CONSENT FORM

CONSENT FORM – PROCESSING OF PERSONAL INFORMATION

I/we the undersigned

Applicant 1 Applicant 2

Full Name and Surname_________________________________________ Full Names and Surname_______________________________________

Identity Number_________________________________________________ Identity Number_______________________________________________

Contact No._____________________________________________________ Contact No.___________________________________________________

Email Address___________________________________________________ Email Address_________________________________________________

BetterBond, a division of BetterLife Origination Services Proprietary Limited (“BetterBond”), together with other members of the
BetterHome Group (comprising BetterHome Group Limited and entities in which it has a direct or indirect financial interest) (collectively
“we” or “us”), offers a range of services relating to your home journey to make your home dreams come true, seamlessly and efficiently.
BetterBond accordingly offers the following services: (i) bond pre-qualification applications; (ii) credit checks; (iii) home loan applications
to various credit providers including your nominated banks; (iv) insurance brokering services in relation to life (such as, but not limited
to, life insurance) and non-life cover (such as, but not limited to, building and home contents insurance); (v) services regarding estate
planning and wills; (vi) personal loan services regarding assistance for transfer and bond costs; and (vii) other services that relate to
the purchase of your home and/or fulfilling bond grant conditions (collectively “Services”).
By signing this form in the space provided below, you appoint BetterBond and the BetterHome Group to render the Services1 to you and
appoint BetterBond as your sole agent and on your behalf to submit an application to various financial institutions (including credit
providers, banks, insurers and registered financial services providers) for home loans and/or insurance cover and/or other products
relating to the Services. You agree to BetterBond’s Terms and Conditions available at https://www.betterbond.co.za.
Declarations: I/we (the applicant/s) declare and confirm that -
• I/we are not unrehabilitated insolvents and I/we have not applied for nor am I/are we under debt rescue.
• I/we hold no other citizenships and residence for local and international tax purposes, other than those disclosed in this application
form. I/we will inform the relevant financial institution in writing of any change of this status within 30 days of the change of status.
• I/we warrant that all information (irrespective of the format) supplied by me/us is to the best of my/our knowledge and belief true
and correct in all material respects. I am not aware of any other information which would, if it were to become known to the financial
institution, affect the consideration of my/our application in any way.
• The bond consultant that has assisted me has explained the advantages of paying a deposit on the property I intend on purchasing
and has also explained that there are costs involved in taking transfer of the property.
• The Services provided require personal information being shared on any adequate platform including but not limited to contacting
me/us via a phone call, WhatsApp, Email, SMS or any other digital means.
• The Services provided by BetterBond and the BetterHome Group are not intended to be financial, tax or legal advice and should
not be construed as such. BetterBond, the BetterHome Group and their respective service partners are not financial planners,
financial brokers or tax advisers. My/our personal financial situation is unique and therefore before making any decisions utilising the
information obtained from BetterBond and the BetterHome Group, I/we shall obtain advice from an accountant or other financial
advisor who is fully aware of my/our individual circumstances and never take up a home loan that will stretch my/our repayment
capacity to its maximum.
CONSENTS
In order to render the Services to you, we will process your personal information in accordance with the purpose for which it has been
collected. For more information about how we protect personal information please see the privacy policy available at https://www.
betterbond.co.za. By signing this form, you consent to BetterBond and the BetterHome Group processing your personal information in
order to render the aforementioned Services to you which includes, inter alia -
• sharing your full name and other personal information, including but not limited to the Offer to Purchase, with us and our service
providers for purposes of rendering the Services to you;
• collecting your personal information (including your payslips, bank statements and identity verification information) from third
parties including your financial institution, your employer(s), credit bureau, your bankers, your spouse, any co-applicant, educational
institutions, any academic verification agencies and any governmental authority or other third party that processes information on
behalf of any governmental authority;
• obtaining your credit report from a credit bureau and to provide that report to a financial institution as part of the credit application,
provide you with advice or assistance with managing your credit and/or challenging the accuracy of information stored by the
bureau. You have been made aware that you are entitled to one free report per year from any registered credit bureau;
• sharing your personal information with various third parties including, inter alia, members of the BetterHome Group, service providers
to the BetterHome Group, including but not limited to credit bureaux, insurers, credit providers and financial institutions and their
respective affiliates, Monify (in relation to personal loans); and any other person who requires your personal information in order
for us to render or in connection with us rendering the Services or offer related banking products to you after your approval of the
financial institution’s offer to finance your immovable property;
• storing your personal information including storage on cloud facilities that may be located outside of South Africa. We will ensure
that appropriate measures are put in place to protect your information in accordance with standards that are no less onerous than
those imposed by South African laws; and
• sharing, retaining, and further processing your personal information for research and statistical purposes.

Applicant 1______________________________________________________ Applicant 2____________________________________________________

Signature_______________________________________________________ Signature_____________________________________________________

Date____________________________________________________________ Date__________________________________________________________

1
BetterBond currently submits applications to ABSA Bank, First National Bank, NedBank, Standard Bank, Investec, Ithala, HiP (Housing Investment Part-
ners), Sentinel, Auto Assist, Business Fuel and RMB Private Bank, however this list is not exhaustive and new credit providers may be added to this list
from time to time.