund’s return to you. Information about management fees and other charges to your investment funds is
included in the prospectus or fund facts document for each fund.
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