Secondes Lycée technique
Text
Mr Kim is the finance director for a company in Korea: 'We're with HSBC Bank. We have a cheque
account with a cheque book so we can write cheques - printed forms from a bank that you use to pay
for things. Our customers pay us directly into our account. 'We also have a deposit account where we
can put money for longer periods and earn interest - the bank pays us. ‘It sends us statements every
month showing us the balance for each account - how much money we have in our accounts.'
‘Each of our salespeople has a company Credit card: MasterCard. HSBC is also our Credit card
company. Each card has a limit Of 10 million won (about $8,500) that’s the maximum amount they can
spend. Salespeople use it to pay for hotels, restaurants and other expenses. They can also use the card
to withdraw or take out money from an ATM when they need to pay cash for things. In other words, they
can use it as a cash Card. But there is a charge – an extra amount that we have to pay – for this. ‘We pay
off what we owe – need to pay back every month. We don’t want to get into debt with the credit card
company. We don’t want to have to pay interest.’
‘We use online banking to access our accounts on the Internet on the HSBC website. We can transfer
money between these accounts – we can move money from one account into the other. ‘And we can
use online banking to see how much our salespeople are spending on their credit Cards.’
Adapted from Business English in Use
I/Reading Comprehension
A/ Match paragraphs with titles
Titles Paragraphs
1. Different cards of the company P……….
2. Different banking accounts of the company P ………
3. The company using online banking P……….
B/ Read the text and complete the sentences with the following
Withdraw- online banking – account -statement
4. Mr Kim’s company has deposit and cheque ……………………at HSBC bank.
5. The company ‘s salespersons use card to……………………….money from ATM when they need
cash.
6. HSBC sends the company a…………………..every month to show the company’s balance.
7. The company can use ………………………….to transfer money from account to account and
control their salespersons.
C. Read the text and give
Two sorts of account that the company has at HSBC 8………….…………………
9……………………………
Two sorts of card that the company has at HSBC 10…………’………………… 11…………………………..
Two actions that the company can do with online banking:
12…………………………………………………………………………………………………………………
13…………………………………………………………………………………………………………………
D/ Referring
What or Who the following words refer to
14. We( line1):……………………………………………. 15. It (line6) :………………………………………..
