Ref no. – UK/KNK/ /5/2023/LAP/NM Dated: 30.05.
2023
Status: Positive
To,
The Manager,
Incred Financial Services Limited
(Formerly, KKR India Financial Services Limited)
_____________________________________________
Sub:- Title Search Report with respect of immovable property bearing No. 25 Foota Road, Khasra
No. 68/19 area measuring 83.61 sq. meters Situated in unauthorized colony 25 Foota Road, Ajit
Vihar, Burari, Delhi (329-A) (Colony Regn. No. 329, GIS ID No. of Geo-Coordinates file
DDA/GIS/25032021055143/306907 owned by Mohd. Dilshad
Dear Sir,
As per your instruction, I/We _Khaitan and Khaitan have conducted the legal scrutiny of the aforesaid
property and investigated the title of Mohd. Dilshad over his/her/their aforesaid immovable property and
submit my/our report as under:
TITLE SEARCH REPORT (TSR)
A. Name and address of the Branch Incred Financial Services Limited
Connaught Place Branch
B. Name and address of the Borrower BISHMILLAH CHICKAN SHOP
Status of the Borrower Prop.
(Individual/ Partnership Firm/ LLP/ Trust/
Company etc.)
C. Name and address of the Owner/ Mohd. Dilshad
Mortgagor
Status of the Owner/ Mortgagor Individual
(Individual/ Partnership Firm/ LLP/ Trust/
Company etc.)
D. Complete/full description of the Immovable property bearing No. 25 Foota Road, Khasra
Property/ (ies) offered as security including No. 68/19 area measuring 83.61 sq. meters
the following details: Situated in unauthorized colony 25 Foota
Survey/ CTS/ CS/ Gut/ Khata/ Khasra/ Road, Ajit Vihar, Burari, Delhi (329-A)
Plot/ Patta/ TPS Scheme Number etc. (Colony Regn. No. 329, GIS ID No. of Geo-
Flat/ Unit/ House/Plot Number etc. Coordinates file
Area/Extent (Square feet/ Square meter) DDA/GIS/25032021055143/306907 Bounded
Name of Village/ Tehsil/ District/ as:
State/Pin/Municipal Ward etc.
Boundaries EAST: Road 25 Feet Wide
WEST: Other’s Property
NORTH: Other’s Property
SOUTH: Road 18 Feet
E. Type of Property (ies) Residential
Residential/Commercial/Industrial
Others (please specify in details)
F. Nature of Tenure of Property (ies) Freehold
Freehold/Leasehold/Govt. Allotment
Any others (Please specify in details)
Page 1 of 11
G. List of documents (photocopy/true copies) verified/ scrutinized in respect of the property
offered as security prior to disbursement.
a) Photocopy of Sale Deed dated 12.07.1991 executed by Sh. T. Aruna Aggarwal, Sh. Ram
Gopal, Sh. Kadam Lal through his GPA holder Sh. D.N. Tyagi in favour of Sh. J.C
Duggal in respect of agriculture land area measuring 1 bigha 5 biswa out of Khasra No.
68/19 (ILLEGIBLE)
b) Photocopy of Sale Deed dated 12.07.1991 executed by Sh. Daya Nand Tyagi in favour of
Sh. J.C Duggal in respect of agriculture land area measuring 2 bigha out of Khasra No.
68/19 (ILLEGIBLE)
c) Photocopy of Khatoni of Fasli Year--------issued by Concerned Tehsildar in favour of Sh.
J.C. Duggal in respect of Khasra No. 68/19 and others.
d) Photocopy of ATS (Notary), GPA, SPA and Will dated 17.12.1996 executed by Sh.
Jagdish Chand Duggal in favour of Sh. V.S. Pasricha in respect of the Plot land area
measuring 2 bigha & 5 Biswa out of Khasra No. 68/19 (2-05)
e) Photocopy of ATS (Notary) dated 15.04.1997 executed by Sh. V.S. Pasricha in favour of
Sh. Sunil Pasricha in respect of the Plot land area measuring 2250 sq. yards (2 bigha 5
biswa) out of Khasra No. 68/19min.
f) Photocopy of ATS (Notary) dated 28.06.2007 executed by Sh. Sunil Pasricha in favour
of----------------------- (INCOMPLETE)
g) Photocopy of GPA (Notary) and Will (Notary) dated 28.06.2007 executed by Sh. Sunil
Pasricha in favour Sh. Charan Singh in respect of Plot land area measuring 2 bigha& 5
Biswa out of Khasra No. 68/19.
h) Photocopy of GPA (Notary), ATS (Notary) and Will (Notary) dated 12.02.2008 executed
by Sh. Charan Singh in favour of Smt. Anuradha Gupta in respect of the Plot land area
measuring 2 bigha & 5 Biswa out of Khasra No. 68/19 (2-05)
i) Photocopy of Will (Notary) and GPA (Notary) dated 20.12.2012 executed by Smt.
Anuradha Gupta in favour of Sh. Jogender Bhardwaj in respect of the Plot land area
measuring 2 bigha & 5 Biswa out of Khasra No. 68/19 (2-05)
j) Photocopy of GPA (Notary), ATS (Notary) and Will (Notary) dated 02.01.2013 executed
by Sh. Jogender Bhardwaj in favour of Smt. Vimla Devi in respect of the Plot land area
measuring 100 sq. yards Pertaining Khasra No. 68/19 (2-05)
k) Photocopy of GPA (Notary), ATS (Notary) and Will (Notary) dated 02.01.2013 executed
by Sh. Jogender Bhardwaj in favour of Sh. Mahender in respect of the Plot land area
measuring 100 sq. yards Pertaining Khasra No. 68/19 (2-05)
l) Photocopy of GPA (Notary), ATS (Notary) and Will (Notary) dated 13.07.2013 executed
by Smt. Vimla Devi in favour of Sh. Amit Tyagi in respect of the Plot land area
measuring 100 sq. yards Pertaining Khasra No. 68/19 (2-05)
m) Photocopy of GPA (Notary), ATS (Notary) and Will (Notary) dated 28.04.2017 executed
by Sh. Mahender in favour of Sh. Amit Tyagi in respect of the Plot land area measuring
100 sq. yards Pertaining Khasra No. 68/19 (2-05)
n) Photocopy of GPA (Notary), ATS (Notary) and Will (Notary) dated 28.04.2017 executed
by Sh. Amit Tyagi in favour of Sh. Vinod in respect of the Plot land area measuring 125
sq. yards Pertaining Khasra No. 68/19 (2-05)
o) Photocopy of GPA (Notary), ATS (Notary) and Will (Notary) dated 19.02.2018 executed
by Sh. Vinod in favour of Sh. Yogender Tyagi in respect of Plot land area measuring
100 sq. yards Pertaining Khasra No. 68/19 (2-05)
p) Photocopy of GPA (Notary) and SPA (Notary) dated 20.02.2018 executed by Sh.
Yogender Kumar Tyagi in favour of Mohd. Dilshad in respect of the Plot land area
measuring 100 sq. yards Pertaining Khasra No. 68/19.
q) Photocopy of Authorization Slip dated 11.09.2021 executed by The President of India
through DDA in favour of Mohd. Dilshad in respect of the Khasra No. 68/19, area
measuring 83.61 sq. meters. (Doc. No.9913, Book No.I, Volume No. 8736, on Pages
196-198, Dated 25.10.2021, SRO-I) (property Type is not mentioned)
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H. In case of Take Over/Balance Transfer from No.
any other Banks/Financial Institutions the List
of Documents (LOD) is provided for the
above documents. (Yes/No)
I. Flow of title to the property offered as security from the mother deed to the latest title deed
establishing title of the property- (Please provide in detail OR separate sheet may be
attached with this report)
a) Initially, Sale Deed dated 12.07.1991 executed by Sh. T. Aruna Aggarwal, Sh. Ram
Gopal, Sh. Kadam Lal through his GPA holder Sh. D.N. Tyagi in favour of Sh. J.C
Duggal in respect of agriculture land area measuring 1 bigha 5 biswa out of Khasra No.
68/19
b) Thereafter, Sale Deed dated 12.07.1991 executed by Sh. Daya Nand Tyagi in favour of
Sh. J.C Duggal in respect of agriculture land area measuring 2 bigha out of Khasra No.
68/19
c) Thereafter, ATS (Notary), GPA, SPA and Will dated 17.12.1996 executed by Sh. Jagdish
Chand Duggal in favour of Sh. V.S. Pasricha in respect of the Plot land area measuring 2
bigha & 5 Biswa out of Khasra No. 68/19 (2-05)
d) Thereafter, ATS (Notary) dated 15.04.1997 executed by Sh. V.S. Pasricha in favour of
Sh. Sunil Pasricha in respect of the Plot land area measuring 2250 sq. yards (2 bigha 5
biswa) out of Khasra No. 68/19min.
e) Thereafter, GPA (Notary), ATS and Will (Notary) dated 28.06.2007 executed by Sh.
Sunil Pasricha in favour Sh. Charan Singh in respect of Plot land area measuring 2
bigha& 5 Biswa out of Khasra No. 68/19.
f) Thereafter, GPA (Notary), ATS (Notary) and Will (Notary) dated 12.02.2008 executed
by Sh. Charan Singh in favour of Smt. Anuradha Gupta in respect of the Plot land area
measuring 2 bigha & 5 Biswa out of Khasra No. 68/19 (2-05)
g) Thereafter, Will (Notary) and GPA (Notary) dated 20.12.2012 and ATS executed by Smt.
Anuradha Gupta in favour of Sh. Jogender Bhardwaj in respect of the Plot land area
measuring 2 bigha & 5 Biswa out of Khasra No. 68/19 (2-05)
h) Thereafter, GPA (Notary), ATS (Notary) and Will (Notary) dated 02.01.2013 executed
by Sh. Jogender Bhardwaj in favour of Smt. Vimla Devi in respect of the Plot land area
measuring 100 sq. yards Pertaining Khasra No. 68/19 (2-05)
i) Thereafter, GPA (Notary), ATS (Notary) and Will (Notary) dated 02.01.2013 executed
by Sh. Jogender Bhardwaj in favour of Sh. Mahender in respect of the Plot land area
measuring 100 sq. yards Pertaining Khasra No. 68/19 (2-05)
j) Thereafter, GPA (Notary), ATS (Notary) and Will (Notary) dated 13.07.2013 executed
by Smt. Vimla Devi in favour of Sh. Amit Tyagi in respect of the Plot land area
measuring 100 sq. yards Pertaining Khasra No. 68/19 (2-05)
k) Thereafter, GPA (Notary), ATS (Notary) and Will (Notary) dated 28.04.2017 executed
by Sh. Mahender in favour of Sh. Amit Tyagi in respect of the Plot land area measuring
100 sq. yards Pertaining Khasra No. 68/19 (2-05)
l) Thereafter, GPA (Notary), ATS (Notary) and Will (Notary) dated 28.04.2017 executed
by Sh. Amit Tyagi in favour of Sh. Vinod in respect of the Plot land area measuring 125
sq. yards Pertaining Khasra No. 68/19 (2-05)
m) Thereafter, GPA (Notary), ATS (Notary) and Will (Notary) dated 19.02.2018 executed
by Sh. Vinod in favour of Sh. Yogender Tyagi in respect of Plot land area measuring
100 sq. yards Pertaining Khasra No. 68/19 (2-05)
n) Thereafter, GPA (Notary) and SPA (Notary) dated 20.02.2018 executed by Sh. Yogender
Kumar Tyagi in favour of Mohd. Dilshad in respect of the Plot land area measuring 100
sq. yards Pertaining Khasra No. 68/19.
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o) Finally, Authorization Slip dated 11.09.2021 executed by The President of India through
DDA in favour of Mohd. Dilshad in respect of the Khasra No. 68/19, area measuring
83.61 sq. meters.
J. Whether title deed of present owner is Yes
properly stamped and registered as required
under the law?
Please provide the details of title deed.
K. Details of Land Revenue Records/ Khata Extracts/ RTC/ 7-12 Extracts/ Property Card/
Khasra/ Khatauni/ Mutation Records etc.:-
Whether the property/ies has/have been No. Not Provided to us
mutated in the name/s of the present owner?
Please mention the name of document by
which it is ascertain and If not
mutated/recorded what remedy?
Whether there is any discrepancy in the No
mutation details and title deed? Please
provide(if yes)
L. Details of Approved/ Sanctioned Permissions for the construction of property-
Whether requisites Sanctions/ Permissions/ We have not obtained such document.
Noc’s/ Plans/ Lay-outs from Competent
Authorities under the State/ Central/ Local
Laws have been obtained in order to develop/
construction of the property by the Owner/
Developer?
Please mention details and If not obtained
what remedy?
Certificate of Commencement/ Occupation/ Not Applicable
Completion/ Possession Receipt have been
obtained from competent authorities.
Please mentioned details.
Whether RERA registration is obtained for
the property and details are verified/matched
with online portal of RERA.
Please mention RERA details (If applicable)
Whether permission for conversion of Not Applicable
land/plot from Agricultural to Non
Agriculture for Residential/Commercial
purpose or other purpose is obtained?
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Please mention the reference of the same.
M. Status of Property/ Municipal/ Panchayat Tax/ Land Revenue Cess/ Assessment and other
statutory dues etc.
Whether up to date Property Tax/ Land Yes
Revenue Cess is paid to Municipal
Corporation/ Panchyat/ Society and other
State/Central Govt. Authorities.
Whether the property tax receipts have been Not Applicable
physically verified and found to be in the
name of present owner.
If not mutated in the present owner name
what remedy?
N. OTHER INTEREST/ CLAIMS/ LITIGATIONS
Whether any of the minor is having interest in Not Applicable
the Property offered as mortgage.
If so, whether court permission has been
obtained for offering the property as
security or is yet to be obtained.
If not, whether mortgage can be created
on the property/ies offered as security.
Any Government Claims, Acquisitions, Third No
Party Claims, Liens etc. and details thereof.
Whether the property is involved in or subject Not Applicable
matter of any litigation which is pending or
concluded?
If so, whether such litigation would adversely
affect the creation of a valid mortgage or have
any implication of its future enforcement?
Whether the property is affected by any Local Not Applicable
Laws, ULC Law, Tenancy Law, Development
Plan, State/Central Laws or other regulations.
O. PERMISSION/ NOC-
Whether Permission or NOC from Developer/ Not Applicable
Co-operative Housing Society/ State/ Central/
Local Authority or any other person or entity
etc. are required before creation of mortgage.
P. If the property is a Leasehold property
Whether Lease Deed has been stamped and Not Applicable
registered as required under the law.
Please provide details.
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Residual period of Lease. Not Applicable
Whether Lessee is permitted to mortgage the Not Applicable
Leasehold Right?
Whether the consent/permission from the Not Applicable
Lessor is required for creating the mortgage or
not?
Whether premium, lease rent and other dues Not Applicable
have been paid to the Lessor by the Lessee up
to date or not? Please mention details thereof.
Any other detrimental clause in the lease- Not Applicable
deed?
Q. If the property is belongs to Private/Public Not Applicable
Trust
Whether the property belongs to any trust or Not Applicable
is subject to the rights of any trust?
Whether the trust is a private or public trust? Not Applicable
Whether trust deed specifically authorizes the Not Applicable
mortgage of the property and trust is having
borrowing power to borrower a loan from
bank or financial institution for the purpose of
trust under trust deed.
Please specify the details.
If Yes, additional precautions/permissions to Not Applicable
be obtained for creation of valid mortgage?
Any other precautions to be taken before Not Applicable
creation of mortgage
R. Search of the Sub-Registrar of Assurance, Encumbrance Certificate(EC), CERSAI, ROC
etc.-
Whether searches had been conducted at the
concerned office at the Sub-Registrar of Search is being conducted
Assurance for the past 13 years.
Please annex the search receipts and search
report in respect thereof.
Particulars of all registered title deeds offered Yes
as security appears in the records of
concerned Sub-Registrar of Assurance.
(Yes/No)
Whether any charge, encumbrances, defect or Not Applicable
adverse entry are found which affect the title
of the present owners.
Whether online/computer records are Not Applicable
available or not and any verification or cross
checking are made and the comments/
findings in this regard.
The period covered under the Encumbrance Not Applicable
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Certificate (EC) and the encumbrances if any,
reflected therein.
Whether any subsisting charge on the Not Available
property/ies offered as security is found in the
search of CERSAI or ROC?
If yes, state details of charge and whether the
charge has been discharged or not.
S. Whether there any subsisting charge on the No
property/ies offered as security? If yes, state
whether such charge has been discharged or
not.
(Mortgage/ Lis-pendens/ Charge/
Encumbrances/ Attachment/ others)
T. In case of missing/absence of any original title Not Applicable
deeds of the property what precaution to be
taken by the Incred Financial Services
Limited in this regard.
U. Enforcement of Mortgage
Whether the Incred Financial Services Yes
Limited will be able to enforce SARFAESI
Act, if required against the property offered as
security.
Whether the local laws or any other law No
restricts the creation of the Mortgage/ Sale of
the property to be mortgaged to the Incred
Financial Services Limited.
V. Type of Mortgage/Stamp Duty/Registration Charges
Type of Mortgage recommended for the Equitable Mortgage
Property (Equitable Mortgage/ Registered
Mortgage)
Applicable Stamp duty payable for mortgage Not Available
at the respective state where the property is
located-
For Simple (Registered) Mortgage Not Available
For Deposit of Title Deed i.e. Not Available
Equitable Mortgage/Memorandum of
Deposit of Title Deed
(EM/MOE/MODTD)
Act and Article Number
Registration Charges for Equitable Not Available
Mortgage/ Registered Mortgage in the
respective state
Whether Equitable Mortgage is compulsorily Yes
required to be registered or same is to be
intimated to concerned Registrar or Sub-
Registrar of Assurance or any other authority.
Page 7 of 11
W. Additional suggestions, if any to safeguard the No
interest of Incred Financial Services Limited/
ensuring the perfection of security.
X. Whether lawyer has verified all original title No.
deeds and documents in respect to the
property.
Y. Mandatory documents to be obtained for creating Valid Mortgage – Please provide detailed
in Annexure-I.
Z. FINAL CERTIFICATE-
In view of the aforesaid documents and information furnished before me/us, I/We hereby
certify/opinion that Mohd. Dilshad is/are the absolute owners of the aforesaid schedule property
and have an absolute, clear and marketable title over the schedule property and mortgage if
created will be perfect and available to the Incred Financial Services Limited towards the
liabilities of the Borrower.
ANNEXURE– I
(Mandatory documents to be obtained for creating valid mortgage- Pre Disbursement/Transaction)
Original/ Photocopy/
Sr. Details of the Documents
Certified
Khatauni/Jamabandi issued by Concerned Tehsildar in favour of Sh. T. Photocopy
1. Aruna Aggarwal, Sh. Ram Gopal, Sh. Kadam Lal and Sh. Daya Nand
Tyagi in respect of Khasra No. 68/19
GPA executed by Sh. T. Aruna Aggarwal, Sh. Ram Gopal, Sh. Kadam Photocopy
2. Lal in favour of Sh. D.N. Tyagi in respect of agriculture land area
measuring 1 bigha 5 biswa out of Khasra No. 68/19
Sale Deed dated 12.07.1991 executed by Sh. T. Aruna Aggarwal, Sh.
Ram Gopal, Sh. Kadam Lal through his GPA holder Sh. D.N. Tyagi in
3. Photocopy
favour of Sh. J.C Duggal in respect of agriculture land area measuring 1
bigha 5 biswa out of Khasra No. 68/19
Sale Deed dated 12.07.1991 executed by Sh. Daya Nand Tyagi in
4. favour of Sh. J.C Duggal in respect of agriculture land area measuring 2 Photocopy
bigha out of Khasra No. 68/19
ATS (Notary), GPA, SPA and Will dated 17.12.1996 executed by Sh.
Jagdish Chand Duggal in favour of Sh. V.S. Pasricha in respect of the
5. Plot land area measuring 2 bigha & 5 Biswa out of Khasra No. 68/19 Photocopy
(2-05)
ATS (Notary) dated 15.04.1997 executed by Sh. V.S. Pasricha in
favour of Sh. Sunil Pasricha in respect of the Plot land area measuring
6. Photocopy
2250 sq. yards (2 bigha 5 biswa) out of Khasra No. 68/19min
GPA (Notary), ATS and Will (Notary) dated 28.06.2007 executed by Photocopy
7. Sh. Sunil Pasricha in favour Sh. Charan Singh in respect of Plot land
area measuring 2 bigha& 5 Biswa out of Khasra No. 68/19
GPA (Notary), ATS (Notary) and Will (Notary) dated 12.02.2008 Photocopy
executed by Sh. Charan Singh in favour of Smt. Anuradha Gupta in
8. respect of the Plot land area measuring 2 bigha & 5 Biswa out of
Khasra No. 68/19 (2-05)
9. Will (Notary) and GPA (Notary) dated 20.12.2012 and ATS executed Photocopy
Page 8 of 11
by Smt. Anuradha Gupta in favour of Sh. Jogender Bhardwaj in respect
of the Plot land area measuring 2 bigha & 5 Biswa out of Khasra No.
68/19 (2-05)
Sub Division Letter issued by Concerned Authority in respect of Photocopy
10.
the Property.
GPA (Notary), ATS (Notary) and Will (Notary) dated 02.01.2013 Photocopy
executed by Sh. Jogender Bhardwaj in favour of Smt. Vimla Devi in
11. respect of the Plot land area measuring 100 sq. yards Pertaining Khasra
No. 68/19 (2-05)
GPA (Notary), ATS (Notary) and Will (Notary) dated 02.01.2013 Photocopy
executed by Sh. Jogender Bhardwaj in favour of Sh. Mahender in
12. respect of the Plot land area measuring 100 sq. yards Pertaining Khasra
No. 68/19 (2-05)
GPA (Notary), ATS (Notary) and Will (Notary) dated 13.07.2013 Photocopy
executed by Smt. Vimla Devi in favour of Sh. Amit Tyagi in respect of
13.
the Plot land area measuring 100 sq. yards Pertaining Khasra No. 68/19
(2-05)
GPA (Notary), ATS (Notary) and Will (Notary) dated 28.04.2017 Photocopy
executed by Sh. Mahender in favour of Sh. Amit Tyagi in respect of the
14. Plot land area measuring 100 sq. yards Pertaining Khasra No. 68/19 (2-
05)
GPA (Notary), ATS (Notary) and Will (Notary) dated 28.04.2017 Photocopy
executed by Sh. Amit Tyagi in favour of Sh. Vinod in respect of the
15.
Plot land area measuring 125 sq. yards Pertaining Khasra No. 68/19 (2-
05)
Sub Division Letter issued by Concerned Authority in respect of Photocopy
16.
the Property.
GPA (Notary), ATS (Notary) and Will (Notary) dated 19.02.2018 Original
executed by Sh. Vinod in favour of Sh. Yogender Tyagi in respect of
17.
Plot land area measuring 100 sq. yards Pertaining Khasra No. 68/19 (2-
05)
GPA (Notary) and SPA (Notary) dated 20.02.2018 executed by Sh. Original
18. Yogender Kumar Tyagi in favour of Mohd. Dilshad in respect of the
Plot land area measuring 100 sq. yards Pertaining Khasra No. 68/19
Authorization Slip dated 11.09.2021 executed by The President of India Original
through DDA in favour of Mohd. Dilshad in respect of the Khasra No.
19.
68/19, area measuring 83.61 sq. meters(Doc. No.9913, Book No.I,
Volume No. 8736, on Pages 196-198, Dated 25.10.2021, SRO-I)
NOTE: at last we have examined Authorization Slip, normally NBFC’s are not funding on
the basis of such authorization slip as prior chain link documents are unregistered POA,
which can’t be verified, hence this case is released as per Bank Approval.
Thanking You,
Page 9 of 11
Yours faithfully,
Name, Seal and Signature of Advocate/ Law
Khaitan & Khaitan
Firm
Contact Person/s 8810391672
Phone/ Mobile No. 1149774545/99
E-MAIL [email protected]
Date and Place
Enclosed: Search Receipt No. 250170 dated 30.05.2023 of
Rs. 1300/- for the year from 2011 to 2023.
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